XML 36 R48.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Allowance for Losses and Credit Quality of Financing Receivables (Tables) | 12 Months Ended
--- | ---
Sep. 30, 2013
Receivables [Abstract] |
Allowance for credit losses and recorded investment in financing receivables | The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
Description | Allowance Balance at Beginning of Period |  | Charge-offs |  | Recoveries |  | Provision |  | Translation Adjustment |  | Allowance Balance at End of Period |  | Financing Receivable at End of Period
| (in thousands)
Unsecured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Year ended September 30, 2013 | $ | 2,390 |  |  | $ | (47,178 | ) |  | $ | 21,074 |  |  | $ | 26,651 |  |  | $ | (9 | ) |  | $ | 2,928 |  |  | $ | 22,289 |
Year ended September 30, 2012 | $ | 1,727 |  |  | $ | (26,564 | ) |  | $ | 12,176 |  |  | $ | 15,034 |  |  | $ | 17 |  |  | $ | 2,390 |  |  | $ | 20,108 |
Year ended September 30, 2011 | $ | 750 |  |  | $ | (18,043 | ) |  | $ | 6,349 |  |  | $ | 12,671 |  |  | $ | — |  |  | $ | 1,727 |  |  | $ | 13,116 |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Year ended September 30, 2013 | $ | 942 |  |  | $ | (43,768 | ) |  | $ | 40,226 |  |  | $ | 4,404 |  |  | $ | — |  |  | $ | 1,804 |  |  | $ | 9,789 |
Year ended September 30, 2012 | $ | 538 |  |  | $ | (11,295 | ) |  | $ | 9,087 |  |  | $ | 2,612 |  |  | $ | — |  |  | $ | 942 |  |  | $ | 5,951 |
Year ended September 30, 2011 | $ | 1,137 |  |  | $ | (12,616 | ) |  | $ | 10,074 |  |  | $ | 1,943 |  |  | $ | — |  |  | $ | 538 |  |  | $ | 3,760 |
*Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Year ended September 30, 2013 | $ | 623 |  |  | $ | (2,651 | ) |  | $ | 3,151 |  |  | $ | (124 | ) | ** | $ | (27 | ) |  | $ | 972 |  |  | $ | 108,132 |
Year ended September 30, 2012 | $ | — |  |  | $ | (571 | ) |  | $ | 896 |  |  | $ | 285 |  |  | $ | 13 |  |  | $ | 623 |  |  | $ | 74,045 |
Aging Analysis of past due financing receivables | The following table presents an aging analysis of past due financing receivables by portfolio segment:
| Days Past Due |  | Total |  | Current |  | Loan |  | Total Financing |  | Allowance |  | Recorded Investment > 90 Days
| 1-30 |  | 31-60 |  | 61-90 |  | >90 |  | Past Due |  | Receivable |  | Discount |  | Receivable |  | Balance |  | Accruing
| (in thousands)
Unsecured short-term consumer loans:* |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans | $ | 113 |  |  | $ | 285 |  |  | $ | 257 |  |  | $ | — |  |  | $ | 655 |  |  | $ | 214 |  |  | $ | — |  |  | $ | 869 |  |  | $ | 464 |  |  | $ | — |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans | $ | 2,096 |  |  | $ | 1,313 |  |  | $ | 905 |  |  | $ | 910 |  |  | $ | 5,224 |  |  | $ | 4,565 |  |  | $ | — |  |  | $ | 9,789 |  |  | $ | 1,804 |  |  | $ | — |
September 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans | $ | 1,246 |  |  | $ | 708 |  |  | $ | 466 |  |  | $ | 391 |  |  | $ | 2,811 |  |  | $ | 3,140 |  |  | $ | — |  |  | $ | 5,951 |  |  | $ | 942 |  |  | $ | — |
Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans | $ | 8,909 |  |  | $ | 5,354 |  |  | $ | 1,584 |  |  | $ | 29,492 |  |  | $ | 45,339 |  |  | $ | 63,467 |  |  | $ | (674 | ) |  | $ | 108,132 |  |  | $ | 972 |  |  | $ | 29,492 |
September 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans | $ | 2,465 |  |  | $ | 28,783 |  |  | $ | 949 |  |  | $ | 7,507 |  |  | $ | 39,704 |  |  | $ | 37,120 |  |  | $ | (2,779 | ) |  | $ | 74,045 |  |  | $ | 623 |  |  | $ | 7,506 |

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration