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Condensed Consolidating Financial Information | 3 Months Ended
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Dec. 31, 2012
Condensed Consolidating Financial Information [Abstract] |
CONDENSED CONSOLIDATING FINANCIAL INFORMATION | NOTE 15: CONDENSED CONSOLIDATING FINANCIAL INFORMATION On February 3, 2012, we filed with the United States Securities and Exchange Commission a “shelf” registration statement on Form S-3 registering the offer and sale of an indeterminate amount of a variety of securities, including debt securities. Unless otherwise indicated in connection with a particular offering of debt securities, each of our domestic subsidiaries will fully and unconditionally guarantee on a joint and several basis our payment obligations under such debt securities issued by the parent. In accordance with Rule 3-10(f) of Regulation S-X, the following presents condensed consolidating financial information as of and for the three months ended December 31, 2012 and 2011 and as of September 30, 2012 for EZCORP, Inc. (the “Parent”), each of the Parent’s domestic subsidiaries (the “Subsidiary Guarantors”) on a combined basis and each of the Parent’s other subsidiaries (the “Other Subsidiaries”) on a combined basis. Eliminating entries presented are necessary to consolidate the groups of entities. Subsequent to the issuance of our consolidated financial statements for the year ended September 30, 2012, we identified certain errors in the presentation of the consolidating financial statements contained in this footnote as of September 30, 2012, December 31, 2011 and for the three months ended December 31, 2011. The Condensed Consolidating Financial information presented on the following pages has been corrected for these errors. These adjustments did not have an impact on the consolidated financial statements as of September 30, 2012, or December 31, 2011, or for the three months ended December 31, 2011. Condens ed Consolidating Balance Sheets
| December 31, 2012
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Assets: |  |  |  |  |  |  |  |  |
Current assets: |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 703 |  |  | $ | 27,775 |  |  | $ | 18,190 |  |  | $ | — |  |  | $ | 46,668 |
Restricted cash | — |  |  | — |  |  | 1,133 |  |  | — |  |  | 1,133 |
Pawn loans | — |  |  | 147,145 |  |  | 14,950 |  |  | — |  |  | 162,095 |
Consumer loans, net | — |  |  | 18,857 |  |  | 21,742 |  |  | — |  |  | 40,599 |
Pawn service charges receivable, net | — |  |  | 28,760 |  |  | 2,317 |  |  | — |  |  | 31,077 |
Consumer loan fees receivable, net | — |  |  | 7,647 |  |  | 26,427 |  |  | — |  |  | 34,074 |
Inventory, net | — |  |  | 101,636 |  |  | 18,690 |  |  | — |  |  | 120,326 |
Deferred tax asset | 9,484 |  |  | 6,232 |  |  | — |  |  | — |  |  | 15,716 |
Intercompany receivables | 364,851 |  |  | 87,313 |  |  | — |  |  | (452,164 | ) |  | — |
Prepaid expenses and other assets | 17 |  |  | 42,824 |  |  | 7,553 |  |  | — |  |  | 50,394 |
Total current assets | 375,055 |  |  | 468,189 |  |  | 111,002 |  |  | (452,164 | ) |  | 502,082 |
Investments in unconsolidated affiliates | 89,673 |  |  | 54,559 |  |  | — |  |  | — |  |  | 144,232 |
