<SUBMISSION>
<ACCESSION-NUMBER>0000318300-05-000138
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20051110
<ITEMS>8.01
<ITEMS>9.01
<FILING-DATE>20051110
<DATE-OF-FILING-DATE-CHANGE>20051110
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>PEOPLES BANCORP INC
<CIK>0000318300
<ASSIGNED-SIC>6021
<IRS-NUMBER>310987416
<STATE-OF-INCORPORATION>OH
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-16772
<FILM-NUMBER>051195073
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>138 PUTNAM ST
<STREET2>P O BOX 738
<CITY>MARIETTA
<STATE>OH
<ZIP>45750-0738
<PHONE>7403733155
</BUSINESS-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>frm8k4qdividend.txt
<DESCRIPTION>FORM 8K 4Q DIVIDEND
<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): November 10, 2005
                                                         -----------------


                              PEOPLES BANCORP INC.
        ----------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)

            Ohio                     0-16772                 31-0987416
----------------------------   --------------------   -------------------------
(State or other jurisdiction     (Commission File         (I.R.S. Employer
      of incorporation)              Number)           Identification Number)

              138 Putnam Street, PO Box 738
                      Marietta, Ohio                        45750-0738
       ----------------------------------------------    ----------------
         (Address of principal executive offices)           (Zip Code)

Registrant's telephone number, including area code:  (740) 373-3155
                                                     --------------

                                 Not applicable
   --------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

     [  ]  Written communications pursuant to Rule 425
           under the Securities Act (17 CFR 230.425)

     [  ]  Soliciting material pursuant to Rule 14a-12 under
           the Exchange Act (17 CFR 240.14a-12)

     [  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under
           the Exchange Act (17 CFR 240.14d-2(b))

     [  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under
           the Exchange Act (17 CFR 240.13e-4(c))



                           Index to Exhibits on Page 4


<PAGE>


Section 8 - Other Events
      Item 8.01    Other Events
                  On November 10, 2005, Peoples Bancorp issued a news release
         announcing the  Board of Directors declared a cash dividend. A copy of
         the news release is attached as Exhibit 99 to this Current Report on
         Form 8-K.

Section 9 - Financial Statements and Exhibits
         Item 9.01    Financial Statements and Exhibits
              a) Financial statements of businesses acquired No response
                 required.
              b) Pro forma financial information No response required.
              c) Exhibits


   Exhibit Number                   Description
-------------------------           -------------------------------------------
         99                         News Release issued by Peoples Bancorp Inc.
                                    on November 10, 2005


                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                          PEOPLES BANCORP INC.

Date:  November 10, 2005          By: /s/ MARK F. BRADLEY
                                          -------------------------------------
                                          Mark F. Bradley
                                          President and Chief Executive Officer




                                INDEX TO EXHIBITS


   Exhibit Number                   Description
-------------------------           -------------------------------------------
         99                         News Release issued by Peoples Bancorp Inc.
                                    on November 10, 2005


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex99q4div.txt
<DESCRIPTION>EXHIBIT 99 4Q DIVIDEND
<TEXT>
                    PEOPLES BANCORP INC. - P.O. BOX 738 - MARIETTA, OHIO - 45750
                                                          www.peoplesbancorp.com


                                  NEWS RELEASE

FOR IMMEDIATE RELEASE            Contact: Mark F. Bradley
---------------------                     President and Chief Executive Officer
November 10, 2005                         (740) 373-3155


                              PEOPLES BANCORP INC.
                        DECLARES FOURTH QUARTER DIVIDEND
      ---------------------------------------------------------------------


         MARIETTA, Ohio - The Board of Directors of Peoples Bancorp Inc.
(NASDAQ: PEBO) today declared a cash dividend of $0.20 per share, representing
an 11.1% increase over the $0.18 per share dividend paid in the fourth quarter
of 2004.
         "We are pleased to announce our 40th consecutive year of dividend
growth," said Mark F. Bradley, President and Chief Executive Officer. "We
believe dividend increases are an effective method of enhancing shareholder
return." With the fourth quarter dividend, Peoples Bancorp has increased its
dividend 8.3% in 2005, compared to the $0.72 per share paid in 2004.
         The fourth quarter dividend payout of approximately $2.1 million, based
on 10.5 million shares outstanding at November 10, 2005, is payable on January
3, 2006, to shareholders of record at December 15, 2005.
         Peoples Bancorp Inc., a diversified financial products and services
company with $1.9 billion in assets, makes available a complete line of banking,
investment, insurance, and trust solutions through 49 locations and 34 ATMs in
Ohio, West Virginia and Kentucky. Peoples' financial service units include
Peoples Bank, Peoples Financial Advisors (a division of Peoples Bank) and
Peoples Insurance Agency, Inc. Peoples' common shares are traded on the NASDAQ
national market under the symbol "PEBO", and Peoples is a member of the Russell
3000 index of US publicly traded companies. Learn more about Peoples at
www.peoplesbancorp.com.


                                 END OF RELEASE


</TEXT>
</DOCUMENT>
</SUBMISSION>
