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Accrued Insurance Claims | 12 Months Ended
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Dec. 31, 2020
Payables and Accruals [Abstract] |
Accrued Insurance Claims | Note 18 — Accrued Insurance Claims The Company currently has a Paid Loss Retrospective Insurance Plan for general liability, workers’ compensation insurance and other self-insurance programs, which comprised approximately 27.1% and 33.4% of the Company’s liabilities at December 31, 2020 and 2019, respectively. The decline in our self-insurance liabilities was primarily impacted by a favorable $14.0 million adjustment to the Company's self-insurance reserves during 2020 after considering our updated actuarial estimates for projected incurred losses on past claims as compared to the $2.1 million favorable adjustment recorded in 2019. Under the Company’s insurance plans, predetermined loss limits are arranged with the Company’s insurance company to limit both per occurrence cash outlay and annual insurance plan cost. The Company’s accounting for this plan utilizes current valuations from a third party actuary, which include assumptions based on data such as historical claims, pay-out experience, demographic factors, industry trends, severity factors, and other actuarial calculations. In the event that the Company’s claims experience and/or industry trends result in an unfavorable change in the assumptions or outcomes, it would have an adverse effect on the Company’s results of operations and financial condition. For general liability, workers’ compensation and other self-insurance programs, the Company records both a reserve for the estimated future cost of claims and related expenses that have been reported but not settled, as well as an estimate of claims incurred but not reported. General liability and workers' compensation reserves for claims incurred but not reported are developed by a third party actuary through review of the Company’s historical data and open claims.

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