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Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | $ 98,375 | $ 92,008 | $ 96,868 | $ 87,161 | $ 87,161
Charge-offs | 3,706 | 2,751 | 10,389 | 5,044 |
Recoveries | 760 | 832 | 4,861 | 1,814 |
Provision | 5,436 | 4,264 | 9,525 | 10,422 |
Ending balance | 100,865 | 94,353 | 100,865 | 94,353 | 96,868
Average balance | $ 7,926,058 | $ 7,474,313 | $ 7,842,531 | $ 7,311,242 |
Net charge-offs to loan average balance (annualized) | 0.15% | 0.10% | 0.14% | 0.09% |
Provision (benefit) for credit losses | $ 5,200 | $ 4,300 | $ 8,200 | $ 10,500 |
Provision (benefit) for loan credit losses | 5,436 | 4,264 | 9,525 | 10,422 |
Provision (release) for off-balance sheet commitments | (238) | 88 | (1,300) | 45 |
Provision recovery for credit loss for held to maturity securities | 32 | 46 | (6) | 36 |
Real Estate | Commercial Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 17,544 | 20,681 | 19,625 | 19,772 | 19,772
Charge-offs | 25 | 0 | 480 | 42 | 42
Recoveries | 267 | 25 | 297 | 85 |
Provision | (542) | 133 | (2,198) | 1,024 |
Ending balance | 17,244 | 20,839 | 17,244 | 20,839 | 19,625
Average balance | $ 2,497,490 | $ 2,406,625 | $ 2,467,983 | $ 2,374,762 |
Net charge-offs to loan average balance (annualized) | (0.04%) | 0.00% | 0.01% | 0.00% |
Provision (benefit) for loan credit losses | $ (542) | $ 133 | $ (2,198) | $ 1,024 |
Real Estate | Construction/ Land/ Land Development |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 9,979 | 8,065 | 9,990 | 7,776 | 7,776
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Provision | (705) | 664 | (716) | 953 |
Ending balance | 9,274 | 8,729 | 9,274 | 8,729 | 9,990
Average balance | $ 1,058,972 | $ 972,032 | $ 1,094,664 | $ 973,465 |
Net charge-offs to loan average balance (annualized) | 0.00% | 0.00% | 0.00% | 0.00% |
Provision (benefit) for loan credit losses | $ (705) | $ 664 | $ (716) | $ 953 |
Real Estate | Residential Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 10,634 | 8,520 | 10,619 | 8,230 | 8,230
Charge-offs | 0 | 27 | 0 | 27 | 27
Recoveries | 4 | 5 | 8 | 10 |
Provision | 1,142 | 520 | 1,153 | 805 |
Ending balance | 11,780 | 9,018 | 11,780 | 9,018 | 10,619
Average balance | $ 1,787,829 | $ 1,615,211 | $ 1,763,467 | $ 1,567,533 |
Net charge-offs to loan average balance (annualized) | 0.00% | 0.01% | 0.00% | 0.00% |
Provision (benefit) for loan credit losses | $ 1,142 | $ 520 | $ 1,153 | $ 805 |
Commercial and Industrial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 58,823 | 53,357 | 55,330 | 50,148 | 50,148
Charge-offs | 3,668 | 2,714 | 9,849 | 4,883 | 11,833
Recoveries | 484 | 800 | 4,548 | 1,712 |
Provision | 5,545 | 2,730 | 11,155 | 7,196 |
Ending balance | 61,184 | 54,173 | 61,184 | 54,173 | 55,330
Average balance | $ 2,128,486 | $ 2,059,285 | $ 2,124,994 | $ 2,064,791 |
Net charge-offs to loan average balance (annualized) | 0.60% | 0.37% | 0.50% | 0.31% |
Provision (benefit) for loan credit losses | $ 5,545 | $ 2,730 | $ 11,155 | $ 7,196 |
Mortgage Warehouse Lines of Credit |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 661 | 565 | 529 | 379 | 379
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Provision | 15 | 252 | 147 | 438 |
Ending balance | 676 | 817 | 676 | 817 | 529
Average balance | $ 430,885 | $ 396,348 | $ 368,566 | $ 305,280 |
Net charge-offs to loan average balance (annualized) | 0.00% | 0.00% | 0.00% | 0.00% |
Provision (benefit) for loan credit losses | $ 15 | $ 252 | $ 147 | $ 438 |
Consumer |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 734 | 820 | 775 | 856 | 856
Charge-offs | 13 | 10 | 60 | 92 | 147
Recoveries | 5 | 2 | 8 | 7 |
Provision | (19) | (35) | (16) | 6 |
Ending balance | 707 | 777 | 707 | 777 | $ 775
Average balance | $ 22,396 | $ 24,812 | $ 22,857 | $ 25,411 |
Net charge-offs to loan average balance (annualized) | 0.14% | 0.13% | 0.46% | 0.67% |
Provision (benefit) for loan credit losses | $ (19) | $ (35) | $ (16) | $ 6 |

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