<SEC-DOCUMENT>0000876523-22-000027.txt : 20220304
<SEC-HEADER>0000876523-22-000027.hdr.sgml : 20220304
<ACCEPTANCE-DATETIME>20220304163403
ACCESSION NUMBER:		0000876523-22-000027
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20220304
DATE AS OF CHANGE:		20220304
EFFECTIVENESS DATE:		20220304

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EZCORP INC
		CENTRAL INDEX KEY:			0000876523
		STANDARD INDUSTRIAL CLASSIFICATION:	RETAIL-MISCELLANEOUS RETAIL [5900]
		IRS NUMBER:				742540145
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-263308
		FILM NUMBER:		22714586

	BUSINESS ADDRESS:	
		STREET 1:		2500 BEE CAVE ROAD
		STREET 2:		BUILDING 1, SUITE 200
		CITY:			ROLLINGWOOD
		STATE:			TX
		ZIP:			78746
		BUSINESS PHONE:		5123143444

	MAIL ADDRESS:	
		STREET 1:		2500 BEE CAVE ROAD
		STREET 2:		BUILDING 1, SUITE 200
		CITY:			ROLLINGWOOD
		STATE:			TX
		ZIP:			78746
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>forms-82022incentiveplan.htm
<DESCRIPTION>S-8
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="ie6ab921518a847698b771bea1837e00e_1"></div><div style="min-height:50.4pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">As filed with the Securities and Exchange Commission on March 4, 2022</font></div><div style="margin-top:6pt;text-align:right"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Registration No.</font></div><div style="margin-bottom:6pt"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:1pt;font-weight:400;line-height:120%">&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">UNITED STATES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Washington, D.C. 20549</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:120%">FORM S-8</font></div><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:20pt;font-weight:700;line-height:120%">EZCORP, INC.</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Exact name of registrant as specified in its charter)</font></div><div style="margin-top:12pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Delaware</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">74-2540145</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(State or other jurisdiction of incorporation or organization)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(I.R.S. Employer Identification No.)</font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2500 Bee Cave Road, Building One, Suite 200, Rollingwood, Texas</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">78746</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Address of Principal Executive Offices)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Zip Code)</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:120%">EZCORP, INC. 2022 LONG-TERM INCENTIVE PLAN</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Full title of the plan) </font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Thomas H. Welch, Jr.</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Chief Legal Officer and Secretary</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">EZCORP, Inc.</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2500 Bee Cave Road, Building One, Suite 200, Rollingwood, Texas 78746</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Name and address of agent for service)</font></div><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(512) 314-3409</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Telephone number, including area code, of agent for service)</font></div><div style="margin-top:12pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.  See definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule&#160;12b-2 of the Exchange Act. </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Large accelerated filer  &#9744;&#160;&#160;&#160;&#160;Accelerated filer  &#9746;</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Non-Accelerated filer  &#9744;&#160;&#160;&#160;&#160;Smaller reporting company  &#9744;</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Emerging growth company  &#9744;</font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act.  &#9744;</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:1pt;font-weight:400;line-height:120%">&#160;</font></div><div style="height:50.4pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div><div id="ie6ab921518a847698b771bea1837e00e_4"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="-sec-extract:summary;margin-top:9pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">PART I</font></div><div style="margin-top:9pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The information specified in Part I of this Form has been omitted from this Registration Statement in accordance with the Note to Part I of Form S-8.  EZCORP, Inc., a Delaware corporation (the &#34;Company,&#34; &#34;we&#34; or &#34;us&#34;) will provide all participants in the 2022 Long-Term Incentive Plan (the &#34;Plan&#34;) with the document(s) containing the information required by Part I of Form S-8.</font></div><div style="margin-top:15pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">PART II</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:120%"> </font></div><div style="margin-top:9pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 3 &#8212; Incorporation of Documents by Reference.</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The following documents, which have been filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;) pursuant to the Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;) by the Company (Commission File No. 0-19424), are incorporated herein by reference and made a part hereof (except to the extent that information therein is deemed furnished and not filed pursuant to the Exchange Act)&#58;</font></div><div style="margin-top:9pt;padding-left:54pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;Annual Report on Form 10-K for the year ended September 30, 2021&#59;</font></div><div style="margin-top:9pt;padding-left:54pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;Quarterly Report on Form 10-Q for the quarter ended December 31, 2021&#59;</font></div><div style="margin-top:9pt;padding-left:54pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;Current Reports on Form 8-K dated December 2, 2021, January 13, 2022, January 31, 2022 and March 3, 2022&#59; and</font></div><div style="margin-top:9pt;padding-left:54pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(d)&#160;&#160;&#160;&#160;The description of our Class A Non-Voting Common Stock set forth in Exhibit 4.1 of our Current Report on Form 8-K filed with the SEC on October 3, 2013, and any amendments thereto or reports that we may file in the future for the purpose of updating such description.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In addition, all documents that we file with the SEC pursuant to Sections&#160;13(a), 13(c), 14 and 15(d) of the Exchange Act (excluding information therein deemed to be furnished and not filed with the SEC as noted below) after the effective date of this Registration Statement and prior to the filing of a post-effective amendment that indicates all securities offered hereby have been sold or that deregisters all securities then remaining unsold, shall be deemed to be incorporated herein by reference and to be a part of this Registration Statement from the date of filing of such documents.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Any statement contained herein or in any document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement.  Any such statement so modified or superseded shall not be deemed to constitute a part of this Registration Statement, except as so modified or superseded.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Notwithstanding the foregoing, we are not incorporating by reference any information furnished under Items 2.02 or 7.01 (or corresponding information furnished under Item 9.01 or included as an exhibit) in any past or future Current Report on Form 8-K that we may file with the SEC, unless otherwise specified in such Current Report.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 4 &#8212; Description of Securities.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Not applicable.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 5 &#8212; Interests of Named Experts and Counsel.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Certain legal matters in connection with the validity of the Company&#8217;s Class A Non-Voting Common Stock offered hereby have been passed upon by Thomas H. Welch, Jr., Chief Legal Officer and Secretary of the Company.  Mr. Welch is an employee and stockholder of the Company and will be a participant in the Plan.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 6 &#8212; Indemnification of Directors and Officers.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Article Eighth of our Amended and Restated Certificate of Incorporation (the &#8220;Certificate of Incorporation&#8221;) provides that the Company shall indemnify its present or former directors and officers, and may indemnify any employee or agent of the Company, to the fullest extent permitted under the Delaware General Corporation Law (the &#8220;DGCL&#8221;).  