Investments in subsidiaries | 622,847 |  |  | 99,942 |  |  | — |  |  | (722,789 | ) |  | — |
Property and equipment, net | — |  |  | 79,259 |  |  | 35,417 |  |  | — |  |  | 114,676 |
Restricted cash, non-current | — |  |  | — |  |  | 1,994 |  |  | — |  |  | 1,994 |
Goodwill | — |  |  | 276,539 |  |  | 151,472 |  |  | — |  |  | 428,011 |
Intangible assets, net | 1,398 |  |  | 33,974 |  |  | 25,290 |  |  | — |  |  | 60,662 |
Non-current consumer loans, net | — |  |  | — |  |  | 66,615 |  |  | — |  |  | 66,615 |
Other assets, net | — |  |  | 9,380 |  |  | 9,694 |  |  | — |  |  | 19,074 |
Total assets | $ | 1,088,973 |  |  | $ | 1,021,842 |  |  | $ | 401,484 |  |  | $ | (1,174,953 | ) |  | $ | 1,337,346 |
Liabilities and stockholders’ equity: |  |  |  |  |  |  |  |  |
Current liabilities: |  |  |  |  |  |  |  |  |
Current maturities of long-term debt | $ | — |  |  | $ | — |  |  | $ | 27,562 |  |  | $ | — |  |  | $ | 27,562 |
Current capital lease obligations | — |  |  | 533 |  |  | — |  |  | — |  |  | 533 |
Accounts payable and other accrued expenses | 102 |  |  | 56,810 |  |  | 13,807 |  |  | — |  |  | 70,719 |
Other current liabilities | 12,000 |  |  | 425 |  |  | 11,971 |  |  | — |  |  | 24,396 |
Customer layaway deposits | — |  |  | 5,696 |  |  | 558 |  |  | — |  |  | 6,254 |
Intercompany payables | — |  |  | 336,574 |  |  | 101,715 |  |  | (438,289 | ) |  | — |
Income taxes payable | 659 |  |  | — |  |  | — |  |  | — |  |  | 659 |
Total current liabilities | 12,761 |  |  | 400,038 |  |  | 155,613 |  |  | (438,289 | ) |  | 130,123 |
Long-term debt, less current maturities | 142,600 |  |  | — |  |  | 79,253 |  |  | (13,875 | ) |  | 207,978 |
Long-term capital lease obligations | — |  |  | 771 |  |  | — |  |  | — |  |  | 771 |
Deferred tax liability | 9,503 |  |  | 1,312 |  |  | — |  |  | — |  |  | 10,815 |
Deferred gains and other long-term liabilities | 12,000 |  |  | 2,247 |  |  | 11,980 |  |  | — |  |  | 26,227 |
Total liabilities | 176,864 |  |  | 404,368 |  |  | 246,846 |  |  | (452,164 | ) |  | 375,914 |
Commitments and contingencies |  |  |  |  |  |  |  |  |
Temporary equity: |  |  |  |  |  |  |  |  |
Redeemable noncontrolling interest | — |  |  | — |  |  | 49,323 |  |  | — |  |  | 49,323 |
Stockholders’ equity: |  |  |  |  |  |  |  |  |
Class A Non-voting Common Stock, par value $.01 per share; | 508 |  |  | 12 |  |  | — |  |  | (12 | ) |  | 508 |
Class B Voting Common Stock, convertible, par value $.01 per share; | 30 |  |  | — |  |  | — |  |  | — |  |  | 30 |
Additional paid-in capital | 313,068 |  |  | 154,017 |  |  | 103,765 |  |  | (257,782 | ) |  | 313,068 |
Retained earnings | 596,520 |  |  | 463,905 |  |  | 5,644 |  |  | (469,549 | ) |  | 596,520 |
Accumulated other comprehensive income (loss) | 1,983 |  |  | (460 | ) |  | (4,094 | ) |  | 4,554 |  |  | 1,983 |
EZCORP stockholders’ equity | 912,109 |  |  | 617,474 |  |  | 105,315 |  |  | (722,789 | ) |  | 912,109 |
Total liabilities and stockholders’ equity | $ | 1,088,973 |  |  | $ | 1,021,842 |  |  | $ | 401,484 |  |  | $ | (1,174,953 | ) |  | $ | 1,337,346 |
| December 31, 2011
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Assets: |  |  |  |  |  |  |  |  |
Current assets: |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 703 |  |  | $ | 15,869 |  |  | $ | 6,416 |  |  | $ | — |  |  | $ | 22,988 |
