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LOANS HELD FOR SALE, AT FAIR VALUE - Unpaid Principal Balance of LHFS by Loan Type (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 2,723,965 | $ 2,597,757
Fair value adjustment | 41,452 | 5,978
Loans held for sale, at fair value | $ 2,765,417 | $ 2,603,735
Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 100.00% | 100.00%
Fixed | Confirming |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 1,167,078 | $ 1,185,638
Fixed | Confirming | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 43.00% | 46.00%
Fixed | Government |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 984,313 | $ 986,799
Fixed | Government | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 36.00% | 38.00%
ARM | Confirming |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 49,514 | $ 41,661
ARM | Confirming | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 2.00% | 2.00%
ARM | Government |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 46,907 | $ 36,330
ARM | Government | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 2.00% | 1.00%
Other - residential mortgage loans |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 415,181 | $ 288,480
Other - residential mortgage loans | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 15.00% | 11.00%
HELOC |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Amount | $ 60,972 | $ 58,849
HELOC | Product Concentration Risk | Receivables Benchmark |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Concentration risk, percentage | 2.00% | 2.00%

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