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<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 14, 2005
                                                           -------------


                              PEOPLES BANCORP INC.
     -----------------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)

            Ohio                      0-16772                31-0987416
-----------------------------    ------------------   ------------------------
(State or other jurisdiction      (Commission File        (I.R.S. Employer
      of incorporation)               Number)          Identification Number)

      138 Putnam Street, PO Box 738
              Marietta, Ohio                    45750
-----------------------------------------    ------------
 (Address of principal executive office)      (Zip Code)

Registrant's telephone number, including area code: (740) 373-3155
                                                    ---------------------

                                 Not applicable
         ---------------------------------------------------------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

     [  ]  Written communications pursuant to Rule 425 under the
           Securities Act (17 CFR 230.425)

     [  ]  Soliciting material pursuant to Rule 14a-12 under the
           Exchange Act (17 CFR 240.14a-12)

     [  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under
           the Exchange Act (17 CFR 240.14d-2(b))

     [  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under
           the Exchange Act (17 CFR 240.13e-4(c))


                           Index to Exhibits on Page 4

<PAGE>


Section 5 - Corporate Governance and Management
         Item 5.02    Departure of Directors or Principal Officers;
                      Election of Directors; Appointment of Principal Officers

          On July 8, 2005, Peoples Bancorp Inc. ("Peoples") received a letter,
dated July 7, 2005, from John W. Conlon, Chief Financial Officer and Treasurer
of Peoples and of Peoples' banking subsidiary Peoples Bank, National Association
("Peoples Bank"), notifying Peoples that Mr. Conlon would retire and resign from
his positions as Chief Financial Officer and Treasurer, and as an employee, of
each of Peoples and Peoples Bank, effective July 31, 2006. Peoples also
announced that Donald J. Landers, Peoples current Controller and Chief
Accounting Officer, has been appointed to the position of Chief Financial
Officer and Treasurer effective upon Mr. Conlon's retirement.

         On July 14, 2005, Peoples issued a news release announcing John W.
Conlon's notice to Peoples of his future retirement and the appointment of Mr.
Landers to the position of Chief Financial Officer and Treasurer. A copy of this
news release is filed with this Current Report on Form 8-K as Exhibit 99 and
incorporated herein by reference.

Section 9 - Financial Statements and Exhibits
         Item 9.01    Financial Statements and Exhibits
              a) and (b) Not applicable
              c) Exhibits: The following exhibit is filed with this Current
                 Report on Form 8-K:


Exhibit Number           Description
-------------------      -------------------------------------------
99                       News Release issued by Peoples Bancorp Inc.
                         on July 14, 2005




   [Remainder of page intentionally left blank; signature on following page.]

<PAGE>


                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                             PEOPLES BANCORP INC.



Date:  July 14, 2005             By: /s/ MARK F. BRADLEY
                                         -------------------------------------
                                         Mark F. Bradley
                                         President and Chief Executive Officer


<PAGE>



                                INDEX TO EXHIBITS

                           Current Report on Form 8-K
                              Dated July 14, 2005

                              Peoples Bancorp Inc.


Exhibit Number           Description
-------------------      -------------------------------------------
99                       News Release issued by Peoples Bancorp Inc.
                         on July 14, 2005




















</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex99cfo.txt
<DESCRIPTION>NEWS RELEASE
<TEXT>
                    PEOPLES BANCORP INC. - P.O. BOX 738 - MARIETTA, OHIO - 45750
                                                          www.peoplesbancorp.com

                                  NEWS RELEASE


FOR IMMEDIATE RELEASE                   Contact:  Mark F. Bradley
---------------------                             President and CEO
July 14, 2005                                     (740) 373-3155

                  PEOPLES BANCORP INC. CHIEF FINANCIAL OFFICER
                                TO RETIRE IN 2006
      ---------------------------------------------------------------------
         Senior Vice President, Controller and Chief Accounting Officer
                             Appointed as Successor

     MARIETTA,  Ohio - Peoples Bancorp Inc.  (NASDAQ:  PEBO) today announced the
plan of John W. "Jack" Conlon,  Chief Financial Officer and Treasurer of Peoples
Bancorp  Inc.  ("Peoples  Bancorp")  and its banking  subsidiary  Peoples  Bank,
National Association ("Peoples Bank"), to retire from both companies on July 31,
2006.
     "Jack has made a tremendous  contribution  to the success and growth of our
company," said Mark F. Bradley, President and CEO of Peoples Bancorp. "In his 23
years at Peoples Bancorp, he has served with passion and an unbending commitment
to enhancing  shareholder value. We certainly wish Jack an enjoyable and healthy
retirement. He has earned it."
     Conlon,  60,  joined  Peoples  Bank as an officer in 1982 and has served in
various  finance  capacities  during his  career.  In 1991,  he was named  Chief
Financial  Officer  and  became  Treasurer  in  1999.  Mr.  Conlon  has  primary
responsibility  for merger and  acquisition  activities in addition to his other
finance, treasury, and asset/liability management responsibilities.  Mr. Conlon,
an executive  officer,  is a member of Peoples  Bancorp's  executive  management
team, which helps set policy and direction for the company.
     "I have  enjoyed  my  time  with  Peoples  and I am  proud  of what we have
accomplished,"  said Conlon.  "The time is right to announce my retirement plans
and focus on the continued development of my successor."
     Peoples  Bancorp has appointed  Donald J. Landers,  Senior Vice  President,
Controller  and Chief  Accounting  Officer,  to the position of Chief  Financial
Officer and Treasurer  effective with the retirement of Mr. Conlon. Mr. Landers,
46, has served as Controller and Chief  Accounting  Officer for Peoples  Bancorp
since 2003 and has 15 years experience in the financial services  industry.  Mr.
Landers is a graduate of Marietta  College with a degree in accounting  and is a
Certified Public Accountant.
     "We will miss Jack's financial leadership and contribution to our executive
team," continued Bradley. "With Jack's involvement,  we expect to spend the next
several  months  preparing  Don for the Chief  Financial  Officer and  Treasurer
positions. I am confident Don will be successful in his new role."
     Peoples Bancorp Inc., a diversified financial products and services company
with $1.8  billion in  assets,  makes  available  a  complete  line of  banking,
investment,  insurance,  and trust solutions through 50 locations and 33 ATMs in
Ohio,  West Virginia and Kentucky.  Peoples  Bancorp's  financial  service units
include Peoples Bank,  Peoples  Financial  Advisors (a division of Peoples Bank)
and Peoples Insurance Agency, Inc. Peoples Bancorp's common shares are traded on
the NASDAQ  national  market under the symbol "PEBO",  and Peoples  Bancorp is a
member of the Russell  3000 index of US publicly  traded  companies.  Learn more
about Peoples Bancorp at www.peoplesbancorp.com.

                                 END OF RELEASE

</TEXT>
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