Pawn loans | — |  |  | 140,386 |  |  | 9,674 |  |  | — |  |  | 150,060 |
Consumer loans, net | — |  |  | 13,898 |  |  | 2,290 |  |  | — |  |  | 16,188 |
Pawn service charges receivable, net | — |  |  | 27,061 |  |  | 1,532 |  |  | — |  |  | 28,593 |
Consumer loan fees receivable, net | — |  |  | 7,407 |  |  | 204 |  |  | — |  |  | 7,611 |
Inventory, net | — |  |  | 90,241 |  |  | 10,144 |  |  | — |  |  | 100,385 |
Deferred tax asset | 12,747 |  |  | 5,422 |  |  | — |  |  | — |  |  | 18,169 |
Receivable from affiliates | 297,078 |  |  | — |  |  | — |  |  | (297,078 | ) |  | — |
Prepaid expenses and other assets | 17 |  |  | 35,764 |  |  | 3,120 |  |  | — |  |  | 38,901 |
Total current assets | 310,545 |  |  | 336,048 |  |  | 33,380 |  |  | (297,078 | ) |  | 382,895 |
Investments in unconsolidated affiliates | 68,204 |  |  | 49,616 |  |  | — |  |  | — |  |  | 117,820 |
Investments in subsidiaries | 377,295 |  |  | 44,573 |  |  | — |  |  | (421,868 | ) |  | — |
Property and equipment, net | — |  |  | 62,009 |  |  | 22,504 |  |  | — |  |  | 84,513 |
Goodwill | — |  |  | 203,295 |  |  | 8,968 |  |  | — |  |  | 212,263 |
Intangible assets, net | 2,038 |  |  | 16,120 |  |  | 2,410 |  |  | — |  |  | 20,568 |
Other assets, net | — |  |  | 6,364 |  |  | 1,417 |  |  | — |  |  | 7,781 |
Total assets | $ | 758,082 |  |  | $ | 718,025 |  |  | $ | 68,679 |  |  | $ | (718,946 | ) |  | $ | 825,840 |
Liabilities and stockholders’ equity: |  |  |  |  |  |  |  |  |
Current liabilities: |  |  |  |  |  |  |  |  |
Accounts payable and other accrued expenses | 46 |  |  | 45,539 |  |  | 7,502 |  |  | — |  |  | 53,087 |
Other current liabilities | — |  |  | 4,122 |  |  | 203 |  |  | — |  |  | 4,325 |
Customer layaway deposits | — |  |  | 5,845 |  |  | 307 |  |  | — |  |  | 6,152 |
Intercompany payables | — |  |  | 274,490 |  |  | 22,588 |  |  | (297,078 | ) |  | — |
Income taxes payable | 12,672 |  |  | — |  |  | — |  |  | — |  |  | 12,672 |
Total current liabilities | 12,718 |  |  | 329,996 |  |  | 30,600 |  |  | (297,078 | ) |  | 76,236 |
Long-term debt, less current maturities | 40,500 |  |  | — |  |  | — |  |  | — |  |  | 40,500 |
Deferred tax liability | 6,481 |  |  | 1,371 |  |  | 872 |  |  | — |  |  | 8,724 |
Deferred gains and other long-term liabilities | — |  |  | 1,997 |  |  | — |  |  | — |  |  | 1,997 |
Total liabilities | 59,699 |  |  | 333,364 |  |  | 31,472 |  |  | (297,078 | ) |  | 127,457 |
Commitments and contingencies |  |  |  |  |  |  |  |  |
Temporary equity: |  |  |  |  |  |  |  |  |
Redeemable noncontrolling interest | — |  |  | — |  |  | — |  |  | — |  |  | — |
Stockholders’ equity: |  |  |  |  |  |  |  |  |
Class A Non-voting Common Stock, par value $.01 per share; | 474 |  |  | 12 |  |  | — |  |  | (12 | ) |  | 474 |
Class B Voting Common Stock, convertible, par value $.01 per share; | 30 |  |  | — |  |  | 1 |  |  | (1 | ) |  | 30 |
Additional paid-in capital | 243,919 |  |  | 100,431 |  |  | 50,818 |  |  | (151,249 | ) |  | 243,919 |
Retained earnings | 461,447 |  |  | 285,322 |  |  | (4,174 | ) |  | (281,148 | ) |  | 461,447 |
Accumulated other comprehensive income (loss) | (7,487 | ) |  | (1,104 | ) |  | (9,438 | ) |  | 10,542 |  |  | (7,487 | )
EZCORP stockholders’ equity | 698,383 |  |  | 384,661 |  |  | 37,207 |  |  | (421,868 | ) |  | 698,383 |
Total liabilities and stockholders’ equity | $ | 758,082 |  |  | $ | 718,025 |  |  | $ | 68,679 |  |  | $ | (718,946 | ) |  | $ | 825,840 |
| September 30, 2012
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Assets: |  |  |  |  |  |  |  |  |
Current assets: |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 703 |  |  | $ | 27,686 |  |  | $ | 20,088 |  |  | $ | — |  |  | $ | 48,477 |
Restricted cash | — |  |  | — |  |  | 1,145 |  |  | — |  |  | 1,145 |
Pawn loans | — |  |  | 140,885 |  |  | 16,763 |  |  | — |  |  | 157,648 |
Consumer loans, net | — |  |  | 16,562 |  |  | 17,590 |  |  | — |  |  | 34,152 |
Pawn service charges receivable, net | — |  |  | 26,663 |  |  | 2,738 |  |  | — |  |  | 29,401 |
Consumer loan fees receivable, net | — |  |  | 6,899 |  |  | 23,517 |  |  | — |  |  | 30,416 |
Inventory, net | — |  |  | 93,165 |  |  | 16,049 |  |  | — |  |  | 109,214 |
Deferred tax asset | 9,484 |  |  | 5,500 |  |  | — |  |  | — |  |  | 14,984 |
Receivable from affiliates | 363,065 |  |  | — |  |  | — |  |  | (363,065 | ) |  | — |
Income taxes receivable | 10,209 |  |  | — |  |  | 302 |  |  | — |  |  | 10,511 |
Prepaid expenses and other assets | 2,243 |  |  | 38,629 |  |  | 4,579 |  |  | — |  |  | 45,451 |
Total current assets | 385,704 |  |  | 355,989 |  |  | 102,771 |  |  | (363,065 | ) |  | 481,399 |
Investments in unconsolidated affiliates | 74,255 |  |  | 51,811 |  |  | — |  |  | — |  |  | 126,066 |
Investments in subsidiaries | 510,044 |  |  | 95,943 |  |  | — |  |  | (605,987 | ) |  | — |
Property and equipment, net | — |  |  | 74,837 |  |  | 33,294 |  |  | — |  |  | 108,131 |
Restricted cash, non-current | — |  |  | — |  |  | 4,337 |  |  | — |  |  | 4,337 |
Goodwill | — |  |  | 224,275 |  |  | 150,388 |  |  | — |  |  | 374,663 |
Intangible assets, net | 1,548 |  |  | 17,228 |  |  | 26,409 |  |  | — |  |  | 45,185 |
Non-current consumer loans, net | — |  |  | — |  |  | 61,997 |  |  | — |  |  | 61,997 |
Other assets, net | — |  |  | 8,585 |  |  | 7,644 |  |  | — |  |  | 16,229 |
Total assets | $ | 971,551 |  |  | $ | 828,668 |  |  | $ | 386,840 |  |  | $ | (969,052 | ) |  | $ | 1,218,007 |
Current liabilities: |  |  |  |  |  |  |  |  |
Current maturities of long-term debt | $ | — |  |  | $ | — |  |  | $ | 21,085 |  |  | $ | — |  |  | $ | 21,085 |
Current capital lease obligations | — |  |  | 594 |  |  | — |  |  | — |  |  | 594 |
Accounts payable and other accrued expenses | 128 |  |  | 53,169 |  |  | 10,807 |  |  | — |  |  | 64,104 |
Other current liabilities | — |  |  | 2,925 |  |  | 11,896 |  |  | — |  |  | 14,821 |
Customer layaway deposits | — |  |  | 6,251 |  |  | 987 |  |  | — |  |  | 7,238 |
Intercompany payables | — |  |  | 257,571 |  |  | 84,850 |  |  | (342,421 | ) |  | — |
Total current liabilities | 128 |  |  | 320,510 |  |  | 129,625 |  |  | (342,421 | ) |  | 107,842 |
Long-term debt, less current maturities | 130,000 |  |  | — |  |  | 89,480 |  |  | (20,644 | ) |  | 198,836 |
Long-term capital lease obligations | — |  |  | 995 |  |  | — |  |  | — |  |  | 995 |
Deferred tax liability | 6,595 |  |  | 1,327 |  |  | — |  |  | — |  |  | 7,922 |
Deferred gains and other long-term liabilities | — |  |  | 1,898 |  |  | 12,005 |  |  | — |  |  | 13,903 |
Total liabilities | 136,723 |  |  | 324,730 |  |  | 231,110 |  |  | (363,065 | ) |  | 329,498 |
Commitments and contingencies |  |  |  |  |  |  |  |  |
Temporary equity: |  |  |  |  |  |  |  |  |
Redeemable noncontrolling interest | — |  |  | — |  |  | 53,681 |  |  | — |  |  | 53,681 |
Stockholders’ equity: |  |  |  |  |  |  |  |  |
Class A Non-voting Common Stock, par value $.01 per share; | 482 |  |  | 12 |  |  | — |  |  | (12 | ) |  | 482 |
Class B Voting Common Stock, convertible, par value $.01 per share; | 30 |  |  | 1 |  |  | — |  |  | (1 | ) |  | 30 |
Additional paid-in capital | 268,626 |  |  | 80,210 |  |  | 102,188 |  |  | (182,398 | ) |  | 268,626 |
Retained earnings | 565,803 |  |  | 425,024 |  |  | 2,373 |  |  | (427,397 | ) |  | 565,803 |
Accumulated other comprehensive income (loss) | (113 | ) |  | (1,309 | ) |  | (2,512 | ) |  | 3,821 |  |  | (113 | )
EZCORP stockholders’ equity | 834,828 |  |  | 503,938 |  |  | 102,049 |  |  | (605,987 | ) |  | 834,828 |
Total liabilities and stockholders’ equity | $ | 971,551 |  |  | $ | 828,668 |  |  | $ | 386,840 |  |  | $ | (969,052 | ) |  | $ | 1,218,007 |
Condensed Consolidating Statements of Operations
| Three Months Ended December 31, 2012
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |
Merchandise sales | $ | — |  |  | $ | 79,202 |  |  | $ | 16,380 |  |  | $ | — |  |  | $ | 95,582 |
Jewelry scrapping sales | — |  |  | 41,838 |  |  | 4,087 |  |  | — |  |  | 45,925 |
Pawn service charges | — |  |  | 58,210 |  |  | 7,814 |  |  | — |  |  | 66,024 |
Consumer loan fees | — |  |  | 42,936 |  |  | 21,829 |  |  | — |  |  | 64,765 |
Other revenues | — |  |  | 2,569 |  |  | 2,261 |  |  | — |  |  | 4,830 |
Total revenues | — |  |  | 224,755 |  |  | 52,371 |  |  | — |  |  | 277,126 |
Merchandise cost of goods sold | — |  |  | 46,051 |  |  | 9,450 |  |  | — |  |  | 55,501 |
Jewelry scrapping cost of goods sold | — |  |  | 28,989 |  |  | 3,210 |  |  | — |  |  | 32,199 |
Consumer loan bad debt | — |  |  | 10,647 |  |  | 3,427 |  |  | — |  |  | 14,074 |
Net revenues | — |  |  | 139,068 |  |  | 36,284 |  |  | — |  |  | 175,352 |
Operating expenses: |  |  |  |  |  |  |  |  |
Operations | — |  |  | 82,516 |  |  | 24,746 |  |  | — |  |  | 107,262 |
Administrative | (103 | ) |  | 13,514 |  |  | 260 |  |  | — |  |  | 13,671 |
Depreciation and amortization | — |  |  | 5,411 |  |  | 2,241 |  |  | — |  |  | 7,652 |
Loss on sale or disposal of assets | — |  |  | 28 |  |  | 1 |  |  | — |  |  | 29 |
Total operating expenses | (103 | ) |  | 101,469 |  |  | 27,248 |  |  | — |  |  | 128,614 |
Operating income | 103 |  |  | 37,599 |  |  | 9,036 |  |  | — |  |  | 46,738 |
Interest (income) expense | 1,016 |  |  | (370 | ) |  | 2,991 |  |  | — |  |  | 3,637 |
Equity in net income of unconsolidated affiliates | (3,168 | ) |  | (1,870 | ) |  | — |  |  | — |  |  | (5,038 | )
Equity of net income in subsidiaries | (42,152 | ) |  | — |  |  | — |  |  | 42,152 |  |  | — |
Other income | — |  |  | (499 | ) |  | (2 | ) |  | — |  |  | (501 | )
Income before income taxes | 44,407 |  |  | 40,338 |  |  | 6,047 |  |  | (42,152 | ) |  | 48,640 |
Income tax expense | 13,690 |  |  | 2 |  |  | 2,793 |  |  | — |  |  | 16,485 |
Net income | 30,717 |  |  | 40,336 |  |  | 3,254 |  |  | (42,152 | ) |  | 32,155 |
Net income attributable to redeemable noncontrolling interest | — |  |  | — |  |  | 1,438 |  |  | — |  |  | 1,438 |
Net income attributable to EZCORP | $ | 30,717 |  |  | $ | 40,336 |  |  | $ | 1,816 |  |  | $ | (42,152 | ) |  | $ | 30,717 |
| Three Months Ended December 31, 2011
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |
Merchandise sales | $ | — |  |  | $ | 75,972 |  |  | $ | 10,922 |  |  | $ | — |  |  | $ | 86,894 |
Jewelry scrapping sales | — |  |  | 52,574 |  |  | 3,829 |  |  | — |  |  | 56,403 |
Pawn service charges | — |  |  | 54,370 |  |  | 5,422 |  |  | — |  |  | 59,792 |
Consumer loan fees | — |  |  | 42,417 |  |  | 2,671 |  |  | — |  |  | 45,088 |
Other revenues | 20,139 |  |  | 850 |  |  | 318 |  |  | (20,611 | ) |  | 696 |
Total revenues | 20,139 |  |  | 226,183 |  |  | 23,162 |  |  | (20,611 | ) |  | 248,873 |
Merchandise cost of goods sold | — |  |  | 43,115 |  |  | 5,281 |  |  | — |  |  | 48,396 |
Jewelry scrap cost of goods sold | — |  |  | 33,006 |  |  | 2,418 |  |  | — |  |  | 35,424 |
Consumer loan bad debt | — |  |  | 10,191 |  |  | 834 |  |  | — |  |  | 11,025 |
Net revenues | 20,139 |  |  | 139,871 |  |  | 14,629 |  |  | (20,611 | ) |  | 154,028 |
Operating expenses: |  |  |  |  |  |  |  |  |
Operations | — |  |  | 71,597 |  |  | 10,961 |  |  | — |  |  | 82,558 |
Administrative | — |  |  | 10,817 |  |  | 1,309 |  |  | (472 | ) |  | 11,654 |
Depreciation and amortization | — |  |  | 4,147 |  |  | 1,108 |  |  | — |  |  | 5,255 |
(Gain) loss on sale or disposal of assets | — |  |  | (224 | ) |  | 23 |  |  | — |  |  | (201 | )
Total operating expense | — |  |  | 86,337 |  |  | 13,401 |  |  | (472 | ) |  | 99,266 |
Operating income | 20,139 |  |  | 53,534 |  |  | 1,228 |  |  | (20,139 | ) |  | 54,762 |
Interest (income) expense | (1,873 | ) |  | 2,453 |  |  | (29 | ) |  | — |  |  | 551 |
Equity in net income of unconsolidated affiliates | (2,336 | ) |  | (1,825 | ) |  | — |  |  | — |  |  | (4,161 | )
Equity of net income in subsidiaries | (33,913 | ) |  | — |  |  | — |  |  | 33,913 |  |  | — |
Other (income) expense | — |  |  | (1,137 | ) |  | 18 |  |  | — |  |  | (1,119 | )
Income before income taxes | 58,261 |  |  | 54,043 |  |  | 1,239 |  |  | (54,052 | ) |  | 59,491 |
Income tax expense | 18,909 |  |  | 20,139 |  |  | 1,230 |  |  | (20,139 | ) |  | 20,139 |
Net income | 39,352 |  |  | 33,904 |  |  | 9 |  |  | (33,913 | ) |  | 39,352 |
Net income attributable to redeemable noncontrolling interest | — |  |  | — |  |  | — |  |  | — |  |  | — |
Net income attributable to EZCORP | $ | 39,352 |  |  | $ | 33,904 |  |  | $ | 9 |  |  | $ | (33,913 | ) |  | $ | 39,352 |
Condensed Consolidating Statements of Comprehensive Income
| Three Months Ended December 31, 2012
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Net income (loss) | $ | 30,717 |  |  | $ | 40,336 |  |  | $ | 3,254 |  |  | $ | (42,152 | ) |  | $ | 32,155 |
Other comprehensive income (loss): |  |  |  |  |  |  |  |  |
Foreign currency translation gain (loss) | 4,119 |  |  | 1,349 |  |  | (2,233 | ) |  | 233 |  |  | 3,468 |
Unrealized holding gains (losses) arising during period | (43 | ) |  | (43 | ) |  | — |  |  | 43 |  |  | (43 | )
Income tax benefit (provision) | (1,980 | ) |  | (457 | ) |  | — |  |  | 457 |  |  | (1,980 | )
