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Mortgage Servicing Rights (Tables)
 6 Months Ended
Jun. 30, 2025
Transfers and Servicing [Abstract]  
Schedule of Unpaid Principal Loan Balance of Servicing Portfolio
The unpaid principal loan balance of our servicing portfolio is presented in the following table as of:
June 30,
2025		December 31,
2024
Federal National Mortgage Association$2,673,924 $2,578,587 
Federal Home Loan Mortgage Corporation1,934,707 1,876,095 
Government National Mortgage Association1,329,594 1,259,513 
Federal Home Loan Bank99,145 98,582 
Other1,045 1,169 
Total$6,038,415 $5,813,946 
Schedule of Mortgage Servicing Rights at Fair Value
The activity of MSRs carried at fair value is as follows:
For the three months ended
June 30,
For the six months ended
 June 30,
2025202420252024
Balance, beginning of period$82,927 $78,416 $84,258 $76,701 
Additions:
Servicing resulting from transfers of financial assets4,120 3,266 6,773 5,297 
Changes in fair value:
Due to changes in valuation inputs or assumptions used in the valuation model73 821 (1,316)2,094 
Changes in fair value due to pay-offs, pay-downs, and runoff(2,384)(1,759)(4,979)(3,348)
Balance, end of period$84,736 $80,744 $84,736 $80,744 
Schedule of Weighted-Average key Assumptions Used to Estimate Fair Value of Mortgage Servicing Rights
The following represents the weighted-average key assumptions used to estimate the fair value of MSRs as of:
June 30,
2025		December 31,
2024		June 30,
2024
Discount rate10.00 %10.09 %10.14 %
Total prepayment speeds8.57 %7.90 %8.14 %
Cost of servicing each loan
$91/per loan
$92/per loan
$91/per loan
Schedule of Servicing and Ancillary Fees from Mortgage Servicing Portfolio
Total servicing and ancillary fees earned from the mortgage servicing portfolio is presented in the following table:
For the three months ended
June 30,
For the six months ended
 June 30,
2025202420252024
Servicing fees$4,409 $3,940 $8,669 $7,825 
Late and ancillary fees231 215 476 434 
Total$4,640 $4,155 $9,145 $8,259