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v3.25.2

Segment Information - Schedule of Operating Segment Information (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Jun. 30, 2025 USD ($) | Jun. 30, 2024 USD ($) | Jun. 30, 2025 USD ($) segment | Jun. 30, 2024 USD ($)
Segment Reporting Information [Line Items] |  |  |  |
Number of reportable segments | segment |  |  | 3 |
Revenues: |  |  |  |
Total revenues | $ 310,981 | $ 281,421 | $ 937,467 | $ 867,051
Gross profit | 183,639 | 166,727 | 547,495 | 506,892
Segment and corporate expenses (income): |  |  |  |
Store expenses | 119,123 | 116,335 | 352,101 | 341,472
General and administrative | 21,780 | 20,060 | 60,089 | 54,869
Depreciation and amortization | 8,003 | 8,158 | 24,358 | 24,942
(Gain) loss on sale or disposal of assets and other |  | 20 | 25 | (149)
Other operating income | (1,262) |  | (1,262) | (765)
Interest expense | 8,458 | 3,539 | 14,886 | 10,381
Interest income | (5,440) | (2,931) | (9,408) | (8,452)
Equity in net (income) loss of unconsolidated affiliates | (1,200) | (1,263) | (4,180) | (4,135)
Other expense (income) | (536) | (191) | 377 | (627)
Income before income taxes | 34,713 | 23,000 | 110,509 | 89,356
Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 310,981 | 281,421 | 937,467 | 867,051
Gross profit | 183,639 | 166,727 | 547,495 | 506,892
Segment and corporate expenses (income): |  |  |  |
Store expenses | 119,123 | 116,335 | 352,101 | 341,472
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 4,807 | 4,498 | 14,241 | 14,369
(Gain) loss on sale or disposal of assets and other |  | 20 | 25 | (246)
Other operating income | 0 |  | 0 | 0
Interest expense | 71 | 0 | 71 | 0
Interest income | (1,031) | (975) | (2,769) | (3,209)
Equity in net (income) loss of unconsolidated affiliates | (1,409) | (1,406) | (4,898) | (4,278)
Other expense (income) | (12) | (172) | (227) | (204)
Income before income taxes | 62,090 | 48,427 | 188,951 | 158,988
Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 219,960 | 199,050 | 673,546 | 624,062
Gross profit | 134,062 | 119,934 | 406,117 | 371,361
Segment and corporate expenses (income): |  |  |  |
Store expenses | 83,778 | 81,441 | 250,399 | 239,536
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 2,651 | 2,408 | 8,050 | 7,548
(Gain) loss on sale or disposal of assets and other |  | (2) | 17 | (6)
Other operating income | 0 |  | 0 | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | 0 | 0 | 0 | 0
Equity in net (income) loss of unconsolidated affiliates | 0 | 0 | 0 | 0
Other expense (income) | 0 | 0 | (7) | 0
Income before income taxes | 47,633 | 36,087 | 147,658 | 124,283
Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 91,021 | 82,371 | 263,921 | 242,954
Gross profit | 49,577 | 46,793 | 141,378 | 135,496
Segment and corporate expenses (income): |  |  |  |
Store expenses | 35,345 | 34,894 | 101,702 | 101,936
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 2,156 | 2,090 | 6,191 | 6,821
(Gain) loss on sale or disposal of assets and other |  | 22 | 8 | (240)
Other operating income | 0 |  | 0 | 0
Interest expense | 71 | 0 | 71 | 0
Interest income | (427) | (370) | (966) | (1,398)
Equity in net (income) loss of unconsolidated affiliates | 0 | 0 | 0 | 0
Other expense (income) | (12) | (184) | (220) | (231)
Income before income taxes | 12,444 | 10,341 | 34,592 | 28,608
Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 35
Gross profit | 0 | 0 | 0 | 35
Segment and corporate expenses (income): |  |  |  |
Store expenses | 0 | 0 | 0 | 0
General and administrative | 0 | 0 | 0 | 0
Depreciation and amortization | 0 | 0 | 0 | 0
(Gain) loss on sale or disposal of assets and other |  | 0 | 0 | 0
Other operating income | 0 |  | 0 | 0
Interest expense | 0 | 0 | 0 | 0
Interest income | (604) | (605) | (1,803) | (1,811)
