    <SEC-DOCUMENT>0001104659-25-063231-index.html : 20250627
    <SEC-HEADER>0001104659-25-063231.hdr.sgml : 20250627
    <ACCEPTANCE-DATETIME>20250627061105
    ACCESSION NUMBER:		0001104659-25-063231
    CONFORMED SUBMISSION TYPE:	424B4
    PUBLIC DOCUMENT COUNT:		16
    FILED AS OF DATE:		20250627
    DATE AS OF CHANGE:		20250627

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			Jefferson Capital, Inc. / DE
    		CENTRAL INDEX KEY:			0002046042
    		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
    		ORGANIZATION NAME:           	02 Finance
    		EIN:				331923926
    		STATE OF INCORPORATION:			DE
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		424B4
    		SEC ACT:		1933 Act
    		SEC FILE NUMBER:	333-287488
    		FILM NUMBER:		251082071

    	BUSINESS ADDRESS:
    		STREET 1:		600 SOUTH HIGHWAY 169, SUITE 1575
    		CITY:			MINNEAPOLIS
    		STATE:			MN
    		ZIP:			55426
    		BUSINESS PHONE:		(320) 229-8505

    	MAIL ADDRESS:
    		STREET 1:		600 SOUTH HIGHWAY 169, SUITE 1575
    		CITY:			MINNEAPOLIS
    		STATE:			MN
    		ZIP:			55426
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>424B4
    <SEQUENCE>1
    <FILENAME>tm2430355-22_424b4.htm
    <DESCRIPTION>424B4
    <TEXT>
    Document 1 - file: tm2430355-22_424b4.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>2
    <FILENAME>lg_jeffersoncapitalreg-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 2 - file: lg_jeffersoncapitalreg-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>pc_breakdowninvestment-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 3 - file: pc_breakdowninvestment-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>bc_summarizeannual-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 4 - file: bc_summarizeannual-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>pc_geographicbreakdown-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 5 - file: pc_geographicbreakdown-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>bc_historicalcollection-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 6 - file: bc_historicalcollection-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>7
    <FILENAME>bc_historicaldeployment-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 7 - file: bc_historicaldeployment-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>8
    <FILENAME>bc_ushistorical-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 8 - file: bc_ushistorical-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>9
    <FILENAME>bc_canatahistorical-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 9 - file: bc_canatahistorical-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>10
    <FILENAME>bc_ukhistorical-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 10 - file: bc_ukhistorical-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>11
    <FILENAME>bc_latinamericahistori-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 11 - file: bc_latinamericahistori-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>12
    <FILENAME>pc_assetdiversification-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 12 - file: pc_assetdiversification-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>13
    <FILENAME>pc_collectionchannels-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 13 - file: pc_collectionchannels-4c.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>14
    <FILENAME>fc_organizational-bw.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 14 - file: fc_organizational-bw.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>15
    <FILENAME>fc_reorganization-bw.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 15 - file: fc_reorganization-bw.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>16
    <FILENAME>bc_purchaseprice-4c.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 16 - file: bc_purchaseprice-4c.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>