A reconciliation of the numerator and denominator of basic and diluted earnings per common share is as follows:


	Three months ended September 30, 2012
	Income (Numerator)		Shares (Denominator)		Per-share Amount

Net income	$	11,517,000


Basic earnings per common share	$	11,517,000		67,651,000	$	.17

Effect of dilutive securities:
Options				984,000		—


Diluted earnings per common share	$	11,517,000		68,635,000	$	.17


	Three months ended September 30, 2011
	Income (Numerator)		Shares (Denominator)		Per-share Amount
Net income	$	9,996,000

Basic earnings per common share	$	9,996,000		66,710,000	$	.15
Effect of dilutive securities:
Options				820,000		—

Diluted earnings per common share	$	9,996,000		67,530,000	$	.15


	Nine Months ended September 30, 2012
	Income (Numerator)		Shares (Denominator)		Per-share Amount
Net income	$	31,416,000

Basic earnings per common share	$	31,416,000		67,344,000	$	.47
Effect of dilutive securities:
Options				972,000		(.01	)

Diluted earnings per common share	$	31,416,000		68,316,000	$	.46


	Nine Months ended September 30, 2011
	Income (Numerator)		Shares (Denominator)		Per-share Amount
Net income	$	27,591,000

Basic earnings per common share	$	27,591,000		66,544,000	$	.41
Effect of dilutive securities:
Options				966,000		—

Diluted earnings per common share	$	27,591,000		67,510,000	$	.41