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Operating Segment Information (Tables) | 9 Months Ended
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Jun. 30, 2014
Segment Reporting [Abstract] |
Operating segment information | The following tables present operating segment information for the three and nine-month periods ending June 30, 2014 and 2013, including reclassifications discussed in Note 1 "Organization and Summary of Significant Accounting Policies."
| Three Months Ended June 30, 2014
| U.S. & Canada |  | Latin America |  | Other International |  | Total Segments |  | Corporate Items |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 74,674 |  |  | $ | 14,496 |  |  | $ | — |  |  | $ | 89,170 |  |  | $ | — |  |  | $ | 89,170 |
Jewelry scrapping sales | 18,909 |  |  | 1,364 |  |  | — |  |  | 20,273 |  |  | — |  |  | 20,273 |
Pawn service charges | 51,894 |  |  | 8,023 |  |  | — |  |  | 59,917 |  |  | — |  |  | 59,917 |
Consumer loan fees and interest | 41,749 |  |  | 14,839 |  |  | 4,556 |  |  | 61,144 |  |  | — |  |  | 61,144 |
Consumer loan sales and other | 531 |  |  | 10,333 |  |  | 12 |  |  | 10,876 |  |  | — |  |  | 10,876 |
Total revenues | 187,757 |  |  | 49,055 |  |  | 4,568 |  |  | 241,380 |  |  | — |  |  | 241,380 |
Merchandise cost of goods sold | 45,927 |  |  | 9,824 |  |  | — |  |  | 55,751 |  |  | — |  |  | 55,751 |
Jewelry scrapping cost of goods sold | 13,894 |  |  | 1,237 |  |  | — |  |  | 15,131 |  |  | — |  |  | 15,131 |
Consumer loan bad debt | 12,894 |  |  | 1,361 |  |  | 2,991 |  |  | 17,246 |  |  | — |  |  | 17,246 |
Net revenues | 115,042 |  |  | 36,633 |  |  | 1,577 |  |  | 153,252 |  |  | — |  |  | 153,252 |
Operating expenses (income): |  |  |  |  |  |  |  |  |  |  |
Operations | 84,553 |  |  | 22,112 |  |  | 2,910 |  |  | 109,575 |  |  | — |  |  | 109,575 |
Administrative | — |  |  | — |  |  | — |  |  | — |  |  | 14,467 |  |  | 14,467 |
Depreciation | 4,305 |  |  | 1,502 |  |  | 80 |  |  | 5,887 |  |  | 1,664 |  |  | 7,551 |
Amortization | 414 |  |  | 329 |  |  | 4 |  |  | 747 |  |  | 893 |  |  | 1,640 |
Loss (gain) on sale or disposal of assets | 129 |  |  | 11 |  |  | (160 | ) |  | (20 | ) |  | (6 | ) |  | (26 | )
Interest expense (income), net | — |  |  | 4,234 |  |  | (2 | ) |  | 4,232 |  |  | 1,841 |  |  | 6,073 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (2,117 | ) |  | (2,117 | ) |  | — |  |  | (2,117 | )
Other income | (7 | ) |  | (167 | ) |  | — |  |  | (174 | ) |  | (196 | ) |  | (370 | )
Segment contribution | $ | 25,648 |  |  | $ | 8,612 |  |  | $ | 862 |  |  | $ | 35,122 |  |  |  |  |  |  |
Income (loss) from continuing operations before income taxes |  |  |  |  |  |  | $ | 35,122 |  |  | $ | (18,663 | ) |  | $ | 16,459 |
| Three Months Ended June 30, 2013
| U.S. & Canada |  | Latin America |  | Other International |  | Total Segments |  | Corporate Items |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 71,464 |  |  | $ | 15,112 |  |  | $ | — |  |  | $ | 86,576 |  |  | $ | — |  |  | $ | 86,576 |
Jewelry scrapping sales | 26,288 |  |  | — |  |  | — |  |  | 26,288 |  |  | — |  |  | 26,288 |
Pawn service charges | 52,505 |  |  | 7,892 |  |  | — |  |  | 60,397 |  |  | — |  |  | 60,397 |
Consumer loan fees and interest | 40,279 |  |  | 12,864 |  |  | 6,091 |  |  | 59,234 |  |  | — |  |  | 59,234 |
Consumer loan sales and other | 1,058 |  |  | 1,034 |  |  | 579 |  |  | 2,671 |  |  | — |  |  | 2,671 |
