<SEC-DOCUMENT>0000876523-15-000086.txt : 20151020
<SEC-HEADER>0000876523-15-000086.hdr.sgml : 20151020
<ACCEPTANCE-DATETIME>20151020085459
ACCESSION NUMBER:		0000876523-15-000086
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20151019
ITEM INFORMATION:		Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20151020
DATE AS OF CHANGE:		20151020

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EZCORP INC
		CENTRAL INDEX KEY:			0000876523
		STANDARD INDUSTRIAL CLASSIFICATION:	RETAIL-MISCELLANEOUS RETAIL [5900]
		IRS NUMBER:				742540145
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19424
		FILM NUMBER:		151165505

	BUSINESS ADDRESS:	
		STREET 1:		1901 CAPITAL PKWY
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78746
		BUSINESS PHONE:		5123143400

	MAIL ADDRESS:	
		STREET 1:		1901 CAPITAL PKWY
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78746
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a8k-nonrelianceoctober2015.htm
<DESCRIPTION>8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2015 Workiva -->
		<title>8-K</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<a name="saa4b0585476a41e1b79b88ea4738e407"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-bottom:12px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td width="100%"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;font-weight:bold;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Washington, D.C. 20549</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________________________________________&#160;</font></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;font-weight:bold;">FORM 8-K</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________________________________________&#160;</font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">CURRENT REPORT</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">PURSUANT TO SECTION 13 OR 15(d) OF THE </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">SECURITIES EXCHANGE ACT OF 1934</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Date of Report (Date of earliest event reported): </font><font style="font-family:inherit;font-size:12pt;font-weight:bold;">&#32;October 19, 2015</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________________________________________&#160;</font></div><div style="line-height:120%;padding-bottom:2px;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;font-weight:bold;">EZCORP, Inc. </font></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Exact name of registrant as specified in its charter)</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________________________________________&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td width="2%"></td><td width="36%"></td><td width="26%"></td><td width="25%"></td><td width="11%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Delaware</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(State or other jurisdiction of incorporation)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">0-19424</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Commission File Number) </font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">74-2540145</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(IRS Employer</font></div><div style="padding-bottom:24px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Identification No.)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td width="10%"></td><td width="38%"></td><td width="4%"></td><td width="25%"></td><td width="23%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2500 Bee Cave Road, Building 1, Suite 200 Rollingwood, Texas</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;&#160;&#160;&#160;</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Address of principal executive offices)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;&#160;78746</font></div><div style="padding-bottom:16px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(zip code)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">1901 Capital Parkway, Austin, Texas</font><font style="font-family:inherit;font-size:10pt;">(Former address of principal executive offices)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;</font><font style="font-family:inherit;font-size:10pt;">&#32;</font></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Registrant&#8217;s telephone number, including area code:  </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(512) 314-3400</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">N/A</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Former name or former address, if changed since last report)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________________________________________&#160;</font></div><div style="line-height:120%;padding-bottom:16px;text-align:left;padding-left:37px;text-indent:-36px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="3%"></td><td width="3%"></td><td width="93%"></td><td width="1%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;text-align:left;padding-left:37px;text-indent:-36px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td width="100%"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><br><div></div><hr style="page-break-after:always"><a name="s550461a564384805b7773cad46fdb780"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item&#160;4.02 &#8212; Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or a Completed Interim Review</font></div><table cellpadding="0" cellspacing="0" style="padding-top:12px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:inherit;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As previously disclosed, EZCORP, Inc. (&#8220;we&#8221; or the &#8220;Company&#8221;) has delayed the filing of our Quarterly Reports on Form 10-Q for the second quarter of fiscal 2015 (ended March 31, 2015) and the third quarter of fiscal 2015 (ended June 30, 2015) pending the completion of a review and analysis of certain accounting issues relating to our Grupo Finmart loan portfolio.  On July 17, 2015, we issued a Current Report on Form 8-K and a related press release disclosing the decision of our Board of Directors to restate our previously issued financial statements for fiscal 2014 and the first quarter of fiscal 2015 in order to correct the accounting treatment of certain structured asset sales completed during those periods.  We also disclosed that we were continuing to evaluate other accounting issues related to our Grupo Finmart loan portfolio and, based on the outcome of that review, we may determine that financial statements for periods prior to fiscal 2014 should also be restated.