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Operating Segment Information (Tables) | 12 Months Ended
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Sep. 30, 2012
Segment Reporting [Abstract] |
Operating segment information |
| Year Ended September 30, 2012
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 291,497 |  |  | $ | 41,567 |  |  | $ | — |  |  | $ | 333,064 |
Jewelry scrapping sales | 191,905 |  |  | 10,576 |  |  | — |  |  | 202,481 |
Pawn service charges | 210,601 |  |  | 22,937 |  |  | — |  |  | 233,538 |
Consumer loan fees | 163,896 |  |  | 26,901 |  |  | 9,884 |  |  | 200,681 |
Other revenues | 3,759 |  |  | 1,292 |  |  | 308 |  |  | 5,359 |
Total revenues | 861,658 |  |  | 103,273 |  |  | 10,192 |  |  | 975,123 |
Merchandise cost of goods sold | 168,133 |  |  | 22,504 |  |  | — |  |  | 190,637 |
Jewelry scrapping cost of goods sold | 122,604 |  |  | 8,111 |  |  | — |  |  | 130,715 |
Consumer loan bad debt | 35,398 |  |  | 309 |  |  | 3,663 |  |  | 39,370 |
Net revenues | 535,523 |  |  | 72,349 |  |  | 6,529 |  |  | 614,401 |
Segment items: |  |  |  |  |  |  |
Operations | 292,371 |  |  | 37,259 |  |  | 6,718 |  |  | 336,348 |
Depreciation | 13,058 |  |  | 3,319 |  |  | 177 |  |  | 16,554 |
Amortization | 521 |  |  | 1,370 |  |  | 46 |  |  | 1,937 |
(Gain) loss on sale or disposal of assets | (261 | ) |  | 12 |  |  | 223 |  |  | (26 | )
Interest income, net | (3 | ) |  | (4,507 | ) |  | (1 | ) |  | (4,511 | )
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (17,400 | ) |  | (17,400 | )
Other income | (647 | ) |  | (5 | ) |  | (559 | ) |  | (1,211 | )
Segment contribution | $ | 230,484 |  |  | $ | 34,901 |  |  | $ | 17,325 |  |  | $ | 282,710 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 47,912 |
Depreciation |  |  |  |  |  |  | 5,457 |
Amortization |  |  |  |  |  |  | 19 |
Gain on sale or disposal of assets |  |  |  |  |  |  | (1 | )
Interest expense, net |  |  |  |  |  |  | 2,961 |
Income from continuing operations before income taxes |  |  |  |  |  |  | 226,362 |
Income tax expense |  |  |  |  |  |  | 71,252 |
Income from continuing operations, net of tax |  |  |  |  |  |  | 155,110 |
Loss from discontinued operations, net of tax |  |  |  |  |  |  | (4,533 | )
Net income |  |  |  |  |  |  | 150,577 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | 6,869 |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 143,708 |
| Year Ended September 30, 2011
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 256,694 |  |  | $ | 25,022 |  |  | $ | — |  |  | $ | 281,716 |
Jewelry scrapping sales | 195,920 |  |  | 8,938 |  |  | — |  |  | 204,858 |
Pawn service charges | 184,204 |  |  | 15,542 |  |  | — |  |  | 199,746 |
Consumer loan fees | 164,895 |  |  | — |  |  | — |  |  | 164,895 |
Other revenues | 1,484 |  |  | 99 |  |  | — |  |  | 1,583 |
Total revenues | 803,197 |  |  | 49,601 |  |  | — |  |  | 852,798 |
Merchandise cost of goods sold | 147,297 |  |  | 14,537 |  |  | — |  |  | 161,834 |
Jewelry scrapping cost of goods sold | 121,051 |  |  | 6,819 |  |  | — |  |  | 127,870 |
Consumer loan bad debt | 36,791 |  |  | — |  |  | — |  |  | 36,791 |
Net revenues | 498,058 |  |  | 28,245 |  |  | — |  |  | 526,303 |
Segment items: |  |  |  |  |  |  |
Operations | 260,340 |  |  | 21,260 |  |  | 795 |  |  | 282,395 |
Depreciation | 10,858 |  |  | 2,066 |  |  | — |  |  | 12,924 |