Pursuant to Section 145 of the DGCL, the Company generally has the power to indemnify each of its present and former directors, officers, employees and agents against expenses (including attorneys&#8217; fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative (other than an action by or in the right of the Company) to which such person is a party or is threatened to be made a party by reason of the fact that such person is or was a director, officer, employee or agent of the Company or is or was serving at the request of the Company as a director, officer, employee or agent of another corporation or entity, so long as (a) such person acted in good faith and in a manner they reasonably believed to be in or not opposed to the best interests of the Company and, with respect to any criminal action or proceeding, had no reasonable cause to believe their conduct was unlawful, or (b) such person has been successful on the merits or otherwise in defense of any such action, suit or proceeding or in defense of any claim, issue or matter therein&#59; provided, however, that in the case of any threatened, pending or completed action or suit by or in the right of the Company to procure a judgment in its favor, indemnification is generally limited to expenses (including attorneys&#8217; fees) actually and reasonably incurred in connection with the defense or settlement of such action or suit and is not available with respect to any claim, issue or matter as to which such person has been adjudged to be liable to the Company unless and only to the extent that the court determines that such person is fairly and reasonably entitled to indemnity for such expenses that the court shall deem proper.  Section 145 of the DGCL expressly provides that the indemnification authorized thereunder shall not be deemed exclusive of any rights to which a person may be entitled under any bylaw, agreement, vote of stockholders or disinterested directors or otherwise.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Section 145 of the DGCL also gives the Company the power to purchase and maintain insurance on behalf of any of its present or former directors, officers, employees or agents, or any person who is or was serving at the request of the Company as a director, officer, employee or agent of another corporation or entity, and the Company maintains directors and officers insurance policies for the benefit of its directors, officers and employees.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 7 &#8212; Exemption from Registration Claimed.</font></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Not applicable.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 8 &#8212; Exhibits.</font></div><div style="margin-bottom:9pt;margin-top:9pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The following exhibits are filed as a part of this Registration Statement&#58;</font></div><div style="margin-bottom:0.1pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:79.670%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Exhibit</font></div><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Number</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:133%">Description</font></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">4.1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 to the Company&#8217;s Current Report on Form 8-K filed on October 3, 2013, Commission File No. 0-19424)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">4.2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Certificate of Amendment, dated March 25, 2014, to the Company&#8217;s Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 99.1 to the Company&#8217;s Current Report on Form 8-K filed on March 25, 2014, Commission File No. 0-19424)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">4.3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Amended and Restated Bylaws, effective July 20, 2014 (incorporated by reference to Exhibit 3.2 to the Company&#8217;s Current Report on Form 8-K filed on July 22, 2014, Commission File No. 0-19424)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">4.4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Specimen of Class A Non-Voting Common Stock certificate (incorporated by reference to Exhibit 4.1 to the Company&#8217;s Registration Statement on Form S-1 effective August 23, 1991, Commission File No. 33-41317)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">5.1*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:0.1pt;padding-left:3.12pt"><font style="color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline"><a href="exhibit51legalopinion3-4x22.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">Opinion of legal counsel</a></font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">23.1*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:0.1pt;padding-left:3.12pt"><font style="color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline"><a href="exhibit231ezcorpmarch2022c.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">Consent of </a><a href="exhibit231ezcorpmarch2022c.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">BDO USA</a><a href="exhibit231ezcorpmarch2022c.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">, LLP,</a><a href="exhibit231ezcorpmarch2022c.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline"> </a><a href="exhibit231ezcorpmarch2022c.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">independent registered public accounting firm</a></font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">23.2*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Consent of legal counsel (included in Exhibit 5.1)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">24.1*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 4.12pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Power of attorney (set forth on signature page)</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">99.1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:3.1pt;padding-right:3.1pt"><font style="color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a href="exhibit9912022long-terminc.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline">EZCORP, Inc. 2022 Long-Term Incentive Plan, effective </a><a href="exhibit9912022long-terminc.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline">March 1, </a><a href="exhibit9912022long-terminc.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline">2022</a></font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%"> (incorporated by reference to Exhibit 99.2 to the Company's Current Report on Form 8-K filed on March 3, 2022, Commission File No. 0-19424)</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">107*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:0.1pt;padding-left:3.12pt"><font style="color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline"><a href="exhibit107s-8filingfeetable.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%;text-decoration:underline">Filing Fee Table</a></font></div></td></tr></table></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">*&#160;&#160;&#160;&#160;Filed herewith</font></div><div style="margin-top:19pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 9 &#8212; Undertakings.</font></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Company hereby undertakes&#58;</font></div><div style="margin-top:10pt;padding-left:27pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(1)&#160;&#160;&#160;&#160;To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement&#58;</font></div><div style="margin-top:10pt;padding-left:54.7pt;text-indent:-27.35pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933 (the &#8220;Securities Act&#8221;)&#59;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="margin-top:10pt;padding-left:54.7pt;text-indent:-27.35pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;To reflect in the prospectus any facts or events arising after the effective date of the Registration Statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in this Registration Statement&#59;</font></div><div style="margin-top:10pt;padding-left:54pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;To include any material information with respect to the plan of distribution not previously disclosed in this Registration Statement or any material change to such information in this Registration Statement&#59;</font></div><div style="margin-top:10pt;padding-left:27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">provided, however, that paragraphs (1)(a) and (1)(b) do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the SEC by the Company pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in this Registration Statement.</font></div><div style="margin-top:10pt;padding-left:27pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(2)&#160;&#160;&#160;&#160;That, for the purpose of determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></div><div style="margin-top:10pt;padding-left:27pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(3)&#160;&#160;&#160;&#160;To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</font></div><div style="margin-top:10pt;padding-left:27pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(4)&#160;&#160;&#160;&#160;That, for purposes of determining any liability under the Securities Act, each filing of the Company&#8217;s annual report pursuant to Section 13(a) or Section 15(d) of the Exchange Act that is incorporated by reference in this Registration Statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></div><div style="margin-top:10pt;padding-left:27pt;text-indent:-27pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(5)&#160;&#160;&#160;&#160;Insofar as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing provisions, or otherwise, the Company has been advised that in the opinion of the SEC such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable.  In the event that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">SIGNATURES</font></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">The Registrant</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Rollingwood, State of Texas, on March 4, 2022.</font></div><div style="margin-top:12pt;padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">EZCORP, INC.</font></div><div style="margin-top:18pt;padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">By&#58;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">&#160;&#160;&#160;&#160;&#47;s&#47; Lachlan P. Given&#160;&#160;&#160;&#160;</font></div><div style="padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Lachlan P. Given,</font></div><div style="padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Chief Executive Officer</font></div><div style="margin-bottom:10pt;margin-top:18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated.  Each person whose signature appears below hereby authorizes and appoints Thomas H. Welch, Jr. as his or her attorney-in-fact to sign on his or her behalf individually and in the capacity stated below all amendments and post-effective amendments to this registration statement as that attorney-in-fact may deem necessary or appropriate.</font></div><div style="margin-bottom:0.1pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.032%"><tr><td style="width:1.0%"></td><td style="width:30.434%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.992%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:42.744%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.992%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.138%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:133%">Signature</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:133%">Title</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:133%">Date</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Lachlan P. Given</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Chief Executive Officer and Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Lachlan P. Given</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">(principal executive officer)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Timothy K. Jugmans</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Chief Financial Officer</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Timothy K. Jugmans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">(principal financial officer)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Robert J. Hicks</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Chief Accounting Officer</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Robert J. Hicks</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">(principal accounting officer)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Matthew W. Appel</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Matthew W. Appel</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Zena Srivatsa Arnold</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Zena Srivatsa Arnold</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Phillip E. Cohen</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Executive Chairman and Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Phillip E. Cohen</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Jason A. Kulas</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Jason A. Kulas</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Pablo Lagos Espinosa</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:1.37pt;padding-right:1.37pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">March 4, 2022</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Pablo Lagos Espinosa</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">&#47;s&#47; Gary L. Tillett</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Director</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">March 4, 2022</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:133%">Gary L. Tillett</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt 0 3.77pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:2.75pt"><font><br></font></div></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:0.1pt"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>exhibit107s-8filingfeetable.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i1dbf34e4c3c6482e9963f3addef544ec_1"></div><div style="min-height:72pt;width:100%"><div style="text-align:justify"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:right;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Exhibit 107</font></div><div style="margin-bottom:12pt;text-align:center;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Calculation of Filing Fee Tables</font></div><div style="text-align:center;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Form S-8</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Registration Statement </font></div><div style="margin-bottom:12pt;text-align:center;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Form Type)</font></div><div style="text-align:center;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">EZCORP, INC.</font></div><div style="margin-bottom:12pt;text-align:center;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Exact Name of Registrant as Specified in its Charter)</font></div><div style="margin-bottom:0.12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.791%"><tr><td style="width:1.0%"></td><td style="width:5.650%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.650%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.697%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.523%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Table 1 &#8211; Newly Registered Securities</font></td></tr><tr><td colspan="6" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Security Type</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Security Class Title</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fee Calculation Rule</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:0.12pt;padding-right:0.12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Amount Registered</font></div><div style="margin-bottom:1pt;padding-left:0.12pt;padding-right:0.12pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Proposed Maximum Offering Price Per Unit (2)</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Maximum Aggregate Offering Price (2)</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fee Rate</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Amount of Registration Fee (2)</font></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Equity</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Class A Non-Voting Common Stock, par value, $0.01 per share</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Rule 457(c) and 457(h)</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">400,000</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:0.82pt;padding-right:0.82pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$5.91</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$2,364,000</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$92.70 per $1,000,000</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$219.14</font></td></tr><tr style="height:9pt"><td colspan="9" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total Offering Amounts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$2,364,000</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$219.14</font></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total Fee Offsets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net Fee Due</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$219.14</font></td></tr></table></div><div style="margin-bottom:1pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(1)&#160;&#160;&#160;&#160;Pursuant to Rule 416, this Registration Statement shall be deemed to cover such additional shares of Class A Non-Voting Common Stock as may become issuable pursuant to the antidilution provisions of the 2022 Long-Term Incentive Plan.</font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(2)&#160;&#160;&#160;&#160;Estimated solely for purposes of calculating the registration fee, in accordance with Rule 457(h), on the basis of the price of securities of the same class, as determined in accordance with Rule 457(c), using the average of the high and low prices for the Class A Non-Voting Common Stock reported on The NASDAQ Stock Market on March 1, 2022. </font></div><div style="margin-bottom:12pt;text-align:center;text-indent:36pt"><font><br></font></div><div style="margin-bottom:12pt;text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:justify"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>exhibit51legalopinion3-4x22.htm
