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LOANS HELD FOR SALE, AT FAIR VALUE - Summary of Changes in Balances (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Loans Receivable Held-for-sale, Net, Reconciliation to Cash Flow [Roll Forward]        
Balance at beginning of period $ 2,622,959 $ 2,377,987 $ 2,603,735 $ 2,132,880
Origination and purchase of loans 6,398,006 6,545,027 18,021,886 17,026,481
Sales (6,651,025) (6,311,590) (18,739,780) (16,527,301)
Transfers to loans held for investment 0 0 0 (122,532)
Repurchases 247,187 174,747 737,203 462,520
Principal payments (17,379) (19,396) (52,734) (200,983)
Fair value gain 6,613 23,509 36,051 19,219
Balance at end of period $ 2,606,361 $ 2,790,284 $ 2,606,361 $ 2,790,284