XML 64 R54.htm IDEA: XBRL DOCUMENT v3.24.1.u1
REGULATORY MATTERS (Details)
$ in Thousands
Mar. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
REGULATORY MATTERS    
Minimum conservation buffer 0.025 0.025
Standardized Approach    
Total capital (to risk-weighted assets):    
Actual, Amount $ 473,440 $ 484,398
Actual, Ratio 0.1349 0.1399
For Capital Adequacy Purposes, Amount $ 280,722 $ 276,904
For Capital Adequacy Purposes, Ratio 0.0800 0.0800
Minimum Capital Adequacy with Capital Buffer, Amount $ 368,447 $ 363,437
Minimum Capital Adequacy with Capital Buffer, Ratio 0.1050 0.1050
Tier 1 capital (to risk-weighted assets):    
Actual, Amount $ 423,164 $ 437,979
Actual, Ratio 0.1206 0.1265
For Capital Adequacy Purposes, Amount $ 210,541 $ 207,678
For Capital Adequacy Purposes, Ratio 0.0600 0.0600
Minimum Capital Adequacy with Capital Buffer, Amount $ 298,267 $ 294,211
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0850 0.0850
Common Equity Tier 1 capital (to risk-weighted assets):    
Actual, Amount $ 423,164 $ 433,979
Actual, Ratio 0.1206 0.1254
For Capital Adequacy Purposes, Amount $ 157,906 $ 155,759
For Capital Adequacy Purposes, Ratio 0.0450 0.0450
Minimum Capital Adequacy with Capital Buffer, Amount $ 245,632 $ 242,291
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0700 0.0700
Tier 1 capital (to average assets):    
Actual, Amount $ 423,164 $ 437,979
Actual, Ratio 0.1073 0.1105
For Capital Adequacy Purposes, Amount $ 157,788 $ 158,581
For Capital Adequacy Purposes, Ratio 0.0400 0.0400
Minimum Capital Adequacy with Capital Buffer, Amount $ 157,788 $ 158,581
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0400 0.0400
Bank | Standardized Approach    
Total capital (to risk-weighted assets):    
Actual, Amount $ 429,412 $ 446,634
Actual, Ratio 0.1224 0.1291
For Capital Adequacy Purposes, Amount $ 280,562 $ 276,726
For Capital Adequacy Purposes, Ratio 0.0800 0.0800
Minimum Capital Adequacy with Capital Buffer, Amount $ 368,237 $ 363,202
Minimum Capital Adequacy with Capital Buffer, Ratio 0.1050 0.1050
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 350,702 $ 345,907
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.1000 0.1000
Tier 1 capital (to risk-weighted assets):    
Actual, Amount $ 391,136 $ 412,215
Actual, Ratio 0.1115 0.1192
For Capital Adequacy Purposes, Amount $ 210,421 $ 207,544
For Capital Adequacy Purposes, Ratio 0.0600 0.0600
Minimum Capital Adequacy with Capital Buffer, Amount $ 298,097 $ 294,021
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0850 0.0850
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 280,562 $ 276,726
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.0800 0.0800
Common Equity Tier 1 capital (to risk-weighted assets):    
Actual, Amount $ 391,136 $ 412,215
Actual, Ratio 0.1115 0.1192
For Capital Adequacy Purposes, Amount $ 157,816 $ 155,658
For Capital Adequacy Purposes, Ratio 0.0450 0.0450
Minimum Capital Adequacy with Capital Buffer, Amount $ 245,491 $ 242,135
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0700 0.0700
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 227,956 $ 224,840
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.0650 0.0650
Tier 1 capital (to average assets):    
Actual, Amount $ 391,136 $ 412,215
Actual, Ratio 0.0991 0.1040
For Capital Adequacy Purposes, Amount $ 157,946 $ 158,585
For Capital Adequacy Purposes, Ratio 0.0400 0.0400
Minimum Capital Adequacy with Capital Buffer, Amount $ 157,946 $ 158,585
Minimum Capital Adequacy with Capital Buffer, Ratio 0.0400 0.0400
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 197,433 $ 198,231
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.0500 0.0500