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v3.25.1

Segment Information - Operating Segment Information (Details) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Mar. 31, 2025 USD ($) | Mar. 31, 2024 USD ($) | Mar. 31, 2025 USD ($) segment | Mar. 31, 2024 USD ($)
Segment Reporting Information [Line Items] |  |  |  |
Number of reportable segments | segment |  |  | 3 |
Revenues: |  |  |  |
Total revenues | $ 306,316 | $ 285,639 | $ 626,486 | $ 585,630
Gross profit | 178,452 | 167,592 | 363,856 | 340,165
Segment and corporate expenses (income): |  |  |  |
Store expenses | 116,527 | 114,582 | 232,978 | 225,137
General and administrative | 19,640 | 18,266 | 38,309 | 34,809
Depreciation and amortization | 8,020 | 8,219 | 16,355 | 16,784
(Gain) loss on sale or disposal of assets and other | 17 | 3 | 25 | (169)
Other income |  | (765) |  | (765)
Interest expense | 3,281 | 3,402 | 6,428 | 6,842
Interest income | (1,875) | (2,882) | (3,968) | (5,521)
Equity in net (income) loss of unconsolidated affiliates | (1,505) | (1,719) | (2,980) | (2,872)
Other expense (income) | (65) | (165) | 913 | (436)
Income before income taxes | 34,412 | 28,651 | 75,796 | 66,356
Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 306,316 | 285,639 | 626,486 | 585,630
Gross profit | 178,452 | 167,592 | 363,856 | 340,165
Segment and corporate expenses (income): |  |  |  |
Store expenses | 116,527 | 114,582 | 232,978 | 225,137
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 4,671 | 4,908 | 9,434 | 9,871
(Gain) loss on sale or disposal of assets and other | 17 | (96) | 25 | (266)
Other income |  | 0 |  | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | (942) | (1,241) | (1,738) | (2,234)
Equity in net (income) loss of unconsolidated affiliates | (1,866) | (1,719) | (3,489) | (2,872)
Other expense (income) | (133) | 15 | (215) | (32)
Income before income taxes | 60,178 | 51,143 | 126,861 | 110,561
Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 221,385 | 207,574 | 453,586 | 425,012
Gross profit | 133,378 | 123,982 | 272,055 | 251,427
Segment and corporate expenses (income): |  |  |  |
Store expenses | 83,532 | 80,840 | 166,621 | 158,095
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 2,682 | 2,516 | 5,399 | 5,140
(Gain) loss on sale or disposal of assets and other | 17 | (30) | 17 | (4)
Other income |  | 0 |  | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | 0 | 0 | 0 | 0
Equity in net (income) loss of unconsolidated affiliates | 0 | 0 | 0 | 0
Other expense (income) | 4 | 0 | (7) | 0
Income before income taxes | 47,143 | 40,656 | 100,025 | 88,196
Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 84,931 | 78,034 | 172,900 | 160,583
Gross profit | 45,074 | 43,579 | 91,801 | 88,703
Segment and corporate expenses (income): |  |  |  |
Store expenses | 32,995 | 33,742 | 66,357 | 67,042
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 1,989 | 2,392 | 4,035 | 4,731
(Gain) loss on sale or disposal of assets and other | 0 | (66) | 8 | (262)
Other income |  | 0 |  | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | (337) | (608) | (539) | (1,028)
Equity in net (income) loss of unconsolidated affiliates | 0 | 0 | 0 | 0
Other expense (income) | (137) | 1 | (208) | (47)
Income before income taxes | 10,564 | 8,118 | 22,148 | 18,267
Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 31 | 0 | 35
Gross profit | 0 | 31 | 0 | 35
Segment and corporate expenses (income): |  |  |  |
Store expenses | 0 | 0 | 0 | 0
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 0 | 0 | 0 | 0
(Gain) loss on sale or disposal of assets and other | 0 | 0 | 0 | 0
Other income |  | 0 |  | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | (605) | (633) | (1,199) | (1,206)
Equity in net (income) loss of unconsolidated affiliates | (1,866) | (1,719) | (3,489) | (2,872)
Other expense (income) | 0 | 14 | 0 | 15
Income before income taxes | 2,471 | 2,369 | 4,688 | 4,098
Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Gross profit | 0 | 0 | 0 | 0
Segment and corporate expenses (income): |  |  |  |
Store expenses | 0 | 0 | 0 | 0
General and administrative | 19,640 | 18,266 | 38,309 | 34,809
Depreciation and amortization | 3,349 | 3,311 | 6,921 | 6,913
(Gain) loss on sale or disposal of assets and other | 0 | 99 | 0 | 97
Other income |  | (765) |  | (765)
Interest expense | 3,281 | 3,402 | 6,428 | 6,842
Interest income | (933) | (1,641) | (2,230) | (3,287)
Equity in net (income) loss of unconsolidated affiliates | 361 | 0 | 509 | 0
Other expense (income) | 68 | (180) | 1,128 | (404)
Income before income taxes | (25,766) | (22,492) | (51,065) | (44,205)
Merchandise sales |  |  |  |
Revenues: |  |  |  |
Total revenues | 169,467 | 164,687 | 355,810 | 344,090
Cost of goods sold | 111,555 | 106,259 | 233,379 | 221,469
Merchandise sales | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 169,467 | 164,687 | 355,810 | 344,090
Cost of goods sold | 111,555 | 106,259 | 233,379 | 221,469
Merchandise sales | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 116,915 | 114,849 | 245,715 | 240,362
Cost of goods sold | 74,772 | 72,798 | 156,328 | 151,507
Merchandise sales | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 52,552 | 49,838 | 110,095 | 103,728
Cost of goods sold | 36,783 | 33,461 | 77,051 | 69,962
Merchandise sales | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Merchandise sales | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Jewelry scrapping sales |  |  |  |
Revenues: |  |  |  |
Total revenues | 20,938 | 13,714 | 37,670 | 27,796
Cost of goods sold | 16,309 | 11,788 | 29,251 | 23,996
Jewelry scrapping sales | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 20,938 | 13,714 | 37,670 | 27,796
Cost of goods sold | 16,309 | 11,788 | 29,251 | 23,996
Jewelry scrapping sales | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 16,898 | 12,686 | 32,396 | 25,501
Cost of goods sold | 13,235 | 10,794 | 25,203 | 22,078
Jewelry scrapping sales | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 4,040 | 1,028 | 5,274 | 2,295
Cost of goods sold | 3,074 | 994 | 4,048 | 1,918
Jewelry scrapping sales | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Jewelry scrapping sales | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Pawn service charges |  |  |  |
Revenues: |  |  |  |
Total revenues | 115,871 | 107,163 | 232,923 | 213,612
Pawn service charges | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 115,871 | 107,163 | 232,923 | 213,612
Pawn service charges | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 87,548 | 80,010 | 175,424 | 159,083
Pawn service charges | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 28,323 | 27,153 | 57,499 | 54,529
Pawn service charges | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Pawn service charges | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Other revenues |  |  |  |
Revenues: |  |  |  |
Total revenues | 40 | 75 | 83 | 132
Other revenues | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 40 | 75 | 83 | 132
Other revenues | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 24 | 29 | 51 | 66
Other revenues | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 16 | 15 | 32 | 31
Other revenues | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 31 | 0 | 35
Other revenues | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | $ 0 | $ 0 | $ 0 | $ 0

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