Total revenues | 191,594 |  |  | 36,902 |  |  | 6,670 |  |  | 235,166 |  |  | — |  |  | 235,166 |
Merchandise cost of goods sold | 41,795 |  |  | 9,255 |  |  | — |  |  | 51,050 |  |  | — |  |  | 51,050 |
Jewelry scrapping cost of goods sold | 20,285 |  |  | 92 |  |  | — |  |  | 20,377 |  |  | — |  |  | 20,377 |
Consumer loan bad debt expense | 9,994 |  |  | 685 |  |  | 1,839 |  |  | 12,518 |  |  | — |  |  | 12,518 |
Net revenues | 119,520 |  |  | 26,870 |  |  | 4,831 |  |  | 151,221 |  |  | — |  |  | 151,221 |
Operating expenses (income): |  |  |  |  |  |  |  |  |  |  |
Operations | 84,194 |  |  | 16,513 |  |  | 3,523 |  |  | 104,230 |  |  | — |  |  | 104,230 |
Administrative | — |  |  | — |  |  | — |  |  | — |  |  | 12,644 |  |  | 12,644 |
Depreciation | 4,184 |  |  | 1,420 |  |  | 93 |  |  | 5,697 |  |  | 1,680 |  |  | 7,377 |
Amortization | 721 |  |  | 434 |  |  | 25 |  |  | 1,180 |  |  | 411 |  |  | 1,591 |
Loss on sale or disposal of assets | 174 |  |  | 4 |  |  | — |  |  | 178 |  |  | — |  |  | 178 |
Interest (income) expense, net | (25 | ) |  | 2,790 |  |  | — |  |  | 2,765 |  |  | 872 |  |  | 3,637 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (4,328 | ) |  | (4,328 | ) |  | — |  |  | (4,328 | )
Other expense | — |  |  | 57 |  |  | — |  |  | 57 |  |  | 39 |  |  | 96 |
Segment contribution | $ | 30,272 |  |  | $ | 5,652 |  |  | $ | 5,518 |  |  | $ | 41,442 |  |  |  |  |  |  |
Income (loss) from continuing operations before income taxes |  |  |  |  |  |  | $ | 41,442 |  |  | $ | (15,646 | ) |  | $ | 25,796 |
| Nine Months Ended June 30, 2014
| U.S. & Canada |  | Latin America |  | Other International |  | Total Segments |  | Corporate Items |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 253,501 |  |  | $ | 44,710 |  |  | $ | — |  |  | $ | 298,211 |  |  | $ | — |  |  | $ | 298,211 |
Jewelry scrapping sales | 69,531 |  |  | 4,638 |  |  | — |  |  | 74,169 |  |  | — |  |  | 74,169 |
Pawn service charges | 161,117 |  |  | 22,095 |  |  | — |  |  | 183,212 |  |  | — |  |  | 183,212 |
Consumer loan fees and interest | 136,108 |  |  | 43,460 |  |  | 12,690 |  |  | 192,258 |  |  | — |  |  | 192,258 |
Consumer loan sales and other | 2,025 |  |  | 20,520 |  |  | 42 |  |  | 22,587 |  |  | — |  |  | 22,587 |
Total revenues | 622,282 |  |  | 135,423 |  |  | 12,732 |  |  | 770,437 |  |  | — |  |  | 770,437 |
Merchandise cost of goods sold | 153,864 |  |  | 29,332 |  |  | — |  |  | 183,196 |  |  | — |  |  | 183,196 |
Jewelry scrapping cost of goods sold | 51,257 |  |  | 4,005 |  |  | — |  |  | 55,262 |  |  | — |  |  | 55,262 |
Consumer loan bad debt | 37,571 |  |  | 3,206 |  |  | 5,323 |  |  | 46,100 |  |  | — |  |  | 46,100 |
Net revenues | 379,590 |  |  | 98,880 |  |  | 7,409 |  |  | 485,879 |  |  | — |  |  | 485,879 |
Operating expenses (income): |  |  |  |  |  |  |  |  |  |  |
Operations | 261,161 |  |  | 58,580 |  |  | 10,667 |  |  | 330,408 |  |  | — |  |  | 330,408 |
Administrative | — |  |  | — |  |  | — |  |  | — |  |  | 50,244 |  |  | 50,244 |
Depreciation | 12,867 |  |  | 4,411 |  |  | 288 |  |  | 17,566 |  |  | 4,990 |  |  | 22,556 |
Amortization | 1,723 |  |  | 1,553 |  |  | 55 |  |  | 3,331 |  |  | 2,224 |  |  | 5,555 |
(Gain) loss on sale or disposal of assets | (6,630 | ) |  | 15 |  |  | (1 | ) |  | (6,616 | ) |  | 642 |  |  | (5,974 | )
Interest (income) expense, net | (11 | ) |  | 11,628 |  |  | (4 | ) |  | 11,613 |  |  | 4,067 |  |  | 15,680 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (3,880 | ) |  | (3,880 | ) |  | — |  |  | (3,880 | )