<DESCRIPTION>EX-5.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i2b5ed2ce49b2496283c11934e25b6664_1"></div><div style="min-height:85.68pt;width:100%"><div style="margin-bottom:12pt"><img alt="image_0.jpg" src="image_0.jpg" style="height:41px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Exhibit 5.1</font></div></div><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">March 4, 2022</font></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">EZCORP, Inc.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Building One, Suite 200</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2500 Bee Cave Road</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Rollingwood, Texas 78746</font></div><div style="margin-top:12pt;text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Re&#58;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">Registration Statement on Form S-8</font></div><div style="margin-top:12pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Ladies and Gentlemen&#58;</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">I am Chief Legal Officer and Secretary for EZCORP, Inc., a Delaware corporation (the &#8220;Company&#8221;), and have represented the Company in connection with the preparation of the Registration Statement on Form S-8 (the &#8220;Registration Statement&#8221;) to be filed with the Securities and Exchange Commission in connection with the registration under the Securities Act of 1933 of the offer and sale of 400,000 shares of the Company's Class A Non-Voting Common Stock, par value $.01 per share (the &#8220;Shares&#8221;), that may be issued from time to time pursuant to awards granted under the 2022 Long-Term Incentive Plan (the &#8220;Plan&#8221;).</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In reaching the opinion set forth herein, I have examined such agreements, certificates of public officials and officers of the Company, records, documents and matters of law as I deemed relevant.</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Based on the foregoing and subject further to the assumptions, exceptions and qualifications hereinafter stated, I am of the opinion that the Shares, when issued in the manner contemplated by the Registration Statement and in accordance with the terms of the Plan and the relevant award agreements, will be legally issued, fully paid and nonassessable.</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In rendering the opinion set forth herein, I have assumed that the Company will receive the full amount and type of consideration (as specified in the Plan and each applicable award agreement) for each of the Shares or will have received that consideration upon the issuance of the Shares pursuant to the applicable award agreement&#59; that such consideration will be in cash, personal property or services already performed&#59; that such consideration will equal or exceed the par value per share of the Shares&#59; that appropriate certificates or other evidence of ownership with respect to the Shares will be properly executed upon each such issuance&#59; and that each grant of an award pursuant to the Plan will be duly authorized.</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The opinion expressed above is limited to the laws of the State of Texas, the Delaware General Corporation Law and the federal laws of the United States of America.  I am not admitted to the practice of law in the State of Delaware.</font></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">I hereby consent to the filing of this opinion as an exhibit to the Registration Statement.  In giving this consent, I do not thereby admit that I come into the category of persons whose consent is required under Section 7 of the Securities Act of 1933 or the rules and regulations of the Securities and Exchange Commission promulgated thereunder.</font></div><div style="margin-top:8pt;padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Sincerely,</font></div><div style="margin-top:8pt;padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#47;s&#47; Thomas H. Welch, Jr.</font></div><div style="margin-top:8pt;padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Thomas H. Welch, Jr.,</font></div><div style="padding-left:234pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Chief Legal Officer and Secretary</font></div><div style="height:57.6pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:100%">EZCORP, Inc.  </font><font style="font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:100%"></font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:100%">  2500 Bee Cave Road  </font><font style="font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:100%"></font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:100%">  Building One, Suite 200  </font><font style="font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:100%"></font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:100%">  Rollingwood, Texas 78746  </font><font style="font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:100%"></font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:100%">  (512) 314-3400</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>4
<FILENAME>exhibit231ezcorpmarch2022c.htm
<DESCRIPTION>EX-23.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="ida952daf07da46b5b71b2551c27d5eb8_1"></div><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:4.7pt;margin-top:12pt;padding-left:45pt;text-align:right;text-indent:-45pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Exhibit 23.1</font></div><div style="margin-top:12pt;text-align:justify"><font><br></font></div><div><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%;text-decoration:underline">Consent of Independent Registered Public Accounting Firm</font></div><div style="margin-top:12pt;text-align:justify"><font><br></font></div><div style="margin-top:12pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">EZCORP, Inc.</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">Austin, Texas</font></div><div style="margin-top:12pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">We hereby consent to the incorporation by reference in this Registration Statement of our reports dated November 17, 2021, relating to the consolidated financial statements and the effectiveness of EZCORP, Inc.&#8217;s internal control over financial reporting, appearing in the Company&#8217;s Annual Report on Form 10-K for the year ended September 30, 2021. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">&#47;s&#47; BDO USA, LLP</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">BDO USA, LLP</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">Dallas, Texas</font></div><div style="margin-top:12pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">March 4, 2022</font></div><div style="margin-top:12pt;text-align:justify"><font><br></font></div><div style="margin-top:12pt;text-align:justify"><font><br></font></div><div style="height:93.6pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-4.3pt;text-align:justify"><font><br></font></div><div style="padding-right:-4.3pt;text-align:justify"><font style="color:#685040;font-family:'Arial',sans-serif;font-size:6pt;font-weight:400;line-height:120%">BDO USA, LLP, a Delaware limited liability partnership, is the U.S. member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.</font></div><div style="padding-right:-4.3pt"><font><br></font></div><div style="padding-right:-4.3pt;text-align:justify"><font style="color:#685040;font-family:'Arial',sans-serif;font-size:6pt;font-weight:400;line-height:120%">BDO is the brand name for the BDO network and for each of the BDO Member Firms.</font></div><div><font><br></font></div><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>5
<FILENAME>exhibit9912022long-terminc.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i6888e135fe334a01b94c85d7aef98b36_1"></div><div style="min-height:72pt;width:100%"><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;</font><img alt="image_0a.jpg" src="image_0a.jpg" style="height:27px;margin-bottom:5pt;vertical-align:text-bottom;width:153px"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">Exhibit 99.2</font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:16pt;font-weight:700;line-height:100%">EZCORP, INC.</font></div><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:100%">2022 Long-Term Incentive Plan</font></div><div style="margin-bottom:18pt;margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Effective March 1, 2022</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:18pt;padding-left:2.75pt;padding-right:2.75pt;text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">I &#8212; General</font></div></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">1.1</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%;padding-left:22.09pt">Purpose &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The 2022 Long-Term Incentive Plan (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Plan</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) has been established by EZCORP, Inc., a Delaware corporation (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Company</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;), to attract and retain qualified employees, consultants and directors and motivate them to achieve long-term goals, to provide incentive compensation opportunities that are competitive with those of similar companies and to further align Participants' interests with those of the Company's other stockholders through compensation alternatives based on the Company's common stock, thereby promoting the long-term financial interests of the Company and enhancing long-term stockholder return. </font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">1.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Term &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Plan shall become effective as of March 1, 2022 (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Effective Date</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) and shall remain effective as long as Awards (as defined in Section 2.1) granted under the plan remain outstanding.</font></div><div style="margin-bottom:12pt;margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">1.3&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Replacement of Existing Plan &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">No further awards will be made under the 2010 Long-Term Incentive Plan (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">2010 Plan</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) from and after January 1, 2022, but the provisions of the 2010 Plan shall continue to be applicable to the awards made under such plan that are outstanding as of December 31, 2021 and the &#8220;Authorized Shares&#8221; under the 2010 Plan (as specified in Section&#160;3.1 of such plan) shall remain available to satisfy such awards.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:10pt;padding-left:2.75pt;padding-right:2.75pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">II &#8212; Awards and Participants</font></div></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2.1</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;Types of Awards &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Awards granted under the Plan (&#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Awards</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) shall represent rights to acquire shares of the Company&#8217;s Class A Non-Voting Common Stock, par value $0.01 per share (&#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Stock</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;), and may consist of the following&#58;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Restricted Stock</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; A grant of Stock that is subject to a risk of forfeiture or other restrictions that will lapse upon the satisfaction of specified conditions or the achievement of specified performance goals&#59; or</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Restricted Stock Unit</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; A right to receive Stock in the future, with the right to future delivery of such Stock being subject to a risk of forfeiture or other restrictions that will lapse upon the satisfaction of specified conditions or the achievement of specified performance goals.</font></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Awards may be granted singly or in combination with other Awards.  Awards also may be made in combination with, in replacement of, as alternatives to or as the payment form for grants or rights under any other compensation plan, contract or agreement of the Company.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Eligibility and Participation &#8212;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;The persons eligible to receive Awards under to the Plan (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Eligible Recipients</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) shall consist of&#58;</font></div><div style="margin-top:10pt;padding-left:108pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(1)&#160;&#160;&#160;&#160;Employees of the Company and its Subsidiaries (as defined below)&#59;</font></div><div style="margin-top:10pt;padding-left:108pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(2)&#160;&#160;&#160;&#160;Members of the Company&#8217;s Board of Directors (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Board</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) who are not employees of the Company or any of its Subsidiaries (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Non-Employee Directors</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;)&#59; and</font></div><div style="margin-top:10pt;padding-left:108pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(3)&#160;&#160;&#160;&#160;Consultants, independent contractors or advisors to the Company or its Subsidiaries whom the Committee identifies as having a direct and significant effect on the performance of the Company or any of its Subsidiaries.</font></div><div style="margin-top:10pt;padding-left:72pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">As used herein, the term &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Subsidiary</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221; shall mean any entity of which 50% or more of the total combined voting power of all classes of securities entitled to vote is owned, directly or indirectly, by the Company&#59; provided, however, that the Committee may use any other definition of &#34;Subsidiary&#34; it deems necessary or desirable in accordance with its judgment as to the best interests of the Company and its stockholders and in accordance with the purposes of the Plan.</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;No Eligible Recipient shall be entitled to receive any Award under the Plan unless and until the Award to such Eligible Recipient has been approved by the Board pursuant to Section 4.1 and such Eligible Recipient has actually received such Award (thereafter, a &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Participant</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;).  The designation of an Eligible Recipient to receive any Award under the Plan shall not require the designation of that person to receive any other Award under the Plan.  </font></div><div style="margin-bottom:12pt;margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;The Plan does not constitute a contract of employment with any Eligible Recipient or Participant, and selection as a Participant will not give any Eligible Recipient the right to be retained in the employ of the Company or any Subsidiary or to continue to provide services to the Company or any Subsidiary.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:10pt;padding-left:2.75pt;padding-right:2.75pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">III &#8212; Shares Available For Awards</font></div></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3.1&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Authorized and Available Shares &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The total number of shares of Stock that may be issued pursuant to Awards under the Plan (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Authorized Shares</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) shall be such number as is approved from time to time by the holder (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Voting Stockholder</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) of the issued and outstanding shares of the Company&#8217;s Class B Voting Common Stock, par value $0.01 per share (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Voting Stock</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;).  At any time, the number of shares of Stock that may then be issued pursuant to Awards under the Plan (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Available Shares</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) shall be equal to the difference between (a)&#160;the number of Authorized Shares at such time and (b)&#160;the sum of (1)&#160;the number of shares of Stock subject to issuance upon settlement of then outstanding Awards and (2)&#160;the number of shares of Stock that have been previously issued upon settlement of Awards.  No Award may cover a number of shares of Stock in excess of the number of Available Shares then existing.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Restoration of Shares &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">If the shares of Stock subject to any Award are not issued or cease to be issuable for any reason (including because the Award is forfeited, cancelled or terminated, is </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">settled in cash in lieu of Stock or is exchanged for other Awards or because such Shares were withheld to cover applicable tax withholding), such shares shall no longer be charged against the number of Authorized Shares in calculating the number of Available Shares under Section&#160;3.1 and shall again be included in Available Shares.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3.3&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Adjustments to Number of Authorized Shares and Available Shares &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">If there is any change in the number of outstanding shares of Stock by reason of a stock dividend, split, spin-off, recapitalization, merger, consolidation, combination, extraordinary dividend, exchange of shares or other similar change, the number of Authorized Shares and the number of Available Shares (as well as the number of shares subject to, and other appropriate terms of, any outstanding Award) will be automatically adjusted to accurately and equitably reflect the effect thereon of such change.  The adjustments required by this Section 3.3 shall be made by the Board, and its determination as to what adjustments should be made and the extent thereof will be final, binding and conclusive.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3.4&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Source of Stock &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Shares of Stock issued under the Plan may consist in whole or in part of authorized and unissued shares or treasury shares.</font></div><div style="margin-bottom:12pt;margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3.5&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">No Fractional Shares &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">No fractional shares shall be issued under the Plan, upon settlement of any Award or upon any adjustment to an Award pursuant to Section 3.3.  Any fractional share that would otherwise be issuable shall be cancelled with no payment of consideration.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:10pt;padding-left:38.75pt;padding-right:2.75pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">IV &#8212; Approval of Awards, Participants and Award Terms</font></div></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.1&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">General</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; All Awards under the Plan (including the type, recipient, amount and terms) shall be subject to review and approval by the Board, and no Award may be made under the Plan without the approval of the Board&#59; provided, however, that if the Voting Stockholder is not a member of the Board, then Awards under the Plan shall also require the approval of the Voting Stockholder.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Terms of Awards</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; Subject to the provisions of the Plan, the People and Compensation Committee of the Board (the &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Committee</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;) shall determine the type of Awards to grant, select those Eligible Recipients who are to receive Awards and establish the terms of Awards, and shall submit its recommendations to the Board for approval pursuant to Section 4.1.  In selecting Eligible Recipients to receive Awards and in determining the type, amount and terms of their respective Awards, the Committee may consider any and all factors that it deems relevant or appropriate.</font></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Award terms established and recommended by the Committee shall include the following (as applicable)&#58;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;The number of shares of Stock subject to the Award&#59;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;The schedule on which the Award, or portions thereof, vest or applicable restrictions lapse (including the service requirements, performance goals or other conditions under which the Award vests or restrictions lapse)&#59; and</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;The termination and expiration of the Award.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Committee may include in any Award terms that provide for the acceleration of vesting and lapse of restrictions, as applicable, upon or following a Participant's death, Normal Retirement (as defined in Section 4.9(b)) or Permanent Disability (as defined in Section 4.9(c)).  Notwithstanding any other provision of the Plan, the inclusion in any Award of any provision for the acceleration of vesting or lapse of restrictions upon a Change of Control (as defined in Section 4.9(a)) shall require the approval of the Voting Stockholder.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.3&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Award Agreements &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Each Award shall be evidenced by a written agreement issued by the Company and setting forth the terms, provisions and conditions of such Award (an &#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Award Agreement</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221;).  Each Award Agreement shall be consistent with the terms of the Award as approved by the Board pursuant to Section 4.1, shall be in such form as may be specified by the Committee and may be evidenced by an electronic transmission (including an e-mail or reference to a website or other URL) sent to the recipient through the Company&#8217;s normal process for communicating electronically with its employees.  As a condition to receiving an Award, an Eligible Recipient shall be required to affirmatively accept the Award and agree to the terms, provisions and conditions set forth in the Award Agreement by physically or electronically executing the Award Agreement or by otherwise physically or electronically acknowledging such acceptance and agreement.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.4&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Transferability of Awards &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">A Participant may not sell, assign, transfer, pledge or otherwise dispose of any Award, and the benefits of an Award shall run solely to the Participant named in the Award Agreement applicable to such Award.  This restriction shall not apply to shares of Stock that are issued in connection with the settlement of an Award.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.5&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Dividends and Dividend Equivalents &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">An Award may provide the Participant with the right to receive dividend or dividend equivalent payments with respect to Stock subject to the Award&#59; provided, however, that such payments shall be subject to the same vesting provisions as are applicable such Stock and any dividend or dividend equivalent payments with respect to Stock subject to the Award shall be credited to an account for the Participant to be settled when and if such Stock vests.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.6&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Settlement of Awards &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Company&#8217;s obligation to settle Awards may be satisfied through the delivery of Stock, cash payments, the granting of replacement Awards or any combination thereof, as the Board shall approve upon the recommendation of the Committee.  Satisfaction of any such obligations under an Award may be subject to such conditions, restrictions and contingencies as recommended by the Committee and approved by the Board.  The Board may permit or require the deferral of any Award settlement, subject to such rules and procedures as may be established by the Committee, which may include provisions for the payment or crediting of interest, dividends or dividend equivalents. </font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.7&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Withholding of Taxes &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">All distributions under the Plan (including the grant of Awards and the issuance of Stock, cash or other consideration in settlement of an Award) are subject to withholding of all applicable taxes, and the delivery of any Award (or the issuance of any Stock, cash or other consideration in settlement thereof) may be conditioned on the satisfaction of applicable withholding obligations.  The Committee, subject to such requirements as it may impose, may permit such withholding obligations to be satisfied through cash payment by the Participant, through the surrender of shares of Stock that the Participant already owns or through the surrender or withholding of shares of Stock to which the Participant is otherwise entitled under the Plan.  