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Credit Card Receivables (Tables) - Credit card receivables | 3 Months Ended
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Mar. 31, 2026
Credit Card Receivables |
Schedule of credit card receivables, gross of allowance for credit losses, by segment | The following table summarizes the credit card receivables, gross of allowance for credit losses, by segment (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | As of March 31, | ​ | As of December 31, | ​
​ | ​ ​ ​ | 2026 | ​ ​ ​ | 2025 | ​ ​ ​
United States | ​ | ​ | 8,235 | ​ | ​ | 8,615 | ​
Canada | ​ | ​ | 8,559 | ​ | ​ | 9,480 | ​
Total | ​ | $ | 16,794 | ​ | $ | 18,095 | ​
Schedule of past due and non-accrual credit card receivables | Age analysis of past-due credit card receivables at March 31, 2026 (in thousands)
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Amortized Cost
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Total | ​ | ​ | ​ | ​ | ​ | ​ | ​ | > 90 DPD and
($ in 000s) | ​ ​ ​ | 30-59 | ​ ​ ​ | 60-89 | ​ ​ ​ | >90 | ​ ​ ​ | Past Due | ​ ​ ​ | Current | ​ ​ ​ | Total | ​ ​ ​ | Accruing
United States | ​ | $ | 249 | ​ | $ | 221 | ​ | $ | 663 | ​ | $ | 1,133 | ​ | $ | 7,102 | ​ | $ | 8,235 | ​ | $ | —
Canada | ​ | ​ | 182 | ​ | ​ | 115 | ​ | ​ | 252 | ​ | ​ | 549 | ​ | ​ | 8,010 | ​ | ​ | 8,559 | ​ | ​ | —
Total | ​ | $ | 431 | ​ | $ | 336 | ​ | $ | 915 | ​ | $ | 1,682 | ​ | $ | 15,112 | ​ | $ | 16,794 | ​ | $ | —
​ Age analysis of past-due credit card receivables at December 31, 2025 (in thousands) ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Amortized Cost
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Total | ​ | ​ | ​ | ​ | ​ | ​ | ​ | > 90 DPD and
($ in 000s) | ​ ​ ​ | 30-59 | ​ ​ ​ | 60-89 | ​ ​ ​ | >90 | ​ ​ ​ | Past Due | ​ ​ ​ | Current | ​ ​ ​ | Total | ​ ​ ​ | Accruing
United States | ​ | $ | 323 | ​ | $ | 210 | ​ | $ | 588 | ​ | $ | 1,121 | ​ | $ | 7,494 | ​ | $ | 8,615 | ​ | $ | —
Canada | ​ | ​ | 232 | ​ | ​ | 130 | ​ | ​ | 333 | ​ | ​ | 695 | ​ | ​ | 8,786 | ​ | ​ | 9,480 | ​ | ​ | —
Total | ​ | $ | 554 | ​ | $ | 340 | ​ | $ | 921 | ​ | $ | 1,815 | ​ | $ | 16,280 | ​ | $ | 18,095 | ​ | $ | —
​
Schedule of change in the allowance for credit losses for credit card receivables portfolio | The following table summarizes the change in the allowance for credit losses for the Company’s credit card receivables portfolio (in thousands).
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ ​ ​ | United States | ​ | Canada | ​ | ​ | Total
Balance as of December 31, 2025 | ​ | $ | 1,008 | ​ | $ | 775 | ​ | $ | 1,784
Charge-offs | ​ | ​ | (593) | ​ | ​ | (371) | ​ | ​ | (964)
Recoveries | ​ | ​ | 91 | ​ | ​ | 129 | ​ | ​ | 220
Provision | ​ | ​ | 457 | ​ | ​ | 167 | ​ | ​ | 624
Balance as of March 31, 2026 | ​ | $ | 963 | ​ | $ | 700 | ​ | $ | 1,663
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance as of December 31, 2024 | ​ | $ | 957 | ​ | $ | 950 | ​ | $ | 1,907
Charge-offs | ​ | ​ | (532) | ​ | ​ | (395) | ​ | ​ | (927)
Recoveries | ​ | ​ | 81 | ​ | ​ | 98 | ​ | ​ | 179
Provision | ​ | ​ | 332 | ​ | ​ | 210 | ​ | ​ | 542
Balance as of March 31, 2025 | ​ | $ | 838 | ​ | $ | 863 | ​ | $ | 1,701
Schedule of non-accrual loans by segment | The following table presents non-accrual loans by segment (in thousands).
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ ​ ​ | As of March 31, 2026 | ​ ​ ​ | As of December 31, 2025
​ | ​ | ​ | ​ | Nonaccrual | ​ | ​ | ​ | ​ | Nonaccrual
​ | ​ | ​ | ​ | with No | ​ | ​ | ​ | ​ | with No
​ | ​ ​ ​ | Nonaccrual | ​ ​ ​ | Allowance | ​ ​ ​ | Nonaccrual | ​ ​ ​ | Allowance
United States | ​ | $ | 663 | ​ | $ | — | ​ | $ | 588 | ​ | $ | —
Canada | ​ |  | 252 | ​ |  | — | ​ |  | 333 | ​ |  | —
Total | ​ | $ | 915 | ​ | $ | — | ​ | $ | 921 | ​ | $ | —

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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