Impairment of investments | — |  |  | — |  |  | 7,940 |  |  | 7,940 |  |  | — |  |  | 7,940 |
Other (income) expense | (7 | ) |  | (208 | ) |  | 346 |  |  | 131 |  |  | 655 |  |  | 786 |
Segment contribution (loss) | $ | 110,487 |  |  | $ | 22,901 |  |  | $ | (8,002 | ) |  | $ | 125,386 |  |  |  |  |  |  |
Income (loss) from continuing operations before income taxes |  |  |  |  |  |  | $ | 125,386 |  |  | $ | (62,822 | ) |  | $ | 62,564 |
| Nine Months Ended June 30, 2013
| U.S. & Canada |  | Latin America |  | Other International |  | Total Segments |  | Corporate Items |  | Consolidated
| (in thousands)
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 237,577 |  |  | $ | 43,685 |  |  | $ | — |  |  | $ | 281,262 |  |  | $ | — |  |  | $ | 281,262 |
Jewelry scrapping sales | 108,777 |  |  | 4,802 |  |  | — |  |  | 113,579 |  |  | — |  |  | 113,579 |
Pawn service charges | 165,202 |  |  | 22,610 |  |  | — |  |  | 187,812 |  |  | — |  |  | 187,812 |
Consumer loan fees and interest | 126,873 |  |  | 36,583 |  |  | 19,663 |  |  | 183,119 |  |  | — |  |  | 183,119 |
Consumer loan sales and other | 5,469 |  |  | 2,880 |  |  | 1,820 |  |  | 10,169 |  |  | — |  |  | 10,169 |
Total revenues | 643,898 |  |  | 110,560 |  |  | 21,483 |  |  | 775,941 |  |  | — |  |  | 775,941 |
Merchandise cost of goods sold | 138,936 |  |  | 25,775 |  |  | — |  |  | 164,711 |  |  | — |  |  | 164,711 |
Jewelry scrapping cost of goods sold | 76,922 |  |  | 4,071 |  |  | — |  |  | 80,993 |  |  | — |  |  | 80,993 |
Consumer loan bad debt expense (benefit) | 27,363 |  |  | (1,024 | ) |  | 8,157 |  |  | 34,496 |  |  | — |  |  | 34,496 |
Net revenues | 400,677 |  |  | 81,738 |  |  | 13,326 |  |  | 495,741 |  |  | — |  |  | 495,741 |
Operating expenses (income): |  |  |  |  |  |  |  |  |  |  |
Operations | 251,593 |  |  | 46,483 |  |  | 11,270 |  |  | 309,346 |  |  | — |  |  | 309,346 |
Administrative | — |  |  | — |  |  | — |  |  | — |  |  | 34,918 |  |  | 34,918 |
Depreciation | 11,905 |  |  | 3,782 |  |  | 263 |  |  | 15,950 |  |  | 5,058 |  |  | 21,008 |
Amortization | 1,490 |  |  | 1,285 |  |  | 74 |  |  | 2,849 |  |  | 772 |  |  | 3,621 |
Loss on sale or disposal of assets | 202 |  |  | 18 |  |  | — |  |  | 220 |  |  | — |  |  | 220 |
Interest expense (income), net | 7 |  |  | 8,205 |  |  | (1 | ) |  | 8,211 |  |  | 2,816 |  |  | 11,027 |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (13,491 | ) |  | (13,491 | ) |  | — |  |  | (13,491 | )
Other (income) expense | (5 | ) |  | (238 | ) |  | (69 | ) |  | (312 | ) |  | 312 |  |  | — |
Segment contribution | $ | 135,485 |  |  | $ | 22,203 |  |  | $ | 15,280 |  |  | $ | 172,968 |  |  |  |  |  |
Income (loss) from continuing operations before income taxes |  |  |  |  |  |  | $ | 172,968 |  |  | $ | (43,876 | ) |  | $ | 129,092 |
Schedule of revenue by geographical location | The following tables provide geographic information required by ASC 280-10-50-41:
| Three Months Ended June 30, |  | Nine Months Ended June 30,
| 2014 |  | 2013 |  | 2014 |  | 2013
| (in thousands)
Revenues: |  |  |  |  |  |  |
U.S. | $ | 184,396 |  |  | $ | 188,524 |  |  | $ | 612,261 |  |  | $ | 634,900 |
Mexico | 49,055 |  |  | 36,902 |  |  | 135,423 |  |  | 110,560 |
Canada | 3,361 |  |  | 3,070 |  |  | 10,021 |  |  | 8,998 |
U.K | 4,568 |  |  | 6,670 |  |  | 12,732 |  |  | 21,483 |
Total | $ | 241,380 |  |  | $ | 235,166 |  |  | $ | 770,437 |  |  | $ | 775,941 |

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