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Segment Information (Tables)

3 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Schedule of Operating Segment Information

The following income (loss) before income taxes tables present revenue for each reportable segment, disaggregated revenue within our reportable segments and Corporate, segment profits and segment contribution.

						Three Months Ended December 31, 2025
(in thousands)						U.S. Pawn						Latin America Pawn						Other Investments						Total Segments						Corporate Items						Consolidated
Revenues:
Merchandise sales						$	139,042					$	71,105					$	—					$	210,147					$	—					$	210,147
Jewelry scrap sales						35,514						4,394						—						39,908						—						39,908
Pawn service charges						95,174						36,743						—						131,917						—						131,917
Other revenues						30						17						—						47						—						47
Total revenues						269,760						112,259						—						382,019						—						382,019
Merchandise cost of goods sold						85,687						47,069						—						132,756						—						132,756
Jewelry scrap cost of goods sold						23,364						2,933						—						26,297						—						26,297
Gross profit						160,709						62,257						—						222,966						—						222,966
Segment and corporate expenses (income):
Store expenses						87,166						39,606						—						126,772						—						126,772
General and administrative						—						—						—						—						26,743						26,743
Depreciation and amortization						2,723						2,535						—						5,258						3,498						8,756
Loss on sale or disposal of assets and other						87						—						—						87						—						87
Interest expense						—						—						—						—						8,166						8,166
Interest income						—						—						(963)						(963)						(3,851)						(4,814)
Equity in net (income) of unconsolidated affiliates						—						—						(1,823)						(1,823)						—						(1,823)
Other (income)						—						(23)						—						(23)						(69)						(92)
Segment contribution						$	70,733					$	20,139					$	2,786					$	93,658
Income (loss) before income taxes																								$	93,658					$	(34,487)					$	59,171

						Three Months Ended December 31, 2024
(in thousands)						U.S. Pawn						Latin America Pawn						Other Investments						Total Segments						Corporate Items						Consolidated
Revenues:
Merchandise sales						$	128,800					$	57,543					$	—					$	186,343					$	—					$	186,343
Jewelry scrap sales						15,498						1,234						—						16,732						—						16,732
Pawn service charges						87,876						29,176						—						117,052						—						117,052
Other revenues						27						16						—						43						—						43
Total revenues						232,201						87,969						—						320,170						—						320,170
Merchandise cost of goods sold						81,556						40,268						—						121,824						—						121,824
Jewelry scrap cost of goods sold						11,968						974						—						12,942						—						12,942
Gross profit						138,677						46,727						—						185,404						—						185,404
Segment and corporate expenses (income):
Store expenses						81,481						29,455						—						110,936						—						110,936
General and administrative						—						—						—						—						24,184						24,184
Depreciation and amortization						2,717						2,046						—						4,763						3,572						8,335
Loss on sale or disposal of assets and other						—						8						—						8						—						8
Interest expense						—						—						—						—						3,147						3,147
Interest income						—						—						(594)						(594)						(1,499)						(2,093)
Equity in net (income) loss of unconsolidated affiliates						—						—						(1,623)						(1,623)						148						(1,475)
Other expense (income)						(11)						(71)						—						(82)						1,060						978
Segment contribution						$	54,490					$	15,289					$	2,217					$	71,996
Income (loss) before income taxes																								$	71,996					$	(30,612)					$	41,384

Schedule of Reconciliation of Segment Assets to Consolidated

The following table presents separately identified segment assets:

(in thousands)						Pawn Loans						Inventory						Other Investments						Total
Assets as of December 31, 2025
U.S. Pawn						$	239,944					$	190,902					$	—					$	430,846
Latin America Pawn						74,409						62,544						—						136,953
Total segment assets																								$	567,799
Other Investments *						—						—						105,084						105,084
Total other assets																								1,314,597
Total consolidated assets																								$	1,987,480
Assets as of December 31, 2024
U.S. Pawn						$	220,208					$	148,460					$	—					$	368,668
Latin America Pawn						54,616						51,021						—						105,637
Total segment assets																								$	474,305
Other Investments *						—						—						80,242						80,242
Total other assets																								944,586
Total consolidated assets																								$	1,499,133
Assets as of September 30, 2025
U.S. Pawn						$	233,774					$	185,640					$	—					$	419,414
Latin America Pawn						73,722						62,817						—						136,539
Total segment assets																								$	555,953
Other Investments *						—						—						92,556						92,556
Total other assets																								1,302,700
Total consolidated assets																								$	1,951,209

* The CODM does not review Other Investments assets when assessing segment performance and allocating resources. As such, the asset balance for Other Investments is not included within the total segment assets caption. The Other Investments balance includes the investment in Cash Converters, refer to Note 7 for the investment value.

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- Definition

Tabular disclosure of all significant reconciling items in the reconciliation of total assets from reportable segments to the entity's consolidated assets.

+ References

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-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 31
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-URI https://asc.fasb.org/1943274/2147482810/280-10-50-31

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Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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