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Subsequent Events
12 Months Ended
Dec. 31, 2025
Subsequent Events  
Subsequent Events

15.Subsequent Events

Other than the below, there have been no events since December 31, 2025 that require recognition or disclosure in the combined and consolidated financial statements.

On January 7, 2026, the Company announced the pricing of the underwritten public offering of 10,000,000 shares of common stock by certain of its existing stockholders at a price to the public of $20.50 per share. In addition, the underwriters purchased from the selling stockholders 1,500,000 additional shares of common stock at the public offering price, less underwriting discounts and commissions. The selling stockholders received all the net proceeds from this offering. As part of the secondary offering, Jefferson Capital concurrently purchased and retired 3,000,000 shares of its common stock from the underwriters at a per-share purchase price equal to the price payable by the underwriters to the selling stockholders in the offering. The offering and the concurrent share repurchase closed on January 9, 2026.

Dividend Declaration

On March 11, 2026, the Company declared a dividend of $0.24 per share, payable on April 2, 2026.