<SEC-DOCUMENT>0001831631-22-000108.txt : 20220504
<SEC-HEADER>0001831631-22-000108.hdr.sgml : 20220504
<ACCEPTANCE-DATETIME>20220503214044
ACCESSION NUMBER:		0001831631-22-000108
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20220503
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220504
DATE AS OF CHANGE:		20220503

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			loanDepot, Inc.
		CENTRAL INDEX KEY:			0001831631
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				853948939
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-40003
		FILM NUMBER:		22889601

	BUSINESS ADDRESS:	
		STREET 1:		26642 TOWNE CENTRE DRIVE
		CITY:			FOOTHILL RANCH
		STATE:			CA
		ZIP:			92610
		BUSINESS PHONE:		949-822-4716

	MAIL ADDRESS:	
		STREET 1:		26642 TOWNE CENTRE DRIVE
		CITY:			FOOTHILL RANCH
		STATE:			CA
		ZIP:			92610
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>ldi-20220503.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2022 Workiva--><!--r:8d295cb5-1260-428d-8a9c-feed2d3bd5b5,g:53348de9-7e0f-41b5-858f-f5e5ab13c23f,d:6cf0677b843a4cd594672080f9d61550--><html xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns="http://www.w3.org/1999/xhtml" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>ldi-20220503</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:AmendmentFlag" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF80L2ZyYWc6YTRhNTcwNzA2NzViNDY3YjlmZmZhYzk5NDRjNDM2NzgvdGFibGU6ZDVmMjY3MWI2Y2Y3NDczMTkzZmI0NjY0MTM3Mjg1N2YvdGFibGVyYW5nZTpkNWYyNjcxYjZjZjc0NzMxOTNmYjQ2NjQxMzcyODU3Zl8wLTEtMS0xLTEwNjgzNA_2d11c52c-8528-4ce1-aed9-1fcfffeb4203">FALSE</ix:nonNumeric><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF80L2ZyYWc6YTRhNTcwNzA2NzViNDY3YjlmZmZhYzk5NDRjNDM2NzgvdGFibGU6ZDVmMjY3MWI2Y2Y3NDczMTkzZmI0NjY0MTM3Mjg1N2YvdGFibGVyYW5nZTpkNWYyNjcxYjZjZjc0NzMxOTNmYjQ2NjQxMzcyODU3Zl8xLTEtMS0xLTEwNjgzNA_ff602558-aea7-4942-aac2-cafb976297cd">0001831631</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="ldi-20220503.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001831631</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-05-03</xbrli:startDate><xbrli:endDate>2022-05-03</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i6cf0677b843a4cd594672080f9d61550_1"></div><div style="min-height:45pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:3pt double #000;padding:0 1pt"></td></tr></table></div><div style="margin-top:4pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDU0_41d2067b-b93d-4ff0-8911-b66e89d8c4fc">8-K</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Section&#160;13 or 15(d)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">of the Securities Exchange Act of 1934</span></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of Report: <ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ4_5179a316-d75a-4c5d-a639-73cf0ca21373">May 3, 2022</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ5_1f876ce6-2db6-4429-967a-c8cf37ec8066">loanDepot, Inc.</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact Name of Registrant as Specified in its Charter)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.677%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:31.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.677%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:31.650%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTAtMS0xLTEwNjgzNA_af5a651b-38b2-439a-a4f0-0bf9246926b8">Delaware</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTItMS0xLTEwNjgzNA_5bf1a588-458e-40b1-8b67-9c4451b7e2b7">001-40003</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTQtMS0xLTEwNjgzNA_a570cefb-587b-4657-aa68-09def907c057">85-3948939</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(State or other jurisdiction</span></div><div style="margin-bottom:1pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">of incorporation)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Commission</span></div><div style="margin-bottom:1pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">File Number)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(I.R.S. Employer</span></div><div style="margin-bottom:1pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Identification Number)</span></div></td></tr></table></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ2_2fe42eb7-4835-4c14-97d3-76c2e60dea86">26642 Towne Centre Drive</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ3_050159ab-ae66-411f-9157-6ef843343035">Foothill Ranch</ix:nonNumeric>, <ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDU1_2fc79264-5c6d-49ef-8555-5a2d54334373">California</ix:nonNumeric> <ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUw_b1b91755-eae6-4834-8657-e526def07f16">92610</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Address of Principal Executive Offices) (Zip Code)</span></div><div style="margin-top:8pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUx_95dc2db8-c2c8-488b-98a4-f74aa639b91c">(888)</ix:nonNumeric>&#160;<ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUy_7df9a2af-2d81-4095-954c-5c179b66131e">337-6888</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form&#160;8-K&#160;filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.700%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:94.223%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZGVhMWM0OTYwYTI1NGY5MGJiYWY0NWYyNTIyMjU2YjQvdGFibGVyYW5nZTpkZWExYzQ5NjBhMjU0ZjkwYmJhZjQ1ZjI1MjIyNTZiNF8wLTAtMS0xLTEwNjgzNA_00b22b64-e3da-4c8d-9206-093469ac6762">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr></table></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.700%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:94.223%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6YjQzNjc3YjY1MzJiNDhlYWFlNTU4YWY0MDQxZGVkMWQvdGFibGVyYW5nZTpiNDM2NzdiNjUzMmI0OGVhYWU1NThhZjQwNDFkZWQxZF8wLTAtMS0xLTEwNjgzNA_a9385bce-979a-4d13-b5ae-8c1abb957a0b">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule&#160;14a-12&#160;under the Exchange Act (17 CFR&#160;240.14a-12)</span></td></tr></table></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.700%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:94.223%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6YzNmMTA3NGE4YmJmNGU2Njk3ZTM3ZTUwNjIxOTRjNzgvdGFibGVyYW5nZTpjM2YxMDc0YThiYmY0ZTY2OTdlMzdlNTA2MjE5NGM3OF8wLTAtMS0xLTEwNjgzNA_7204f58b-0b55-4020-aa28-6b1ef56d0211">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act (17 CFR&#160;240.14d-2(b))</span></td></tr></table></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.700%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:94.223%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NGRjZDhiNDlkODdiNGVkNTk5ZDEzM2U2NzJiNGRiMTcvdGFibGVyYW5nZTo0ZGNkOGI0OWQ4N2I0ZWQ1OTlkMTMzZTY3MmI0ZGIxN18wLTAtMS0xLTEwNjgzNA_8a12c8ab-33cf-4446-80eb-34d129b9705e">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act (17 CFR&#160;240.13e-4(c))</span></td></tr></table></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section&#160;12(b) of the Act:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.677%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:31.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.677%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:31.650%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading</span></div><div style="margin-bottom:1pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Symbol(s)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Name of each exchange</span></div><div style="margin-bottom:1pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">on which registered</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTAtMS0xLTEwNjgzNA_b9648730-619e-431e-96c4-920d6cac3c05">Class&#160;A Common Stock, $0.001 Par Value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTItMS0xLTEwNjgzNA_78f5162d-bab1-4fea-83e1-044402af4e04">LDI</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTQtMS0xLTEwNjgzNA_818b173b-c755-47c3-80d1-958cdca59c2e">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule&#160;12b-2&#160;of the Securities Exchange Act of 1934&#160;(&#167;240.12b-2&#160;of this chapter).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company&#160;&#160;<ix:nonNumeric contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUz_8cf43cef-25df-45b3-ae1c-000914c658e2">&#9744;</ix:nonNumeric></span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;</span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%">o</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:3pt double #000;padding:0 1pt"></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Item7.01 Regulation FD Disclosure.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">On May 3, 2022, loanDepot, Inc., a Delaware corporation (the &#8220;Company&#8221;), issued a press release announcing the upcoming launch of  its all digital HELOC product.  The Company is furnishing a copy of the press release, which is attached hereto as Exhibit 99.1.</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is intended to be furnished and shall not be deemed &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing. The Company undertakes no obligation to update, supplement or amend the materials attached hereto as Exhibit 99.1.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Forward-Looking Statements</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:107%">This filing and attached exhibits may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its operations and financial performance. You can identify these statements by the use of words such as "outlook," "potential," "continue," "may," "seek," "approximately," "predict," "believe," "expect," "plan," "intend," "estimate" or "anticipate" and similar expressions or the negative versions of these words or comparable words, as well as future or conditional verbs such as "will," "should," "would" and "could." These forward-looking statements are based on current available operating, financial, economic and other information, and are not guarantees of future performance and are subject to risks, uncertainties and assumptions, including the risks in the "Risk Factors" section of loanDepot, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2021, which are difficult to predict. Therefore, current plans, anticipated actions, including, but not limited to, the launch date, timeframes and anticipated benefits of mello HELOC financial results, as well as the anticipated development of the industry, may differ materially from what is expressed or forecasted in any forward-looking statement. loanDepot does not undertake any obligation to publicly update or revise any forward-looking statement to reflect future events or circumstances, except as required by applicable law.