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Allowance for Losses and Credit Quality of Financing Receivables (Tables) | 6 Months Ended
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Mar. 31, 2014
Receivables [Abstract] |
Allowance for credit losses and recorded investment in financing receivables | The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
Description | Allowance Balance at Beginning of Period |  | Charge-offs |  | Recoveries |  | Provision |  | Translation Adjustment |  | Allowance Balance at End of Period |  | Financing Receivable at End of Period
| (in thousands)
Unsecured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2014 | $ | 2,848 |  |  | $ | (16,601 | ) |  | $ | 16,689 |  |  | $ | 5,644 |  |  | $ | 5 |  |  | $ | 8,585 |  |  | $ | 26,815 |
Three Months Ended March 31, 2013 | $ | 2,553 |  |  | $ | (10,875 | ) |  | $ | 5,480 |  |  | $ | 5,076 |  |  | $ | — |  |  | $ | 2,234 |  |  | $ | 20,022 |
Six Months Ended March 31, 2014 | $ | 2,928 |  |  | $ | (28,803 | ) |  | $ | 20,884 |  |  | $ | 13,559 |  |  | $ | 17 |  |  | $ | 8,585 |  |  | $ | 26,815 |
Six Months Ended March 31, 2013 | $ | 2,390 |  |  | $ | (22,924 | ) |  | $ | 10,281 |  |  | $ | 12,487 |  |  | $ | — |  |  | $ | 2,234 |  |  | $ | 20,022 |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2014 | $ | 2,332 |  |  | $ | (18,382 | ) |  | $ | 16,573 |  |  | $ | 1,291 |  | * | $ | — |  |  | $ | 1,814 |  |  | $ | 7,959 |
Three Months Ended March 31, 2013 | $ | 1,473 |  |  | $ | (10,597 | ) |  | $ | 9,840 |  |  | $ | 642 |  |  | $ | — |  |  | $ | 1,358 |  |  | $ | 6,163 |
Six Months Ended March 31, 2014 | $ | 1,804 |  |  | $ | (32,571 | ) |  | $ | 31,755 |  |  | $ | 826 |  |  | $ | — |  |  | $ | 1,814 |  |  | $ | 7,959 |
Six Months Ended March 31, 2013 | $ | 942 |  |  | $ | (19,271 | ) |  | $ | 17,800 |  |  | $ | 1,887 |  |  | $ | — |  |  | $ | 1,358 |  |  | $ | 6,163 |
Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended March 31, 2014 | $ | 1,956 |  |  | $ | (85 | ) |  | $ | 1,142 |  |  | $ | (455 | ) | * | $ | 3 |  |  | $ | 2,561 |  |  | $ | 115,411 |
Three Months Ended March 31, 2013 | $ | 624 |  |  | $ | (791 | ) |  | $ | 1,136 |  |  | $ | (663 | ) | * | $ | 24 |  |  | $ | 330 |  |  | $ | 91,747 |
Six Months Ended March 31, 2014 | $ | 972 |  |  | $ | (926 | ) |  | $ | 1,573 |  |  | $ | 936 |  |  | $ | 6 |  |  | $ | 2,561 |  |  | $ | 115,411 |
Six Months Ended March 31, 2013 | $ | 623 |  |  | $ | (952 | ) |  | $ | 2,357 |  |  | $ | (1,716 | ) | * | $ | 18 |  |  | $ | 330 |  |  | $ | 91,747 |
* Benefit in consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.
