<SUBMISSION>
<ACCESSION-NUMBER>0000318300-04-000109
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20040514
<ITEMS>5
<FILING-DATE>20040514
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>PEOPLES BANCORP INC
<CIK>0000318300
<ASSIGNED-SIC>6021
<IRS-NUMBER>310987416
<STATE-OF-INCORPORATION>OH
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-16772
<FILM-NUMBER>04806139
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>138 PUTNAM ST
<STREET2>P O BOX 738
<CITY>MARIETTA
<STATE>OH
<ZIP>45750-0738
<PHONE>7403733155
</BUSINESS-ADDRESS>
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<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8kd2qdiv04.txt
<DESCRIPTION>FORM 8K 2QDIVIDEND
<TEXT>
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)    March 14, 2004
                                                 --------------------


                              PEOPLES BANCORP INC.
    -----------------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)


                                     0-16772
                    ----------------------------------------
                             Commission File Number


                     Ohio                                 31-0987416
----------------------------------------------       -----------------------
(State or other jurisdiction of incorporation)       (I.R.S. Employer
                                                      Identification Number)

                138 Putnam Street
                  P.O. Box 738,
                  Marietta, Ohio                              45750
---------------------------------------------------       --------------
     (Address of principal executive office)                (Zip Code)


Registrant's telephone number, including area code:   (740) 373-3155
                                                     ----------------


                                 Not applicable
--------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)

                           Index to Exhibits on Page 3

<PAGE>



Item 5.  Other Events and Regulation FD Disclosure
         The Board of Directors of Peoples Bancorp Inc. (NASDAQ: PEBO)
         yesterday declared a cash dividend of $0.18 per share. The release is
         included herewith as Exhibit 99.

Item 7.  Financial Statements and Exhibits
         (a) None required
         (b) None required
         (c) Exhibits

   EXHIBIT NUMBER            DESCRIPTION
--------------------      -----------------------------------------
        99                   News Release issued March 14, 2004


<PAGE>


                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



DATE:  March 14, 2004            PEOPLES BANCORP INC.
                                 --------------------
                                 Registrant



                        By:  /S/ MARK F. BRADLEY
                                 --------------------------------
                                 Mark F. Bradley
                                 Executive Vice President and
                                 Chief Operations Officer




                                INDEX TO EXHIBITS


   EXHIBIT NUMBER            DESCRIPTION
--------------------      -----------------------------------------
        99                   News Release issued March 14, 2004


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex992qdividend.txt
<DESCRIPTION>Q2 DIVIDEND NEWS RELEASE
<TEXT>
                    PEOPLES BANCORP INC. - P.O. BOX 738 - MARIETTA, OHIO - 45750
                                                          www.peoplesbancorp.com


                                  NEWS RELEASE


FOR IMMEDIATE RELEASE                   Contact: Mark F. Bradley
---------------------                            Chief Operating Officer
March 14, 2004                                   (740) 373-3155


                          PEOPLES BANCORP INC. DECLARES
                             SECOND QUARTER DIVIDEND
      ---------------------------------------------------------------------


         MARIETTA, Ohio - The Board of Directors of Peoples Bancorp Inc.
(NASDAQ: PEBO) yesterday declared a cash dividend of $0.18 per share payable
July 1, 2004, to shareholders of record at June 15, 2004.
         The second quarter dividend of $0.18 per share represents a payout of
approximately $1.9 million based on 10.6 million shares outstanding at May 13,
2004, and reflects an 18% increase over the $0.152 per share dividend paid in
the second quarter of 2003. The annualized 2004 dividend of $0.72 equates to a
yield of 3.0% based on Peoples Bancorp's closing stock price of $24.07 on
May 13, 2004.
         Peoples Bancorp Inc., a diversified financial products and services
company with $1.7 billion in assets, makes available a complete line of banking,
investment, insurance, and trust solutions through Peoples Bank's 49 sales
offices and 33 ATMs in Ohio, West Virginia, and Kentucky. Peoples' common shares
are traded on the NASDAQ national market under the symbol "PEBO." Peoples
Bancorp is a member of the Russell 3000 index of US publicly traded companies.
Learn more about Peoples at www.peoplesbancorp.com.

                                 END OF RELEASE

</TEXT>
</DOCUMENT>
</SUBMISSION>
