XML 76 R57.htm IDEA: XBRL DOCUMENT v3.25.3

SERVICING RIGHTS, AT FAIR VALUE - Servicing Rights Sensitivity Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Jun. 30, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Transfers and Servicing [Abstract]
Fair Value of Servicing Rights, net	$ 1,618,259	$ 1,616,854	$ 1,615,510	$ 1,526,013	$ 1,566,463	$ 1,985,718
Change in Fair Value from adverse changes:
Discount rate, increase 1%	(61,983)		(62,832)
Discount rate, increase 2%	(121,186)		(122,064)
Cost of servicing. increase 10%	(18,304)		(17,403)
Cost of servicing. increase 20%	(36,720)		(34,857)
Prepayment speed, increase 10%	(19,219)		(16,609)
Prepayment speed, increase 20%	$ (38,167)		$ (32,518)

X

- Definition

Sensitivity Analysis Of Fair Value, Transferor's Interests In Transferred Financial Assets, Impact Of 100 Basis Points Adverse Change In Discount Rate

+ References

No definition available.

+ Details

Name:	ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate
Namespace Prefix:	ldi_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Sensitivity Analysis Of Fair Value, Transferor's Interests In Transferred Financial Assets, Impact Of 10 Percent Adverse Change In Cost Of Servicing

+ References

No definition available.

+ Details

Name:	ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing
Namespace Prefix:	ldi_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Sensitivity Analysis Of Fair Value, Transferor's Interests In Transferred Financial Assets, Impact Of 200 Basis Points Adverse Change In Discount Rate

+ References

No definition available.

+ Details

Name:	ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate
Namespace Prefix:	ldi_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Sensitivity Analysis Of Fair Value, Transferor's Interests In Transferred Financial Assets, Impact Of 20 Percent Adverse Change In Cost Of Servicing

+ References

No definition available.

+ Details

Name:	ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing
Namespace Prefix:	ldi_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Servicing Asset, Net At Fair Value

+ References

No definition available.

+ Details

Name:	ldi_ServicingAssetNetAtFairValue
Namespace Prefix:	ldi_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Servicing Assets, Net Change In Fair Value

+ References

No definition available.

+ Details

Name:	ldi_ServicingAssetsNetChangeInFairValueAbstract
Namespace Prefix:	ldi_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

The hypothetical financial impact of a 10 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

+ Details

Name:	us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

The hypothetical financial impact of a 20 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

+ Details

Name:	us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- References

No definition available.

+ Details

Name:	us-gaap_TransfersAndServicingAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration