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Operating Segment Information (Tables) | 9 Months Ended
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Jun. 30, 2012
Segment Reporting [Abstract] |
Operating segment information |
| Three Months Ended June 30, 2012
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (In thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 65,799 |  |  | $ | 10,159 |  |  | $ | — |  |  | $ | 75,958 |
Jewelry scrapping sales | 37,456 |  |  | 4,518 |  |  | — |  |  | 41,974 |
Pawn service charges | 49,979 |  |  | 6,184 |  |  | — |  |  | 56,163 |
Consumer loan fees | 39,243 |  |  | 10,381 |  |  | 3,880 |  |  | 53,504 |
Other revenues | 649 |  |  | 558 |  |  | 158 |  |  | 1,365 |
Total revenues | 193,126 |  |  | 31,800 |  |  | 4,038 |  |  | 228,964 |
Merchandise cost of goods sold | 38,519 |  |  | 5,735 |  |  | — |  |  | 44,254 |
Jewelry scrapping cost of goods sold | 24,415 |  |  | 3,784 |  |  | — |  |  | 28,199 |
Consumer loan bad debt | 9,368 |  |  | 632 |  |  | 1,251 |  |  | 11,251 |
Net revenues | 120,824 |  |  | 21,649 |  |  | 2,787 |  |  | 145,260 |
Operating expenses: |  |  |  |  |  |  |
Store operations | 65,975 |  |  | 8,792 |  |  | 942 |  |  | 75,709 |
Administrative | 5,970 |  |  | 4,335 |  |  | 1,870 |  |  | 12,175 |
Depreciation | 3,622 |  |  | 1,054 |  |  | 73 |  |  | 4,749 |
Amortization | 142 |  |  | 999 |  |  | 21 |  |  | 1,162 |
(Gain) loss on sale or disposal of assets | 93 |  |  | (4 | ) |  | 223 |  |  | 312 |
Interest, net | (1 | ) |  | 22 |  |  | (1 | ) |  | 20 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (4,197 | ) |  | (4,197 | )
Other | 614 |  |  | (13 | ) |  | (441 | ) |  | 160 |
Segment contribution | $ | 44,409 |  |  | $ | 6,464 |  |  | $ | 4,297 |  |  | $ | 55,170 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 10,522 |
Depreciation |  |  |  |  |  |  | 1,466 |
Interest, net |  |  |  |  |  |  | 877 |
Income before taxes |  |  |  |  |  |  | 42,305 |
Income tax expense |  |  | 12,594 |
Net income |  |  |  |  |  |  | 29,711 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | 1,188 |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 28,523 |
| Three Months Ended June 30, 2011
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (In thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 58,173 |  |  | $ | 6,401 |  |  | $ | — |  |  | $ | 64,574 |
Jewelry scrapping sales | 46,514 |  |  | 4,257 |  |  | — |  |  | 50,771 |
Pawn service charges | 43,846 |  |  | 4,519 |  |  | — |  |  | 48,365 |
Consumer loan fees | 38,870 |  |  | — |  |  | — |  |  | 38,870 |
Other revenues | 566 |  |  | 6 |  |  | — |  |  | 572 |
Total revenues | 187,969 |  |  | 15,183 |  |  | — |  |  | 203,152 |
Merchandise cost of goods sold | 32,924 |  |  | 3,767 |  |  | — |  |  | 36,691 |
Jewelry scrapping cost of goods sold | 28,951 |  |  | 3,486 |  |  | — |  |  | 32,437 |
Consumer loan bad debt | 11,027 |  |  | — |  |  | — |  |  | 11,027 |
Net revenues | 115,067 |  |  | 7,930 |  |  | — |  |  | 122,997 |
Operating expenses: |  |  |  |  |  |  |