</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Item 9.01 Financial Statements and Exhibits.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%"> </span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">(d) Exhibits.</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:9.502%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:75.208%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.990%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Exhibit No.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">99.1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%;text-decoration:underline" href="ex991helocpressrelease.htm">Press Release, May 3, 2022</a></span></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data File (embedded within the Inline XBRL document)</span></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">SIGNATURE </span></div><div style="text-align:center"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </span></div><div style="padding-left:252pt;text-indent:36pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:51.315%"><tr><td style="width:1.0%"></td><td style="width:7.162%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:64.142%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.396%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">loanDepot, Inc.</span></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">By:</span></div></td><td colspan="3" style="border-bottom:0.75pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Patrick Flanagan</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Name: Patrick Flanagan</span></div></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Title: Chief Financial Officer</span></div></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">Date:  May 3, 2022</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991helocpressrelease.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i7a1dd7823b5a47dab660fb3e7acf9705_1"></div><div style="min-height:72pt;width:100%"><div><img alt="logo-colora.jpg" src="logo-colora.jpg" style="height:51px;margin-bottom:5pt;vertical-align:text-bottom;width:250px"></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:20pt;font-weight:700;line-height:107%">loanDepot to launch all-digital mello HELOC</font></div><div style="text-align:center"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-style:italic;font-weight:400;line-height:107%;padding-left:12.03pt">Innovative new products will give customers fast and frictionless access to financing during all of life&#8217;s critical moments</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-style:italic;font-weight:400;line-height:107%;padding-left:12.03pt">Rising interest rates and high inflation make HELOCs a smart source of capital for many homeowners</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-style:italic;font-weight:400;line-height:107%;padding-left:12.03pt">Consumers will apply and get approved online in a matter of minutes and gain access to funds in as little as seven days</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-style:italic;font-weight:400;line-height:107%;padding-left:12.03pt">Company&#8217;s unrivaled mix of assets&#8212;including sophisticated top-of-funnel marketing engine, nearly 3,000 licensed loan officers, proprietary tech stack and national brand&#8212;position mello to efficiently fulfill customer demand </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:112%">FOOTHILL RANCH, Calif., May 3, 2022 </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#47;PRNewswire&#47; -- loanDepot, Inc. (&#8220;LDI&#8221; or &#8220;Company&#8221;) (NYSE&#58; LDI), today announced its mello business unit will launch a series of innovative, digital-first, secured and unsecured lending products designed to help consumers easily and conveniently access their funds in as little as seven days. First out of the gate will be the game-changing mello HELOC, due to launch in the third quarter of 2022. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">Double digit home value appreciation over the last two years has resulted in homeowners across the country gaining new wealth through record levels of home equity. According to the Federal Reserve, homeowners have amassed more than $26 trillion</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.15pt;font-weight:400;line-height:112%;position:relative;top:-3.85pt;vertical-align:baseline">1</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%"> in home equity that could be deployed to address a variety of financial needs. At the same time, rising interest rates coupled with high inflation make home equity lines of credit a smart and convenient way for consumers to leverage their equity. The all-digital mello HELOC will let customers tap into their most valuable asset with a speed and ease not currently available through standard HELOC products offered by traditional banks or lenders.  </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8220;Home equity is at an all-time high and many homeowners would benefit greatly from an easier and faster way to access that capital,&#8221; said loanDepot, Inc. President and CEO Frank Martell. &#8220;At the same time, loanDepot&#8217;s unrivaled mix of assets&#8212;including our diverse customer engagement channels, sophisticated performance marketing engine, nearly 3,000 licensed loan officers, proprietary tech stack and national brand&#8212;puts us in an outstanding position to help them. We will leverage the strength of our brand and our powerful top-of-funnel marketing prowess, with millions of annual top-of-funnel consumer leads and more than 1 million outbound customer calls per day, to efficiently fulfill it.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8220;Homeowners have certainly enjoyed the record-low interest rates of the last two years,&#8221; continued Martell. &#8220;Now with our game-changing mello HELOC, we can give them a safe, fast and easy way to access their equity while preserving historically low interest rates. This is the financial tool America&#8217;s homeowners need and we are the company that can deliver it.&#8221;</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">The hallmarks of the mello HELOC will be digital simplicity and speed, with a timeframe from application to funding in as little as seven days. Consumers will get a no-hassle, online rate quote in less than five minutes and can pre-qualify with no adverse impact to their credit scores. The fully online application will make it fast and easy to get started. From there, sophisticated digital tools and automated processes will reduce the friction associated with a traditionally inefficient, paper-based loan approval and funding process. Customers will be able to manage their entire loan process online but will also have access to talented, licensed loan officers to guide them through the process if they so choose.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8220;mello is a Greek word meaning &#8216;about to be,&#8217; which represents our innovation mindset,&#8221; said mello President and COO Zeenat Sidi. &#8220;Our brand is about accelerating around the curve with fast, frictionless and fully digital customer </font></div><div style="border-bottom:1pt solid black;margin-bottom:5pt;margin-top:10pt;width:150pt"></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.8pt;font-weight:400;line-height:112%;position:relative;top:-4.2pt;vertical-align:baseline">1</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:112%">https&#58;&#47;&#47;alfred.stlouisfed.org&#47;series&#63;seid&#61;OEHRENWBSHNO&#38;utm_source&#61;series_page&#38;utm_medium&#61;related_content&#38;utm_term&#61;related_resources&#38;utm_campaign&#61;alfred</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">1</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">experiences that deliver speed, ease and value from start to finish. Today&#8217;s consumers are facing a trifecta of economic pressures&#58; rising interest rates, high inflation and economic uncertainty. Whether they&#8217;re consolidating their debt to lower their monthly payments, swapping higher-interest credit card debt for a lower interest rate, or embarking on a renovation to improve their quality of life, the mello HELOC will offer an easy, convenient and smart way for consumers to make their home equity work harder for them.&#8221;</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">The mello HELOC further expands LDI&#8217;s diversified loan origination model and underscore the Company&#8217;s commitment and ability to design products that fit consumer demands and trends. While the loanDepot brand will continue to focus on its industry-leading first-lien mortgage products, mello will focus on developing mortgage-adjacent lending products that deliver a fast, easy and seamless way for customers to fulfill a variety of financial needs.</font></div><div><font><br></font></div><div id="i7a1dd7823b5a47dab660fb3e7acf9705_7"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:115%">About loanDepot, Inc.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">loanDepot, Inc. (NYSE&#58; LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster and less stressful to purchase or refinance a home. Today, as the nation's second largest retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional and national philanthropic efforts.</font></div><div><font><br></font></div><div id="i7a1dd7823b5a47dab660fb3e7acf9705_4"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:115%">Forward-Looking Statements</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:107%">This press release may contain &#34;forward-looking statements,&#34; which reflect loanDepot's current views with respect to, among other things, its operations and financial performance. You can identify these statements by the use of words such as &#34;outlook,&#34; &#34;potential,&#34; &#34;continue,&#34; &#34;may,&#34; &#34;seek,&#34; &#34;approximately,&#34; &#34;predict,&#34; &#34;believe,&#34; &#34;expect,&#34; &#34;plan,&#34; &#34;intend,&#34; &#34;estimate&#34; or &#34;anticipate&#34; and similar expressions or the negative versions of these words or comparable words, as well as future or conditional verbs such as &#34;will,&#34; &#34;should,&#34; &#34;would&#34; and &#34;could.&#34; These forward-looking statements are based on current available operating, financial, economic and other information, and are not guarantees of future performance and are subject to risks, uncertainties and assumptions, including the risks in the &#34;Risk Factors&#34; section of loanDepot, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2021, which are difficult to predict. Therefore, current plans, anticipated actions, </font><font style="background-color:#ffffff;color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:107%">including, but not limited to, the launch date, timeframes and anticipated benefits </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:107%">of mello HELOC, financial results, as well as the anticipated development of the industry, may differ materially from what is expressed or forecasted in any forward-looking statement. loanDepot does not undertake any obligation to publicly update or revise any forward-looking statement to reflect future events or circumstances, except as required by applicable law.</font></div><div><font><br></font></div><div id="i7a1dd7823b5a47dab660fb3e7acf9705_1099511627848"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:115%">Investor Relations Contact&#58;</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">Gerhard Erdelji</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Senior Vice President, Investor Relations</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(949) 822-4074</font></div><div><font style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">gerdelji&#64;loandepot.com</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:115%">Media Contact&#58;</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">Rebecca Anderson</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">Senior Vice President, Communications &#38; Public Relations</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">(949) 822-4024</font></div><div><font style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:115%">rebeccaanderson&#64;loandepot.com</font></div><div><font><br></font></div><div><font><br></font></div><div><font style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">LDI-IR</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>ldi-20220503.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:8d295cb5-1260-428d-8a9c-feed2d3bd5b5,g:53348de9-7e0f-41b5-858f-f5e5ab13c23f-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ldi="http://www.loandepot.com/20220503" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.loandepot.com/20220503">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ldi-20220503_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ldi-20220503_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.loandepot.com/role/Cover">
        <link:definition>0001001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>ldi-20220503_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:8d295cb5-1260-428d-8a9c-feed2d3bd5b5,g:53348de9-7e0f-41b5-858f-f5e5ab13c23f-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_DocumentType_9afe2e7f-bd1e-41f8-afd7-31c086201b5a_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_73fb21f6-6a10-4887-924f-88d505161ec0_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_1d4839d6-597c-44ae-80b0-83424abf706f_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_cee32605-dcd9-463b-bb4c-4a2e4a00627f_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_88eb8a8c-ebe1-4450-89c3-163c884c3a6f_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_40929451-9b19-4a29-b1ad-f9d5eefed144_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_8df8716e-6059-42b4-9576-21767974ceaf_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_472752e9-bc90-45d0-9b3d-3077600b9955_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_be3eafd0-ac41-45c4-a991-4d7927278b2f_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_02bf758b-bdd9-4d46-928f-2d24ccb0b874_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_e0b8d452-2496-44fc-acb6-509c2142af61_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_cf7cdb90-e780-44e9-9242-0ad2c08ae916_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_02444bea-c38c-4306-8a69-7892972e195a_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_abe5f85b-4212-459d-9dfd-9e62ae7d1044_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_dce0f5d4-cf24-43ed-969e-c8edee239a7f_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_07a8d2f0-2b3f-4b80-bd8c-6bb1ca0c217c_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_93d46896-c8b7-4fc1-809a-f285b6e62adc_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_76c67263-4af4-4442-9b15-20f2ed97cd3e_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_f44f8b07-e3c5-41af-9ecd-1514da120234_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_f234e09b-7c8b-4270-ab89-d52e4c8d73fc_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_bcba201d-cd0b-423a-a2d0-9dd1972bc565_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_01800999-87cb-4a33-8cd5-2cee7ea04eac_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>ldi-20220503_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:8d295cb5-1260-428d-8a9c-feed2d3bd5b5,g:53348de9-7e0f-41b5-858f-f5e5ab13c23f-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.loandepot.com/role/Cover" xlink:type="simple" xlink:href="ldi-20220503.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_4681ebfb-64ae-44b1-b0bc-c24cfc268086" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_DocumentType_4681ebfb-64ae-44b1-b0bc-c24cfc268086" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_e47e4199-16ad-4f03-b24d-cb21a14a62b8" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_DocumentPeriodEndDate_e47e4199-16ad-4f03-b24d-cb21a14a62b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_0166fca6-c278-4b37-ac97-2636586934d0" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityRegistrantName_0166fca6-c278-4b37-ac97-2636586934d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_78657eba-be11-42c4-8136-a289ce1eae41" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityIncorporationStateCountryCode_78657eba-be11-42c4-8136-a289ce1eae41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_c27d5baa-6d98-42b6-a23b-73572c14e6d3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityFileNumber_c27d5baa-6d98-42b6-a23b-73572c14e6d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_07090143-ec18-452b-8963-89a6078a5d86" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityTaxIdentificationNumber_07090143-ec18-452b-8963-89a6078a5d86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_3bbdf7fb-157d-4972-accf-aeed3865e4e9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityAddressAddressLine1_3bbdf7fb-157d-4972-accf-aeed3865e4e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_4b49709e-f6fc-47f6-bda1-b0c052e4ad02" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityAddressCityOrTown_4b49709e-f6fc-47f6-bda1-b0c052e4ad02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_554eeb59-466c-4e51-8db5-0f89bcce9244" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityAddressStateOrProvince_554eeb59-466c-4e51-8db5-0f89bcce9244" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_a59bce86-2ec5-4487-9a7b-3a3a2ba689d3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityAddressPostalZipCode_a59bce86-2ec5-4487-9a7b-3a3a2ba689d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_462f37ca-62ec-4785-a74e-96c72f903dcc" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_CityAreaCode_462f37ca-62ec-4785-a74e-96c72f903dcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_e3a9af5c-95e5-4b14-b74c-4863f125ab8c" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_LocalPhoneNumber_e3a9af5c-95e5-4b14-b74c-4863f125ab8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_230fa682-0806-4751-84da-8288c30a4a26" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_WrittenCommunications_230fa682-0806-4751-84da-8288c30a4a26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_349ad2f6-a07c-4fca-93b9-dd633d7e27ea" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_SolicitingMaterial_349ad2f6-a07c-4fca-93b9-dd633d7e27ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_3513de31-7901-4411-a008-bb8ebb9a1465" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_PreCommencementTenderOffer_3513de31-7901-4411-a008-bb8ebb9a1465" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_057374a1-714b-4fac-8251-ae506d3a73e6" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_057374a1-714b-4fac-8251-ae506d3a73e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_35ef0563-9b3c-469b-b98a-b459a93f87f1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_Security12bTitle_35ef0563-9b3c-469b-b98a-b459a93f87f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_217fe495-2ce4-404d-affe-c83e0c058a60" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_TradingSymbol_217fe495-2ce4-404d-affe-c83e0c058a60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_78ca4e9e-d6bc-414a-a1aa-9cd74aed43d6" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_SecurityExchangeName_78ca4e9e-d6bc-414a-a1aa-9cd74aed43d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_a5a395dc-8d9b-494c-8936-0edda6f80da9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityEmergingGrowthCompany_a5a395dc-8d9b-494c-8936-0edda6f80da9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_e583bf08-ca32-44dc-b2c8-0d1d348b86bf" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_AmendmentFlag_e583bf08-ca32-44dc-b2c8-0d1d348b86bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_0be4ae49-9454-4431-8857-843ac370784a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_31487e88-4e57-40b6-8bec-5ad0943c2099" xlink:to="loc_dei_EntityCentralIndexKey_0be4ae49-9454-4431-8857-843ac370784a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>logo-colora.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 logo-colora.jpg
MB5!.1PT*&@H    -24A$4@   V,   "N" 8   "[K]7^    !&=!34$  +&/
M"_QA!0   #AE6$EF34T *@    @  8=I  0    !    &@       J "  0
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M^A!*OX7 M9X0^HS:M]?BQ:NGM(1#(H6Q<#3DN41 (B 1D A(!"0"$@&)@$1
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MC!LIHWL8H3\_F(:RS8BV".,8.TX*8P=1D2<2 8F 1$ B(!&0"$@$) (2 8F
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MSTDW!AW5PR C;M(D_HE!7S"RHH>:T9!# EJ.P6A/JA@YA*DZ)5IP7H?^]D!
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M%00Q_A;!ZSFZH;T],7?V4NY+;OW-BDW)A5PT^+L@W*\S6& C^+ZG.PAB[>\
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M!I.:;,K8T+!ZN'Z:J614N5Y(6 $\&B)WQ:QOUK=A0/H3&FN?L,>I<\K8Q.9
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M&NX+8PA5OB/$$@\^8C#M#?032;7/58@_J[]!H6#D?)<MBI&Y";K>!M?9&17
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MK/Q6G\'KHR5:6BCB/+>, ?<:6+&NBL?M.UJ]0O<S,M5[0%^(.VBHS-#O/CV
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MJS/<T@2W1ZY(%COA1Y\C5K!A-"&M&S8GG6KVWEQY3FE]GYS>S[I"246R<0
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M=XTM%DW&@ALMK3,+K" &H4.E& +]V@^62A731LL#=6@&>0UK^HX\F$^>F".
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MB.2* !<Y/3/>F/_VG76=4CE^.?7<!3G^AH8ACA..2M#;",U3\LN_']!U89;
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M_7+"2E#$1UFS8AE#Q,ID;H]A ,9_BF^;^RN=%C\%>SDQ(;)E%3.J=UZ)[WZ
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M+\QF>VW![WS>L<53>2?RH.QC\3$\@8;[,NJS )M[/F<V,'%KFMZT_QK#H+^
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M#6E,86G>\^<9L32K6+7.E_%+4KN%5,8P>4>:DB+DT[3 <ZE:RV_>K\D#"]M
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MMQ975CD8>[+ U=ISQ\ZRP\5[\=3!\RJ\NK(4\K>/N:Q,C0N+KC].#G[FS+6
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M/CD^&:O&/77 X4"_+C5C'_51 M\A,X;.[^=V*S=BL* ;!B+@*<*SP2\;9W0
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M>'7U**^7CX?O^RA8S.2M;11Y%6)W)H(Y8+[,5K""!8R_6E":?S!VPE#)"4E
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M J2,)?TM0 "( !$@ D2 ""02@8CGB\'JI91BL>@M*A0OOU:OTD3B1'4A D3
M#@1(&;/#52 9B  1( )$@ @0 5,(8'TQ8V'MSUN]/D$TQ"V:JFYA69G%!1NF
MUYLB!&5"!(@ $3!(@)0Q@Z H&1$@ D2 "! !(F!_ G K' 2%K-6&>5Z-BL)+
M@EJ]6IU!/X@ $2 "<@B@S:*-"! !(D $B  1( +Q3V#V\&?23YYE=0I3OD:4
MPRUD]8K_:THU( )$@ @0 2) !(@ $2 "1" ."'!H7VLFK-'B0%02D0@0 2+@
7(_#_(MP >A<P]<8     245.1*Y"8((!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.1</span><table class="report" border="0" cellspacing="2" id="idm140192647728424">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>May 03, 2022</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May  03,  2022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">loanDepot, Inc.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-40003<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">85-3948939<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">26642 Towne Centre Drive<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Foothill Ranch<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">92610<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(888)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">337-6888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Class&#160;A Common Stock, $0.001 Par Value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">LDI<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001831631<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>ldi-20220503_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="ldi-20220503.xsd" xlink:type="simple"/>
    <context id="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001831631</identifier>
        </entity>
        <period>
            <startDate>2022-05-03</startDate>
            <endDate>2022-05-03</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF80L2ZyYWc6YTRhNTcwNzA2NzViNDY3YjlmZmZhYzk5NDRjNDM2NzgvdGFibGU6ZDVmMjY3MWI2Y2Y3NDczMTkzZmI0NjY0MTM3Mjg1N2YvdGFibGVyYW5nZTpkNWYyNjcxYjZjZjc0NzMxOTNmYjQ2NjQxMzcyODU3Zl8wLTEtMS0xLTEwNjgzNA_2d11c52c-8528-4ce1-aed9-1fcfffeb4203">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF80L2ZyYWc6YTRhNTcwNzA2NzViNDY3YjlmZmZhYzk5NDRjNDM2NzgvdGFibGU6ZDVmMjY3MWI2Y2Y3NDczMTkzZmI0NjY0MTM3Mjg1N2YvdGFibGVyYW5nZTpkNWYyNjcxYjZjZjc0NzMxOTNmYjQ2NjQxMzcyODU3Zl8xLTEtMS0xLTEwNjgzNA_ff602558-aea7-4942-aac2-cafb976297cd">0001831631</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDU0_41d2067b-b93d-4ff0-8911-b66e89d8c4fc">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ4_5179a316-d75a-4c5d-a639-73cf0ca21373">2022-05-03</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ5_1f876ce6-2db6-4429-967a-c8cf37ec8066">loanDepot, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTAtMS0xLTEwNjgzNA_af5a651b-38b2-439a-a4f0-0bf9246926b8">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTItMS0xLTEwNjgzNA_5bf1a588-458e-40b1-8b67-9c4451b7e2b7">001-40003</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NDgyZThkYjAxM2M0NDllOGE5ZGFjZGZkYzFlZDZhM2QvdGFibGVyYW5nZTo0ODJlOGRiMDEzYzQ0OWU4YTlkYWNkZmRjMWVkNmEzZF8wLTQtMS0xLTEwNjgzNA_a570cefb-587b-4657-aa68-09def907c057">85-3948939</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ2_2fe42eb7-4835-4c14-97d3-76c2e60dea86">26642 Towne Centre Drive</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDQ3_050159ab-ae66-411f-9157-6ef843343035">Foothill Ranch</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDU1_2fc79264-5c6d-49ef-8555-5a2d54334373">CA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUw_b1b91755-eae6-4834-8657-e526def07f16">92610</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUx_95dc2db8-c2c8-488b-98a4-f74aa639b91c">(888)</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUy_7df9a2af-2d81-4095-954c-5c179b66131e">337-6888</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZGVhMWM0OTYwYTI1NGY5MGJiYWY0NWYyNTIyMjU2YjQvdGFibGVyYW5nZTpkZWExYzQ5NjBhMjU0ZjkwYmJhZjQ1ZjI1MjIyNTZiNF8wLTAtMS0xLTEwNjgzNA_00b22b64-e3da-4c8d-9206-093469ac6762">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6YjQzNjc3YjY1MzJiNDhlYWFlNTU4YWY0MDQxZGVkMWQvdGFibGVyYW5nZTpiNDM2NzdiNjUzMmI0OGVhYWU1NThhZjQwNDFkZWQxZF8wLTAtMS0xLTEwNjgzNA_a9385bce-979a-4d13-b5ae-8c1abb957a0b">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6YzNmMTA3NGE4YmJmNGU2Njk3ZTM3ZTUwNjIxOTRjNzgvdGFibGVyYW5nZTpjM2YxMDc0YThiYmY0ZTY2OTdlMzdlNTA2MjE5NGM3OF8wLTAtMS0xLTEwNjgzNA_7204f58b-0b55-4020-aa28-6b1ef56d0211">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6NGRjZDhiNDlkODdiNGVkNTk5ZDEzM2U2NzJiNGRiMTcvdGFibGVyYW5nZTo0ZGNkOGI0OWQ4N2I0ZWQ1OTlkMTMzZTY3MmI0ZGIxN18wLTAtMS0xLTEwNjgzNA_8a12c8ab-33cf-4446-80eb-34d129b9705e">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTAtMS0xLTEwNjgzNA_b9648730-619e-431e-96c4-920d6cac3c05">Class&#160;A Common Stock, $0.001 Par Value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTItMS0xLTEwNjgzNA_78f5162d-bab1-4fea-83e1-044402af4e04">LDI</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGFibGU6ZTBkYmRlMTkwOGJkNGM2ZGJjZDBlNTgyYjZiMDc4YjQvdGFibGVyYW5nZTplMGRiZGUxOTA4YmQ0YzZkYmNkMGU1ODJiNmIwNzhiNF8xLTQtMS0xLTEwNjgzNA_818b173b-c755-47c3-80d1-958cdca59c2e">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503"
      id="id3VybDovL2RvY3MudjEvZG9jOjZjZjA2NzdiODQzYTRjZDU5NDY3MjA4MGY5ZDYxNTUwL3NlYzo2Y2YwNjc3Yjg0M2E0Y2Q1OTQ2NzIwODBmOWQ2MTU1MF8xL2ZyYWc6MjZiN2IzYWMxNzM3NDVmODlhOWY2N2Q3OTQ0NGNhYjMvdGV4dHJlZ2lvbjoyNmI3YjNhYzE3Mzc0NWY4OWE5ZjY3ZDc5NDQ0Y2FiM184MDUz_8cf43cef-25df-45b3-ae1c-000914c658e2">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M;%!+ 0(4 Q0    ( !6MHU3+I0D4[@   "L"   1              "  :\
M  !D;V-0<F]P<R]C;W)E+GAM;%!+ 0(4 Q0    ( !6MHU297)PC$ 8  )PG
M   3              "  <P!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#
M%     @ %:VC5"S%[JPV!   -1   !@              ("!#0@  'AL+W=O
M<FMS:&5E=',O<VAE970Q+GAM;%!+ 0(4 Q0    ( !6MHU2?H!OPL0(  .(,
M   -              "  7D,  !X;"]S='EL97,N>&UL4$L! A0#%     @
M%:VC5)>*NQS     $P(   L              ( !50\  %]R96QS+RYR96QS
M4$L! A0#%     @ %:VC5*K$(A8S 0  (@(   \              ( !/A
M 'AL+W=O<FMB;V]K+GAM;%!+ 0(4 Q0    ( !6MHU0D'INBK0   /@!   :
M              "  9X1  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<U!+
M 0(4 Q0    ( !6MHU1ED'F2&0$  ,\#   3              "  8,2  !;
H0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@     )  D /@(  ,T3      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="ldi-20220503.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.loandepot.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="ldi-20220503.htm">ldi-20220503.htm</File>
    <File>ex991helocpressrelease.htm</File>
    <File>ldi-20220503.xsd</File>
    <File>ldi-20220503_lab.xml</File>
    <File>ldi-20220503_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "ldi-20220503.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "ldi-20220503.htm"
     ]
    },
    "labelLink": {
     "local": [
      "ldi-20220503_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "ldi-20220503_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "ldi-20220503.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "ldi",
   "nsuri": "http://www.loandepot.com/20220503",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "ldi-20220503.htm",
      "contextRef": "idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover",
     "role": "http://www.loandepot.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "ldi-20220503.htm",
      "contextRef": "idf25baf16ec0457ebbb0e800e384006f_D20220503-20220503",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.loandepot.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001831631-22-000108-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001831631-22-000108-xbrl.zip
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M;5T]:^3RY53@M,> (7V<150N\,CGH+/\I;0$8<3]4E:$4@%5,$XR+DZIEJJ
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M&3E&9^)9X\-8F'#G<G=)1V/BU>*)B&=XX&CO_H?NI7LR_VCO_U!+ 0(4 Q0
M   ( !6MHU3B]CM:<!    ([   :              "  0    !E>#DY,6AE
M;&]C<')E<W-R96QE87-E+FAT;5!+ 0(4 Q0    ( !6MHU2%-9. B!<  -V-
M   0              "  :@0  !L9&DM,C R,C U,#,N:'1M4$L! A0#%
M  @ %:VC5"WS,LMM @  >@<  !               ( !7B@  &QD:2TR,#(R
M,#4P,RYX<V102P$"% ,4    "  5K:-4HQ"8;CP*  "B70  %
M    @ 'Y*@  ;&1I+3(P,C(P-3 S7VQA8BYX;6Q02P$"% ,4    "  5K:-4
M2%MZ9:H&  !G,0  %               @ %G-0  ;&1I+3(P,C(P-3 S7W!R
;92YX;6Q02P4&      4 !0!( 0  0SP

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