Amortization | 452 |  |  | 382 |  |  | — |  |  | 834 |
Loss on sale or disposal of assets | 281 |  |  | 12 |  |  | — |  |  | 293 |
Interest expense, net | 30 |  |  | 4 |  |  | — |  |  | 34 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (16,237 | ) |  | (16,237 | )
Other (income) expense | (3 | ) |  | 7 |  |  | (168 | ) |  | (164 | )
Segment contribution | $ | 226,100 |  |  | $ | 4,514 |  |  | $ | 15,610 |  |  | $ | 246,224 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 50,584 |
Depreciation |  |  |  |  |  |  | 3,832 |
Interest expense, net |  |  |  |  |  |  | 1,619 |
Income from continuing operations before income taxes |  |  |  |  |  |  | 190,189 |
Income tax expense |  |  |  |  |  |  | 66,472 |
Income from continuing operations, net of tax |  |  |  |  |  |  | 123,717 |
Loss from discontinued operations, net of tax |  |  |  |  |  |  | (1,558 | )
Net income |  |  |  |  |  |  | 122,159 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | — |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 122,159 |
| Year Ended September 30, 2010
| U.S. & Canada |  | Latin America |  | Other International |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |
Merchandise sales | $ | 226,404 |  |  | $ | 13,937 |  |  | $ | — |  |  | $ | 240,341 |
Jewelry scrapping sales | 163,938 |  |  | 4,988 |  |  | — |  |  | 168,926 |
Pawn service charges | 154,501 |  |  | 8,778 |  |  | — |  |  | 163,279 |
Consumer loan fees | 152,163 |  |  | — |  |  | — |  |  | 152,163 |
Other revenues | 459 |  |  | — |  |  | — |  |  | 459 |
Total revenues | 697,465 |  |  | 27,703 |  |  | — |  |  | 725,168 |
Merchandise cost of goods sold | 131,808 |  |  | 8,320 |  |  | — |  |  | 140,128 |
Jewelry scrapping cost of goods sold | 104,658 |  |  | 4,158 |  |  | — |  |  | 108,816 |
Consumer loan bad debt | 32,969 |  |  | — |  |  | — |  |  | 32,969 |
Net revenues | 428,030 |  |  | 15,225 |  |  | — |  |  | 443,255 |
Segment items: |  |  |  |  |  |  |
Operations | 238,309 |  |  | 12,547 |  |  | 69 |  |  | 250,925 |
Depreciation | 9,271 |  |  | 1,277 |  |  | — |  |  | 10,548 |
Amortization | 275 |  |  | 347 |  |  | — |  |  | 622 |
Loss (gain) on sale or disposal of assets | 1,545 |  |  | (2 | ) |  | — |  |  | 1,543 |
Interest expense, net | — |  |  | 2 |  |  | — |  |  | 2 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (10,750 | ) |  | (10,750 | )
Other expense (income) | 3 |  |  | (3 | ) |  | (93 | ) |  | (93 | )
Segment contribution | $ | 178,627 |  |  | $ | 1,057 |  |  | $ | 10,774 |  |  | $ | 190,458 |
Corporate expenses: |  |  |  |  |  |  |
Administrative |  |  |  |  |  |  | 33,358 |
Depreciation |  |  |  |  |  |  | 3,134 |
Gain on sale or disposal of assets |  |  |  |  |  |  | (16 | )
Interest expense, net |  |  |  |  |  |  | 1,197 |
Income from continuing operations before income taxes |  |  |  |  |  |  | 152,785 |
Income tax expense |  |  |  |  |  |  | 54,142 |
Income from continuing operations, net of tax |  |  |  |  |  |  | 98,643 |
Loss from discontinued operations, net of tax |  |  |  |  |  |  | (1,349 | )
Net income |  |  |  |  |  |  | 97,294 |
Net income attributable to redeemable noncontrolling interest |  |  |  |  |  |  | — |
Net income attributable to EZCORP, Inc. |  |  |  |  |  |  | $ | 97,294 |
Separately identified segment assets | The following table presents separately identified segment assets:
| U.S & Canada |  | Latin America |  | Other International |  | Consolidated
