<SEC-DOCUMENT>0001398344-21-007575.txt : 20210401
<SEC-HEADER>0001398344-21-007575.hdr.sgml : 20210401
<ACCEPTANCE-DATETIME>20210401111115
ACCESSION NUMBER:		0001398344-21-007575
CONFORMED SUBMISSION TYPE:	SC 13G
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20210401
DATE AS OF CHANGE:		20210401

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WILLIS LEASE FINANCE CORP
		CENTRAL INDEX KEY:			0001018164
		STANDARD INDUSTRIAL CLASSIFICATION:	WHOLESALE-MACHINERY, EQUIPMENT & SUPPLIES [5080]
		IRS NUMBER:				680070656
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-49935
		FILM NUMBER:		21796706

	BUSINESS ADDRESS:	
		STREET 1:		4700 LYONS TECHNOLOGY PARKWAY
		CITY:			COCONUT CREEK
		STATE:			FL
		ZIP:			33073
		BUSINESS PHONE:		5613499989

	MAIL ADDRESS:	
		STREET 1:		4700 LYONS TECHNOLOGY PARKWAY
		CITY:			COCONUT CREEK
		STATE:			FL
		ZIP:			33073

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			M3 PARTNERS LP
		CENTRAL INDEX KEY:			0001426094
		IRS NUMBER:				260838223
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G

	BUSINESS ADDRESS:	
		STREET 1:		10 EXCHANGE PLACE
		STREET 2:		SUITE 510
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111
		BUSINESS PHONE:		(202) 246-9200

	MAIL ADDRESS:	
		STREET 1:		10 EXCHANGE PLACE
		STREET 2:		SUITE 510
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G
<SEQUENCE>1
<FILENAME>fp0063967_sc13g.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<BODY STYLE="font: 11pt Times New Roman, Times, Serif">

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SCHEDULE 13G</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Rule 13d-102)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO
FILED</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>PURSUANT TO RULE 13d-2(b)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>WILLIS LEASE FINANCIAL CORPORATION</B></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 3pt; margin-bottom: 3pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B></B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Name of Issuer)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Common Stock</B></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Title of Class of Securities)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>970646105</B></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(CUSIP Number)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>March 22, 2021</B></P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Date of Event Which Requires Filing of This Statement)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Check the appropriate box to designate the rule pursuant
to which this Schedule is filed:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">[&nbsp;&nbsp;] Rule 13d-1(b)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">[X] Rule 13d-1(c)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">[&nbsp;&nbsp;] Rule 13d-1(d)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">*</TD><TD STYLE="text-align: justify">The remainder of this cover page shall be filled out for a reporting person&rsquo;s initial filing on
this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The information required in the
remainder of this cover page shall not be deemed to be &ldquo;filed&rdquo; for the purpose of Section 18 of the Securities Exchange Act
of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however,
see the <I>Notes</I>).</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Continued on following pages)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>


<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="width: 30%; border: Black 1pt solid">CUSIP NO. 970646105</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: center; width: 30%">13G</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 30%; border: Black 1pt solid">Page 2  of 9 Pages</TD>
 </TR>
 </TABLE>
<P STYLE="margin:0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-left: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: left; vertical-align: top; width: 6%"><B>1</B></TD>
  <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 84%">NAMES OF REPORTING PERSONS <BR>&nbsp;<BR>M3 FUNDS, LLC</TD>
  <TD STYLE="border-right: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width:10%">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>2</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP <BR>(a)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;] <BR>(b)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;]</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>3</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">SEC USE ONLY<BR>&nbsp;</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>4</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CITIZENSHIP OR PLACE OF ORGANIZATION<BR>&nbsp;<BR>STATE OF DELAWARE, UNITED STATES OF AMERICA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD ROWSPAN="4" STYLE="text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid; width: 16%">NUMBER OF <BR> SHARES <BR> BENEFICIALLY <BR> OWNED BY EACH<BR> REPORTING<BR> PERSON WITH</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 7%; vertical-align: top"><B>5</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; width: 77%">SOLE VOTING POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>6</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED VOTING POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>7</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SOLE DISPOSITIVE POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>8</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED DISPOSITIVE POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; width: 6%; vertical-align: top; border-left: Black 1pt solid"><B>9</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 84%">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 10%; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>10</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES <BR>&nbsp;<BR>&nbsp;</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; border-right: Black 1pt solid; vertical-align: top">&nbsp;<BR>
[&nbsp;&nbsp;]</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>11</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9<BR>&nbsp;<BR>5.7% of the outstanding shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>12</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">TYPE OF REPORTING PERSON<BR>&nbsp;<BR>OO (Limited Liability Company)</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<P STYLE="margin: 0">&nbsp;</P>

