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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 45,681 $ 62,222
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 43,126 12,846
Depreciation and amortization 13,098 12,266
Net amortization on securities 1,432 3,647
Amortization (accretion) of net premium/discount on purchased loans 64 (10)
Amortization of investments in tax credit funds 870 1,316
Loss on sale of securities, net 14,448 182
Equity method investment loss 3,051 (582)
Deferred income tax benefit (3,727) (1,194)
Stock-based compensation expense 6,150 5,953
Originations of mortgage loans held for sale (116,772) (151,535)
Proceeds from mortgage loans held for sale 129,748 144,682
Gain on mortgage loans held for sale (3,273) (3,836)
MSR asset valuation adjustment 0 (450)
Gain on sale of MSR asset 0 (410)
Net gain on disposals of premises and equipment (70) (828)
Increase in the cash surrender value of life insurance (888) (697)
Employee Retention Credit received 1,863 0
Gain on equity securities without a readily determinable fair value (6,972) (5,188)
Net losses on sales and write-downs of other real estate owned 737 11
Net change in operating leases 459 1,372
Increase in other assets (19,257) (8,360)
Increase in other liabilities 5,724 7,199
Net cash provided by operating activities 115,492 78,606
Cash flows from investing activities:    
Purchases of securities available for sale (311,893) (53,840)
Maturities and pay downs of securities available for sale 118,704 126,687
Proceeds from sales and calls of securities available for sale 232,226 54,984
Maturities, pay downs and calls of securities held to maturity 535 522
Pay downs of securities carried at fair value 315 299
Redemption of non-marketable equity securities held in other financial institutions 9,658 10,680
Purchase of non-marketable equity securities held in other financial institutions (10,354) (16,880)
Originations of mortgage warehouse loans (7,451,654) (7,224,096)
Proceeds from pay-offs of mortgage warehouse loans 7,327,767 7,058,874
Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale 123,269 (133,143)
Purchase of other intangibles (2,500) 0
Proceeds from sale of the MSR asset 0 15,885
Proceeds from bank-owned life insurance 250 0
Return of capital and other distributions from equity method investments 595 296
Return of capital and other distributions from cost method investments 48 0
Capital calls on limited partnership investments (3,250) (980)
Purchase of low-income housing tax credit investments (376) (83)
Purchases of premises and equipment (4,306) (16,602)
Proceeds from sales of premises and equipment 111 3,572
Proceeds from sales of other real estate owned 3,042 1,130
Net cash provided by (used in) investing activities 32,187 (172,695)
Cash flows from financing activities:    
Net increase in deposits 108,710 235,443
Repayments of long-term FHLB advances (213) (205)
Proceeds from short-term FHLB advances 1,365,000 1,685,000
Repayments of short-term FHLB advances (1,365,000) (1,735,000)
Redemption/Repurchase of subordinated debentures (72,593) (34,599)
Repayments of other short-term borrowings (116,724) 0
Proceeds from other short-term borrowings 116,724 0
Net increase (decrease) in securities sold under agreements to repurchase 543 (2,947)
Dividends paid (14,175) (14,067)
Cash received from exercise of stock options 601 1,214
Common stock repurchased (13,892) 0
Net cash provided by financing activities 8,981 134,839
Net increase in cash and cash equivalents 156,660 40,750
Cash and cash equivalents at beginning of period 470,249 280,441
Cash and cash equivalents at end of period 626,909 321,191
Interest paid 162,372 199,497
Income taxes paid 33,845 24,169
Significant non-cash transactions:    
Real estate acquired in settlement of loans 970 3,576
Transfers from loans held for sale to loans held for investment 213 16,095
Transfer from non-marketable securities held in other financial institutions to equity method investments 41,590 0
Recognition of operating right-of-use assets 3,208 11,456
Recognition of operating lease liabilities 3,227 12,613
Impairment of right-of-use assets due to branch closures $ (332) $ 0