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Segment Information (Tables) | 3 Months Ended
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Dec. 31, 2023
Segment Reporting [Abstract] |
Schedule of Operating Segment Information | The following income (loss) before income taxes tables present revenue for each reportable segment, disaggregated revenue within our reportable segments and Corporate, segment profits and segment contribution.
| Three Months Ended December 31, 2023
(in thousands) | U.S. Pawn |  | Latin America Pawn |  | Other Investments |  | Total Segments |  | Corporate Items |  | Consolidated
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 125,513 |  |  | $ | 53,890 |  |  | $ | — |  |  | $ | 179,403 |  |  | $ | — |  |  | $ | 179,403 |
Jewelry scrapping sales | 12,815 |  |  | 1,267 |  |  | — |  |  | 14,082 |  |  | — |  |  | 14,082 |
Pawn service charges | 79,073 |  |  | 27,376 |  |  | — |  |  | 106,449 |  |  | — |  |  | 106,449 |
Other revenues | 37 |  |  | 16 |  |  | 4 |  |  | 57 |  |  | — |  |  | 57 |
Total revenues | 217,438 |  |  | 82,549 |  |  | 4 |  |  | 299,991 |  |  | — |  |  | 299,991 |
Merchandise cost of goods sold | 78,709 |  |  | 36,501 |  |  | — |  |  | 115,210 |  |  | — |  |  | 115,210 |
Jewelry scrapping cost of goods sold | 11,284 |  |  | 924 |  |  | — |  |  | 12,208 |  |  | — |  |  | 12,208 |
Gross profit | 127,445 |  |  | 45,124 |  |  | 4 |  |  | 172,573 |  |  | — |  |  | 172,573 |
Segment and corporate expenses (income): |  |  |  |  |  |  |  |  |  |  |
Store expenses | 77,255 |  |  | 33,300 |  |  | — |  |  | 110,555 |  |  | — |  |  | 110,555 |
General and administrative | — |  |  | — |  |  | — |  |  | — |  |  | 16,543 |  |  | 16,543 |
Depreciation and amortization | 2,624 |  |  | 2,339 |  |  | — |  |  | 4,963 |  |  | 3,602 |  |  | 8,565 |
Loss (gain) on sale or disposal of assets and other | 26 |  |  | (196) |  |  | — |  |  | (170) |  |  | (2) |  |  | (172) |
Interest expense | — |  |  | — |  |  | — |  |  | — |  |  | 3,440 |  |  | 3,440 |
Interest income | — |  |  | (420) |  |  | (573) |  |  | (993) |  |  | (1,646) |  |  | (2,639) |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (1,153) |  |  | (1,153) |  |  | — |  |  | (1,153) |
Other (income) expense | — |  |  | (48) |  |  | 1 |  |  | (47) |  |  | (224) |  |  | (271) |
Segment contribution | $ | 47,540 |  |  | $ | 10,149 |  |  | $ | 1,729 |  |  | $ | 59,418 |  |  |  |  |
Income (loss) before income taxes |  |  |  |  |  |  | $ | 59,418 |  |  | $ | (21,713) |  |  | $ | 37,705 |
| Three Months Ended December 31, 2022
(in thousands) | U.S. Pawn |  | Latin America Pawn |  | Other Investments |  | Total Segments |  | Corporate Items |  | Consolidated
Revenues: |  |  |  |  |  |  |  |  |  |  |
Merchandise sales | $ | 118,314 |  |  | $ | 45,473 |  |  | $ | — |  |  | $ | 163,787 |  |  | $ | — |  |  | $ | 163,787 |
Jewelry scrapping sales | 7,176 |  |  | 708 |  |  | — |  |  | 7,884 |  |  | — |  |  | 7,884 |
Pawn service charges | 69,310 |  |  | 23,283 |  |  | — |  |  | 92,593 |  |  | — |  |  | 92,593 |
Other revenues | 25 |  |  | 16 |  |  | 22 |  |  | 63 |  |  | — |  |  | 63 |
Total revenues | 194,825 |  |  | 69,480 |  |  | 22 |  |  | 264,327 |  |  | — |  |  | 264,327 |
