0000318300-04-000119 11-K 2 20031231 20040617 PEOPLES BANCORP INC 0000318300 6021 310987416 OH 1231 11-K 34 000-16772 04868420 138 PUTNAM ST P O BOX 738 MARIETTA OH 45750-0738 7403733155 11-K 1 form11k2004.txt RETIREMENT SAVINGS PLAN EX-23 2 consent.txt CONSENT OF BKD LLP