The Company shall not loan funds to any Participant for the purpose of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">paying taxes associated with the grant or vesting of an Award or for any other purpose relating to an Award.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.8&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Awards to Non-Employee Directors &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Non-Employee Directors shall not be eligible to receive any Awards under the Plan other than the Awards specified in this Section.</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Discretionary Awards &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Board, upon the recommendation of the Committee and in its discretion, may grant an Award to any Non-Employee Director.  Awards under this Section are discretionary, and until the Board approves an Award to a Non-Employee Director, such Non-Employee Director shall not have any right or claim to any Award.  The receipt of an Award under the Plan shall not give any Non-Employee Director any right or claim to receive any other Award under the Plan, and the Board may determine that any or all Non-Employee Directors are not eligible to receive Awards under the Plan for an indefinite period or for any specified period.</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Terms of Non-Employee Director Awards &#8212;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">  In connection with the grant of an Award under this Section, the Board, upon the recommendation of the Committee and in its discretion, shall establish the terms and provisions of such Award&#59; provided, however, that the vesting period for any Award shall be no less than six months from the date of grant.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4.9&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Certain Defined Terms &#8212;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> As used herein, the following terms shall have the respective meanings indicated below&#58;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;&#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Change in Control</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221; means the acquisition by any person (other than Phillip E. Cohen or any of his immediate family members or affiliates) of beneficial ownership of more than 50% of the outstanding Voting Stock.</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;&#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Normal Retirement</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221; means, with respect to any Participant, a voluntary termination of such Participant&#8217;s employment with the Company or any of its Subisdiaries on or after attaining the age 65 or age 60 with at least 5 years of service.</font></div><div style="margin-bottom:12pt;margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;&#8220;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Permanent Disability</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8221; means, with respect to any Participant, a condition such that the Participant by reason of physical or mental disability becomes unable to perform his or her normal duties for more than 180 days in the aggregate (excluding infrequent or temporary absence due to ordinary transitory illness) during any twelve-month period.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:10pt;padding-left:2.75pt;padding-right:2.75pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">V &#8212; Plan Governance and Administration</font></div></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">5.1&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Administration</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; The Plan shall be administered by Committee, which shall have the authority to construe and interpret the Plan and Awards granted hereunder, to establish and amend rules for Plan administration and to make all other determinations that it deems necessary or advisable for the effective administration of the Plan.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">5.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Authority and Liability</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> &#8212; In all matters relating to the Plan, the Board and the Committee shall act in a manner that is consistent with the Company's certificate of incorporation and by-laws and all applicable laws, rules and regulations, and all actions and decisions of the Committee shall be consistent with the terms of Awards approved by the Board pursuant to Section 4.1.  The decisions and determinations of the Board and the Committee shall be made in accordance with their respective judgment as to the best interests of the Company and its stockholders and </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">5</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the furtherance of the purposes of the Plan, and shall be final and binding (subject to further review and approval by the Voting Stockholder if required by the provisions of the Plan).  No member of the Board or the Committee, nor the Voting Stockholder, shall be personally liable for any action or determination relating to the Plan or any Award that was taken or made in good faith.</font></div><div style="margin-bottom:12pt;margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">5.3&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Delegation &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Board or the Committee may delegate any or all of its authority and responsibilities with respect to the Plan and Awards, on such terms and conditions as it considers appropriate, to the Chief Executive Officer of the Company&#59; provided, however, that determinations, decisions and approvals regarding Awards or other benefits under the Plan to the Company&#8217;s Executive Officers (as designated from time to time by the Board) may not be delegated and shall be made by the Board and the Committee, as the case may be.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#80c9ff;border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">VI &#8212; Miscellaneous Provisions</font></td></tr></table></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.1&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Amendment and Termination &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Board may at any time and in any way amend, suspend or terminate the Plan or any Award granted under the Plan&#59; provided, however, that no such amendment, suspension or termination may materially impair any Award then outstanding without the consent of the holder of such Award&#59; and provided further, however, that without the approval of the Voting Stockholder, no amendment to the Plan may increase the number of Authorized Shares or modify the provisions of Section 3.1 or otherwise affect the provisions of the Plan granting the approval rights to the Voting Stockholder.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.2&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Liability of the Company &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">By accepting any benefits under the Plan, each Participant and each person claiming under or through such Participant shall be conclusively deemed to have indicated acceptance and ratification of, and consented to, any action taken or made under the Plan by or at the direction of the Company, the Board or the Committee.  No Participant or any person claiming under or through a Participant shall have any right or interest, whether vested or otherwise, in the Plan or in any Award hereunder, contingent or otherwise, unless and until such Participant shall have complied with all of the terms, conditions and provisions of the Plan and the Award Agreement relating thereto.  Neither the Company, the Board nor the Committee shall be required to give any security or bond for the performance of any obligation which may be created by the Plan.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.3&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Unfunded Plan &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Insofar as it provides for Awards, the Plan shall be unfunded.  Although bookkeeping accounts may be established with respect to Participants who are granted Awards, any such accounts will be used merely as an administrative convenience.  Except for the holding of Restricted Stock in escrow, the Company shall not be required to segregate any assets that may at any time be represented by Awards, nor shall the Plan be construed as providing for such segregation, nor shall the Company, the Board or the Committee be deemed to be a trustee of Stock or cash to be awarded under the Plan.  Any liability of the Company to any Participant with respect to an Award shall be based solely upon any contractual obligations that may be created by the Plan&#59; no such obligation of the Company shall be deemed to be secured by any pledge or other encumbrance on any property of the Company. </font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.4 &#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Compliance With Applicable Laws &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Notwithstanding any other provision of the Plan or any Award Agreement, the Company shall have no obligation to issue any shares of Stock under the Plan or pursuant to any Award unless such issuance would comply with all applicable laws and the applicable requirements of any securities exchange or similar entity.  Prior to the issuance of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">6</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;padding-left:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">any shares of Stock under the Plan or pursuant to an Award, the Company may require a written statement that the recipient is acquiring the shares for investment and not for the purpose or with the intention of distributing the shares.  The certificates representing the shares of Stock issued pursuant to an Award under the Plan may bear such legend or legends as the Committee deems appropriate in order to assure compliance with applicable securities laws and regulations.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.5&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Governing Law and Venue &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The Plan and Awards granted hereunder (including Award Agreements evidencing such Awards) will be governed by and construed in accordance with the laws of the State of Delaware, United States of America, other than with respect to choice of laws, rules and principles.  Venue for any and all disputes arising out of or in connection with the Plan, any Award hereunder or any Award Agreement shall exclusively be in Travis County, Texas, United States of America, and the courts sitting in Travis County, Texas, United States of America shall have exclusive jurisdiction to adjudicate such disputes. </font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.6&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Foreign Jurisdictions &#8212; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">To the extent that the Committee determines that the material terms approved by the Board or imposed by the Plan preclude the achievement of the material purposes of the Plan in jurisdictions outside the United States, the Board, upon the recommendation of the Committee, will have the authority and discretion to modify those terms and provide for such additional terms and conditions as the Board approves to accommodate differences in local law, policy or custom or to facilitate administration of the Plan.  The Board, upon the recommendation of the Committee, may adopt or approve sub-plans, appendices or supplements to, or amendments, restatements or alternative versions of, the Plan as it may consider necessary, appropriate or desirable, without thereby affecting the terms of the Plan as in effect for any other purpose.  The special terms and any appendices, supplements, amendments, restatements or alternative versions, however, shall not include any provisions that are inconsistent with the terms of the Plan as then in effect, unless the Plan could have been amended to eliminate such inconsistency without further approval by the Voting Stockholder.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6.7&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Use of Terms &#8212;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;Words of any gender (whether masculine, feminine or neuter) shall be deemed to include all other genders.  Words of the singular number shall be deemed to include the plural number, and vice versa, where applicable.</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;When used herein, the word &#34;including&#34; means &#34;including, without limitation.&#34;</font></div><div style="margin-top:10pt;padding-left:72pt;text-indent:-36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)&#160;&#160;&#160;&#160;Unless otherwise specified, references herein to Articles or Sections shall be deemed to be references to Articles or Sections, as applicable, of the Plan.  When used herein, the words &#34;hereof,&#34; &#34;herein&#34; and &#34;hereunder&#34; and words of similar import shall refer to the Plan as a whole and not to any particular provision of the Plan.</font></div><div style="margin-top:10pt;padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">7</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image_0.jpg
<TEXT>
begin 644 image_0.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_X0X\17AI9@  34T *@    @ !P$2  ,
M   !  $   $:  4    !    8@$;  4    !    :@$H  ,    !  (   $Q
M  (    ;    <@$R  (    4    CH=I  0    !    H@   .0   #(
M 0   ,@    !061O8F4@4&AO=&]S:&]P($-3(%=I;F1O=W,  #(P,#DZ,#<Z
M,3,@,3,Z,S<Z,#D   60   '    !# R,3"@   '    !# Q,#"@ 0 #
M 0 !  "@ @ $     0   ?2@ P $     0   %<       8! P #     0 &
M   !&@ %     0   3(!&P %     0   3H!*  #     0 "   " 0 $
M 0   4(" @ $     0  #/(         R     $   #(     ?_8_^  $$I&
M248  0(! $@ 2   _^T #$%D;V)E7T--  '_[@ .061O8F4 9(     !_]L
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MMI+FLTBR^\SZC]UN_P!*O=[_ /K:[)>&=5ZA9U3J63U"R9R;"]H/9@]M%?\
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MS7_;COV9]O\ M7V=^W[9Z&S;NJW^G]F]_K?^B_42@<GL3]).3U\6WSIF(>_
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M!\X  @ )  8 ,0  86-S<$U31E0     245#('-21T(
M /;6  $     TRU(4" @
M                       18W!R=    5     S9&5S8P   80   !L=W1P
M=    ?     48FMP=    @0    4<EA96@   A@    49UA96@   BP    4
M8EA96@   D     49&UN9    E0   !P9&UD9    L0   "(=G5E9    TP
M  "&=FEE=P   ]0    D;'5M:0   _@    4;65A<P  ! P    D=&5C:
M!#     ,<E120P  !#P   @,9U120P  !#P   @,8E120P  !#P   @,=&5X
M=     !#;W!Y<FEG:'0@*&,I(#$Y.3@@2&5W;&5T="U086-K87)D($-O;7!A
M;GD  &1E<V,         $G-21T(@245#-C$Y-C8M,BXQ               2
M<U)'0B!)14,V,3DV-BTR+C$
M                             %A96B        #S40 !     1;,6%E:
M(                     !865H@        ;Z(  #CU   #D%A96B
M  !BF0  MX4  !C:6%E:(        "2@   /A   ML]D97-C         !9)
M14,@:'1T<#HO+W=W=RYI96,N8V@              !9)14,@:'1T<#HO+W=W
M=RYI96,N8V@
M            9&5S8P         N245#(#8Q.38V+3(N,2!$969A=6QT(%)'
M0B!C;VQO=7(@<W!A8V4@+2!S4D="               N245#(#8Q.38V+3(N
M,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="
M             &1E<V,         +%)E9F5R96YC92!6:65W:6YG($-O;F1I
M=&EO;B!I;B!)14,V,3DV-BTR+C$              "Q2969E<F5N8V4@5FEE
M=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y-C8M,BXQ
M              !V:65W       3I/X %%\N !#/%  #[<P !!,+  -<G@
M  %865H@      !,"58 4    %<?YVUE87,          0
M          */     G-I9R      0U)4(&-U<G8        $      4 "@ /
M !0 &0 > ", *  M #( -P [ $  10!* $\ 5 !9 %X 8P!H &T <@!W 'P
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M8^/KY'/D_.6$Y@WFEN<?YZGH,NB\Z4;IT.I;ZN7K<.O[[(;M$>V<[BCNM.]
M[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GXJ/DX^<?Z5_KG^W?\
M!_R8_2G]NOY+_MS_;?___]L 0P (!@8'!@4(!P<'"0D("@P4#0P+"PP9$A,/
M%!T:'QX=&AP<("0N)R B+",<'"@W*2PP,30T-!\G.3TX,CPN,S0R_]L 0P$)
M"0D,"PP8#0T8,B$<(3(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R_\  $0@ 5P'T P$B  (1 0,1 ?_$ !\   $%
M 0$! 0$!           ! @,$!08'" D*"__$ +40  (! P,"! ,%!00$   !
M?0$" P $$042(3%!!A-180<B<10R@9&A""-"L<$54M'P)#-B<H()"A87&!D:
M)28G*"DJ-#4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ
M@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2
MT]35UM?8V=KAXN/DY>;GZ.GJ\?+S]/7V]_CY^O_$ !\!  ,! 0$! 0$! 0$
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M)_3;^5>3[3V^-5MH_P!?F>KR>QPCOO(\\HHHKUCR@K4ET:2/PS;ZR"3'+<O
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M<^>M)A11172<QN:#XNUGPU%-'I=PD*S,&?,2L21TY(-:_P#PM3Q=_P!!%/\
MP'C_ /B:XRBLI4*4G>44V:QKU(JRD['9_P#"U/%W_013_P !X_\ XFNN^'7C
M+Q)XD\3&UOKQ9+6.!I740HN>0!R!ZFO'J]B^#%M';Z9J^J3%44NL>]C@*J@L
M>?Q'Y5R8RE2IT9-15_0ZL)5JU*R3D['INJ:G::/ITU]>RB."%2S$]_8>I/I7
MS=XM\477BK67O)R4A7Y8(<\1K_B>YK7^(7C:3Q/J/V:U=ETRW;]VO3S&Z;S_
M $KBJ6!PGLESS^)_@/&XKVCY([+\0HHHKT3SPK=T/Q?K/AR"2'2YXX5D;<Y,
M*,6/U(S6%14RA&:M)7149R@[Q=F=G_PM3Q=_T$4_\!X__B:/^%J>+O\ H(I_
MX#Q__$UQE%9?5J/\B^XU^LUOYG]YV?\ PM3Q=_T$4_\  >/_ .)KT+X8>)=>
M\32ZA-JEVLMO $5%$2K\S9.<@#H!^M>%5[W\(+ VO@TW+#!NIV<?[H^4?J#7
M'CZ=*G1;C%)LZ\%4JU*UI2;1Z!7E_P 9-":ZTRUUB&/+VI\N8@?P-T)^A_\
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5-.\**** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image_0a.jpg
<TEXT>
begin 644 image_0a.jpg
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M#/"SNGL8]VWW]J^D@J^^['S\0TN<P:#8(\K0O*"RH1V?: 2&[E['3+"H*=V
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M=4*RQU='P\E'<"(,]TY=RS=@_9[UST?:*>"WMVI4<P)A!VH&F7X*\E&CF\,
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MFCDF_?GF3.<D70@J)*_GQ,NA@SN&)3)%5*[$QE/\T<_!@KC\$\Q$&1J5XMF
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M/^UJU!Q[^ E?' K]9'\(F):8K#]-@A)::9?(E%P+DP\IE_5'\/[B"^BS,[6
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M=*EZ-EU/'3,RXC@F_>:ZU:4D+:O]H5EUR-799>=I4O4N!A=AUN_A#:^\R'C
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?Y I.48__XO\[_@]SK6R8A!BX(@    !)14Y$KD)@@@$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