Equity in net (income) loss of unconsolidated affiliates | (1,409) | (1,406) | (4,898) | (4,278)
Other expense (income) | 0 | 12 | 0 | 27
Income before income taxes | 2,013 | 1,999 | 6,701 | 6,097
Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Gross profit | 0 | 0 | 0 | 0
Segment and corporate expenses (income): |  |  |  |
Store expenses | 0 | 0 | 0 | 0
General and administrative | 21,780 | 20,060 | 60,089 | 54,869
Depreciation and amortization | 3,196 | 3,660 | 10,117 | 10,573
(Gain) loss on sale or disposal of assets and other |  | 0 | 0 | 97
Other operating income | (1,262) |  | (1,262) | (765)
Interest expense | 8,387 | 3,539 | 14,815 | 10,381
Interest income | (4,409) | (1,956) | (6,639) | (5,243)
Equity in net (income) loss of unconsolidated affiliates | 209 | 143 | 718 | 143
Other expense (income) | (524) | (19) | 604 | (423)
Income before income taxes | (27,377) | (25,427) | (78,442) | (69,632)
Merchandise sales |  |  |  |
Revenues: |  |  |  |
Total revenues | 168,624 | 158,140 | 524,434 | 502,230
Cost of goods sold | 108,226 | 101,211 | 341,605 | 322,680
Merchandise sales | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 168,624 | 158,140 | 524,434 | 502,230
Cost of goods sold | 108,226 | 101,211 | 341,605 | 322,680
Merchandise sales | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 112,249 | 107,849 | 357,964 | 348,211
Cost of goods sold | 69,084 | 67,229 | 225,412 | 218,736
Merchandise sales | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 56,375 | 50,291 | 166,470 | 154,019
Cost of goods sold | 39,142 | 33,982 | 116,193 | 103,944
Merchandise sales | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Merchandise sales | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Jewelry scrapping sales |  |  |  |
Revenues: |  |  |  |
Total revenues | 26,970 | 15,395 | 64,640 | 43,191
Cost of goods sold | 19,116 | 13,483 | 48,367 | 37,479
Jewelry scrapping sales | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 26,970 | 15,395 | 64,640 | 43,191
Cost of goods sold | 19,116 | 13,483 | 48,367 | 37,479
Jewelry scrapping sales | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 23,750 | 13,757 | 56,146 | 39,258
Cost of goods sold | 16,814 | 11,887 | 42,017 | 33,965
Jewelry scrapping sales | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 3,220 | 1,638 | 8,494 | 3,933
Cost of goods sold | 2,302 | 1,596 | 6,350 | 3,514
Jewelry scrapping sales | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Jewelry scrapping sales | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Cost of goods sold | 0 | 0 | 0 | 0
Pawn service charges |  |  |  |
Revenues: |  |  |  |
Total revenues | 115,339 | 107,830 | 348,262 | 321,442
Pawn service charges | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 115,339 | 107,830 | 348,262 | 321,442
Pawn service charges | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 83,930 | 77,416 | 259,354 | 236,499
Pawn service charges | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 31,409 | 30,414 | 88,908 | 84,943
Pawn service charges | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Pawn service charges | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 0
Other revenues |  |  |  |
Revenues: |  |  |  |
Total revenues | 48 | 56 | 131 | 188
Other revenues | Operating Segments |  |  |  |
Revenues: |  |  |  |
Total revenues | 48 | 56 | 131 | 188
Other revenues | Operating Segments | U.S. Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 31 | 28 | 82 | 94
Other revenues | Operating Segments | Latin America Pawn |  |  |  |
Revenues: |  |  |  |
Total revenues | 17 | 28 | 49 | 59
Other revenues | Operating Segments | Other Investments |  |  |  |
Revenues: |  |  |  |
Total revenues | 0 | 0 | 0 | 35
Other revenues | Corporate Items |  |  |  |
Revenues: |  |  |  |
Total revenues | $ 0 | $ 0 | $ 0 | $ 0

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