XML 56 R45.htm IDEA: XBRL DOCUMENT
v3.25.1

FAIR VALUE - Fair Value Measurement Inputs and Valuation Techniques (Details) | Mar. 31, 2025 $ / loan | Dec. 31, 2024 $ / loan
--- | --- | ---
Minimum | Discount rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.041 | 0.041
Minimum | Prepayment rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.056 | 0.054
Minimum | Cost to service (per loan) | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 73 | 73
Minimum | Interest rate lock commitments | Pull-through rate |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Derivative, measurement input | 0.001 | 0.001
Maximum | Discount rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.179 | 0.175
Maximum | Prepayment rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.145 | 0.167
Maximum | Cost to service (per loan) | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 127 | 129
Maximum | Interest rate lock commitments | Pull-through rate |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Derivative, measurement input | 0.999 | 0.999
Weighted Average | Discount rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.065 | 0.065
Weighted Average | Prepayment rate | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 0.088 | 0.081
Weighted Average | Cost to service (per loan) | Servicing Rights, net |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Servicing right, measurement input | 97 | 96
Weighted Average | Interest rate lock commitments | Pull-through rate |  |
Fair Value Measurement Inputs and Valuation Techniques [Line Items] |  |
Derivative, measurement input | 0.748 | 0.752

X
- Definition Value of input used to measure derivative asset. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 103 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2)(i) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
Name: | us-gaap_DerivativeAssetMeasurementInput
Namespace Prefix: | us-gaap_
Data Type: | xbrli:decimalItemType
Balance Type: | na
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 103 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2)(i) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
Name: | us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Value of input used to measure servicing asset. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2)(i) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
Name: | us-gaap_ServicingAssetMeasurementInput
Namespace Prefix: | us-gaap_
Data Type: | xbrli:decimalItemType
Balance Type: | na
Period Type: | instant

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=ldi_ServicingRightsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputPrepaymentRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_MeasurementInputTypeAxis=ldi_MeasurementInputCostToServiceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateLockCommitmentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_MeasurementInputTypeAxis=ldi_MeasurementInputPullThroughRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_WeightedAverageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |