EX-32.2 5 jcap-20260331xex32d2.htm EX-32.2

​

Exhibit 32.2

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

​

In connection with the Quarterly Report on Form 10-Q of Jefferson Capital, Inc. (the “Company”) for the quarter ended March 31, 2026, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Christo Realov, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge:

| (i) | the Report fully complies with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934; and

| (ii) | the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

​ | ​ |  |
Dated: May 14, 2026 | By: | /s/ Christo Realov
​ | ​ | Name: | Christo Realov
​ | ​ | Title: | Chief Financial Officer
​ | ​ | ​ | (Principal Financial Officer)

​