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Allowance for Losses and Credit Quality of Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2012

Allowance for Losses and Credit Quality of Financing Receivables [Abstract]

Allowance for credit losses and recorded investment in financing receivables


Description		Allowance Balance at Beginning of Period				Charge-offs				Recoveries				Provision				Allowance Balance at End of Period				Financing Receivable at End of Period
		(In thousands)
Allowance for lossed on unsecured short-term consumer loans:
Three Months Ended March 31, 2012		$	1,730			$	(4,275	)		$	2,245			$	1,741			$	1,441			$	12,892
Three Months Ended March 31, 2011		$	1,210			$	(3,985	)		$	1,574			$	2,311			$	1,110			$	11,036
Six Months Ended March 31, 2012		$	1,727			$	(8,954	)		$	3,703			$	4,965			$	1,441			$	12,892
Six Months Ended March 31, 2011		$	750			$	(8,245	)		$	3,070			$	5,535			$	1,110			$	11,036

Allowance for losses on secured short-term consumer loans:
Three Months Ended March 31, 2012		$	982			$	(4,427	)		$	3,823			$	330			$	708			$	3,418
Three Months Ended March 31, 2011		$	1,316			$	(3,437	)		$	2,857			$	74			$	810			$	2,832
Six Months Ended March 31, 2012		$	538			$	(7,767	)		$	6,642			$	1,295			$	708			$	3,418
Six Months Ended March 31, 2011		$	1,137			$	(6,882	)		$	5,572			$	983			$	810			$	2,832

Allowance for losses on unsecured long-term consumer loans:
Three Months Ended March 31, 2012		$	2,752	*		$	(661	)		$	230			$	508			$	2,829			$	65,405

*	For presentation purposes, the beginning balance includes the Crediamigo allowance amount as of the acquisition date.

Aging Analysis of past due financing receivables


		Days Past Due																Total				Current				Total Financing				Recorded Investment > 90 Days &
		1-30				31-60				61-90				>90				Past Due				Receivable				Receivable				Accruing
		(In thousands)
Secured short-term consumer loans
March 31, 2012
Consumer loans		$	530			$	285			$	252			$	433			$	1,500			$	1,918			$	3,418			$	—
Reserve		$	73			$	109			$	87			$	381			$	650			$	58			$	708			$	—
Reserve %			14	%			38	%			35	%			88	%			43	%			3	%			21	%			—

March 31, 2011
Consumer loans		$	324			$	272			$	368			$	493			$	1,457			$	1,375			$	2,832			$	—
Reserve		$	82			$	76			$	151			$	427			$	736			$	74			$	810			$	—
Reserve %			25	%			28	%			41	%			87	%			51	%			5	%			29	%			—

September 30, 2011
Consumer loans		$	840			$	479			$	283			$	219			$	1,821			$	1,939			$	3,760			$	—
Reserve		$	117			$	114			$	67			$	172			$	470			$	68			$	538			$	—
Reserve %			14	%			24	%			24	%			79	%			26	%			4	%			14	%			—

Unsecured long-term consumer loans: *
March 31, 2012
Consumer loans		$	8,122			$	14,354			$	527			$	5,516			$	28,519			$	36,886			$	65,405			$	5,516
Reserve		$	351			$	620			$	23			$	238			$	1,232			$	1,594			$	2,826			$	238
Reserve %			4	%			4	%			4	%			4	%			4	%			4	%			4	%			4	%

*	Unsecured long-term consumer loans amounts are included for periods after the acquisition of Crediamigo.