Store operations | 61,347 |  |  | 5,406 |  |  | — |  |  | 66,753 |
Administrative | 4,293 |  |  | 1,014 |  |  | 506 |  |  | 5,813 |
Depreciation | 2,828 |  |  | 639 |  |  | — |  |  | 3,467 |
Amortization | 117 |  |  | 104 |  |  | — |  |  | 221 |
Loss on sale or disposal of assets | 157 |  |  | 12 |  |  | — |  |  | 169 |
Interest, net | 20 |  |  | 2 |  |  | — |  |  | 22 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (4,099 | ) |  | (4,099 | )
Other | 2 |  |  | 2 |  |  | (107 | ) |  | (103 | )
Segment contribution | $ | 46,303 |  |  | $ | 751 |  |  | $ | 3,700 |  |  | $ | 50,754 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 8,566 |
Depreciation |  |  |  |  |  |  | 991 |
Interest, net |  |  |  |  |  |  | 543 |
Income before taxes |  |  |  |  |  |  | 40,654 |
Income tax expense |  |  | 14,127 |
Net income |  |  |  |  |  |  | 26,527 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | — |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 26,527 |
| Nine Months Ended June 30, 2012
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (In thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 227,849 |  |  | $ | 30,000 |  |  | $ | — |  |  | $ | 257,849 |
Jewelry scrapping sales | 139,736 |  |  | 11,816 |  |  | — |  |  | 151,552 |
Pawn service charges | 154,854 |  |  | 17,545 |  |  | — |  |  | 172,399 |
Consumer loan fees | 127,061 |  |  | 17,764 |  |  | 4,086 |  |  | 148,911 |
Other revenues | 2,444 |  |  | 802 |  |  | 158 |  |  | 3,404 |
Total revenues | 651,944 |  |  | 77,927 |  |  | 4,244 |  |  | 734,115 |
Merchandise cost of goods sold | 132,469 |  |  | 16,061 |  |  | — |  |  | 148,530 |
Jewelry scrapping cost of goods sold | 87,102 |  |  | 8,831 |  |  | — |  |  | 95,933 |
Consumer loan bad debt | 26,136 |  |  | 1,140 |  |  | 1,466 |  |  | 28,742 |
Net revenues | 406,237 |  |  | 51,895 |  |  | 2,778 |  |  | 460,910 |
Operating expenses: |  |  |  |  |  |  |
Store operations | 203,190 |  |  | 23,001 |  |  | 1,288 |  |  | 227,479 |
Administrative | 17,841 |  |  | 9,964 |  |  | 2,292 |  |  | 30,097 |
Depreciation | 10,121 |  |  | 2,576 |  |  | 109 |  |  | 12,806 |
Amortization | 414 |  |  | 2,651 |  |  | 21 |  |  | 3,086 |
(Gain) loss on sale or disposal of assets | (82 | ) |  | (3 | ) |  | 223 |  |  | 138 |
Interest, net | 3 |  |  | 1,755 |  |  | (1 | ) |  | 1,757 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (12,935 | ) |  | (12,935 | )
Other | 345 |  |  | 3 |  |  | (505 | ) |  | (157 | )
Segment contribution | $ | 174,405 |  |  | $ | 11,948 |  |  | $ | 12,286 |  |  | $ | 198,639 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 33,664 |
Depreciation |  |  |  |  |  |  | 3,999 |
Interest, net |  |  |  |  |  |  | 1,937 |
Income before taxes |  |  |  |  |  |  | 159,039 |
Income tax expense |  |  | 52,603 |
Net income |  |  |  |  |  |  | 106,436 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | 1,300 |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 105,136 |
| Nine Months Ended June 30, 2011
