XML 138 R123.htm IDEA: XBRL DOCUMENT
v3.3.1.900

Allowance for Losses and Credit Quality of Consumer Loans - Aging Schedule (Details) - USD ($) $ in Thousands | Sep. 30, 2015 | Sep. 30, 2014 | Sep. 30, 2013 | Sep. 30, 2012
--- | --- | --- | --- | ---
Secured Short-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | $ 2,253 | $ 3,879 | $ 5,224 |
Current receivable | 39 | 4,294 | 4,565 |
Fair Value Adjustment | 0 | 0 | 0 |
Total Financing Receivable | 2,292 | 8,173 | 9,789 |
Allowance Balance | 2,004 | 1,049 | 1,804 | $ 942
Recorded Investment Over 90 Days and Accruing | 0 | 0 | 0 |
Unsecured Long-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 69,041 | 41,442 | 29,422 |
Current receivable | 89,252 | 119,188 | 84,180 |
Fair Value Adjustment | 0 | 2,230 | 1,269 |
Total Financing Receivable | 158,293 | 162,860 | 114,871 |
Allowance Balance | 50,645 | 38,087 | 19,849 | $ 8,574
Recorded Investment Over 90 Days and Accruing | 5,766 | 1,600 | 1,557 |
Unsecured Long-Term Consumer Loans [Member] | Performing [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 25,504 | 12,123 | 16,132 |
Current receivable | 87,272 | 116,870 | 82,555 |
Fair Value Adjustment | 0 | 2,230 | 1,269 |
Total Financing Receivable | 112,776 | 131,223 | 99,956 |
Allowance Balance | 5,128 | 6,450 | 4,934 |
Recorded Investment Over 90 Days and Accruing | 5,766 | 1,600 | 1,557 |
Unsecured Long-Term Consumer Loans [Member] | Nonperforming [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 43,537 | 29,319 | 13,290 |
Current receivable | 1,980 | 2,318 | 1,625 |
Fair Value Adjustment | 0 | 0 | 0 |
Total Financing Receivable | 45,517 | 31,637 | 14,915 |
Allowance Balance | 45,517 | 31,637 | 14,915 |
Recorded Investment Over 90 Days and Accruing | 0 | 0 | 0 |
1-30 Days Past Due [Member] | Secured Short-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 113 | 2,196 | 2,096 |
1-30 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 7,336 | 6,796 | 8,223 |
1-30 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Performing [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 6,783 | 4,942 | 7,497 |
1-30 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Nonperforming [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 553 | 1,854 | 726 |
31-60 Days Past Due [Member] | Secured Short-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 862 | 823 | 1,313 |
31-60 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 6,880 | 4,453 | 4,745 |
31-60 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Performing [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 6,179 | 3,546 | 4,307 |
31-60 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Nonperforming [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 701 | 907 | 438 |
61-90 Days Past Due [Member] | Secured Short-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 704 | 448 | 905 |
61-90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 7,389 | 2,919 | 3,252 |
61-90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Performing [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 6,776 | 2,035 | 2,771 |
61-90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Nonperforming [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 613 | 884 | 481 |
Greater than 90 Days Past Due [Member] | Secured Short-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 574 | 412 | 910 |
Greater than 90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 47,436 | 27,274 | 13,202 |
Greater than 90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Performing [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | 5,766 | 1,600 | 1,557 |
Greater than 90 Days Past Due [Member] | Unsecured Long-Term Consumer Loans [Member] | Nonperforming [Member] |  |  |  |
Aging analysis of past due financing receivables |  |  |  |
Past Due | $ 41,670 | $ 25,674 | $ 11,645 |

X
- Definition Financing Receivable Fair Value Adjustment + References No definition available. + Details
Name: | ezpw_FinancingReceivableFairValueAdjustment
Namespace Prefix: | ezpw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Recorded investment in financing receivables that are 90 days or more past due and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing receivables that are current. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentCurrent
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Recorded Investment in financing receivables that are past due at the balance sheet date. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(a),(b)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableConsumer
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ezpw_SecuredShortTermConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ezpw_UnsecuredLongTermConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=ezpw_FinancingReceivables1to30DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=ezpw_FinancingReceivables31to60DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=ezpw_FinancingReceivables61to90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=ezpw_FinancingReceivablesGreaterthan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |