XML 41 R22.htm IDEA: XBRL DOCUMENT v3.25.3
REGULATORY CAPITAL AND LIQUIDITY REQUIREMENTS
9 Months Ended
Sep. 30, 2025
Mortgage Banking [Abstract]  
REGULATORY CAPITAL AND LIQUIDITY REQUIREMENTS REGULATORY CAPITAL AND LIQUIDITY REQUIREMENTS The Company is subject to financial eligibility requirements including minimum capital and liquidity requirements established by HUD, FHFA for Fannie Mae and Freddie Mac seller/servicers, and Ginnie Mae for single family issuers. Failure to maintain minimum capital and liquidity requirements can result in FHFA and Ginnie Mae taking various remedial actions up to and including removing the Company's ability to sell loans to, or securitize loans with, and service loans on behalf of FHFA and Ginnie Mae. The most restrictive of the minimum net worth and capital requirements require the Company to maintain a minimum adjusted net worth balance of $340.1 million as of September 30, 2025. As of September 30, 2025, the Company was in compliance with its regulatory capital and liquidity requirements.