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FAIR VALUE - Assets and Liabilities on Recurring Basis Using Significant Unobservable Inputs (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Interest rate lock commitments |  |  |
Derivatives: |  |  |
Balance at beginning of period | $ 23,590 | $ 180,620 | $ 647,045
Issuances and additions | 387,498 | 380,443 | 2,169,847
Settlements | (275,451) | (377,071) | (1,969,541)
Other factors | (87,697) | (160,402) | (666,731)
Sales | 0 | 0 | 0
Balance at end of period | 47,940 | 23,590 | 180,620
Servicing Rights, net |  |  |
Derivatives: |  |  |
Issuances and additions | 277,387 | 647,716 | 1,610,596
Other factors |  | 0 | 0
Servicing Rights: |  |  |
Balance at beginning of period | 2,025,136 | 1,999,402 | 1,124,302
Settlements | 0 | 0 | 0
Other factors | 0 |  |
Sales | (180,687) | (765,151) | (383,729)
Balance at end of period | 1,985,718 | 2,025,136 | 1,999,402
Servicing Rights, net | Level 3 |  |  |
Derivatives: |  |  |
Change in fair value of servicing rights, net | (136,118) | 143,169 | (351,767)
Servicing Rights: |  |  |
Unrealized gain (loss) relating to servicing rights still held | $ (61,100) | $ 710,300 | $ 1,300,000

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