XML 39 R32.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Allowance for Losses and Credit Quality of Financing Receivables (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2012
Allowance for Losses and Credit Quality of Financing Receivables [Abstract] |
Allowance for credit losses and recorded investment in financing receivables |
Description |  | Allowance Balance at Beginning of Period |  |  | Charge-offs |  |  | Recoveries |  |  | Provision |  |  | Allowance Balance at End of Period |  |  | Financing Receivable at End of Period |
|  | (In thousands) |
Allowance for lossed on unsecured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2012 |  | $ | 1,730 |  |  | $ | (4,275 | ) |  | $ | 2,245 |  |  | $ | 1,741 |  |  | $ | 1,441 |  |  | $ | 12,892 |
Three Months Ended March 31, 2011 |  | $ | 1,210 |  |  | $ | (3,985 | ) |  | $ | 1,574 |  |  | $ | 2,311 |  |  | $ | 1,110 |  |  | $ | 11,036 |
Six Months Ended March 31, 2012 |  | $ | 1,727 |  |  | $ | (8,954 | ) |  | $ | 3,703 |  |  | $ | 4,965 |  |  | $ | 1,441 |  |  | $ | 12,892 |
Six Months Ended March 31, 2011 |  | $ | 750 |  |  | $ | (8,245 | ) |  | $ | 3,070 |  |  | $ | 5,535 |  |  | $ | 1,110 |  |  | $ | 11,036 |
Allowance for losses on secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2012 |  | $ | 982 |  |  | $ | (4,427 | ) |  | $ | 3,823 |  |  | $ | 330 |  |  | $ | 708 |  |  | $ | 3,418 |
Three Months Ended March 31, 2011 |  | $ | 1,316 |  |  | $ | (3,437 | ) |  | $ | 2,857 |  |  | $ | 74 |  |  | $ | 810 |  |  | $ | 2,832 |
Six Months Ended March 31, 2012 |  | $ | 538 |  |  | $ | (7,767 | ) |  | $ | 6,642 |  |  | $ | 1,295 |  |  | $ | 708 |  |  | $ | 3,418 |
Six Months Ended March 31, 2011 |  | $ | 1,137 |  |  | $ | (6,882 | ) |  | $ | 5,572 |  |  | $ | 983 |  |  | $ | 810 |  |  | $ | 2,832 |
Allowance for losses on unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2012 |  | $ | 2,752 | * |  | $ | (661 | ) |  | $ | 230 |  |  | $ | 508 |  |  | $ | 2,829 |  |  | $ | 65,405 |
* | For presentation purposes, the beginning balance includes the Crediamigo allowance amount as of the acquisition date.
Aging Analysis of past due financing receivables |
|  | Days Past Due |  |  | Total |  |  | Current |  |  | Total Financing |  |  | Recorded Investment > 90 Days & |
|  | 1-30 |  |  | 31-60 |  |  | 61-90 |  |  | >90 |  |  | Past Due |  |  | Receivable |  |  | Receivable |  |  | Accruing |
|  | (In thousands) |
Secured short-term consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
March 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  | $ | 530 |  |  | $ | 285 |  |  | $ | 252 |  |  | $ | 433 |  |  | $ | 1,500 |  |  | $ | 1,918 |  |  | $ | 3,418 |  |  | $ | — |
Reserve |  | $ | 73 |  |  | $ | 109 |  |  | $ | 87 |  |  | $ | 381 |  |  | $ | 650 |  |  | $ | 58 |  |  | $ | 708 |  |  | $ | — |
Reserve % |  |  | 14 | % |  |  | 38 | % |  |  | 35 | % |  |  | 88 | % |  |  | 43 | % |  |  | 3 | % |  |  | 21 | % |  |  | — |
March 31, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  | $ | 324 |  |  | $ | 272 |  |  | $ | 368 |  |  | $ | 493 |  |  | $ | 1,457 |  |  | $ | 1,375 |  |  | $ | 2,832 |  |  | $ | — |
Reserve |  | $ | 82 |  |  | $ | 76 |  |  | $ | 151 |  |  | $ | 427 |  |  | $ | 736 |  |  | $ | 74 |  |  | $ | 810 |  |  | $ | — |
Reserve % |  |  | 25 | % |  |  | 28 | % |  |  | 41 | % |  |  | 87 | % |  |  | 51 | % |  |  | 5 | % |  |  | 29 | % |  |  | — |
September 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  | $ | 840 |  |  | $ | 479 |  |  | $ | 283 |  |  | $ | 219 |  |  | $ | 1,821 |  |  | $ | 1,939 |  |  | $ | 3,760 |  |  | $ | — |
Reserve |  | $ | 117 |  |  | $ | 114 |  |  | $ | 67 |  |  | $ | 172 |  |  | $ | 470 |  |  | $ | 68 |  |  | $ | 538 |  |  | $ | — |
Reserve % |  |  | 14 | % |  |  | 24 | % |  |  | 24 | % |  |  | 79 | % |  |  | 26 | % |  |  | 4 | % |  |  | 14 | % |  |  | — |
Unsecured long-term consumer loans: * |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
March 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  | $ | 8,122 |  |  | $ | 14,354 |  |  | $ | 527 |  |  | $ | 5,516 |  |  | $ | 28,519 |  |  | $ | 36,886 |  |  | $ | 65,405 |  |  | $ | 5,516 |
Reserve |  | $ | 351 |  |  | $ | 620 |  |  | $ | 23 |  |  | $ | 238 |  |  | $ | 1,232 |  |  | $ | 1,594 |  |  | $ | 2,826 |  |  | $ | 238 |
Reserve % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | % |  |  | 4 | %
* | Unsecured long-term consumer loans amounts are included for periods after the acquisition of Crediamigo.

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration