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FAIR VALUE - Financial Statement Items on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Assets
Loans held for sale, at fair value	$ 8,873,736	$ 6,955,424
Derivative assets, at fair value	341,359	647,939
Servicing rights, at fair value	1,841,512	1,127,866
Trading securities	56,412	0
Liabilities
Derivative liabilities, at fair value	48,899	168,169
Servicing rights, at fair value	4,800		$ 3,500
Fair Value, Recurring
Assets
Loans held for sale, at fair value	8,873,736	6,955,424
Servicing rights, at fair value	1,841,512	1,127,866
Trading securities	56,412
Liabilities
Servicing rights, at fair value	4,818	3,564
Fair Value, Recurring | Level 1
Assets
Loans held for sale, at fair value	0	0
Servicing rights, at fair value	0	0
Trading securities	0
Liabilities
Servicing rights, at fair value	0	0
Fair Value, Recurring | Level 2
Assets
Loans held for sale, at fair value	8,873,736	6,955,424
Servicing rights, at fair value	0	0
Trading securities	56,412
Liabilities
Servicing rights, at fair value	0	0
Fair Value, Recurring | Level 3
Assets
Loans held for sale, at fair value	0	0
Servicing rights, at fair value	1,841,512	1,127,866
Trading securities	0
Liabilities
Servicing rights, at fair value	4,818	3,564
Fair Value, Recurring | Carrying Amount
Assets
Cash and cash equivalents	506,608	284,224
Restricted cash	97,805	204,465
Loans held for sale, at fair value	8,873,736	6,955,424
Derivative assets, at fair value	341,359	647,939
Servicing rights, at fair value	1,841,512	1,127,866
Trading securities	56,412
Loans eligible for repurchase	632,722	1,246,158
Liabilities
Warehouse and other lines of credit	8,212,142	6,577,429
Derivative liabilities, at fair value	48,899	168,169
Servicing rights, at fair value	4,818	3,564
Liability for loans eligible for repurchase	632,722	1,246,158
Fair Value, Recurring | Carrying Amount | Secured credit facilities
Liabilities
Debt obligations	99,707
Fair Value, Recurring | Carrying Amount | 2020-VF1 Notes
Liabilities
Debt obligations	10,382	7,571
Fair Value, Recurring | Carrying Amount | GMSR VFN
Liabilities
Debt obligations	15,000	15,000
Fair Value, Recurring | Carrying Amount | Term notes
Liabilities
Debt obligations	199,008	198,640
Fair Value, Recurring | Carrying Amount | Senior notes
Liabilities
Debt obligations	1,084,654	491,255
Fair Value, Recurring | Estimated Fair Value | Level 1
Assets
Cash and cash equivalents	506,608	284,224
Restricted cash	97,805	204,465
Loans held for sale, at fair value	0	0
Derivative assets, at fair value	0	483
Servicing rights, at fair value	0	0
Trading securities	0
Loans eligible for repurchase	0	0
Liabilities
Warehouse and other lines of credit	0	0
Derivative liabilities, at fair value	41,952	4,299
Servicing rights, at fair value	0	0
Liability for loans eligible for repurchase	0	0
Fair Value, Recurring | Estimated Fair Value | Level 1 | Secured credit facilities
Liabilities
Debt obligations	0
Fair Value, Recurring | Estimated Fair Value | Level 1 | 2020-VF1 Notes
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 1 | GMSR VFN
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 1 | Term notes
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 1 | Senior notes
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 2
Assets
Cash and cash equivalents	0	0
Restricted cash	0	0
Loans held for sale, at fair value	8,873,736	6,955,424
Derivative assets, at fair value	75,241	107
Servicing rights, at fair value	0	0
Trading securities	56,412
Loans eligible for repurchase	632,722	1,246,158
Liabilities
Warehouse and other lines of credit	8,212,142	6,577,429
Derivative liabilities, at fair value	39	163,566
Servicing rights, at fair value	0	0
Liability for loans eligible for repurchase	632,722	1,246,158
Fair Value, Recurring | Estimated Fair Value | Level 2 | Secured credit facilities
Liabilities
Debt obligations	99,707
Fair Value, Recurring | Estimated Fair Value | Level 2 | 2020-VF1 Notes
Liabilities
Debt obligations	10,382	8,593
Fair Value, Recurring | Estimated Fair Value | Level 2 | GMSR VFN
Liabilities
Debt obligations	15,000	15,000
Fair Value, Recurring | Estimated Fair Value | Level 2 | Term notes
Liabilities
Debt obligations	200,000	200,000
Fair Value, Recurring | Estimated Fair Value | Level 2 | Senior notes
Liabilities
Debt obligations	1,066,278	518,245
Fair Value, Recurring | Estimated Fair Value | Level 3
Assets
Cash and cash equivalents	0	0
Restricted cash	0	0
Loans held for sale, at fair value	0	0
Derivative assets, at fair value	266,118	647,349
Servicing rights, at fair value	1,841,512	1,127,866
Trading securities	0
Loans eligible for repurchase	0	0
Liabilities
Warehouse and other lines of credit	0	0
Derivative liabilities, at fair value	6,908	304
Servicing rights, at fair value	4,818	3,564
Liability for loans eligible for repurchase	0	0
Fair Value, Recurring | Estimated Fair Value | Level 3 | Secured credit facilities
Liabilities
Debt obligations	0
Fair Value, Recurring | Estimated Fair Value | Level 3 | 2020-VF1 Notes
Liabilities
Debt obligations	0
Fair Value, Recurring | Estimated Fair Value | Level 3 | GMSR VFN
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 3 | Term notes
Liabilities
Debt obligations	0	0
Fair Value, Recurring | Estimated Fair Value | Level 3 | Senior notes
Liabilities
Debt obligations	$ 0	$ 0

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