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<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="width: 30%; border: Black 1pt solid">CUSIP NO. 970646105</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: center; width: 30%">13G</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 30%; border: Black 1pt solid">Page 3  of 9 Pages</TD>
 </TR>
 </TABLE>
<P STYLE="margin:0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">

 <TR>
  <TD STYLE="border-left: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: left; vertical-align: top; width: 6%"><B>1</B></TD>
  <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 84%">NAMES OF REPORTING PERSONS <BR>&nbsp;<BR>M3 PARTNERS, LP</TD>
  <TD STYLE="border-right: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width:10%">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>2</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP <BR>(a)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;] <BR>(b)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;]</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>3</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">SEC USE ONLY<BR>&nbsp;</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>4</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CITIZENSHIP OR PLACE OF ORGANIZATION<BR>&nbsp;<BR>STATE OF DELAWARE, UNITED STATES OF AMERICA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD ROWSPAN="4" STYLE="text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid; width: 16%">NUMBER OF <BR> SHARES <BR> BENEFICIALLY <BR> OWNED BY EACH<BR> REPORTING<BR> PERSON WITH</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 7%; vertical-align: top"><B>5</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; width: 77%">SOLE VOTING POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>6</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED VOTING POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>7</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SOLE DISPOSITIVE POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>8</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED DISPOSITIVE POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; width: 6%; vertical-align: top; border-left: Black 1pt solid"><B>9</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 84%">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 10%; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>10</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES <BR>&nbsp;<BR>&nbsp;</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; border-right: Black 1pt solid; vertical-align: top">&nbsp;<BR>
[&nbsp;&nbsp;]</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>11</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9<BR>&nbsp;<BR>5.7% of the outstanding shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>12</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">TYPE OF REPORTING PERSON<BR>&nbsp;<BR>PN (Limited Partnership)</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<P STYLE="margin: 0">&nbsp;</P>

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<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="width: 30%; border: Black 1pt solid">CUSIP NO. 970646105</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: center; width: 30%">13G</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 30%; border: Black 1pt solid">Page 4 of 9 Pages</TD>
 </TR>
 </TABLE>
<P STYLE="margin:0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">

 <TR>
  <TD STYLE="border-left: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: left; vertical-align: top; width: 6%"><B>1</B></TD>
  <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 84%">NAMES OF REPORTING PERSONS <BR>&nbsp;<BR>M3F, INC.</TD>
  <TD STYLE="border-right: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>2</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP <BR>(a)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;] <BR>(b)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;]</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>3</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">SEC USE ONLY<BR>&nbsp;</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>4</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CITIZENSHIP OR PLACE OF ORGANIZATION<BR>&nbsp;<BR>STATE OF UTAH, UNITED STATES OF AMERICA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD ROWSPAN="4" STYLE="text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid; width: 16%">NUMBER OF <BR> SHARES <BR> BENEFICIALLY <BR> OWNED BY EACH<BR> REPORTING<BR> PERSON WITH</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 7%; vertical-align: top"><B>5</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; width: 77%">SOLE VOTING POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>6</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED VOTING POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>7</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SOLE DISPOSITIVE POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>8</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED DISPOSITIVE POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; width: 6%; vertical-align: top; border-left: Black 1pt solid"><B>9</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 84%">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 10%; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>10</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES <BR>&nbsp;<BR>&nbsp;</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; border-right: Black 1pt solid; vertical-align: top">&nbsp;<BR>
[&nbsp;&nbsp;]</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>11</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9<BR>&nbsp;<BR>5.7% of the outstanding shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>12</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">TYPE OF REPORTING PERSON<BR>&nbsp;<BR>CO, IA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<P STYLE="margin: 0">&nbsp;</P>

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<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="width: 30%; border: Black 1pt solid">CUSIP NO. 970646105</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: center; width: 30%">13G</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 30%; border: Black 1pt solid">Page 5 of 9 Pages</TD>
 </TR>
 </TABLE>
<P STYLE="margin:0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">

 <TR>
  <TD STYLE="border-left: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: left; vertical-align: top; width: 6%"><B>1</B></TD>
  <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 84%">NAMES OF REPORTING PERSONS <BR>&nbsp;<BR>Jason A. Stock</TD>
  <TD STYLE="border-right: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width:10%">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>2</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP <BR>(a)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;] <BR>(b)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;]</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>3</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">SEC USE ONLY<BR>&nbsp;</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>4</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CITIZENSHIP OR PLACE OF ORGANIZATION<BR>&nbsp;<BR>UNITED STATES OF AMERICA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD ROWSPAN="4" STYLE="text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid; width: 16%">NUMBER OF <BR> SHARES <BR> BENEFICIALLY <BR> OWNED BY EACH<BR> REPORTING<BR> PERSON WITH</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 7%; vertical-align: top"><B>5</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; width: 77%">SOLE VOTING POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>6</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED VOTING POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>7</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SOLE DISPOSITIVE POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>8</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED DISPOSITIVE POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; width: 6%; vertical-align: top; border-left: Black 1pt solid"><B>9</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 84%">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 10%; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>10</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES <BR>&nbsp;<BR>&nbsp;</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; border-right: Black 1pt solid; vertical-align: top">&nbsp;<BR>
[&nbsp;&nbsp;]</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>11</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9<BR>&nbsp;<BR>5.7% of the outstanding Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>12</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">TYPE OF REPORTING PERSON<BR>&nbsp;<BR>IN</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<P STYLE="margin: 0">&nbsp;</P>

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<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="width: 30%; border: Black 1pt solid">CUSIP NO. 970646105</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: center; width: 30%">13G</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 30%; border: Black 1pt solid">Page 6 of 9 Pages</TD>
 </TR>
 </TABLE>
<P STYLE="margin:0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">

 <TR>
  <TD STYLE="border-left: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: left; vertical-align: top; width: 6%"><B>1</B></TD>
  <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 84%">NAMES OF REPORTING PERSONS <BR>&nbsp;<BR>William C. Waller</TD>
  <TD STYLE="border-right: Black 1pt solid; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width:10%">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>2</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP <BR>(a)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;] <BR>(b)&nbsp;&nbsp;&nbsp;&nbsp;[ &nbsp;&nbsp;]</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>3</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">SEC USE ONLY<BR>&nbsp;</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: left; vertical-align: top"><B>4</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CITIZENSHIP OR PLACE OF ORGANIZATION<BR>&nbsp;<BR>UNITED STATES OF AMERICA</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD ROWSPAN="4" STYLE="text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid; width: 16%">NUMBER OF <BR> SHARES <BR> BENEFICIALLY <BR> OWNED BY EACH<BR> REPORTING<BR> PERSON WITH</TD>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 7%; vertical-align: top"><B>5</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; width: 77%">SOLE VOTING POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>6</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED VOTING POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>7</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SOLE DISPOSITIVE POWER<BR>&nbsp;<BR>N/A</TD>
 </TR>
 <TR>
  <TD STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: top"><B>8</B></TD>
  <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">SHARED DISPOSITIVE POWER<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
 </TR>
 </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif">
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; width: 6%; vertical-align: top; border-left: Black 1pt solid"><B>9</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 84%">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<BR>&nbsp;<BR>341,849 shares of Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 10%; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>10</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES <BR>&nbsp;<BR>&nbsp;</TD>
  <TD STYLE="vertical-align: top; text-align: left; border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;<BR>
[&nbsp;&nbsp;]</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>11</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9<BR>&nbsp;<BR>5.7% of the outstanding Common Stock</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 <TR>
  <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: top; border-left: Black 1pt solid"><B>12</B></TD>
  <TD STYLE="border-bottom: Black 1pt solid">TYPE OF REPORTING PERSON<BR>&nbsp;<BR>IN</TD>
  <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid">&nbsp;</TD>
 </TR>
 </TABLE>
<P STYLE="margin: 0">&nbsp;</P>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 1in"><FONT STYLE="font-size: 11pt">Item 1.</FONT></TD>
    <TD STYLE="font-size: 11pt; width: 0.5in"><FONT STYLE="font-size: 11pt">(a)</FONT></TD>
    <TD STYLE="font-size: 11pt"><FONT STYLE="font-size: 11pt"><B>Name of Issuer:</B></FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Willis Lease Financial Corporation (the &ldquo;Issuer&rdquo;)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD><B>Address of Issuer&rsquo;s Principal Executive Offices:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">4700 Lyons Technology Parkway</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Coconut Creek, FL 33073</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 1in"><FONT STYLE="font-size: 11pt">Item 2.</FONT></TD>
    <TD STYLE="width: 0.5in"><FONT STYLE="font-size: 11pt">(a)</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt"><B>Name of Persons Filing:</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3 Funds, LLC</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3 Partners, LP</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3F, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Jason A. Stock</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">William C. Waller</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD><B>Address of Principal Business Office or, if None, Residence:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">For all persons filing:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">10 Exchange Place, Suite 510</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Salt Lake City, UT 84111</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD><B>Citizenship:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3 Funds, LLC is a Delaware limited liability company</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3 Partners, LP is a Delaware limited partnership</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">M3F, Inc. is a Utah corporation</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Mr. Stock and Mr. Waller are United States citizens</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD><B>Title of Class of Securities:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">Common Stock</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD><B>CUSIP Number:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in">970646105</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 3.</TD><TD STYLE="text-align: justify"><B>If This Statement is Filed Pursuant to Rule 13d-1(b), or 13d-2(b) or (c), Check Whether the Person
Filing is a:</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in">Not applicable. Filed pursuant to Rule 13d-1(c).</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 4.</TD><TD><B>Ownership.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="2" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center; width: 15%"><B>M3 Funds, LLC</B></TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-size: 11pt"><B>M3 Partners, LP</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-size: 11pt"><B>M3F, Inc.</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-size: 11pt"><B>Jason A. Stock</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-size: 11pt"><B>William C. Waller</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: Gainsboro">
    <TD STYLE="padding-left: 13.7pt; text-indent: -13.7pt"><FONT STYLE="font-size: 11pt">(a) Amount Beneficially Owned:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-left: 13.7pt; text-indent: -13.7pt"><FONT STYLE="font-size: 11pt">(b) Percent of Class:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">5.7%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">5.7%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">5.7%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">5.7%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">5.7%</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: Gainsboro">
    <TD COLSPAN="3"><FONT STYLE="font-size: 11pt">(c) Number of Shares to Which Reporting Person Has:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-left: 18pt"><FONT STYLE="font-size: 11pt">(i) Sole Voting Power:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: Gainsboro">
    <TD STYLE="padding-left: 18pt"><FONT STYLE="font-size: 11pt">(ii) Shared Voting Power:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-left: 18pt"><FONT STYLE="font-size: 11pt">(iii) Sole Dispositive Power:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">N/A</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: Gainsboro">
    <TD STYLE="padding-left: 18pt"><FONT STYLE="font-size: 11pt">(iv) Shared Dispositive Power:</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">341,849</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">The reported shares are the Issuer&rsquo;s
common stock.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">All of the reported shares are owned directly
by M3 Partners, L.P. (&ldquo;M3 Partners&rdquo;), whose general partner is M3 Funds, LLC (the &ldquo;General Partner&rdquo;) and whose
investment adviser is M3F, Inc. (the &ldquo;Investment Adviser&rdquo;). The General Partner and the Investment Adviser could each be deemed
to be indirect beneficial owners of the reported shares, and could be deemed to share such beneficial ownership with M3 Partners.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">Jason A. Stock and William C. Waller are the
managers of the General Partner and the managing directors of the Investment Adviser, and could be deemed to share such indirect beneficial
ownership with the General Partner, the Investment Adviser and M3 Partners.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 5.</TD><TD><B>Ownership of Five Percent or Less of a Class.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">If this statement is being filed to report
the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class
of securities, check the following [&nbsp;&nbsp;].</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 6.</TD><TD><B>Ownership of More than Five Percent on Behalf of Another Person.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">Not applicable.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 7.</TD><TD STYLE="text-align: justify"><B>Identification and Classification of the Subsidiary That Acquired the Security Being Reported on by
the Parent Holding Company or Control Person.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in">Not applicable.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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    <DIV STYLE="margin-bottom: 6pt"><P STYLE="margin: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 8.</TD><TD><B>Identification and Classification of Members of the Group.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in">Not applicable.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 9.</TD><TD STYLE="text-align: justify"><B>Notice of Dissolution of Group.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in">Not applicable.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">Item 10.</TD><TD><B>Certification.</B></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify">By signing below, each of the undersigned
certifies that, to the best of his or its knowledge and belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are
not held in connection with or as a participant in any transaction having that purpose or effect.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>Exhibits</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B><U>Exhibit 1</U></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.25in">Joint Filing Agreement dated April 1, 2021, among
M3 Partners, LP, M3 Funds, LLC, M3F, Inc., Jason A. Stock and William C. Waller.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-bottom: 6pt"><P STYLE="margin: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Signature</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">After reasonable inquiry and to
the best of each of the undersigned&rsquo;s knowledge and belief, each of the undersigned certifies that the information set forth in
this Statement is true, complete and correct.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Date: April 1, 2021</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3 PARTNERS, LP</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">M3 Funds, LLC, General Partner</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Manager</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Date: April 1, 2021</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3 FUNDS, LLC</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Manager</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Date: April 1, 2021</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3F, INC.</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Managing Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Date: April 1, 2021</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Date: April 1, 2021</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ William C. Waller</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">William C. Waller</FONT></TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>fp0063967_ex991.htm
<DESCRIPTION>JOINT FILING AGREEMENT
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 11pt Times New Roman, Times, Serif">

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B><U>EXHIBIT 1</U></B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>JOINT FILING AGREEMENT</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">In accordance with Rule
13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them
of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of Willis Lease
Financial Corporation and further agree that this Joint Filing Agreement shall be included as an Exhibit to such joint filings.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">The undersigned further agree
that each party hereto is responsible for the timely filing of such Statement on Schedule 13G and any amendments thereto, and for the
accuracy and completeness of the information concerning such party contained therein; provided, however, that no party is responsible
for the accuracy or completeness of the information concerning any other party, unless such party knows or has reason to believe that
such information is inaccurate.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">This Joint Filing Agreement may
be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-variant: small-caps"><B>&nbsp;</B></FONT></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt"><P STYLE="margin: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-variant: small-caps"><B></B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-variant: small-caps"><B>In witness
whereof, </B></FONT>each of the undersigned has executed this Agreement as of April 1, 2021.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3 PARTNERS, LP</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">M3 Funds, LLC, General Partner</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Manager</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3 FUNDS, LLC</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Manager</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">M3F, INC.</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 11pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">Managing Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ Jason A. Stock</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">Jason A. Stock</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 11pt">/s/ William C. Waller</FONT></TD>
    <TD><FONT STYLE="font-size: 11pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 11pt">William C. Waller</FONT></TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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