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Allowance for Losses and Credit Quality of Financing Receivables (Tables)
 3 Months Ended
Dec. 31, 2012
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
 
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
(in thousands)
Unsecured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2012
$
2,390

 
$
(12,295
)
 
$
4,894

 
$
7,604

 
$
—

 
$
2,593

 
$
23,158

Three Months Ended December 31, 2011
$
1,727

 
$
(4,679
)
 
$
1,458

 
$
3,224

 
$
—

 
$
1,730

 
$
14,406

Year Ended September 30, 2012
$
1,727

 
$
(26,564
)
 
$
12,176

 
$
15,034

 
$
17

 
$
2,390

 
$
20,108

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2012
$
942

 
$
(9,220
)
 
$
8,142

 
$
1,609

 
$
—

 
$
1,473

 
$
7,264

Three Months Ended December 31, 2011
$
538

 
$
(2,494
)
 
$
2,160

 
$
778

 
$
—

 
$
982

 
$
4,494

Year Ended September 30, 2012
$
538

 
$
(11,295
)
 
$
9,087

 
$
2,612

 
$
—

 
$
942

 
$
5,951

*Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2012
$
623

 
$
(160
)
 
$
1,221

 
$
(1,053
)
**
$
(7
)
 
$
624

 
$
81,482

Year Ended September 30, 2012
$
—

 
$
(571
)
 
$
896

 
$
285

 
$
13

 
$
623

 
$
74,045


* No comparative information is presented as amounts are included for periods subsequent to acquisition.
** Benefit in unsecured long-term consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables by portfolio segment:
 
 
Days Past Due
 
Total
 
Current
 
Fair Value
 
Total
Financing
 
Allowance
 
Recorded
Investment
> 90 Days
 
1-30
 
31-60
 
61-90
 
>90
 
Past Due
 
Receivable
 
Adjustment
 
Receivable
 
Balance
 
Accruing
 
(in thousands)
Secured short-term consumer loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
1,316

 
$
695

 
$
471

 
$
860

 
$
3,342

 
$
3,922

 
$
—

 
$
7,264

 
$
1,473

 
$
—

December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
659

 
$
445

 
$
424

 
$
592

 
$
2,120

 
$
2,374

 
$
—

 
$
4,494

 
$
982

 
$
—

September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
1,246

 
$
708

 
$
466

 
$
391

 
$
2,811

 
$
3,140

 
$
—

 
$
5,951

 
$
942

 
$
—

Unsecured long-term consumer loans: *
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
5,485

 
2,200

 
18,852

 
13,214

 
39,751

 
43,664

 
(1,933
)
 
81,482

 
624

 
13,214

September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
2,465

 
$
28,783

 
$
949

 
$
7,507

 
$
39,704

 
$
37,120

 
$
(2,779
)
 
$
74,045

 
$
623

 
$
7,507


 
* Unsecured long-term consumer loans amounts only existed in periods after the acquisition of Crediamigo.