XML 21 R8.htm IDEA: XBRL DOCUMENT v3.25.4
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Operating activities:    
Net income $ 44,304 $ 31,016
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 8,756 8,335
Amortization of deferred financing costs 479 382
Non-cash lease expense 15,666 14,421
Deferred income taxes 93 478
Other adjustments (874) (617)
Provision for inventory reserve 429 59
Stock compensation expense 3,397 2,597
Equity in net income from investment in unconsolidated affiliates (1,823) (1,475)
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable (1,020) (1,368)
Inventory (1,816) (2,384)
Prepaid expenses, other current assets and other assets (1,352) 1,375
Accounts payable, accrued expenses and other liabilities (39,357) (38,737)
Customer layaway deposits (1,065) 2,909
Income taxes 13,329 9,000
Net cash provided by operating activities 39,146 25,991
Investing activities:    
Loans made (272,746) (247,225)
Loans repaid 152,230 135,190
Recovery of pawn loan principal through sale of forfeited collateral 115,522 101,850
Capital expenditures, net (7,455) (5,609)
Acquisitions, net of cash acquired (9,147) 0
Issuance of notes receivable (4,000) 0
Investment in unconsolidated affiliate (7,172) 0
Dividends from unconsolidated affiliates 1,810 1,902
Other 0 (148)
Net cash used in investing activities (30,958) (14,040)
Financing activities:    
Taxes paid related to net share settlement of equity awards (6,346) (3,971)
Purchase and retirement of treasury stock 0 (3,000)
Payments of finance leases (174) (131)
Net cash used in financing activities (6,520) (7,102)
Effect of exchange rate changes on cash and cash equivalents and restricted cash (260) (764)
Net increase in cash, cash equivalents and restricted cash 1,408 4,085
Cash and cash equivalents and restricted cash at beginning of period 484,713 179,807
Cash and cash equivalents and restricted cash at end of period $ 486,121 $ 183,892