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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities:      
Net income $ 59,182 $ 43,164 $ 47,585
Adjustments to reconcile income to net cash provided by operating activities:      
Provision for loan losses 18,050 3,000 23,100
Depreciation 7,118 6,118 6,004
Deferred tax expense 9,203 3,145 (3,377)
Amortization of net premium on securities 2,076 3,399 4,180
Accretion of net discount on acquired loans (1,308) (1,142) (3,766)
Amortization of deferred loan origination fees and costs 1,182 617 8,811
Amortization of core deposits and other intangible assets 4,215 1,417 1,485
Net amortization of lease marks 0 0 83
Amortization of software implementation costs 835 1,063 1,028
Amortization of premium on acquired deposits (1,052) (45) (151)
Accretion of discount on subordinated debt 254 256 258
Amortization of issuance costs on subordinated debt 145 93 45
Accretion of discount on convertible notes payable 1,131 746 752
Accretion of discount (amortization of premium) on Federal Home Loan Bank advances 76 0 (165)
Increase in cash surrender value of bank-owned life insurance (1,682) (1,276) (1,283)
Impairment of premises and equipment 720 0 678
Impairment of other real estate owned and foreclosed assets 94 217 418
Federal Home Loan Bank stock dividends (712) (407) (468)
Share-based compensation expense 1,448 2,998 2,335
(Increase) decrease in fair value of mortgage servicing rights (12,418) 5,606 22,280
Net gain on sales of available-for-sale securities 0 0 153
Net loss on sales of loans held-for-investment 0 701 1,180
Net loss on disposal of premises and equipment 86 76 519
Net gain on other real estate owned and foreclosed assets activity (164) (824) (320)
Net gain on sales of loans held-for-sale (11,782) (61,403) (74,642)
Origination of loans held-for-sale (1,090,759) (2,165,255) (2,471,066)
Proceeds from sales of loans held-for-sale 1,137,793 2,292,828 2,422,778
Changes in operating assets and liabilities:      
Lease right-of-use assets 3,282    
Accrued interest receivable (9,835) 655 (2,862)
Prepaid expenses and other assets (22,992) (6,769) (17,116)
Accrued interest payable 3,022 (223) 398
Accrued expenses and other liabilities (293) (15,646) 30,905
Net cash provided by (used in) operating activities 96,915 113,109 (547)
Cash flows from investing activities:      
Cash acquired in excess of cash paid in connection with Pioneer Merger 444,542   (7,019)
Purchases of held-to-maturity securities (335) 0 0
Proceeds from maturities of held-to-maturity securities 3,626 13,835 24,433
Purchases of available-for-sale securities (66,606) (248,736) (101,812)
Proceeds from sale or maturities of available-for-sale securities 170,410 131,899 185,704
Loan originations, net of repayments (1,064,293) (215,281) (863,138)
Proceeds from the sale of loans held-for-sale previously classified as held-for-investment 0 18,544 97,832
Purchases of premises and equipment (2,196) (3,455) (6,155)
Proceeds from the sale of premises and equipment 2 5 2,945
Proceeds from sales of other real estate owned and foreclosed assets 867 2,089 6,729
Purchases of restricted equity securities (39,785) (57) (8,704)
Proceeds from the sale or redemption of restricted equity securities 15,842 7,400 6,431
Purchase of other investments (939) (686) (155)
Proceeds from the sale or redemption of other investments 745 519 1
Net cash provided by (used in) provided by investing activities (538,120) (293,924) (662,908)
Cash flows from financing activities:      
Net change in deposits (280,914) 701,444 663,750
Net change in securities sold under agreements to repurchase (55,372) (23,278) 47,261
Proceeds from Federal Home Loan Bank advances 760,885 0 1,159,000
Repayments of Federal Home Loan Bank advances (317,000) (30,411) (1,180,581)
Repayments of other borrowings 0 0 (6,000)
Proceeds from subordinated debt, net 24,466 0 39,067
Proceeds from issuance of common stock, net of issuance costs (579) (456) 0
Issuance of treasury stock 0 0 (31)
Purchase of treasury stock 0 0 (1,564)
Repayments of convertible notes payable (15,217) 0 0
Net cash provided by (used in) financing activities 116,269 647,299 720,902
Net (decrease) increase in cash and cash equivalents (324,936) 466,484 57,447
Cash and cash equivalents, beginning of period 668,462 201,978 144,531
Cash and cash equivalents, end of period 343,526 668,462 201,978
Supplemental disclosures of cash flow information:      
Interest paid on deposits 12,040 8,753 16,481
Interest paid on borrowed funds 14,118 5,667 5,529
Cash paid for income taxes, net 6,183 6,601 8,003
Non-cash investing and financing activities:      
Assets acquired from Merger with Pioneer Bancshares, Inc. 1,085,506 0 0
Liabilities assumed from Merger with Pioneer Bancshares, Inc. 1,354,387 0 0
Right-of-use lease assets obtained in exchange for lessee operating lease liabilities 35,212    
Net change in unrealized loss on available-for-sale securities (45,647) (9,870) 9,613
Loan charge-offs 2,587 4,861 4,900
Premises and equipment transferred to other real estate owned and foreclosed assets 338 1,038 0
Loans transferred to other real estate owned and foreclosed assets 1,331 2,577 3,110
Other assets transferred to Premises and equipment 64 170 0
Mortgage servicing rights resulting from sale or securitization of mortgage loans $ 14,287 $ 23,854 $ 22,421