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SERVICING RIGHTS, AT FAIR VALUE - Servicing Rights Sensitivity Analysis (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
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Transfers and Servicing [Abstract] |  |  |
Fair Value of Servicing Rights, net | $ 1,603,031 | $ 1,615,510 | $ 1,985,718
Change in Fair Value from adverse changes: |  |  |
Discount rate, increase 1% | (61,978) | (62,832) |
Discount rate, increase 2% | (120,196) | (122,064) |
Cost of servicing. increase 10% | (17,685) | (17,403) |
Cost of servicing. increase 20% | (35,430) | (34,857) |
Prepayment speed, increase 10% | (19,417) | (16,609) |
Prepayment speed, increase 20% | $ (37,931) | $ (32,518) |

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- Definition The hypothetical financial impact of a 10 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4 + Details
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- Definition The hypothetical financial impact of a 20 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4 + Details
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