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (In thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 196,898 |  |  | $ | 17,329 |  |  | $ | — |  |  | $ | 214,227 |
Jewelry scrapping sales | 138,068 |  |  | 11,363 |  |  | — |  |  | 149,431 |
Pawn service charges | 133,355 |  |  | 11,589 |  |  | — |  |  | 144,944 |
Consumer loan fees | 125,652 |  |  | — |  |  | — |  |  | 125,652 |
Other revenues | 944 |  |  | 34 |  |  | — |  |  | 978 |
Total revenues | 594,917 |  |  | 40,315 |  |  | — |  |  | 635,232 |
Merchandise cost of goods sold | 112,605 |  |  | 10,036 |  |  | — |  |  | 122,641 |
Jewelry scrapping cost of goods sold | 87,416 |  |  | 9,201 |  |  | — |  |  | 96,617 |
Consumer loan bad debt | 27,795 |  |  | — |  |  | — |  |  | 27,795 |
Net revenues | 367,101 |  |  | 21,078 |  |  | — |  |  | 388,179 |
Operating expenses: |  |  |  |  |  |  |
Store operations | 182,769 |  |  | 14,533 |  |  | — |  |  | 197,302 |
Administrative | 14,103 |  |  | 3,030 |  |  | 558 |  |  | 17,691 |
Depreciation | 8,194 |  |  | 1,723 |  |  | — |  |  | 9,917 |
Amortization | 353 |  |  | 301 |  |  | — |  |  | 654 |
(Gain) loss on sale or disposal of assets | (15 | ) |  | 13 |  |  | — |  |  | (2 | )
Interest, net | 20 |  |  | 4 |  |  | — |  |  | 24 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (12,157 | ) |  | (12,157 | )
Other | 5 |  |  | 3 |  |  | (168 | ) |  | (160 | )
Segment contribution | $ | 161,672 |  |  | $ | 1,471 |  |  | $ | 11,767 |  |  | $ | 174,910 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 38,559 |
Depreciation |  |  |  |  |  |  | 2,753 |
Interest, net |  |  |  |  |  |  | 1,127 |
Income before taxes |  |  |  |  |  |  | 132,471 |
Income tax expense |  |  | 46,677 |
Net income |  |  |  |  |  |  | 85,794 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | — |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 85,794 |
Separately identified segment assets |
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (In thousands)
Assets at June 30, 2012: |  |  |  |  |  |  |
Cash and cash equivalents | $ | 18,789 |  |  | $ | 17,708 |  |  | $ | 1,638 |  |  | $ | 38,135 |
Pawn loans, net | 134,064 |  |  | 13,439 |  |  | — |  |  | 147,503 |
Consumer loans, net | 17,247 |  |  | 59,989 |  |  | 1,838 |  |  | 79,074 |
Service charges and fees receivable, net | 30,555 |  |  | 20,721 |  |  | 545 |  |  | 51,821 |
Inventory, net | 82,631 |  |  | 11,790 |  |  | — |  |  | 94,421 |
Property and equipment, net | 57,532 |  |  | 20,338 |  |  | 1,400 |  |  | 79,270 |
Goodwill, net | 221,549 |  |  | 61,322 |  |  | 38,552 |  |  | 321,423 |
Intangibles, net | 17,597 |  |  | 56,541 |  |  | 2,830 |  |  | 76,968 |
Total separately identified recorded segment assets | $ | 579,964 |  |  | $ | 261,848 |  |  | $ | 46,803 |  |  | $ | 888,615 |
Consumer loans outstanding from unaffiliated lenders | $ | 23,466 |  |  | $ | — |  |  | $ | — |  |  | $ | 23,466 |
Assets at June 30, 2011: |  |  |  |  |  |  |
Cash and cash equivalents | $ | 6,198 |  |  | $ | 2,873 |  |  | $ | — |  |  | $ | 9,071 |
Pawn loans, net | 124,810 |  |  | 9,823 |  |  | — |  |  | 134,633 |