</font></div></td></tr></table><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Based on that review (which is now substantially completed), the Audit Committee, in consultation with management and Deloitte &amp; Touche LLP (&#8220;Deloitte&#8221;), our independent registered public accounting firm for fiscal 2014 and 2013, and BDO USA, LLP (&#8220;BDO&#8221;), our independent registered accounting firm for fiscal 2012 and 2015, concluded on October 18, 2015 that our previously issued financial statements for fiscal 2012 and fiscal 2013 (including the quarterly periods within those years, other than the first quarter of fiscal 2012) should be restated to adjust the interest revenue and bad debt reserves associated with the Grupo Finmart loan portfolio. The Audit Committee's recommendation was presented to the full Board of Directors, and on October 19, 2015, the Board determined that the audited financial statements for fiscal 2012 and 2013 (including the respective reports of the independent registered public accounting firms relating thereto) and the unaudited financial statements for the quarterly periods within those years (other than the first quarter of fiscal 2012) should no longer be relied upon because of the accounting issues related to the Grupo Finmart loan portfolio.  Accordingly, we will restate our previously issued financial statements for those periods.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Completion of Grupo Finmart &#8220;Non-Performing&#8221; Loan Review</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As previously disclosed, during the course of a comprehensive review of the entire Grupo Finmart loan portfolio to identify all loans that were being carried as active loans but with respect to which Grupo Finmart was not currently receiving payments (&#8220;non-performing&#8221; loans), we identified the following issues:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:12px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">We determined that the non-performing loans included a number of out-of-payroll loans that had not been properly classified and recognized as such.  This error has caused an understatement of bad debt expense and an overstatement of accrued interest income in prior periods.  We have now analyzed the non-performing loan portfolio to identify all out-of-payroll loans and have determined, on a loan-by-loan basis, the period during which we should have charged the loan to bad debt expense and ceased accruing interest income for U.S. GAAP purposes.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">We also found that many of the non-performing loans, while still in-payroll, have been in non-performing status for some time.  Under Grupo Finmart&#8217;s historic interest accrual policy, we have accrued and recognized interest income on in-payroll loans over the stated life of the loans even though, because of delays or interruptions in the receipt of payments, the period over which the interest income is actually received is longer than the stated loan term. After reviewing the aging characteristics of the non-performing loans and consulting with Deloitte and BDO, we have determined that it is appropriate for U.S. GAAP purposes to apply the following interest accrual and bad debt recognition policies:</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:inherit;font-size:10pt;">(1)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accrue and recognize interest income over the period that payments are expected to be received rather than over the stated term of the loan; and</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:inherit;font-size:10pt;">(2)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For loans that have been in non-performing status for 180 days, charge the loan principal to consumer loan bad debt expense, reduce interest revenue by the amount of unpaid interest theretofore accrued on the loan and cease accruing future interest revenue.  Any future collections would be recorded under the cost recovery method.</font></div></td></tr></table><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The application of this methodology will result in adjustments to interest income and bad debt expense for all periods since we began consolidation of Grupo Finmart in the second quarter of fiscal 2012.  Those adjustments will be reflected in the restated financial statements for fiscal 2012, 2013 and 2014 and the first quarter of fiscal 2015, as well as in the financial statements for the second and third quarter of fiscal 2015 and future periods.</font></div><br><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><a name="s550461a564384805b7773cad46fdb780"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Expected Restatement Adjustments and Timing</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">We currently expect that the aggregate restatement adjustments (including those attributable to the review of the asset sales and those attributable to the non-performing loan review, as well as certain other immaterial adjustments identified during the restatement process) will result in the following reductions to pre-tax income</font><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;">:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:54.296875%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="53%"></td><td width="47%"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Estimated Range of</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Reduction in Pre-Tax Income</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">(in millions)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fiscal 2012</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$12 to $18</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fiscal 2013</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$22 to $25</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fiscal 2014</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$48 to $53</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fiscal 2015 (first quarter)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$9 to $13</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A significant portion of the restatement adjustments reflects the timing of income recognition, such that negative adjustments in past periods are expected to result in positive adjustments in subsequent periods.  The amounts shown above reflect the net impact of those negative and positive adjustments, and the financial results for periods subsequent to the first quarter of fiscal 2015 will reflect the recognition of income that was deferred as part of the restatement.  The restatement is expected to have no cash impact.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As previously disclosed, The Nasdaq Stock Market has granted us an exception to the listing requirements regarding the timely filing of periodic reports subject to the condition that, on or before November 9, 2015, we must have filed all delinquent SEC filings as required by Nasdaq Listing Rule 5250(c)(1).  We continue to believe that we will be able to regain compliance within the timeframe allowed by that exception.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Nature of Accounting Errors</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">We continue to believe that the errors in our previously issued financial statements are the result of unintentional accounting errors or mistakes and ineffective internal controls and not the result of any deliberate attempt to misstate financial statements, misrepresent the Company&#8217;s financial condition or results of operations, or deceive or defraud investors.  The Audit Committee (following substantial completion of its own investigation) concurs with that assessment.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Control Deficiencies and Remedial Measures</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management and the Audit Committee continue to identify and evaluate the deficiencies in our internal control over financial reporting that gave rise to the accounting errors described above. We believe that failure to properly account for the structured asset sales, as well as the failure to identify out-of-payroll loans and adequately track the aging of non-performing loans, are control deficiencies that constitute material weaknesses in our internal control over financial reporting and deficiencies in our disclosure controls and procedures.  Because of the control deficiencies described above, our previous disclosures regarding internal control over financial reporting (including the respective reports of the independent registered public accounting firms related thereto) and disclosure controls and procedures contained in our annual and quarterly reports for fiscal 2012 (other than the first quarter thereof) and fiscal 2013 should no longer be relied upon.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">We are in the process of designing and implementing an appropriate remediation plan, which will be described more fully in our amended reports for the affected periods.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Disclosures About Forward-Looking Statements</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">All above statements regarding the expected impact of the restatement and the expected timing for filing our delinquent SEC reports constitute forward-looking statements that are based on our current expectations.  The final amounts and the detailed presentation of the restatement will be included in our upcoming filings after we have completed our work on the restatement, Deloitte and BDO have completed their review of the financial statements for the restatement periods, and the Audit Committee has completed its final review</font><font style="font-family:inherit;font-size:10pt;">&#32;</font><font style="font-family:inherit;font-size:10pt;font-style:italic;">of the financial statements for the restatement periods.  There can be no assurance that this information will not change, possibly materially, before we file the restated financial statements or that the process of preparing our restated financial statements (including review by Deloitte, BDO and the Audit Committee) will not take longer than currently anticipated.</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">This report contains forward-looking statements within the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.  All statements other than those that are purely historical are forward-looking statements.  Words such as &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;estimate,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;potential&#8221; and similar expressions also </font></div><br><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></div><hr style="page-break-after:always"><a name="s550461a564384805b7773cad46fdb780"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">identify forward-looking statements.  Forward-looking statements include statements regarding expected materiality or significance, the quantitative effects of the restatement, and any anticipated conclusions of the Company, the Audit Committee or management.  Because these forward-looking statements involve risks and uncertainties, there are important factors that could cause our actual results, as well as our expectations regarding materiality or significance, the restatement&#8217;s quantitative effects, the effectiveness of our disclosure controls and procedures, and our deficiencies in internal control over financial reporting to differ materially from those in the forward-looking statements.  These factors include the risk that additional information may arise as a result of our internal review, the preparation of our restated financial statements or other subsequent events that would require us to make additional adjustments.  For a discussion of a variety of risk factors affecting our business and prospects, see &#8220;Item 1A &#8212; Risk Factors&#8221; in our Annual Report on Form 10-K for the fiscal year ended September 30, 2014, as supplemented by our Current Report on Form 8-K dated May 14, 2015 and our Current Report on Form 8-K dated September 27, 2015.</font></div><a name="s9c75c94f3ca24cf796dc5182bb5bf6c6"></a><div style="line-height:120%;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item&#160;7.01 &#8212; Regulation FD Disclosure</font></div><div style="line-height:120%;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On October 20, 2015, the Company issued a press release disclosing the Board of Directors' determination to restate the financial statements for fiscal 2012 and 2013. A copy of that press release is furnished as Exhibit 99.1 to this Report.</font></div><a name="s82eaa9a9d26141798588eda6f9ac4c9c"></a><div style="line-height:120%;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 9.01 &#8212; Financial Statements and Exhibits</font></div><div style="line-height:120%;padding-top:12px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(d)&#160;&#160;&#160;&#160;Exhibits.</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:98.2421875%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="5%"></td><td width="1%"></td><td width="1%"></td><td width="93%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">99.1</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">EZCORP, Inc. press release dated October 20, 2015</font></div></td></tr></table></div></div><br><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></div><hr style="page-break-after:always"><a name="s235f4f6c40214c4f8ad2f9109ecca4a3"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td width="19%"></td><td width="20%"></td><td width="20%"></td><td width="4%"></td><td width="37%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">EZCORP, INC.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date: October 20, 2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">/s/ Thomas H. Welch, Jr.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thomas H. Welch, Jr.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Senior Vice President,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;General Counsel and Secretary</font></div></td></tr></table></div></div><br><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></div><hr style="page-break-after:always"><a name="s9e5b7983b4ea4e4999cc7f84ae6452c2"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">EXHIBIT INDEX</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:94.921875%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td width="8%"></td><td width="1%"></td><td width="91%"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exhibit</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">No.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Description of Exhibit</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">99.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">EZCORP, Inc. press release dated October 20, 2015</font></div></td></tr></table></div></div><br><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991-pressreleaseoctober2.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2015 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<a name="sf5e866e21d3f495c9a0d5c3bac89a2d5"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-top:12px;text-align:center;"><img src="fy2015ezcorpa01a04a01a03a01.jpg" style="height:41px;width:234px;"></div><div style="line-height:120%;padding-bottom:10px;padding-top:20px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">EZCORP RESTATEMENT TO INCLUDE FISCAL 2012 AND 2013</font></div><div style="line-height:120%;padding-bottom:14px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">AUSTIN, Texas </font><font style="font-family:inherit;font-size:11pt;">(October 20, 2015) - EZCORP, Inc. (Nasdaq: EZPW) announced that its previously announced financial statement restatement will include fiscal 2012 and fiscal 2013.  On July 17, 2015, the company announced that it will restate its financial statements for fiscal 2014 and the first quarter of fiscal 2015 to correct the accounting treatment of certain structured asset sales completed by its Grupo Finmart division during those periods.  The company also stated at that time that it was continuing to evaluate other accounting issues related to its Grupo Finmart loan portfolio and, based on the outcome of that review, may determine that financial statements for periods prior to fiscal 2014 should also be restated.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The company has now substantially completed its review of the accounting issues and has determined that the previously issued financial statements for fiscal 2012 and fiscal 2013 (including the quarterly periods within those years, other than the first quarter of fiscal 2012) should be restated to adjust the interest revenue and bad debt reserves associated with the Grupo Finmart loan portfolio.  The decision to restate the financial statements for fiscal 2012 and fiscal 2013 was made by the company's board of directors, upon the recommendation of management and the audit committee and in consultation with the company&#8217;s independent registered public accounting firms.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The restatement adjustments will correct certain errors relating to the accrued interest revenue and bad debt reserves associated with &#8220;non-performing&#8221; loans.  The inclusion of fiscal 2012 and 2013 in the restatement will result in a consistent interest income recognition and bad debt reserve methodology being applied across all periods since the company began consolidation of Grupo Finmart in the second quarter of fiscal 2012.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The company currently expects that the aggregate restatement adjustments (including those attributable to the review of the asset sales and those attributable to the non-performing loan review, as well as certain other immaterial adjustments identified during the restatement process) will result in the following reductions to pre-tax income:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:54.296875%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="53%"></td><td width="47%"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Estimated Range of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Reduction in Pre-Tax Income</font></div><div style="padding-bottom:4px;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">(in millions)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fiscal 2012</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$12 to $18</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fiscal 2013</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$22 to $25</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fiscal 2014</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$48 to $53</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fiscal 2015 (first quarter)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$9 to $13</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">A significant portion of the restatement adjustments reflects the timing of income recognition, such that negative adjustments in past periods are expected to result in positive adjustments in subsequent periods.  The restatement is expected to have no cash impact.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">As previously disclosed, The Nasdaq Stock Market has granted the company an exception to the listing requirements regarding the timely filing of periodic reports subject to the condition that, on or before November 9, 2015, the company must have filed all delinquent SEC filings as required by the Nasdaq listing rules.  The Company continues to believe that it will be able to regain compliance within the timeframe allowed by that exception.  The company also expects to file its Annual Report on Form 10-K for the fiscal year ended September 30, 2015 on or before the due date of December 14, 2015.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additional information about these matters can be found in the company&#8217;s Current Report on Form 8-K filed with the Securities and Exchange Commission contemporaneous with the issuance of this release.</font></div><br><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="sf5e866e21d3f495c9a0d5c3bac89a2d5"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">About EZCORP</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">EZCORP is a leading provider of pawn loans in the United States and Mexico and consumer loans in Mexico.  At our pawn stores, we also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers.</font></div><div style="line-height:120%;padding-bottom:14px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Forward-Looking Statements</font></div><div style="line-height:120%;padding-bottom:10px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">This announcement contains certain forward-looking statements regarding the expected impact and timing of the restatement.  The final amounts and the detailed presentation of the restatement will be included in the company&#8217;s upcoming filings after it has completed the work on the restatement, the company&#8217;s independent registered public accounting firms have completed their review, and the company&#8217;s audit committee has completed its final review.  There can be no assurance that this information will not change, possibly materially, before the company files the restated financial statements.</font></div><div style="line-height:120%;padding-bottom:10px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">These and other forward-looking statements are based on the company&#8217;s current expectations as to the outcome and timing of future events.  All statements, other than statements of historical facts, that address activities or results that the company plans, expects, believes, projects, estimates or anticipates will, should or may occur in the future are forward-looking statements.  Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of uncertainties and other factors, including the risk that additional information may arise as a result of the company&#8217;s internal review, the preparation of the restated financial statements or other subsequent events that would require the company to make additional adjustments.  For a discussion of a variety of risk factors affecting the company&#8217;s business and prospects, see the company&#8217;s annual, quarterly and other reports filed with the Securities and Exchange Commission.  The company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results over time.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Contact:</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Mark Trinske</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Vice President, Investor Relations </font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">EZCORP, Inc. </font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(512) 314-2220</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Investor_Relations@ezcorp.com</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><br><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>fy2015ezcorpa01a04a01a03a01.jpg
<TEXT>
begin 644 fy2015ezcorpa01a04a01a03a01.jpg
M_]C_X  02D9)1@ ! 0$ 2 !(  #_X0!<17AI9@  34T *@    @ ! ,"  (
M   6    /E$0  $    ! 0   %$1  0    !   +$U$2  0    !   +$P
M  !0:&]T;W-H;W @24-#('!R;V9I;&4 _^(,6$E#0U]04D]&24Q%  $!   ,
M2$QI;F\"$   ;6YT<E)'0B!865H@!\X  @ )  8 ,0  86-S<$U31E0
M245#('-21T(               $  /;6  $     TRU(4" @
M                                                   18W!R=
M 5     S9&5S8P   80   !L=W1P=    ?     48FMP=    @0    4<EA9
M6@   A@    49UA96@   BP    48EA96@   D     49&UN9    E0   !P
M9&UD9    L0   "(=G5E9    TP   "&=FEE=P   ]0    D;'5M:0   _@
M   4;65A<P  ! P    D=&5C:   !#     ,<E120P  !#P   @,9U120P
M!#P   @,8E120P  !#P   @,=&5X=     !#;W!Y<FEG:'0@*&,I(#$Y.3@@
M2&5W;&5T="U086-K87)D($-O;7!A;GD  &1E<V,         $G-21T(@245#
M-C$Y-C8M,BXQ               2<U)'0B!)14,V,3DV-BTR+C$
M                                                         %A9
M6B        #S40 !     1;,6%E:(                     !865H@
M    ;Z(  #CU   #D%A96B        !BF0  MX4  !C:6%E:(        "2@
M   /A   ML]D97-C         !9)14,@:'1T<#HO+W=W=RYI96,N8V@
M         !9)14,@:'1T<#HO+W=W=RYI96,N8V@
M                                        9&5S8P         N245#
M(#8Q.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="
M           N245#(#8Q.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A
M8V4@+2!S4D="                             &1E<V,         +%)E
M9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR+C$
M         "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y
M-C8M,BXQ                                  !V:65W       3I/X
M%%\N !#/%  #[<P !!,+  -<G@    %865H@      !,"58 4    %<?YVUE
M87,          0                        */     G-I9R      0U)4
M(&-U<G8        $      4 "@ / !0 &0 > ", *  M #( -P [ $  10!*
M $\ 5 !9 %X 8P!H &T <@!W 'P @0"& (L D "5 )H GP"D *D K@"R +<
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MCPFD";H)SPGE"?L*$0HG"CT*5 IJ"H$*F JN"L4*W KS"PL+(@LY"U$+:0N
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M# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,_\  $0@
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MEK<W+X^[ X9HICG.%5MY R4%?4U?R,PS/;S))&[1R1D,K*<,I'0@]C7[??\
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M717]2?V1@/\ GQ#_ ,!C_D?S5_:N-_Y_3_\  G_F>Z?\/./VAO\ HL_Q&_\
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MAA ^TVR$Q7ED3VF@<"2/G(!*[6P<$CFOY9*ZCX-?&OQ7^SW\0]/\5^"]<O\
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M_P! SPA_X/8__B:_H HKZ'_B*N==H?\ @+_^2/!_XACE'>?_ ($O_D3^?_\
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M?5+^5>G7N_)(_G7C7BB>:8MTJ3_<P=HKN_YGZ].R\VPHHHK[H^*"O;?V<_\
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M;+X>:RLTD[VVNVKG[F^ ,MGE$9RBX55!-RN_BM=W3;5K]DM#^6NBBBOWX_#
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MXKZ$K^2N+<RECLWKUV[KF:7I'1?@KG]2\+9>L%E5"@EKRIOUEJ_Q=@K\ O\
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MIXW#)!"K -Y"NJN7(!=D7 "KE_S@\3>--9\:W*3ZSJVIZO-&,))>W3W#*..
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M:*\O_5G*/^@2E_X+C_D>E_K%FO\ T%5/_ Y?YGUU_P /W?VK/^BJ?^6UH_\
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M%."]W$8J2WM%?BW^A_*C^T[\'9_V?/VBO''@B=75O"VMW>G1EN3)%'*RQO\
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M(N9K_P ^J?W2_P#D@_XA9EG_ #]J??'_ .1/YN?^'+7[3_\ T276/_!A8_\
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M)\7+B*/1?A!XX"SG:DVH:<VF0-[^;<^6F/?=BOZ<**TK^+^*:_<X:*?G)O\
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M,9DN'EA\-3A)2?,W).^R5M&M-#Y#B#@W"YO7C7Q%22<59)-6W;ZIZZG\W/\
MPY:_:?\ ^B2ZQ_X,+'_X]1_PY:_:?_Z)+K'_ (,+'_X]7](U%?0_\1<S7_GU
M3^Z7_P D>#_Q"S+/^?M3[X__ ")^.7_!$_\ X)9_%SX"?MQ67C;XD^![WPQI
M'AS1KV2RN9[JVE$MW*JVXC CD9LF*:<YP!A3SD@']C:**^'XAX@Q&<8KZWB4
MDTE&RO:RN^K?5L^SR'(J&4X;ZKAVVFV[NU[NW9+LCX._X+V_L+>*_P!LGX#^
M#KOP#H,OB'Q?X3UEPMK%+%$[65Q$1,0TC*.)(K<XSTSZ5^57_#EK]I__ *)+
MK'_@PL?_ (]7](U%>_D/B%F&58.."HPA*,6VN9.^KO;1KJ>'G? >!S/%O&5I
MRC)I)\K5M%:^J?0_FY_X<M?M/_\ 1)=8_P#!A8__ !ZC_ARU^T__ -$EUC_P
M86/_ ,>K^D:BO9_XBYFO_/JG]TO_ )(\C_B%F6?\_:GWQ_\ D3\2O^"4?[#O
M[3O[$W[:?AGQ3J'PNUNV\+ZF3HOB$B_LV5;*<J#*0)B2(I%CEP 21$0 2:^Z
M_P#@N3\&/B1^T3^QQ:>"OAGX9O/$VI:OK]M+J,,$T47E6<*2R;B9'4']\(.,
MGOZ5]E45\SC^,<1B\SI9K4I052G;9.SL[J^M]+]T?1X'A.AA<NJY9"I-PJ7W
M:NKZ.VG7T9_-S_PY:_:?_P"B2ZQ_X,+'_P"/4?\ #EK]I_\ Z)+K'_@PL?\
MX]7](U%?3?\ $7,U_P"?5/[I?_)'SG_$+,L_Y^U/OC_\B?S<_P##EK]I_P#Z
M)+K'_@PL?_CU?H'_ ,$!/^"<_P 2/V4?BM\0?%OQ+\)W'A:[N=)M](TH3W$,
MS7*23&6XQY3M@*8(,[L9W#&<''ZAT5YF<>)&8YC@YX*K3A&,[)M*5]T^LFM;
M6VV/1RGP^R_ 8N&,ISG*4-4FU;9KI%;7ON%%%%?GI]X%%%% !1110 4444 %
&%%% '__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