Merchandise cost of goods sold | 73,256 |  |  | 31,621 |  |  | — |  |  | 104,877 |  |  | — |  |  | 104,877 |
Jewelry scrapping cost of goods sold | 6,216 |  |  | 737 |  |  | — |  |  | 6,953 |  |  | — |  |  | 6,953 |
Gross profit | 115,353 |  |  | 37,122 |  |  | 22 |  |  | 152,497 |  |  | — |  |  | 152,497 |
Segment and corporate expenses (income): |  |  |  |  |  |  |  |  |  |  |
Store expenses | 73,304 |  |  | 27,499 |  |  | — |  |  | 100,803 |  |  | — |  |  | 100,803 |
General and administrative | — |  |  | (3) |  |  | — |  |  | (3) |  |  | 15,479 |  |  | 15,476 |
Depreciation and amortization | 2,755 |  |  | 2,215 |  |  | — |  |  | 4,970 |  |  | 3,018 |  |  | 7,988 |
Loss (gain) on sale or disposal of assets and other | 3 |  |  | (19) |  |  | — |  |  | (16) |  |  | — |  |  | (16) |
Interest expense | — |  |  | — |  |  | — |  |  | — |  |  | 6,190 |  |  | 6,190 |
Interest income | — |  |  | (169) |  |  | — |  |  | (169) |  |  | (495) |  |  | (664) |
Equity in net income of unconsolidated affiliates | — |  |  | — |  |  | (1,584) |  |  | (1,584) |  |  | — |  |  | (1,584) |
Other expense (income) | — |  |  | 70 |  |  | 4 |  |  | 74 |  |  | (308) |  |  | (234) |
Segment contribution | $ | 39,291 |  |  | $ | 7,529 |  |  | $ | 1,602 |  |  | $ | 48,422 |  |  |  |  |
Income (loss) before income taxes |  |  |  |  |  |  | $ | 48,422 |  |  | $ | (23,884) |  |  | $ | 24,538 |
Schedule of Reconciliation of Segment Assets to Consolidated | The following table presents separately identified segment assets:
(in thousands) | U.S. Pawn |  | Latin America Pawn |  | Other Investments (a) |  | Corporate Items |  | Total
As of December 31, 2023 |  |  |  |  |  |  |  |  |
Pawn loans | $ | 190,766 |  |  | $ | 52,486 |  |  | $ | — |  |  | $ | — |  |  | $ | 243,252 |
Pawn service charges receivable, net | 35,707 |  |  | 4,295 |  |  | — |  |  | — |  |  | 40,002 |
Inventory, net | 127,008 |  |  | 37,919 |  |  | — |  |  | — |  |  | 164,927 |
Total assets | 1,004,075 |  |  | 323,209 |  |  | 78,419 |  |  | 75,490 |  |  | 1,481,193 |
As of December 31, 2022 |  |  |  |  |  |  |  |  |
Pawn loans | $ | 166,886 |  |  | $ | 42,969 |  |  | $ | — |  |  | $ | — |  |  | $ | 209,855 |
Pawn service charges receivable, net | 31,064 |  |  | 3,857 |  |  | — |  |  | — |  |  | 34,921 |
Inventory, net | 117,994 |  |  | 38,070 |  |  | — |  |  | — |  |  | 156,064 |
Total assets | 900,211 |  |  | 272,153 |  |  | 77,009 |  |  | 152,942 |  |  | 1,402,315 |
As of September 30, 2023 |  |  |  |  |  |  |  |  |
Pawn loans | $ | 190,624 |  |  | $ | 55,142 |  |  | $ | — |  |  | $ | — |  |  | $ | 245,766 |
Pawn service charges receivable, net | 34,318 |  |  | 4,567 |  |  | — |  |  | — |  |  | 38,885 |
Inventory, net | 128,901 |  |  | 37,576 |  |  | — |  |  | — |  |  | 166,477 |
Total assets | 984,539 |  |  | 313,164 |  |  | 63,707 |  |  | 106,301 |  |  | 1,467,711 |
(a) Segment assets as of September 30, 2023 have been recast to conform to current year presentation as CCV no longer meets the 10 percent threshold to be considered its own segment.

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-25 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30 + Details
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