Aging Analysis of past due financing receivables | The following table presents an aging analysis of past due financing receivables by portfolio segment:
| Days Past Due |  | Total |  | Current |  | Fair Value |  | Total Financing |  | Allowance |  | Recorded Investment > 90 Days
| 1-30 |  | 31-60 |  | 61-90 |  | >90 |  | Past Due |  | Receivable |  | Adjustment |  | Receivable |  | Balance |  | Accruing
| (in thousands)
Unsecured short-term consumer loans:* |  |  |  |  |  |  |  |  |  |  |  |  |  |
March 31, 2014 | $ | 1,063 |  |  | $ | 1,949 |  |  | $ | 898 |  |  | $ | 3,411 |  |  | $ | 7,321 |  |  | $ | 4,067 |  |  | $ | — |  |  | $ | 11,388 |  |  | $ | 6,964 |  |  | $ | — |
March 31, 2013 | $ | 13 |  |  | $ | 13 |  |  | $ | — |  |  | $ | — |  |  | $ | 26 |  |  | $ | 119 |  |  | $ | — |  |  | $ | 145 |  |  | $ | 30 |  |  | $ | — |
September 30, 2013 | $ | 113 |  |  | $ | 285 |  |  | $ | 257 |  |  | $ | — |  |  | $ | 655 |  |  | $ | 214 |  |  | $ | — |  |  | $ | 869 |  |  | $ | 464 |  |  | $ | — |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
March 31, 2014 | $ | 1,424 |  |  | $ | 736 |  |  | $ | 757 |  |  | $ | 1,184 |  |  | $ | 4,101 |  |  | $ | 3,858 |  |  | $ | — |  |  | $ | 7,959 |  |  | $ | 1,814 |  |  | $ | — |
March 31, 2013 | $ | 1,299 |  |  | $ | 747 |  |  | $ | 506 |  |  | $ | 825 |  |  | $ | 3,377 |  |  | $ | 2,786 |  |  | $ | — |  |  | $ | 6,163 |  |  | $ | 1,358 |  |  | $ | — |
September 30, 2013 | $ | 2,096 |  |  | $ | 1,313 |  |  | $ | 905 |  |  | $ | 910 |  |  | $ | 5,224 |  |  | $ | 4,565 |  |  | $ | — |  |  | $ | 9,789 |  |  | $ | 1,804 |  |  | $ | — |
Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 792 |  |  | $ | 1,953 |  |  | $ | 1,503 |  |  | $ | 28,070 |  |  | $ | 32,318 |  |  | $ | 80,098 |  |  | $ | 1,218 |  |  | $ | 113,634 |  |  | $ | 1,587 |  |  | $ | 28,070 |
Out of payroll | 24 |  |  | 34 |  |  | 25 |  |  | 943 |  |  | 1,026 |  |  | 1,111 |  |  | (360 | ) |  | 1,777 |  |  | 974 |  |  | — |
| $ | 816 |  |  | $ | 1,987 |  |  | $ | 1,528 |  |  | $ | 29,013 |  |  | $ | 33,344 |  |  | $ | 81,209 |  |  | $ | 858 |  |  | $ | 115,411 |  |  | $ | 2,561 |  |  | $ | 28,070 |
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 1,545 |  |  | $ | 5,519 |  |  | $ | 3,856 |  |  | $ | 27,479 |  |  | $ | 38,399 |  |  | $ | 53,980 |  |  | $ | (1,099 | ) |  | $ | 91,280 |  |  | $ | 327 |  |  | $ | 27,479 |
Out of payroll | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 467 |  |  | — |  |  | 467 |  |  | 3 |  |  | — |
| $ | 1,545 |  |  | $ | 5,519 |  |  | $ | 3,856 |  |  | $ | 27,479 |  |  | $ | 38,399 |  |  | $ | 54,447 |  |  | $ | (1,099 | ) |  | $ | 91,747 |  |  | $ | 330 |  |  | $ | 27,479 |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 8,726 |  |  | $ | 5,245 |  |  | $ | 1,392 |  |  | $ | 29,492 |  |  | $ | 44,855 |  |  | $ | 63,209 |  |  | $ | (196 | ) |  | $ | 107,868 |  |  | $ | 758 |  |  | $ | 29,492 |
Out of payroll | 183 |  |  | 109 |  |  | 192 |  |  | — |  |  | 484 |  |  | 258 |  |  | (7 | ) |  | 735 |  |  | 214 |  |  | — |
| $ | 8,909 |  |  | $ | 5,354 |  |  | $ | 1,584 |  |  | $ | 29,492 |  |  | $ | 45,339 |  |  | $ | 63,467 |  |  | $ | (203 | ) |  | $ | 108,603 |  |  | $ | 972 |  |  | $ | 29,492 |
* Unsecured short-term consumer loans amounts are included for periods after the acquisition of Go Cash.

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524 + Details
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