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Allowance for Losses and Credit Quality of Consumer Loans (Tables) | 3 Months Ended
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Dec. 31, 2014
Receivables [Abstract] |
Allowance for credit losses and recorded investment in financing receivables | The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
Description | Allowance Balance at Beginning of Period |  | Charge-offs |  | Recoveries |  | Provision |  | Translation Adjustment |  | Allowance Balance at End of Period |  | Financing Receivable at End of Period
| (in thousands)
Unsecured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended December 31, 2014 | $ | 14,645 |  |  | $ | (9,051 | ) |  | $ | 3,291 |  |  | $ | 4,996 |  |  | $ | (513 | ) |  | $ | 13,368 |  |  | $ | 31,159 |
Three Months Ended December 31, 2013 | 2,928 |  |  | (12,202 | ) |  | 4,195 |  |  | 7,915 |  |  | 12 |  |  | 2,848 |  |  | 22,870 |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended December 31, 2014 | $ | 1,049 |  |  | $ | (14,437 | ) |  | $ | 12,989 |  |  | $ | 1,533 |  |  | $ | — |  |  | $ | 1,134 |  |  | $ | 7,866 |
Three Months Ended December 31, 2013 | 1,804 |  |  | (16,686 | ) |  | 15,182 |  |  | 2,032 |  |  | — |  |  | 2,332 |  |  | 11,386 |
Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Three Months Ended December 31, 2014 | $ | 7,177 |  |  | $ | (29 | ) |  | $ | 136 |  |  | $ | 874 |  |  | $ | (624 | ) |  | $ | 7,534 |  |  | $ | 81,840 |
Three Months Ended December 31, 2013 | 972 |  |  | (841 | ) |  | 431 |  |  | 1,391 |  |  | 3 |  |  | 1,956 |  |  | 116,437 |
Schedule of sales of unsecured long-term consumer loan portfolios |
Description of Portfolio |  | Book Value of Principal |  | Book Value of Accrued Interest |  | Promissory Note Received (4) |  | Realized Gain on Sale (1) |  | Accelerated Amortization (2)
|  | (in millions, except number of loans)
14,500 payroll loans sold October 21, 2013 | (3 | ) | $ | 14.0 |  |  | $ | 0.7 |  |  | $ | 19.3 |  |  | $ | 4.6 |  |  | $ | 1.2 |
10,900 payroll loans sold December 19, 2014 | (5 | ) | 13.9 |  |  | 1.5 |  |  | 22.0 |  |  | 6.6 |  |  | 1.0 |
(1) All realized gains on sale are included under "Consumer loan sales and other" in our condensed consolidated statements of operations in the period of sale.
(2) As a result of these portfolio sales, we accelerated the amortization of the sales commissions related to the loans sold, which are included under "Operations" expense in our condensed consolidated statements of operations in the period of sale.
(3) Grupo Finmart was retained by the trust as the primary servicer at agreed upon market rates through the duration of the portfolio, an expected 48 months.
(4) Cash from promissory note was received in full in the period of sale.
(5) Grupo Finmart was retained by the trust as the primary servicer at agreed upon market rates through the duration of the portfolio, an expected 60 months.
Aging Analysis of past due financing receivables | The following table presents an aging analysis of past due financing receivables by portfolio segment:
| Days Past Due |  | Total |  | Current |  | Fair Value |  | Total Financing |  | Allowance |  | Recorded Investment > 90 Days
| 1-30 |  | 31-60 |  | 61-90 |  | >90 |  | Past Due |  | Receivable |  | Adjustment |  | Receivable |  | Balance |  | Accruing
| (in thousands)
Unsecured short-term consumer loans*: |  |  |  |  |  |  |  |  |  |  |  |  |  |
December 31, 2013 | $ | 66 |  |  | $ | 289 |  |  | $ | 81 |  |  | $ | — |  |  | $ | 436 |  |  | $ | 119 |  |  | $ | — |  |  | $ | 555 |  |  | $ | 267 |  |  | $ | — |
Secured short-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
December 31, 2014 | $ | 1,844 |  |  | $ | 761 |  |  | $ | 543 |  |  | $ | 538 |  |  | $ | 3,686 |  |  | $ | 4,180 |  |  | $ | — |  |  | $ | 7,866 |  |  | $ | 1,134 |  |  | $ | — |
December 31, 2013 | 2,629 |  |  | 1,366 |  |  | 1,123 |  |  | 1,398 |  |  | 6,516 |  |  | 4,870 |  |  | — |  |  | 11,386 |  |  | 2,332 |  |  | — |
September 30, 2014 | 2,196 |  |  | 823 |  |  | 448 |  |  | 412 |  |  | 3,879 |  |  | 4,294 |  |  | — |  |  | 8,173 |  |  | 1,049 |  |  | — |
Unsecured long-term consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 10,601 |  |  | $ | 1,385 |  |  | $ | 1,061 |  |  | $ | 16,253 |  |  | $ | 29,300 |  |  | $ | 46,078 |  |  | $ | 934 |  |  | $ | 76,312 |  |  | $ | 2,383 |  |  | $ | 16,253 |
Out of payroll | 124 |  |  | 18 |  |  | 149 |  |  | 4,957 |  |  | 5,248 |  |  | 282 |  |  | (2 | ) |  | 5,528 |  |  | 5,151 |  |  | — |
| $ | 10,725 |  |  | $ | 1,403 |  |  | $ | 1,210 |  |  | $ | 21,210 |  |  | $ | 34,548 |  |  | $ | 46,360 |  |  | $ | 932 |  |  | $ | 81,840 |  |  | $ | 7,534 |  |  | $ | 16,253 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 3,497 |  |  | $ | 3,525 |  |  | $ | 1,480 |  |  | $ | 31,371 |  |  | $ | 39,873 |  |  | $ | 72,793 |  |  | $ | 2,667 |  |  | $ | 115,333 |  |  | $ | 1,747 |  |  | $ | 31,966 |
Out of payroll | 162 |  |  | 191 |  |  | 71 |  |  | 595 |  |  | 1,019 |  |  | 593 |  |  | (508 | ) |  | 1,104 |  |  | 209 |  |  | — |
| $ | 3,659 |  |  | $ | 3,716 |  |  | $ | 1,551 |  |  | $ | 31,966 |  |  | $ | 40,892 |  |  | $ | 73,386 |  |  | $ | 2,159 |  |  | $ | 116,437 |  |  | $ | 1,956 |  |  | $ | 31,966 |
September 30, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
In Payroll | $ | 8,445 |  |  | $ | 2,192 |  |  | $ | 1,048 |  |  | $ | 19,921 |  |  | $ | 31,606 |  |  | $ | 52,471 |  |  | $ | 1,473 |  |  | $ | 85,550 |  |  | $ | 2,345 |  |  | $ | 19,921 |
Out of payroll | 24 |  |  | 271 |  |  | 170 |  |  | 4,541 |  |  | 5,006 |  |  | 385 |  |  | 46 |  |  | 5,437 |  |  | 4,832 |  |  | — |
| $ | 8,469 |  |  | $ | 2,463 |  |  | $ | 1,218 |  |  | $ | 24,462 |  |  | $ | 36,612 |  |  | $ | 52,856 |  |  | $ | 1,519 |  |  | $ | 90,987 |  |  | $ | 7,177 |  |  | $ | 19,921 |
* Unsecured short-term consumer loan amounts are included for the periods after the December 20, 2012 acquisition of Go Cash, and prior to our discontinuance of Go Cash operations as of September 30, 2014. As a result of our discontinuance of Go Cash, we wrote our unsecured short-term consumer loans down to net realized value, or a nominal amount, as of September 30, 2014.

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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