XML 129 R107.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Allowance for Losses and Credit Quality of Consumer Loans (Details 3) (USD $) In Thousands, unless otherwise specified | Sep. 30, 2014 | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2011
--- | --- | --- | --- | ---
Unsecured Short Term Consumer Loans [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
Total Financing Receivable | $ 31,747 | [1] | $ 22,289 | [1] | $ 20,108 | [1] |  |
Allowance Balance | 14,645 | [1] | 2,928 | [1] | 2,390 | [1] | 1,727 | [1]
Secured Short Term Consumer Loans [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
1-30 Days Past Due | 2,196 |  | 2,096 |  | 1,246 |  |  |
31-60 Days Past Due | 823 |  | 1,313 |  | 708 |  |  |
61-90 Days Past Due | 448 |  | 905 |  | 466 |  |  |
Over 90 Days Past Due | 412 |  | 910 |  | 391 |  |  |
Total Past Due | 3,879 |  | 5,224 |  | 2,811 |  |  |
Current receivable | 4,294 |  | 4,565 |  | 3,140 |  |  |
Fair Value Adjustment | 0 |  | 0 |  | 0 |  |  |
Total Financing Receivable | 8,173 |  | 9,789 |  | 5,951 |  |  |
Allowance Balance | 1,049 |  | 1,804 |  | 942 |  | 538 |
Recorded Investment Over 90 Days and Accruing | 0 |  | 0 |  | 0 |  |  |
Unsecured Long Term Consumer Loans [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
1-30 Days Past Due | 8,469 | [2] | 8,909 | [2] | 2,465 | [2] |  |
31-60 Days Past Due | 2,463 | [2] | 5,354 | [2] | 28,783 | [2] |  |
61-90 Days Past Due | 1,218 | [2] | 1,584 | [2] | 949 | [2] |  |
Over 90 Days Past Due | 24,462 | [2] | 29,492 | [2] | 7,507 | [2] |  |
Total Past Due | 36,612 | [2] | 45,339 | [2] | 39,704 | [2] |  |
Current receivable | 52,856 | [2] | 63,467 | [2] | 37,120 | [2] |  |
Fair Value Adjustment | 1,519 | [2] | (203) | [2] | (2,779) | [2] |  |
Total Financing Receivable | 90,987 | [2],[3] | 108,603 | [2],[3] | 74,045 | [2],[3] |  |
Allowance Balance | 7,177 | [2],[3] | 972 | [2],[3] | 623 | [2],[3] | 0 | [3]
Recorded Investment Over 90 Days and Accruing | 19,921 | [2] | 29,492 | [2] | 7,506 | [2] |  |
Unsecured Long Term Consumer Loans - In Payroll [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
1-30 Days Past Due | 8,445 | [2] | 8,726 | [2] | 2,465 | [2] |  |
31-60 Days Past Due | 2,192 | [2] | 5,245 | [2] | 28,783 | [2] |  |
61-90 Days Past Due | 1,048 | [2] | 1,392 | [2] | 949 | [2] |  |
Over 90 Days Past Due | 19,921 | [2] | 29,492 | [2] | 7,507 | [2] |  |
Total Past Due | 31,606 | [2] | 44,855 | [2] | 39,704 | [2] |  |
Current receivable | 52,471 | [2] | 63,209 | [2] | 37,120 | [2] |  |
Fair Value Adjustment | 1,473 | [2] | (196) | [2] | (2,779) | [2] |  |
Total Financing Receivable | 85,550 | [2] | 107,868 | [2] | 74,045 | [2] |  |
Allowance Balance | 2,345 | [2] | 758 | [2] | 623 | [2] |  |
Recorded Investment Over 90 Days and Accruing | 19,921 | [2] | 29,492 | [2] | 7,506 | [2] |  |
Unsecured Long Term Consumer Loans - Out of Payroll [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
1-30 Days Past Due | 24 | [2] | 183 | [2] | 0 | [2] |  |
31-60 Days Past Due | 271 | [2] | 109 | [2] | 0 | [2] |  |
61-90 Days Past Due | 170 | [2] | 192 | [2] | 0 | [2] |  |
Over 90 Days Past Due | 4,541 | [2] | 0 | [2] | 0 | [2] |  |
Total Past Due | 5,006 | [2] | 484 | [2] | 0 | [2] |  |
Current receivable | 385 | [2] | 258 | [2] | 0 | [2] |  |
Fair Value Adjustment | 46 | [2] | (7) | [2] | 0 | [2] |  |
Total Financing Receivable | 5,437 | [2] | 735 | [2] | 0 | [2] |  |
Allowance Balance | 4,832 | [2] | 214 | [2] | 0 | [2] |  |
Recorded Investment Over 90 Days and Accruing | 0 | [2] | 0 | [2] | 0 | [2] |  |
Go Cash and Cash Genie Loans [Member] | Unsecured Short Term Consumer Loans [Member] |  |  |  |  |  |  |  |
Aging analysis of past due financing receivables |  |  |  |  |  |  |  |
