XML 60 R49.htm IDEA: XBRL DOCUMENT v3.24.3
Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance $ 100,865 $ 94,353 $ 96,868 $ 87,161 $ 87,161
Charge-offs 11,226 3,202 21,615 8,246  
Recoveries 1,706 516 6,567 2,330  
Provision 4,644 3,510 14,169 13,932  
Ending balance 95,989 95,177 95,989 95,177 96,868
Average balance $ 7,930,996 $ 7,561,094 $ 7,872,235 $ 7,395,440  
Net charge-offs to loan average balance (annualized) 0.48% 0.14% 0.26% 0.11%  
Provision for credit losses $ 4,600 $ 3,500 $ 12,800 $ 14,000  
Provision for loan credit losses 4,644 3,510 14,169 13,932  
Provision (benefit) for off-balance sheet commitments (36) 50 (1,300) 95  
Provision (benefit) for held to maturity securities (5) (45) (11) (9)  
Real Estate | Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 17,244 20,839 19,625 19,772 19,772
Charge-offs 0 0 480 42 42
Recoveries 21 28 318 113  
Provision (435) (1,758) (2,633) (734)  
Ending balance 16,830 19,109 16,830 19,109 19,625
Average balance $ 2,507,566 $ 2,428,969 $ 2,481,274 $ 2,393,028  
Net charge-offs to loan average balance (annualized) 0.00% 0.00% 0.01% 0.00%  
Provision for loan credit losses $ (435) $ (1,758) $ (2,633) $ (734)  
Real Estate | Construction/ Land/ Land Development          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 9,274 8,729 9,990 7,776 7,776
Charge-offs 0 0 0 0 0
Recoveries 0 3 0 3  
Provision (546) 613 (1,262) 1,566  
Ending balance 8,728 9,345 8,728 9,345 9,990
Average balance $ 1,019,302 $ 1,044,180 $ 1,069,360 $ 997,296  
Net charge-offs to loan average balance (annualized) 0.00% 0.00% 0.00% 0.00%  
Provision for loan credit losses $ (546) $ 613 $ (1,262) $ 1,566  
Real Estate | Residential Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 11,780 9,018 10,619 8,230 8,230
Charge-offs 11 0 11 27 27
Recoveries 4 3 12 13  
Provision 302 1,048 1,455 1,853  
Ending balance 12,075 10,069 12,075 10,069 10,619
Average balance $ 1,824,725 $ 1,663,291 $ 1,784,035 $ 1,599,803  
Net charge-offs to loan average balance (annualized) 0.00% 0.00% 0.00% 0.00%  
Provision for loan credit losses $ 302 $ 1,048 $ 1,455 $ 1,853  
Commercial and industrial          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 61,184 54,173 55,330 50,148 50,148
Charge-offs 11,195 3,187 21,044 8,070 11,833
Recoveries 1,680 477 6,228 2,189  
Provision 5,070 3,990 16,225 11,186  
Ending balance 56,739 55,453 56,739 55,453 55,330
Average balance $ 2,071,984 $ 2,024,675 $ 2,107,195 $ 2,051,272  
Net charge-offs to loan average balance (annualized) 1.83% 0.53% 0.94% 0.38%  
Provision for loan credit losses $ 5,070 $ 3,990 $ 16,225 $ 11,186  
Mortgage Warehouse Lines of Credit          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 676 817 529 379 379
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Provision (13) (359) 134 79  
Ending balance 663 458 663 458 529
Average balance $ 484,680 $ 376,275 $ 407,553 $ 329,205  
Net charge-offs to loan average balance (annualized) 0.00% 0.00% 0.00% 0.00%  
Provision for loan credit losses $ (13) $ (359) $ 134 $ 79  
Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning balance 707 777 775 856 856
Charge-offs 20 15 80 107 147
Recoveries 1 5 9 12  
Provision 266 (24) 250 (18)  
Ending balance 954 743 954 743 $ 775
Average balance $ 22,739 $ 23,704 $ 22,818 $ 24,836  
Net charge-offs to loan average balance (annualized) 0.33% 0.17% 0.42% 0.51%  
Provision for loan credit losses $ 266 $ (24) $ 250 $ (18)