Other comprehensive income (loss), net of tax | 2,096 |  |  | 849 |  |  | (2,233 | ) |  | 733 |  |  | 1,445 |
Comprehensive income (loss) | $ | 32,813 |  |  | $ | 41,185 |  |  | $ | 1,021 |  |  | $ | (41,419 | ) |  | $ | 33,600 |
Attributable to redeemable noncontrolling interest: |  |  |  |  |  |  |  |  |
Net income | — |  |  | — |  |  | 1,438 |  |  | — |  |  | 1,438 |
Foreign currency translation (loss) | — |  |  | — |  |  | (651 | ) |  | — |  |  | (651 | )
Comprehensive income attributable to noncontrolling interest | — |  |  | — |  |  | 787 |  |  | — |  |  | 787 |
Comprehensive income (loss) attributable to EZCORP | $ | 32,813 |  |  | $ | 41,185 |  |  | $ | 234 |  |  | $ | (41,419 | ) |  | $ | 32,813 |
| Three Months Ended December 31, 2011
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Net income (loss) | $ | 39,352 |  |  | $ | 33,904 |  |  | $ | 9 |  |  | $ | (33,913 | ) |  | $ | 39,352 |
Other comprehensive income (loss): |  |  |  |  |  |  |  |  |
Foreign currency translation gain (loss) | (8,768 | ) |  | (877 | ) |  | 1,940 |  |  | (1,063 | ) |  | (8,768 | )
Unrealized holding gains (losses) arising during period | (559 | ) |  | (559 | ) |  | — |  |  | 559 |  |  | (559 | )
Income tax benefit (provision) | 2,586 |  |  | 503 |  |  | — |  |  | (503 | ) |  | 2,586 |
Other comprehensive income (loss), net of tax | (6,741 | ) |  | (933 | ) |  | 1,940 |  |  | (1,007 | ) |  | (6,741 | )
Comprehensive income (loss) | $ | 32,611 |  |  | $ | 32,971 |  |  | $ | 1,949 |  |  | $ | (34,920 | ) |  | $ | 32,611 |
Attributable to redeemable noncontrolling interest: |  |  |  |  |  |  |  |  |
Net income | — |  |  | — |  |  | — |  |  | — |  |  | — |
Foreign currency translation gain (loss) | — |  |  | — |  |  | — |  |  | — |  |  | — |
Comprehensive income attributable to noncontrolling interest | — |  |  | — |  |  | — |  |  | — |  |  | — |
Comprehensive income (loss) attributable to EZCORP | $ | 32,611 |  |  | $ | 32,971 |  |  | $ | 1,949 |  |  | $ | (34,920 | ) |  | $ | 32,611 |
Condensed Consolidating Statements of Cash Flows
| Three Months Ended December 31, 2012
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Net cash provided by (used in) operating activities | $ | 1,503 |  |  | $ | 12,737 |  |  | $ | 16,268 |  |  | $ | — |  |  | $ | 30,508 |
Investing Activities: |  |  |  |  |  |  |  |  |
Loans made | — |  |  | (174,357 | ) |  | (56,710 | ) |  | — |  |  | (231,067 | )
Loans repaid | — |  |  | 107,794 |  |  | 34,456 |  |  | — |  |  | 142,250 |
Recovery of pawn loan principal through sale of forfeited collateral | — |  |  | 63,985 |  |  | 9,279 |  |  | — |  |  | 73,264 |
Additions to property and equipment | — |  |  | (5,316 | ) |  | (3,590 | ) |  | — |  |  | (8,906 | )
Acquisitions, net of cash acquired | — |  |  | (11,162 | ) |  | (1,116 | ) |  | — |  |  | (12,278 | )
Proceeds on advances to subsidiaries | — |  |  | 6,521 |  |  | — |  |  | (6,521 | ) |  | — |
Investment in unconsolidated affiliates | (11,018 | ) |  | — |  |  | — |  |  | — |  |  | (11,018 | )
Net cash used in investing activities | $ | (11,018 | ) |  | $ | (12,535 | ) |  | $ | (17,681 | ) |  | $ | (6,521 | ) |  | $ | (47,755 | )
Financing Activities: |  |  |  |  |  |  |  |  |
Excess tax benefit from stock compensation | 346 |  |  | — |  |  | — |  |  | — |  |  | 346 |
Taxes paid related to net share settlement of equity awards | (3,431 | ) |  | — |  |  | — |  |  | — |  |  | (3,431 | )
Change in restricted cash | — |  |  | — |  |  | 2,298 |  |  | — |  |  | 2,298 |
Proceeds from revolving line of credit | 74,000 |  |  | — |  |  | 6,125 |  |  | — |  |  | 80,125 |
Payments on revolving line of credit | (61,400 | ) |  | — |  |  | (452 | ) |  | — |  |  | (61,852 | )
Proceeds from bank borrowings | — |  |  | — |  |  | 1,159 |  |  | — |  |  | 1,159 |
Payments on bank borrowings and capital lease obligations | — |  |  | (113 | ) |  | (9,431 | ) |  | 6,521 |  |  | (3,023 | )
Net cash provided by (used in) financing activities | $ | 9,515 |  |  | $ | (113 | ) |  | $ | (301 | ) |  | $ | 6,521 |  |  | $ | 15,622 |
Effect of exchange rate changes on cash and cash equivalents | — |  |  | — |  |  | (184 | ) |  | — |  |  | (184 | )
Net increase (decrease) in cash and cash equivalents | — |  |  | 89 |  |  | (1,898 | ) |  | — |  |  | (1,809 | )
Cash and cash equivalents at beginning of period | 703 |  |  | 27,686 |  |  | 20,088 |  |  | — |  |  | 48,477 |
Cash and cash equivalents at end of period | $ | 703 |  |  | $ | 27,775 |  |  | $ | 18,190 |  |  | $ | — |  |  | $ | 46,668 |
| Three Months Ended December 31, 2011
| Parent |  | Subsidiary Guarantors |  | Other Subsidiaries |  | Eliminations |  | Consolidated
| (in thousands)
Net cash provided by (used in) operating activities | $ | (21,769 | ) |  | $ | 57,848 |  |  | $ | 9,518 |  |  | $ | — |  |  | $ | 45,597 |
Investing Activities: |  |  |  |  |  |  |  |  |
Loans made | — |  |  | (154,584 | ) |  | (28,173 | ) |  | — |  |  | (182,757 | )
Loans repaid | — |  |  | 89,880 |  |  | 21,108 |  |  | — |  |  | 110,988 |
Recovery of pawn loan principal through sale of forfeited collateral | — |  |  | 55,885 |  |  | 5,816 |  |  | — |  |  | 61,701 |
Additions to property and equipment | — |  |  | (5,182 | ) |  | (4,399 | ) |  | — |  |  | (9,581 | )
Acquisitions, net of cash acquired | — |  |  | (48,838 | ) |  | (441 | ) |  | — |  |  | (49,279 | )
Net cash provided by (used in) investing activities | $ | — |  |  | $ | (62,839 | ) |  | $ | (6,089 | ) |  | $ | — |  |  | $ | (68,928 | )
Financing Activities: |  |  |  |  |  |  |  |  |
Excess tax benefit from stock compensation | 460 |  |  | — |  |  | — |  |  | — |  |  | 460 |
Taxes paid related to net share settlement of equity awards | (988 | ) |  | — |  |  | — |  |  | — |  |  | (988 | )
Proceeds on revolving line of credit | 116,500 |  |  | — |  |  | — |  |  | — |  |  | 116,500 |
Payments on revolving line of credit | (93,500 | ) |  | — |  |  | — |  |  | — |  |  | (93,500 | )
Net cash used in financing activities | $ | 22,472 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 22,472 |
Effect of exchange rate changes on cash and cash equivalents | — |  |  | — |  |  | (122 | ) |  | — |  |  | (122 | )
Net (decrease) increase in cash and cash equivalents | 703 |  |  | (4,991 | ) |  | 3,307 |  |  | — |  |  | (981 | )
Cash and cash equivalents at beginning of period | — |  |  | 20,860 |  |  | 3,109 |  |  | — |  |  | 23,969 |
Cash and cash equivalents at end of period | $ | 703 |  |  | $ | 15,869 |  |  | $ | 6,416 |  |  | $ | — |  |  | $ | 22,988 |

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