| (in thousands)
Assets at September 30, 2012 |  |  |  |  |  |  |
Cash and cash equivalents | $ | 14,820 |  |  | $ | 20,702 |  |  | $ | 1,789 |  |  | $ | 37,311 |
Restricted cash | — |  |  | 1,145 |  |  | — |  |  | 1,145 |
Pawn loans, net | 140,885 |  |  | 16,763 |  |  | — |  |  | 157,648 |
Consumer loans, net | 18,960 |  |  | 73,422 |  |  | 3,767 |  |  | 96,149 |
Service charges and fees receivable, net | 34,066 |  |  | 24,637 |  |  | 1,114 |  |  | 59,817 |
Inventory, net | 94,449 |  |  | 14,765 |  |  | — |  |  | 109,214 |
Property and equipment, net | 60,947 |  |  | 23,220 |  |  | 1,503 |  |  | 85,670 |
Restricted cash, non-current | — |  |  | 4,337 |  |  | — |  |  | 4,337 |
Goodwill | 224,306 |  |  | 110,401 |  |  | 39,956 |  |  | 374,663 |
Intangibles, net | 18,824 |  |  | 21,867 |  |  | 2,946 |  |  | 43,637 |
Total separately identified recorded segment assets | $ | 607,257 |  |  | $ | 311,259 |  |  | $ | 51,075 |  |  | $ | 969,591 |
Consumer loans outstanding from unaffiliated lenders | $ | 25,484 |  |  | $ | — |  |  | $ | — |  |  | $ | 25,484 |
Assets at September 30, 2011 |  |  |  |  |  |  |
Cash and cash equivalents | $ | 10,040 |  |  | $ | 1,496 |  |  | $ | — |  |  | $ | 11,536 |
Pawn loans, net | 134,457 |  |  | 10,861 |  |  | — |  |  | 145,318 |
Consumer loans, net | 14,611 |  |  | — |  |  | — |  |  | 14,611 |
Service charges and fees receivable, net | 31,567 |  |  | 1,663 |  |  | — |  |  | 33,230 |
Inventory, net | 81,859 |  |  | 8,514 |  |  | — |  |  | 90,373 |
Property and equipment, net | 51,469 |  |  | 12,769 |  |  | — |  |  | 64,238 |
Goodwill | 163,897 |  |  | 9,309 |  |  | — |  |  | 173,206 |
Intangibles, net | 16,775 |  |  | 867 |  |  | — |  |  | 17,642 |
Total separately identified recorded segment assets | $ | 504,675 |  |  | $ | 45,479 |  |  | $ | — |  |  | $ | 550,154 |
Consumer loans outstanding from unaffiliated lenders | $ | 27,040 |  |  | $ | — |  |  | $ | — |  |  | $ | 27,040 |
Reconciliation of separately identified recorded segment assets to consolidated total assets: | The following table reconciles separately identified recorded segment assets, as shown above, to our consolidated total assets:
| September 30,
| 2012 |  | 2011
| (in thousands)
Total separately identified recorded segment assets | $ | 969,591 |  |  | $ | 550,154 |
Corporate assets | 248,416 |  |  | 206,296 |
Total assets | $ | 1,218,007 |  |  | $ | 756,450 |
Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area [Table Text Block] | The following tables provide geographic information required by ASC 280-10-50-41:
| Fiscal Years Ended September 30,
| 2012 |  | 2011 |  | 2010
| (in thousands)
Revenues: |  |  |  |  |
U.S. | $ | 850,946 |  |  | $ | 795,825 |  |  | $ | 695,956 |
Mexico | 103,273 |  |  | 49,601 |  |  | 27,703 |
Canada | 10,712 |  |  | 7,372 |  |  | 1,509 |
U.K | 10,192 |  |  | — |  |  | — |
Total | $ | 975,123 |  |  | $ | 852,798 |  |  | $ | 725,168 |
Schedule of Disclosure on Geographic Areas, Long-Lived Assets in Individual Foreign Countries by Country [Table Text Block] |
| September 30,
| 2012 |  | 2011
| (in thousands)
Long-Lived assets: |  |  |
U.S. | $ | 317,887 |  |  | $ | 240,661 |
Mexico | 155,488 |  |  | 22,945 |
Canada | 10,199 |  |  | 7,888 |
U.K | 44,363 |  |  | — |
Other | 42 |  |  | — |
Total | $ | 527,979 |  |  | $ | 271,494 |

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