Consumer loans, net | 14,437 |  |  | — |  |  | — |  |  | 14,437 |
Service charges and fees receivable, net | 29,732 |  |  | 1,524 |  |  | — |  |  | 31,256 |
Inventory, net | 70,631 |  |  | 8,400 |  |  | — |  |  | 79,031 |
Property and equipment, net | 49,366 |  |  | 12,939 |  |  | — |  |  | 62,305 |
Goodwill, net | 159,572 |  |  | 7,445 |  |  | — |  |  | 167,017 |
Intangibles, net | 16,953 |  |  | 942 |  |  | — |  |  | 17,895 |
Total separately identified recorded segment assets | $ | 471,699 |  |  | $ | 43,946 |  |  | $ | — |  |  | $ | 515,645 |
Consumer loans outstanding from unaffiliated lenders | $ | 26,299 |  |  | $ | — |  |  | $ | — |  |  | $ | 26,299 |
Assets at September 30, 2011: |  |  |  |  |  |  |
Cash and cash equivalents | $ | 10,040 |  |  | $ | 1,496 |  |  | $ | — |  |  | $ | 11,536 |
Pawn loans, net | 134,457 |  |  | 10,861 |  |  | — |  |  | 145,318 |
Consumer loans, net | 14,611 |  |  | — |  |  | — |  |  | 14,611 |
Service charges and fees receivable, net | 31,567 |  |  | 1,663 |  |  | — |  |  | 33,230 |
Inventory, net | 81,859 |  |  | 8,514 |  |  | — |  |  | 90,373 |
Property and equipment, net | 51,469 |  |  | 12,769 |  |  | — |  |  | 64,238 |
Goodwill, net | 163,897 |  |  | 9,309 |  |  | — |  |  | 173,206 |
Intangibles, net | 16,775 |  |  | 867 |  |  | — |  |  | 17,642 |
Total separately identified recorded segment assets | $ | 504,675 |  |  | $ | 45,479 |  |  | $ | — |  |  | $ | 550,154 |
Consumer loans outstanding from unaffiliated lenders | $ | 27,040 |  |  | $ | — |  |  | $ | — |  |  | $ | 27,040 |
Reconciliation of Assets from Segment to Consolidated [Table Text Block] |
| June 30, |  | September 30,
| 2012 |  | 2011 |  | 2011
| (In thousands)
Total separately identified recorded segment assets | $ | 888,615 |  |  | $ | 515,645 |  |  | $ | 550,154 |
Corporate assets | 249,458 |  |  | 197,976 |  |  | 206,296 |
Total assets | $ | 1,138,073 |  |  | $ | 713,621 |  |  | $ | 756,450 |
Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area [Table Text Block] |
| Three Months Ended June 30, |  | Nine Months Ended June 30,
| 2012 |  | 2011 |  | 2012 |  | 2011
| (In thousands)
Revenues: |  |  |  |  |  |  |
U.S. | $ | 188,573 |  |  | $ | 184,903 |  |  | $ | 639,778 |  |  | $ | 587,845 |
Mexico | 31,800 |  |  | 15,183 |  |  | 77,927 |  |  | 40,315 |
Canada | 4,553 |  |  | 3,066 |  |  | 12,166 |  |  | 7,072 |
U.K | 4,038 |  |  | — |  |  | 4,244 |  |  | — |
Total | 228,964 |  |  | 203,152 |  |  | 734,115 |  |  | 635,232 |
Schedule of Disclosure on Geographic Areas, Long-Lived Assets in Individual Foreign Countries by Country [Table Text Block] |
| June 30, |  | September 30,
| 2012 |  | 2011 |  | 2011
| (In thousands)
Long-lived assets: |  |  |  |  |
U.S. | $ | 309,168 |  |  | $ | 233,637 |  |  | $ | 240,661 |
Mexico | 138,202 |  |  | 21,326 |  |  | 7,888 |
Canada | 10,133 |  |  | 7,295 |  |  | 22,945 |
U.K | 42,782 |  |  | — |  |  | — |
Total | $ | 500,285 |  |  | $ | 262,258 |  |  | $ | 271,494 |

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