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LOANS, ALLOWANCE FOR CREDIT LOSSES, AND CREDIT QUALITY - Composition of loans (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | Dec. 31, 2022
--- | --- | --- | --- | ---
Loans |  |  |  |
Subtotals | $ 3,385,507 | $ 3,345,219 |  |
ACL - Loans | (44,378) | (43,609) | $ (43,316) | $ (22,680)
Loans, net of ACL - Loans | 3,341,129 | 3,301,610 |  |
Deferred loan fees, net | (2,112) | (2,245) |  |
Loans, net | 3,339,017 | 3,299,365 |  |
Commercial/Industrial |  |  |  |
Loans |  |  |  |
Subtotals | 510,930 | 488,498 |  |
ACL - Loans | (5,811) | (5,965) | (7,224) | (4,071)
Commercial real estate-owner occupied |  |  |  |
Loans |  |  |  |
Subtotals | 892,994 | 893,977 |  |
ACL - Loans | (13,442) | (12,285) | (12,649) | (5,204)
Commercial real estate - non-owner occupied |  |  |  |
Loans |  |  |  |
Subtotals | 502,569 | 473,829 |  |
ACL - Loans | (6,081) | (5,700) | (4,600) | (2,644)
Multi-family |  |  |  |
Loans |  |  |  |
Subtotals | 323,248 | 332,959 |  |
ACL - Loans | (4,601) | (4,754) | (4,046) | (2,761)
Construction and development |  |  |  |
Loans |  |  |  |
Subtotals | 208,807 | 201,823 |  |
ACL - Loans | (3,238) | (3,597) | (3,110) | (1,592)
Residential 1-4 Family |  |  |  |
Loans |  |  |  |
Subtotals | 880,029 | 888,412 |  |
ACL - Loans | (10,500) | (10,620) | (10,544) | (5,944)
Consumer |  |  |  |
Loans |  |  |  |
Subtotals | 52,086 | 50,741 |  |
ACL - Loans | (604) | (615) | (1,006) | (314)
Other |  |  |  |
Loans |  |  |  |
Subtotals | 14,844 | 14,980 |  |
ACL - Loans | $ (101) | $ (73) | $ (137) | $ (150)

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