1-30 Days Past Due |  |  | 113 | [4] |  |  |  |
31-60 Days Past Due |  |  | 285 | [4] |  |  |  |
61-90 Days Past Due |  |  | 257 | [4] |  |  |  |
Over 90 Days Past Due |  |  | 0 | [4] |  |  |  |
Total Past Due |  |  | 655 | [4] |  |  |  |
Current receivable |  |  | 214 | [4] |  |  |  |
Fair Value Adjustment |  |  | 0 | [4] |  |  |  |
Total Financing Receivable |  |  | 869 | [4] |  |  |  |
Allowance Balance |  |  | 464 | [4] |  |  |  |
Recorded Investment Over 90 Days and Accruing |  |  | $ 0 | [4] |  |  |  |
[1] | Unsecured short-term consumer loans amounts are included for periods after the November 20, 2012 acquisition of Go Cash, and prior to our discontinuance of Go Cash operations at September 30, 2014. Refer to Note 2 for further detail on discontinued operations.
[2] | arative information includes activity since the acquisition of Grupo Finmart on January 30, 2012 and the acquisition of Cash Genie on April 14, 2012, as applicable. At September 30, 2014, Go Cash operations were discontinued. Refer to Note 2 for further detail on discontinued operations.
[3] | Comparative information includes activity since the acquisition of Grupo Finmart on January 30, 2012 and the acquisition of Cash Genie on April 14, 2012, as applicable. At September 30, 2014, Go Cash operations were discontinued. Refer to Note 2 for further detail on discontinued operations. A portion of these amounts were included in “Consumer loans, net” in our consolidated balance sheets. Benefit in unsecured long-term consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.
[4] | cured short-term consumer loans amounts are included for periods after the December 20, 2012 acquisition of Go Cash, and prior to our discontinuance of Go Cash operations as of September 30, 2014. As a result of our discontinuance of Go Cash, we wrote our unsecured short-term consumer loans down to net realized value, or a nominal amount, as of September 30, 2014. Refer to Note 2 for further detail on discontinued operations.**

X
- Definition Financing Receivable Fair Value Adjustment + References No definition available. + Details
Name: | ezpw_FinancingReceivableFairValueAdjustment
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Recorded Investment, 1 to 30 Days Past Due + References No definition available. + Details
Name: | ezpw_FinancingReceivableRecordedInvestment1to30DaysPastDue
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Recorded Investment, 31 to 60 Days Past Due + References No definition available. + Details
Name: | ezpw_FinancingReceivableRecordedInvestment31to60DaysPastDue
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Recorded Investment, 61 to 90 Days Past Due + References No definition available. + Details
Name: | ezpw_FinancingReceivableRecordedInvestment61to90DaysPastDue
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Recorded Investment, Greater than 90 Days Past Due + References No definition available. + Details
Name: | ezpw_FinancingReceivableRecordedInvestmentGreaterthan90DaysPastDue
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Recorded investment in financing receivables that are 90 days or more past due and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5111-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing receivables that are current. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentCurrent
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Recorded Investment in financing receivables that are past due at the balance sheet date. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph a, b -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(a),(b)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_LoansAndLeasesReceivableConsumer
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant