<SEC-DOCUMENT>0001140361-26-019579.txt : 20260507
<SEC-HEADER>0001140361-26-019579.hdr.sgml : 20260507
<ACCEPTANCE-DATETIME>20260507165905
ACCESSION NUMBER:		0001140361-26-019579
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		18
FILED AS OF DATE:		20260507
DATE AS OF CHANGE:		20260507

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			loanDepot, Inc.
		CENTRAL INDEX KEY:			0001831631
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				853948939
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-295652
		FILM NUMBER:		26954624

	BUSINESS ADDRESS:	
		STREET 1:		6561 IRVINE CENTER DRIVE
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618
		BUSINESS PHONE:		(949) 434-5964

	MAIL ADDRESS:	
		STREET 1:		6561 IRVINE CENTER DRIVE
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>ny20072538x1_s3.htm
<DESCRIPTION>S-3
<TEXT>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 540pt;"><a name="ny20072538x1_s3_200-regcov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 540pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 25pt; text-align: center;">As filed with the Securities and Exchange Commission on May&#160;7, 2026 </div><div class="BRDSX_regno" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 1pt; text-align: right;">Registration No. 333-&#8195;&#8195;&#8195; </div></div></div><div class="BRDSX_block-frill" style="width: 540pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div><div class="BRDSX_block-main" style="width: 540pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 9.5pt; text-align: center;">UNITED STATES <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 0pt; text-align: center;">SECURITIES AND EXCHANGE COMMISSION <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">Washington, D.C. 20549 </font></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 16pt; font-weight: bold; margin-top: 7.5pt; text-align: center;">FORM S-3 <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 </font></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 18pt; font-weight: bold; margin-top: 7.5pt; text-align: center;">loanDepot, Inc. <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">(Exact name of registrant as specified in its charter) </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.5pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_txttab" style="margin-top: 9.5pt; width: 540pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 264pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 264pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 264pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Delaware<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(State or other jurisdiction of <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">incorporation or organization)</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 264pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">85-3948939 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(I.R.S. Employer <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identification Number)</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 264pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 264pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 3pt; text-align: center;">6561 Irvine Center Drive <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Irvine, California 92618 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(888) 337-6888 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Address, including zip code, and telephone number, including area code, of registrant&#8217;s principal executive offices) </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 5pt; text-align: center;">Gregory Smallwood <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Chief Legal Officer and Corporate Secretary <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">6561 Irvine Center Drive <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Irvine, California 92618 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(888) 337-6888 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Name, address, including zip code, and telephone number, including area code, of agent for service) </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 5pt; text-align: center;">With a copy to:<font style="font-style: normal; font-weight: normal;"> </font><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: normal;">Eric Scarazzo </font><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: normal;">Gibson, Dunn &amp; Crutcher LLP </font><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: normal;">200 Park Avenue </font><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: normal;">New York, New York 10166-0193 </font><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: normal;">(212) 351-4000</font><font style="font-style: normal; font-weight: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Approximate date of commencement of proposed sale to the public: <font style="font-weight: normal;">From time to time after the effective date of this registration statement. </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If the only securities being registered on this Form&#160;are being offered pursuant to dividend or interest reinvestment plans, please check the following box: &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If any of the securities being registered on this Form&#160;are to be offered on a delayed or continuous basis pursuant to Rule&#160;415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box: &#x2612; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If this Form&#160;is filed to register additional securities for an offering pursuant to Rule&#160;462(b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering: &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If this Form&#160;is a post-effective amendment filed pursuant to Rule&#160;462(c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering: &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If this Form&#160;is a registration statement pursuant to General Instruction I.D. or a post-effective amendment thereto that shall become effective upon filing with the Commission pursuant to Rule&#160;462(e) under the Securities Act, check the following box: &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If this Form&#160;is a post-effective amendment to a registration statement filed pursuant to General Instruction I.D. filed to register additional securities or additional classes of securities pursuant to Rule&#160;413(b) under the Securities Act, check the following box: &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule&#160;12b-2 of the Exchange Act. </div><table cellspacing="0" cellpadding="0" class="BRDSX_txttab" style="margin-top: -2pt; width: 540pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 156pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 168pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 144pt; padding-bottom: 0.53pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Large accelerated filer</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.2pt; font-family: Arial, Helvetica, sans-serif;">&#x2610;</font></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accelerated filer</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#x2612; </div></td></tr><tr><td style="width: 144pt; padding-top: 0.19pt; padding-bottom: 0.53pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Non-accelerated filer</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-top: 0.49pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.2pt; font-family: Arial, Helvetica, sans-serif;">&#x2610;</font></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 0.19pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Smaller reporting company</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 0.19pt; padding-bottom: 0.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#x2612; </div></td></tr><tr><td style="width: 144pt; padding-top: 0.19pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-top: 0.19pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 0.19pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.2pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Emerging growth company</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 0.49pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.2pt; font-family: Arial, Helvetica, sans-serif;">&#x2610;</font></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.05pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 156pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 168pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.05pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;7(a)(2)(B) of Securities Act. &#8201;<font style="font-size: 1pt;">&#8201;</font><font style="font-family: Arial, Helvetica, sans-serif;">&#x2610;</font> </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The registrant hereby amends this registration statement on such date or dates as may be necessary to delay its effective date until the registrant shall file a further amendment which specifically states that this registration statement shall thereafter become effective in accordance with Section&#160;8(a) of the Securities Act of 1933 or until the registration statement shall become effective on such date as the Commission, acting pursuant to said Section&#160;8(a), may determine. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The information in this prospectus is not complete and may be changed. We may not sell these securities until the registration statement filed with the Securities and Exchange Commission is effective. This prospectus is not an offer to sell these securities and it is not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted.<font style="font-weight: normal;"> </font></div></div><div class="BRDSX_block-frill" style="width: 540pt; margin-top: 12pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 456pt;"><a name="ny20072538x1_s3_201-cov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 456pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #FC0014; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Information contained herein is subject to completion or amendment. A registration statement relating to these securities has been filed with the Securities and Exchange Commission. These securities may not be sold nor may offers to buy be accepted prior to the time the registration statement becomes effective. This prospectus shall not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any state in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state.</div><div class="BRDSX_h1" style="color: #FC0014; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.5pt; text-align: center;">Subject to Completion, dated May&#160;7, 2026<font style="color: #000000;"> </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">PROSPECTUS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 14.25pt; text-align: center;"><img style="height: 57px; width: 187px;" src="logo_loandepot.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 16pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">LOANDEPOT, INC.<br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 16pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">$250,000,000</font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">&#8195;</font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">CLASS A COMMON STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">PREFERRED STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">DEBT SECURITIES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">WARRANTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">DEPOSITARY SHARES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">PURCHASE CONTRACTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><font style="font-size: 12pt;">UNITS </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 18pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus provides a general description of the Class&#160;A common stock, preferred stock, debt securities, warrants, depositary shares, purchase contracts and units that we may offer from time to time. Each time any securities are offered pursuant to this prospectus, we will provide a prospectus supplement and attach it to this prospectus. The prospectus supplement will contain more specific information about the offering. The prospectus supplement may also add, update or change information contained in this prospectus. This prospectus may not be used to offer or sell securities without a prospectus supplement describing the method and terms of the offering. You should carefully read this prospectus and any accompanying prospectus supplement, together with the documents we incorporate by reference, before you invest in our securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our common stock is listed on the New York Stock Exchange under the symbol &#8220;LDI.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Investing in our securities involves risks. You should read carefully and consider the risks referenced under &#8220;Risk Factors&#8221; beginning on page <a href="#tRF">8</a> of this prospectus, as well as the other information contained in or incorporated by reference in this prospectus or in any accompanying prospectus supplement before making a decision to invest in our securities.<font style="font-weight: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the accuracy or adequacy of this prospectus. Any representation to the contrary is a criminal offense.<font style="font-weight: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell these securities on a continuous or delayed basis directly, through agents, dealers or underwriters as designated from time to time, or through a combination of these methods. We reserve the sole right to accept, and together with any agents, dealers and underwriters, reserve the right to reject, in whole or in part, any proposed purchase of securities. If any agents, dealers or underwriters are involved in the sale of any securities, the applicable prospectus supplement will set forth any applicable commissions or discounts. Our net proceeds from the sale of securities also will be set forth in the applicable prospectus supplement. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 38.5pt; text-align: center;">Prospectus dated &#8195;&#8195;&#8195;, 2026.</div></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_202-toc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">TABLE OF CONTENTS </div><a name="TOC"><!--Anchor--></a><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 432pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 16.44pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 432pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page </div></td></tr><tr><td style="width: 432pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tATP">ABOUT THIS PROSPECTUS<font style="padding-left: 0.99pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tATP"><font style="padding-left: 5pt;">1</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYC">WHERE YOU CAN FIND MORE INFORMATION<font style="padding-left: 2.99pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tWYC"><font style="padding-left: 5pt;">2</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tICI">INCORPORATION OF CERTAIN INFORMATION BY REFERENCE<font style="padding-left: 2.16pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tICI"><font style="padding-left: 5pt;">3</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCNR">CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS<font style="padding-left: 1.16pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tCNR"><font style="padding-left: 5pt;">4</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tTC">THE COMPANY<font style="padding-left: 3.49pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTC"><font style="padding-left: 5pt;">7</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRF">RISK FACTORS<font style="padding-left: 0.15pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRF"><font style="padding-left: 5pt;">8</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUOP">USE OF PROCEEDS<font style="padding-left: 1.73pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tUOP"><font style="padding-left: 5pt;">9</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDCS">DESCRIPTION OF CAPITAL STOCK<font style="padding-left: 0.6pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDCS">10</a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOT">DESCRIPTION OF THE DEBT SECURITIES <font style="padding-left: 2.39pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDOT"><font style="padding-left: 0.37pt;">11</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOS">DESCRIPTION OF OTHER SECURITIES<font style="padding-left: 4.25pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDOS">19</a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPD">PLAN OF DISTRIBUTION<font style="padding-left: 0.64pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tPD">20</a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLM">LEGAL MATTERS<font style="padding-left: 4.05pt;"></font></a></div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tLM">22</a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEX">EXPERTS<font style="padding-left: 1.77pt;"></font></a></div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 16.44pt; padding-top: 1.01pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tEX">22</a></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 432pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 9.78pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 16.44pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">i<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_203-about_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tATP"><!--Anchor--></a>ABOUT THIS PROSPECTUS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus is part of a registration statement we filed with the Securities and Exchange Commission (the &#8220;SEC&#8221; or the &#8220;Commission&#8221;) using a &#8220;shelf&#8221; registration process. We may sell any combination of the securities described in this prospectus from time to time. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The types of securities that we may offer and sell from time to time by this prospectus are: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">common stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">preferred stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">debt securities, which may be senior or subordinated and secured or unsecured; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">warrants entitling the holders to purchase common stock, preferred stock or debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">depositary shares; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">purchase contracts; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">units. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell these securities either separately or in units. We may issue debt securities convertible into shares of our common stock or preferred stock. The preferred stock also may be convertible into shares of our common stock or another series of preferred stock. This prospectus provides a general description of the securities that may be offered. Each time we sell securities, we will provide a supplement to this prospectus that contains specific information about the offering and the specific terms of the securities offered. That prospectus supplement may include a discussion of any risk factors or other special considerations applicable to those securities. In each prospectus supplement we will include the following information: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the type and amount of securities that we propose to sell; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the initial public offering price of the securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the names of any underwriters or agents through or to which we will sell the securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any compensation of those underwriters or agents; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">information about any securities exchanges or automated quotation systems on which the securities will be listed or traded. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, the prospectus supplement also may add, update or change the information contained in this prospectus. If there is any inconsistency between the information in this prospectus and any prospectus supplement, you should rely on the information in the prospectus supplement. You should read both this prospectus and any prospectus supplement together with the additional information described under the headings &#8220;Where You Can Find More Information&#8221; and &#8220;Incorporation of Certain Information by Reference.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">No dealer, salesperson or other person is authorized to give any information or to represent anything not contained in or incorporated by reference into this prospectus or any accompanying prospectus supplement. You must not rely on any unauthorized information or representations. This prospectus or any accompanying prospectus supplement does not offer to sell or ask for offers to buy any securities other than those to which it relates and it does not constitute an offer to sell or ask for offers to buy any of the securities in any jurisdiction where it is unlawful, where the person making the offer is not qualified to do so, or to any person who cannot legally be offered the securities. The information contained in this prospectus, any accompanying prospectus supplement or any document incorporated by reference in each of them is current only as of its date. Our business, financial condition, results of operations and prospects may have changed since those dates. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In this prospectus, except as otherwise indicated or as the context otherwise requires, &#8220;loanDepot, Inc.&#8221; refers to loanDepot, Inc. on a standalone basis, and &#8220;loanDepot,&#8221; the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8221; and &#8220;ours&#8221; refer to loanDepot, Inc. and its consolidated subsidiaries. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">1<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_203-about_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tWYC"><!--Anchor--></a>WHERE YOU CAN FIND MORE INFORMATION </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We file annual, quarterly and special reports, proxy statements and other information with the SEC, and we have filed with the SEC a registration statement on Form&#160;S-3 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) with respect to the securities offered by this prospectus. This prospectus, which forms part of the registration statement, does not contain all of the information included in the registration statement, including its exhibits and schedules. For further information about us and the securities described in this prospectus, you should refer to the registration statement, its exhibits and schedules and our reports, proxies, information statements and other information filed with the SEC. Our filings are available to the public on the Internet, through a database maintained by the SEC at <font style="font-style: italic;">www.sec.gov</font> and you can access our filings electronically from this Internet site. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">2<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_204-incorp_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tICI"><!--Anchor--></a>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The SEC allows us to &#8220;incorporate by reference&#8221; information into this prospectus. This means that we can disclose important information about us and our financial condition to you by referring you to another document filed separately with the SEC. The information incorporated by reference is considered to be a part of this prospectus, except any information that is superseded by information that is included in a document subsequently filed with the SEC. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus incorporates by reference the documents listed below that we have previously filed with the SEC and any future filings we make with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), from the date of this prospectus until the termination of an offering of securities, except that we are not incorporating by reference any information furnished (and not filed) with the SEC, including our Compensation Committee report and performance graph or any information furnished pursuant to Items 2.02 or 7.01 of Form&#160;8-K or related exhibits furnished pursuant to Item&#160;9.01 of Form&#160;8-K: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our Annual Report on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1831631/000183163126000028/ldi-20251231.htm">Form&#160;10-K</a> for the fiscal year ended December&#160;31, 2025, filed with the SEC on March&#160;12, 2026; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our Current Reports on Form&#160;8-K filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1831631/000183163126000004/ldi-20260211.htm">February&#160;12, 2026</a> and <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1831631/000183163126000052/ldi-20260427.htm">April&#160;30, 2026</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our Quarterly Report on Form&#160;10-Q for the quarter ended March&#160;31, 2026, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1831631/000183163126000061/ldi-20260331.htm">May&#160;7, 2026</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the description of our Class&#160;A Common Stock contained in the Registration Statement on <a href="https://www.sec.gov/Archives/edgar/data/1831631/000119312521027310/d90184d8a12b.htm">Form&#160;8-A</a> filed on February&#160;3, 2021, as updated by <a href="https://www.sec.gov/Archives/edgar/data/1831631/000183163126000028/ldi-ex44descriptionofcapit.htm">Exhibit&#160;4.4</a> to our Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2025, filed with the SEC on March&#160;12, 2026, and as subsequently amended or updated. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Any statement contained in a document all or a portion of which is incorporated or deemed to be incorporated by reference herein will be deemed to be modified or superseded to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified will not be deemed to constitute a part hereof, except as so modified, and any statement so superseded will not be deemed to constitute a part hereof. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">A copy of any document incorporated by reference in this prospectus may be obtained at no cost by writing or telephoning us at the following address and telephone number: </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; text-align: center;">loanDepot, Inc. <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">6561 Irvine Center Drive <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Irvine, California 92618 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Attention: Investor Relations <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Phone: (888) 337-6888 </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We maintain a website at <font style="font-style: italic;">www.loandepot.com</font>. Information about us, including our reports filed with the SEC, is available through that site. Such reports are accessible at no charge through our website and are made available as soon as reasonably practicable after such material is filed with or furnished to the SEC. Our website and the information contained on that website, or connected to that website, are not incorporated by reference in this prospectus. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">You may read and copy any materials we file with the SEC at the SEC&#8217;s website or at the SEC&#8217;s offices mentioned under the heading &#8220;Where You Can Find More Information.&#8221; The information on the SEC&#8217;s website is not incorporated by reference in this prospectus. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">3<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_205-fls_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCNR"><!--Anchor--></a>CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus, any accompanying prospectus supplement, information incorporated by reference into each of them, and any related free-writing prospectus contain forward-looking statements that are based on our management&#8217;s beliefs and assumptions and on information currently available to our management. These forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts and may contain the words &#8220;believe,&#8221; &#8220;aim,&#8221; &#8220;anticipate,&#8221; &#8220;expect,&#8221; &#8220;goal,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;predict,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;will be,&#8221; &#8220;will continue,&#8221; &#8220;will likely result,&#8221; or other similar words and phrases or future or conditional verbs such as &#8220;will,&#8221; &#8220;may,&#8221; &#8220;might,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; or &#8220;could&#8221; and the negatives of those terms. Examples of forward-looking statements include, but are not limited to: information concerning our possible or assumed future results of operations, liquidity, financial covenants, expenses, business strategies, technology developments, artificial intelligence, financing and investment plans, dividend policy, competitive position, industry and regulatory environment, potential growth opportunities, effects of competition, tax basis, payments under the tax receivable agreement, interest rate risk, and impact of the cybersecurity incident that occurred in the first quarter of 2024. Forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Important factors that could cause actual results or outcomes to differ from those described in the forward-looking statements include, without limitation, those described in Part&#160;I, Item&#160;1A &#8220;Risk Factors&#8221; of our Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2025 and Part&#160;II, Item&#160;7 &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations,&#8221; as updated by our subsequent Quarterly Reports on Form&#160;10-Q and Current Reports on Form&#160;8-K. Given these uncertainties, you should not place undue reliance on forward-looking statements. Also, forward-looking statements represent our management&#8217;s beliefs and assumptions only as of the date of this prospectus. You should read this prospectus with the understanding that our actual future results may be materially different from what we expect. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Important factors that could cause actual results or outcomes to differ from those expressed or implied by the forward-looking statements include, without limitation, those described in &#8220;Risk Factors&#8221; in this prospectus and in our Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2025, as updated by our subsequent Quarterly Reports on Form&#160;10-Q, and include the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may not achieve some or all of the expected benefits of our strategic plan. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our new products, services, enhancements or expansions may not achieve sufficient acceptance or result in anticipated efficiencies and revenues. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may fail to promote and maintain our brands in a cost-effective manner, or experience negative publicity. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may not be able to identify or consummate acquisitions or otherwise manage our future growth effectively. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may not be able to retain loans from customers who refinance. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our hedging strategies may not be successful in mitigating our risks associated with changes in interest rates. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our models may fail to produce reliable and/or valid results. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our loan originations may be too geographically concentrated. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may be required to indemnify the purchasers of loans that we originate (including securitization trusts), or repurchase those loans. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our collateral for our loan funding facilities may decrease in value and require us to satisfy margin calls. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our servicing rights are highly volatile assets with continually changing values that may decrease or be inaccurate. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We have liability exposure for the performance of our prior subservicer. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our in-house servicing of loans carries with it increased operational and compliance costs and risks. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are required to make servicing advances. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">4<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_205-fls_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our counterparties may terminate our servicing rights. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our servicing rights portfolio may experience increased delinquencies and defaults as it ages. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We rely on our joint ventures and any failures in these relationships could decrease mortgage loan originations. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our business could be adversely affected by challenges to the MERS System. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our information about borrowers could be inaccurate, incomplete or misrepresented. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our underwriting guidelines may not be able to accurately predict the likelihood of defaults. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our financial statement assumptions and estimates, including those used for fair values, could be incorrect or inaccurate. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our vendor relationships subject us to a variety of risks and they may fail to adequately provide essential services. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our risk management policies and procedures may not be effective. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our business could suffer if we fail to attract and retain a highly skilled workforce, including senior management. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We face litigation and legal proceedings that could have a material adverse effect on us. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may be impacted by severe weather, wildfires, natural disasters, health crises, terrorists and other catastrophic events. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may not adequately adapt to and implement technological changes and operate effective and reliable systems. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our use of artificial intelligence in our business, and challenges with properly managing its use could result in harm. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are subject to cyberattacks, information or security breaches and technology disruptions or failures. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our intellectual property and proprietary rights may be inadequate and we may encounter disputes. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our mortgage loan originations are highly dependent on macroeconomic and U.S. residential real estate market conditions. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our earnings have been and may be adversely affected by elevated interest rates and other market factors. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our industry is highly competitive, and we may not compete successfully. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may experience increases in mortgage loan delinquencies and defaults. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are vulnerable to adverse developments in the secondary mortgage loan market, including the MBS market. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We operate in a highly regulated industry that is subject to federal, state and local laws that evolve regularly, as well as changing regulatory enforcement policies and priorities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We depend on the programs of the Agencies and Ginnie Mae and changes or failures to comply with guidelines could materially alter our business. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are subject to regulatory investigations and inquiries and may incur fines, penalties and increased costs. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are subject to state licensing and operational requirements that result in substantial compliance costs. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our regulators at the federal and state levels are increasingly focused on privacy and information security. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We rely on warehouse lines of credit and other sources of capital and liquidity to meet our financing requirements. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our indebtedness and other financial obligations may limit our financial and operating activities and our ability to incur additional debt to fund future needs. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">5<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_205-fls_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We depend on our subsidiaries for cash to fund all of our operations and expenses, including dividend payments, if any. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Control of the Company is concentrated with a few large stockholders whose interests may conflict with yours, limit or preclude your ability to influence corporate matters and may adversely affect the trading market for our Class&#160;A Common Stock. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We have large stockholders with the right to engage or invest in the same or similar businesses as us. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are required to make payments under the tax receivable agreement that may be substantial and may significantly exceed the actual benefits we realize. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Class&#160;A Common Stock experiences volatile trading volumes and market prices, and may not sustain an active, liquid trading market. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our internal controls over financial reporting could be ineffective. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We may offer additional debt or equity securities that could adversely affect the market price of our Class&#160;A Common Stock. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our existing stockholders may sell, or be expected to sell, significant quantities of our Class&#160;A Common Stock that could cause the market price of our Class&#160;A Common Stock to decline. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">We are not paying any dividends on our Class&#160;A Common Stock. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our amended and restated certificate of incorporation and our amended and restated bylaws contain certain provisions that could hinder, delay or prevent an unsolicited acquisition proposal or potential change of control that the Company&#8217;s stockholders might consider favorable, as well as discourage lawsuits against our directors and officers. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">You should not put undue reliance on forward-looking statements. Such statements speak only as of the dates they were made and we disclaim any intent or obligation to update publicly these forward-looking statements, whether as a result of new information, future events or otherwise. All forward-looking statements are further qualified by and should be read in conjunction with the risks and uncertainties described or referred to under the heading &#8220;Risk Factors&#8221; of this prospectus. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">6<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_205-fls_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tTC"><!--Anchor--></a>THE COMPANY </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Our Company </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We are a leading provider of lending solutions that make the American dream of homeownership more accessible and achievable for all, especially the increasingly diverse communities of first-time homebuyers, through a broad suite of lending and real estate services that simplify one of life's most complex transactions. We launched our business in 2010 to disrupt the legacy mortgage industry and make obtaining a mortgage a positive experience for consumers. Our goal is to be the lender of choice for consumers and the employer of choice by being a company that operates on sound principles of exceptional value, ethics, and transparency. We offer a wide variety of loan products and our in-house servicing platform complements our loan origination strategy. We were the fifth largest retail-focused non-bank mortgage originator and the ninth largest overall retail originator during 2025 (based on data, published by Inside Mortgage Finance on February&#160;12, 2026). </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">loanDepot, Inc. is incorporated in the State of Delaware. We maintain executive offices at 6561 Irvine Center Drive, Irvine, CA 92618, and our telephone number is (888) 337-6888. Our website address is www.loandepot.com. Information contained on our website, or connected to that website, does not constitute a part of this prospectus, and the reference to our website in this prospectus is an inactive textual reference only. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">7<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_206-risk_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tRF"><!--Anchor--></a>RISK FACTORS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Investing in our securities involves risks. You should carefully consider the risks, uncertainties and other factors described in our most recent Annual Report on Form&#160;10-K, as supplemented and updated by subsequent Quarterly Reports on Form&#160;10-Q and Current Reports on Form&#160;8-K that we have filed or will file with the SEC, and in other documents which are incorporated by reference into this prospectus, as well as the risk factors and other information contained in or incorporated by reference into any accompanying prospectus supplement before investing in any of our securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Additional risks not presently known to us or that we currently deem immaterial may also impair our business operations. Our business, financial condition and results of operations could be materially adversely affected by any of these risks. Furthermore, the market or trading price of our securities could decline due to any of these risks, and you may lose all or part of your investment. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">For more information about our SEC filings, please see &#8220;Where You Can Find More Information&#8221; and &#8220;Incorporation of Certain Information by Reference.&#8221; </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">8<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_207-use_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tUOP"><!--Anchor--></a>USE OF PROCEEDS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise specified in a prospectus supplement accompanying this prospectus, the net proceeds from the sale of the securities to which this prospectus relates will be used for general corporate purposes, which may include repayment of debt, acquisitions, additions to working capital, capital expenditures and investments in our subsidiaries. Net proceeds may be temporarily invested prior to use. When we offer and sell the securities to which this prospectus relates, the prospectus supplement related to such offering will set forth our intended use of the proceeds, if any, received from the sale of such securities. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">9<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDCS"><!--Anchor--></a>DESCRIPTION OF CAPITAL STOCK </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Common Stock </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our authorized capital stock consists of 2,500,000,000 shares of Class&#160;A Common Stock, 2,500,000,000 shares of Class&#160;B Common Stock, 2,500,000,000 shares of Class&#160;C Common Stock, 2,500,000,000 shares of Class&#160;D Common Stock, and 50,000,000 shares of preferred stock, par value $0.001 per share. The Class&#160;A Common Stock and Class&#160;B Common Stock generally vote together as a single class on all matters submitted to a vote of stockholders, as do the Class&#160;C Common Stock and Class&#160;D Common Stock. Holders of Class&#160;A Common Stock and Class&#160;B Common Stock are entitled to one vote per share. Holders of Class&#160;C Common Stock and Class&#160;D Common Stock were entitled to five votes per share. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">On February&#160;11, 2026, the five-year anniversary of our initial public offering, each outstanding share of Class&#160;C Common Stock automatically converted into one share of Class&#160;B Common Stock, and each outstanding share of Class&#160;D Common Stock automatically converted into one share of Class&#160;A Common Stock, pursuant to our Amended and Restated Certificate of Incorporation. As of May 4, 2026, there were 231,707,950 shares of Class A common stock and 106,115,949 shares of the Class B common stock outstanding, and no shares of Class&#160;C Common Stock, Class&#160;D Common Stock, or preferred stock outstanding. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The foregoing rights may be subject to voting and other rights that we may grant from time to time to the holders of other classes of our securities. For a more detailed description of the terms of these and similar rights granted to the holders of other classes of our securities, please refer to the applicable prospectus supplement for any offering of our common stock pursuant to this registration statement and to the documents and other information that we incorporate by reference elsewhere in this prospectus. See &#8220;Where You Can Find More Information.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The transfer agent and registrar for our common stock, which is listed on the New York Stock Exchange, is Equiniti Trust Company, LLC. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">For additional information about our capital stock, see Exhibit&#160;4.4 to our Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2025, filed with the SEC on March&#160;12, 2026, as subsequently amended or updated. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Depositary Shares </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following description summarizes the general terms and provisions of depositary shares and depositary receipts. The particular terms of any depositary shares and any depositary receipts we offer will be described in the related prospectus supplement. You should read the particular terms of any depositary shares and depositary receipts we offer described in the related prospectus supplement, together with any deposit agreement relating to a particular series of preferred stock for provisions that may be important to you. The prospectus supplement will also state whether any of the generalized provisions summarized below do not apply to the depositary shares or depositary receipts being offered. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">General </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may, at our option, elect to offer fractional shares of preferred stock, rather than full shares of preferred stock. In that event, we will issue receipts for depositary shares, each of which will represent a fraction of a share of a particular series of preferred stock as described in the applicable prospectus supplement. The terms of any depositary shares will be set forth in the applicable prospectus supplement and the provisions of the deposit agreement, which we will file with the SEC. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">10<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDOT"><!--Anchor--></a>DESCRIPTION OF THE DEBT SECURITIES </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following is a general description of the debt securities that we may offer from time to time. The particular terms of the debt securities offered by any prospectus supplement and the extent, if any, to which the general provisions described below may apply to those securities will be described in the applicable prospectus supplement. We also may sell hybrid securities that combine certain features of debt securities and other securities described in this prospectus. As you read this section, please remember that the specific terms of a debt security as described in the applicable prospectus supplement will supplement and may modify or replace the general terms described in this section. If there are differences between the applicable prospectus supplement and this prospectus, the applicable prospectus supplement will control. As a result, the statements we make in this section may not apply to the debt security you purchase. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">As used in this &#8220;Description of the Debt Securities,&#8221; the &#8220;Company&#8221; refers to loanDepot, Inc. and does not, unless the context otherwise indicates, include our subsidiaries. Capitalized terms used but not defined in this section have the respective meanings set forth in the applicable indenture. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Other Debt Securities </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The debt securities that we offer will be senior debt securities or subordinated debt securities and may be secured or unsecured. We expect to issue senior debt securities under an indenture, which we refer to as the senior indenture, to be entered into between loanDepot, Inc. and the trustee named in the applicable prospectus supplement. We expect to issue subordinated debt securities under an indenture, which we refer to as the subordinated indenture, to be entered into between loanDepot, Inc. and the trustee named in the applicable prospectus supplement. We expect to issue secured debt securities under an indenture, which we refer to as the secured indenture, to be entered into among loanDepot, Inc., the trustee and the collateral agent. We refer to the senior indenture, the subordinated indenture and the secured indenture as the indentures, and to each of the trustees under the indentures as a trustee. In addition, the indentures may be supplemented or amended as necessary to set forth the terms of any debt securities issued under the indentures. You should read the indentures, including any amendments or supplements, carefully to fully understand the terms of the debt securities. The forms of the senior indenture, the subordinated indenture and the secured indenture have been filed as exhibits to the registration statement of which this prospectus is a part. The indentures are subject to, and are governed by, the Trust Indenture Act of 1939. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The senior debt securities will be loanDepot&#8217;s unsubordinated obligations. They will rank equally with each other and all of our other unsubordinated debt, unless otherwise indicated in the applicable prospectus supplement. The subordinated debt securities will be subordinated in right of payment to the prior payment in full of our senior debt. See &#8220;-Subordination of Subordinated Debt Securities.&#8221; The subordinated debt securities will rank equally with each other and all other subordinated debt of loanDepot, unless otherwise indicated in the applicable prospectus supplement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures do not limit the amount of debt securities that can be issued thereunder and provide that debt securities of any series may be issued thereunder up to the aggregate principal amount that we may authorize from time to time. Unless otherwise provided in the applicable prospectus supplement, the indentures do not limit the amount of other indebtedness or securities that we may issue. Unless otherwise provided in the applicable prospectus supplement, we may issue debt securities of the same series at more than one time and, unless prohibited by the terms of the series, we may reopen a series for issuances of additional debt securities, without the consent of the holders of the outstanding debt securities of that series. All debt securities issued as a series, including those issued pursuant to any reopening of a series, will vote together as a single class unless otherwise described in the applicable prospectus supplement for such series. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Reference is made to the applicable prospectus supplement for the following and other possible terms of each series of the debt securities in respect of which this prospectus is being delivered: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the title of the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any limit upon the aggregate principal amount of the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the price at which we will issue the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if other than 100% of the principal amount, the portion of their principal amount payable upon maturity of the debt securities; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">11<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the date or dates on which the principal of the debt securities will be payable (or method of determination thereof); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the rate or rates (or method of determination thereof) at which the debt securities will bear interest (including any interest rates applicable to overdue payments), if any, the date or dates from which any such interest will accrue and on which such interest will be payable, the record dates for the determination of the holders to whom interest is payable, and the dates on which any other amounts, if any, will be payable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if other than as set forth herein, the place or places where the principal of, premium and other amounts, if any, and interest, if any, on the debt securities will be payable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the price or prices at which, the period or periods within which and the terms and conditions upon which debt securities may be redeemed, in whole or in part, at our option; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our obligation, if any, to redeem, repurchase or repay debt securities, whether pursuant to any sinking fund or analogous provisions or pursuant to other provisions set forth therein or at the option of a holder thereof and the price or prices at which and the period or periods within which and the terms and conditions upon which securities of the series shall be redeemed, purchased or repaid, in whole or in part; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the denominations in which the debt securities shall be issuable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the form of such debt securities, including such legends as required by law or as we deem necessary or appropriate, and the form of temporary global security that may be issued; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the debt securities are convertible into other securities of the Company and, if so, the terms and conditions of such conversion; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether there are any authentication agents, paying agents, transfer agents or registrars with respect to the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the debt securities will be represented in whole or in part by one or more global notes registered in the name of a depository or its nominee; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the ranking of such debt securities as senior debt securities or subordinated debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if other than U.S. dollars, the currency or currencies (including composite currencies or currency units) in which the debt securities may be purchased and in which payments on the debt securities will be made (which currencies may be different for payments of principal, premium or other amounts, if any, and/or interest, if any); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if the debt securities will be secured by any collateral, a description of the collateral and the terms and conditions of the security and realization provisions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the provisions relating to any guarantee of the debt securities, including the ranking thereof; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the ability, if any, to defer payments of principal, interest, or other amounts; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any other specific terms or conditions of the debt securities, including any additional events of default or covenants provided for with respect to the debt securities, and any terms that may be required by or advisable under applicable laws or regulations. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Principal&#8221; when used herein includes any premium on any series of the debt securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise provided in the applicable prospectus supplement relating to any debt securities, principal and interest, if any, will be payable, and transfers of the debt securities may be registered, at the office or offices or agency we maintain for such purposes; <font style="font-style: italic;">provided</font> that payment of interest on the debt securities will be paid at such place by check mailed to the persons entitled thereto at the addresses of such persons appearing on the security register. Interest on the debt securities, if any, will be payable on any interest payment date to the persons in whose names the debt securities are registered at the close of business on the record date for such interest payment. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The debt securities may be issued only in fully registered form and, unless otherwise provided in the applicable prospectus supplement relating to any debt securities, in minimum denominations of $1,000 and any integral </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">12<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">multiple thereof. Additionally, the debt securities may be represented in whole or in part by one or more global notes registered in the name of a depository or its nominee and, if so represented, interests in such global note will be shown on, and transfers thereof will be effected only through, records maintained by the designated depository and its participants. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise provided in the applicable prospectus supplement relating to any debt securities, the debt securities may be exchanged for an equal aggregate principal amount of debt securities of the same series and date of maturity in such authorized denominations as may be requested upon surrender of the debt securities at an agency of the Company maintained for such purpose and upon fulfillment of all other requirements of such agent. No service charge will be made for any registration of transfer or exchange of the debt securities, but we may require payment of an amount sufficient to cover any tax or other governmental charge payable in connection therewith. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures require the annual filing by the Company with the trustee of a certificate as to compliance with certain covenants contained in the indentures. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will comply with Section&#160;14(e) under the Exchange Act, to the extent applicable, and any other tender offer rules under the Exchange Act that may be applicable, in connection with any obligation to purchase debt securities at the option of the holders thereof. Any such obligation applicable to a series of debt securities will be described in the applicable prospectus supplement relating thereto. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The statements made hereunder relating to the indentures and the debt securities are summaries of certain provisions thereof and do not purport to be complete and are qualified in their entirety by reference to all provisions of the indentures and the debt securities and the descriptions thereof, if different, in the applicable prospectus supplement. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Registration, Transfer, Payment and Paying Agent </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will maintain an office or agency where the debt securities may be presented for payment, conversion, registration of transfer and exchange. The indenture trustee is appointed security registrar for purposes of registering, and registering transfers of, the debt securities. Unless otherwise indicated in a prospectus supplement, the indenture trustee also will act as paying agent, and will be authorized to pay principal and interest, if any, on any debt security of any series. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">There will be no service charge for any registration of transfer or exchange of debt securities, but we or the indenture trustee may require a holder to pay any tax or other governmental charge that may be imposed in connection with any registration of transfer or exchange of the debt securities, other than certain exchanges not involving any transfer, and other than certain exchanges or transfers as we may specify. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Subordination of Subordinated Debt Securities </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will set forth in the applicable prospectus supplement the terms and conditions, if any, upon which any series of subordinated debt securities is subordinated to debt securities of another series or to our other indebtedness. The terms will include a description of: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the indebtedness ranking senior to the debt securities being offered; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the restrictions, if any, on payments to the holders of the debt securities being offered while a default with respect to the senior indebtedness is continuing; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the restrictions, if any, on payments to the holders of the debt securities being offered following an event of default; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the provisions requiring holders of the debt securities being offered to remit some payments to the holders of senior indebtedness. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Covenants </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will set forth in the applicable prospectus supplement any covenants applicable to any issue of debt securities. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">13<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">No Protection in the Event of a Change of Control </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless we state otherwise in the applicable prospectus supplement, the debt securities will not contain any provisions which may afford holders of the debt securities protection in the event we have a change in control or in the event of a highly leveraged transaction (whether or not such transaction results in a change in control) which could adversely affect holders of debt securities. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Events of Default </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Except as otherwise set forth in the prospectus supplement relating to any debt securities, an event of default with respect to the debt securities of any series is defined in the indentures as: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">default in the payment of any installment of interest upon any of the debt securities of such series as and when the same shall become due and payable, and continuance of such default for a period of 30 days; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">default in the payment of all or any part of the principal of any of the debt securities of such series as and when the same shall become due and payable either at maturity, upon any redemption or repurchase, by declaration or otherwise; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">default in the payment of all or any part of the principal of any of the debt securities of such series as and when the same shall become due and payable either at maturity, upon any redemption or repurchase, by declaration or otherwise; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">certain events of bankruptcy, insolvency or reorganization of the Company and, as specified in the relevant prospectus supplement, certain of our subsidiaries. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Any failure to perform, or breach of, any covenant or agreement by the Company in respect of the debt securities with respect to the filing with the trustee of the information required to be filed with the SEC shall not be a default or an event of default. Remedies against the Company for any such failure or breach will be limited to liquidated damages. If there is such a failure or breach and continuance of such failure or breach for a period of 90&#160;days after the date on which there has been given, by registered or certified mail, to the Company by the trustee or to the Company and the trustee by the holders of at least 25% in principal amount of the outstanding debt securities of such series, a written notice specifying such failure or breach and requiring it to be remedied and stating that such notice is a &#8220;Notice of Reporting Noncompliance&#8221; under the indenture, the Company will pay liquidated damages to all holders of debt securities, at a rate per year equal to 0.25% of the principal amount of such debt securities from the 90th day following such notice to and including the 150th day following such notice and at a rate per year equal to 0.5% of the principal amount of such Securities from and including the 151st day following such notice, until such failure or breach is cured. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Additional Events of Default may be added for the benefit of holders of certain series of debt securities that, if added, will be described in the prospectus supplement relating to such debt securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures provide that the trustee shall notify the holders of debt securities of each series of any continuing default known to the trustee that has occurred with respect to such series within 90 days after the occurrence thereof. The indentures provide that, notwithstanding the foregoing, except in the case of default in the payment of the principal of, or interest, if any, on any of the debt securities of such series, the trustee may withhold such notice if the trustee in good faith determines that the withholding of such notice is in the interests of the holders of debt securities of such series. In addition, we will be required to deliver to the trustee, within 120 days after the end of each year, a certificate indicating whether the officers signing such certificate on our behalf know of any default with respect to the debt securities of any series that occurred during the previous year, specifying each such default and the nature thereof. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Except as otherwise set forth in the prospectus supplement relating to any debt securities, the indentures provide that, if an event of default (other than an event of default relating to certain events of bankruptcy, insolvency or reorganizations) with respect to any series of debt securities shall have occurred and be continuing, either the trustee or the holders of not less than 25% in aggregate principal amount of debt securities of such series then outstanding, by notice to the Company, may declare the principal amount of all debt securities of such series and accrued and unpaid interest to be due and payable immediately, but upon certain conditions such declaration may be annulled. Any past defaults and the consequences thereof, except a default in the payment of principal of or interest, if any, on debt securities of such series, may be waived by the holders of a majority in principal amount of the debt securities of such series then outstanding. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">14<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Subject to the provisions of the indentures relating to the duties of the trustee, in case an event of default with respect to any series of debt securities shall occur and be continuing, the trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by the indentures at the request or direction of any of the holders of such series, unless such holders shall have offered to such trustee security or indemnity reasonably satisfactory to such trustee. The holders of a majority in aggregate principal amount of the debt securities of each series affected and then outstanding shall have the right to direct the time, method and place of conducting any proceeding for any remedy available to the trustee under the applicable indenture or exercising any trust or power conferred on the trustee with respect to the debt securities of such series; <font style="font-style: italic;">provided</font> that the trustee may refuse to follow any direction which is in conflict with any law or such indenture and subject to certain other limitations. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">No holder of any debt security of any series will have any right by virtue or by availing of any provision of the indentures to institute any proceeding at law or in equity or in bankruptcy or otherwise with respect to the indentures or for any remedy thereunder, unless such holder shall have previously given the trustee written notice of an event of default with respect to debt securities of such series and unless the holders of at least 25% in aggregate principal amount of the outstanding debt securities of such series shall also have made written request, and offered reasonably satisfactory indemnity, to the trustee to institute such proceeding as trustee, and the trustee shall have failed to institute such proceeding within 60 days after its receipt of such request, and the trustee shall not have received from the holders of a majority in aggregate principal amount of the outstanding debt securities of such series a direction inconsistent with such request. However, the right of a holder of any debt security to receive payment of the principal of and interest, if any, on such debt security on or after the due dates expressed in such debt security, or to institute suit for the enforcement of any such payment on or after such dates, shall not be impaired or affected without the consent of such holder. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Merger </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Each indenture provides that the Company may consolidate with, sell, convey or lease all or substantially all of its assets to, or amalgamate or merge with or into, any other corporation, if: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">either (a) the Company is the continuing company or (b) the successor company is a corporation incorporated under the laws of the United States or any state thereof, a member state of the European Union or any political subdivision thereof and expressly assumes the due and punctual payment of the principal of and interest on all the debt securities outstanding under such indenture according to their tenor and the due and punctual performance and observance of all of the covenants and conditions of such indenture to be performed or observed by us; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Company or such continuing or successor company, as the case may be, is not, immediately after such amalgamation, merger, consolidation, sale, conveyance or lease, in material default in the performance or observance of any such covenant or condition. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Satisfaction and Discharge of the Indentures </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indenture with respect to any series of debt securities (except for certain specified surviving obligations, including our obligation to pay the principal of and interest, if any, on the debt securities of such series) will be discharged and cancelled upon the satisfaction of certain conditions, including the payment of all the debt securities of such series or the deposit with the trustee under such indenture of cash or appropriate government obligations or a combination thereof sufficient for such payment or redemption in accordance with the applicable indenture and the terms of the debt securities of such series. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Modification of the Indentures </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures contain provisions permitting the Company and the trustee thereunder, with the consent of the holders of not less than a majority in aggregate principal amount of the debt securities of each series at the time outstanding under the applicable indenture affected thereby, to execute supplemental indentures adding certain provisions to, or changing in any manner or eliminating any of the provisions of, the applicable indenture or any supplemental indenture or modifying in any manner the rights of the holders of the debt securities of each such series; <font style="font-style: italic;">provided</font> that, unless otherwise provided in the applicable prospectus supplement, no such supplemental indenture may: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">extend the final maturity date of any debt security, or reduce the principal amount thereof, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount payable on redemption </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">15<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_bl" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">thereof, or impair or affect the right of any holder of debt securities to institute suit for payment thereof or, if the debt securities provide therefor, any right of repayment at the option of the holders of the debt securities, without the consent of the holder of each debt security so affected; </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reduce the aforesaid percentage of debt securities of such series, the consent of the holders of which is required for any such supplemental indenture, without the consent of the holders of all debt securities of such series so affected; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reduce the amount of principal payable upon acceleration of the maturity date of any original issue discount security. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Additional amendments requiring the consent of each holder affected thereby may be added for the benefit of holders of certain series of debt securities and, if added, will be described in the applicable prospectus supplement relating to such debt securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Additionally, in certain circumstances prescribed in the indenture governing the relevant series of debt securities, the Company and the trustee may execute supplemental indentures without the consent of the holders of debt securities. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Defeasance </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures provide, if such provision is made applicable to the debt securities of any series, that the Company may elect to terminate, and be deemed to have satisfied, all of its obligations with respect to such debt securities (except for the obligations to register the transfer or exchange of such debt securities, to replace mutilated, destroyed, lost or stolen debt securities, to maintain an office or agency in respect of the debt securities, to compensate and indemnify the trustee and to punctually pay or cause to be paid the principal of, and interest, if any, on all debt securities of such series when due) (&#8220;defeasance&#8221;) upon the deposit with the trustee, in trust for such purpose, of funds and/or government obligations which through the payment of principal and interest in accordance with their terms will provide funds in an amount sufficient to pay the principal of and premium and interest, if any, on the outstanding debt securities of such series, and any mandatory sinking fund or analogous payments thereon, on the scheduled due dates therefor. Such a trust may be established only if the Company complies with certain conditions, including delivery to the trustee of an opinion of counsel confirming that, subject to customary assumptions and exclusions, the holders of such debt securities will not recognize income, gain or loss for U.S. federal income tax purposes as a result of such defeasance and will be subject to U.S. federal income tax on the same amounts, in the same manner and at the same times as would have been the case if such defeasance had not occurred. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The applicable prospectus supplement may further describe these or other provisions, if any, permitting defeasance with respect to the debt securities of any series. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Global Debt Securities </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The debt securities of a series may be issued in whole or in part in the form of one or more global securities that will be deposited with, or on behalf of, a depository (a &#8220;Debt Depository&#8221;) identified in the applicable prospectus supplement. Global securities may be issued only in fully registered form and in either temporary or permanent form. Unless otherwise provided in such prospectus supplement, debt securities that are represented by a global security will be issued in denominations of $1,000 or any integral multiple thereof and will be issued in registered form only, without coupons. Payments of principal of, and interest, if any, on debt securities represented by a global security will be made by the Company to the trustee under the applicable indenture, and then forwarded to the Debt Depository. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We anticipate that any global securities will be deposited with, or on behalf of, The Depository Trust Company (&#8220;DTC&#8221;), and that such global securities will be registered in the name of Cede &amp; Co., DTC&#8217;s nominee. We further anticipate that the following provisions will apply to the depository arrangements with respect to any such global securities. Any additional or differing terms of the depository arrangements will be described in the applicable prospectus supplement relating to a particular series of debt securities issued in the form of global securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">So long as DTC or its nominee is the registered owner of a global security, DTC or its nominee, as the case may be, will be considered the sole holder of the debt securities represented by such global security for all purposes under the applicable indenture. Except as described below, owners of beneficial interests in a global security will not be entitled to have debt securities represented by such global security registered in their names, will not receive or </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">16<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">be entitled to receive physical delivery of debt securities in certificated form and will not be considered the owners or holders thereof under the applicable indenture. The laws of some states require that certain purchasers of securities take physical delivery of such securities in certificated form&#894; accordingly, such laws may limit the transferability of beneficial interests in a global security. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If DTC is at any time unwilling or unable to continue as depository or if at any time DTC ceases to be a clearing agency registered under the Exchange Act if so required by applicable law or regulation, and, in either case, we do not appoint a successor Debt Depository within 90 days, we will issue individual debt securities in certificated form in exchange for the global securities. In addition, we may determine, at any time and subject to the procedures of DTC, not to have any debt securities represented by one or more global securities, and, in such event, will issue individual debt securities in certificated form in exchange for the relevant global securities. Beneficial interests in global securities will also be exchangeable for individual debt securities in certificated form in the event of a default or an Event of Default or upon prior written notice to the trustee by or on behalf of DTC or at the request of the owner of such beneficial interests, in accordance with the indenture. In any of the foregoing circumstances, an owner of a beneficial interest in a global security will be entitled to physical delivery of individual debt securities in certificated form of like tenor and rank, equal in principal amount to such beneficial interest, and to have such debt securities in certificated form registered in its name. Unless otherwise described in the applicable prospectus supplement, debt securities so issued in certificated form will be issued in denominations of $1,000 or any integral multiple thereof, and will be issued in registered form only, without coupons. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">DTC is a limited purpose trust company organized under the New York Banking Law, a &#8220;banking organization&#8221; within the meaning of the New York Banking Law, a member of the Federal Reserve System, a &#8220;clearing corporation&#8221; within the meaning of the New York Uniform Commercial Code, and a &#8220;clearing agency&#8221; registered pursuant to the provisions of Section&#160;17A of the Exchange Act. DTC holds securities that its participants (&#8220;Participants&#8221;) deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through electronic computerized book-entry changes in Participants&#8217; accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations (&#8220;Direct Participants&#8221;). DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc. and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others, such as securities brokers and dealers, and banks and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly (&#8220;Indirect Participants&#8221;). The rules applicable to DTC and its Participants are on file with the Commission. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Purchases of debt securities under the DTC system must be made by or through Direct Participants, which will receive a credit for the debt securities on DTC&#8217;s records. The ownership interest of each actual purchaser of each debt security (&#8220;Beneficial Owner&#8221;) is in turn recorded on the Direct and Indirect Participants&#8217; records. A Beneficial Owner does not receive written confirmation from DTC of its purchase, but is expected to receive a written confirmation providing details of the transaction, as well as periodic statements of its holdings, from the Direct or Indirect Participants through which such Beneficial Owner entered into the action. Transfers of ownership interests in debt securities are accomplished by entries made on the books of Participants acting on behalf of Beneficial Owners. Beneficial Owners do not receive certificates representing their ownership interests in debt securities, except as described above. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">To facilitate subsequent transfers, the debt securities are registered in the name of DTC&#8217;s partnership nominee, Cede &amp; Co. The deposit of the debt securities with DTC and their registration in the name of Cede &amp; Co. will effect no change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the debt securities&#894; DTC records reflect only the identity of the Direct Participants to whose accounts debt securities are credited, which may or may not be the Beneficial Owners. The Participants remain responsible for keeping account of their holdings on behalf of their customers. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Delivery of notice and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners are governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">17<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Neither DTC nor Cede &amp; Co. consents or votes with respect to the debt securities. Under its usual procedures, DTC mails a proxy (an &#8220;Omnibus Proxy&#8221;) to the issuer as soon as possible after the record date. The Omnibus Proxy assigns Cede &amp; Co.&#8217;s consenting or voting rights to those Direct Participants to whose accounts the debt securities are credited on the record date (identified on a list attached to the Omnibus Proxy). </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Principal and interest payments, if any, on the debt securities will be made to DTC. DTC&#8217;s practice is to credit Direct Participants&#8217; accounts on the payment date in accordance with their respective holdings as shown on DTC&#8217;s records, unless DTC has reason to believe that it will not receive payment on the payment date. Payments by Participants to Beneficial Owners are governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in &#8220;street name,&#8221; and are the responsibility of such Participant and not of DTC, the trustee or us, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest, if any, to DTC is our or the trustee&#8217;s responsibility, disbursement of such payments to Direct Participants is DTC&#8217;s responsibility, and disbursement of such payments to the Beneficial Owners is the responsibility of Direct and Indirect Participants. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">DTC may discontinue providing its services as securities depository with respect to the debt securities at any time by giving reasonable notice to us or the trustee. Under such circumstances, in the event that a successor securities depository is not appointed, debt security certificates are required to be printed and delivered. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event, debt security certificates will be printed and delivered. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We have obtained the information in this section concerning DTC and DTC&#8217;s book-entry system from sources that we believe to be reliable, but we take no responsibility for the accuracy of this information. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">None of us, any underwriter or agent, the trustee or any applicable paying agent will have any responsibility or liability for any aspect of the records relating to or payments made on account of beneficial interests in a global security, or for maintaining, supervising or reviewing any records relating to such beneficial interest. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Trustee </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">We will identify the trustee under the indentures in a future prospectus supplement. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">No Personal Liability of Directors, Officers, Employees and Stockholders </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">No director, officer, employee, incorporator, stockholder, member, manager or partner of the Company, as such, will have any liability for any obligations of the Company under the debt securities of any series or for any claim based on, in respect of, or by reason of, such obligations or their creation. Each holder of debt securities of any series by accepting such debt securities waives and releases all such liability. The waiver and release are part of the consideration for issuance of such securities. The waiver may not be effective to waive liabilities under the federal securities laws. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Governing Law </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures and the debt securities will be governed by, and construed in accordance with, the laws of the State of New York. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">18<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_208-desc_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDOS"><!--Anchor--></a>DESCRIPTION OF OTHER SECURITIES </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will set forth in the applicable prospectus supplement a description of any warrants, purchase contracts or units that may be offered pursuant to this prospectus. The warrants, purchase contracts and units and each warrant agreement, purchase contract agreement and unit agreement will be governed by the laws of the State of New York. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">19<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_209-plan_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tPD"><!--Anchor--></a>PLAN OF DISTRIBUTION </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell the offered securities through agents, through underwriters or dealers, directly to one or more purchasers or through a combination of any of these methods of sale. The prospectus supplement will include the following information: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the names of any underwriters, dealers or agents; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the purchase price of securities from us and, if the purchase price is not payable in U.S. dollars, the currency or composite currency in which the purchase price is payable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the net proceeds to us from the sale of securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any delayed delivery arrangements; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any underwriting discounts, commissions and other items constituting underwriters&#8217; compensation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any discounts or concessions allowed or reallowed or paid to dealers; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any commissions paid to agents. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Sale Through Underwriters or Dealers </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If we use underwriters in the sale, the underwriters will acquire the securities for their own account. The underwriters may resell the securities from time to time in one or more transactions, including negotiated transactions, at a fixed public offering price or at varying prices determined at the time of sale. Underwriters may offer securities to the public either through underwriting syndicates represented by one or more managing underwriters or directly by one or more firms acting as underwriters. Unless we inform you otherwise in the prospectus supplement, the obligations of the underwriters to purchase the securities will be subject to certain conditions, and the underwriters will be obligated to purchase all the offered securities if they purchase any of them. The underwriters may change from time to time any initial public offering price and any discounts or concessions allowed or reallowed or paid to dealers. If we utilize an underwriter or underwriters in the sale, we will execute an underwriting agreement with such underwriters at the time of sale to them. Any underwriter will use the prospectus supplement to make sales of the securities in respect of which this prospectus is delivered to the public. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may make sales of our common stock to or through one or more underwriters, dealers or agents in at-the-market offerings and will do so pursuant to the terms of a distribution agreement between the underwriters, dealers or agents and us. If we engage in at-the-market sales pursuant to a distribution agreement, we will issue and sell shares of our common stock to or through one or more underwriters, dealers or agents, which may act on an agency basis or on a principal basis. During the term of any such distribution agreement, we may sell shares on a daily basis in exchange transactions or otherwise as we agree with the underwriters, dealers or agent. The distribution agreement may provide that any shares of our common stock sold will be sold at prices related to the then prevailing market prices for our securities. Therefore, exact figures regarding net proceeds to us or commissions to be paid are impossible to determine and will be described in a prospectus supplement. Pursuant to the terms of the distribution agreement, we also may agree to sell, and the relevant underwriters, dealers or agents may agree to solicit offers to purchase, blocks of our common stock. The terms of each such distribution agreement will be set forth in more detail in a prospectus supplement to this prospectus. To the extent that any named underwriter, dealer or agent acts as principal pursuant to the terms of a distribution agreement, or if we offer to sell shares of our common stock through another dealer acting as underwriter, then such named underwriter may engage in certain transactions that stabilize, maintain or otherwise affect the price of our common stock. We will describe any such activities in the prospectus supplement relating to the transaction. To the extent that any named dealer or agent acts as agent on a best efforts basis pursuant to the terms of a distribution agreement, such dealer or agent will not engage in any such stabilization transactions. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with any particular offering pursuant to this shelf registration statement, an underwriter may engage in stabilizing transactions, over-allotment transactions, syndicate covering transactions and penalty bids. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Stabilizing transactions permit bids to purchase the underlying security so long as the stabilizing bids do not exceed a specified maximum price. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Over-allotment involves sales by an underwriter of shares in excess of the number of shares an underwriter is obligated to purchase, which creates a syndicate short position. The short position may be either a covered short position or a naked short position. In a covered short position, the number of shares over-allotted by an underwriter </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">20<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_209-plan_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">is not greater than the number of shares that it may purchase in the over-allotment option. In a naked short position, the number of shares involved is greater than the number of shares in the over-allotment option. An underwriter may close out any short position by either exercising its over-allotment option and/or purchasing shares in the open market. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Syndicate covering transactions involve purchases of the common shares in the open market after the distribution has been completed in order to cover syndicate short positions. In determining the source of shares to close out the short position, an underwriter will consider, among other things, the price of shares available for purchase in the open market as compared to the price at which they may purchase shares through the over-allotment option. If an underwriter sells more shares than could be covered by the over-allotment option, a naked short position, the position can only be closed out by buying shares in the open market. A naked short position is more likely to be created if an underwriter is concerned that there could be downward pressure on the price of the shares in the open market after pricing that could adversely affect investors who purchase in the offering. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Penalty bids permit representatives to reclaim a selling concession from a syndicate member when the common shares originally sold by the syndicate member is purchased in a stabilizing or syndicate covering transaction to cover syndicate short positions. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">These stabilizing transactions, syndicate covering transactions and penalty bids may have the effect of raising or maintaining the market price of our common shares or preventing or retarding a decline in the market price of the common shares. As a result, the price of our common shares may be higher than the price that might otherwise exist in the open market. These transactions may be effected on the New York Stock Exchange or otherwise and, if commenced, may be discontinued at any time. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If we use dealers in the sale of securities, we will sell the securities to the dealers as principals. They may then resell those securities to the public at varying prices determined by the dealers at the time of resale. We will include in the prospectus supplement the names of the dealers and the terms of the transaction. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Direct Sales and Sales Through Agents </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell the securities directly, without the involvement of underwriters or agents. We also many sell the securities through agents we designate from time to time, who may be deemed to be underwriters as that term is defined in the Securities Act. In the prospectus supplement, we will name any agent involved in the offer or sale of the securities, and we will describe any commissions payable by us to the agent. Unless we inform you otherwise in the prospectus supplement, any agent will agree to use its reasonable best efforts to solicit purchases for the period of its appointment. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell the securities directly to institutional investors or others who may be deemed to be underwriters within the meaning of the Securities Act with respect to any sale of those securities. We will describe the terms of any such sales in the prospectus supplement. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Delayed Delivery Contracts </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If we so indicate in the prospectus supplement, we may authorize agents, underwriters or dealers to solicit offers from certain types of institutions to purchase securities from us at the public offering price under delayed delivery contracts. These contracts would provide for payment and delivery on a specified date in the future. The contracts would be subject only to those conditions described in the prospectus supplement. The prospectus supplement would describe the commission payable for solicitation of those contracts. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">General Information </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may have agreements with the agents, dealers and underwriters to indemnify them against certain civil liabilities, including liabilities under the Securities Act, or to contribute with respect to payments that the agents, dealers or underwriters may be required to make. Agents, dealers and underwriters may be customers of, engage in transactions with or perform services for us in the ordinary course of their business. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In order to comply with the securities laws of some states, if applicable, securities must be sold in those states only through registered or licensed brokers or dealers. In addition, some states may restrict us from selling securities unless the securities have been registered or qualified for sale in the applicable state or an exemption from the registration or qualification requirement is available and is complied with. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">21<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_210-legal_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tLM"><!--Anchor--></a>LEGAL MATTERS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise specified in the prospectus supplement accompanying this prospectus, the validity of the securities being offered hereby will be passed upon for us by Gibson, Dunn &amp; Crutcher LLP, New York, New York. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="tEX"><!--Anchor--></a>EXPERTS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The consolidated financial statements of loanDepot, Inc. appearing in loanDepot, Inc.&#8217;s Annual Report (Form&#160;10-K) for the year ended December&#160;31, 2025, and the effectiveness of loanDepot, Inc.&#8217;s internal control over financial reporting as of December&#160;31, 2025 have been audited by Ernst &amp; Young LLP, independent registered public accounting firm, as set forth in their reports thereon, included therein, and incorporated herein by reference. Such consolidated financial statements are incorporated herein by reference in reliance upon such reports given on the authority of such firm as experts in accounting and auditing. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">22<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 456pt;"><a name="ny20072538x1_s3_300-bcv_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_block-frill" style="width: 456pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 456pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 126.75pt; text-align: center;"><img style="height: 57px; width: 187px;" src="logo_loandepot.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 18pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">LOANDEPOT, INC. <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 18pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">COMMON STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">PREFERRED STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">DEBT SECURITIES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">WARRANTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">DEPOSITARY SHARES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">PURCHASE CONTRACTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 14pt;"><font style="font-size: 14pt;">UNITS </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 63.5pt; text-align: center;"><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-top: 60pt; display: inline-block; margin-left: auto; margin-right: auto;"> </div> <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 14.5pt; text-align: center;">PROSPECTUS<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; text-align: center;"><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-top: 6pt; display: inline-block; margin-left: auto; margin-right: auto;"> </div> <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 11pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">&#8195;&#8195;, 2026</div></div></div><div class="BRDSX_block-frill" style="width: 456pt; margin-top: 12pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; position: relative; width: 468pt;"><a name="ny20072538x1_s3_400-part2_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">PART II <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">INFORMATION NOT REQUIRED IN PROSPECTUS </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item&#160;14.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Other Expenses of Issuance and Distribution. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following table shows the costs and expenses, other than underwriting discounts and commissions, payable in connection with the sale and distribution of the securities being registered. All amounts are estimated. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 420pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 32.5pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 420pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Type</div></td><td style="width: 7.75pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount </div></td></tr><tr><td style="width: 420pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SEC registration fee<font style="padding-left: 1.41pt;"></font></div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$34,525 </div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Printing expenses<font style="padding-left: 1.68pt;"></font></div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Legal fees and expenses<font style="padding-left: 0.6pt;"></font></div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accounting fees and expenses<font style="padding-left: 1.71pt;"></font></div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Transfer agent fees and expenses<font style="padding-left: 0.69pt;"></font></div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Rating agency fees<font style="padding-left: 1.42pt;"></font></div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Trustee&#8217;s and depositary&#8217;s fees and expenses<font style="padding-left: 4.3pt;"></font></div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; position: relative; top: -4.25pt;">(1)</font><font style="font-size: 10pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Miscellaneous expenses<font style="padding-left: 1.15pt;"></font></div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.1pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7.5pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.25pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt; position: relative; top: -4.25pt;">(1</font><font style="padding-bottom: 1.5pt; position: relative; top: -4.25pt;">)</font><font style="font-size: 10pt; padding-bottom: 1.5pt;"> </font></div></td></tr><tr><td style="width: 420pt; padding-top: 2.26pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$</font><font style="padding-left: 21.25pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1</sup></font><font style="padding-bottom: 0.5pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup></font></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 420pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 7.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 32.5pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 12.75pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">These fees are calculated based on the securities offered and the number of issuances and accordingly cannot be estimated at this time. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item&#160;15.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Indemnification of Directors and Officers. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following summaries are qualified in their entirety by reference to the applicable statutes, the registrants&#8217; incorporation, formation, or other organizational document, as applicable, and as amended to date, and the registrants&#8217; bylaws, limited liability company agreement or limited partnership agreement, as applicable, and as amended to date. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Registrants Incorporated in Delaware </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Section&#160;102(b)(7) of the Delaware General Corporation Law (&#8220;DGCL&#8221;) permits a corporation to adopt a provision in its certificate of incorporation eliminating or limiting the personal liability of a director to the corporation and its stockholders for monetary damages for breach of fiduciary duty as a director. The DGCL currently provides that this limitation of liability does not apply to: (a) breach of the duty of loyalty, (b) acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law, (c) unlawful distributions to stockholders under Section&#160;174 of the DGCL or (d) a transaction from which the director derived an improper personal benefit. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Section&#160;145(a) of the DGCL provides that a corporation may indemnify any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative (other than an action by or in the right of the corporation) by reason of the fact that the person is or was a director, officer, employee or agent of the corporation, or is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise, against expenses (including attorneys&#8217; fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by the person in connection with such action, suit or proceeding if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable cause to believe the person&#8217;s conduct was unlawful. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">With respect to actions by or in the right of the corporation, a similar standard applies under Section&#160;145(b) of the DGCL, except that indemnification only extends to expenses (including attorneys&#8217; fees) incurred in connection with the defense or settlement of such action, and the statute requires court approval before there can be any indemnification where the person seeking indemnification has been found liable to the corporation. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Section&#160;145(c) of the DGCL provides that a director or officer who is successful, on the merits or otherwise, in defense of any proceeding subject to the DGCL&#8217;s indemnification provisions shall be indemnified against expenses (including attorneys&#8217; fees) actually and reasonably incurred in connection therewith. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-1<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_400-part2_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Section&#160;145(e) of the DGCL provides that expenses incurred by a director or officer in defending any civil, criminal, administrative or investigative action, suit or proceeding may be paid by the corporation in advance of the final disposition of the action, suit or proceeding upon receipt of an undertaking by or on behalf of the director or officer to repay the amount if it is ultimately determined that he or she is not entitled to be indemnified by the corporation because he or she has not met the relevant standard of conduct described above. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">loanDepot, Inc. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Article&#160;VII of the Amended and Restated Certificate of Incorporation of loanDepot, Inc. (&#8220;loanDepot&#8221;) provides that, to the fullest extent permitted by the DGCL as the same exists or may hereafter be amended, no director will be personally liable to loanDepot or its stockholders for monetary damages for breach of fiduciary duty as a director. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Article&#160;VII of loanDepot&#8217;s Bylaws requires indemnification and the advancement of defense expenses to directors, officers and employees. The rights to indemnification and advancement granted under the DGCL and the Bylaws are not exclusive of any other rights any person may have or acquire under any law, agreement, vote of stockholders or directors, provisions of a charter or bylaws, or otherwise. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">loanDepot maintains insurance for the benefit of the directors and officers of loanDepot and its subsidiaries to insure these persons against certain liabilities, whether or not loanDepot would have the power to indemnify them against these liabilities under the DGCL. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">loanDepot enters into certain indemnification agreements with the directors and certain of the officers of loanDepot and its subsidiaries. The indemnification agreements provide such directors and officers with further indemnification, to the maximum extent permitted by the DGCL. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-2<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_401-exindex_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item&#160;16.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Exhibits. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Set forth below are the exhibits included as part of this Registration Statement. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">Exhibit&#160;Index </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 426pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 36pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exhibit&#160;<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">No.</div></td><td style="width: 3pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Description </div></td></tr><tr><td style="width: 36pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">1.1*</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Underwriting Agreement relating to the securities offered by this registration statement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="https://www.sec.gov/Archives/edgar/data/1831631/000119312521045202/d134953dex31.htm">3.1</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Amended and Restated Certificate of Incorporation of loanDepot, Inc., dated February&#160;11, 2021 (incorporated herein by reference to Exhibit&#160;3.1 to the Company&#8217;s Current Report on Form&#160;8-K filed February&#160;16, 2021). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="https://www.sec.gov/Archives/edgar/data/1831631/000183163125000023/exhibit32amendedandrestate.htm">3.2</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Amended and Restated Bylaws of loanDepot, Inc., effective November&#160;10, 2022 (incorporated herein by reference to Exhibit&#160;3.2 to the Company&#8217;s Annual Report on Form&#160;10-K filed March&#160;13, 2025). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="https://www.sec.gov/Archives/edgar/data/1831631/000183163121000023/loandepot-indentureexecuti.htm">4.1</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Indenture, dated March&#160;26, 2021, among LD Holdings Group LLC, the guarantors party thereto and Wilmington Trust, National Association, as trustee (Form&#160;of 6.125% Senior Notes due 2028 included as Exhibit&#160;A thereto) (incorporated herein by reference to Exhibit&#160;4.1 to the Company&#8217;s Current Report on Form&#160;8-K filed April&#160;1, 2021). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="https://www.sec.gov/Archives/edgar/data/1831631/000183163124000177/exhibit41-loandepotxindent.htm">4.2</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Indenture, dated June&#160;24, 2024, among LD Holdings Group LLC, the guarantors party thereto and U.S.&#160;Bank Trust Company, National Association, as trustee and collateral agent (Form&#160;of 8.750% Senior&#160;Secured Notes due 2027 included as Exhibit&#160;A thereto) (incorporated herein by reference to Exhibit&#160;4.1 to the Company&#8217;s Current Report on Form&#160;8-K filed June&#160;24, 2024). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="https://www.sec.gov/Archives/edgar/data/1831631/000183163126000028/ldi-ex44descriptionofcapit.htm">4.3</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Description of Capital Stock (incorporated herein by reference to Exhibit&#160;4.4 to the Company&#8217;s Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2025, filed with the SEC on March&#160;12, 2026). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex4-5.htm">4.5</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Subordinated Debt Indenture </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex4-6.htm">4.6</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Senior Debt Indenture </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex4-7.htm">4.7</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Secured Debt Indenture </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.8*</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Certificate of Designation for the Preferred Stock (together with Preferred Stock Certificate). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.9*</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Warrant. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.10*</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Warrant Agreement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.11*</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Purchase Contract Agreement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.12*</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Unit Agreement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.13*</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Subscription Rights Agreement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.14*</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Depositary Agreement. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4.15*</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form&#160;of Depositary Receipt. </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex5-1.htm">5.1</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Opinion of Gibson, Dunn &amp; Crutcher LLP (Filed herewith). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex23-1.htm">23.1</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Ernst &amp; Young LLP (Filed herewith). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex5-1.htm">23.2</a></div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Gibson, Dunn &amp; Crutcher LLP (included in Exhibit&#160;5.1). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPOA">24.1</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Powers of Attorney (Included on the signature pages herewith). </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">25.1**</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Statement of Eligibility of Trustee on Form&#160;T-1 with respect to the Subordinated Debt Indenture.* </div></td></tr><tr><td style="width: 36pt; padding-top: 1.01pt; text-align: left; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="ny20072538x1_ex107.htm">107</a></div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 426pt; padding-top: 1.01pt; text-align: center; vertical-align: top; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Filing Fee Table</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 36pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 3pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 426pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">*<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">To be filed by amendment or as an exhibit to a document to be incorporated by reference herein. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">**<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">To be filed pursuant to Section&#160;305(b)(2) of the Trust Indenture Act of 1939. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-3<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_401-exindex_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item&#160;17.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Undertakings. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The undersigned registrants hereby undertake: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">1.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">i.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To include any prospectus required by Section&#160;10(a)(3) of the Securities Act of 1933 (the &#8220;Securities&#160;Act&#8221;); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule&#160;424(b) if, in the aggregate, the changes in volume and price represent no more than 20% change in the maximum aggregate offering price set forth in the &#8220;Filing Fee Tables&#8221; table in the effective registration statement; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">iii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement; </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 40pt; text-align: left;">provided, however<font style="font-style: normal;">, that paragraphs (1)(i), (1)(ii) and (1)(iii) do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the applicable registrant pursuant to Section&#160;13 or Section&#160;15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), that are incorporated by reference in the registration statement, or is contained in a form of prospectus filed pursuant to Rule&#160;424(b) that is part of the registration statement. </font></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for the purpose of determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">3.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">4.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for the purpose of determining liability under the Securities Act to any purchaser: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">i.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Each prospectus filed by the applicable registrant pursuant to Rule&#160;424(b)(3) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part of and included in the registration statement; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Each prospectus required to be filed pursuant to Rule&#160;424(b)(2), (b)(5) or (b)(7) as part of a registration statement in reliance on Rule&#160;430B relating to an offering made pursuant to Rule&#160;415(a)(1)(i), (vii) or (x) for the purpose of providing the information required by Section&#160;10(a) of the Securities Act shall be deemed to be part of and included in the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first&#160;contract of sale of securities in the offering described in the prospectus. As provided in Rule&#160;430B, for liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which that prospectus relates, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide </font>offering thereof. <font style="font-style: italic;">Provided, however</font>, that no statement made in a registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such effective date; and </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-4<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_401-exindex_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">iii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">each prospectus filed pursuant to Rule&#160;424(b) as part of a registration statement relating to an offering, other than registration statements relying on Rule&#160;430B or other than prospectuses filed in reliance on Rule&#160;430A, shall be deemed to be part of and included in the registration statement as of the date it is first used after effectiveness. <font style="font-style: italic;">Provided, however</font>, that no statement made in a registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such first use, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such date of first use. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">5.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for the purpose of determining liability of a registrant under the Securities Act of 1933 to any purchaser in the initial distribution of the securities, each undersigned registrant undertakes that in a primary offering of securities of such undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, such undersigned registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such purchaser: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">i.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Any preliminary prospectus or prospectus of such undersigned registrant relating to the offering required to be filed pursuant to Rule&#160;424; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Any free writing prospectus relating to the offering prepared by or on behalf of such undersigned registrant or used or referred to by such undersigned registrant; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">iii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The portion of any other free writing prospectus relating to the offering containing material information about such undersigned registrant or its securities provided by or on behalf of such undersigned registrant; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">iv.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Any other communication that is an offer in the offering made by such undersigned registrant to the purchaser. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">6.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for purposes of determining any liability under the Securities Act of 1933, each filing of the registrants&#8217; annual report pursuant to Section&#160;13(a) or Section&#160;15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to Section&#160;15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide </font>offering thereof. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">7.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">8.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">i.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">For purposes of determining any liability under the Securities Act, the information omitted from the form of prospectus filed as part of this registration statement in reliance upon Rule&#160;430A and contained in a form of prospectus filed by the registrants pursuant to Rule&#160;424(b)(1) or (4) or 497(h) under the Securities Act shall be deemed to be part of this registration statement as of the time it was declared effective. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-5<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_401-exindex_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ii.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">For the purpose of determining any liability under the Securities Act, each post-effective amendment that contains a form of prospectus shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide </font>offering thereof. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">9.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To file an application for the purpose of determining the eligibility of the trustee to act under subsection (a) of Section&#160;310 of the Trust Indenture Act in accordance with the rules and regulations prescribed by the Commission under Section&#160;305(b)(2) of the Trust Indenture Act. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-6<br></div></div></div>
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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_402-sig_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">SIGNATURES </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Pursuant to the requirements of the Securities Act of 1933, the registrant, loanDepot, Inc., a Delaware company, certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form&#160;S-3 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Irvine, State of California, on May&#160;7, 2026. </div><table cellspacing="0" cellpadding="0" class="BRDSX_txttab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 240pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 216pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 240pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LOANDEPOT, INC. </div></td></tr><tr><td style="width: 216pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 204pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 216pt; padding-top: 1.01pt; padding-bottom: 2.13pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 1.01pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By: </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 204pt; padding-top: 1.01pt; padding-bottom: 2.13pt; text-align: left; 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font-size: 10pt; font-weight: bold; margin-top: 18.5pt; text-align: center;"><a name="tPOA"><!--Anchor--></a>POWER OF ATTORNEY </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned do hereby constitute and appoint Anthony Hsieh, Gregory Smallwood and Greg L. Smith, and each of them, the lawful attorneys-in-fact and agents with full power and authority to do any and all acts and things and to execute any and all instruments which said attorneys and agents, and any one of them, determine may be necessary or advisable or required to enable said corporation to comply with the Securities Act of 1933, as amended, and any rules or regulations or requirements of the Securities and Exchange Commission in connection with this registration statement. Without limiting the generality of the foregoing power and authority, the powers granted include the power and authority to sign the names of the undersigned officers and directors in the capacities indicated below to this registration statement, to any and all amendments, both pre-effective and post-effective, supplements to this registration statement and subsequent registration statements relating to the offering to which this registration statement relates (including pursuant to Rule&#160;462(b)), and to any and all instruments or documents filed as part of or in conjunction with this registration statement or amendments or supplements thereof, and each of the undersigned hereby ratifies and confirms that all said attorneys and agents, or any one of them, shall do or cause to be done by virtue hereof. 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<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20072538x1_s3_402-sig_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="BRDSX_txttab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 60pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 144pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Signature</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Title</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Date </div></td></tr><tr><td style="width: 144pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; 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height: 14pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 60pt; height: 14pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">May&#160;7, 2026 </div></td></tr><tr><td style="width: 144pt; padding-top: 1.76pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Pamela Hughes Patenaude </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 144pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 144pt; height: 14pt; padding-top: 1.01pt; padding-bottom: 2.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">/s/ John Lee</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 240pt; height: 14pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 60pt; height: 14pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">May&#160;7, 2026 </div></td></tr><tr><td style="width: 144pt; padding-top: 1.76pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">John Lee </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 144pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 144pt; height: 14pt; padding-top: 1.01pt; padding-bottom: 2.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">/s/ Steve Ozonian</div></td><td style="width: 6pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 240pt; height: 14pt; padding-top: 1.01pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;" rowspan="2"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 60pt; height: 14pt; padding-top: 1.01pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">May&#160;7, 2026 </div></td></tr><tr><td style="width: 144pt; padding-top: 1.76pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Steve Ozonian</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 60pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-8<br></div></div></div>
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<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>2
<FILENAME>ny20072538x1_ex4-5.htm
<DESCRIPTION>EXHIBIT 4.5
<TEXT>
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      <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 4.5</font><br>
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      <div>&#160;</div>
      <div><br>
      </div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">LOANDEPOT, INC.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">AND</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">[___________________________]</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">as Trustee</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">Subordinated Debt Securities</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">INDENTURE</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">Dated as of _______ __, 20__</div>
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      <div style="text-align: center; font-weight: bold;"><a name="z_Toc167774592"></a>CROSS REFERENCE SHEET *</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Provisions of Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, as amended, and the Indenture dated as of _______ __, 20__ between loanDepot, Inc. and [___________________________] as Trustee.</div>
      <div>&#160;</div>
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              <div style="text-align: center; font-weight: bold;">Section</div>
              <div style="text-align: center; font-weight: bold;">of</div>
              <div style="text-align: center; font-weight: bold;">Trust Indenture Act</div>
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            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; font-weight: bold;">Section</div>
              <div style="text-align: center; font-weight: bold;">of</div>
              <div style="text-align: center; font-weight: bold;">Indenture</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div>310(a)(1)</div>
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            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.10</div>
            </td>
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          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(a)(2)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(a)(3)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(a)(4)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(a)(5)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>310(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>311(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.11</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>311(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.11</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>311(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>312(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">4.01</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>312(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">4.02(b)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>312(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">4.02(c)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>313(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>313(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>313(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>313(d)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">3.04; 4.03</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(c)(1)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">2.04; 13.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(c)(2)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">2.04; 13.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(c)(3)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(d)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(e)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">13.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>314(f)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>315(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.01(b)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>315(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.05</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>315(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.01(a)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>315(d)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">6.01(c)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>315(e)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">5.10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>316(a)(1)(A)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">5.08</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>316(a)(1)(B)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">5.09</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>316(a)(2)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">N/A</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>316(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">5.06</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>316(c)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">2.07</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>317(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">5.02</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>317(b)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">3.20; 3.03</div>
            </td>
          </tr>
          <tr>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>318(a)</div>
            </td>
            <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;">13.08</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div>*&#160; This cross reference sheet shall not, for any purpose, be deemed to be a part of the Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Attention should also be directed to Section 318(c) of the Trust Indenture Act of 1939, as amended, which provides that the provisions of Sections 310 through 317 of such Act are a part of and govern every qualified
        indenture, whether or not physically contained therein.</div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <!--PROfilePageNumberReset%LCR%1%%%-->
      <div style="text-align: center; font-weight: bold;"><u>TABLE OF CONTENTS</u></div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc9b8c6f2e55e4757a976153f6ac16251">

          <tr>
            <td colspan="2" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>RECITALS</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);"><br>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">1</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 1 DEFINITIONS</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);"><br>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">1</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 1.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Certain Terms Defined</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">1</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 2 SECURITIES</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">6</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Forms Generally</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Form of Trustee&#8217;s Certificate of Authentication</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Amount Unlimited; Issuable in Series</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Authentication and Delivery of Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">9</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Execution of Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Certificate of Authentication</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Denomination and Date of Securities; Payments of Interest</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">10</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.08.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Registration, Registration of Transfer and Exchange</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">11</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Trustee's Duties to Monitor Compliance</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">12</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Mutilated, Defaced, Destroyed, Lost and Stolen Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.11.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Cancellation of Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.12.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Temporary Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">14</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 2.13.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Securities in Global Form</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">14</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 2.14.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">CUSIP Numbers</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">15</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 3 COVENANTS OF THE COMPANY</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">15</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 3.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Payment of Principal and Interest</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 3.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Offices for Payment, Etc.</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 3.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Paying Agents</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 3.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Officers&#8217; Certificate</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 3.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Calculation of Original Issue Discount</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">16</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 4 HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">17</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 4.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Company to Furnish Trustee Information as to Names and Addresses of Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 4.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 4.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Reports by the Company</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">17</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 5 REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">18</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Event of Default Defined; Acceleration of Maturity; Waiver of Default</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">18</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 5.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Collection of Indebtedness by Trustee; Trustee May Prove Debt</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">20</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Application of Proceeds</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">22</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 5.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Restoration of Rights on Abandonment of Proceedings</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">22</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Limitations on Suits by Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">23</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 5.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Unconditional Right of Holders to Institute Certain Suits</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">23</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">23</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">i</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z3ce4813e1bdd4ee29cb41a5a84213320">

          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 5.08.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Control by Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Waiver of Past Defaults</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 5.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Right of Court to Require Filing of Undertaking to Pay Costs</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 5.11.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Suits for Enforcement</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">24</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 6 CONCERNING THE TRUSTEE</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">25</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Duties of Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">25</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 6.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Rights of Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">26</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Individual Rights of Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 6.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Trustee&#8217;s Disclaimer</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Notice of Defaults</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 6.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Reports by Trustee to Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Compensation and Indemnity</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 6.08.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Replacement of Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Successor Trustee by Merger</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">30</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 6.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Eligibility; Disqualification</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">30</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 6.11.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Preferential Collection of Claims Against Company</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">30</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 7 CONCERNING THE HOLDERS</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">31</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 7.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Evidence of Action Taken by Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 7.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Proof of Execution of Instruments</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 7.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Holders to Be Treated as Owners</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 7.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Securities Owned by Company Deemed Not Outstanding</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 7.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Right of Revocation of Action Taken</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">32</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 8 SUPPLEMENTAL INDENTURES</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">32</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 8.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Supplemental Indentures Without Consent of Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">32</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 8.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Supplemental Indentures with Consent of Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">33</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 8.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Effect of Supplemental Indenture</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">34</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 8.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Documents to Be Given to Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">34</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 8.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Notation on Securities in Respect of Supplemental Indentures</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">35</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 9 CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">35</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 9.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Company May Consolidate, Etc. on Certain Terms</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">35</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 9.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Successor Corporation Substituted</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">35</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 9.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Opinion of Counsel to Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">36</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top;">
              <div>ARTICLE 10 SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE; UNCLAIMED FUNDS</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">36</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 10.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">36</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 10.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Conditions to Defeasance</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">37</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 10.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Application of Trust Funds</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">37</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 10.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Repayment to Company</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 10.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Indemnity for Government Obligations</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 10.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Reinstatement</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">38</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">ii</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf8ae285eee294147b685280ab3153249">

          <tr>
            <td colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 11 REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">38</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="3" style="vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 11.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Applicability of Article</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 11.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Notice of Redemption; Partial Redemptions</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 11.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Payment of Securities Called for Redemption</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">40</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 11.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Exclusion of Certain Securities from Eligibility for Selection for Redemption</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 11.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Repayment at the Option of the Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">41</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 12 CONVERSION OF SECURITIES</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">41</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Applicability of Article</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Right of Holders to Convert Securities into Common Shares</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Issuance of Common Shares on Conversions</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">42</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">No Payment or Adjustment for Interest or Dividends</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">43</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Adjustment of Conversion Price</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">43</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">No Fractional Shares to Be Issued</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">46</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">46</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.08</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Covenant to Reserve Shares for Issuance on Conversion of Securities</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">47</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Compliance with Governmental Requirements</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">47</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Payment of Taxes upon Certificates for Shares Issued upon Conversion</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">48</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.11.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Trustee&#8217;s Duties with Respect to Conversion Provisions</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">48</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 12.12.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Trustee Under No Duty to Monitor Stock Price or Calculations</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">48</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 12.13.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Conversion Arrangement on Call for Redemption</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">48</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 13 MISCELLANEOUS PROVISIONS</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">49</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Provisions of Indenture for the Sole Benefit of Parties and Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Successors and Assigns of Company Bound by Indenture</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Notices and Demands on Company, Trustee and Holders</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Electronic Transmission to the Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Payments Due on Saturdays, Sundays and Holidays</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">51</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.08.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Conflict of any Provision of Indenture with Trust Indenture Act</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">New York Law to Govern</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Counterparts</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.11.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Effect of Headings; Gender</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.12.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Waiver of Jury Trial</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 13.13.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Force Majeure</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 13.14.&#160;&#160;</div>
            </td>
            <td style="width: 77%; vertical-align: top;">&#160;<font style="font-style: italic;">Certain Tax Information</font></td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">52</div>
            </td>
          </tr>

      </table>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">iii</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8b519945783f43ceba97ace0c241ee4d">

          <tr>
            <td colspan="3" style="vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>ARTICLE 14 SUBORDINATION OF SECURITIES</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">53</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 77%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 14.01.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Securities Subordinated to Senior Indebtedness</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">53</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 14.02.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Subrogation</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 14.03.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Obligation of the Company Unconditional</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 14.04.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Payments on Securities Permitted</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">55</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 14.05.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Effectuation of Subordination by Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">55</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 14.06.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Knowledge of Trustee</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">55</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 14.07.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Notices From Holders of Senior Indebtedness</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">55</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 14.08.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Trustee May Hold Senior Indebtedness</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">56</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
            <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div>SECTION 14.09.</div>
            </td>
            <td style="width: 77%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="font-style: italic;">Rights of Holders of Senior Indebtedness Not Impaired</div>
            </td>
            <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
              <div style="text-align: right;">56</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div>SECTION 14.10.</div>
            </td>
            <td style="width: 77%; vertical-align: top;">
              <div style="font-style: italic;">Default in Senior Indebtedness</div>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: right;">56</div>
            </td>
          </tr>

      </table>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">iv</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-weight: bold;"><u>INDENTURE</u></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">This INDENTURE (this &#8220;<font style="font-weight: bold;">Indenture</font>&#8221;), dated as of ________ __, 20__, is by and between LOANDEPOT, INC., a Delaware corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;),


        and [___________________________], a [____________________________], as trustee (the &#8220;<font style="font-weight: bold;">Trustee</font>&#8221;).</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226369957"></a>RECITALS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Company has duly authorized the issue from time to time of its debentures, notes or other evidences of indebtedness (the &#8220;<font style="font-weight: bold;">Securities</font>&#8221;) to be issued in one or
        more Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All things necessary to make this Indenture a valid, legally binding indenture and agreement according to its terms have been done.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">NOW, THEREFORE, in consideration of the premises and the purchase of the Securities by the Holders thereof, it is mutually agreed for the equal and ratable benefit of the Holders from time to time of the Securities or
        of Series thereof as follows.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226369958"></a>ARTICLE 1</div>
      <div style="text-align: center; font-weight: bold;">DEFINITIONS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 1.01.<font style="font-style: italic;">&#160; Certain Terms Defined.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the following terms (except as otherwise
        expressly provided or unless the context otherwise clearly requires) for all purposes of this Indenture and of any indenture supplemental hereto shall have the respective meanings specified in this Section 1.01.&#160; All other terms (except as herein
        otherwise expressly provided or unless the context otherwise clearly requires) used in this Indenture that are defined in the Trust Indenture Act or the definitions of which in the Securities Act are referred to in the Trust Indenture Act,
        including terms defined therein by reference to the Securities Act, shall have the meanings assigned to such terms in the Trust Indenture Act and the Securities Act as in force at the date of this Indenture.&#160; All accounting terms used herein and
        not expressly defined shall have the meanings assigned to such terms in accordance with GAAP.&#160; The words &#8220;<font style="font-weight: bold;">herein</font>&#8221;, &#8220;<font style="font-weight: bold;">hereof</font>&#8221; and &#8220;<font style="font-weight: bold;">hereunder</font>&#8221;
        and other words of similar import refer to this Indenture as a whole, as supplemented and amended from time to time, and not to any particular Article, Section or other subdivision.&#160; The terms defined in this Article 1 have the meanings assigned to
        them in this Article 1 and include the plural as well as the singular.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Board of Directors</font>&#8221; means either the Board of Directors of the Company or any duly authorized committee of that Board or any duly authorized committee created by that Board.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Business Day</font>&#8221;, except as may otherwise be provided in the form of Securities of any particular Series, with respect to any Place of Payment or place of publication means any
        day, other than a Saturday, Sunday or day on which banking institutions are authorized or required by law or regulation to close in that Place of Payment or place of publication.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <!--PROfilePageNumberReset%Num%2%%%-->
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Commission</font>&#8221; means the Securities and Exchange Commission, as from time to time constituted, created under the Securities Exchange Act, or if at any time after the execution and
        delivery of this Indenture such Commission is not existing and performing the duties now assigned to it under the Trust Indenture Act, then the body performing such duties on such date.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Common Shares</font>&#8221; means the shares of common stock, par value $0.01 per share, of the Company, collectively as they exist on the date of this Indenture, or any other shares of the
        Company into which such shares shall be reclassified or changed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Company</font>&#8221; means the Person identified as the &#8220;Company&#8221; in the first paragraph hereof until a successor company shall have become such pursuant to the applicable provisions
        hereof, and thereafter &#8220;Company&#8221; shall mean such successor company.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Corporate Trust Office</font>&#8221; means the principal corporate trust office of the Trustee at which at any particular time its corporate trust business shall be administered, which
        office at the date of execution of this Indenture is located at [__________________] or such other address as the Trustee may designate from time to time by notice to the Holders and the Company, or the principal corporate trust office of any
        successor Trustee (or such other address as such successor Trustee may designate from time to time by notice to the Holders and the Company).</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">covenant defeasance option</font>&#8221; has the meaning specified in Section 10.01(b). </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221; has the meaning specified in Section 2.07.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository</font>&#8221;, with respect to Securities of any Series for which the Company shall determine that such Securities will be issued as a Depository Security, means The Depository
        Trust Company or another clearing agency or any successor registered under the Securities Exchange Act or other applicable statute or regulation, which, in each case, shall be designated by the Company pursuant to Sections 2.03 and 2.13.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository Security</font>&#8221;, with respect to any Series of Securities, means a Security executed by the Company and authenticated and delivered by the Trustee to the Depository or
        pursuant to the Depository&#8217;s instruction, all in accordance with this Indenture and pursuant to a resolution of the Board of Directors or an indenture supplemental hereto as contemplated by Section 2.03, which shall be registered as to principal
        and interest in the name of the Depository or its nominee and shall represent, and shall be denominated in an amount equal to the aggregate principal amount of, all of the Outstanding Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Event of Default</font>&#8221; has the meaning specified in Section 5.01.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Federal Income Tax</font>&#8221; means United States federal income tax.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#160;&#8220;<font style="font-weight: bold;">GAAP</font>&#8221; means such accounting principles as are generally accepted at the time of any computation hereunder.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Government Obligations</font>&#8221;, unless otherwise specified pursuant to Section 2.03, means securities that are (i) direct obligations of the United States government or (ii)
        obligations of a Person controlled or supervised by, or acting as an agency or instrumentality of, the United States government, the payment of which obligations is unconditionally guaranteed by such government, and that, in either case, are full
        faith and credit obligations of such government and are not callable or redeemable at the option of the issuer thereof.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Holder</font>&#8221;, &#8220;<font style="font-weight: bold;">Holder of Securities</font>&#8221;, &#8220;<font style="font-weight: bold;">Registered Holder</font>&#8221;, or other similar terms mean the Person in
        whose name at the time a particular Security is registered in the Security register.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Indenture</font>&#8221; means this instrument as originally executed or as it may from time to time be amended or supplemented as herein provided, as so amended or supplemented or both, and
        shall include the forms and terms of particular Series of Securities established as contemplated by Section 2.03.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Internal Revenue Service</font>&#8221; means the United States Internal Revenue Service or a successor entity thereto.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221; has the meaning specified in Section 10.01(b). </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Nasdaq Market&#8221;</font><font style="font-size: 10pt;"> has the meaning specified in Section 12.05(e).</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Officers&#8217; Certificate</font>&#8221; means a certificate signed on behalf of the Company by any two authorized executive officers of the Company and delivered to the Trustee.&#160; Each such
        certificate shall include the statements provided for in Section 13.06.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Opinion of Counsel</font>&#8221; means a written opinion of legal counsel who may be an employee of or counsel to the Company.&#160; Each Opinion of Counsel shall include the statements provided
        for in Section 13.06, if and to the extent required hereby.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">original issue date</font>&#8221; of any Security means the date set forth as such on such Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Original Issue Discount Security</font>&#8221; means any Security that provides for an amount less than the principal amount thereof to be due and payable upon a declaration of acceleration
        of the maturity thereof pursuant to Section 5.01.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Outstanding</font>&#8221;, when used with reference to Securities of any Series as of any particular time, subject to the provisions of Section 7.04, means all Securities of that Series
        authenticated and delivered under this Indenture, except:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities theretofore cancelled by the Trustee or delivered to the Trustee for cancellation;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities, or portions thereof, for the payment or redemption of which the necessary funds in the required currency shall have been deposited in trust with the Trustee or with any
        Paying Agent other than the Company, or shall have been set aside, segregated and held in trust by the Company for the holders of such Securities if the Company shall act as its own Paying Agent, provided that if such securities, or portions
        thereof, are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as herein provided, or provision satisfactory to the Trustee shall have been made for giving such notice;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities in substitution for which other Securities shall have been authenticated and delivered pursuant to the terms of Section 2.10, except with respect to any such Security as to
        which proof satisfactory to the Trustee and the Company is presented that such Security is held by a person in whose hands such Security is a legal, valid and binding obligation of the Company;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities converted into other securities of the Company in accordance with or as contemplated by this Indenture; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities with respect to which the Company has effected defeasance as provided in Article 10.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Paying Agent</font>&#8221; means any Person, which may include the Company, authorized by the Company to pay the principal of or interest, if any, on any Security of any Series on behalf of
        the Company.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Person</font>&#8221; means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or
        political subdivision thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Place of Payment</font>&#8221;, when used with respect to the Securities of any Series, means the place or places where the principal of and interest on the Securities of that Series are
        payable as specified pursuant to Section 3.02.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Preferred Shares</font>&#8221; means any shares issued by the Company that are entitled to a preference or priority over the Common Shares upon any distribution of the Company&#8217;s assets,
        whether by dividend or upon liquidation.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">principal</font>&#8221; whenever used with reference to the Securities or any Security or any portion thereof shall be deemed to include &#8220;and premium, if any.&#8221;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">record date</font>&#8221; has the meaning specified in Section 2.07.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Responsible Officer</font>&#8221;, when used with respect to the Trustee, means any officer within the corporate trust department of the Trustee, including any vice president, assistant vice
        president, assistant secretary, senior trust officer, trust officer or any other officer or assistant officer of the Trustee customarily performing functions similar to those performed by the individuals who at the time shall be such officers,
        respectively, or to whom any corporate trust matter is referred at the Corporate Trust Office because of his or her knowledge of and familiarity with the particular subject and who shall have direct responsibility for the administration of this
        Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Act</font>&#8221; means the Securities Act of 1933, as amended, as in force at the date as of which this Indenture was originally executed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Exchange Act</font>&#8221; means the Securities Exchange Act of 1934, as amended, as in force at the date as of which this Indenture was originally executed.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security</font>&#8221; or &#8220;<font style="font-weight: bold;">Securities</font>&#8221; has the meaning stated in the first recital of this Indenture and more particularly means any securities
        authenticated and delivered under this Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security register</font>&#8221; has the meaning specified in Section 2.08.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Senior Indebtedness</font>&#8221; means (i) the principal of and premium, if any, and unpaid interest on indebtedness for money borrowed, (ii) purchase money and similar obligations, (iii)
        obligations under capital leases or leases of property or assets made as part of any sale and leaseback transaction, (iv) guarantees, assumptions or purchase commitments relating to, or other transactions as a result of which the Company is
        responsible for the payment of, such indebtedness of others, (v) renewals, extensions and refunding of any such indebtedness, (vi) interest or obligations in respect of any such indebtedness accruing after the commencement of any insolvency or
        bankruptcy proceedings and (vii) obligations associated with derivative products such as interest rate and currency exchange contracts, foreign exchange contracts, commodity contracts, and similar arrangements, unless, in each case, the instrument
        by which the Company incurred, assumed or guaranteed the indebtedness or obligations described in clauses (i) through (vii) hereof expressly provides that such indebtedness or obligation is not senior in right of payment to the Securities.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Series</font>&#8221; or &#8220;<font style="font-weight: bold;">Series of Securities</font>&#8221; means all Securities of a similar tenor authorized by a particular resolution of the Board of Directors
        or in one or more indentures supplemental hereto.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Subsidiary&#8221;</font><font style="font-size: 10pt;"> means:&#160; (i) a corporation in which the Company and/or one or more Subsidiaries of the Company
          directly or indirectly owns, at the date of determination, a majority of the capital stock with voting power under ordinary circumstances to elect directors; (ii) a partnership, limited liability company, joint venture or similar entity in which
          the Company and/or one or more Subsidiaries of the Company directly or indirectly holds, at the date of determination, a majority interest in the equity capital or profits or other similar interests of such entity; or (iii) any other
          unincorporated Person in which the Company and/or one or more Subsidiaries of the Company directly or indirectly owns at the date of determination (x) at least a majority ownership interest or (y) the power to elect or direct the election of a
          majority of the directors or other governing body of such Person.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Trading Day&#8221;</font><font style="font-size: 10pt;"> has the meaning specified in Section 12.05(e).</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trust Indenture Act</font>&#8221;, except as otherwise provided in Sections 8.01 and 8.02, means the Trust Indenture Act of 1939, as amended, as in force at the date as of which this
        Indenture was originally executed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trustee</font>&#8221; means the Person identified as the &#8220;Trustee&#8221; in the first paragraph hereof until a successor Trustee shall have become such pursuant to the applicable provisions
        hereof, and thereafter &#8220;Trustee&#8221; shall mean each Person who is then a Trustee hereunder.&#160; If at any time there is more than one such Person, &#8220;Trustee&#8221; as used with respect to the Securities of any Series means the Trustee with respect to Securities
        of that Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">vice president</font>&#8221; when used with respect to the Company or the Trustee, means any vice president, whether or not designated by a number or a word or words added before or after
        the title of &#8220;vice president.&#8221;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">5</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226369960"></a>ARTICLE 2</div>
      <div style="text-align: center; font-weight: bold;">SECURITIES</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.01.<font style="font-style: italic;">&#160; Forms Generally.</font>&#160; The Securities of each Series shall be substantially in such form, including temporary or definitive global form, as shall be established by or
        pursuant to a resolution of the Board of Directors or in one or more indentures supplemental hereto, in each case with such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Indenture, and
        may have imprinted or otherwise reproduced thereon such legend or legends, not inconsistent with the provisions of this Indenture, as may be required to comply with any law or with any rules or regulations, or with any rules of any securities
        exchange or to conform to general usage, all as may be determined by the officers executing such Securities as evidenced by their execution of the Securities.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The definitive Securities may be printed or reproduced in any other manner, all as determined by the officers executing such Securities as evidenced by their execution of such Securities.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.02.<font style="font-style: italic;">&#160; Form of Trustee&#8217;s Certificate of Authentication.</font>&#160; The Trustee&#8217;s certificate of authentication on all Securities shall be in substantially the following form:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">This is one of the Securities of the Series designated herein and referred to in the within-mentioned Indenture.</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z2e4b1b04c2d74cc3a27e5732b6f0756f">

          <tr>
            <td style="width: 6%; vertical-align: top; padding-bottom: 2px;">
              <div>Dated:&#160; </div>
            </td>
            <td style="width: 12%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 82%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 22%; vertical-align: top; padding-bottom: 2px;">
              <div>, as Trustee</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8bc967b0ef0e46a6a1ea050bc39f790f">

          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
              <div>By:</div>
            </td>
            <td style="width: 22.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 22.5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 45%; vertical-align: top;">
              <div>Authorized Signatory</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            <td rowspan="1" colspan="2" style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>-- or --</div>
            </td>
            <td colspan="2" style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 22%; vertical-align: top; padding-bottom: 2px;">
              <div>, as Trustee</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
              <div>By:</div>
            </td>
            <td style="width: 22.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td style="width: 22.5%; vertical-align: top; padding-bottom: 2px;">, as <br>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" rowspan="1" style="width: 5%; vertical-align: top;">Authentication Agent</td>
            <td rowspan="1" style="width: 22.5%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 22.5%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 22.5%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
              <div>By:</div>
            </td>
            <td style="width: 22.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 22.5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 45%; vertical-align: top;">
              <div>Authorized Signatory</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">6</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">SECTION 2.03.<font style="font-style: italic;">&#160; Amount Unlimited; Issuable in Series.</font>&#160; The aggregate principal amount of Securities which may be authenticated and delivered under this Indenture is unlimited.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Securities may be issued in one or more Series.&#160; There shall be established in or pursuant to a resolution of the Board of Directors and set forth in an Officers&#8217; Certificate, or established in one or more
        indentures supplemental hereto, prior to the issuance of Securities of any Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the title of the Securities of the Series (including CUSIP numbers), which shall distinguish the Securities of the Series from all other Securities issued by the Company;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any limit upon the aggregate principal amount of the Securities of the Series that may be authenticated and delivered under this Indenture, except for Securities authenticated and
        delivered upon registration of transfer of, or in exchange for or in lieu of, other Securities of the Series pursuant to Section 2.08, 2.10, 2.12, 8.05 or 11.03;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the price at which the Securities of the Series will be issued; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if other than 100% of the principal amount, the portion of the principal amount payable upon maturity of the Securities of the Series;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the date or dates on which the principal of the Securities of the Series is payable or the method of determination thereof;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the rate or rates, which may be fixed or variable, or the method or methods of determination thereof, at which the Securities of the Series shall bear interest (including any interest
        rates applicable to overdue payments), if any, the date or dates from which such interest shall accrue, the interest payment dates on which such interest shall be payable, the record dates for the determination of Holders to whom interest is
        payable and the dates on which any other amounts, if any, will be payable;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the place or places where the principal of, premium and other amounts, if any, and interest, if any, on Securities of the Series shall be payable if other than as provided in Section
        3.02;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the price or prices at which, the period or periods within which and the terms and conditions upon which Securities of the Series may be redeemed, in whole or in part, at the option of
        the Company;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; the obligation, if any, of the Company to redeem, purchase or repay Securities of the Series whether pursuant to any sinking fund or analogous provisions or pursuant to other provisions
        set forth therein or at the option of a Holder thereof and the price or prices at which and the period or periods within which and the terms and conditions upon which Securities of the Series shall be redeemed, purchased or repaid, in whole or in
        part;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">7</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the denominations in which Securities of the Series shall be issuable;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the form of the Securities, including such legends as required by law or as the Company deems necessary or appropriate and the form of any temporary global security that may be issued;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;whether, and under what circumstances, the Securities of any Series shall be convertible into other securities of the Company and, if so, the terms and conditions upon which such
        conversion will be effected, including the initial conversion price or rate, the conversion period and other provisions in addition to or in lieu of those described herein;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether there are any authentication agents, Paying Agents, transfer agents or registrars with respect to the Securities of such Series;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;whether the Securities of such Series are to be issuable in whole or in part by one or more global notes registered in the name of a Depository or its nominee;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the ranking of the Securities of such Series as senior debt securities or subordinated debt securities;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(p)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if other than U.S. dollars, the currency, or currencies (including composite currencies or currency units) in which the Securities of any Series may be purchased and in which payments on
        the Securities of such Series will be made (which currencies may be different for payments of principal, premium or other amounts, if any, and/or interest, if any);</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(q)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if the Securities of any Series will be secured by any collateral, a description of the collateral and the terms and conditions of the security and realization provisions;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(r)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the provisions relating to any guarantee of the Securities of any Series, including the ranking thereof;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(s)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the ability, if any, to defer payments of principal, interest, or other amounts; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(t)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any other specific terms or conditions of the Securities of any Series, including any additional Events of Default or covenants provided for with respect to the Securities of such
        Series, and any terms that may be required by or advisable under applicable laws or regulations. </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">All Securities of any one Series shall be substantially identical except as to denomination and except as otherwise may be provided in or pursuant to such resolution of the Board of Directors or in any such indenture
        supplemental hereto.&#160; The Securities of any one Series need not be issued at the same time, and unless otherwise provided, a Series may be reopened for issuances of additional Securities of such Series.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">8</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">SECTION 2.04.<font style="font-style: italic;">&#160; Authentication and Delivery of Securities.</font>&#160; At any time and from time to time after the execution and delivery of this Indenture, the Company may deliver
        Securities of any Series executed by the Company to the Trustee for authentication, and the Trustee shall thereupon authenticate and make available for delivery such Securities to or upon the written order of the Company, signed by both (y) the
        chairman of its Board of Directors, or its president or any vice president, and (z) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; At the time of the authentication of a Series of Securities, or the first
        authentication of a Series of Securities that provides for the issuance of Securities of that Series from time to time, and accepting the additional responsibilities under this Indenture in relation to any such <a name="OLE_LINK3"></a><a name="OLE_LINK4"></a>Series of Securities, the Trustee shall be provided with and subject to Section 6.01 shall be fully protected in relying upon:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a copy of any resolution or resolutions of the Board of Directors relating to such Series, in each case certified by the secretary or an assistant secretary of the Company;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a supplemental indenture, if any;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Officers&#8217; Certificate setting forth the form and terms of the Securities of such Series as required pursuant to Sections 2.01 and 2.03, respectively, and prepared in accordance with
        Section 13.06; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Opinion of Counsel, prepared in accordance with Section 13.06, which shall state:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; that the form or forms and terms of such Series of Securities have been established by or pursuant to a resolution of the Board of Directors or by a supplemental indenture as permitted
        by Sections 2.01 and 2.03 in conformity with the provisions of this Indenture; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; that such Series of Securities have been duly authorized and, when authenticated and delivered by the Trustee and issued by the Company in the manner and subject to any conditions
        specified in such opinion of counsel, will constitute valid and binding obligations of the Company enforceable, in accordance with their terms, subject to applicable bankruptcy, insolvency, fraudulent conveyance, reorganization or other laws
        relating to or affecting the enforcement of creditors&#8217; rights generally and by general equitable principles, regardless of whether such enforceability is considered in a proceeding in equity or at law; and</div>
      <div>&#160;</div>
      <div style="margin-left: 72pt; text-indent: 36pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; that all conditions precedent to the execution and delivery by the Company of such Series of Securities have been complied with.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Trustee shall have the right to decline to authenticate and deliver any Series of Securities under this Section 2.04 if the issue of such Series of Securities pursuant to this Indenture will affect the Trustee&#8217;s
        own rights, duties or immunities under this Indenture in a manner not reasonably acceptable to the Trustee.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">9</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 2.05.<font style="font-style: italic;">&#160; Execution of Securities.</font>&#160; The Securities shall be signed on behalf of the Company by both (a) the chairman of its Board of Directors or its president or any vice
        president and (b) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; Such signatures may be the manual or facsimile signatures of such officers.&#160; The seal of the Company may be in the form of a facsimile thereof
        and may be impressed, affixed, imprinted or otherwise reproduced on the Securities.&#160; Typographical and other minor errors or defects in any such reproduction of the seal or any such signature shall not affect the validity or enforceability of any
        Security that has been duly authenticated and delivered by the Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">In case any officer of the Company who shall have signed any of the Securities shall cease to be such officer before the Security so signed shall be authenticated and delivered by the Trustee or disposed of by the
        Company, such Security nevertheless may be authenticated and delivered or disposed of as though the person who signed such Security had not ceased to be such officer of the Company.&#160; Any Security may be signed on behalf of the Company by such
        individuals as, at the actual date of the execution of such Security, shall be the proper officers of the Company, although at the date of the execution and delivery of this Indenture any such individual was not such an officer.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.06.<font style="font-style: italic;">&#160; Certificate of Authentication.</font>&#160; Only such Securities as shall bear thereon a certificate of authentication substantially in the form set forth in Section 2.02 and
        executed by the Trustee by the manual signature of one of its authorized signatories shall be valid or obligatory for any purpose.&#160; Such certificate by the Trustee upon any Security executed by the Company shall be conclusive evidence that the
        Security so authenticated has been duly authenticated and delivered hereunder.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.07.<font style="font-style: italic;">&#160; Denomination and Date of Securities; Payments of Interest.</font>&#160; The Securities shall be issuable in denominations as shall be specified as contemplated by Section
        2.03.&#160; In the absence of any such specification with respect to the Securities of any Series, Securities shall be issuable in denominations of $1,000 and any integral multiple thereof, and interest shall be computed on the basis of a 360-day year
        of twelve 30-day months.&#160; The Securities shall be numbered, lettered or otherwise distinguished in such manner or in accordance with such plan as the officers of the Company executing the same may determine with the approval of the Trustee as
        evidenced by its execution and authentication thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Each Security shall be dated the date of its authentication.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Unless otherwise provided as contemplated by Section 2.03, interest on any Security that is payable, and is punctually paid or duly provided for, on any interest payment date shall be paid to the person in whose name
        that Security (or one or more predecessor securities) is registered at the close of business on the regular record date for the payment of such interest.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The term &#8220;<font style="font-weight: bold;">record date</font>&#8221; as used with respect to any interest payment date (except for a date for payment of defaulted interest) means the date specified as such in the terms of
        the Securities of any particular Series or, if no such date is so specified, the close of business on the fifteenth day preceding such interest payment date, whether or not such record date is a Business Day.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">10</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">Any interest on any Security of any Series that is payable but not punctually paid or duly provided for (&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221;) on any interest payment date shall forthwith cease
        to be payable to the Registered Holder on the relevant record date by virtue of such Holder having been a Holder on such record date.&#160; Such defaulted interest may be paid by the Company, at its election in each case, as provided in clause (a) or
        clause (b) below:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may elect to make payment of any defaulted interest to the persons in whose names any such Securities (or their respective predecessor Securities) are registered at the close
        of business on a special record date for the payment of such defaulted interest, which shall be fixed in the following manner.&#160; The Company shall notify the Trustee in writing of the amount of defaulted interest proposed to be paid on each Security
        of such Series and the date of the proposed payment, and at the same time the Company shall deposit with the Trustee funds equal to the aggregate amount proposed to be paid in respect of such defaulted interest or shall make arrangements
        satisfactory to the Trustee for such deposit prior to the date of the proposed payment.&#160; Such funds when deposited shall be held in trust for the benefit of the Persons entitled to such defaulted interest as provided in this clause (a).&#160; Thereupon
        the Trustee shall fix a special record date for the payment of such defaulted interest in respect of Securities of such Series, which shall be not more than 15 nor less than ten days prior to the date of the proposed payment and not less than ten
        days after the receipt by the Trustee of the notice of the proposed payment.&#160; The Trustee promptly shall notify the Company of such special record date and, in the name and at the expense of the Company, shall cause notice of the proposed payment
        of such defaulted interest and the special record date thereof to be mailed, first class postage prepaid, to each Registered Holder at his address as it appears in the Security register, not less than ten days prior to such special record date.&#160;
        Notice of the proposed payment of such defaulted interest and the special record date therefor having been mailed as aforesaid, such defaulted interest in respect of Securities of such Series shall be paid to the persons in whose names such
        Securities (or their respective predecessor Securities) are registered on such special record date and such defaulted interest shall no longer be payable pursuant to the following clause (b).</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may make payment of any defaulted interest on the Securities of any Series in any other lawful manner not inconsistent with the requirements of any securities exchange on
        which the Securities of that Series may be listed, and upon such notice as may be required by such exchange, if, after notice given by the Company to the Trustee of the proposed payment pursuant to this clause, such payment shall be deemed
        practicable by the Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Subject to the foregoing provisions of this Section 2.07, each Security delivered under this Indenture upon registration of transfer of or in exchange for or in lieu of any other Security shall carry the rights to
        interest accrued and unpaid, and to accrue, that were carried by such other Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.08.<font style="font-style: italic;">&#160; Registration, Registration of Transfer and Exchange.</font>&#160; The Company will cause to be kept at each office or agency to be maintained for the purpose as provided in
        Section 3.02 a register or registers (the &#8220;<font style="font-weight: bold;">Security register</font>&#8221;) in which, subject to such reasonable regulations as it may prescribe, the Company will provide for the registration and the registration of
        transfer of the Securities.&#160; The Trustee is hereby appointed Security registrar for purposes of registering, and registering transfers of, the Securities.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">11</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">Upon surrender for registration of transfer of any Security of any Series at any such office or agency to be maintained for the purpose as provided in Section 3.02, the Company shall execute, and the Trustee shall
        authenticate and make available for delivery in the name of the transferee or transferees, a new Security or Securities of the same Series and of like tenor and containing the same terms (other than the principal amount thereof, if more than one
        Security is executed, authenticated and delivered with respect to any security so presented, in which case the aggregate principal amount of the executed, authenticated and delivered Securities shall equal the principal amount of the Security
        presented in respect thereof) and conditions.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">All Securities issued upon any registration of transfer or exchange of Securities shall be the valid obligations of the Company, evidencing the same debt, and entitled to the same benefits under this Indenture, as the
        Securities surrendered upon such registration of transfer or exchange.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Every Security presented or surrendered for registration of transfer or exchange, if so required by the Company or the Trustee, shall be duly endorsed, or be accompanied by a written instrument of transfer in form
        satisfactory to the Company and the Trustee, duly executed by the Holder thereof or his attorney and duly authorized in writing.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">No service charge shall be made for any registration of transfer or exchange of Securities, but the Company may require payment of an amount sufficient to cover any tax or other governmental charge that may be imposed
        in connection with any registration of transfer or exchange of Securities, other than exchanges pursuant to Section 2.12, 8.05 or 11.03 not involving any transfer.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Company shall not be required (i) to issue, register the transfer of or exchange any Security during the 15-day period prior to the day of mailing of the relevant notice of redemption or (ii) to register the
        transfer of or exchange any Security so selected for redemption in whole or in part, except, in the case of any Security to be redeemed in part, the portion thereof not redeemed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.09.<font style="font-style: italic;">&#160; Trustee's Duties to Monitor Compliance</font>.&#160; The Trustee shall have no obligation or duty to monitor, determine or inquire as to compliance with any restrictions on
        transfer imposed under this Indenture or under applicable law with respect to any transfer of any interest in any Security (including any transfers between or among depositary participants or beneficial owners of interests in any Global Security)
        other than to require delivery of such certificates and other documentation or evidence as are expressly required by, and to do so if and when expressly required by the terms of, this Indenture, and to examine the same to determine substantial
        compliance as to form with the express requirements hereof.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">12</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">SECTION 2.10.<font style="font-style: italic;">&#160; Mutilated, Defaced, Destroyed, Lost and Stolen Securities.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 of any Series, in case any temporary or
        definitive Security shall become mutilated or defaced or be destroyed, lost or stolen, the Company shall execute, and upon the written request of any officer of the Company, the Trustee shall authenticate and make available for delivery a new
        Security of the same Series and of like tenor and principal amount and with the same terms and conditions, bearing a number not contemporaneously outstanding, in exchange and substitution for the mutilated or defaced Security or in lieu of and
        substitution for the Security so destroyed, lost or stolen.&#160; In every case the applicant for a substitute Security shall furnish to the Company and to the Trustee such security or indemnity as may be required by them to indemnify and defend and to
        save each of them harmless and, in every case of destruction, loss or theft, evidence to their satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Upon the issuance of any substitute Security, the Company may require the payment of an amount sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses,
        including the reasonable fees and expenses of the Trustee, connected therewith.&#160; In case any Security which has matured or is about to mature or has been called for redemption in full shall become mutilated or defaced or be destroyed, lost or
        stolen, the Company, instead of issuing a substitute Security, may pay or authorize the payment of the same without surrender thereof except in the case of a mutilated or defaced Security.&#160; The applicant for such payment shall furnish to the
        Company and to the Trustee such security or indemnity as any of them may require to save each of them harmless.&#160; In every case of destruction, loss or theft, the applicant also shall furnish to the Company and the Trustee evidence to their
        satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Every substitute Security issued pursuant to the provisions of this Section 2.10 by virtue of the fact that any Security is destroyed, lost or stolen shall constitute an additional contractual obligation of the
        Company, whether or not the destroyed, lost or stolen Security shall be at any time enforceable by anyone and shall be entitled to all the benefits of and shall be subject to all the limitations of rights set forth in this Indenture equally and
        proportionately with any and all other Securities duly authenticated and delivered hereunder.&#160; All Securities shall be held and owned upon the express condition that, to the extent permitted by law, the foregoing provisions are exclusive with
        respect to the replacement or payment of mutilated, defaced, destroyed, lost or stolen Securities and shall preclude any and all other rights or remedies, notwithstanding any law or statute to the contrary with respect to the replacement or payment
        of negotiable instruments or other securities without their surrender.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.11.<font style="font-style: italic;">&#160; Cancellation of Securities</font>.&#160; All Securities surrendered for payment, redemption, registration of transfer or exchange, or for credit against any payment in
        respect of a sinking or analogous fund, if surrendered to the Company or any agent of the Company or the Trustee shall be delivered to the Trustee for cancellation or, if surrendered to the Trustee, shall be cancelled by it in accordance with its
        customary procedures; and no Securities shall be issued in lieu thereof except as expressly permitted by the provisions of this Indenture.&#160; The Company at any time may deliver to the Trustee for cancellation any Securities previously authenticated
        hereunder which the Company has not issued and sold and all Securities so delivered shall be promptly cancelled by the Trustee.&#160; The Trustee shall return cancelled Securities held by it to the Company, upon written request.&#160; If the Company shall
        acquire any of the Securities, such acquisition shall not operate as a redemption or satisfaction of the indebtedness represented by such Securities unless the same are delivered to the Trustee for cancellation.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">13</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">SECTION 2.12.<font style="font-style: italic;">&#160; Temporary Securities.</font>&#160; Pending the preparation of definitive Securities for any Series, the Company may execute and the Trustee shall authenticate and make
        available for delivery temporary Securities for such Series, which may be printed, typewritten or otherwise reproduced, in each case in form reasonably acceptable to the Trustee.&#160; Temporary Securities of any Series may be issued in any authorized
        denomination and substantially in the form of the definitive Securities of such Series but with such omissions, insertions and variations as may be appropriate for temporary Securities, all as may be determined by the Company with the reasonable
        concurrence of the Trustee.&#160; Temporary Securities may contain such reference to any provisions of this Indenture as may be appropriate.&#160; Every temporary Security shall be executed by the Company and be authenticated by the Trustee upon the same
        conditions and in substantially the same manner, and with like effect, as the definitive Securities.&#160; Without unreasonable delay the Company shall execute and shall furnish definitive securities of such Series and thereupon temporary Securities of
        such Series may be surrendered in exchange therefor without charge at each office or agency to be maintained by the Company for that purpose pursuant to Section 3.02, and the Trustee shall authenticate and make available for delivery in exchange
        for such temporary Securities of such Series a like aggregate principal amount of definitive Securities of the same Series of authorized denominations.&#160; Until so exchanged, the temporary Securities of any Series shall be entitled to the same
        benefits under this Indenture as definitive Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.13.<font style="font-style: italic;">&#160; Securities in Global Form.</font>&#160; If Securities of a Series are issuable in global form, as specified as contemplated by Section 2.03, such global form of Security
        shall represent such of the Outstanding Securities of such Series as shall be specified therein and may provide that it shall represent the aggregate amount of Outstanding Securities from time to time endorsed thereon and that the aggregate amount
        of Outstanding Securities represented thereby may from time to time be reduced to reflect exchanges.&#160; Any endorsement of a Security in global form to reflect the amount, or any increase or decrease in the amount, of Outstanding Securities
        represented thereby may be made by the Trustee in such manner and upon instructions given by such Person or Persons as shall be specified therein or in the Company order to be delivered to the Trustee pursuant to Section 2.04.&#160; Subject to the
        provisions of Section 2.04, the Trustee shall deliver and redeliver any Security in definitive global form in the manner and upon written instructions given by the Person or Persons specified therein or in the applicable Company order.&#160; If a
        Company order pursuant to Section 2.04 has been, or simultaneously is, delivered, any instructions by the Company with respect to endorsement or delivery or redelivery of a Security in global form shall be in writing.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03, payment of principal of and any interest on any Security in definitive global form shall be made to the Person or Persons specified therein.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Prior to due presentment of a Security for registration of transfer, the Company, the Trustee, and any agent of the Company or the Trustee may treat the Person in whose name such Security is registered as the owner of
        such Security for the purpose of receiving payment of principal of or interest on such Security and for all other purposes whatsoever, whether or not such Security shall be overdue, and neither the Company, the Trustees nor any agent of the Company
        or the Trustee will be affected by notice to the contrary.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">14</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; color: rgb(0, 0, 0);">If The Depository Trust Company is at any time unwilling or unable to continue as Depository or if at any time The Depository Trust Company ceases to be a clearing agency registered under the
        Securities Exchange Act if so required by applicable law or regulation, and, in either case, a successor Depository is not appointed within 90 days, certificated Securities will be issued in exchange for the global Securities.&#160; In addition, the
        Company may determine, at any time and subject to the procedures of The Depository Trust Company, not to have any Securities represented by one or more global Securities, and, in such event, shall issue individual Securities in certificated form in
        exchange for the relevant global Securities.&#160; Beneficial interests in global Securities will be exchangeable for individual Securities in certificated form in the event of a default or an Event of Default, upon prior written notice to the Trustee
        by or on behalf of The Depository Trust Company or at the written request of the owner of such beneficial interests, in each case, in accordance with the terms hereof.&#160; In any of the foregoing circumstances, an owner of a beneficial interest in a
        global Security shall be entitled to physical delivery of individual Securities in certificated form of like tenor and rank, equal in principal amount to such beneficial interest, and to have such Securities in certificated form registered in its
        name. </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Neither the Trustee nor any Agent shall have any responsibility for any actions taken or not taken by The Depository Trust Company or any other Depository.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 2.14.<font style="font-style: italic;">&#160; CUSIP Numbers.</font>&#160; The Company in issuing the Securities may use CUSIP numbers if then generally in use and, if so, the Trustee shall use CUSIP numbers in notices of
        redemption as a convenience to Holders.&#160; Any such notice may state that no representation is made as to the correctness of such numbers either as printed on the Securities or as contained in any notice of a redemption and that reliance may be
        placed only on the other identification numbers printed on the Securities.&#160; No such redemption shall be affected by any defect in or omission of such numbers.&#160; The Company promptly will notify the Trustee of any change in the CUSIP numbers.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226369975"></a>ARTICLE 3</div>
      <div style="text-align: center; font-weight: bold;">COVENANTS OF THE COMPANY</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 3.01.<font style="font-style: italic;">&#160; Payment of Principal and Interest.</font>&#160; The Company covenants and agrees for the benefit of each particular Series of Securities that it will duly and punctually pay
        or cause to be paid the principal of, and interest on, each of the Securities of such Series in accordance with the terms of the Securities of such Series and this Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 3.02.<font style="font-style: italic;">&#160; Offices for Payment, Etc.</font>&#160; So long as any of the Securities remain outstanding, the Company will maintain for each Series an office or agency where the Securities
        may be presented for payment or conversion, where the Securities may be presented for registration of transfer and for exchange and where notices and demands to or upon the Company in respect of the Securities or of this Indenture may be served.&#160;
        The Company will give to the Trustee written notice of the location of any such office or agency and of any change of location thereof.&#160; In case the Company shall fail to so designate or maintain any such office or agency or shall fail to give such
        notice of the location or of any change in the location thereof, presentations and demands may be made and notices may be served at the Corporate Trust Office.&#160; Unless otherwise specified pursuant to Section 2.03, the Trustee is hereby appointed
        Paying Agent.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">15</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">SECTION 3.03.<font style="font-style: italic;">&#160; Paying Agents.</font>&#160; Whenever the Company shall appoint a Paying Agent other than the Trustee with respect to the Securities of any Series, it will cause such Paying
        Agent to execute and deliver to the Trustee an instrument in which such Agent shall agree with the Trustee, subject to the provisions of this Section 3.03:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will hold all amounts received by it as such Paying Agent for the payment of the principal of or interest on the Securities of such Series in trust for the benefit of the Holders
        of the Securities of such Series and, upon the occurrence of an Event of Default and upon the written request of the Trustee, pay over all such amounts received by it to the Trustee; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will give the Trustee notice of any failure by the Company or by any other obligor on the Securities of such Series to make any payment of the principal of or interest on the
        Securities of such Series when the same shall be due and payable.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">One Business Day prior to each due date of the principal of or interest on the Securities of such Series, the Company will deposit with the Paying Agent sufficient funds to pay such principal or interest so becoming
        due and, unless such Paying Agent is the Trustee, notify the Trustee of any failure to take such action.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If the Company shall act as its own Paying Agent with respect to the Securities of any Series, on or before each due date of the principal of or interest on the Securities of such Series it will set aside, segregate
        and hold in trust for the benefit of the Holders of the Securities of such Series sufficient funds to pay such principal or interest so becoming due.&#160; The Company will promptly notify the Trustee of any failure to take such action.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">At any time, for the purpose of obtaining a satisfaction and discharge with respect to one or more or all Series of Securities or for any other reason, the Company may pay or cause to be paid to the Trustee all amounts
        held in trust for any such Series by the Company or any Paying Agent, such amounts to be held by the Trustee in trust pursuant to this Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The agreement to hold amounts in trust as provided in this Section 3.03 is subject to the provisions of Sections 10.03 and 10.04.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 3.04.<font style="font-style: italic;">&#160; Officers&#8217; Certificate.</font>&#160; The Company shall deliver to the Trustee, within 120 days after the end of each fiscal year, an Officers&#8217; Certificate indicating whether
        the officers signing such Officers&#8217; Certificate on behalf of the Company know of any default with respect to the Company&#8217;s compliance with all conditions or covenants under the Securities of any Series.&#160; The Company also shall deliver to the
        Trustee, within 30 days after the occurrence thereof, written notice of any Event of Default with respect to the Securities of any Series, the status thereof and what action the Company is taking or proposes to take in respect thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 3.05.<font style="font-style: italic;">&#160; Calculation of Original Issue Discount.</font>&#160; The Company shall file with the Trustee, within 30 days after the end of each calendar year, a written notice specifying
        the amount of original issue discount, if any, including daily rates and accrual periods, accrued on each Series of Outstanding Original Issue Discount Securities as of the end of such year.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">16</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226369981"></a>ARTICLE 4</div>
      <div style="text-align: center; font-weight: bold;">HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 4.01.<font style="font-style: italic;">&#160; Company to Furnish Trustee Information as to Names and Addresses of Holders.</font>&#160; Unless otherwise contemplated by Section 2.03 for the Securities of any Series, the
        Company will furnish or cause to be furnished to the Trustee a list in such form as the Trustee reasonably may require of the names and addresses of the Holders of the Securities of each Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;semiannually, and not more than 15 days after each record date for the payment of interest on such Securities, as of such record date; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;at such other times as the Trustee reasonably may request in writing, within 30 days after receipt by the Company of any such request, such list to be as of a date not more than 15 days
        prior to the time such information is furnished; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">provided that, if the Trustee shall be the Security registrar for such Series, such list shall not be required to be furnished.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 4.02.&#160; <font style="font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee will preserve, in as current a form as is reasonably practicable, the names and addresses of Holders contained in the most recent list furnished to the Trustee as provided in
        Section 4.01 and the names and addresses of Holders received by the Trustee in its capacity as Security Registrar.&#160; The Trustee may destroy any list furnished to it as provided in Section 4.01 upon receipt of a new list so furnished.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The rights of the Holders to communicate with other Holders with respect to their rights under this Indenture or under the Securities, and the corresponding rights and privileges of the
        Trustee, will be as provided by Section 312(b) of the Trust Indenture Act.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every Holder of Securities, by receiving and holding the same, agrees with the Company and the Trustee that neither the Company nor the Trustee nor any agent of either of them will be
        held accountable by reason of any disclosure of information as to names and addresses of Holders made in accordance with the Trust Indenture Act.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 4.03.<font style="font-style: italic;">&#160; Reports by the Company.</font>&#160; So long as any Securities are outstanding, the Company will file with the Trustee, within 15 days after it files them with the
        Commission, copies of its annual report and the information, documents and other reports (or copies of such portions of any of the foregoing as the Commission may from time to time by rules and regulations prescribe) which the Company is required
        to file with the Commission pursuant to Section 13 or Section 15(d) of the Securities Exchange Act.&#160; The Company shall be deemed to have complied with the previous sentence to the extent that such information, documents and reports are filed with
        the Commission via EDGAR (or any successor electronic delivery procedure).&#160; The Company shall also comply with the other provisions of Section 314(a) of the Trust Indenture Act.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">17</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">Delivery of such reports, information and documents to the Trustee is for informational purposes only and the Trustee&#8217;s receipt of such shall not constitute constructive notice of any information contained therein or
        determinable from information contained therein, including the Company&#8217;s compliance with any of its covenants hereunder (as to which the Trustee is entitled to rely exclusively on Officers&#8217; Certificates).</div>
      <div><br>
      </div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">ARTICLE 5</div>
      <div style="text-align: center; font-weight: bold;">REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.01.<font style="font-style: italic;">&#160; Event of Default Defined; Acceleration of Maturity; Waiver of Default.</font>&#160; &#8220;<font style="font-weight: bold;">Event of Default</font>&#8221;, with respect to Securities of
        any Series, means, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, any one of the following events which shall have occurred and be continuing (whatever the reason for such Event of Default and whether
        it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body) unless it is either inapplicable to a
        particular Series or it is specifically deleted or modified in or pursuant to the supplemental indenture or resolution of the Board of Directors establishing such Series of Securities or in the form of Security for such Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of any installment of interest upon any of the Securities of such Series as and when the same shall become due and payable, and continuance of such default for a
        period of 30 days;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of all or any part of the principal of any of the Securities of such Series as and when the same shall become due and payable, either at maturity, upon any
        redemption or repurchase, by declaration or otherwise;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the performance or breach of any covenant or warranty contained in the Securities of such Series or in this Indenture (other than (x) the failure to comply with any covenant
        or agreement contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 or (y) a default in the performance or breach of a covenant or warranty a default in whose performance or whose breach is elsewhere in this Section 5.01
        specifically dealt with or which has expressly been included in this Indenture solely for the benefit of one or more Series of Securities other than that Series), and continuance of such default or breach for a period of 90 days after there has
        been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding Securities of that Series, a written notice specifying such default
        or breach and requiring it to be remedied and stating that such notice is a &#8220;Notice of Default&#8221; hereunder;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">18</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company (i) pursuant to or within the meaning of any bankruptcy law commences a voluntary case, consents to the entry of an order for relief against it in an involuntary case,
        consents to the appointment of a custodian of it or for any substantial part of its property, or makes a general assignment for the benefit of its creditors or takes any comparable action under any foreign laws relating to insolvency; or (ii) a
        court of competent jurisdiction enters an order or decree under any bankruptcy law that is for relief against the Company in an involuntary case, appoints a custodian of the Company or for any substantial part of its property, or orders the winding
        up or liquidation of the Company or any similar relief is granted under any foreign laws and the order or decree remains unstayed and in effect for 90 days; or;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any other Event of Default (including Events of Default replacing or supplementing the foregoing) provided with respect to Securities of such Series in the supplemental indenture or
        resolution of the Board of Directors establishing such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Any failure to perform, or breach of, any covenant or agreement of the Company in respect of the Securities of such Series contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 shall not be a
        default or an Event of Default.&#160; Remedies against the Company for any such failure or breach will be limited to liquidated damages as described in the following sentence, and Holders shall not have any right to accelerate the maturity of the
        Securities of such Series as a result of any such failure or breach.&#160; Instead, if there is such a failure or breach of the Company&#8217;s obligation under Section 314(a)(1) of the Trust Indenture Act or Section 4.03 and continuance of such failure or
        breach for a period of 90 days after the date on which there has been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding
        Securities of all Series affected thereby, a written notice specifying such failure or breach and requiring it to be remedied and stating that such notice is a "Notice of Reporting Noncompliance" hereunder, the Company will pay liquidated damages
        to all Holders of Securities of such Series, at a rate per year equal to 0.25% of the principal amount of such Securities from the 90th day following such notice to and including the 150th day following such notice and at a rate per year equal to
        0.5% of the principal amount of such Securities from and including the 151st day following such notice, until such failure or breach is cured.&#160; Any such liquidated damages shall be payable in the same manner and on the same dates as the stated
        interest payable on the Securities of such Series.&#160; In the event that the Company is required to pay such liquidated damages, the Company shall provide a written notice to the Trustee (and if the Trustee is not the paying agent, the paying agent)
        no later then five Business Days prior to the payment date for the payment of such liquidated damages setting forth the amount of such liquidated damages to be paid by the Company on such payment date and directing the Trustee (or, if the Trustee
        is not the paying agent, the paying agent) to make such payment to the extent it receives funds from the Company to do so.&#160; The Trustee shall not at any time be under any duty or responsibility to any holder of Securities to determine whether such
        liquidated damages are payable, or with respect to the nature, extent or calculation of the amount of liquidated damages owed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If an Event of Default occurs under clause (d) above, the principal of and interest on the Securities of each Outstanding Series shall become immediately due and payable without any declaration or other act on the part
        of the Trustee or any Holders of any Securities.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">19</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, <font style="color: rgb(0, 0, 0);">if an Event of Default (other than an Event of Default occurring as a result of clause
          (d)) with respect to the Securities of any Series shall have occurred and be continuing, either the Trustee</font> or the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then Outstanding by notice to
        the Company may declare the principal amount of all the Securities of such Series and accrued and unpaid interest thereon to be due and payable immediately, and upon any such declaration the same shall become and shall be immediately due and
        payable.&#160; This provision, however, is subject to the condition that if at any time after the principal of the Securities of such Series shall have been so declared due and payable, and before any judgment or decree for the payment of the amounts
        due shall have been obtained or entered as hereinafter provided, the Company shall have paid or deposited with the Trustee sufficient funds to pay all matured installments of interest, if any, upon all the Securities of such Series and the
        principal of the Securities of such Series that shall have become due other than by such acceleration (with interest upon such principal and, to the extent that payment of such interest is enforceable under applicable law, upon overdue installments
        of interest, at the rate borne by the Securities of such Series to the date of such payment or deposit) and all other defaults under this Indenture, other than the nonpayment of the principal of Securities of such Series that shall have become due
        by such acceleration, shall have been remedied, then and in every such case the Holders of a majority in aggregate principal amount at maturity of the Securities of such Series then Outstanding, by written notice to the Company and to the Trustee
        for the Securities of such Series, may waive all defaults and rescind and annul such declaration and its consequences; but no such waiver or rescission and annulment shall extend to or shall affect any subsequent default or shall impair any right
        consequent thereon.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Subject to the provisions of Article 6, in case an Event of Default with respect to the Securities of any Series shall occur and be continuing, the Trustee shall not be under any obligation to exercise any of the
        trusts or powers vested in it hereby at the request or direction of any Holder of such Series, unless such Holder shall have offered to such Trustee security or indemnity reasonably satisfactory to it.&#160; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Additional terms and conditions with respect to the rights of Holders of the Securities of a particular Series (including as to rights to rescind an acceleration of the payment of principal and interest) and the rights
        and obligations of the Trustee, in each case, in connection with a default or Event of Default, may be specified as contemplated by Section 2.03 for the Securities of any Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.02.<font style="font-style: italic;">&#160; Collection of Indebtedness by Trustee; Trustee May Prove Debt.</font>&#160; If the Company shall fail to pay any installment of interest on any of the Securities of any
        Series when such interest shall have become due and payable, and such default shall have continued for a period of 30 days, or shall fail to pay the principal of any of the Securities of any Series when the same shall have become due and payable,
        whether upon maturity of the Securities of such Series or upon any redemption or by declaration or otherwise, then upon demand of the Trustee for the Securities of such Series the Company will pay to the Trustee for the Securities of such Series
        for the benefit of the Holders of the Securities of such Series the whole amount that then shall have become due and payable on all Securities of such Series for principal of or interest, as the case may be (with interest to the date of such
        payment upon the overdue principal and, to the extent that payment of such interest is enforceable under applicable law, on overdue installments of interest at the same rate as the rate of interest specified in the Securities of such Series) and
        such further amount as shall be sufficient to cover the costs and expenses of collection, including reasonable compensation to and expenses incurred by the Trustee and its respective agents, attorneys and counsel.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">20</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">Until such demand is made by the Trustee, the Company may pay the principal of and interest on the Securities of any Series to the persons entitled thereto, whether or not the principal of and interest on the
        Securities of such Series are overdue.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If the Company shall fail to pay such amounts upon such demand, the Trustee for the Securities of such Series, in its own name and as trustee of an express trust, shall be entitled and empowered to institute any action
        or proceedings at law or in equity for the collection of the amounts so due and unpaid.&#160; In any such case, the Trustee may prosecute any such action or proceedings to judgment or final decree and may enforce any such judgment or final decree
        against the Company and collect in the manner provided by law out of the property of the Company, wherever situated, the amounts adjudged or decreed to be payable.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If (i) there shall be pending proceedings relative to the Company under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or other similar law, (ii) a receiver, assignee
        or trustee in bankruptcy or reorganization, liquidator, sequestrator or similar official shall have been appointed for or taken possession of the Company or its property or (iii) any other comparable judicial proceedings relative to the Company
        under the Securities of any Series, or to the creditors or property of the Company, shall be pending, and irrespective of whether the principal of any Securities shall then be due and payable or whether the Trustee shall have made any demand
        pursuant to the provisions of this Section 5.02, the Trustee shall be entitled and empowered, by intervention in such proceedings or otherwise:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to file and prove a claim or claims for the whole amount of principal and interest owing and unpaid in respect of the Securities of any Series and to file such other papers or documents
        as may be necessary or advisable in order to have the claims of the Trustee (including any claim for reasonable compensation to, and expenses incurred by, the Trustee, and its agents, attorneys and counsel) and of the Holders allowed in any
        judicial proceedings relative to the Company, or to the creditors or property of the Company; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to collect and receive any funds or other property payable or deliverable on any such claims, and to distribute all amounts received with respect to the claims of the Holders and of the
        Trustee on their behalf; and any trustee, receiver, or liquidator, custodian or other similar official is hereby authorized by each of the Holders to make payments to the Trustee for the Securities of such Series, and, in the event that such
        Trustee shall consent to the making of payments directly to the Holders, to pay to such Trustee such amounts as shall be sufficient to cover reasonable compensation to and expenses incurred by such Trustee and its respective agents, attorneys and
        counsel and all other amounts due to such Trustee pursuant to Section 6.07.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">21</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">Nothing herein contained shall be deemed to authorize the Trustee to authorize or consent to or accept or adopt on behalf of any Holder any plan of reorganization, arrangement, adjustment or composition affecting the
        Securities of any Series or the rights of any Holder thereof or to authorize the Trustee to vote in respect of the claim of any Holder in any such proceeding.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">All rights of action and of asserting claims under this Indenture or under any of the Securities may be enforced by the Trustee for the Securities of such Series without the possession of any of the Securities of such
        Series or the production thereof at any trial or other proceedings relative thereto.&#160; Any such action or proceedings instituted by the Trustee shall be brought in its own name as trustee of an express trust.&#160; Any recovery of judgment, subject to
        the payment of the expenses, disbursements and compensation of the Trustee, each predecessor Trustee and their respective agents and attorneys, shall be for the ratable benefit of the Holders of the Securities in respect of which such action was
        taken.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">In any proceedings brought by the Trustee for the Securities of such Series, the Trustee shall be held to represent all the Holders of the Securities in respect of which such action was taken, and it shall not be
        necessary to make any Holders of such Securities parties to any such proceedings.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.03.<font style="font-style: italic;">&#160; Application of Proceeds.</font>&#160; Any amounts collected by the Trustee for the Securities of such Series pursuant to this Article 5 in respect of the Securities of any
        Series shall be applied in the following order at the date or dates fixed by such Trustee and, in case of the distribution of such amounts on account of principal or interest, upon presentation of the several Securities in respect of which amounts
        have been collected and stamping or otherwise noting thereon the payment, or issuing Securities of such Series in reduced principal amounts in exchange for the presented Securities of like Series if only partially paid, or upon surrender thereof if
        fully paid:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">FIRST:&#160; To the payment of costs and expenses applicable to such Series in respect of which amounts have been collected, including reasonable compensation to and expenses incurred by the Trustee and
        its agents and attorneys and all other amounts due to the Trustee pursuant to Section 6.07;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">SECOND:&#160; To the payment of the amounts then due and unpaid for principal of and interest on the Securities of such Series in respect of which amounts have been collected, such payments to be made
        ratably to the persons entitled thereto, without discrimination or preference, according to the amounts then due and payable on such Securities and any such debt for principal and interest; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">THIRD:&#160; To the payment of the remainder, if any, to the Company or as a court of competent jurisdiction may direct.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.04.<font style="font-style: italic;">&#160; Restoration of Rights on Abandonment of Proceedings.</font>&#160; If the Trustee for the Securities of any Series shall have proceeded to enforce any right under this
        Indenture and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely to the Trustee, the Company and the Trustee, subject to the determination in any such proceeding, shall be restored to
        their former positions and rights hereunder, and all rights, remedies and powers of the Company, the Trustee and the Holders shall continue as though no such proceedings had been taken.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">22</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 5.05.<font style="font-style: italic;">&#160; Limitations on Suits by Holders.</font>&#160; No Holder of any Security of any Series shall have any right, by virtue or by availing of any provision of this Indenture, to
        institute any action or proceeding at law or in equity or in bankruptcy or otherwise with respect to this Indenture, or for the appointment of a trustee, receiver, liquidator, custodian or other similar official or for any other remedy hereunder,
        unless such Holder previously shall have given to the Trustee written notice of an Event of Default and of the continuance thereof and the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then Outstanding
        shall have made written request upon the Trustee to institute such action or proceedings in its own name as trustee hereunder and shall have offered to the Trustee security or indemnity satisfactory to it as it may require, against the costs,
        expenses and liabilities to be incurred therein or thereby and the Trustee for 60 days after its receipt of such notice, request and offer of security or indemnity shall have failed to institute any such action or proceeding and no direction
        inconsistent with such written request shall have been given to the Trustee during such 60-day period by Holders of a majority in principal amount of the Securities of such Series then Outstanding; it being understood and intended, and being
        expressly covenanted by the Holder of every Security with every other Holder of a Security and the Trustee, that no one or more Holders of Securities of any Series shall have any right in any manner whatever, by virtue or by availing of any
        provision of this Indenture, to affect, disturb or prejudice the rights of any other such Holder of Securities, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Indenture, except
        in the manner herein provided and for the equal, ratable and common benefit of all Holders of Securities of the applicable Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.06.<font style="font-style: italic;">&#160; Unconditional Right of Holders to Institute Certain Suits.</font>&#160; Notwithstanding any provision in this Indenture and any provision of any Security of such Series, the
        right of any Holder of any Security to receive payment of the principal of and (subject to Section 2.07) interest on such Security at the respective rates, in the respective amount on or after the respective due dates expressed in such Security of
        such Series, or to institute suit for the enforcement of any such payment on or after such respective dates, shall not be impaired or affected without the consent of such Holder.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.07.<font style="font-style: italic;">&#160; Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default.</font>&#160; Except as provided in Sections 2.10 and 5.05, no right or remedy herein conferred upon
        or reserved to the Trustee or to the Holders is intended to be exclusive of any other right or remedy, and every right and remedy, to the extent permitted by law, shall be cumulative and in addition to every other right and remedy given hereunder
        or now or hereafter existing at law or in equity or otherwise.&#160; The assertion or employment of any right or remedy hereunder shall not prevent the concurrent assertion or employment of any other appropriate right or remedy.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">No delay or omission of the Trustee or of any Holder to exercise any right or power accruing upon any Event of Default occurring and continuing as aforesaid shall impair any such right or power or shall be construed to
        be a waiver of any such Event of Default or an acquiescence therein.&#160; Subject to Section 5.05, every power and remedy given by this Indenture or by law to the Trustee or to the Holders may be exercised from time to time, and as often as shall be
        deemed expedient, by the Trustee or the Holders.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">23</font></div>
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      </div>
      <div style="text-indent: 36pt;">SECTION 5.08.<font style="font-style: italic;">&#160; Control by Holders.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of each Series affected at the time Outstanding shall have the
        right to direct the time, method, and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or power conferred by this Indenture on the Trustee with respect to the Securities of such Series.&#160; The Trustee
        shall have the right to decline to follow any such direction if (i) such direction shall conflict with law or the provisions of this Indenture or any indenture supplemental hereto, (ii) the Trustee shall determine that the action or proceedings so
        directed would involve the Trustee in personal liability or (iii) the Trustee in good faith shall so determine that the actions or forbearances specified in or pursuant to such direction would be unduly prejudicial to the interests of Holders of
        the Securities of all Series so affected not joining in the giving of said direction, it being understood that the Trustee shall have no duty to ascertain whether or not such actions or forbearances are unduly prejudicial to such Holders.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.09.<font style="font-style: italic;">&#160; Waiver of Past Defaults.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of such Series at the time Outstanding, on behalf of the
        Holders of all the Securities of such Series, may waive any past default hereunder or its consequences, except a default in the payment of the principal of or interest on any of the Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Upon any such waiver, such default shall cease to exist and be deemed to have been cured and not to have occurred, and any Event of Default arising therefrom shall be deemed to have been cured and not to have occurred
        for every purpose of this Indenture; but no such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.10.<font style="font-style: italic;">&#160; Right of Court to Require Filing of Undertaking to Pay Costs.</font>&#160; Any court in its discretion may require, in any suit for the enforcement of any right or remedy
        under this Indenture or in any suit against the Trustee for any action taken, suffered or omitted by it as Trustee, the filing by any party litigant in such suit of an undertaking to pay the costs of such suit.&#160; Any such court in its discretion may
        assess reasonable costs, including reasonable attorneys&#8217; fees and expenses, against any party litigant in such suit, having due regard to the merits and good faith of the claims or defenses made by such party litigant.&#160; The provisions of this
        Section 5.10 shall not apply, however, to any suit instituted by the Trustee, to any suit instituted by any Holder or group of Holders of any Series holding in the aggregate more than 10% in aggregate principal amount of the Securities of such
        Series or to any suit instituted by any Holder for the enforcement of the payment of the principal of or interest on any Security on or after the due date expressed in such Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 5.11.<font style="font-style: italic;">&#160; Suits for Enforcement.</font>&#160; If an Event of Default has occurred, has not been waived and is continuing, the Trustee in its discretion may proceed to protect and
        enforce the rights vested in it by this Indenture by such appropriate judicial proceedings as the Trustee shall deem most effectual to protect and enforce any of such rights, either at law or in equity or in bankruptcy or otherwise, whether for the
        specific enforcement of any covenant or agreement contained in this Indenture or in aid of the exercise of any power granted in this Indenture or to enforce any other legal or equitable right vested in the Trustee by this Indenture or by law.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">24</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-align: center; font-weight: bold;">ARTICLE 6</div>
      <div style="text-align: center; font-weight: bold;">CONCERNING THE TRUSTEE</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.01.&#160; <font style="font-style: italic;">Duties of Trustee.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If an Event of Default has occurred and is continuing with respect to the Securities of any Series, the Trustee shall exercise the rights and powers vested in it by this Indenture and
        use the same degree of care and skill in its exercise as a prudent person would exercise or use under the circumstances in the conduct of such person&#8217;s own affairs.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Except during the continuance of an Event of Default with respect to the Securities of any Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee need perform only those duties that are specifically set forth in this Indenture and the Trustee shall not be liable except for the performance of such duties and
        obligations as are specifically set forth in this Indenture, and no implied covenants or obligations shall be read into this Indenture against the Trustee; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; in the absence of bad faith on its part, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates
        or opinions furnished to the Trustee and conforming to the requirements of this Indenture.&#160; However, in the case of any such certificates or opinions which by any provision hereof are specifically required to be furnished to the Trustee, the
        Trustee shall examine the certificates and opinions to determine whether or not they conform to the requirements of this Indenture (but need not confirm or investigate the accuracy of mathematical calculations or other facts stated therein).</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may not be relieved from liability for its own negligent action, its own negligent failure to act or its own willful misconduct, except that:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; this paragraph (c) does not limit the effect of paragraph (b) of this Section 6.01;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee shall not be liable for any error of judgment made in good faith by a Responsible Officer unless it is proved that the Trustee was negligent in ascertaining the pertinent
        facts; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee shall not be liable with respect to any action it takes or omits to take in good faith in accordance with a direction received by it pursuant to Section 5.08.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">25</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every provision of this Indenture that in any way relates to the Trustee is subject to paragraphs (a), (b), (c) and (e) of this Section 6.01.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No provision of this Indenture shall require the Trustee to extend or risk its own funds or otherwise incur any financial liability unless it receives indemnity satisfactory to it
        against any loss, liability or expense.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Amounts held by the Trustee in trust hereunder need not be segregated from other funds except to the extent required by law.&#160; The Trustee shall be under no liability for interest on any
        amounts received by it hereunder except as otherwise agreed in writing with the Company.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.02.&#160; <font style="font-style: italic;">Rights of Trustee.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may conclusively rely on, and shall be fully protected in relying upon, any document believed by it to be genuine and to have been signed or presented by the proper person.&#160;
        The Trustee need not investigate any fact or matter stated in the document.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Before the Trustee acts or refrains from acting, it may require an Officers&#8217; Certificate or an Opinion of Counsel.&#160; The Trustee shall not be liable for any action it takes or omits to
        take in good faith in reliance on such Officers&#8217; Certificate or Opinion of Counsel.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to the provisions of Section 6.01(c), the Trustee shall not be liable for any action it takes or omits to take in good faith which it believes to be authorized or within its
        rights or powers.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Before the Trustee acts or refrains from acting, the Trustee may consult with counsel of its selection and the advice of such counsel or any Opinion of Counsel shall be full and complete
        authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon in accordance with such advice or Opinion of Counsel.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of any of the Holders pursuant to this
        Indenture, unless such Holders shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys and the Trustee shall not be
        responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">26</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, Officers&#8217; Certificate or other certificate, statement, instrument, opinion,
        report, notice, request, consent, order, approval, appraisal, bond, debenture, note, coupon, security or other paper or document, but the Trustee, in its discretion, may make such further inquiry or investigation into such facts or matters as it
        may see fit, and, if the Trustee shall determine to make such further inquiry or investigation, it shall be entitled to examine the books, records and premises of the Company, personally or by agent or attorney at the sole cost of the Company and
        shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall not be required to give any bond or surety in respect of the performance of its powers and duties hereunder.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be bound to ascertain or inquire as to the performance or observance of any covenants, conditions or agreements on the part of the Company, except as otherwise set
        forth herein, but the Trustee may require of the Company full information and advice as to the performance of the covenants, conditions and agreements contained herein and shall be entitled in connection herewith to examine the books, records and
        premises of the Company, personally or by agent or attorney at the sole cost of the Company and shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The permissive rights of the Trustee to do things enumerated in this Indenture shall not be construed as a duty and the Trustee shall not be answerable for other than its negligence or
        willful default.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In no event shall the Trustee be responsible or liable for special, indirect, or consequential loss or damage of any kind whatsoever (including, but not limited to, loss of profit)
        irrespective of whether the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The rights, privileges, protections, immunities and benefits given to the Trustee, including, without limitation, its right to be indemnified, are extended to, and shall be enforceable
        by, the Trustee in each of its capacities hereunder, and each agent, custodian and other Person employed to act hereunder.</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any request or direction of the Company mentioned herein shall be sufficiently evidenced by a written order of the Company and any resolution of the Board of Directors may be sufficiently
        evidenced by a Board Resolution of the Board of Directors.</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee may request that the Company deliver a certificate setting forth the names of individuals and titles of officers authorized at such time to take specified actions pursuant to
        this Indenture.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">27</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be deemed to have notice of or Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless written notice of any event which
        is in fact such an Event of Default is received by the Trustee at the Corporate Trust Office of the Trustee, and such notice references the Securities and this Indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.03.<font style="font-style: italic;">&#160; Individual Rights of Trustee.</font>&#160; The Trustee in its individual or any other capacity may become the owner or pledgee of Securities and may otherwise deal with the
        Company or its affiliates with the same rights it would have if it were not Trustee.&#160; Any Paying Agent, registrar or co-registrar may do the same with like rights.&#160; However, the Trustee must comply with Sections 6.10 and 6.11.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.04.<font style="font-style: italic;">&#160; Trustee&#8217;s Disclaimer.</font>&#160; The Trustee makes no representation as to the validity or adequacy of this Indenture or the Securities.&#160; The Trustee shall not be
        accountable for the Company&#8217;s use of the proceeds from the Securities and shall not be responsible for any statement in any registration statement for the Securities filed with the Commission under the Securities Act (other than its Statement of
        Eligibility on Form T&#8209;1) or in the Indenture (other than its eligibility under Section 6.10) or the Securities (other than its certificate of authentication).</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.05.<font style="font-style: italic;">&#160; Notice of Defaults.</font>&#160; If a default occurs and is continuing with respect to the Securities of any Series and is known to the Trustee, the Trustee shall mail to
        each Holder of the Securities of such Series notice of such default within 90 days after the occurrence of such default.&#160; Except in the case of a default in the payment of the principal of, premium, if any, or interest on the Securities of any
        Series, including payments pursuant to the redemption provisions of the Securities of such Series, the Trustee may withhold notice if and so long as a committee of its Responsible Officers in good faith determines that withholding such notice is in
        the interests of Holders of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.06.<font style="font-style: italic;">&#160; Reports by Trustee to Holders.</font>&#160; So long as the Securities of any Series are Outstanding, within 60 days after each May 15 beginning with the May 15 following the
        date of this Indenture, the Trustee shall mail to each Holder of any such Series and each other Person specified in Section 313(c) of the Trust Indenture Act a brief report dated as of such May 15 that complies with Section 313(a) of the Trust
        Indenture Act to the extent required thereby.&#160; The Trustee also shall comply with Section 313(b) of the Trust Indenture Act.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Trustee will file a copy of each report, at the time of its mailing to Holders of any Series, with the Commission and each securities exchange on which the Securities of any Series are listed.&#160; The Company promptly
        will notify the Trustee whenever the Securities of any Series become listed on any securities exchange and of any delisting thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.07.<font style="font-style: italic;">&#160; Compensation and Indemnity.</font>&#160; The Company:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will pay to the Trustee from time to time, and the Trustee shall be entitled to, such compensation as shall be agreed to in writing between the Company and the Trustee for all services
        rendered by it hereunder, which compensation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">28</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances incurred or made by the Trustee in accordance with any provision of this Indenture,
        including the reasonable compensation and expenses of its agents and counsel, except to the extent any such compensation or expense may be attributable to its own negligence or willful misconduct; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will indemnify the Trustee for, and to hold it harmless against, any loss, liability, claim, damage or expense, including taxes (other than taxes based upon, measured by or determined by
        the income of the Trustee), arising out of or in connection with the acceptance or administration of this trust or the performance of its duties hereunder, including the reasonable costs and expenses of defending itself against or investigating any
        claim (whether asserted by the Company, or any Holder or any other Person) or liability in connection with the exercise or performance of any of its powers or duties hereunder, or in connection with enforcing the provisions of this Section, except
        to the extent that any such loss, liability, damage, claim or expense is due to its own negligence or willful misconduct.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">As security for the performance of the Company&#8217;s obligations under this Section 6.07, the Trustee shall have a lien prior to the Securities on all funds or property held or collected by the Trustee, except for those
        funds that are held in trust to pay the principal of or interest, if any, on particular Securities.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">&#8220;Trustee&#8221; for purpose of this Section 6.07 includes any predecessor trustee; provided that the negligence or willful misconduct of any Trustee shall not be attributable to any other Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Company&#8217;s payment obligations pursuant to this Section 6.07 shall constitute additional indebtedness hereunder and shall survive the discharge and termination of this Indenture and resignation or removal of the
        Trustee.&#160; When the Trustee incurs expenses after the occurrence of a default specified in Section 5.01(d), such expenses, including reasonable fees and expenses of counsel, are intended to constitute expenses of administration under bankruptcy law.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.08.<font style="font-style: italic;">&#160; Replacement of Trustee.</font>&#160; The Trustee may resign at any time with respect to Securities of one or more Series by so notifying the Company.&#160; No such resignation,
        however, shall be effective until a successor Trustee has accepted its appointment pursuant to this Section 6.08.&#160; The Holders of a majority in aggregate principal amount of the Outstanding Securities of any Series may remove the Trustee with
        respect to such Series by so notifying the Trustee and the Company.&#160; The Company shall remove the Trustee if:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee fails to comply with Section 6.10;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee is adjudged bankrupt or insolvent;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a receiver or public officer takes charge of the Trustee or its property; or</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee otherwise becomes incapable of acting.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If the Trustee resigns or is removed or if a vacancy exists in the office of Trustee for any reason, with respect to the Securities of one or more Series, the Company shall promptly appoint, by resolution of its Board
        of Directors, a successor Trustee with respect to the Securities of such Series.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">29</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">A successor Trustee shall deliver a written acceptance of its appointment to the retiring Trustee and to the Company.&#160; Thereupon the resignation or removal of the retiring Trustee shall become effective, and the
        successor Trustee shall have all the rights, powers and duties of the Trustee under this Indenture with respect to the Securities of such Series.&#160; The successor Trustee shall mail a notice of its succession to Holders so affected.&#160; The retiring
        Trustee shall promptly transfer all funds and property held by it as Trustee to the successor Trustee, subject to the lien provided for in Section 6.07.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If a successor Trustee does not take office within 30 days after the retiring Trustee resigns or is removed, the retiring Trustee, the Company or the Holders of a majority in aggregate principal amount of the
        Outstanding Securities of each affected Series may petition any court of competent jurisdiction for the appointment of a successor Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If the Trustee fails to comply with Section 6.10, any Holder may petition any court of competent jurisdiction for the removal of the Trustee and the appointment of a successor Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.09.<font style="font-style: italic;">&#160; Successor Trustee by Merger.</font>&#160; If the Trustee consolidates with, merges or converts into or transfers all or substantially all its corporate trust business or
        assets to another corporation, the resulting, surviving or transferee corporation without any further act shall be the successor Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.10.<font style="font-style: italic;">&#160; Eligibility; Disqualification.</font>&#160; The Trustee shall at all times satisfy the requirements of Section 310(a)(1) of the Trust Indenture Act.&#160; The Trustee shall have a
        combined capital and surplus of at least $150,000,000 as set forth in its most recent published annual report of condition.&#160; Neither the Company nor any person directly or indirectly controlling, controlled by or under common control with the
        Company shall serve as Trustee hereunder.&#160; The Trustee shall comply with Section 310(b) of the Trust Indenture Act; <u>provided</u>, <u>however</u>, that there shall be excluded from the operation of Section 310(b)(1) of the Trust Indenture Act
        any indenture or indentures under which other securities or certificates of interest or participation in other securities of the Company are outstanding if the requirements for such exclusion set forth in Section 310(b)(1) of the Trust Indenture
        Act are met.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 6.11.<font style="font-style: italic;">&#160; Preferential Collection of Claims Against Company.</font>&#160; The Trustee shall comply with Section 311(a) of the Trust Indenture Act, excluding any creditor relationship
        listed in Section 311(b) of the Trust Indenture Act.&#160; A Trustee who has resigned or been removed shall be subject to Section 311(a) of the Trust Indenture Act to the extent indicated therein.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">30</font></div>
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      </div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370009"></a>ARTICLE 7</div>
      <div style="text-align: center; font-weight: bold;">CONCERNING THE HOLDERS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 7.01.&#160;&#160; <font style="font-style: italic;">Evidence of Action Taken by Holders.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by a specified percentage in principal amount of
        the Holders of any or all Series may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such specified percentage of Holders in person or by agent duly appointed in writing.&#160; Except as herein otherwise
        expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee.&#160; Proof of execution of any instrument or of a writing appointing any such agent shall be sufficient for any purpose of this
        Indenture and, subject to Sections 6.01 and 6.02, conclusive in favor of the Trustee and the Company, if made in the manner provided in this Article 7.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The ownership of Securities shall be proved by the Security register.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 7.02.<font style="font-style: italic;">&#160; Proof of Execution of Instruments.</font>&#160; Subject to Sections 6.01 and 6.02, the execution of any instrument by a Holder or his agent or proxy may be proved in
        accordance with such reasonable rules and regulations as may be prescribed by the Trustee or in such manner as shall be satisfactory to the Trustee.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 7.03.<font style="font-style: italic;">&#160; Holders to Be Treated as Owners.</font>&#160; The Company, the Trustee and any agent of the Company or the Trustee may deem and treat the person in whose name any Security
        shall be registered upon the Security register for such Series as the absolute owner of such Security (whether or not such Security shall be overdue and notwithstanding any notation of ownership or other writing thereon) for the purpose of
        receiving payment of or on account of the principal of and interest on such Security and for all other purposes.&#160; Neither the Company nor the Trustee nor any agent of the Company or the Trustee shall be affected by any notice to the contrary.&#160; All
        payments made to any such person, or upon his order, shall be valid and, to the extent of the sum or sums so paid, effectual to satisfy and discharge the liability for amounts payable upon any such Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 7.04.<font style="font-style: italic;">&#160; Securities Owned by Company Deemed Not Outstanding.</font>&#160; In determining whether the Holders of the requisite aggregate principal amount of Outstanding Securities of
        any or all Series have concurred in any direction, consent or waiver under this Indenture, Securities that are owned by the Company or any other obligor on the Securities with respect to which such determination is being made, or by any person
        directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor on the Securities with respect to which such determination is being made, shall be disregarded and deemed not to be
        Outstanding for the purpose of any such determination.&#160; For the purpose of determining whether the Trustee shall be protected in relying on any such direction, consent or waiver, only Securities that a Responsible Officer of the Trustee actually
        knows are so owned shall be so disregarded.&#160; Securities so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to the satisfaction of the Trustee the pledgee&#8217;s right so to act with respect to such
        Securities and that the pledgee is not the Company or any other obligor upon the Securities or any person directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor on the
        Securities.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">31</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 7.05.<font style="font-style: italic;">&#160; Right of Revocation of Action Taken.</font>&#160; At any time prior to the evidencing to the Trustee, as provided in Section 7.01, of the taking of any action by the Holders
        of the percentage in aggregate principal amount of the Securities of any Series specified in this Indenture in connection with such action, any Holder of a Security the serial number of which is shown by the evidence to be included among the serial
        numbers of the Securities the Holders of which have consented to such action, by filing written notice at the Corporate Trust Office and upon proof of holding as provided in this Article 7, may revoke such action so far as concerns such Security.&#160;
        Except as aforesaid any such action taken by the Holder of any Security shall be conclusive and binding upon such Holder and upon all future Holders and owners of such Security and of any Securities issued in exchange or substitution therefor,
        irrespective of whether or not any notation in regard thereto is made upon any such Security.&#160; Any action taken by the Holders of the percentage in aggregate principal amount of the Securities of any Series specified in this Indenture in connection
        with such action shall be binding upon the Company, the Trustee and the Holders of all the Securities affected by such action.&#160; This Section shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series. </div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370015"></a>ARTICLE 8</div>
      <div style="text-align: center; font-weight: bold;">SUPPLEMENTAL INDENTURES</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 8.01.<font style="font-style: italic;">&#160; Supplemental Indentures Without Consent of Holders.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series,&#160; the Company,
        when authorized by a resolution of its Board of Directors, and the Trustee for the Securities of any Series from time to time and at any time may enter into an indenture or indentures supplemental hereto, which shall conform to the provisions of
        the Trust Indenture Act as in force at the date of the execution thereof, in form satisfactory to such Trustee, for one or more of the following purposes:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;cure any ambiguity, omission, defect or inconsistency in the Indenture or in any supplemental indenture that may be defective or inconsistent with any other provision contained herein or
        in any supplemental indenture, or to make such other provisions in regard to matters or questions arising under this Indenture or under any supplemental indenture as the Board of Directors may deem necessary or desirable and that shall not
        materially and adversely affect the interests of the Holders of such Series of Securities;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to evidence the succession of another corporation to the Company, or successive successions, and the assumption by the successor corporation of the covenants, agreements and obligations
        of the Company pursuant to Article 9;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to convey, transfer, assign, mortgage or pledge any property or assets to the Trustee as security for the Securities of one or more Series;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to add guarantees with respect to the Securities of any Series or to add to the covenants of the Company such further covenants, restrictions, conditions or provisions for the protection
        of the Holders of Securities of any Series and, if such additional covenants are to be for the benefit of less than all the Series of Securities, stating that such covenants are being added solely for the benefit of such Series, or to release any
        guarantee where such release is permitted by the applicable supplemental indenture;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">32</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to establish the form or terms of Securities of any Series as permitted by Sections 2.01 and 2.03; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to make any changes to comply with the Trust Indenture Act, or any amendment thereto, or to comply with any requirement of the Commission in connection with the qualification of the
        Indenture under the Trust Indenture Act; or</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to evidence and provide for the acceptance of appointment hereunder by a successor Trustee with respect to the Securities of one or more Series and to add to or change any of the
        provisions of this Indenture as shall be necessary to provide for or facilitate the administration of the trusts hereunder by more than one Trustee, pursuant to the requirements of Section 6.08.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Trustee is hereby authorized to join with the Company in the execution of any such supplemental indenture, to make any further appropriate agreements and stipulations that may be therein contained and to accept the
        conveyance, transfer, assignment, mortgage or pledge of any property thereunder, but the Trustee shall not be obligated to enter into any such supplemental indenture which affects the Trustee&#8217;s own rights, duties or immunities under this Indenture
        or otherwise.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Any supplemental indenture authorized by the provisions of this Section 8.01 may be executed without the consent of the Holders of any of the Securities at the time Outstanding, notwithstanding any of the provisions of
        Section 8.02.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 8.02.<font style="font-style: italic;">&#160; Supplemental Indentures with Consent of Holders.</font>&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, with the consent
        (evidenced as provided in Article 7) of the Holders of not less than a majority in aggregate principal amount of the Outstanding Securities of each Series affected by such supplemental indenture, the Company (when authorized by a resolution of its
        Board of Directors)and the Trustee for such Series of Securities, from time to time and at any time, may enter into an indenture or indentures supplemental hereto, which shall conform to the provisions of the Trust Indenture Act as in force at the
        date of execution thereof, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Indenture or of any supplemental indenture or of modifying in any manner the rights of the Holders of the
        Securities of each such Series.&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, no such supplemental indenture, however, shall, without the consent of each affected Holder of Securities of such
        Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;change the stated maturity date of any Security, or reduce the principal amount thereof, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount
        payable on redemption or repurchase thereof, change the time at which the Securities of any Series may be redeemed, or impair or affect the right of any Holder receive payment of principal of, and interest on, any Security or to institute suit for
        payment thereof or, if the Securities provide therefor, affect any right of repayment at the option of the Holder; or</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">33</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; change the provisions of the Indenture that relate to modifying or amending the provisions of the Indenture described above.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">This Indenture may not be amended to alter the subordination of any of the Outstanding Securities of any Series without the written consent of each holder of Senior Indebtedness then outstanding that would be adversely
        affected thereby, such written consent to be accompanied by an Opinion of Counsel or Officers&#8217; Certificate to such effect.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Upon the request of the Company, accompanied by a copy of a resolution of the Board of Directors certified by the secretary or an assistant secretary of the Company authorizing the execution of any such supplemental
        indenture, and upon the filing with the Trustee for such Series of Securities of evidence of the consent of the Holders as aforesaid and other documents, if any, required by Section 7.01, the Trustee for such Series of Securities shall join with
        the Company in the execution of such supplemental indenture.&#160; If such supplemental indenture affects such Trustee&#8217;s own rights, duties or immunities under this Indenture or otherwise, such Trustee in its discretion may, but shall not be obligated
        to, enter into such supplemental indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">It shall not be necessary for the consent of the Holders under this Section 8.02 to approve the particular form of any proposed supplemental indenture, but it shall be sufficient if such consent shall approve the
        substance thereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Promptly after the execution by the Company and the Trustee of any supplemental indenture pursuant to the provisions of this Section 8.02, the Company shall give notice in the manner and to the extent provided in
        Section 13.04 to the Holders of Securities of each Series affected thereby at their addresses as they shall appear on the Security register, setting forth in general terms the substance of such supplemental indenture.&#160; Any failure of the Company to
        mail such notice, or any defect therein, shall not in any way impair or affect the validity of any such supplemental indenture.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 8.03.<font style="font-style: italic;">&#160; Effect of Supplemental Indenture.</font>&#160; Upon the execution of any supplemental indenture pursuant to the provisions hereof, this Indenture shall be and be deemed to be
        modified and amended in accordance therewith and the respective rights, limitations of rights, obligations, duties and immunities under this Indenture of the Trustee, the Company and the Holders of Securities of each Series affected thereby shall
        thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such supplemental indenture shall be and be deemed to be part of the terms and
        conditions of this Indenture for any and all purposes.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 8.04.<font style="font-style: italic;">&#160; Documents to Be Given to Trustee.</font>&#160; The Trustee, subject to the provisions of Sections 6.01 and 6.02, shall be provided with an Officers&#8217; Certificate and an
        Opinion of Counsel stating that the execution of such supplemental indenture is authorized or permitted by this Indenture as conclusive evidence that any supplemental indenture executed pursuant to this Article 8 complies with the applicable
        provisions of this Indenture.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">34</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <!--PROfilePageNumberReset%Num%35%%%-->
      <div style="text-indent: 36pt;">SECTION 8.05.<font style="font-style: italic;">&#160; Notation on Securities in Respect of Supplemental Indentures.</font>&#160; Securities of any Series authenticated and delivered after the execution of any supplemental
        indenture pursuant to the provisions of this Article 8 may bear, upon the direction of the Company, a notation in form satisfactory to the Trustee for the Securities of such Series as to any matter provided for by such supplemental indenture.&#160; If
        the Company shall so determine, new Securities of any Series so modified as to conform, in the opinion of the Board of Directors, to any modification of this Indenture contained in any such supplemental indenture may be prepared by the Company,
        authenticated by the Trustee and delivered in exchange for the Outstanding Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370021"></a>ARTICLE 9</div>
      <div style="text-align: center; font-weight: bold;">CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 9.01.<font style="font-style: italic;">&#160; Company May Consolidate, Etc. on Certain Terms.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the Company may
        consolidate with or amalgamate or merge with or into, or sell, convey or lease all or substantially all of its assets to, any other company; provided that in any such case:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;either the Company shall be the continuing company, or the successor company shall be organized and existing under the laws of the United States, any state thereof, a member state of the
        European Union or any political subdivision thereof and shall expressly assume the due and punctual payment of the principal of and interest on all the Securities, and the due and punctual performance and observance of all of the covenants and
        conditions of this Indenture to be performed or observed by the Company, and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;such continuing or successor company, as the case may be, shall not be in material default immediately after such amalgamation, merger, consolidation, sale, conveyance or lease in the
        performance or observance of any such covenant or condition.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 9.02.<font style="font-style: italic;">&#160; Successor Corporation Substituted.</font>&#160; In case of any such amalgamation, merger, consolidation, sale, lease or conveyance, and following such an assumption by the
        successor corporation, such successor corporation shall succeed to and be substituted for the Company, with the same effect as if it had been named herein.&#160; Such successor corporation may cause to be signed, and may issue either in its own name or
        in the name of the Company prior to such succession, any or all of the Securities issuable hereunder that shall not have been signed by the Company and delivered to the Trustee; and, upon the order of such successor corporation instead of the
        Company and subject to all the terms, conditions and limitations in this Indenture, the Trustee shall authenticate and shall make available for delivery any Securities that shall have been signed and delivered by the officers of the Company to the
        Trustee for authentication, and any Securities which such successor corporation thereafter shall cause to be signed and delivered to the Trustee for that purpose.&#160; All of the Securities so issued shall in all respects have the same legal rank and
        benefit under this Indenture as the Securities theretofore or thereafter issued in accordance with the terms of this Indenture as though all of such Securities had been issued at the date of the execution hereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">In case of any such amalgamation, merger, consolidation, sale, lease or conveyance such changes in phraseology and form (but not in substance) may be made in the Securities thereafter to be issued as may be
        appropriate.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">35</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">In the event of any such sale or conveyance the Company (or any successor corporation which shall theretofore have become such in the manner described in this Article 9) shall be discharged from all obligations and
        covenants under this Indenture and the Securities and may be liquidated and dissolved.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The provisions of this Section 9.02 shall apply except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series. </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 9.03.<font style="font-style: italic;">&#160; Opinion of Counsel to Trustee.</font>&#160; The Trustee, subject to the provisions of Sections 6.01 and 6.02, shall receive an Opinion of Counsel, prepared in accordance with
        Section 13.06, as conclusive evidence that any such consolidation, amalgamation, merger, sale, lease or conveyance, and any such assumption complies with the applicable provisions of this Indenture.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370025"></a>ARTICLE 10</div>
      <div style="text-align: center; font-weight: bold;">SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE;</div>
      <div style="text-align: center; font-weight: bold;">UNCLAIMED FUNDS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 10.01.&#160; <font style="font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</font>.&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160; When (i) all Outstanding Securities of a Series (other than Securities of such Series replaced or paid pursuant to Section 2.08) have been canceled or delivered to the Trustee for cancellation
        or (ii) all Outstanding Securities of such Series have become due and payable, whether at maturity or as a result of the mailing of a notice of redemption in connection with a redemption of a Series of Securities, or will become due and payable
        within one year, and the Company irrevocably deposits with the Trustee funds in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a combination thereof sufficient, in the written
        opinion of a nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall only be required to be delivered if U.S. Government Obligations have been so deposited), to pay the principal of and interest
        and on the outstanding Securities when due at maturity or upon redemption of, including interest thereon to maturity or such redemption date (other than Securities of such Series replaced or paid pursuant to Section 2.08), and if in either case the
        Company pays all other sums payable hereunder by the Company, then this Indenture shall, subject to Section 10.01(c), cease to be of further effect.&#160; The Trustee shall acknowledge satisfaction and discharge of this Indenture on demand of the
        Company accompanied by an Officers&#8217; Certificate and an Opinion of Counsel and at the cost and expense of the Company.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to Sections 10.01(c) and 10.02, the Company at any time may terminate (i) all of its obligations under the Securities of such Series and this Indenture (&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221;) or (ii) its obligations under Article 3 of this Indenture and Section 4.03 (&#8220;<font style="font-weight: bold;">covenant defeasance option&#8221;</font>).&#160; The Company may exercise its legal
        defeasance option notwithstanding its prior exercise of its covenant defeasance option for such Series.&#160; </div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">36</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">If the Company exercises its legal defeasance option with respect to Securities of a Series, payment of the Securities of such Series may not be accelerated because of an Event of Default.&#160; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">Upon satisfaction of the conditions set forth herein and upon request of the Company, the Trustee shall acknowledge in writing the discharge of those obligations that the Company terminates.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Notwithstanding clauses (a) and (b) above, the Company&#8217;s obligations in Sections 2.08, 2.10 and 6.07, and in this Article 10 shall survive until the Securities of such Series have been
        paid in full.&#160; Thereafter, the Company&#8217;s obligations in Sections 6.07 and 10.05 and the Trustee&#8217;s obligations under Section 10.04 shall survive such satisfaction and discharge.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 10.02 <font style="font-style: italic;">Conditions to Defeasance</font>.<font style="font-style: italic;">&#160;</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series,
        the Company may exercise its legal defeasance option or its covenant defeasance option only if:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company irrevocably deposits in trust with the Trustee money in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a
        combination thereof sufficient, to pay the principal of, and premium (if any) and interest on the Securities of such Series when due at maturity or redemption, as the case may be, including interest thereon to maturity or such redemption date;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the legal defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel stating that (i) the Company has received from, or there has been
        published by, the Internal Revenue Service a ruling, or (ii) since the date of this Indenture there has been a change in the applicable Federal Income Tax law, in either case to the effect that, and based thereon such Opinion of Counsel shall
        confirm that, the Holders of such Series will not recognize income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at the
        same times as would have been the case if such deposit and defeasance had not occurred; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the covenant defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel to the effect that the Holders of such Series will not recognize
        income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at the same times as would have been the case if such deposit and
        defeasance had not occurred.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc126024143"></a>SECTION 10.03 <font style="font-style: italic;">Application of Trust Funds</font>.&#160; &#160; The Trustee shall hold in trust funds or U.S. Government Obligations deposited with it pursuant to
        this Article 10.&#160; It shall apply the deposited funds and the proceeds from U.S. Government Obligations through the Paying Agent and in accordance with this Indenture to the payment of principal of and interest on the Securities of such Series.&#160; </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">37</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;"><a name="z_Toc126024144"></a>SECTION 10.04 <font style="font-style: italic;">Repayment to Company</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Trustee and the Paying Agent shall promptly turn over to the
        Company upon request any funds or U.S. Government Obligations held by it as provided in this Article 10 which, in the written opinion of nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall only
        be required to be delivered if U.S. Government Obligations have been so deposited), are in excess of the amount thereof which would then be required to be deposited to effect an equivalent discharge or defeasance in accordance with this Article 10.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Subject to any applicable abandoned property law, the Trustee and the Paying Agent shall pay to the Company upon written request any funds held by them for the payment of principal or interest or that remains unclaimed
        for two years, and, thereafter, Holders entitled to the funds must look to the Company for payment as general creditors, and the Trustee and the Paying Agent shall have no further liability with respect to such funds.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc126024145"></a>SECTION 10.05 <font style="font-style: italic;">Indemnity for Government Obligations</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Company shall pay and shall indemnify the
        Trustee against any tax, fee or other charge imposed on or assessed against deposited U.S. Government Obligations or the principal and interest received on such U.S. Government Obligations.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc126024146"></a>SECTION 10.06 <font style="font-style: italic;">Reinstatement</font>.&#160; &#160; If the Trustee or Paying Agent is unable to apply any funds or U.S. Government Obligations in accordance with this
        Article 10 by reason of any legal proceeding or by reason of any order or judgment of any court or governmental authority enjoining, restraining or otherwise prohibiting such application, the Company&#8217;s obligations under this Indenture and the
        Securities of such Series shall be revived and reinstated as though no deposit had occurred pursuant to this Article 10 until such time as the Trustee or Paying Agent is permitted to apply all such funds or U.S. Government Obligations in accordance
        with this Article 10; <u>provided</u>, <u>however</u>, that, if the Company has made any payment of principal of or interest on, any Securities of such Series because of the reinstatement of its obligations, the Company shall be subrogated to the
        rights of the Holders of such Securities to receive such payment from the funds or U.S. Government Obligations held by the Trustee or Paying Agent.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">This Section 10.06 shall not apply to any Series unless specified as contemplated by Section 2.03 for the Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370032"></a>ARTICLE 11</div>
      <div style="text-align: center; font-weight: bold;">REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 11.01.<font style="font-style: italic;">&#160; Applicability of Article.</font>&#160; The provisions of this Article 11 shall be applicable to the Securities of any Series which are redeemable before their maturity or to
        any sinking fund for the retirement of Securities of a Series except as otherwise specified as contemplated by Section 2.03 for Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 11.02.<font style="font-style: italic;">&#160; Notice of Redemption; Partial Redemptions.</font>&#160; Notice of redemption to the Holders of Securities of any Series required to be redeemed or to be redeemed as a whole
        or in part at the option of the Company shall be given by giving notice of such redemption as provided in Section 13.04, at least 30 days and not more than 60 days prior to the date fixed for redemption to such Holders of Securities of such
        Series.&#160; Failure to give notice by mail, or any defect in the notice to the Holder of any Security of a Series designated for redemption as a whole or in part, shall not affect the validity of the proceedings for the redemption of any other
        Security of such Series.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">38</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">The notice of redemption to each such Holder shall specify the date fixed for redemption, the CUSIP number or numbers for such Securities, the redemption price, the Place of Payment or Places of Payment, that payment
        will be made upon presentation and surrender of such Securities, that such redemption is pursuant to the mandatory or optional sinking fund, or both, if such be the case, that interest accrued to the date fixed for redemption will be paid as
        specified in such notice, that on and after said date interest thereon or on the portions thereof to be redeemed will cease to accrue and, if applicable, that a Holder of Securities who desires to convert Securities for redemption must satisfy the
        requirements for conversion contained in such Securities, the then existing conversion price or rate and the date and time when the option to convert shall expire.&#160; If less than all of the Securities of any Series are to be redeemed, the notice of
        redemption shall specify the numbers of the Securities of such Series to be redeemed.&#160; In case any Security of a Series is to be redeemed in part, the notice of redemption shall state the portion of the principal amount thereof to be redeemed and
        shall state that on and after the date fixed for redemption, upon surrender of such Security, a new Security or Securities of such Series in principal amount equal to the unredeemed portion thereof will be issued.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The notice of redemption of Securities of any Series to be redeemed at the option of the Company shall be given by the Company or, at the Company&#8217;s request, by the Trustee in the name and at the expense of the
        Company.&#160; If such notice is to be given by the Trustee, the Company shall provide notice of such redemption to the Trustee at least 45 days prior to the date fixed for redemption (unless a shorter notice shall be satisfactory to the Trustee).&#160; If
        such notice is given by the Company, the Company shall provide a copy of such notice given to the Holders of such redemption to the Trustee at least three Business Days prior to the date such notice is given to such Holders, but in any event at
        least 15 days prior to the date fixed for redemption (unless a shorter notice shall be satisfactory to the Trustee).</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Unless otherwise specified pursuant to Section 2.03, not later than 10:00 a.m. Eastern time on the redemption date specified in the notice of redemption given as provided in this Section 11.02, the Company will have on
        deposit with the Trustee or with one or more Paying Agents (or, if the Company is acting as its own Paying Agent, set aside, segregate and hold in trust as provided in Section 3.03) funds available on such date (or other forms of property, if
        permitted by the terms of the Securities of such Series) sufficient to redeem on the redemption date all the Securities of such Series so called for redemption at the appropriate redemption price, together with accrued interest to the date fixed
        for redemption.&#160; If less than all the Outstanding Securities of a Series are to be redeemed, the Company will deliver to the Trustee at least 45 days prior to the date fixed for redemption an Officers&#8217; Certificate stating the aggregate principal
        amount of Securities to be redeemed (unless a shorter notice shall be satisfactory to the Trustee).</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">39</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">If less than all the Securities of a Series are to be redeemed, the Trustee shall select Securities of such Series to be redeemed on a pro rata basis, by lot or by such other method as the Trustee shall deem to be fair
        and appropriate, and the Trustee shall promptly notify the Company in writing of the Securities of such Series selected for redemption and, in the case of any Securities of such Series selected for partial redemption, the principal amount thereof
        to be redeemed.&#160; However, if less than all the Securities of any Series with differing issue dates, interest rates and stated maturities are to be redeemed, the Company in its sole discretion shall select the particular securities to be redeemed
        and shall notify the Trustee in writing thereof at least 45 days prior to the relevant redemption date (unless a shorter notice shall be satisfactory to the Trustee).&#160; Securities may be redeemed in part in multiples equal to the minimum authorized
        denomination for Securities of such Series or any multiple thereof.&#160; For all purposes of this Indenture, unless the context otherwise requires, all provisions relating to the redemption of Securities of any Series shall relate, in the case of any
        Security redeemed or to be redeemed only in part, to the portion of the principal amount of such Security which has been or is to be redeemed.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">This Section 11.02 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 11.03.<font style="font-style: italic;">&#160; Payment of Securities Called for Redemption.</font>&#160; If notice of redemption has been given as above provided, the Securities or portions of Securities specified in
        such notice shall become due and payable on the date and at the place stated in such notice at the applicable redemption price, together with interest accrued to the date fixed for redemption, and on and after said date (unless the Company shall
        default in the payment of such Securities at the redemption price, together with interest accrued to said date) interest on the Securities or portions of Securities so called for redemption shall cease to accrue.&#160; Except as provided in Sections
        6.01 and 10.04, such Securities shall cease from and after the date fixed for redemption to be entitled to any benefit or security under this Indenture, and the Holders thereof shall have no right in respect of such Securities except the right to
        receive the redemption price thereof and unpaid interest to the date fixed for redemption.&#160; On presentation and surrender of such Securities at a Place of Payment specified in said notice, said Securities or the specified portions thereof shall be
        paid and redeemed by the Company at the applicable redemption price, together with interest accrued thereon to the date fixed for redemption.&#160; If for any Securities the date fixed for redemption is a regular interest payment date, payment of
        interest becoming due on such date shall be payable to the Holders of such Securities registered as such on the relevant record date subject to the terms and provisions of Section 2.07.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If any Security called for redemption shall not be so paid upon surrender thereof for redemption, the principal shall, until paid or duly provided for, bear interest from the date fixed for redemption at the rate of
        interest borne by the Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Upon presentation of any Security redeemed in part only, the Company shall execute and the Trustee shall authenticate and make available for delivery to or on the order of the Holder thereof, at the expense of the
        Company, a new Security or Securities, of authorized denominations, in principal amount equal to the unredeemed portion of the Security so presented.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">This Section 11.03 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">40</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 11.04.<font style="font-style: italic;">&#160; Exclusion of Certain Securities from Eligibility for Selection for Redemption.</font>&#160; Except with respect to Securities in global form, Securities shall be excluded
        from eligibility for selection for redemption if they are identified by registration and certificate number in a written statement signed by an authorized officer of the Company and delivered to the Trustee at least 30 days prior to the last date
        on which notice of redemption may be given as being owned of record and beneficially by, and not pledged or hypothecated by, either (a) the Company or (b) an entity specifically identified in such written statement as directly or indirectly
        controlling or controlled by or under direct or indirect common control with the Company.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 11.05.<font style="font-style: italic;">&#160; Repayment at the Option of the Holders.</font>&#160; Securities of any Series that are repayable at the option of the Holders before their stated maturity shall be repaid in
        accordance with the terms of the Securities of such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The repayment of any principal amount of Securities pursuant to such option of the Holder to require repayment of Securities before their stated maturity, for purposes of Section 10.01, shall not operate as a payment,
        redemption or satisfaction of the indebtedness represented by such Securities unless and until the Company, at its option, shall deliver or surrender the same to the Trustee with a direction that such Securities be cancelled.</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370038"></a>ARTICLE 12</div>
      <div style="text-align: center; font-weight: bold;">CONVERSION OF SECURITIES</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.01.<font style="font-style: italic;">&#160; Applicability of Article.</font>&#160; Securities of any Series that are convertible into Common Shares at the option of the Holder of such Securities shall be convertible
        in accordance with their terms and, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, in accordance with this Article 12.&#160; Each reference in this Article 12 to &#8220;a Security&#8221; or &#8220;the Securities&#8221; refers to
        the Securities of the particular Series that is convertible into Common Shares.&#160; If more than one Series of Securities with conversion privileges are Outstanding at any time, the provisions of this Article 12 shall be applied separately to each
        such Series.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.02.<font style="font-style: italic;">&#160; Right of Holders to Convert Securities into Common Shares.</font>&#160; Subject to the provisions of this Article 12, at the option of the Holder thereof, any Security of
        any Series that is convertible into Common Shares, or any portion of the principal amount thereof which is $1,000 or any integral multiple of $1,000, may be converted into duly authorized, validly issued, fully paid and nonassessable Common Shares
        at any time during the period specified in the Securities of such Series, at the conversion price or conversion rate for each $1,000 principal amount of Securities then in effect upon (a) in the case of any Security held in global form, surrender
        of the Security or Securities to the Company, at the account specified by the Trustee, and compliance with the procedures of the Depositary in effect at that time and (b) in the case of certificated Securities, surrender of the Security or
        Securities to the Company, duly endorsed to the Company or in blank, at any time during usual business hours at the office or agency to be maintained by it in accordance with the provisions of Section 3.02, and in either case accompanied by a
        written notice of election to convert as provided in Section 12.03.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">41</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">If the Holder requests that the Common Shares be registered in a name other than that of the Holder, such notice also shall be accompanied by a written instrument or instruments of transfer in form satisfactory to the
        Company and/or the Trustee, as applicable, duly executed by the Holder thereof or his attorney duly authorized in writing.&#160; All Securities surrendered for conversion shall, if surrendered to the Company or any conversion agent, be delivered to the
        Trustee for cancellation and cancelled by it, or shall, if surrendered to the Trustee, be cancelled by it, as provided in Section 2.11.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The initial conversion price or conversion rate in respect of a Series of Securities shall be as specified in the Securities of such Series.&#160; The conversion price or conversion rate will be subject to adjustment on the
        terms set forth in Section 12.05 or such other or different terms, if any, as may be specified by Section 2.03 for Securities of such Series.&#160; Provisions of this Indenture that apply to conversion of all of a Security also apply to conversion of
        any portion of such Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.03.<font style="font-style: italic;">&#160; Issuance of Common Shares on Conversions.</font>&#160; As promptly as practicable after the surrender of any Security or Securities for conversion into Common Shares, the
        Company shall issue to or upon the written order of the Holder of the Security or Securities so surrendered the number of duly authorized, validly issued, fully paid and nonassessable Common Shares into which such Security or Securities may be
        converted in accordance with the terms thereof and the provisions of this Article 12.&#160; Prior to issuance of such Common Shares, the Company shall require written notice at its said office or agency from the Holder of the Security or Securities so
        surrendered stating that the Holder irrevocably elects to convert such Security or Securities, or, if less than the entire principal amount thereof is to be converted, stating the portion thereof to be converted.&#160; Such notice shall also state the
        name or names (with address and social security or other taxpayer identification number) in which said common shares are to be issued.&#160; Such conversion shall be made at the time that such Security or Securities shall be surrendered for conversion
        and such notice shall be received by the Company or the Trustee and such conversion shall be at the conversion price in effect at such time.&#160; The rights of the Holder of such Security or Securities as a Holder shall cease at such time, and the
        Person or Persons entitled to receive the Common Shares upon conversion of such Security or Securities shall be treated for all purposes as having become either record holder or holders of such Common Shares at such time.&#160; In the case of any
        Security of any Series that is converted in part only, upon such conversion the Company shall execute and, upon the Company&#8217;s request and at the Company&#8217;s expense, the Trustee or an authenticating agent shall authenticate and deliver to the Holder
        thereof, as requested by such Holder, a new Security or Securities of such Series of authorized denominations in aggregate principal amount equal to the unconverted portion of such Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">If the last day on which such Security may be converted is not a Business Day in a place where the conversion agent for that Security is located, such Security may be surrendered to that conversion agent on the next
        succeeding day that is a Business Day.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">The Company shall not be required to issue certificates for Common Shares upon conversion while its stockholder list is closed for a meeting of shareholders or for the payment of dividends or for any other purpose, but
        Common Shares shall be issued as soon as the stockholder list shall again be opened.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">42</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 12.04.<font style="font-style: italic;">&#160; No Payment or Adjustment for Interest or Dividends.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, Securities
        surrendered for conversion into Common Shares during the period from the close of business on any regular record date or special record date next preceding any interest payment date to the opening of business on such interest payment date (except
        Securities called for redemption on a redemption date within such period) when surrendered for conversion must be accompanied by payment (by wire transfer or certified or official bank check to the order of the Company payable in clearing house
        funds at the location where the Securities are surrendered) of an amount equal to the interest thereon which the Holder is entitled to receive on such interest payment date.&#160; Payment of interest shall be made, on such interest payment date or such
        other payment date (as set forth in Section 2.07), as the case may be, to the Holder of the Securities as of such regular record date or special record date, as applicable.&#160; Except where Securities surrendered for conversion must be accompanied by
        payment as described above, no interest on converted Securities will be payable by the Company on any interest payment date subsequent to the date of conversion.&#160; No other payment or adjustment for interest or dividends is to be made upon
        conversion.&#160; Notwithstanding the foregoing, upon conversion of any Original Issue Discount Security, the fixed number of Common Shares into which such Security is convertible delivered by the Company to the Holder thereof shall be applied, first,
        to the portion attributable to the accrued original issue discount relating to the period from the date of issuance to the date of conversion of such Security, and, second, to the portion attributable to the balance of the principal amount of such
        Security.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.05.<font style="font-style: italic;">&#160; Adjustment of Conversion Price.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, the conversion price for Securities
        convertible into Common Shares shall be adjusted from time to time as follows:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall (x) pay a dividend or make a distribution on Common Shares in Common Shares, (y) subdivide the issued and outstanding Common Shares into a greater number of shares
        or (z) consolidate the issued and outstanding Common Shares into a smaller number of shares, the conversion price for the Securities of such Series shall be adjusted so that the Holder of any such Security thereafter surrendered for conversion
        shall be entitled to receive the number of Common Shares that such Holder would have owned or have been entitled to receive after the happening of any of the events described above had such Security been converted immediately prior to the record
        date in the case of a dividend or the effective date in the case of subdivision or consolidation.&#160; An adjustment made pursuant to this Section 12.05(a) shall become effective immediately after the record date in the case of a dividend, except as
        provided in Section 12.05(h), and shall become effective immediately after the effective date in the case of a subdivision or consolidation.</div>
      <div>&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">43</font></div>
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall issue rights or warrants to all holders of Common Shares entitling them (for a period expiring within 45 days after the record date mentioned below) to subscribe for
        or purchase Common Shares at a price per share less than the current market price per share of Common Shares (as defined for purposes of this Section 12.05(b) in Section 12.05(e)), at the record date for the determination of shareholders entitled
        to receive such rights or warrants, the conversion price in effect immediately prior thereto shall be adjusted so that the same shall equal the price determined by multiplying the conversion price in effect immediately prior to such record date by
        a fraction, the numerator of which shall be the number of Common Shares outstanding on such record date plus the number of Common Shares which the aggregate offering price of the total number of Common Shares so offered would purchase at such
        current market price, and the denominator of which shall be the number of Common Shares outstanding on such record date plus the number of additional Common Shares receivable upon exercise of such rights or warrants.&#160; Such adjustment shall be made
        successively whenever any such rights or warrants are issued, and shall become effective immediately, except as provided in Section 12.05(h), after such record date.&#160; In determining whether any rights or warrants entitle the Holders of the
        Securities of such Series to subscribe for or purchase Common Shares at less than such current market price, and in determining the aggregate offering price of such Common Shares, there shall be taken into account any consideration received by the
        Company for such rights or warrants plus the exercise price thereof, the value of such consideration or exercise price, as the case may be, if other than cash, to be determined by the Board of Directors.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall distribute to all holders of Common Shares any shares of Capital Stock of the Company (other than Common Shares) or evidences of its indebtedness or assets
        (excluding cash dividends or distributions paid from retained earnings of the Company) or rights or warrants to subscribe for or purchase any of its securities (excluding those rights or warrants referred to in Section 12.05(b)) (any of the
        foregoing being herein in this Section 12.05(c) called the &#8220;<font style="font-weight: bold;">Special Securities</font>&#8221;), the conversion price shall be adjusted as provided in the next sentence unless the Company elects to reserve such Special
        Securities for distribution to the Holders of Securities of such Series upon the conversion so that any such Holder converting such Securities will receive upon such conversion, in addition to the Common Shares to which such Holder is entitled, the
        amount and kind of Special Securities which such Holder would have received if such Holder had, immediately prior to the record date for the distribution of the Special Securities, converted Securities into Common Shares.&#160; The conversion price, as
        adjusted, shall equal the price determined by multiplying the conversion price in effect immediately prior to such record date by a fraction the numerator of which shall be the current market price per share (as defined for purposes of this Section
        12.05(c) in Section 12.05(e)) of Common Shares on the record date mentioned above less the then fair market value (as determined by the Board of Directors, whose determination shall, if made in good faith, be conclusive) of the portion of the
        Special Securities so distributed applicable to one Common Share, and the denominator of which shall be the current market price per Common Shares.&#160; In the event the then fair market value (as so determined) of the portion of the Special Securities
        so distributed applicable to one Common Share is equal to or greater than the current market price per Common Share on the record date mentioned above, in lieu of the foregoing adjustment, adequate provision shall be made so that each Holder of
        Securities of such Series shall have the right to receive the amount and kind of Special Securities such holder would have received had he converted such Securities immediately prior to the record date for the distribution of the Special
        Securities.&#160; Such adjustment shall become effective immediately, except as provided in Section 12.05(h), after the record date for the determination of shareholders entitled to receive such distribution.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">44</font></div>
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If, pursuant to Section 12.05(b) or 12.05(c), the conversion price shall have been adjusted because the Company has declared a dividend, or made a distribution, on the issued and
        outstanding Common Shares in the form of any right or warrant to purchase securities of the Company, or the Company has issued any such right or warrant, then, upon the expiration of any such unexercised right or unexercised warrant, the conversion
        price shall forthwith be adjusted to equal the conversion price that would have applied had such right or warrant never been declared, distributed or issued.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;For the purpose of any computation under Section 12.05(b), the current market price per Common Share on any date shall be deemed to be the average of the reported last sales prices for
        the 30 consecutive Trading Days (as defined below) commencing 45 Trading Days before the date in question.&#160; For the purpose of any computation under Section 12.05(c), the current market price per Common Share on any date shall be deemed to be the
        average of the reported last sales prices for the ten consecutive Trading Days before the date in question.&#160; The reported last sales price for each day (whether for purposes of Section 12.05(b), 12.05(c) or 12.06) shall be the reported last sales
        price, regular way, or, in case no sale takes place on such day, the average of the reported closing bid and asked prices, regular way, in either case as reported on the New York Stock Exchange Composite Tape or, if the Common Shares are not listed
        or admitted to trading on the New York Stock Exchange, on the principal national securities exchange on which the Common Shares are listed or admitted to trading or, if not listed or admitted to trading on any national securities exchange, on the
        Nasdaq Global Market or the Nasdaq Global Select Market (collectively, <a name="OLE_LINK1"></a><a name="OLE_LINK2"></a>the &#8220;<font style="font-weight: bold;">Nasdaq Market</font>&#8221;) or, if the Common Shares are not quoted on the Nasdaq Market, the
        average of the closing bid and asked prices on such day in the over-the-counter market as furnished by any New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of Directors or, if
        no such quotations are available, the fair market value of the Common Shares as determined by a New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of Directors.&#160; As used herein,
        the term &#8220;<font style="font-weight: bold;">Trading Day</font>&#8221; with respect to the Common Shares means (x) if the Common Shares are listed or admitted for trading on the New York Stock Exchange or another national securities exchange, a day on
        which the New York Stock Exchange or such other national securities exchange is open for business, (y) if the Common Shares are quoted on the Nasdaq Market, a day on which trades may be made on the Nasdaq Market or (z) otherwise, any day other than
        a Saturday or Sunday or a day on which banking institutions in the State of New York are authorized or obligated by law or executive order to close.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No adjustment in the conversion price shall be required unless such adjustment would require an increase or decrease of at least 1% in such price.&#160; Any adjustments that by reason of this
        Section 12.05(f) are not required to be made, however, shall be carried forward and taken into account in any subsequent adjustment.&#160; Any adjustment required to be made in accordance with the provisions of this Article 12 shall be made not later
        than such time as may be required in order to preserve the tax free nature of a distribution to the holders of Common Shares.&#160; All calculations under this Article 12 shall be made by the Company and shall be to the nearest cent or to the nearest
        one-one hundredth of a share, as the case may be, with one-half cent and one-two hundredth of a share, respectively, being rounded upward.&#160; The Company shall be entitled to make such reductions in the conversion price, in addition to those required
        by this Section 12.05, as it in its discretion shall determine to be advisable in order that any share dividend or bonus issue, subdivision of shares, distribution of rights or warrants to purchase shares or securities or distribution of other
        assets (other than cash dividends) made by the Company to its shareholders shall not be taxable.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">45</font></div>
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Whenever the conversion price is adjusted, the Company shall file with the Trustee, at the Corporate Trust Office of the Trustee, and with the office or agency maintained by the Company
        for the conversion of Securities of such Series pursuant to Section 3.02, an Officers&#8217; Certificate, setting forth the conversion price after such adjustment and setting forth a brief statement of the facts requiring such adjustment, which
        certificate shall be conclusive evidence of the correctness of such adjustment.&#160; Neither the Trustee nor any conversion agent shall be under any duty or responsibility with respect to any such certificate or any facts or computations set forth
        therein, except to exhibit said certificate from time to time to any Holder of a Security of such Series desiring to inspect the same.&#160; The Company shall promptly cause a notice setting forth the adjusted conversion price to be mailed to the
        Holders of Securities of such Series, as their names and addresses appear upon the Security register.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In any case in which this Section 12.05 provides that an adjustment shall become effective immediately after a record date for an event, the Company may defer until the occurrence of
        such event (y) issuing to the Holder of any Security of such Series converted after such record date and before the occurrence of such event the additional Common Shares issuable upon such conversion by reason of the adjustment required by such
        event over and above the Common Shares issuable upon such conversion before giving effect to such adjustment and (z) paying to such holder any amount in cash in lieu of any fractional Common Shares pursuant to Section 12.06.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.06.<font style="font-style: italic;">&#160; No Fractional Shares to Be Issued.</font>&#160; No fractional Common Shares shall be issued upon any conversion of Securities.&#160; If more than one Security of any Series shall
        be surrendered for conversion at one time by the same Holder, the number of full Common Shares which shall be issuable upon conversion thereof shall be computed on the basis of the aggregate principal amount of the Securities of such Series (or
        specified portions thereof to the extent permitted hereby) so surrendered.&#160; Instead of a fraction of a Common Share&#160; which would otherwise be issuable upon conversion of any Security or Securities (or specified portions thereof), the Company shall
        pay a cash adjustment (computed to the nearest cent, with one-half cent being rounded upward) in respect of such fraction of a share in an amount equal to the same fractional interest of the reported last sales price of the Common Shares on the
        Trading Day next preceding the day of conversion.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.07.<font style="font-style: italic;">&#160; Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action.</font>&#160; With respect to the Securities of any Series, in case:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall authorize the issuance to all holders of Common Shares of rights or warrants to subscribe for or purchase shares or any other right;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">46</font></div>
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall authorize the distribution to all holders of Common Shares of evidences of indebtedness or assets (except for cash dividends or distributions paid from retained
        earnings of the Company);</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;of any subdivision or consolidation of Common Shares or of any amalgamation, consolidation or merger to which the Company is a party and for which approval by the shareholders of the
        Company is required, or of the sale or transfer of all or substantially all of the assets of the Company; or</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;of the voluntary or involuntary dissolution, liquidation or winding up of the Company;</div>
      <div>&#160;</div>
      <div>the Company shall cause to be filed with the Trustee and at the office or agency maintained for the purpose of conversion of Securities of such Series pursuant to Section 3.02, and shall cause to be mailed to the Holders of Securities of such
        Series at their last addresses as they shall appear on the Security register, at least ten days prior to the applicable record date hereinafter specified, a notice stating (i) the date as of which the holders of Common Shares to be entitled to
        receive any such rights, warrants or distribution are to be determined, or (ii) the date on which any such share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action is expected to
        become effective, and the date as of which it is expected that holders of record of Common Shares shall be entitled to exchange their Common Shares for securities or other property, if any, deliverable upon such share subdivision or consolidation,
        amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action.&#160; The failure to give the notice required by this Section 12.07 or any defect therein shall not affect the legality or validity of any distribution, right,
        warrant, share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action, or the vote upon any of the foregoing.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.08.<font style="font-style: italic;">&#160; Covenant to Reserve Shares for Issuance on Conversion of Securities.</font>&#160; The Company at all times will reserve and keep available out of each class of its
        authorized Common Shares, free from preemptive rights, solely for the purpose of issue upon conversion of Securities of any Series as herein provided, such number of Common Shares as shall then be issuable upon the conversion of all Outstanding
        Securities of such Series.&#160; All Common Shares which shall be so issuable, when issued or delivered, shall be duly and validly issued Common Shares into which Securities of such Series are convertible, and shall be fully paid and nonassessable, free
        of all liens and charges and not subject to preemptive rights.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.09.<font style="font-style: italic;">&#160; Compliance with Governmental Requirements.</font>&#160; If any Common Shares required to be reserved for purposes of conversion of Securities hereunder require registration
        or listing with or approval of any governmental authority under any Federal or State law, pursuant to the Securities Act or the Securities Exchange Act or any national or regional securities exchange on which the Common Shares are listed at the
        time of delivery of any Common Shares, the Company will use its best efforts to cause such shares to be duly registered, listed or approved, as the case may be, before such shares may be issued upon conversion.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">47</font></div>
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      </div>
      <div style="text-indent: 36pt;">SECTION 12.10.<font style="font-style: italic;">&#160; Payment of Taxes upon Certificates for Shares Issued upon Conversion.</font>&#160; The issuance of certificates for Common Shares upon the conversion of Securities shall be
        made without charge to the converting Holders for any tax (including documentary and stamp taxes) in respect of the issuance and delivery of such certificates, and such certificates shall be issued in the respective names of, or in such names as
        may be directed by, the Holders of the Securities converted.&#160; The Company, however, shall not be required to pay any tax that may be payable in respect of any transfer involved in the issuance and delivery of any such certificate in a name other
        than that of the Holder of the Security converted, and the Company shall not be required to issue or deliver such certificate unless or until the Person or Persons requesting the issuance thereof shall have paid to the Company the amount of such
        tax or shall have established to the satisfaction of the Company that such tax has been paid.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.11.<font style="font-style: italic;">&#160; Trustee&#8217;s Duties with Respect to Conversion Provisions.</font>&#160; The Trustee and any conversion agent shall have no duty to any Holder to determine whether any facts
        exist that may require any adjustment of the conversion rate, or with respect to the nature or extent of any such adjustment when made, or with respect to the method employed, in making the same.&#160; Neither the Trustee nor any conversion agent shall
        be accountable with respect to the registration under securities laws, listing, validity or value (or the kind or amount) of any Common Shares, or of any other securities or property, that at any time may be issued or delivered upon the conversion
        of any Security, and neither the Trustee nor any conversion agent makes any representation with respect thereto.&#160; Neither the Trustee nor any conversion agent shall be responsible for any failure of the Company to make any payment or to issue,
        transfer or deliver any Common Shares or stock certificates or other securities or property upon the surrender of any Security for the purpose of conversion.&#160; The Trustee and any conversion agent, subject to the provisions of Section 313 of the
        Trust Indenture Act, shall not be responsible for any failure of the Company to comply with any of the covenants contained in this Article 12.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.12.<font style="font-style: italic;">&#160; Trustee Under No Duty to Monitor Stock Price or Calculations</font>.&#160; In no event shall the Trustee or conversion agent be responsible for monitoring the price of the
        Company's common stock, or performing any calculations under this Article 12, such activities being the responsibility of the Company. </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 12.13.<font style="font-style: italic;">&#160; Conversion Arrangement on Call for Redemption.</font>&#160; In connection with any redemption of Securities, the Company may arrange for the purchase and conversion of any
        Securities called for redemption by an agreement with one or more investment bankers or other purchasers to purchase such Securities by paying to the Trustee or the Paying Agent in trust for the Holders of Securities, one Business Day prior to the
        redemption date, an amount not less than the redemption price, together with interest, if any, accrued to the redemption date of such Securities, in immediately available funds.&#160; Notwithstanding anything to the contrary contained in this Article
        12, the obligation of the Company to pay the redemption price of such Securities, including all accrued interest, if any, shall be deemed to be satisfied and discharged to the extent such amount is so paid by such purchasers.&#160; If such an agreement
        is entered into, any Securities not duly surrendered for conversion by the Holders thereof, at the option of the Company, may be deemed, to the fullest extent permitted by law, acquired by such purchasers from such Holders and surrendered by such
        purchasers for conversion, all as of immediately prior to the close of business on the last day on which such Securities called for redemption may be converted in accordance with this Indenture and the terms of such Securities, subject to payment
        to the Trustee or Paying Agent of the above-described amount.&#160; The Trustee or the Paying Agent shall hold and pay to the Holders whose Securities are selected for redemption any such amount paid to it in the same manner as it would pay funds
        deposited with it by the Company for the redemption of Securities.&#160; Without the Trustee&#8217;s and the Paying Agent&#8217;s prior written consent, no arrangement between the Company and such purchasers for the purchase and conversion of any Securities shall
        increase or otherwise affect any of the powers, duties, responsibilities or obligations of the Trustee and the Paying Agent as set forth in this Indenture.&#160; The Company agrees to indemnify the Trustee and the Paying Agent from, and hold them
        harmless against, any loss, liability or expense arising out of or in connection with any such arrangement for the purchase and conversion of any Securities between the Company and such purchasers, including the reasonable costs and expenses
        incurred by the Trustee and the Paying Agent in the defense of any claim or liability arising out of or in connection with the exercise or performance of any of their powers, duties, responsibilities or obligations under this Indenture.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">48</font></div>
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      </div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370052"></a>ARTICLE 13</div>
      <div style="text-align: center; font-weight: bold;">MISCELLANEOUS PROVISIONS</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.01.<font style="font-style: italic;">&#160; Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability.</font>&#160; No recourse under or upon any obligation, covenant or agreement
        contained in this Indenture or in any Security shall be had against any incorporator as such or against any past, present or future director, office, employee, incorporator, agent or shareholder of the Company or of any successor, either directly
        or through the Company or any successor, under any rule of law, statute or constitutional provision or by the enforcement of any assessment or by any legal or equitable proceeding or otherwise, all such liability being expressly waived and released
        by the acceptance of the Securities by the Holders thereof and as part of the consideration for the issue of the Securities.&#160; This Section 13.01 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any
        Series.&#160; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.02.<font style="font-style: italic;">&#160; Provisions of Indenture for the Sole Benefit of Parties and Holders.</font>&#160; Nothing in this Indenture or in the Securities, expressed or implied, shall give or be
        construed to give to any Person, firm or corporation, other than the parties hereto, any Paying Agent and their successors hereunder and the Holders of the Securities any legal or equitable right, remedy or claim under this Indenture or under any
        covenant or provision herein contained, all such covenants and provisions being for the sole benefit of the parties hereto and their successors and of the Holders of the Securities.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.03.<font style="font-style: italic;">&#160; Successors and Assigns of Company Bound by Indenture.</font>&#160; All the covenants, stipulations, promises and agreements in this Indenture contained by or on behalf of
        the Company shall bind its successors and assigns, whether so expressed or not.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.04.<font style="font-style: italic;">&#160; Notices and Demands on Company, Trustee and Holders.</font>&#160; Any notice or demand that by any provision of this Indenture is required or permitted to be given or served
        by the Trustee or by the Holders of Securities to or on the Company may be given or served by being deposited postage prepaid, first-class mail (except as otherwise specifically provided herein) addressed (until another address of the Company is
        filed by the Company with the Trustee) to loanDepot, Inc., 6561 Irvine Center Drive, Irvine, California, 92618, Attention: Chief Financial Officer.&#160; Any notice, direction, request or demand by the Company or any Holder to or upon the Trustee shall
        be deemed to have been sufficiently given or made, for all purposes, if given or made at the Corporate Trust Office.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">49</font></div>
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      </div>
      <div style="text-indent: 36pt;">Where this Indenture provides for notice to Holders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed by first-class mail, postage prepaid to
        such Holders as their names and addresses appear in the Security register within the time prescribed.&#160; Where this Indenture provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice,
        either before or after the event, and such waiver shall be the equivalent of such notice.&#160; Waivers of notice by Holders shall be filed with the Trustee, but such filing shall not be a condition precedent to the validity of any action taken in
        reliance upon such waiver.&#160; In any case where notice to Holders is given by mail, neither the failure to mail such notice, nor any defect in any notice so mailed to any particular Holder shall affect the sufficiency of such notice with respect to
        other Holders, and any notice which is mailed in the manner herein provided shall be conclusively presumed to have been duly given.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">In case, by reason of the suspension of or irregularities in regular mail service, it shall be impracticable to mail notice to the Company and Holders when such notice is required to be given pursuant to any provision
        of this Indenture, then any manner of giving such notice as shall be reasonably acceptable to the Trustee shall be deemed to be a sufficient giving of such notice.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.05.<font style="font-style: italic;">&#160; Electronic Transmission to the Trustee</font>.&#160; In addition to the foregoing, the Trustee agrees to accept and act upon notice, instructions or directions pursuant to
        this Indenture sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods; provided, however, that (a) the party providing such written instructions, subsequent to such transmission of written instructions, shall
        provide the originally executed instructions or directions to the Trustee in a timely manner, and (b) such originally executed instructions or directions shall be signed by an authorized representative of the party providing such instructions or
        directions.&#160; If the party elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee shall not be liable for any
        losses, costs or expenses arising directly or indirectly from the Trustee&#8217;s reliance upon and compliance in good faith with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction
        received by the Trustee following action taken pursuant to prior instruction.&#160; The party providing electronic instructions agrees to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the
        Trustee, including without limitation the risk of the Trustee acting in good faith on unauthorized instructions, and the risk of interception and misuse by third parties.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.06.<font style="font-style: italic;">&#160; Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein.</font>&#160; Upon any application or demand by the Company to the Trustee to take any
        action under any of the provisions of this Indenture, the Company shall furnish to the Trustee an Officers&#8217; Certificate stating that all conditions precedent, if any, provided for in this Indenture relating to the proposed action have been complied
        with and an Opinion of Counsel stating that in the opinion of such counsel all such conditions precedent, if any, have been complied with, except that in the case of any such application or demand as to which the furnishing of such documents is
        specifically required by any provision of this Indenture relating to such particular application or demand, no additional certificate or opinion need be furnished.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">50</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">Each certificate or opinion provided for in this Indenture and delivered to the Trustee with respect to compliance with a condition or covenant provided for in this Indenture shall include:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that the person making such certificate or opinion has read such covenant or condition;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a brief statement as to the nature and scope of the examination or investigation upon which the statements or opinions contained in such certificate or opinion are based;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that, in the opinion of such person, he or she has made such examination or investigation as is necessary to enable him or her to express an informed opinion as to whether or
        not such covenant or condition has been complied with; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement as to whether or not, in the opinion of such person, such condition or covenant has been complied with.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company may be based, insofar as it relates to legal matters, upon a certificate or opinion of or representations by counsel, unless such officer knows that
        the certificate or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.&#160; Any
        certificate, statement or opinion of counsel may be based, insofar as it relates to factual matters or information with respect to which is in the possession of the Company, upon the certificate, statement or opinion of or representations by an
        officer or officers of the Company, unless such counsel knows that the certificate, statement or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous, or in
        the exercise of reasonable care should know that the same are erroneous.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company or of counsel may be based, insofar as it relates to accounting matters, upon a certificate or opinion of or representations by an accountant or firm
        of accountants in the employ of the Company, unless such officer or counsel, as the case may be, knows that the certificate or opinion or representations with respect to the accounting matters upon which his certificate, statement or opinion may be
        based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.07.<font style="font-style: italic;">&#160; Payments Due on Saturdays, Sundays and Holidays.</font>&#160; Unless otherwise specified in a Security, if the date of maturity of interest on or principal of the Securities
        of any Series or the date fixed for redemption, repurchase or repayment of any such Security shall not be a Business Day, payment of interest or principal need not be made on such date, but may be made on the next succeeding Business Day with the
        same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">51</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">SECTION 13.08.<font style="font-style: italic;">&#160; Conflict of any Provision of Indenture with Trust Indenture Act.</font>&#160; If and to the extent that any provision of this Indenture limits, qualifies or conflicts with
        another provision included in this Indenture which is required by the Trust Indenture Act, such required provision shall control.&#160; If any provision of this Indenture modifies or excludes any provision of the Trust Indenture Act that may be so
        modified or excluded, the latter provision shall be deemed to apply to this Indenture as so modified or to be excluded, as the case may be.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.09.<font style="font-style: italic;">&#160; New York Law to Govern.</font>&#160; This Indenture and each Security will be governed by and construed in accordance with the laws of the State of New York.&#160;&#160; </div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.10.<font style="font-style: italic;">&#160; Counterparts.</font>&#160; This Indenture may be executed in any number of counterparts, each of which shall be an original; but such counterparts shall together constitute
        but one and the same instrument.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.11.<font style="font-style: italic;">&#160; Effect of Headings; Gender.</font>&#160; The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction
        hereof.&#160; The use of the masculine, feminine or neuter gender herein shall not limit in any way the applicability of any term or provision hereof.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.12.&#160; <font style="font-style: italic;">Waiver of Jury Trial.&#160; </font>EACH OF THE COMPANY AND THE TRUSTEE HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO
        TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS INDENTURE, THE SECURITIES OR THE TRANSACTION CONTEMPLATED HEREBY.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 13.13.&#160; <font style="font-style: italic;">Force Majeure.&#160; </font>In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of
        or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and
        interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services; it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry to
        resume performance as soon as practicable under the circumstances.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc226370066"></a>SECTION 13.14.&#160; <font style="font-style: italic;">Certain Tax Information</font>.&#160; In order to comply with applicable tax laws, rules and regulations (inclusive of directives, guidelines
        and interpretations promulgated by competent authorities) in effect from time to time to which a foreign financial institution, or issuer, trustee, paying agent, holder or other institution that is subject (&#8220;<font style="font-weight: bold;">Applicable


          Law</font>&#8221;) in relation to the Indenture, the Company agrees (i) to provide to the Trustee, to the extent reasonably available to the Company, sufficient information about holders or other applicable parties and/or transactions (including any
        modification to the terms of such transactions) so the Trustee can determine whether it has tax related obligations under Applicable Law, (ii) that the Trustee shall be entitled to make any withholding or deduction from payments under the Indenture
        to the extent necessary to comply with Applicable Law for which the Trustee shall not have any liability, and (iii) to hold harmless the Trustee for any losses it may suffer due to the actions it takes to comply with such Applicable Law.&#160; The terms
        of this section shall survive the termination of this Indenture.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">52</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc226370067"></a>ARTICLE 14</div>
      <div style="text-align: center; font-weight: bold;"><a name="z_Toc89092299"></a>SUBORDINATION OF SECURITIES</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092300"></a>SECTION 14.01.<font style="font-style: italic;">&#160; Securities Subordinated to Senior Indebtedness</font>.<font style="font-weight: bold; font-style: italic;">&#160; </font>The Company covenants
        and agrees, and each Holder of Securities, by his acceptance thereof, likewise covenants and agrees, that the indebtedness represented by the Securities and the payment of any and all amounts payable in respect of each and all of the Securities is
        expressly subordinated, to the extent and in the manner hereinafter set forth, in right of payment to the prior payment in full of Senior Indebtedness, whether outstanding on the date of this Indenture or thereafter incurred, assumed or guaranteed.</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">In the event (x) of any distribution of assets of the Company upon any dissolution, winding up, liquidation or reorganization of the Company whether in a bankruptcy, insolvency, reorganization or receivership
        proceeding or upon an assignment for the benefit of creditors or any other marshalling of the assets and liabilities of the Company or otherwise, except a distribution in connection with an amalgamation, merger or consolidation or a conveyance or
        transfer of all or substantially all of the properties of the Company which complies with the requirements of Article 9, (y) that a default shall have occurred and be continuing with respect to the payment of any amount payable in respect of any
        Senior Indebtedness or (z) that the principal of the Securities of any Series shall have been declared due and payable pursuant to Section 5.01 and such declaration shall not have been rescinded and annulled as provided in Section 5.01, then:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in a circumstance described in the foregoing clause (x) or (y) the holders of all Senior Indebtedness, and in the circumstance described in the foregoing clause (z) the holders of all
        Senior Indebtedness the principal of which shall have been so declared due and payable, shall first be entitled to receive payment of the full amount due thereon, or provision shall be made for such payment, before the Holders of any of the
        Securities are entitled to receive any payment in respect of the indebtedness evidenced by the Securities;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any payment by, or distribution of assets of, the Company of any kind or character, whether in cash, property or securities (other than securities of the Company as reorganized or
        readjusted or securities of the Company or any other corporation provided for by a plan of reorganization or readjustment the payment of which is subordinate, at least to the extent provided in this Article 14 with respect to the Securities, to the
        payment of all Senior Indebtedness, provided that the rights of the holders of the Senior Indebtedness are not altered by such reorganization or readjustment), to which the Holders of any of the Securities would be entitled except for the
        provisions of this Article 14 shall be paid or delivered by the person making such payment or distribution, whether a liquidator, trustee in bankruptcy, a receiver or liquidating trustee or otherwise, directly to the holders of such Senior
        Indebtedness or their representative or representatives or to the trustee or trustees under any indenture under which any instrument evidencing any of such Senior Indebtedness may have been issued, ratably according to the aggregate amounts
        remaining unpaid on account of such Senior Indebtedness held or represented by each, to the extent necessary to make payment in full of all Senior Indebtedness remaining unpaid after giving effect to any concurrent payment or distribution (or
        provision therefor) to the holders of such Senior Indebtedness, before any payment or distribution is made to the Holders of the indebtedness evidenced by the Securities under this Indenture; and</div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">53</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the event that, notwithstanding the foregoing, any payment by, or distribution of assets of, the Company of any kind or character, whether in cash, property or securities (other than
        securities of the Company as reorganized or readjusted or securities of the Company or any other corporation provided for by a plan of reorganization or readjustment the payment of which is subordinate, at least to the extent provided in this
        Article 14 with respect to the Securities, to the payment of all Senior Indebtedness, provided that the rights of the holders of Senior Indebtedness are not altered by such reorganization or readjustment), shall be received by the Holders of any of
        the Securities before all Senior Indebtedness is paid in full, such payment or distribution shall be paid over to the holders of such Senior Indebtedness or their representative or representatives or to the trustee or trustees under any indenture
        under which any instruments evidencing any of such Senior Indebtedness may have been issued, ratably as aforesaid, for application to the payment of all Senior Indebtedness remaining unpaid until all such Senior Indebtedness shall have been paid in
        full, after giving effect to any concurrent payment or distribution (or provision therefor) to the holders of such Senior Indebtedness.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092301"></a>SECTION 14.02.<font style="font-style: italic;">&#160; Subrogation</font>.&#160; Subject to the payment in full of all Senior Indebtedness to which the indebtedness evidenced by the Securities is in
        the circumstances subordinated as provided in Section 14.01, the Holders of the Securities shall be subrogated to the rights of the holders of such Senior Indebtedness to receive payments or distributions of cash, property or securities of the
        Company applicable to such Senior Indebtedness until all amounts owing on the Securities shall be paid in full.&#160; As between the Company, its creditors other than holders of such Senior Indebtedness and the Holders of the Securities, no such payment
        or distribution made to the holders of such Senior Indebtedness by virtue of this Article 14 which otherwise would have been made to the Holders of the Securities shall be deemed to be a payment by the Company on account of such Senior
        Indebtedness, it being understood that the provisions of this Article 14 are and are intended solely for the purpose of defining the relative rights of the Holders of the Securities, on the one hand, and the holders of Senior Indebtedness.</div>
      <div style="text-indent: 36pt;">&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092302"></a> SECTION 14.03.<font style="font-style: italic;">&#160; Obligation of the Company Unconditional</font>.&#160; Nothing contained in this Article 14 or elsewhere in this Indenture or in the Securities
        is intended to or shall impair, as between the Company, its creditors other than the holders of Senior Indebtedness, and the Holders of the Securities, the obligation of the Company, which is absolute and unconditional, to pay to the Holders of the
        Securities the principal of and interest on and any additional amounts owing in respect of the Securities as and when the same shall become due and payable in accordance with their terms, or is intended to or shall affect the relative rights of the
        Holders of the Securities and creditors of the Company other than the holders of Senior Indebtedness nor shall anything herein or therein prevent the Trustee or the Holder of any Security from exercising all remedies otherwise permitted by
        applicable law upon default under this Indenture, subject to the rights, if any, under this Article 14 of the holders of Senior Indebtedness in respect of cash, property or securities of the Company received upon the exercise of any such remedy.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">54</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;">Upon any payment or distribution of assets of the Company referred to in this Article 14, the Trustee and the Holders of the Securities shall be entitled to rely upon any order or decree made by any court of competent
        jurisdiction in which any such dissolution, winding up, liquidation or reorganization proceeding affecting the affairs of the Company is pending or upon a certificate of the liquidator, trustee in bankruptcy, receiver, assignee for the benefit of
        creditors, liquidating trustee or agent or other person making any payment or distribution, delivered to the Trustee or to the Holders of the Securities, for the purpose of ascertaining the persons entitled to participate in such payment or
        distribution, the holders of the Senior Indebtedness and other indebtedness of the Company, the amount thereof or payable thereon, the amount paid or distributed thereon and all other facts pertinent thereto or to this Article 14.</div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092303"></a><br>
      </div>
      <div style="font-size: 12pt; text-indent: 36pt;"><font style="font-size: 10pt;">SECTION 14.04.&#160; </font><font style="font-size: 10pt; font-style: italic;">Payments on Securities Permitted</font><font style="font-size: 10pt;">.&#160; Nothing contained in
          this Article 14 or elsewhere in this Indenture, or in any of the Securities, shall affect the obligation of the Company to make, or prevent the Company from making, payment of the principal of or interest on or any additional amounts owing in
          respect of the Securities in accordance with the provisions hereof and thereof, except as otherwise provided in this Article 14.&#160; No provision of this Article 14 shall prevent the occurrence of any default or Event of Default hereunder.</font></div>
      <div style="text-indent: 36pt;">&#160;</div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092304"></a>SECTION 14.05.&#160; <font style="font-style: italic;">Effectuation of Subordination by Trustee</font>.&#160; Each Holder of Securities, by his acceptance thereof, authorizes and directs the Trustee
        in his behalf to take such action as may be necessary or appropriate to effectuate the subordination provided in this Article 14 and appoints the Trustee his attorney-in-fact for any and all such purposes.</div>
      <div style="text-indent: 36pt;">&#160;</div>
      <div style="text-indent: 36pt;">SECTION 14.06.&#160; <font style="font-style: italic;">Knowledge of Trustee</font>.&#160; Notwithstanding the provisions of this Article 14 or any other provisions of this Indenture, the Trustee shall not be deemed to owe any
        fiduciary duty to the holders of Senior Indebtedness and shall not be charged with knowledge of the existence of any facts which would prohibit the making of any payment to or by the Trustee, or the taking of any other action by the Trustee, unless
        and until the Trustee shall have received written notice thereof from the Company, any Holder of Securities, any paying or conversion agent of the Company or the holder or representative of any class of Senior Indebtedness.&#160; If the Trustee shall
        not have received the notice provided for in this Section 14.06 at least three Business Days prior to the date upon which, by the terms hereof, any amounts may become payable for any purpose (including the payment of the principal of or interest
        on, or additional amounts owing in respect of, any Security) then, anything herein contained to the contrary notwithstanding, the Trustee shall have all power and authority to receive such money and to apply the same to the purpose for which such
        money was received and shall not be affected by any notice to the contrary which may be received by it during or after such three Business Day period.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 14.07.<font style="font-style: italic;">&#160; Notices From Holders of Senior Indebtedness.&#160; </font>The Trustee shall be entitled to conclusively rely on the delivery to it of a written notice by a person
        representing himself to be a holder of Senior Indebtedness (or a trustee or agent on behalf of such holder) to establish that such notice has been given by a holder of Senior Indebtedness (or a trustee or agent on behalf of any such holder).&#160; In
        the event that the Trustee determines in good faith that further evidence is required with respect to the right of any person as a holder of Senior Indebtedness to participate in any payment or distribution pursuant to this Article 14, the Trustee
        may request such person&#160; to furnish evidence to the reasonable satisfaction of the Trustee as to the amount of Senior Indebtedness held by such person, the extent to which such person is entitled to participate in such payment or distribution and
        any other facts pertinent to the rights of such person under this Article 14, and if such evidence is not furnished, the Trustee may defer any payment which it may be required to make for the benefit of such person pursuant to the terms of this
        Indenture pending judicial determination as to the rights of such person to receive such payment.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">55</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092306"></a>SECTION 14.08.&#160; <font style="font-style: italic;">Trustee May Hold Senior Indebtedness</font>.&#160; The Trustee in its individual capacity shall be entitled to all the rights set forth in this
        Article 14 with respect to any Senior Indebtedness at the time held by it, to the same extent as any other holder of Senior Indebtedness, and nothing in Section 313 of the Trust Indenture Act or elsewhere in this Indenture shall deprive the Trustee
        of any of its rights as such holder.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Nothing in this Article 14 shall subordinate any claims of, or payments to, the Trustee pursuant to Section 6.07 to Senior Indebtedness.</div>
      <div><br>
      </div>
      <div style="text-indent: 36pt;"><a name="z_Toc89092307"></a>SECTION 14.09.&#160; <font style="font-style: italic;">Rights of Holders of Senior Indebtedness Not Impaired</font>.&#160; No right of any present or future holder of any Senior Indebtedness to
        enforce the subordination herein shall at any time or in any way be prejudiced or impaired by any act or failure to act on the part of the Company or by any non-compliance by the Company with the terms, provisions and covenants of this Indenture,
        regardless of any knowledge thereof any such holder may have or be otherwise charged with.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">SECTION 14.10.&#160; <font style="font-style: italic;">Default in Senior Indebtedness</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 36pt;">a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to Section 14.10(b), upon the happening of any event of default with respect to any Senior Indebtedness, as such event of default is defined in the instrument under which the
        Senior Indebtedness is outstanding, the holders of the Senior Indebtedness, directly or indirectly, may demand by giving written notice to the Company and the Trustee that, until such event of default shall have been cured or waived or shall have
        ceased to exist, the Company be prohibited from:</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;exercising any right of redemption with respect to the Securities of any Series pursuant to Article 11;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;making any payments with respect to the redemption of the Securities of any Series that were called for redemption pursuant to Article 11 prior to the happening of an event of default
        with respect to any Senior Indebtedness;</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;making any payment with respect to the principal of and interest on the Securities of any Series or as a sinking fund payment pursuant to Article 11; and</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt; margin-left: 72pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;making any payment with respect to the repayment of the Securities of any Series at the option of the Holders pursuant to Section 11.05.</div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">56</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      </div>
      <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the holders of the Senior Indebtedness, directly or indirectly, fail to demand the rights provided in Section 14.10(a) within 90 days of the happening of an event of default with
        respect to such Senior Indebtedness they shall be deemed to have waived such rights with respect to such event of default; provided, however, that such waiver shall not affect the ability of the holders of the Senior Indebtedness to demand such
        rights upon the happening of any other event of default.</div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;">Nothing in this Article 14 shall apply to claims of, or payments to, the Trustee under or pursuant to Section 6.07.</div>
      <div>&#160;</div>
      <div style="text-align: center;">[the remainder of this page is intentionally left blank]</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font class="BRPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">57</font></div>
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      <div>IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be duly executed, as of the day and year first above written.</div>
      <div>&#160;</div>
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          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td colspan="3" style="vertical-align: top;">
              <div>LOANDEPOT, INC.</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;"><br>
            </td>
            <td rowspan="1" colspan="3" style="vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div>By:</div>
            </td>
            <td style="width: 32%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 15%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;"><br>
            </td>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="vertical-align: top;" colspan="2">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td colspan="3" style="vertical-align: top;">
              <div>[___________________________]</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;"><br>
            </td>
            <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="vertical-align: top;" colspan="2">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div>By:</div>
            </td>
            <td style="width: 32%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div><br>
              </div>
            </td>
            <td style="width: 15%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
          </tr>

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      <div><br>
      </div>
    </div>
    <div style="text-align: center;"> <font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">58</font> </div>
    <div>
      <div>
        <div>
          <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>3
<FILENAME>ny20072538x1_ex4-6.htm
<DESCRIPTION>EXHIBIT 4.6
<TEXT>
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  <head>
    <title></title>
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div>
      <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
      <div>
        <div style="text-align: right; font-size: 14pt; font-weight: bold;"> <font style="font-size: 10pt;">Exhibit 4.6<br>
          </font></div>
        <div style="text-align: center; font-size: 14pt; font-weight: bold;"> <font style="font-size: 10pt;"><br>
          </font></div>
        <div style="text-align: center; font-weight: bold;">LOANDEPOT, INC.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">AND</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">[___________________________]</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">as Trustee</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">Senior Debt Securities</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">INDENTURE</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">Dated as of&#160; _______ __, 20__</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-align: center; font-weight: bold;">CROSS REFERENCE SHEET *</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Provisions of Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, as amended, and the Indenture dated as of _______ __, 20__ between loanDepot, Inc. and [___________________________] as Trustee.</div>
        <div style="text-indent: 36pt;"> <br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" align="center" id="zf177d72e282a497bb28009d200c55508" style="border-collapse: collapse; width: 50%; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">

            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; font-weight: bold;">Section</div>
                <div style="text-align: center; font-weight: bold;">of</div>
                <div style="text-align: center; font-weight: bold;">Trust Indenture Act</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
                <div style="text-align: center; font-weight: bold;">Section</div>
                <div style="text-align: center; font-weight: bold;">of</div>
                <div style="text-align: center; font-weight: bold;">Indenture</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(a)(1)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(a)(2)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(a)(3)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(a)(4)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(a)(5)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>310(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>311(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.11</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>311(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.11</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>311(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.01</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.02(b)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.02(c)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(d)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.04; 4.03</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(1)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.04; 13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(2)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.04; 13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(3)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(d)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(e)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(f)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(b)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.05</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(a)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(d)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(c)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(e)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(1)(A)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.08</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(1)(B)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.09</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(2)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(c)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.07</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>317(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.02</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>317(b)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.03</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 29%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>318(a)</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">13.08</div>
              </td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div>*&#160; This cross reference sheet shall not, for any purpose, be deemed to be a part of the Indenture.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Attention should also be directed to Section 318(c) of the Trust Indenture Act of 1939, as amended, which provides that the provisions of Sections 310 through 317 of such Act are a part of and govern every qualified
          indenture, whether or not physically contained therein.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <!--PROfilePageNumberReset%LCR%1%%%-->
        <div style="text-align: center; margin-left: 36pt; font-weight: bold;"><u>TABLE OF CONTENTS</u></div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" id="z538fc0732040475f9fcd6a73ad83a89a" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3">
                <div>RECITALS</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">1</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3">
                <div>ARTICLE 1 DEFINITIONS</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">1</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 1.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Certain Terms Defined</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">1</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" rowspan="1" colspan="3">
                <div>ARTICLE 2 SECURITIES</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">5</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Forms Generally</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">5</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Form of Trustee&#8217;s Certificate of Authentication</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">6</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Amount Unlimited; Issuable in Series</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">6</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Authentication and Delivery of Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">9</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Execution of Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Certificate of Authentication</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.07.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Denomination and Date of Securities; Payments of Interest</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.08.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Registration, Registration of Transfer and Exchange</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">11</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.09.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Trustee's Duties to Monitor Compliance</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">12</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.10.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Mutilated, Defaced, Destroyed, Lost and Stolen Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">13</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.11.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Cancellation of Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">13</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.12.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Temporary Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">14</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 2.13.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Securities in Global Form</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">14</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 2.14.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">CUSIP Numbers</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 3 COVENANTS OF THE COMPANY</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 3.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Payment of Principal and Interest</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 3.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Offices for Payment, Etc.</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 3.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Paying Agents</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">16</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 3.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Officers&#8217; Certificate</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">16</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 3.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Calculation of Original Issue Discount</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">16</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 4 HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 4.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Company to Furnish Trustee Information as to Names and Addresses of Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 4.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 4.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Reports by the Company</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 5 REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">18</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Event of Default Defined; Acceleration of Maturity; Waiver of Default</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">18</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 5.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Collection of Indebtedness by Trustee; Trustee May Prove Debt</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">20</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Application of Proceeds</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">22</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 5.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Restoration of Rights on Abandonment of Proceedings</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">22</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Limitations on Suits by Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">23</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 5.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Unconditional Right of Holders to Institute Certain Suits</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">23</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.07.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">23</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
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          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">i</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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        <table cellspacing="0" cellpadding="0" id="zc24ce6ea7ce74dba9447002038285342" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 5.08.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Control by Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.09.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Waiver of Past Defaults</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 5.10.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Right of Court to Require Filing of Undertaking to Pay Costs</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 5.11.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Suits for Enforcement</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 6 CONCERNING THE TRUSTEE</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">25</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Duties of Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">25</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 6.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Rights of Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">26</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Individual Rights of Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">28</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 6.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Trustee&#8217;s Disclaimer</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">28</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Notice of Defaults</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">28</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 6.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Reports by Trustee to Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">28</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.07.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Compensation and Indemnity</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">28</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 6.08.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Replacement of Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">29</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.09.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Successor Trustee by Merger</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">30</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 6.10.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Eligibility; Disqualification</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">30</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 6.11.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Preferential Collection of Claims Against Company</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">30</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 7 CONCERNING THE HOLDERS</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">31</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 7.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Evidence of Action Taken by Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">31</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 7.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Proof of Execution of Instruments</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">31</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 7.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Holders to Be Treated as Owners</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">31</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 7.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Securities Owned by Company Deemed Not Outstanding</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">31</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 7.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Right of Revocation of Action Taken</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">32</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 8 SUPPLEMENTAL INDENTURES</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">32</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 8.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Supplemental Indentures Without Consent of Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">32</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 8.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Supplemental Indentures with Consent of Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">33</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 8.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Effect of Supplemental Indenture</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">34</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 8.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Documents to Be Given to Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">34</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 8.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Notation on Securities in Respect of Supplemental Indentures</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">35</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 9 CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">35</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 9.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Company May Consolidate, Etc. on Certain Terms</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">35</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 9.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Successor Corporation Substituted</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">35</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 9.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Opinion of Counsel to Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">36</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3">
                <div>ARTICLE 10 SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE; UNCLAIMED FUNDS</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">36</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 10.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">36</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 10.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Conditions to Defeasance</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">37</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 10.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Application of Trust Funds</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">37</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 10.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Repayment to Company</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">38</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 10.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Indemnity for Government Obligations</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">38</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 10.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Reinstatement</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">38</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">ii</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" id="zd1444c0d13c34a7dbf0320672e25d5f4" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3">
                <div>ARTICLE 11 REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">38</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 11.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Applicability of Article</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">38</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 11.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Notice of Redemption; Partial Redemptions</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">38</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 11.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Payment of Securities Called for Redemption</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">40</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 11.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Exclusion of Certain Securities from Eligibility for Selection for Redemption</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 11.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Repayment at the Option of the Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3">
                <div>ARTICLE 12 CONVERSION OF SECURITIES</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Applicability of Article</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Right of Holders to Convert Securities into Common Shares</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Issuance of Common Shares on Conversions</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">42</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">No Payment or Adjustment for Interest or Dividends</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">43</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Adjustment of Conversion Price</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">43</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">No Fractional Shares to Be Issued</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">46</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.07.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">46</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.08</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Covenant to Reserve Shares for Issuance on Conversion of Securities</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">47</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.09.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Compliance with Governmental Requirements</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">47</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.10.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Payment of Taxes upon Certificates for Shares Issued upon Conversion</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">48</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.11.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Trustee&#8217;s Duties with Respect to Conversion Provisions</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">48</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 12.12.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Trustee Under No Duty to Monitor Stock Price or Calculations</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">48</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 12.13.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Conversion Arrangement on Call for Redemption</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">48</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3">
                <div>ARTICLE 13 MISCELLANEOUS PROVISIONS</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">49</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">&#160;</td>
              <td style="width: 72%; vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top; text-align: right;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.01.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">49</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.02.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Provisions of Indenture for the Sole Benefit of Parties and Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">49</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.03.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Successors and Assigns of Company Bound by Indenture</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">49</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.04.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Notices and Demands on Company, Trustee and Holders</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">49</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.05.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Electronic Transmission to the Trustee</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">50</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.06.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">50</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.07.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Payments Due on Saturdays, Sundays and Holidays</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">51</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.08.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Conflict of any Provision of Indenture with Trust Indenture Act</div>
              </td>
              <td style="width: 10%; vertical-align: top; text-align: right;">52</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.09.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">New York Law to Govern</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">52</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.10.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Counterparts</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">52</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.11.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Effect of Headings; Gender</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">52</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.12.</div>
              </td>
              <td style="width: 72%; vertical-align: top;">
                <div style="font-style: italic;">Waiver of Jury Trial</div>
              </td>
              <td style="width: 10%; vertical-align: top;">
                <div style="text-align: right;">52</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
              <td style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>SECTION 13.13.</div>
              </td>
              <td style="width: 72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="font-style: italic;">Force Majeure</div>
              </td>
              <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">52</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 15%; vertical-align: top;">
                <div>SECTION 13.14.</div>
              </td>
              <td style="width: 72%; vertical-align: top;"><font style="font-style: italic;">Certain Tax Information</font></td>
              <td style="width: 10%; vertical-align: top; text-align: right;">
                <div>52</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">iii</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-align: center; font-weight: bold;"><u>INDENTURE</u></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">This INDENTURE (this &#8220;<font style="font-weight: bold;">Indenture</font>&#8221;), dated as of ________ __, 20__, is by and between LOANDEPOT, INC., a Delaware corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;),

          and [___________________________], a [____________________________], as trustee (the &#8220;<font style="font-weight: bold;">Trustee</font>&#8221;).</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">RECITALS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">A.&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; The Company has duly authorized the issue from time to time of its debentures, notes or other evidences of indebtedness (the &#8220;<font style="font-weight: bold;">Securities</font>&#8221;) to be issued in one or
          more Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">B.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; All things necessary to make this Indenture a valid, legally binding indenture and agreement according to its terms have been done.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">NOW, THEREFORE, in consideration of the premises and the purchase of the Securities by the Holders thereof, it is mutually agreed for the equal and ratable benefit of the Holders from time to time of the Securities
          or of Series thereof as follows.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 1</div>
        <div style="text-align: center; font-weight: bold;">DEFINITIONS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 1.01.<font style="font-style: italic;">&#160; Certain Terms Defined.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the following terms (except as otherwise
          expressly provided or unless the context otherwise clearly requires) for all purposes of this Indenture and of any indenture supplemental hereto shall have the respective meanings specified in this Section 1.01.&#160; All other terms (except as herein
          otherwise expressly provided or unless the context otherwise clearly requires) used in this Indenture that are defined in the Trust Indenture Act or the definitions of which in the Securities Act are referred to in the Trust Indenture Act,
          including terms defined therein by reference to the Securities Act, shall have the meanings assigned to such terms in the Trust Indenture Act and the Securities Act as in force at the date of this Indenture.&#160; All accounting terms used herein and
          not expressly defined shall have the meanings assigned to such terms in accordance with GAAP.&#160; The words &#8220;<font style="font-weight: bold;">herein</font>&#8221;, &#8220;<font style="font-weight: bold;">hereof</font>&#8221; and &#8220;<font style="font-weight: bold;">hereunder</font>&#8221;
          and other words of similar import refer to this Indenture as a whole, as supplemented and amended from time to time, and not to any particular Article, Section or other subdivision.&#160; The terms defined in this Article 1 have the meanings assigned
          to them in this Article 1 and include the plural as well as the singular.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Board of Directors</font>&#8221; means either the Board of Directors of the Company or any duly authorized committee of that Board or any duly authorized committee created by that Board.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Business Day</font>&#8221;, except as may otherwise be provided in the form of Securities of any particular Series, with respect to any Place of Payment or place of publication means any
          day, other than a Saturday, Sunday or day on which banking institutions are authorized or required by law or regulation to close in that Place of Payment or place of publication.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Commission</font>&#8221; means the Securities and Exchange Commission, as from time to time constituted, created under the Securities Exchange Act, or if at any time after the execution
          and delivery of this Indenture such Commission is not existing and performing the duties now assigned to it under the Trust Indenture Act, then the body performing such duties on such date.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <!--PROfilePageNumberReset%Num%2%%%-->
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Common Shares</font>&#8221; means the shares of common stock, par value $0.01 per share, of the Company, collectively as they exist on the date of this Indenture, or any other shares of
          the Company into which such shares shall be reclassified or changed.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Company</font>&#8221; means the Person identified as the &#8220;Company&#8221; in the first paragraph hereof until a successor company shall have become such pursuant to the applicable provisions
          hereof, and thereafter &#8220;Company&#8221; shall mean such successor company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Corporate Trust Office</font>&#8221; means the principal corporate trust office of the Trustee at which at any particular time its corporate trust business shall be administered, which
          office at the date of execution of this Indenture is located at [__________________], or such other address as the Trustee may designate from time to time by notice to the Holders and the Company, or the principal corporate trust office of any
          successor Trustee (or such other address as such successor Trustee may designate from time to time by notice to the Holders and the Company).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">covenant defeasance option</font>&#8221; has the meaning specified in Section 10.01(b).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221; has the meaning specified in Section 2.07.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository</font>&#8221;, with respect to Securities of any Series for which the Company shall determine that such Securities will be issued as a Depository Security, means The Depository
          Trust Company or another clearing agency or any successor registered under the Securities Exchange Act or other applicable statute or regulation, which, in each case, shall be designated by the Company pursuant to Sections 2.03 and 2.13.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository Security</font>&#8221;, with respect to any Series of Securities, means a Security executed by the Company and authenticated and delivered by the Trustee to the Depository or
          pursuant to the Depository&#8217;s instruction, all in accordance with this Indenture and pursuant to a resolution of the Board of Directors or an indenture supplemental hereto as contemplated by Section 2.03, which shall be registered as to principal
          and interest in the name of the Depository or its nominee and shall represent, and shall be denominated in an amount equal to the aggregate principal amount of, all of the Outstanding Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Event of Default</font>&#8221; has the meaning specified in Section 5.01.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Federal Income Tax</font>&#8221; means United States federal income tax.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#160;&#8220;<font style="font-weight: bold;">GAAP</font>&#8221; means such accounting principles as are generally accepted at the time of any computation hereunder.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Government Obligations</font>&#8221;, unless otherwise specified pursuant to Section 2.03, means securities that are (i) direct obligations of the United States government or (ii)
          obligations of a Person controlled or supervised by, or acting as an agency or instrumentality of, the United States government, the payment of which obligations is unconditionally guaranteed by such government, and that, in either case, are full
          faith and credit obligations of such government and are not callable or redeemable at the option of the issuer thereof.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Holder</font>&#8221;, &#8220;<font style="font-weight: bold;">Holder of Securities</font>&#8221;, &#8220;<font style="font-weight: bold;">Registered Holder</font>&#8221;, or other similar terms mean the Person in
          whose name at the time a particular Security is registered in the Security register.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Indenture</font>&#8221; means this instrument as originally executed or as it may from time to time be amended or supplemented as herein provided, as so amended or supplemented or both,
          and shall include the forms and terms of particular Series of Securities established as contemplated by Section 2.03.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Internal Revenue Service</font>&#8221; means the United States Internal Revenue Service or a successor entity thereto.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221; has the meaning specified in Section 10.01(b).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Nasdaq Market&#8221;</font><font style="font-size: 10pt;"> has the meaning specified in Section 12.05(e).</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Officers&#8217; Certificate</font>&#8221; means a certificate signed on behalf of the Company by any two authorized executive officers of the Company and delivered to the Trustee.&#160; Each such
          certificate shall include the statements provided for in Section 13.06.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Opinion of Counsel</font>&#8221; means a written opinion of legal counsel who may be an employee of or counsel to the Company.&#160; Each Opinion of Counsel shall include the statements
          provided for in Section 13.06, if and to the extent required hereby.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">original issue date</font>&#8221; of any Security means the date set forth as such on such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Original Issue Discount Security</font>&#8221; means any Security that provides for an amount less than the principal amount thereof to be due and payable upon a declaration of
          acceleration of the maturity thereof pursuant to Section 5.01.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Outstanding</font>&#8221;, when used with reference to Securities of any Series as of any particular time, subject to the provisions of Section 7.04, means all Securities of that Series
          authenticated and delivered under this Indenture, except:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities theretofore cancelled by the Trustee or delivered to the Trustee for cancellation;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities, or portions thereof, for the payment or redemption of which the necessary funds in the required currency shall have been deposited in trust with the Trustee or with any
          Paying Agent other than the Company, or shall have been set aside, segregated and held in trust by the Company for the holders of such Securities if the Company shall act as its own Paying Agent, provided that if such securities, or portions
          thereof, are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as herein provided, or provision satisfactory to the Trustee shall have been made for giving such notice;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities in substitution for which other Securities shall have been authenticated and delivered pursuant to the terms of Section 2.10, except with respect to any such Security as to
          which proof satisfactory to the Trustee and the Company is presented that such Security is held by a person in whose hands such Security is a legal, valid and binding obligation of the Company;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities converted into other securities of the Company in accordance with or as contemplated by this Indenture; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities with respect to which the Company has effected defeasance as provided in Article 10.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Paying Agent</font>&#8221; means any Person, which may include the Company, authorized by the Company to pay the principal of or interest, if any, on any Security of any Series on behalf
          of the Company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Person</font>&#8221; means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or
          political subdivision thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Place of Payment</font>&#8221;, when used with respect to the Securities of any Series, means the place or places where the principal of and interest on the Securities of that Series are
          payable as specified pursuant to Section 3.02.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Preferred Shares</font>&#8221; means any shares issued by the Company that are entitled to a preference or priority over the Common Shares upon any distribution of the Company&#8217;s assets,
          whether by dividend or upon liquidation.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">principal</font>&#8221; whenever used with reference to the Securities or any Security or any portion thereof shall be deemed to include &#8220;and premium, if any.&#8221;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">record date</font>&#8221; has the meaning specified in Section 2.07.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Responsible Officer</font>&#8221;, when used with respect to the Trustee, means any officer within the corporate trust department of the Trustee, including any vice president, assistant
          vice president, assistant secretary, senior trust officer, trust officer or any other officer or assistant officer of the Trustee customarily performing functions similar to those performed by the individuals who at the time shall be such
          officers, respectively, or to whom any corporate trust matter is referred at the Corporate Trust Office because of his or her knowledge of and familiarity with the particular subject and who shall have direct responsibility for the administration
          of this Indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Act</font>&#8221; means the Securities Act of 1933, as amended, as in force at the date as of which this Indenture was originally executed.</div>
        <div style="text-indent: 36pt;"> <br>
        </div>
        <div>
          <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Exchange Act</font>&#8221; means the Securities Exchange Act of 1934, as amended, as in force at the date as of which this Indenture was originally executed.</div>
          <div style="text-indent: 36pt;"> <br>
          </div>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security</font>&#8221; or &#8220;<font style="font-weight: bold;">Securities</font>&#8221; has the meaning stated in the first recital of this Indenture and more particularly means any securities
          authenticated and delivered under this Indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security register</font>&#8221; has the meaning specified in Section 2.08.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Series</font>&#8221; or &#8220;<font style="font-weight: bold;">Series of Securities</font>&#8221; means all Securities of a similar tenor authorized by a particular resolution of the Board of
          Directors or in one or more indentures supplemental hereto.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Subsidiary&#8221;</font><font style="font-size: 10pt;"> means:&#160; (i) a corporation in which the Company and/or one or more Subsidiaries of the Company
            directly or indirectly owns, at the date of determination, a majority of the capital stock with voting power under ordinary circumstances to elect directors; (ii) a partnership, limited liability company, joint venture or similar entity in
            which the Company and/or one or more Subsidiaries of the Company directly or indirectly holds, at the date of determination, a majority interest in the equity capital or profits or other similar interests of such entity; or (iii) any other
            unincorporated Person in which the Company and/or one or more Subsidiaries of the Company directly or indirectly owns at the date of determination (x) at least a majority ownership interest or (y) the power to elect or direct the election of a
            majority of the directors or other governing body of such Person.</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Trading Day&#8221;</font><font style="font-size: 10pt;"> has the meaning specified in Section 12.05(e).</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trust Indenture Act</font>&#8221;, except as otherwise provided in Sections 8.01 and 8.02, means the Trust Indenture Act of 1939, as amended, as in force at the date as of which this
          Indenture was originally executed.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trustee</font>&#8221; means the Person identified as the &#8220;Trustee&#8221; in the first paragraph hereof until a successor Trustee shall have become such pursuant to the applicable provisions
          hereof, and thereafter &#8220;Trustee&#8221; shall mean each Person who is then a Trustee hereunder.&#160; If at any time there is more than one such Person, &#8220;Trustee&#8221; as used with respect to the Securities of any Series means the Trustee with respect to
          Securities of that Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">vice president</font>&#8221; when used with respect to the Company or the Trustee, means any vice president, whether or not designated by a number or a word or words added before or after
          the title of &#8220;vice president.&#8221;</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 2</div>
        <div style="text-align: center; font-weight: bold;">SECURITIES</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.01.<font style="font-style: italic;">&#160; Forms Generally.</font>&#160; The Securities of each Series shall be substantially in such form, including temporary or definitive global form, as shall be established by
          or pursuant to a resolution of the Board of Directors or in one or more indentures supplemental hereto, in each case with such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Indenture,
          and may have imprinted or otherwise reproduced thereon such legend or legends, not inconsistent with the provisions of this Indenture, as may be required to comply with any law or with any rules or regulations, or with any rules of any securities
          exchange or to conform to general usage, all as may be determined by the officers executing such Securities as evidenced by their execution of the Securities.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">The definitive Securities may be printed or reproduced in any other manner, all as determined by the officers executing such Securities as evidenced by their execution of such Securities.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.02.<font style="font-style: italic;">&#160; Form of Trustee&#8217;s Certificate of Authentication.</font>&#160; The Trustee&#8217;s certificate of authentication on all Securities shall be in substantially the following form:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">This is one of the Securities of the Series designated herein and referred to in the within-mentioned Indenture.</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" id="zfae2d8c4380d4fb19a81fe3b003b61b0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                <div>Dated:<br>
                </div>
              </td>
              <td style="width: 15%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 25%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 28%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 5%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 15%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 25%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 27%; vertical-align: top;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; padding-bottom: 2px;" colspan="3">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">
                <div>, as Trustee</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z7c3697449a384fd7845a18dcbe64c739">

            <tr>
              <td style="vertical-align: top; padding-bottom: 2px; width: 45%;" rowspan="1"><br>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;" rowspan="1">
                <div>By:</div>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 45%;" rowspan="1"><br>
              </td>
              <td style="vertical-align: top; width: 5%;" rowspan="1">
                <div><br>
                </div>
              </td>
              <td style="vertical-align: top;" rowspan="1" colspan="2">
                <div>Authorized Signatory</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 45%;" rowspan="1">&#160;</td>
              <td style="vertical-align: top;" rowspan="1" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 45%;" rowspan="1"><br>
              </td>
              <td style="vertical-align: top;" rowspan="1" colspan="3">
                <div>-- or --</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 45%;" rowspan="1">&#160;</td>
              <td style="vertical-align: top;" rowspan="1" colspan="3">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z21b15ba3cc1a4db187bd5518d47053a7">

              <tr>
                <td style="vertical-align: top; padding-bottom: 2px;" colspan="3">&#160;</td>
                <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">
                  <div>, as Trustee</div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za253fc3f07d64d388a28dcbb3cde3676">

              <tr>
                <td style="vertical-align: top; padding-bottom: 2px; width: 45%;" rowspan="1"><br>
                </td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;" rowspan="1">
                  <div>By:</div>
                </td>
                <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
                <td style="width: 10%; vertical-align: top; padding-bottom: 2px;" rowspan="1">
                  <div>, as<br>
                  </div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 45%;" rowspan="1"><br>
                </td>
                <td style="vertical-align: top; width: 5%;" rowspan="1" colspan="3">
                  <div>
                    <div>Authentication Agent</div>
                  </div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z3a0165f49359475c851c9b921219d0c9">

              <tr>
                <td style="vertical-align: top; padding-bottom: 2px; width: 45%;" rowspan="1"><br>
                </td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;" rowspan="1">
                  <div>By:</div>
                </td>
                <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
                <td style="width: 10%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 45%;" rowspan="1">&#160;</td>
                <td style="width: 5%; vertical-align: top;" rowspan="1">&#160;</td>
                <td style="width: 40%; vertical-align: top;" rowspan="1">
                  <div>Authorized Signatory</div>
                </td>
                <td style="width: 10%; vertical-align: top;" rowspan="1">&#160;</td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.03.<font style="font-style: italic;"> &#160; Amount Unlimited; Issuable in Series.</font>&#160; The aggregate principal amount of Securities which may be authenticated and delivered under this Indenture is unlimited.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Securities may be issued in one or more Series.&#160; There shall be established in or pursuant to a resolution of the Board of Directors and set forth in an Officers&#8217; Certificate, or established in one or more
          indentures supplemental hereto, prior to the issuance of Securities of any Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the title of the Securities of the Series (including CUSIP numbers), which shall distinguish the Securities of the Series from all other Securities issued by the Company;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">6</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any limit upon the aggregate principal amount of the Securities of the Series that may be authenticated and delivered under this Indenture, except for Securities authenticated and
          delivered upon registration of transfer of, or in exchange for or in lieu of, other Securities of the Series pursuant to Section 2.08, 2.10, 2.12, 8.05 or 11.03;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the price at which the Securities of the Series will be issued;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if other than 100% of the principal amount, the portion of the principal amount payable upon maturity of the Securities of the Series;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">&#160;(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the date or dates on which the principal of the Securities of the Series is payable or the method of determination thereof;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; the rate or rates, which may be fixed or variable, or the method or methods of determination thereof, at which the Securities of the Series shall bear interest (including any interest
          rates applicable to overdue payments), if any, the date or dates from which such interest shall accrue, the interest payment dates on which such interest shall be payable, the record dates for the determination of Holders to whom interest is
          payable and the dates on which any other amounts, if any, will be payable;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the place or places where the principal of, premium and other amounts, if any, and interest, if any, on Securities of the Series shall be payable if other than as provided in Section
          3.02;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the price or prices at which, the period or periods within which and the terms and conditions upon which Securities of the Series may be redeemed, in whole or in part, at the option of
          the Company;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; the obligation, if any, of the Company to redeem, purchase or repay Securities of the Series whether pursuant to any sinking fund or analogous provisions or pursuant to other
          provisions set forth therein or at the option of a Holder thereof and the price or prices at which and the period or periods within which and the terms and conditions upon which Securities of the Series shall be redeemed, purchased or repaid, in
          whole or in part;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; the denominations in which Securities of the Series shall be issuable;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the form of the Securities, including such legends as required by law or as the Company deems necessary or appropriate and the form of any temporary global security that may be issued;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; whether, and under what circumstances, the Securities of any Series shall be convertible into other securities of the Company and, if so, the terms and conditions upon which such
          conversion will be effected, including the initial conversion price or rate, the conversion period and other provisions in addition to or in lieu of those described herein;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">7</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether there are any authentication agents, Paying Agents, transfer agents or registrars with respect to the Securities of such Series;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;whether the Securities of such Series are to be issuable in whole or in part by one or more global notes registered in the name of a Depository or its nominee;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the ranking of the Securities of such Series as senior debt securities or subordinated debt securities;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(p)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if other than U.S. dollars, the currency, or currencies (including composite currencies or currency units) in which the Securities of any Series may be purchased and in which payments
          on the Securities of such Series will be made (which currencies may be different for payments of principal, premium or other amounts, if any, and/or interest, if any);</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(q)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if the Securities of any Series will be secured by any collateral, a description of the collateral and the terms and conditions of the security and realization provisions;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(r)&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; the provisions relating to any guarantee of the Securities of any Series, including the ranking thereof;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(s)&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; the ability, if any, to defer payments of principal, interest, or other amounts; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(t)&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; any other specific terms or conditions of the Securities of any Series, including any additional Events of Default or covenants provided for with respect to the Securities of such
          Series, and any terms that may be required by or advisable under applicable laws or regulations.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">All Securities of any one Series shall be substantially identical except as to denomination and except as otherwise may be provided in or pursuant to such resolution of the Board of Directors or in any such indenture
          supplemental hereto.&#160; The Securities of any one Series need not be issued at the same time, and unless otherwise provided, a Series may be reopened for issuances of additional Securities of such Series.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">8</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.04.<font style="font-style: italic;"> &#160; Authentication and Delivery of Securities.</font>&#160; At any time and from time to time after the execution and delivery of this Indenture, the Company may deliver
          Securities of any Series executed by the Company to the Trustee for authentication, and the Trustee shall thereupon authenticate and make available for delivery such Securities to or upon the written order of the Company, signed by both (y) the
          chairman of its Board of Directors, or its president or any vice president, and (z) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; At the time of the authentication of a Series of Securities, or the first
          authentication of a Series of Securities that provides for the issuance of Securities of that Series from time to time, and accepting the additional responsibilities under this Indenture in relation to any such Series of Securities, the Trustee
          shall be provided with and subject to Section 6.01 shall be fully protected in relying upon:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a copy of any resolution or resolutions of the Board of Directors relating to such Series, in each case certified by the secretary or an assistant secretary of the Company;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a supplemental indenture, if any;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Officers&#8217; Certificate setting forth the form and terms of the Securities of such Series as required pursuant to Sections 2.01 and 2.03, respectively, and prepared in accordance with
          Section 13.06; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Opinion of Counsel, prepared in accordance with Section 13.06, which shall state:</div>
        <div><br>
        </div>
        <div style="margin-left: 72pt; text-indent: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; that the form or forms and terms of such Series of Securities have been established by or pursuant to a resolution of the Board of Directors or by a supplemental indenture as
          permitted by Sections 2.01 and 2.03 in conformity with the provisions of this Indenture;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that such Series of Securities have been duly authorized and, when authenticated and delivered by the Trustee and issued by the Company in the manner and subject to any conditions
          specified in such opinion of counsel, will constitute valid and binding obligations of the Company enforceable, in accordance with their terms, subject to applicable bankruptcy, insolvency, fraudulent conveyance, reorganization or other laws
          relating to or affecting the enforcement of creditors&#8217; rights generally and by general equitable principles, regardless of whether such enforceability is considered in a proceeding in equity or at law; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; that all conditions precedent to the execution and delivery by the Company of such Series of Securities have been complied with.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Trustee shall have the right to decline to authenticate and deliver any Series of Securities under this Section 2.04 if the issue of such Series of Securities pursuant to this Indenture will affect the Trustee&#8217;s
          own rights, duties or immunities under this Indenture in a manner not reasonably acceptable to the Trustee.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">9</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.05.<font style="font-style: italic;"> &#160; Execution of Securities.</font>&#160; The Securities shall be signed on behalf of the Company by both (a) the chairman of its Board of Directors or its president or any
          vice president and (b) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; Such signatures may be the manual or facsimile signatures of such officers.&#160; The seal of the Company may be in the form of a facsimile
          thereof and may be impressed, affixed, imprinted or otherwise reproduced on the Securities.&#160; Typographical and other minor errors or defects in any such reproduction of the seal or any such signature shall not affect the validity or
          enforceability of any Security that has been duly authenticated and delivered by the Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">In case any officer of the Company who shall have signed any of the Securities shall cease to be such officer before the Security so signed shall be authenticated and delivered by the Trustee or disposed of by the
          Company, such Security nevertheless may be authenticated and delivered or disposed of as though the person who signed such Security had not ceased to be such officer of the Company.&#160; Any Security may be signed on behalf of the Company by such
          individuals as, at the actual date of the execution of such Security, shall be the proper officers of the Company, although at the date of the execution and delivery of this Indenture any such individual was not such an officer.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.06. <font style="font-style: italic;">&#160; Certificate of Authentication.</font>&#160; Only such Securities as shall bear thereon a certificate of authentication substantially in the form set forth in Section 2.02
          and executed by the Trustee by the manual signature of one of its authorized signatories shall be valid or obligatory for any purpose.&#160; Such certificate by the Trustee upon any Security executed by the Company shall be conclusive evidence that
          the Security so authenticated has been duly authenticated and delivered hereunder.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.07. <font style="font-style: italic;">&#160; Denomination and Date of Securities; Payments of Interest.</font>&#160; The Securities shall be issuable in denominations as shall be specified as contemplated by Section
          2.03.&#160; In the absence of any such specification with respect to the Securities of any Series, Securities shall be issuable in denominations of $1,000 and any integral multiple thereof, and interest shall be computed on the basis of a 360-day year
          of twelve 30-day months.&#160; The Securities shall be numbered, lettered or otherwise distinguished in such manner or in accordance with such plan as the officers of the Company executing the same may determine with the approval of the Trustee as
          evidenced by its execution and authentication thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Each Security shall be dated the date of its authentication.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Unless otherwise provided as contemplated by Section 2.03, interest on any Security that is payable, and is punctually paid or duly provided for, on any interest payment date shall be paid to the person in whose name
          that Security (or one or more predecessor securities) is registered at the close of business on the regular record date for the payment of such interest.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The term &#8220;<font style="font-weight: bold;">record date</font>&#8221; as used with respect to any interest payment date (except for a date for payment of defaulted interest) means the date specified as such in the terms of
          the Securities of any particular Series or, if no such date is so specified, the close of business on the fifteenth day preceding such interest payment date, whether or not such record date is a Business Day.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">10</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Any interest on any Security of any Series that is payable but not punctually paid or duly provided for (&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221;) on any interest payment date shall forthwith
          cease to be payable to the Registered Holder on the relevant record date by virtue of such Holder having been a Holder on such record date.&#160; Such defaulted interest may be paid by the Company, at its election in each case, as provided in clause
          (a) or clause (b) below:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may elect to make payment of any defaulted interest to the persons in whose names any such Securities (or their respective predecessor Securities) are registered at the
          close of business on a special record date for the payment of such defaulted interest, which shall be fixed in the following manner.&#160; The Company shall notify the Trustee in writing of the amount of defaulted interest proposed to be paid on each
          Security of such Series and the date of the proposed payment, and at the same time the Company shall deposit with the Trustee funds equal to the aggregate amount proposed to be paid in respect of such defaulted interest or shall make arrangements
          satisfactory to the Trustee for such deposit prior to the date of the proposed payment.&#160; Such funds when deposited shall be held in trust for the benefit of the Persons entitled to such defaulted interest as provided in this clause (a).&#160;
          Thereupon the Trustee shall fix a special record date for the payment of such defaulted interest in respect of Securities of such Series, which shall be not more than 15 nor less than ten days prior to the date of the proposed payment and not
          less than ten days after the receipt by the Trustee of the notice of the proposed payment.&#160; The Trustee promptly shall notify the Company of such special record date and, in the name and at the expense of the Company, shall cause notice of the
          proposed payment of such defaulted interest and the special record date thereof to be mailed, first class postage prepaid, to each Registered Holder at his address as it appears in the Security register, not less than ten days prior to such
          special record date.&#160; Notice of the proposed payment of such defaulted interest and the special record date therefor having been mailed as aforesaid, such defaulted interest in respect of Securities of such Series shall be paid to the persons in
          whose names such Securities (or their respective predecessor Securities) are registered on such special record date and such defaulted interest shall no longer be payable pursuant to the following clause (b).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may make payment of any defaulted interest on the Securities of any Series in any other lawful manner not inconsistent with the requirements of any securities exchange on
          which the Securities of that Series may be listed, and upon such notice as may be required by such exchange, if, after notice given by the Company to the Trustee of the proposed payment pursuant to this clause, such payment shall be deemed
          practicable by the Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Subject to the foregoing provisions of this Section 2.07, each Security delivered under this Indenture upon registration of transfer of or in exchange for or in lieu of any other Security shall carry the rights to
          interest accrued and unpaid, and to accrue, that were carried by such other Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.08.<font style="font-style: italic;">&#160; Registration, Registration of Transfer and Exchange.</font>&#160; The Company will cause to be kept at each office or agency to be maintained for the purpose as provided in
          Section 3.02 a register or registers (the &#8220;<font style="font-weight: bold;">Security register</font>&#8221;) in which, subject to such reasonable regulations as it may prescribe, the Company will provide for the registration and the registration of
          transfer of the Securities.&#160; The Trustee is hereby appointed Security registrar for purposes of registering, and registering transfers of, the Securities.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">11</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Upon surrender for registration of transfer of any Security of any Series at any such office or agency to be maintained for the purpose as provided in Section 3.02, the Company shall execute, and the Trustee shall
          authenticate and make available for delivery in the name of the transferee or transferees, a new Security or Securities of the same Series and of like tenor and containing the same terms (other than the principal amount thereof, if more than one
          Security is executed, authenticated and delivered with respect to any security so presented, in which case the aggregate principal amount of the executed, authenticated and delivered Securities shall equal the principal amount of the Security
          presented in respect thereof) and conditions.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">All Securities issued upon any registration of transfer or exchange of Securities shall be the valid obligations of the Company, evidencing the same debt, and entitled to the same benefits under this Indenture, as
          the Securities surrendered upon such registration of transfer or exchange.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Every Security presented or surrendered for registration of transfer or exchange, if so required by the Company or the Trustee, shall be duly endorsed, or be accompanied by a written instrument of transfer in form
          satisfactory to the Company and the Trustee, duly executed by the Holder thereof or his attorney and duly authorized in writing.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">No service charge shall be made for any registration of transfer or exchange of Securities, but the Company may require payment of an amount sufficient to cover any tax or other governmental charge that may be
          imposed in connection with any registration of transfer or exchange of Securities, other than exchanges pursuant to Section 2.12, 8.05 or 11.03 not involving any transfer.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Company shall not be required (i) to issue, register the transfer of or exchange any Security during the 15-day period prior to the day of mailing of the relevant notice of redemption or (ii) to register the
          transfer of or exchange any Security so selected for redemption in whole or in part, except, in the case of any Security to be redeemed in part, the portion thereof not redeemed.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.09.<font style="font-style: italic;">&#160;&#160; Trustee's Duties to Monitor Compliance</font>.&#160; The Trustee shall have no obligation or duty to monitor, determine or inquire as to compliance with any restrictions
          on transfer imposed under this Indenture or under applicable law with respect to any transfer of any interest in any Security (including any transfers between or among depositary participants or beneficial owners of interests in any Global
          Security) other than to require delivery of such certificates and other documentation or evidence as are expressly required by, and to do so if and when expressly required by the terms of, this Indenture, and to examine the same to determine
          substantial compliance as to form with the express requirements hereof.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">12</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.10.<font style="font-style: italic;"> &#160; Mutilated, Defaced, Destroyed, Lost and Stolen Securities.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 of any Series, in case any temporary or
          definitive Security shall become mutilated or defaced or be destroyed, lost or stolen, the Company shall execute, and upon the written request of any officer of the Company, the Trustee shall authenticate and make available for delivery a new
          Security of the same Series and of like tenor and principal amount and with the same terms and conditions, bearing a number not contemporaneously outstanding, in exchange and substitution for the mutilated or defaced Security or in lieu of and
          substitution for the Security so destroyed, lost or stolen.&#160; In every case the applicant for a substitute Security shall furnish to the Company and to the Trustee such security or indemnity as may be required by them to indemnify and defend and
          to save each of them harmless and, in every case of destruction, loss or theft, evidence to their satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Upon the issuance of any substitute Security, the Company may require the payment of an amount sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses,
          including the reasonable fees and expenses of the Trustee, connected therewith.&#160; In case any Security which has matured or is about to mature or has been called for redemption in full shall become mutilated or defaced or be destroyed, lost or
          stolen, the Company, instead of issuing a substitute Security, may pay or authorize the payment of the same without surrender thereof except in the case of a mutilated or defaced Security.&#160; The applicant for such payment shall furnish to the
          Company and to the Trustee such security or indemnity as any of them may require to save each of them harmless.&#160; In every case of destruction, loss or theft, the applicant also shall furnish to the Company and the Trustee evidence to their
          satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Every substitute Security issued pursuant to the provisions of this Section 2.10 by virtue of the fact that any Security is destroyed, lost or stolen shall constitute an additional contractual obligation of the
          Company, whether or not the destroyed, lost or stolen Security shall be at any time enforceable by anyone and shall be entitled to all the benefits of and shall be subject to all the limitations of rights set forth in this Indenture equally and
          proportionately with any and all other Securities duly authenticated and delivered hereunder.&#160; All Securities shall be held and owned upon the express condition that, to the extent permitted by law, the foregoing provisions are exclusive with
          respect to the replacement or payment of mutilated, defaced, destroyed, lost or stolen Securities and shall preclude any and all other rights or remedies, notwithstanding any law or statute to the contrary with respect to the replacement or
          payment of negotiable instruments or other securities without their surrender.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.11.<font style="font-style: italic;">&#160;&#160; Cancellation of Securities</font>.&#160; All Securities surrendered for payment, redemption, registration of transfer or exchange, or for credit against any payment in
          respect of a sinking or analogous fund, if surrendered to the Company or any agent of the Company or the Trustee shall be delivered to the Trustee for cancellation or, if surrendered to the Trustee, shall be cancelled by it in accordance with its
          customary procedures; and no Securities shall be issued in lieu thereof except as expressly permitted by the provisions of this Indenture.&#160; The Company at any time may deliver to the Trustee for cancellation any Securities previously
          authenticated hereunder which the Company has not issued and sold and all Securities so delivered shall be promptly cancelled by the Trustee.&#160; The Trustee shall return cancelled Securities held by it to the Company, upon written request.&#160; If the
          Company shall acquire any of the Securities, such acquisition shall not operate as a redemption or satisfaction of the indebtedness represented by such Securities unless the same are delivered to the Trustee for cancellation.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">13</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.12.<font style="font-style: italic;"> &#160; Temporary Securities.</font>&#160; Pending the preparation of definitive Securities for any Series, the Company may execute and the Trustee shall authenticate and make
          available for delivery temporary Securities for such Series, which may be printed, typewritten or otherwise reproduced, in each case in form reasonably acceptable to the Trustee.&#160; Temporary Securities of any Series may be issued in any authorized
          denomination and substantially in the form of the definitive Securities of such Series but with such omissions, insertions and variations as may be appropriate for temporary Securities, all as may be determined by the Company with the reasonable
          concurrence of the Trustee.&#160; Temporary Securities may contain such reference to any provisions of this Indenture as may be appropriate.&#160; Every temporary Security shall be executed by the Company and be authenticated by the Trustee upon the same
          conditions and in substantially the same manner, and with like effect, as the definitive Securities.&#160; Without unreasonable delay the Company shall execute and shall furnish definitive securities of such Series and thereupon temporary Securities
          of such Series may be surrendered in exchange therefor without charge at each office or agency to be maintained by the Company for that purpose pursuant to Section 3.02, and the Trustee shall authenticate and make available for delivery in
          exchange for such temporary Securities of such Series a like aggregate principal amount of definitive Securities of the same Series of authorized denominations.&#160; Until so exchanged, the temporary Securities of any Series shall be entitled to the
          same benefits under this Indenture as definitive Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.13. <font style="font-style: italic;">&#160; Securities in Global Form.</font>&#160; If Securities of a Series are issuable in global form, as specified as contemplated by Section 2.03, such global form of Security
          shall represent such of the Outstanding Securities of such Series as shall be specified therein and may provide that it shall represent the aggregate amount of Outstanding Securities from time to time endorsed thereon and that the aggregate
          amount of Outstanding Securities represented thereby may from time to time be reduced to reflect exchanges.&#160; Any endorsement of a Security in global form to reflect the amount, or any increase or decrease in the amount, of Outstanding Securities
          represented thereby may be made by the Trustee in such manner and upon instructions given by such Person or Persons as shall be specified therein or in the Company order to be delivered to the Trustee pursuant to Section 2.04.&#160; Subject to the
          provisions of Section 2.04, the Trustee shall deliver and redeliver any Security in definitive global form in the manner and upon written instructions given by the Person or Persons specified therein or in the applicable Company order.&#160; If a
          Company order pursuant to Section 2.04 has been, or simultaneously is, delivered, any instructions by the Company with respect to endorsement or delivery or redelivery of a Security in global form shall be in writing.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03, payment of principal of and any interest on any Security in definitive global form shall be made to the Person or Persons specified therein.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Prior to due presentment of a Security for registration of transfer, the Company, the Trustee, and any agent of the Company or the Trustee may treat the Person in whose name such Security is registered as the owner
          of such Security for the purpose of receiving payment of principal of or interest on such Security and for all other purposes whatsoever, whether or not such Security shall be overdue, and neither the Company, the Trustees nor any agent of the
          Company or the Trustee will be affected by notice to the contrary.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">14</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; color: rgb(0, 0, 0);">If The Depository Trust Company is at any time unwilling or unable to continue as Depository or if at any time The Depository Trust Company ceases to be a clearing agency registered under the
          Securities Exchange Act if so required by applicable law or regulation, and, in either case, a successor Depository is not appointed within 90 days, certificated Securities will be issued in exchange for the global Securities.&#160; In addition, the
          Company may determine, at any time and subject to the procedures of The Depository Trust Company, not to have any Securities represented by one or more global Securities, and, in such event, shall issue individual Securities in certificated form
          in exchange for the relevant global Securities.&#160; Beneficial interests in global Securities will be exchangeable for individual Securities in certificated form in the event of a default or an Event of Default, upon prior written notice to the
          Trustee by or on behalf of The Depository Trust Company or at the written request of the owner of such beneficial interests, in each case, in accordance with the terms hereof.&#160; In any of the foregoing circumstances, an owner of a beneficial
          interest in a global Security shall be entitled to physical delivery of individual Securities in certificated form of like tenor and rank, equal in principal amount to such beneficial interest, and to have such Securities in certificated form
          registered in its name.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Neither the Trustee nor any Agent shall have any responsibility for any actions taken or not taken by The Depository Trust Company or any other Depository.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.14.<font style="font-style: italic;"> &#160; CUSIP Numbers.</font>&#160; The Company in issuing the Securities may use CUSIP numbers if then generally in use and, if so, the Trustee shall use CUSIP numbers in notices
          of redemption as a convenience to Holders.&#160; Any such notice may state that no representation is made as to the correctness of such numbers either as printed on the Securities or as contained in any notice of a redemption and that reliance may be
          placed only on the other identification numbers printed on the Securities.&#160; No such redemption shall be affected by any defect in or omission of such numbers.&#160; The Company promptly will notify the Trustee of any change in the CUSIP numbers.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 3</div>
        <div style="text-align: center; font-weight: bold;">COVENANTS OF THE COMPANY</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.01.<font style="font-style: italic;"> &#160; Payment of Principal and Interest.</font>&#160; The Company covenants and agrees for the benefit of each particular Series of Securities that it will duly and punctually
          pay or cause to be paid the principal of, and interest on, each of the Securities of such Series in accordance with the terms of the Securities of such Series and this Indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.02.<font style="font-style: italic;"> &#160; Offices for Payment, Etc.</font>&#160; So long as any of the Securities remain outstanding, the Company will maintain for each Series an office or agency where the
          Securities may be presented for payment or conversion, where the Securities may be presented for registration of transfer and for exchange and where notices and demands to or upon the Company in respect of the Securities or of this Indenture may
          be served.&#160; The Company will give to the Trustee written notice of the location of any such office or agency and of any change of location thereof.&#160; In case the Company shall fail to so designate or maintain any such office or agency or shall
          fail to give such notice of the location or of any change in the location thereof, presentations and demands may be made and notices may be served at the Corporate Trust Office.&#160; Unless otherwise specified pursuant to Section 2.03, the Trustee is
          hereby appointed Paying Agent.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">15</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.03.<font style="font-style: italic;">&#160; Paying Agents.</font>&#160; Whenever the Company shall appoint a Paying Agent other than the Trustee with respect to the Securities of any Series, it will cause such Paying
          Agent to execute and deliver to the Trustee an instrument in which such Agent shall agree with the Trustee, subject to the provisions of this Section 3.03:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will hold all amounts received by it as such Paying Agent for the payment of the principal of or interest on the Securities of such Series in trust for the benefit of the
          Holders of the Securities of such Series and, upon the occurrence of an Event of Default and upon the written request of the Trustee, pay over all such amounts received by it to the Trustee; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will give the Trustee notice of any failure by the Company or by any other obligor on the Securities of such Series to make any payment of the principal of or interest on the
          Securities of such Series when the same shall be due and payable.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">One Business Day prior to each due date of the principal of or interest on the Securities of such Series, the Company will deposit with the Paying Agent sufficient funds to pay such principal or interest so becoming
          due and, unless such Paying Agent is the Trustee, notify the Trustee of any failure to take such action.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If the Company shall act as its own Paying Agent with respect to the Securities of any Series, on or before each due date of the principal of or interest on the Securities of such Series it will set aside, segregate
          and hold in trust for the benefit of the Holders of the Securities of such Series sufficient funds to pay such principal or interest so becoming due.&#160; The Company will promptly notify the Trustee of any failure to take such action.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">At any time, for the purpose of obtaining a satisfaction and discharge with respect to one or more or all Series of Securities or for any other reason, the Company may pay or cause to be paid to the Trustee all
          amounts held in trust for any such Series by the Company or any Paying Agent, such amounts to be held by the Trustee in trust pursuant to this Indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The agreement to hold amounts in trust as provided in this Section 3.03 is subject to the provisions of Sections 10.03 and 10.04.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.04.<font style="font-style: italic;"> &#160; Officers&#8217; Certificate.</font>&#160; The Company shall deliver to the Trustee, within 120 days after the end of each fiscal year, an Officers&#8217; Certificate indicating
          whether the officers signing such Officers&#8217; Certificate on behalf of the Company know of any default with respect to the Company&#8217;s compliance with all conditions or covenants under the Securities of any Series.&#160; The Company also shall deliver to
          the Trustee, within 30 days after the occurrence thereof, written notice of any Event of Default with respect to the Securities of any Series, the status thereof and what action the Company is taking or proposes to take in respect thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.05.<font style="font-style: italic;">&#160;&#160; Calculation of Original Issue Discount.</font>&#160; The Company shall file with the Trustee, within 30 days after the end of each calendar year, a written notice
          specifying the amount of original issue discount, if any, including daily rates and accrual periods, accrued on each Series of Outstanding Original Issue Discount Securities as of the end of such year.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">16</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 4</div>
        <div style="text-align: center; font-weight: bold;">HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 4.01.<font style="font-style: italic;">&#160; Company to Furnish Trustee Information as to Names and Addresses of Holders.</font>&#160; Unless otherwise contemplated by Section 2.03 for the Securities of any Series,
          the Company will furnish or cause to be furnished to the Trustee a list in such form as the Trustee reasonably may require of the names and addresses of the Holders of the Securities of each Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;semiannually, and not more than 15 days after each record date for the payment of interest on such Securities, as of such record date; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;at such other times as the Trustee reasonably may request in writing, within 30 days after receipt by the Company of any such request, such list to be as of a date not more than 15
          days prior to the time such information is furnished;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">provided that, if the Trustee shall be the Security registrar for such Series, such list shall not be required to be furnished.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 4.02. &#160; <font style="font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists.</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee will preserve, in as current a form as is reasonably practicable, the names and addresses of Holders contained in the most recent list furnished to the Trustee as provided
          in Section 4.01 and the names and addresses of Holders received by the Trustee in its capacity as Security Registrar.&#160; The Trustee may destroy any list furnished to it as provided in Section 4.01 upon receipt of a new list so furnished.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The rights of the Holders to communicate with other Holders with respect to their rights under this Indenture or under the Securities, and the corresponding rights and privileges of
          the Trustee, will be as provided by Section 312(b) of the Trust Indenture Act.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every Holder of Securities, by receiving and holding the same, agrees with the Company and the Trustee that neither the Company nor the Trustee nor any agent of either of them will be
          held accountable by reason of any disclosure of information as to names and addresses of Holders made in accordance with the Trust Indenture Act.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 4.03.<font style="font-style: italic;"> &#160; Reports by the Company.</font>&#160; So long as any Securities are outstanding, the Company will file with the Trustee, within 15 days after it files them with the
          Commission, copies of its annual report and the information, documents and other reports (or copies of such portions of any of the foregoing as the Commission may from time to time by rules and regulations prescribe) which the Company is required
          to file with the Commission pursuant to Section 13 or Section 15(d) of the Securities Exchange Act.&#160; The Company shall be deemed to have complied with the previous sentence to the extent that such information, documents and reports are filed with
          the Commission via EDGAR (or any successor electronic delivery procedure).&#160; The Company shall also comply with the other provisions of Section 314(a) of the Trust Indenture Act.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">17</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Delivery of such reports, information and documents to the Trustee is for informational purposes only and the Trustee&#8217;s receipt of such shall not constitute constructive notice of any information contained therein or
          determinable from information contained therein, including the Company&#8217;s compliance with any of its covenants hereunder (as to which the Trustee is entitled to rely exclusively on Officers&#8217; Certificates).</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 5</div>
        <div style="text-align: center; font-weight: bold;">REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.01.<font style="font-style: italic;">&#160; Event of Default Defined; Acceleration of Maturity; Waiver of Default.</font>&#160; &#8220;<font style="font-weight: bold;">Event of Default</font>&#8221;, with respect to Securities
          of any Series, means, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, any one of the following events which shall have occurred and be continuing (whatever the reason for such Event of Default and
          whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body) unless it is either
          inapplicable to a particular Series or it is specifically deleted or modified in or pursuant to the supplemental indenture or resolution of the Board of Directors establishing such Series of Securities or in the form of Security for such Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of any installment of interest upon any of the Securities of such Series as and when the same shall become due and payable, and continuance of such default for a
          period of 30 days;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of all or any part of the principal of any of the Securities of such Series as and when the same shall become due and payable, either at maturity, upon any
          redemption or repurchase, by declaration or otherwise;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the performance or breach of any covenant or warranty contained in the Securities of such Series or in this Indenture (other than (x) the failure to comply with any covenant
          or agreement contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 or (y) a default in the performance or breach of a covenant or warranty a default in whose performance or whose breach is elsewhere in this Section 5.01
          specifically dealt with or which has expressly been included in this Indenture solely for the benefit of one or more Series of Securities other than that Series), and continuance of such default or breach for a period of 90 days after there has
          been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding Securities of that Series, a written notice specifying such default
          or breach and requiring it to be remedied and stating that such notice is a &#8220;Notice of Default&#8221; hereunder;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">18</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company (i) pursuant to or within the meaning of any bankruptcy law commences a voluntary case, consents to the entry of an order for relief against it in an involuntary case,
          consents to the appointment of a custodian of it or for any substantial part of its property, or makes a general assignment for the benefit of its creditors or takes any comparable action under any foreign laws relating to insolvency; or (ii) a
          court of competent jurisdiction enters an order or decree under any bankruptcy law that is for relief against the Company in an involuntary case, appoints a custodian of the Company or for any substantial part of its property, or orders the
          winding up or liquidation of the Company or any similar relief is granted under any foreign laws and the order or decree remains unstayed and in effect for 90 days; or;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any other Event of Default (including Events of Default replacing or supplementing the foregoing) provided with respect to Securities of such Series in the supplemental indenture or
          resolution of the Board of Directors establishing such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Any failure to perform, or breach of, any covenant or agreement of the Company in respect of the Securities of such Series contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 shall not be a
          default or an Event of Default.&#160; Remedies against the Company for any such failure or breach will be limited to liquidated damages as described in the following sentence, and Holders shall not have any right to accelerate the maturity of the
          Securities of such Series as a result of any such failure or breach.&#160; Instead, if there is such a failure or breach of the Company&#8217;s obligation under Section 314(a)(1) of the Trust Indenture Act or Section 4.03 and continuance of such failure or
          breach for a period of 90 days after the date on which there has been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding
          Securities of all Series affected thereby, a written notice specifying such failure or breach and requiring it to be remedied and stating that such notice is a "Notice of Reporting Noncompliance" hereunder, the Company will pay liquidated damages
          to all Holders of Securities of such Series, at a rate per year equal to 0.25% of the principal amount of such Securities from the 90th day following such notice to and including the 150th day following such notice and at a rate per year equal to
          0.5% of the principal amount of such Securities from and including the 151st day following such notice, until such failure or breach is cured.&#160; Any such liquidated damages shall be payable in the same manner and on the same dates as the stated
          interest payable on the Securities of such Series.&#160; In the event that the Company is required to pay such liquidated damages, the Company shall provide a written notice to the Trustee (and if the Trustee is not the paying agent, the paying agent)
          no later then five Business Days prior to the payment date for the payment of such liquidated damages setting forth the amount of such liquidated damages to be paid by the Company on such payment date and directing the Trustee (or, if the Trustee
          is not the paying agent, the paying agent) to make such payment to the extent it receives funds from the Company to do so.&#160; The Trustee shall not at any time be under any duty or responsibility to any holder of Securities to determine whether
          such liquidated damages are payable, or with respect to the nature, extent or calculation of the amount of liquidated damages owed.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If an Event of Default occurs under clause (d) above, the principal of and interest on the Securities of each Outstanding Series shall become immediately due and payable without any declaration or other act on the
          part of the Trustee or any Holders of any Securities.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">19</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, <font style="color: rgb(0, 0, 0);">if an Event of Default (other than an Event of Default occurring as a result of clause
            (d)) with respect to the Securities of any Series shall have occurred and be continuing, either the Trustee</font> or the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then Outstanding by notice to
          the Company may declare the principal amount of all the Securities of such Series and accrued and unpaid interest thereon to be due and payable immediately, and upon any such declaration the same shall become and shall be immediately due and
          payable.&#160; This provision, however, is subject to the condition that if at any time after the principal of the Securities of such Series shall have been so declared due and payable, and before any judgment or decree for the payment of the amounts
          due shall have been obtained or entered as hereinafter provided, the Company shall have paid or deposited with the Trustee sufficient funds to pay all matured installments of interest, if any, upon all the Securities of such Series and the
          principal of the Securities of such Series that shall have become due other than by such acceleration (with interest upon such principal and, to the extent that payment of such interest is enforceable under applicable law, upon overdue
          installments of interest, at the rate borne by the Securities of such Series to the date of such payment or deposit) and all other defaults under this Indenture, other than the nonpayment of the principal of Securities of such Series that shall
          have become due by such acceleration, shall have been remedied, then and in every such case the Holders of a majority in aggregate principal amount at maturity of the Securities of such Series then Outstanding, by written notice to the Company
          and to the Trustee for the Securities of such Series, may waive all defaults and rescind and annul such declaration and its consequences; but no such waiver or rescission and annulment shall extend to or shall affect any subsequent default or
          shall impair any right consequent thereon.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Subject to the provisions of Article 6, in case an Event of Default with respect to the Securities of any Series shall occur and be continuing, the Trustee shall not be under any obligation to exercise any of the
          trusts or powers vested in it hereby at the request or direction of any Holder of such Series, unless such Holder shall have offered to such Trustee security or indemnity reasonably satisfactory to it.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Additional terms and conditions with respect to the rights of Holders of the Securities of a particular Series (including as to rights to rescind an acceleration of the payment of principal and interest) and the
          rights and obligations of the Trustee, in each case, in connection with a default or Event of Default, may be specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.02.<font style="font-style: italic;"> &#160; Collection of Indebtedness by Trustee; Trustee May Prove Debt.</font>&#160; If the Company shall fail to pay any installment of interest on any of the Securities of any
          Series when such interest shall have become due and payable, and such default shall have continued for a period of 30 days, or shall fail to pay the principal of any of the Securities of any Series when the same shall have become due and payable,
          whether upon maturity of the Securities of such Series or upon any redemption or by declaration or otherwise, then upon demand of the Trustee for the Securities of such Series the Company will pay to the Trustee for the Securities of such Series
          for the benefit of the Holders of the Securities of such Series the whole amount that then shall have become due and payable on all Securities of such Series for principal of or interest, as the case may be (with interest to the date of such
          payment upon the overdue principal and, to the extent that payment of such interest is enforceable under applicable law, on overdue installments of interest at the same rate as the rate of interest specified in the Securities of such Series) and
          such further amount as shall be sufficient to cover the costs and expenses of collection, including reasonable compensation to and expenses incurred by the Trustee and its respective agents, attorneys and counsel.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">20</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Until such demand is made by the Trustee, the Company may pay the principal of and interest on the Securities of any Series to the persons entitled thereto, whether or not the principal of and interest on the
          Securities of such Series are overdue.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If the Company shall fail to pay such amounts upon such demand, the Trustee for the Securities of such Series, in its own name and as trustee of an express trust, shall be entitled and empowered to institute any
          action or proceedings at law or in equity for the collection of the amounts so due and unpaid.&#160; In any such case, the Trustee may prosecute any such action or proceedings to judgment or final decree and may enforce any such judgment or final
          decree against the Company and collect in the manner provided by law out of the property of the Company, wherever situated, the amounts adjudged or decreed to be payable.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If (i) there shall be pending proceedings relative to the Company under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or other similar law, (ii) a receiver,
          assignee or trustee in bankruptcy or reorganization, liquidator, sequestrator or similar official shall have been appointed for or taken possession of the Company or its property or (iii) any other comparable judicial proceedings relative to the
          Company under the Securities of any Series, or to the creditors or property of the Company, shall be pending, and irrespective of whether the principal of any Securities shall then be due and payable or whether the Trustee shall have made any
          demand pursuant to the provisions of this Section 5.02, the Trustee shall be entitled and empowered, by intervention in such proceedings or otherwise:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to file and prove a claim or claims for the whole amount of principal and interest owing and unpaid in respect of the Securities of any Series and to file such other papers or
          documents as may be necessary or advisable in order to have the claims of the Trustee (including any claim for reasonable compensation to, and expenses incurred by, the Trustee, and its agents, attorneys and counsel) and of the Holders allowed in
          any judicial proceedings relative to the Company, or to the creditors or property of the Company; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to collect and receive any funds or other property payable or deliverable on any such claims, and to distribute all amounts received with respect to the claims of the Holders and of
          the Trustee on their behalf; and any trustee, receiver, or liquidator, custodian or other similar official is hereby authorized by each of the Holders to make payments to the Trustee for the Securities of such Series, and, in the event that such
          Trustee shall consent to the making of payments directly to the Holders, to pay to such Trustee such amounts as shall be sufficient to cover reasonable compensation to and expenses incurred by such Trustee and its respective agents, attorneys and
          counsel and all other amounts due to such Trustee pursuant to Section 6.07.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">21</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Nothing herein contained shall be deemed to authorize the Trustee to authorize or consent to or accept or adopt on behalf of any Holder any plan of reorganization, arrangement, adjustment or composition affecting the
          Securities of any Series or the rights of any Holder thereof or to authorize the Trustee to vote in respect of the claim of any Holder in any such proceeding.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">All rights of action and of asserting claims under this Indenture or under any of the Securities may be enforced by the Trustee for the Securities of such Series without the possession of any of the Securities of
          such Series or the production thereof at any trial or other proceedings relative thereto.&#160; Any such action or proceedings instituted by the Trustee shall be brought in its own name as trustee of an express trust.&#160; Any recovery of judgment,
          subject to the payment of the expenses, disbursements and compensation of the Trustee, each predecessor Trustee and their respective agents and attorneys, shall be for the ratable benefit of the Holders of the Securities in respect of which such
          action was taken.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">In any proceedings brought by the Trustee for the Securities of such Series, the Trustee shall be held to represent all the Holders of the Securities in respect of which such action was taken, and it shall not be
          necessary to make any Holders of such Securities parties to any such proceedings.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.03.<font style="font-style: italic;"> &#160; Application of Proceeds.</font>&#160; Any amounts collected by the Trustee for the Securities of such Series pursuant to this Article 5 in respect of the Securities of any
          Series shall be applied in the following order at the date or dates fixed by such Trustee and, in case of the distribution of such amounts on account of principal or interest, upon presentation of the several Securities in respect of which
          amounts have been collected and stamping or otherwise noting thereon the payment, or issuing Securities of such Series in reduced principal amounts in exchange for the presented Securities of like Series if only partially paid, or upon surrender
          thereof if fully paid:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">FIRST:&#160; To the payment of costs and expenses applicable to such Series in respect of which amounts have been collected, including reasonable compensation to and expenses incurred by the Trustee and
          its agents and attorneys and all other amounts due to the Trustee pursuant to Section 6.07;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">SECOND:&#160; To the payment of the amounts then due and unpaid for principal of and interest on the Securities of such Series in respect of which amounts have been collected, such payments to be made
          ratably to the persons entitled thereto, without discrimination or preference, according to the amounts then due and payable on such Securities and any such debt for principal and interest; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">THIRD:&#160; To the payment of the remainder, if any, to the Company or as a court of competent jurisdiction may direct.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.04.<font style="font-style: italic;">&#160; Restoration of Rights on Abandonment of Proceedings.</font>&#160; If the Trustee for the Securities of any Series shall have proceeded to enforce any right under this
          Indenture and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely to the Trustee, the Company and the Trustee, subject to the determination in any such proceeding, shall be restored
          to their former positions and rights hereunder, and all rights, remedies and powers of the Company, the Trustee and the Holders shall continue as though no such proceedings had been taken.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">22</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.05.<font style="font-style: italic;"> &#160; Limitations on Suits by Holders.</font>&#160; No Holder of any Security of any Series shall have any right, by virtue or by availing of any provision of this Indenture, to
          institute any action or proceeding at law or in equity or in bankruptcy or otherwise with respect to this Indenture, or for the appointment of a trustee, receiver, liquidator, custodian or other similar official or for any other remedy hereunder,
          unless such Holder previously shall have given to the Trustee written notice of an Event of Default and of the continuance thereof and the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then
          Outstanding shall have made written request upon the Trustee to institute such action or proceedings in its own name as trustee hereunder and shall have offered to the Trustee security or indemnity satisfactory to it as it may require, against
          the costs, expenses and liabilities to be incurred therein or thereby and the Trustee for 60 days after its receipt of such notice, request and offer of security or indemnity shall have failed to institute any such action or proceeding and no
          direction inconsistent with such written request shall have been given to the Trustee during such 60-day period by Holders of a majority in principal amount of the Securities of such Series then Outstanding; it being understood and intended, and
          being expressly covenanted by the Holder of every Security with every other Holder of a Security and the Trustee, that no one or more Holders of Securities of any Series shall have any right in any manner whatever, by virtue or by availing of any
          provision of this Indenture, to affect, disturb or prejudice the rights of any other such Holder of Securities, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Indenture,
          except in the manner herein provided and for the equal, ratable and common benefit of all Holders of Securities of the applicable Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.06.<font style="font-style: italic;"> &#160; Unconditional Right of Holders to Institute Certain Suits.</font>&#160; Notwithstanding any provision in this Indenture and any provision of any Security of such Series,
          the right of any Holder of any Security to receive payment of the principal of and (subject to Section 2.07) interest on such Security at the respective rates, in the respective amount on or after the respective due dates expressed in such
          Security of such Series, or to institute suit for the enforcement of any such payment on or after such respective dates, shall not be impaired or affected without the consent of such Holder.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.07.<font style="font-style: italic;"> &#160; Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default.</font>&#160; Except as provided in Sections 2.10 and 5.05, no right or remedy herein conferred
          upon or reserved to the Trustee or to the Holders is intended to be exclusive of any other right or remedy, and every right and remedy, to the extent permitted by law, shall be cumulative and in addition to every other right and remedy given
          hereunder or now or hereafter existing at law or in equity or otherwise.&#160; The assertion or employment of any right or remedy hereunder shall not prevent the concurrent assertion or employment of any other appropriate right or remedy.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">No delay or omission of the Trustee or of any Holder to exercise any right or power accruing upon any Event of Default occurring and continuing as aforesaid shall impair any such right or power or shall be construed
          to be a waiver of any such Event of Default or an acquiescence therein.&#160; Subject to Section 5.05, every power and remedy given by this Indenture or by law to the Trustee or to the Holders may be exercised from time to time, and as often as shall
          be deemed expedient, by the Trustee or the Holders.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">23</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 5.08.<font style="font-style: italic;"> &#160; Control by Holders.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of each Series affected at the time Outstanding shall have the
          right to direct the time, method, and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or power conferred by this Indenture on the Trustee with respect to the Securities of such Series.&#160; The
          Trustee shall have the right to decline to follow any such direction if (i) such direction shall conflict with law or the provisions of this Indenture or any indenture supplemental hereto, (ii) the Trustee shall determine that the action or
          proceedings so directed would involve the Trustee in personal liability or (iii) the Trustee in good faith shall so determine that the actions or forbearances specified in or pursuant to such direction would be unduly prejudicial to the interests
          of Holders of the Securities of all Series so affected not joining in the giving of said direction, it being understood that the Trustee shall have no duty to ascertain whether or not such actions or forbearances are unduly prejudicial to such
          Holders.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.09.<font style="font-style: italic;"> &#160; Waiver of Past Defaults.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of such Series at the time Outstanding, on behalf of the
          Holders of all the Securities of such Series, may waive any past default hereunder or its consequences, except a default in the payment of the principal of or interest on any of the Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Upon any such waiver, such default shall cease to exist and be deemed to have been cured and not to have occurred, and any Event of Default arising therefrom shall be deemed to have been cured and not to have
          occurred for every purpose of this Indenture; but no such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.10.<font style="font-style: italic;"> &#160; Right of Court to Require Filing of Undertaking to Pay Costs.</font>&#160; Any court in its discretion may require, in any suit for the enforcement of any right or remedy
          under this Indenture or in any suit against the Trustee for any action taken, suffered or omitted by it as Trustee, the filing by any party litigant in such suit of an undertaking to pay the costs of such suit.&#160; Any such court in its discretion
          may assess reasonable costs, including reasonable attorneys&#8217; fees and expenses, against any party litigant in such suit, having due regard to the merits and good faith of the claims or defenses made by such party litigant.&#160; The provisions of this
          Section 5.10 shall not apply, however, to any suit instituted by the Trustee, to any suit instituted by any Holder or group of Holders of any Series holding in the aggregate more than 10% in aggregate principal amount of the Securities of such
          Series or to any suit instituted by any Holder for the enforcement of the payment of the principal of or interest on any Security on or after the due date expressed in such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 5.11.<font style="font-style: italic;"> &#160; Suits for Enforcement.</font>&#160; If an Event of Default has occurred, has not been waived and is continuing, the Trustee in its discretion may proceed to protect and
          enforce the rights vested in it by this Indenture by such appropriate judicial proceedings as the Trustee shall deem most effectual to protect and enforce any of such rights, either at law or in equity or in bankruptcy or otherwise, whether for
          the specific enforcement of any covenant or agreement contained in this Indenture or in aid of the exercise of any power granted in this Indenture or to enforce any other legal or equitable right vested in the Trustee by this Indenture or by law.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">24</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 6</div>
        <div style="text-align: center; font-weight: bold;">CONCERNING THE TRUSTEE</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.01.&#160;&#160; <font style="font-style: italic;">Duties of Trustee.</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If an Event of Default has occurred and is continuing with respect to the Securities of any Series, the Trustee shall exercise the rights and powers vested in it by this Indenture and
          use the same degree of care and skill in its exercise as a prudent person would exercise or use under the circumstances in the conduct of such person&#8217;s own affairs.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Except during the continuance of an Event of Default with respect to the Securities of any Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160; &#160; &#160;&#160;&#160;&#160;&#160; the Trustee need perform only those duties that are specifically set forth in this Indenture and the Trustee shall not be liable except for the performance of such duties and
          obligations as are specifically set forth in this Indenture, and no implied covenants or obligations shall be read into this Indenture against the Trustee; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the absence of bad faith on its part, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any
          certificates or opinions furnished to the Trustee and conforming to the requirements of this Indenture.&#160; However, in the case of any such certificates or opinions which by any provision hereof are specifically required to be furnished to the
          Trustee, the Trustee shall examine the certificates and opinions to determine whether or not they conform to the requirements of this Indenture (but need not confirm or investigate the accuracy of mathematical calculations or other facts stated
          therein).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may not be relieved from liability for its own negligent action, its own negligent failure to act or its own willful misconduct, except that:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; this paragraph (c) does not limit the effect of paragraph (b) of this Section 6.01;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee shall not be liable for any error of judgment made in good faith by a Responsible Officer unless it is proved that the Trustee was negligent in ascertaining the pertinent
          facts; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee shall not be liable with respect to any action it takes or omits to take in good faith in accordance with a direction received by it pursuant to Section 5.08.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">25</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every provision of this Indenture that in any way relates to the Trustee is subject to paragraphs (a), (b), (c) and (e) of this Section 6.01.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No provision of this Indenture shall require the Trustee to extend or risk its own funds or otherwise incur any financial liability unless it receives indemnity satisfactory to it
          against any loss, liability or expense.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Amounts held by the Trustee in trust hereunder need not be segregated from other funds except to the extent required by law.&#160; The Trustee shall be under no liability for interest on
          any amounts received by it hereunder except as otherwise agreed in writing with the Company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.02. &#160; <font style="font-style: italic;">Rights of Trustee.</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may conclusively rely on, and shall be fully protected in relying upon, any document believed by it to be genuine and to have been signed or presented by the proper
          person.&#160; The Trustee need not investigate any fact or matter stated in the document.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Before the Trustee acts or refrains from acting, it may require an Officers&#8217; Certificate or an Opinion of Counsel.&#160; The Trustee shall not be liable for any action it takes or omits to
          take in good faith in reliance on such Officers&#8217; Certificate or Opinion of Counsel.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to the provisions of Section 6.01(c), the Trustee shall not be liable for any action it takes or omits to take in good faith which it believes to be authorized or within its
          rights or powers.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Before the Trustee acts or refrains from acting, the Trustee may consult with counsel of its selection and the advice of such counsel or any Opinion of Counsel shall be full and
          complete authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon in accordance with such advice or Opinion of Counsel.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of any of the Holders pursuant to this
          Indenture, unless such Holders shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys and the Trustee shall not be
          responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">26</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, Officers&#8217; Certificate or other certificate, statement, instrument, opinion,
          report, notice, request, consent, order, approval, appraisal, bond, debenture, note, coupon, security or other paper or document, but the Trustee, in its discretion, may make such further inquiry or investigation into such facts or matters as it
          may see fit, and, if the Trustee shall determine to make such further inquiry or investigation, it shall be entitled to examine the books, records and premises of the Company, personally or by agent or attorney at the sole cost of the Company and
          shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall not be required to give any bond or surety in respect of the performance of its powers and duties hereunder.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; The Trustee shall not be bound to ascertain or inquire as to the performance or observance of any covenants, conditions or agreements on the part of the Company, except as otherwise
          set forth herein, but the Trustee may require of the Company full information and advice as to the performance of the covenants, conditions and agreements contained herein and shall be entitled in connection herewith to examine the books, records
          and premises of the Company, personally or by agent or attorney at the sole cost of the Company and shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; The permissive rights of the Trustee to do things enumerated in this Indenture shall not be construed as a duty and the Trustee shall not be answerable for other than its negligence
          or willful default.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In no event shall the Trustee be responsible or liable for special, indirect, or consequential loss or damage of any kind whatsoever (including, but not limited to, loss of profit)
          irrespective of whether the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; The rights, privileges, protections, immunities and benefits given to the Trustee, including, without limitation, its right to be indemnified, are extended to, and shall be
          enforceable by, the Trustee in each of its capacities hereunder, and each agent, custodian and other Person employed to act hereunder.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(m) &#160; &#160; &#160; &#160; Any request or direction of the Company mentioned herein shall be sufficiently evidenced by a written order of the Company and any resolution of the Board of Directors may be
          sufficiently evidenced by a Board Resolution of the Board of Directors.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(n) &#160; &#160; &#160; &#160;&#160; The Trustee may request that the Company deliver a certificate setting forth the names of individuals and titles of officers authorized at such time to take specified actions pursuant
          to this Indenture.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">27</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be deemed to have notice of or Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless written notice of any event
          which is in fact such an Event of Default is received by the Trustee at the Corporate Trust Office of the Trustee, and such notice references the Securities and this Indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.03.<font style="font-style: italic;"> &#160; Individual Rights of Trustee.</font>&#160; The Trustee in its individual or any other capacity may become the owner or pledgee of Securities and may otherwise deal with
          the Company or its affiliates with the same rights it would have if it were not Trustee.&#160; Any Paying Agent, registrar or co-registrar may do the same with like rights.&#160; However, the Trustee must comply with Sections 6.10 and 6.11.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.04.<font style="font-style: italic;"> &#160; Trustee&#8217;s Disclaimer.</font>&#160; The Trustee makes no representation as to the validity or adequacy of this Indenture or the Securities.&#160; The Trustee shall not be
          accountable for the Company&#8217;s use of the proceeds from the Securities and shall not be responsible for any statement in any registration statement for the Securities filed with the Commission under the Securities Act (other than its Statement of
          Eligibility on Form T&#8209;1) or in the Indenture (other than its eligibility under Section 6.10) or the Securities (other than its certificate of authentication).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.05.<font style="font-style: italic;"> &#160; Notice of Defaults.</font>&#160; If a default occurs and is continuing with respect to the Securities of any Series and is known to the Trustee, the Trustee shall mail to
          each Holder of the Securities of such Series notice of such default within 90 days after the occurrence of such default.&#160; Except in the case of a default in the payment of the principal of, premium, if any, or interest on the Securities of any
          Series, including payments pursuant to the redemption provisions of the Securities of such Series, the Trustee may withhold notice if and so long as a committee of its Responsible Officers in good faith determines that withholding such notice is
          in the interests of Holders of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.06.<font style="font-style: italic;">&#160;&#160; Reports by Trustee to Holders.</font>&#160; So long as the Securities of any Series are Outstanding, within 60 days after each May 15 beginning with the May 15 following
          the date of this Indenture, the Trustee shall mail to each Holder of any such Series and each other Person specified in Section 313(c) of the Trust Indenture Act a brief report dated as of such May 15 that complies with Section 313(a) of the
          Trust Indenture Act to the extent required thereby.&#160; The Trustee also shall comply with Section 313(b) of the Trust Indenture Act.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Trustee will file a copy of each report, at the time of its mailing to Holders of any Series, with the Commission and each securities exchange on which the Securities of any Series are listed.&#160; The Company
          promptly will notify the Trustee whenever the Securities of any Series become listed on any securities exchange and of any delisting thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.07.<font style="font-style: italic;">&#160;&#160; Compensation and Indemnity.</font>&#160; The Company:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will pay to the Trustee from time to time, and the Trustee shall be entitled to, such compensation as shall be agreed to in writing between the Company and the Trustee for all services
          rendered by it hereunder, which compensation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">28</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances incurred or made by the Trustee in accordance with any provision of this Indenture,
          including the reasonable compensation and expenses of its agents and counsel, except to the extent any such compensation or expense may be attributable to its own negligence or willful misconduct; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will indemnify the Trustee for, and to hold it harmless against, any loss, liability, claim, damage or expense, including taxes (other than taxes based upon, measured by or determined
          by the income of the Trustee), arising out of or in connection with the acceptance or administration of this trust or the performance of its duties hereunder, including the reasonable costs and expenses of defending itself against or
          investigating any claim (whether asserted by the Company, or any Holder or any other Person) or liability in connection with the exercise or performance of any of its powers or duties hereunder, or in connection with enforcing the provisions of
          this Section, except to the extent that any such loss, liability, damage, claim or expense is due to its own negligence or willful misconduct.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">As security for the performance of the Company&#8217;s obligations under this Section 6.07, the Trustee shall have a lien prior to the Securities on all funds or property held or collected by the Trustee, except for those
          funds that are held in trust to pay the principal of or interest, if any, on particular Securities.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">&#8220;Trustee&#8221; for purpose of this Section 6.07 includes any predecessor trustee; provided that the negligence or willful misconduct of any Trustee shall not be attributable to any other Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Company&#8217;s payment obligations pursuant to this Section 6.07 shall constitute additional indebtedness hereunder and shall survive the discharge and termination of this Indenture and resignation or removal of the
          Trustee.&#160; When the Trustee incurs expenses after the occurrence of a default specified in Section 5.01(d), such expenses, including reasonable fees and expenses of counsel, are intended to constitute expenses of administration under bankruptcy
          law.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.08.<font style="font-style: italic;"> &#160; Replacement of Trustee.</font>&#160; The Trustee may resign at any time with respect to Securities of one or more Series by so notifying the Company.&#160; No such resignation,
          however, shall be effective until a successor Trustee has accepted its appointment pursuant to this Section 6.08.&#160; The Holders of a majority in aggregate principal amount of the Outstanding Securities of any Series may remove the Trustee with
          respect to such Series by so notifying the Trustee and the Company.&#160; The Company shall remove the Trustee if:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee fails to comply with Section 6.10;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee is adjudged bankrupt or insolvent;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a receiver or public officer takes charge of the Trustee or its property; or</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee otherwise becomes incapable of acting.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If the Trustee resigns or is removed or if a vacancy exists in the office of Trustee for any reason, with respect to the Securities of one or more Series, the Company shall promptly appoint, by resolution of its
          Board of Directors, a successor Trustee with respect to the Securities of such Series.</div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">29</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">A successor Trustee shall deliver a written acceptance of its appointment to the retiring Trustee and to the Company.&#160; Thereupon the resignation or removal of the retiring Trustee shall become effective, and the
          successor Trustee shall have all the rights, powers and duties of the Trustee under this Indenture with respect to the Securities of such Series.&#160; The successor Trustee shall mail a notice of its succession to Holders so affected.&#160; The retiring
          Trustee shall promptly transfer all funds and property held by it as Trustee to the successor Trustee, subject to the lien provided for in Section 6.07.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If a successor Trustee does not take office within 30 days after the retiring Trustee resigns or is removed, the retiring Trustee, the Company or the Holders of a majority in aggregate principal amount of the
          Outstanding Securities of each affected Series may petition any court of competent jurisdiction for the appointment of a successor Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If the Trustee fails to comply with Section 6.10, any Holder may petition any court of competent jurisdiction for the removal of the Trustee and the appointment of a successor Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.09.<font style="font-style: italic;">&#160;&#160; Successor Trustee by Merger.</font>&#160; If the Trustee consolidates with, merges or converts into or transfers all or substantially all its corporate trust business or
          assets to another corporation, the resulting, surviving or transferee corporation without any further act shall be the successor Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.10.<font style="font-style: italic;"> &#160; Eligibility; Disqualification.</font>&#160; The Trustee shall at all times satisfy the requirements of Section 310(a)(1) of the Trust Indenture Act.&#160; The Trustee shall
          have a combined capital and surplus of at least $150,000,000 as set forth in its most recent published annual report of condition.&#160; Neither the Company nor any person directly or indirectly controlling, controlled by or under common control with
          the Company shall serve as Trustee hereunder.&#160; The Trustee shall comply with Section 310(b) of the Trust Indenture Act; <u>provided</u>, <u>however</u>, that there shall be excluded from the operation of Section 310(b)(1) of the Trust Indenture
          Act any indenture or indentures under which other securities or certificates of interest or participation in other securities of the Company are outstanding if the requirements for such exclusion set forth in Section 310(b)(1) of the Trust
          Indenture Act are met.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.11.<font style="font-style: italic;">&#160;&#160; Preferential Collection of Claims Against Company.</font>&#160; The Trustee shall comply with Section 311(a) of the Trust Indenture Act, excluding any creditor
          relationship listed in Section 311(b) of the Trust Indenture Act.&#160; A Trustee who has resigned or been removed shall be subject to Section 311(a) of the Trust Indenture Act to the extent indicated therein.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">30</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 7</div>
        <div style="text-align: center; font-weight: bold;">CONCERNING THE HOLDERS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 7.01.&#160;&#160; <font style="font-style: italic;">Evidence of Action Taken by Holders.</font></div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by a specified percentage in principal amount of
          the Holders of any or all Series may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such specified percentage of Holders in person or by agent duly appointed in writing.&#160; Except as herein
          otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee.&#160; Proof of execution of any instrument or of a writing appointing any such agent shall be sufficient for any purpose
          of this Indenture and, subject to Sections 6.01 and 6.02, conclusive in favor of the Trustee and the Company, if made in the manner provided in this Article 7.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The ownership of Securities shall be proved by the Security register.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 7.02.<font style="font-style: italic;">&#160;&#160; Proof of Execution of Instruments.</font>&#160; Subject to Sections 6.01 and 6.02, the execution of any instrument by a Holder or his agent or proxy may be proved in
          accordance with such reasonable rules and regulations as may be prescribed by the Trustee or in such manner as shall be satisfactory to the Trustee.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 7.03.<font style="font-style: italic;"> &#160; Holders to Be Treated as Owners.</font>&#160; The Company, the Trustee and any agent of the Company or the Trustee may deem and treat the person in whose name any Security
          shall be registered upon the Security register for such Series as the absolute owner of such Security (whether or not such Security shall be overdue and notwithstanding any notation of ownership or other writing thereon) for the purpose of
          receiving payment of or on account of the principal of and interest on such Security and for all other purposes.&#160; Neither the Company nor the Trustee nor any agent of the Company or the Trustee shall be affected by any notice to the contrary.&#160;
          All payments made to any such person, or upon his order, shall be valid and, to the extent of the sum or sums so paid, effectual to satisfy and discharge the liability for amounts payable upon any such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 7.04.<font style="font-style: italic;"> &#160; Securities Owned by Company Deemed Not Outstanding.</font>&#160; In determining whether the Holders of the requisite aggregate principal amount of Outstanding Securities
          of any or all Series have concurred in any direction, consent or waiver under this Indenture, Securities that are owned by the Company or any other obligor on the Securities with respect to which such determination is being made, or by any person
          directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor on the Securities with respect to which such determination is being made, shall be disregarded and deemed not to
          be Outstanding for the purpose of any such determination.&#160; For the purpose of determining whether the Trustee shall be protected in relying on any such direction, consent or waiver, only Securities that a Responsible Officer of the Trustee
          actually knows are so owned shall be so disregarded.&#160; Securities so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to the satisfaction of the Trustee the pledgee&#8217;s right so to act with respect
          to such Securities and that the pledgee is not the Company or any other obligor upon the Securities or any person directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor
          on the Securities.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">31</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 7.05.<font style="font-style: italic;">&#160;&#160; Right of Revocation of Action Taken.</font>&#160; At any time prior to the evidencing to the Trustee, as provided in Section 7.01, of the taking of any action by the
          Holders of the percentage in aggregate principal amount of the Securities of any Series specified in this Indenture in connection with such action, any Holder of a Security the serial number of which is shown by the evidence to be included among
          the serial numbers of the Securities the Holders of which have consented to such action, by filing written notice at the Corporate Trust Office and upon proof of holding as provided in this Article 7, may revoke such action so far as concerns
          such Security.&#160; Except as aforesaid any such action taken by the Holder of any Security shall be conclusive and binding upon such Holder and upon all future Holders and owners of such Security and of any Securities issued in exchange or
          substitution therefor, irrespective of whether or not any notation in regard thereto is made upon any such Security.&#160; Any action taken by the Holders of the percentage in aggregate principal amount of the Securities of any Series specified in
          this Indenture in connection with such action shall be binding upon the Company, the Trustee and the Holders of all the Securities affected by such action.&#160; This Section shall apply unless otherwise specified as contemplated by Section 2.03 for
          the Securities of any Series.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 8</div>
        <div style="text-align: center; font-weight: bold;">SUPPLEMENTAL INDENTURES</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 8.01. <font style="font-style: italic;">&#160; Supplemental Indentures Without Consent of Holders.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series,&#160; the
          Company, when authorized by a resolution of its Board of Directors, and the Trustee for the Securities of any Series from time to time and at any time may enter into an indenture or indentures supplemental hereto, which shall conform to the
          provisions of the Trust Indenture Act as in force at the date of the execution thereof, in form satisfactory to such Trustee, for one or more of the following purposes:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;cure any ambiguity, omission, defect or inconsistency in the Indenture or in any supplemental indenture that may be defective or inconsistent with any other provision contained herein
          or in any supplemental indenture, or to make such other provisions in regard to matters or questions arising under this Indenture or under any supplemental indenture as the Board of Directors may deem necessary or desirable and that shall not
          materially and adversely affect the interests of the Holders of such Series of Securities;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to evidence the succession of another corporation to the Company, or successive successions, and the assumption by the successor corporation of the covenants, agreements and
          obligations of the Company pursuant to Article 9;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to convey, transfer, assign, mortgage or pledge any property or assets to the Trustee as security for the Securities of one or more Series;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to add guarantees with respect to the Securities of any Series or to add to the covenants of the Company such further covenants, restrictions, conditions or provisions for the
          protection of the Holders of Securities of any Series and, if such additional covenants are to be for the benefit of less than all the Series of Securities, stating that such covenants are being added solely for the benefit of such Series, or to
          release any guarantee where such release is permitted by the applicable supplemental indenture;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">32</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to establish the form or terms of Securities of any Series as permitted by Sections 2.01 and 2.03;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; to make any changes to comply with the Trust Indenture Act, or any amendment thereto, or to comply with any requirement of the Commission in connection with the qualification of the
          Indenture under the Trust Indenture Act; or</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to evidence and provide for the acceptance of appointment hereunder by a successor Trustee with respect to the Securities of one or more Series and to add to or change any of the
          provisions of this Indenture as shall be necessary to provide for or facilitate the administration of the trusts hereunder by more than one Trustee, pursuant to the requirements of Section 6.08.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Trustee is hereby authorized to join with the Company in the execution of any such supplemental indenture, to make any further appropriate agreements and stipulations that may be therein contained and to accept
          the conveyance, transfer, assignment, mortgage or pledge of any property thereunder, but the Trustee shall not be obligated to enter into any such supplemental indenture which affects the Trustee&#8217;s own rights, duties or immunities under this
          Indenture or otherwise.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Any supplemental indenture authorized by the provisions of this Section 8.01 may be executed without the consent of the Holders of any of the Securities at the time Outstanding, notwithstanding any of the provisions
          of Section 8.02.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 8.02.<font style="font-style: italic;"> &#160; Supplemental Indentures with Consent of Holders.</font>&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, with the
          consent (evidenced as provided in Article 7) of the Holders of not less than a majority in aggregate principal amount of the Outstanding Securities of each Series affected by such supplemental indenture, the Company (when authorized by a
          resolution of its Board of Directors) and the Trustee for such Series of Securities, from time to time and at any time, may enter into an indenture or indentures supplemental hereto, which shall conform to the provisions of the Trust Indenture
          Act as in force at the date of execution thereof, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Indenture or of any supplemental indenture or of modifying in any manner the
          rights of the Holders of the Securities of each such Series.&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, no such supplemental indenture, however, shall, without the consent of each affected
          Holder of Securities of such Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;change the stated maturity date of any Security, or reduce the principal amount thereof, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount
          payable on redemption or repurchase thereof, change the time at which the Securities of any Series may be redeemed, or impair or affect the right of any Holder receive payment of principal of, and interest on, any Security or to institute suit
          for payment thereof or, if the Securities provide therefor, affect any right of repayment at the option of the Holder; or</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">33</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; change the provisions of the Indenture that relate to modifying or amending the provisions of the Indenture described above.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">This Indenture may not be amended to alter the subordination of any of the Outstanding Securities of any Series without the written consent of each holder of Senior Indebtedness then outstanding that would be
          adversely affected thereby, such written consent to be accompanied by an Opinion of Counsel or Officers&#8217; Certificate to such effect.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Upon the request of the Company, accompanied by a copy of a resolution of the Board of Directors certified by the secretary or an assistant secretary of the Company authorizing the execution of any such supplemental
          indenture, and upon the filing with the Trustee for such Series of Securities of evidence of the consent of the Holders as aforesaid and other documents, if any, required by Section 7.01, the Trustee for such Series of Securities shall join with
          the Company in the execution of such supplemental indenture.&#160; If such supplemental indenture affects such Trustee&#8217;s own rights, duties or immunities under this Indenture or otherwise, such Trustee in its discretion may, but shall not be obligated
          to, enter into such supplemental indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">It shall not be necessary for the consent of the Holders under this Section 8.02 to approve the particular form of any proposed supplemental indenture, but it shall be sufficient if such consent shall approve the
          substance thereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Promptly after the execution by the Company and the Trustee of any supplemental indenture pursuant to the provisions of this Section 8.02, the Company shall give notice in the manner and to the extent provided in
          Section 13.04 to the Holders of Securities of each Series affected thereby at their addresses as they shall appear on the Security register, setting forth in general terms the substance of such supplemental indenture.&#160; Any failure of the Company
          to mail such notice, or any defect therein, shall not in any way impair or affect the validity of any such supplemental indenture.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 8.03.<font style="font-style: italic;"> &#160; Effect of Supplemental Indenture.</font>&#160; Upon the execution of any supplemental indenture pursuant to the provisions hereof, this Indenture shall be and be deemed to
          be modified and amended in accordance therewith and the respective rights, limitations of rights, obligations, duties and immunities under this Indenture of the Trustee, the Company and the Holders of Securities of each Series affected thereby
          shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such supplemental indenture shall be and be deemed to be part of the terms and
          conditions of this Indenture for any and all purposes.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 8.04.<font style="font-style: italic;"> &#160; Documents to Be Given to Trustee.</font>&#160; The Trustee, subject to the provisions of Sections 6.01 and 6.02, shall be provided with an Officers&#8217; Certificate and an
          Opinion of Counsel stating that the execution of such supplemental indenture is authorized or permitted by this Indenture as conclusive evidence that any supplemental indenture executed pursuant to this Article 8 complies with the applicable
          provisions of this Indenture.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">34</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 8.05.<font style="font-style: italic;"> &#160; Notation on Securities in Respect of Supplemental Indentures.</font>&#160; Securities of any Series authenticated and delivered after the execution of any supplemental
          indenture pursuant to the provisions of this Article 8 may bear, upon the direction of the Company, a notation in form satisfactory to the Trustee for the Securities of such Series as to any matter provided for by such supplemental indenture.&#160; If
          the Company shall so determine, new Securities of any Series so modified as to conform, in the opinion of the Board of Directors, to any modification of this Indenture contained in any such supplemental indenture may be prepared by the Company,
          authenticated by the Trustee and delivered in exchange for the Outstanding Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 9</div>
        <div style="text-align: center; font-weight: bold;">CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 9.01.<font style="font-style: italic;">&#160;&#160; Company May Consolidate, Etc. on Certain Terms.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the Company may
          consolidate with or amalgamate or merge with or into, or sell, convey or lease all or substantially all of its assets to, any other company; provided that in any such case:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;either the Company shall be the continuing company, or the successor company shall be organized and existing under the laws of the United States, any state thereof, a member state of
          the European Union or any political subdivision thereof and shall expressly assume the due and punctual payment of the principal of and interest on all the Securities, and the due and punctual performance and observance of all of the covenants
          and conditions of this Indenture to be performed or observed by the Company, and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;such continuing or successor company, as the case may be, shall not be in material default immediately after such amalgamation, merger, consolidation, sale, conveyance or lease in the
          performance or observance of any such covenant or condition.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 9.02.<font style="font-style: italic;">&#160;&#160; Successor Corporation Substituted.</font>&#160; In case of any such amalgamation, merger, consolidation, sale, lease or conveyance, and following such an assumption by the
          successor corporation, such successor corporation shall succeed to and be substituted for the Company, with the same effect as if it had been named herein.&#160; Such successor corporation may cause to be signed, and may issue either in its own name
          or in the name of the Company prior to such succession, any or all of the Securities issuable hereunder that shall not have been signed by the Company and delivered to the Trustee; and, upon the order of such successor corporation instead of the
          Company and subject to all the terms, conditions and limitations in this Indenture, the Trustee shall authenticate and shall make available for delivery any Securities that shall have been signed and delivered by the officers of the Company to
          the Trustee for authentication, and any Securities which such successor corporation thereafter shall cause to be signed and delivered to the Trustee for that purpose.&#160; All of the Securities so issued shall in all respects have the same legal rank
          and benefit under this Indenture as the Securities theretofore or thereafter issued in accordance with the terms of this Indenture as though all of such Securities had been issued at the date of the execution hereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">In case of any such amalgamation, merger, consolidation, sale, lease or conveyance such changes in phraseology and form (but not in substance) may be made in the Securities thereafter to be issued as may be
          appropriate.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">35</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">In the event of any such sale or conveyance the Company (or any successor corporation which shall theretofore have become such in the manner described in this Article 9) shall be discharged from all obligations and
          covenants under this Indenture and the Securities and may be liquidated and dissolved.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The provisions of this Section 9.02 shall apply except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 9.03.<font style="font-style: italic;"> &#160; Opinion of Counsel to Trustee.</font>&#160; The Trustee, subject to the provisions of Sections 6.01 and 6.02, shall receive an Opinion of Counsel, prepared in accordance
          with Section 13.06, as conclusive evidence that any such consolidation, amalgamation, merger, sale, lease or conveyance, and any such assumption complies with the applicable provisions of this Indenture.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 10</div>
        <div style="text-align: center; font-weight: bold;">SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE;</div>
        <div style="text-align: center; font-weight: bold;">UNCLAIMED FUNDS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 10.01. <font style="font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</font>.&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; When (i) all Outstanding Securities of a Series (other than Securities of such Series replaced or paid pursuant to Section 2.08) have been canceled or delivered to the Trustee for
          cancellation or (ii) all Outstanding Securities of such Series have become due and payable, whether at maturity or as a result of the mailing of a notice of redemption in connection with a redemption of a Series of Securities, or will become due
          and payable within one year, and the Company irrevocably deposits with the Trustee funds in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a combination thereof sufficient, in
          the written opinion of a nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall only be required to be delivered if U.S. Government Obligations have been so deposited), to pay the principal of
          and interest and on the outstanding Securities when due at maturity or upon redemption of, including interest thereon to maturity or such redemption date (other than Securities of such Series replaced or paid pursuant to Section 2.08), and if in
          either case the Company pays all other sums payable hereunder by the Company, then this Indenture shall, subject to Section 10.01(c), cease to be of further effect.&#160; The Trustee shall acknowledge satisfaction and discharge of this Indenture on
          demand of the Company accompanied by an Officers&#8217; Certificate and an Opinion of Counsel and at the cost and expense of the Company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to Sections 10.01(c) and 10.02, the Company at any time may terminate (i) all of its obligations under the Securities of such Series and this Indenture (&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221;) or (ii) its obligations under Article 3 of this Indenture and Section 4.03 (&#8220;<font style="font-weight: bold;">covenant defeasance option&#8221;</font>).&#160; The Company may exercise its legal
          defeasance option notwithstanding its prior exercise of its covenant defeasance option for such Series.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">36</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">If the Company exercises its legal defeasance option with respect to Securities of a Series, payment of the Securities of such Series may not be accelerated because of an Event of Default.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">Upon satisfaction of the conditions set forth herein and upon request of the Company, the Trustee shall acknowledge in writing the discharge of those obligations that the Company terminates.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Notwithstanding clauses (a) and (b) above, the Company&#8217;s obligations in Sections 2.08, 2.10 and 6.07, and in this Article 10 shall survive until the Securities of such Series have been
          paid in full.&#160; Thereafter, the Company&#8217;s obligations in Sections 6.07 and 10.05 and the Trustee&#8217;s obligations under Section 10.04 shall survive such satisfaction and discharge.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 10.02 <font style="font-style: italic;">Conditions to Defeasance</font>.<font style="font-style: italic;">&#160;</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any
          Series, the Company may exercise its legal defeasance option or its covenant defeasance option only if:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company irrevocably deposits in trust with the Trustee money in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a
          combination thereof sufficient, to pay the principal of, and premium (if any) and interest on the Securities of such Series when due at maturity or redemption, as the case may be, including interest thereon to maturity or such redemption date;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the legal defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel stating that (i) the Company has received from, or there has been
          published by, the Internal Revenue Service a ruling, or (ii) since the date of this Indenture there has been a change in the applicable Federal Income Tax law, in either case to the effect that, and based thereon such Opinion of Counsel shall
          confirm that, the Holders of such Series will not recognize income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at
          the same times as would have been the case if such deposit and defeasance had not occurred; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the covenant defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel to the effect that the Holders of such Series will not recognize
          income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at the same times as would have been the case if such deposit
          and defeasance had not occurred.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 10.03&#160; <font style="font-style: italic;">Application of Trust Funds</font>.&#160; &#160; The Trustee shall hold in trust funds or U.S. Government Obligations deposited with it pursuant to this Article 10.&#160; It shall
          apply the deposited funds and the proceeds from U.S. Government Obligations through the Paying Agent and in accordance with this Indenture to the payment of principal of and interest on the Securities of such Series.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">37</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 10.04&#160; <font style="font-style: italic;">Repayment to Company</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Trustee and the Paying Agent shall promptly turn over to the Company upon request any
          funds or U.S. Government Obligations held by it as provided in this Article 10 which, in the written opinion of nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall only be required to be
          delivered if U.S. Government Obligations have been so deposited), are in excess of the amount thereof which would then be required to be deposited to effect an equivalent discharge or defeasance in accordance with this Article 10.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Subject to any applicable abandoned property law, the Trustee and the Paying Agent shall pay to the Company upon written request any funds held by them for the payment of principal or interest or that remains
          unclaimed for two years, and, thereafter, Holders entitled to the funds must look to the Company for payment as general creditors, and the Trustee and the Paying Agent shall have no further liability with respect to such funds.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 10.05&#160; <font style="font-style: italic;">Indemnity for Government Obligations</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Company shall pay and shall indemnify the Trustee against any tax, fee
          or other charge imposed on or assessed against deposited U.S. Government Obligations or the principal and interest received on such U.S. Government Obligations.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 10.06&#160; <font style="font-style: italic;">Reinstatement</font>.&#160; &#160; If the Trustee or Paying Agent is unable to apply any funds or U.S. Government Obligations in accordance with this Article 10 by reason of
          any legal proceeding or by reason of any order or judgment of any court or governmental authority enjoining, restraining or otherwise prohibiting such application, the Company&#8217;s obligations under this Indenture and the Securities of such Series
          shall be revived and reinstated as though no deposit had occurred pursuant to this Article 10 until such time as the Trustee or Paying Agent is permitted to apply all such funds or U.S. Government Obligations in accordance with this Article 10; <u>provided</u>,
          <u>however</u>, that, if the Company has made any payment of principal of or interest on, any Securities of such Series because of the reinstatement of its obligations, the Company shall be subrogated to the rights of the Holders of such
          Securities to receive such payment from the funds or U.S. Government Obligations held by the Trustee or Paying Agent.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">This Section 10.06 shall not apply to any Series unless specified as contemplated by Section 2.03 for the Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 11</div>
        <div style="text-align: center; font-weight: bold;">REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 11.01.<font style="font-style: italic;"> Applicability of Article.</font>&#160; The provisions of this Article 11 shall be applicable to the Securities of any Series which are redeemable before their maturity or
          to any sinking fund for the retirement of Securities of a Series except as otherwise specified as contemplated by Section 2.03 for Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 11.02.<font style="font-style: italic;"> Notice of Redemption; Partial Redemptions.</font>&#160; Notice of redemption to the Holders of Securities of any Series required to be redeemed or to be redeemed as a whole
          or in part at the option of the Company shall be given by giving notice of such redemption as provided in Section 13.04, at least 30 days and not more than 60 days prior to the date fixed for redemption to such Holders of Securities of such
          Series.&#160; Failure to give notice by mail, or any defect in the notice to the Holder of any Security of a Series designated for redemption as a whole or in part, shall not affect the validity of the proceedings for the redemption of any other
          Security of such Series.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">38</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">The notice of redemption to each such Holder shall specify the date fixed for redemption, the CUSIP number or numbers for such Securities, the redemption price, the Place of Payment or Places of Payment, that payment
          will be made upon presentation and surrender of such Securities, that such redemption is pursuant to the mandatory or optional sinking fund, or both, if such be the case, that interest accrued to the date fixed for redemption will be paid as
          specified in such notice, that on and after said date interest thereon or on the portions thereof to be redeemed will cease to accrue and, if applicable, that a Holder of Securities who desires to convert Securities for redemption must satisfy
          the requirements for conversion contained in such Securities, the then existing conversion price or rate and the date and time when the option to convert shall expire.&#160; If less than all of the Securities of any Series are to be redeemed, the
          notice of redemption shall specify the numbers of the Securities of such Series to be redeemed.&#160; In case any Security of a Series is to be redeemed in part, the notice of redemption shall state the portion of the principal amount thereof to be
          redeemed and shall state that on and after the date fixed for redemption, upon surrender of such Security, a new Security or Securities of such Series in principal amount equal to the unredeemed portion thereof will be issued.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The notice of redemption of Securities of any Series to be redeemed at the option of the Company shall be given by the Company or, at the Company&#8217;s request, by the Trustee in the name and at the expense of the
          Company.&#160; If such notice is to be given by the Trustee, the Company shall provide notice of such redemption to the Trustee at least 45 days prior to the date fixed for redemption (unless a shorter notice shall be satisfactory to the Trustee).&#160; If
          such notice is given by the Company, the Company shall provide a copy of such notice given to the Holders of such redemption to the Trustee at least three Business Days prior to the date such notice is given to such Holders, but in any event at
          least 15 days prior to the date fixed for redemption (unless a shorter notice shall be satisfactory to the Trustee).</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Unless otherwise specified pursuant to Section 2.03, not later than 10:00 a.m. Eastern time on the redemption date specified in the notice of redemption given as provided in this Section 11.02, the Company will have
          on deposit with the Trustee or with one or more Paying Agents (or, if the Company is acting as its own Paying Agent, set aside, segregate and hold in trust as provided in Section 3.03) funds available on such date (or other forms of property, if
          permitted by the terms of the Securities of such Series) sufficient to redeem on the redemption date all the Securities of such Series so called for redemption at the appropriate redemption price, together with accrued interest to the date fixed
          for redemption.&#160; If less than all the Outstanding Securities of a Series are to be redeemed, the Company will deliver to the Trustee at least 45 days prior to the date fixed for redemption an Officers&#8217; Certificate stating the aggregate principal
          amount of Securities to be redeemed (unless a shorter notice shall be satisfactory to the Trustee).</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">39</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">If less than all the Securities of a Series are to be redeemed, the Trustee shall select Securities of such Series to be redeemed on a pro rata basis, by lot or by such other method as the Trustee shall deem to be
          fair and appropriate, and the Trustee shall promptly notify the Company in writing of the Securities of such Series selected for redemption and, in the case of any Securities of such Series selected for partial redemption, the principal amount
          thereof to be redeemed.&#160; However, if less than all the Securities of any Series with differing issue dates, interest rates and stated maturities are to be redeemed, the Company in its sole discretion shall select the particular securities to be
          redeemed and shall notify the Trustee in writing thereof at least 45 days prior to the relevant redemption date (unless a shorter notice shall be satisfactory to the Trustee).&#160; Securities may be redeemed in part in multiples equal to the minimum
          authorized denomination for Securities of such Series or any multiple thereof.&#160; For all purposes of this Indenture, unless the context otherwise requires, all provisions relating to the redemption of Securities of any Series shall relate, in the
          case of any Security redeemed or to be redeemed only in part, to the portion of the principal amount of such Security which has been or is to be redeemed.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">This Section 11.02 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 11.03.<font style="font-style: italic;">&#160; Payment of Securities Called for Redemption.</font>&#160; If notice of redemption has been given as above provided, the Securities or portions of Securities specified in
          such notice shall become due and payable on the date and at the place stated in such notice at the applicable redemption price, together with interest accrued to the date fixed for redemption, and on and after said date (unless the Company shall
          default in the payment of such Securities at the redemption price, together with interest accrued to said date) interest on the Securities or portions of Securities so called for redemption shall cease to accrue.&#160; Except as provided in Sections
          6.01 and 10.04, such Securities shall cease from and after the date fixed for redemption to be entitled to any benefit or security under this Indenture, and the Holders thereof shall have no right in respect of such Securities except the right to
          receive the redemption price thereof and unpaid interest to the date fixed for redemption.&#160; On presentation and surrender of such Securities at a Place of Payment specified in said notice, said Securities or the specified portions thereof shall
          be paid and redeemed by the Company at the applicable redemption price, together with interest accrued thereon to the date fixed for redemption.&#160; If for any Securities the date fixed for redemption is a regular interest payment date, payment of
          interest becoming due on such date shall be payable to the Holders of such Securities registered as such on the relevant record date subject to the terms and provisions of Section 2.07.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If any Security called for redemption shall not be so paid upon surrender thereof for redemption, the principal shall, until paid or duly provided for, bear interest from the date fixed for redemption at the rate of
          interest borne by the Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Upon presentation of any Security redeemed in part only, the Company shall execute and the Trustee shall authenticate and make available for delivery to or on the order of the Holder thereof, at the expense of the
          Company, a new Security or Securities, of authorized denominations, in principal amount equal to the unredeemed portion of the Security so presented.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">This Section 11.03 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">40</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 11.04.<font style="font-style: italic;"> Exclusion of Certain Securities from Eligibility for Selection for Redemption.</font>&#160; Except with respect to Securities in global form, Securities shall be excluded
          from eligibility for selection for redemption if they are identified by registration and certificate number in a written statement signed by an authorized officer of the Company and delivered to the Trustee at least 30 days prior to the last date
          on which notice of redemption may be given as being owned of record and beneficially by, and not pledged or hypothecated by, either (a) the Company or (b) an entity specifically identified in such written statement as directly or indirectly
          controlling or controlled by or under direct or indirect common control with the Company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 11.05.<font style="font-style: italic;"> Repayment at the Option of the Holders.</font>&#160; Securities of any Series that are repayable at the option of the Holders before their stated maturity shall be repaid
          in accordance with the terms of the Securities of such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The repayment of any principal amount of Securities pursuant to such option of the Holder to require repayment of Securities before their stated maturity, for purposes of Section 10.01, shall not operate as a
          payment, redemption or satisfaction of the indebtedness represented by such Securities unless and until the Company, at its option, shall deliver or surrender the same to the Trustee with a direction that such Securities be cancelled.</div>
        <div><br>
        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 12</div>
        <div style="text-align: center; font-weight: bold;">CONVERSION OF SECURITIES</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.01.<font style="font-style: italic;"> Applicability of Article.</font>&#160; Securities of any Series that are convertible into Common Shares at the option of the Holder of such Securities shall be convertible
          in accordance with their terms and, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, in accordance with this Article 12.&#160; Each reference in this Article 12 to &#8220;a Security&#8221; or &#8220;the Securities&#8221; refers to
          the Securities of the particular Series that is convertible into Common Shares.&#160; If more than one Series of Securities with conversion privileges are Outstanding at any time, the provisions of this Article 12 shall be applied separately to each
          such Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.02.<font style="font-style: italic;"> Right of Holders to Convert Securities into Common Shares.</font>&#160; Subject to the provisions of this Article 12, at the option of the Holder thereof, any Security of
          any Series that is convertible into Common Shares, or any portion of the principal amount thereof which is $1,000 or any integral multiple of $1,000, may be converted into duly authorized, validly issued, fully paid and nonassessable Common
          Shares at any time during the period specified in the Securities of such Series, at the conversion price or conversion rate for each $1,000 principal amount of Securities then in effect upon (a) in the case of any Security held in global form,
          surrender of the Security or Securities to the Company, at the account specified by the Trustee, and compliance with the procedures of the Depositary in effect at that time and (b) in the case of certificated Securities, surrender of the Security
          or Securities to the Company, duly endorsed to the Company or in blank, at any time during usual business hours at the office or agency to be maintained by it in accordance with the provisions of Section 3.02, and in either case accompanied by a
          written notice of election to convert as provided in Section 12.03.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">41</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">If the Holder requests that the Common Shares be registered in a name other than that of the Holder, such notice also shall be accompanied by a written instrument or instruments of transfer in form satisfactory to
          the Company and/or the Trustee, as applicable, duly executed by the Holder thereof or his attorney duly authorized in writing.&#160; All Securities surrendered for conversion shall, if surrendered to the Company or any conversion agent, be delivered
          to the Trustee for cancellation and cancelled by it, or shall, if surrendered to the Trustee, be cancelled by it, as provided in Section 2.11.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The initial conversion price or conversion rate in respect of a Series of Securities shall be as specified in the Securities of such Series.&#160; The conversion price or conversion rate will be subject to adjustment on
          the terms set forth in Section 12.05 or such other or different terms, if any, as may be specified by Section 2.03 for Securities of such Series.&#160; Provisions of this Indenture that apply to conversion of all of a Security also apply to conversion
          of any portion of such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.03.<font style="font-style: italic;"> Issuance of Common Shares on Conversions.</font>&#160; As promptly as practicable after the surrender of any Security or Securities for conversion into Common Shares, the
          Company shall issue to or upon the written order of the Holder of the Security or Securities so surrendered the number of duly authorized, validly issued, fully paid and nonassessable Common Shares into which such Security or Securities may be
          converted in accordance with the terms thereof and the provisions of this Article 12.&#160; Prior to issuance of such Common Shares, the Company shall require written notice at its said office or agency from the Holder of the Security or Securities so
          surrendered stating that the Holder irrevocably elects to convert such Security or Securities, or, if less than the entire principal amount thereof is to be converted, stating the portion thereof to be converted.&#160; Such notice shall also state the
          name or names (with address and social security or other taxpayer identification number) in which said common shares are to be issued.&#160; Such conversion shall be made at the time that such Security or Securities shall be surrendered for conversion
          and such notice shall be received by the Company or the Trustee and such conversion shall be at the conversion price in effect at such time.&#160; The rights of the Holder of such Security or Securities as a Holder shall cease at such time, and the
          Person or Persons entitled to receive the Common Shares upon conversion of such Security or Securities shall be treated for all purposes as having become either record holder or holders of such Common Shares at such time.&#160; In the case of any
          Security of any Series that is converted in part only, upon such conversion the Company shall execute and, upon the Company&#8217;s request and at the Company&#8217;s expense, the Trustee or an authenticating agent shall authenticate and deliver to the
          Holder thereof, as requested by such Holder, a new Security or Securities of such Series of authorized denominations in aggregate principal amount equal to the unconverted portion of such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">If the last day on which such Security may be converted is not a Business Day in a place where the conversion agent for that Security is located, such Security may be surrendered to that conversion agent on the next
          succeeding day that is a Business Day.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">The Company shall not be required to issue certificates for Common Shares upon conversion while its stockholder list is closed for a meeting of shareholders or for the payment of dividends or for any other purpose,
          but Common Shares shall be issued as soon as the stockholder list shall again be opened.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">42</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">SECTION 12.04.<font style="font-style: italic;"> No Payment or Adjustment for Interest or Dividends.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, Securities
          surrendered for conversion into Common Shares during the period from the close of business on any regular record date or special record date next preceding any interest payment date to the opening of business on such interest payment date (except
          Securities called for redemption on a redemption date within such period) when surrendered for conversion must be accompanied by payment (by wire transfer or certified or official bank check to the order of the Company payable in clearing house
          funds at the location where the Securities are surrendered) of an amount equal to the interest thereon which the Holder is entitled to receive on such interest payment date.&#160; Payment of interest shall be made, on such interest payment date or
          such other payment date (as set forth in Section 2.07), as the case may be, to the Holder of the Securities as of such regular record date or special record date, as applicable.&#160; Except where Securities surrendered for conversion must be
          accompanied by payment as described above, no interest on converted Securities will be payable by the Company on any interest payment date subsequent to the date of conversion.&#160; No other payment or adjustment for interest or dividends is to be
          made upon conversion.&#160; Notwithstanding the foregoing, upon conversion of any Original Issue Discount Security, the fixed number of Common Shares into which such Security is convertible delivered by the Company to the Holder thereof shall be
          applied, first, to the portion attributable to the accrued original issue discount relating to the period from the date of issuance to the date of conversion of such Security, and, second, to the portion attributable to the balance of the
          principal amount of such Security.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.05.<font style="font-style: italic;"> Adjustment of Conversion Price.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, the conversion price for Securities
          convertible into Common Shares shall be adjusted from time to time as follows:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall (x) pay a dividend or make a distribution on Common Shares in Common Shares, (y) subdivide the issued and outstanding Common Shares into a greater number of shares
          or (z) consolidate the issued and outstanding Common Shares into a smaller number of shares, the conversion price for the Securities of such Series shall be adjusted so that the Holder of any such Security thereafter surrendered for conversion
          shall be entitled to receive the number of Common Shares that such Holder would have owned or have been entitled to receive after the happening of any of the events described above had such Security been converted immediately prior to the record
          date in the case of a dividend or the effective date in the case of subdivision or consolidation.&#160; An adjustment made pursuant to this Section 12.05(a) shall become effective immediately after the record date in the case of a dividend, except as
          provided in Section 12.05(h), and shall become effective immediately after the effective date in the case of a subdivision or consolidation.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">43</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall issue rights or warrants to all holders of Common Shares entitling them (for a period expiring within 45 days after the record date mentioned below) to subscribe
          for or purchase Common Shares at a price per share less than the current market price per share of Common Shares (as defined for purposes of this Section 12.05(b) in Section 12.05(e)), at the record date for the determination of shareholders
          entitled to receive such rights or warrants, the conversion price in effect immediately prior thereto shall be adjusted so that the same shall equal the price determined by multiplying the conversion price in effect immediately prior to such
          record date by a fraction, the numerator of which shall be the number of Common Shares outstanding on such record date plus the number of Common Shares which the aggregate offering price of the total number of Common Shares so offered would
          purchase at such current market price, and the denominator of which shall be the number of Common Shares outstanding on such record date plus the number of additional Common Shares receivable upon exercise of such rights or warrants.&#160; Such
          adjustment shall be made successively whenever any such rights or warrants are issued, and shall become effective immediately, except as provided in Section 12.05(h), after such record date.&#160; In determining whether any rights or warrants entitle
          the Holders of the Securities of such Series to subscribe for or purchase Common Shares at less than such current market price, and in determining the aggregate offering price of such Common Shares, there shall be taken into account any
          consideration received by the Company for such rights or warrants plus the exercise price thereof, the value of such consideration or exercise price, as the case may be, if other than cash, to be determined by the Board of Directors.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall distribute to all holders of Common Shares any shares of Capital Stock of the Company (other than Common Shares) or evidences of its indebtedness or assets
          (excluding cash dividends or distributions paid from retained earnings of the Company) or rights or warrants to subscribe for or purchase any of its securities (excluding those rights or warrants referred to in Section 12.05(b)) (any of the
          foregoing being herein in this Section 12.05(c) called the &#8220;<font style="font-weight: bold;">Special Securities</font>&#8221;), the conversion price shall be adjusted as provided in the next sentence unless the Company elects to reserve such Special
          Securities for distribution to the Holders of Securities of such Series upon the conversion so that any such Holder converting such Securities will receive upon such conversion, in addition to the Common Shares to which such Holder is entitled,
          the amount and kind of Special Securities which such Holder would have received if such Holder had, immediately prior to the record date for the distribution of the Special Securities, converted Securities into Common Shares.&#160; The conversion
          price, as adjusted, shall equal the price determined by multiplying the conversion price in effect immediately prior to such record date by a fraction the numerator of which shall be the current market price per share (as defined for purposes of
          this Section 12.05(c) in Section 12.05(e)) of Common Shares on the record date mentioned above less the then fair market value (as determined by the Board of Directors, whose determination shall, if made in good faith, be conclusive) of the
          portion of the Special Securities so distributed applicable to one Common Share, and the denominator of which shall be the current market price per Common Shares.&#160; In the event the then fair market value (as so determined) of the portion of the
          Special Securities so distributed applicable to one Common Share is equal to or greater than the current market price per Common Share on the record date mentioned above, in lieu of the foregoing adjustment, adequate provision shall be made so
          that each Holder of Securities of such Series shall have the right to receive the amount and kind of Special Securities such holder would have received had he converted such Securities immediately prior to the record date for the distribution of
          the Special Securities.&#160; Such adjustment shall become effective immediately, except as provided in Section 12.05(h), after the record date for the determination of shareholders entitled to receive such distribution.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">44</font></div>
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If, pursuant to Section 12.05(b) or 12.05(c), the conversion price shall have been adjusted because the Company has declared a dividend, or made a distribution, on the issued and
          outstanding Common Shares in the form of any right or warrant to purchase securities of the Company, or the Company has issued any such right or warrant, then, upon the expiration of any such unexercised right or unexercised warrant, the
          conversion price shall forthwith be adjusted to equal the conversion price that would have applied had such right or warrant never been declared, distributed or issued.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;For the purpose of any computation under Section 12.05(b), the current market price per Common Share on any date shall be deemed to be the average of the reported last sales prices for
          the 30 consecutive Trading Days (as defined below) commencing 45 Trading Days before the date in question.&#160; For the purpose of any computation under Section 12.05(c), the current market price per Common Share on any date shall be deemed to be the
          average of the reported last sales prices for the ten consecutive Trading Days before the date in question.&#160; The reported last sales price for each day (whether for purposes of Section 12.05(b), 12.05(c) or 12.06) shall be the reported last sales
          price, regular way, or, in case no sale takes place on such day, the average of the reported closing bid and asked prices, regular way, in either case as reported on the New York Stock Exchange Composite Tape or, if the Common Shares are not
          listed or admitted to trading on the New York Stock Exchange, on the principal national securities exchange on which the Common Shares are listed or admitted to trading or, if not listed or admitted to trading on any national securities exchange,
          on the Nasdaq Global Market or the Nasdaq Global Select Market (collectively, the &#8220;<font style="font-weight: bold;">Nasdaq Market</font>&#8221;) or, if the Common Shares are not quoted on the Nasdaq Market, the average of the closing bid and asked
          prices on such day in the over-the-counter market as furnished by any New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of Directors or, if no such quotations are available,
          the fair market value of the Common Shares as determined by a New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of Directors.&#160; As used herein, the term &#8220;<font style="font-weight: bold;">Trading Day</font>&#8221; with respect to the Common Shares means (x) if the Common Shares are listed or admitted for trading on the New York Stock Exchange or another national securities exchange, a day on which the New
          York Stock Exchange or such other national securities exchange is open for business, (y) if the Common Shares are quoted on the Nasdaq Market, a day on which trades may be made on the Nasdaq Market or (z) otherwise, any day other than a Saturday
          or Sunday or a day on which banking institutions in the State of New York are authorized or obligated by law or executive order to close.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No adjustment in the conversion price shall be required unless such adjustment would require an increase or decrease of at least 1% in such price.&#160; Any adjustments that by reason of
          this Section 12.05(f) are not required to be made, however, shall be carried forward and taken into account in any subsequent adjustment.&#160; Any adjustment required to be made in accordance with the provisions of this Article 12 shall be made not
          later than such time as may be required in order to preserve the tax free nature of a distribution to the holders of Common Shares.&#160; All calculations under this Article 12 shall be made by the Company and shall be to the nearest cent or to the
          nearest one-one hundredth of a share, as the case may be, with one-half cent and one-two hundredth of a share, respectively, being rounded upward.&#160; The Company shall be entitled to make such reductions in the conversion price, in addition to
          those required by this Section 12.05, as it in its discretion shall determine to be advisable in order that any share dividend or bonus issue, subdivision of shares, distribution of rights or warrants to purchase shares or securities or
          distribution of other assets (other than cash dividends) made by the Company to its shareholders shall not be taxable.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">45</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Whenever the conversion price is adjusted, the Company shall file with the Trustee, at the Corporate Trust Office of the Trustee, and with the office or agency maintained by the
          Company for the conversion of Securities of such Series pursuant to Section 3.02, an Officers&#8217; Certificate, setting forth the conversion price after such adjustment and setting forth a brief statement of the facts requiring such adjustment, which
          certificate shall be conclusive evidence of the correctness of such adjustment.&#160; Neither the Trustee nor any conversion agent shall be under any duty or responsibility with respect to any such certificate or any facts or computations set forth
          therein, except to exhibit said certificate from time to time to any Holder of a Security of such Series desiring to inspect the same.&#160; The Company shall promptly cause a notice setting forth the adjusted conversion price to be mailed to the
          Holders of Securities of such Series, as their names and addresses appear upon the Security register.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In any case in which this Section 12.05 provides that an adjustment shall become effective immediately after a record date for an event, the Company may defer until the occurrence of
          such event (y) issuing to the Holder of any Security of such Series converted after such record date and before the occurrence of such event the additional Common Shares issuable upon such conversion by reason of the adjustment required by such
          event over and above the Common Shares issuable upon such conversion before giving effect to such adjustment and (z) paying to such holder any amount in cash in lieu of any fractional Common Shares pursuant to Section 12.06.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.06.<font style="font-style: italic;"> No Fractional Shares to Be Issued.</font>&#160; No fractional Common Shares shall be issued upon any conversion of Securities.&#160; If more than one Security of any Series
          shall be surrendered for conversion at one time by the same Holder, the number of full Common Shares which shall be issuable upon conversion thereof shall be computed on the basis of the aggregate principal amount of the Securities of such Series
          (or specified portions thereof to the extent permitted hereby) so surrendered.&#160; Instead of a fraction of a Common Share&#160; which would otherwise be issuable upon conversion of any Security or Securities (or specified portions thereof), the Company
          shall pay a cash adjustment (computed to the nearest cent, with one-half cent being rounded upward) in respect of such fraction of a share in an amount equal to the same fractional interest of the reported last sales price of the Common Shares on
          the Trading Day next preceding the day of conversion.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.07.<font style="font-style: italic;"> Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action.</font>&#160; With respect to the Securities of any Series, in case:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall authorize the issuance to all holders of Common Shares of rights or warrants to subscribe for or purchase shares or any other right;</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">46</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall authorize the distribution to all holders of Common Shares of evidences of indebtedness or assets (except for cash dividends or distributions paid from retained
          earnings of the Company);</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;of any subdivision or consolidation of Common Shares or of any amalgamation, consolidation or merger to which the Company is a party and for which approval by the shareholders of the
          Company is required, or of the sale or transfer of all or substantially all of the assets of the Company; or</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;of the voluntary or involuntary dissolution, liquidation or winding up of the Company;</div>
        <div><br>
        </div>
        <div>the Company shall cause to be filed with the Trustee and at the office or agency maintained for the purpose of conversion of Securities of such Series pursuant to Section 3.02, and shall cause to be mailed to the Holders of Securities of such
          Series at their last addresses as they shall appear on the Security register, at least ten days prior to the applicable record date hereinafter specified, a notice stating (i) the date as of which the holders of Common Shares to be entitled to
          receive any such rights, warrants or distribution are to be determined, or (ii) the date on which any such share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action is expected
          to become effective, and the date as of which it is expected that holders of record of Common Shares shall be entitled to exchange their Common Shares for securities or other property, if any, deliverable upon such share subdivision or
          consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action.&#160; The failure to give the notice required by this Section 12.07 or any defect therein shall not affect the legality or validity of any
          distribution, right, warrant, share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action, or the vote upon any of the foregoing.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.08.<font style="font-style: italic;"> Covenant to Reserve Shares for Issuance on Conversion of Securities.</font>&#160; The Company at all times will reserve and keep available out of each class of its
          authorized Common Shares, free from preemptive rights, solely for the purpose of issue upon conversion of Securities of any Series as herein provided, such number of Common Shares as shall then be issuable upon the conversion of all Outstanding
          Securities of such Series.&#160; All Common Shares which shall be so issuable, when issued or delivered, shall be duly and validly issued Common Shares into which Securities of such Series are convertible, and shall be fully paid and nonassessable,
          free of all liens and charges and not subject to preemptive rights.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.09.<font style="font-style: italic;"> Compliance with Governmental Requirements.</font>&#160; If any Common Shares required to be reserved for purposes of conversion of Securities hereunder require registration
          or listing with or approval of any governmental authority under any Federal or State law, pursuant to the Securities Act or the Securities Exchange Act or any national or regional securities exchange on which the Common Shares are listed at the
          time of delivery of any Common Shares, the Company will use its best efforts to cause such shares to be duly registered, listed or approved, as the case may be, before such shares may be issued upon conversion.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">47</font></div>
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        </div>
        <div style="text-indent: 36pt;">SECTION 12.10.<font style="font-style: italic;"> Payment of Taxes upon Certificates for Shares Issued upon Conversion.</font>&#160; The issuance of certificates for Common Shares upon the conversion of Securities shall be
          made without charge to the converting Holders for any tax (including documentary and stamp taxes) in respect of the issuance and delivery of such certificates, and such certificates shall be issued in the respective names of, or in such names as
          may be directed by, the Holders of the Securities converted.&#160; The Company, however, shall not be required to pay any tax that may be payable in respect of any transfer involved in the issuance and delivery of any such certificate in a name other
          than that of the Holder of the Security converted, and the Company shall not be required to issue or deliver such certificate unless or until the Person or Persons requesting the issuance thereof shall have paid to the Company the amount of such
          tax or shall have established to the satisfaction of the Company that such tax has been paid.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.11.<font style="font-style: italic;"> Trustee&#8217;s Duties with Respect to Conversion Provisions.</font>&#160; The Trustee and any conversion agent shall have no duty to any Holder to determine whether any facts
          exist that may require any adjustment of the conversion rate, or with respect to the nature or extent of any such adjustment when made, or with respect to the method employed, in making the same.&#160; Neither the Trustee nor any conversion agent
          shall be accountable with respect to the registration under securities laws, listing, validity or value (or the kind or amount) of any Common Shares, or of any other securities or property, that at any time may be issued or delivered upon the
          conversion of any Security, and neither the Trustee nor any conversion agent makes any representation with respect thereto.&#160; Neither the Trustee nor any conversion agent shall be responsible for any failure of the Company to make any payment or
          to issue, transfer or deliver any Common Shares or stock certificates or other securities or property upon the surrender of any Security for the purpose of conversion.&#160; The Trustee and any conversion agent, subject to the provisions of Section
          313 of the Trust Indenture Act, shall not be responsible for any failure of the Company to comply with any of the covenants contained in this Article 12.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.12.<font style="font-style: italic;"> Trustee Under No Duty to Monitor Stock Price or Calculations</font>.&#160; In no event shall the Trustee or conversion agent be responsible for monitoring the price of the
          Company's common stock, or performing any calculations under this Article 12, such activities being the responsibility of the Company.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 12.13.<font style="font-style: italic;"> Conversion Arrangement on Call for Redemption.</font>&#160; In connection with any redemption of Securities, the Company may arrange for the purchase and conversion of any
          Securities called for redemption by an agreement with one or more investment bankers or other purchasers to purchase such Securities by paying to the Trustee or the Paying Agent in trust for the Holders of Securities, one Business Day prior to
          the redemption date, an amount not less than the redemption price, together with interest, if any, accrued to the redemption date of such Securities, in immediately available funds.&#160; Notwithstanding anything to the contrary contained in this
          Article 12, the obligation of the Company to pay the redemption price of such Securities, including all accrued interest, if any, shall be deemed to be satisfied and discharged to the extent such amount is so paid by such purchasers.&#160; If such an
          agreement is entered into, any Securities not duly surrendered for conversion by the Holders thereof, at the option of the Company, may be deemed, to the fullest extent permitted by law, acquired by such purchasers from such Holders and
          surrendered by such purchasers for conversion, all as of immediately prior to the close of business on the last day on which such Securities called for redemption may be converted in accordance with this Indenture and the terms of such
          Securities, subject to payment to the Trustee or Paying Agent of the above-described amount.&#160; The Trustee or the Paying Agent shall hold and pay to the Holders whose Securities are selected for redemption any such amount paid to it in the same
          manner as it would pay funds deposited with it by the Company for the redemption of Securities.&#160; Without the Trustee&#8217;s and the Paying Agent&#8217;s prior written consent, no arrangement between the Company and such purchasers for the purchase and
          conversion of any Securities shall increase or otherwise affect any of the powers, duties, responsibilities or obligations of the Trustee and the Paying Agent as set forth in this Indenture.&#160; The Company agrees to indemnify the Trustee and the
          Paying Agent from, and hold them harmless against, any loss, liability or expense arising out of or in connection with any such arrangement for the purchase and conversion of any Securities between the Company and such purchasers, including the
          reasonable costs and expenses incurred by the Trustee and the Paying Agent in the defense of any claim or liability arising out of or in connection with the exercise or performance of any of their powers, duties, responsibilities or obligations
          under this Indenture.</div>
        <div><br>
        </div>
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          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">48</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-align: center; font-weight: bold;">ARTICLE 13</div>
        <div style="text-align: center; font-weight: bold;">MISCELLANEOUS PROVISIONS</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.01.<font style="font-style: italic;"> Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability.</font>&#160; No recourse under or upon any obligation, covenant or
          agreement contained in this Indenture or in any Security shall be had against any incorporator as such or against any past, present or future director, office, employee, incorporator, agent or shareholder of the Company or of any successor,
          either directly or through the Company or any successor, under any rule of law, statute or constitutional provision or by the enforcement of any assessment or by any legal or equitable proceeding or otherwise, all such liability being expressly
          waived and released by the acceptance of the Securities by the Holders thereof and as part of the consideration for the issue of the Securities.&#160; This Section 13.01 shall apply unless otherwise specified as contemplated by Section 2.03 for the
          Securities of any Series.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.02.<font style="font-style: italic;"> Provisions of Indenture for the Sole Benefit of Parties and Holders.</font>&#160; Nothing in this Indenture or in the Securities, expressed or implied, shall give or be
          construed to give to any Person, firm or corporation, other than the parties hereto, any Paying Agent and their successors hereunder and the Holders of the Securities any legal or equitable right, remedy or claim under this Indenture or under any
          covenant or provision herein contained, all such covenants and provisions being for the sole benefit of the parties hereto and their successors and of the Holders of the Securities.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.03.<font style="font-style: italic;"> Successors and Assigns of Company Bound by Indenture.</font>&#160; All the covenants, stipulations, promises and agreements in this Indenture contained by or on behalf of
          the Company shall bind its successors and assigns, whether so expressed or not.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.04.<font style="font-style: italic;"> Notices and Demands on Company, Trustee and Holders.</font>&#160; Any notice or demand that by any provision of this Indenture is required or permitted to be given or
          served by the Trustee or by the Holders of Securities to or on the Company may be given or served by being deposited postage prepaid, first-class mail (except as otherwise specifically provided herein) addressed (until another address of the
          Company is filed by the Company with the Trustee) to loanDepot, Inc., 6561 Irvine Center Drive, Irvine, California, 92618, Attention: Chief Financial Officer.&#160; Any notice, direction, request or demand by the Company or any Holder to or upon the
          Trustee shall be deemed to have been sufficiently given or made, for all purposes, if given or made at the Corporate Trust Office.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">49</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
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        </div>
        <div style="text-indent: 36pt;">Where this Indenture provides for notice to Holders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed by first-class mail, postage prepaid to
          such Holders as their names and addresses appear in the Security register within the time prescribed.&#160; Where this Indenture provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice,
          either before or after the event, and such waiver shall be the equivalent of such notice.&#160; Waivers of notice by Holders shall be filed with the Trustee, but such filing shall not be a condition precedent to the validity of any action taken in
          reliance upon such waiver.&#160; In any case where notice to Holders is given by mail, neither the failure to mail such notice, nor any defect in any notice so mailed to any particular Holder shall affect the sufficiency of such notice with respect to
          other Holders, and any notice which is mailed in the manner herein provided shall be conclusively presumed to have been duly given.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">In case, by reason of the suspension of or irregularities in regular mail service, it shall be impracticable to mail notice to the Company and Holders when such notice is required to be given pursuant to any
          provision of this Indenture, then any manner of giving such notice as shall be reasonably acceptable to the Trustee shall be deemed to be a sufficient giving of such notice.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.05.<font style="font-style: italic;"> Electronic Transmission to the Trustee</font>.&#160; In addition to the foregoing, the Trustee agrees to accept and act upon notice, instructions or directions pursuant to
          this Indenture sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods; provided, however, that (a) the party providing such written instructions, subsequent to such transmission of written instructions,
          shall provide the originally executed instructions or directions to the Trustee in a timely manner, and (b) such originally executed instructions or directions shall be signed by an authorized representative of the party providing such
          instructions or directions.&#160; If the party elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee shall not
          be liable for any losses, costs or expenses arising directly or indirectly from the Trustee&#8217;s reliance upon and compliance in good faith with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent
          written instruction received by the Trustee following action taken pursuant to prior instruction.&#160; The party providing electronic instructions agrees to assume all risks arising out of the use of such electronic methods to submit instructions and
          directions to the Trustee, including without limitation the risk of the Trustee acting in good faith on unauthorized instructions, and the risk of interception and misuse by third parties.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.06.<font style="font-style: italic;"> Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein.</font>&#160; Upon any application or demand by the Company to the Trustee to take any
          action under any of the provisions of this Indenture, the Company shall furnish to the Trustee an Officers&#8217; Certificate stating that all conditions precedent, if any, provided for in this Indenture relating to the proposed action have been
          complied with and an Opinion of Counsel stating that in the opinion of such counsel all such conditions precedent, if any, have been complied with, except that in the case of any such application or demand as to which the furnishing of such
          documents is specifically required by any provision of this Indenture relating to such particular application or demand, no additional certificate or opinion need be furnished.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">50</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">Each certificate or opinion provided for in this Indenture and delivered to the Trustee with respect to compliance with a condition or covenant provided for in this Indenture shall include:</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that the person making such certificate or opinion has read such covenant or condition;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a brief statement as to the nature and scope of the examination or investigation upon which the statements or opinions contained in such certificate or opinion are based;</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that, in the opinion of such person, he or she has made such examination or investigation as is necessary to enable him or her to express an informed opinion as to whether
          or not such covenant or condition has been complied with; and</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement as to whether or not, in the opinion of such person, such condition or covenant has been complied with.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company may be based, insofar as it relates to legal matters, upon a certificate or opinion of or representations by counsel, unless such officer knows that
          the certificate or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.&#160;
          Any certificate, statement or opinion of counsel may be based, insofar as it relates to factual matters or information with respect to which is in the possession of the Company, upon the certificate, statement or opinion of or representations by
          an officer or officers of the Company, unless such counsel knows that the certificate, statement or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous,
          or in the exercise of reasonable care should know that the same are erroneous.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company or of counsel may be based, insofar as it relates to accounting matters, upon a certificate or opinion of or representations by an accountant or firm
          of accountants in the employ of the Company, unless such officer or counsel, as the case may be, knows that the certificate or opinion or representations with respect to the accounting matters upon which his certificate, statement or opinion may
          be based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.07.<font style="font-style: italic;"> Payments Due on Saturdays, Sundays and Holidays.</font>&#160; Unless otherwise specified in a Security, if the date of maturity of interest on or principal of the
          Securities of any Series or the date fixed for redemption, repurchase or repayment of any such Security shall not be a Business Day, payment of interest or principal need not be made on such date, but may be made on the next succeeding Business
          Day with the same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date.</div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">51</font></div>
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.08.<font style="font-style: italic;"> Conflict of any Provision of Indenture with Trust Indenture Act.</font>&#160; If and to the extent that any provision of this Indenture limits, qualifies or conflicts with
          another provision included in this Indenture which is required by the Trust Indenture Act, such required provision shall control.&#160; If any provision of this Indenture modifies or excludes any provision of the Trust Indenture Act that may be so
          modified or excluded, the latter provision shall be deemed to apply to this Indenture as so modified or to be excluded, as the case may be.</div>
        <div><br>
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        <div style="text-indent: 36pt;">SECTION 13.09.<font style="font-style: italic;"> New York Law to Govern.</font>&#160; This Indenture and each Security will be governed by and construed in accordance with the laws of the State of New York.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.10.<font style="font-style: italic;"> Counterparts.</font>&#160; This Indenture may be executed in any number of counterparts, each of which shall be an original; but such counterparts shall together constitute
          but one and the same instrument.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.11.<font style="font-style: italic;"> Effect of Headings; Gender.</font>&#160; The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction
          hereof.&#160; The use of the masculine, feminine or neuter gender herein shall not limit in any way the applicability of any term or provision hereof.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.12. <font style="font-style: italic;">Waiver of Jury Trial.&#160; </font>EACH OF THE COMPANY AND THE TRUSTEE HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO
          TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS INDENTURE, THE SECURITIES OR THE TRANSACTION CONTEMPLATED HEREBY.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.13. <font style="font-style: italic;">Force Majeure.&#160; </font>In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of
          or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and
          interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services; it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry
          to resume performance as soon as practicable under the circumstances.</div>
        <div><br>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.14. <font style="font-style: italic;">Certain Tax Information.&#160; </font>In order to comply with applicable tax laws, rules and regulations (inclusive of directives, guidelines and interpretations
          promulgated by competent authorities) in effect from time to time to which a foreign financial institution, or issuer, trustee, paying agent, holder or other institution that is subject (&#8220;<font style="font-weight: bold;">Applicable Law</font>&#8221;)
          in relation to the Indenture, the Company agrees (i) to provide to the Trustee, to the extent reasonably available to the Company, sufficient information about holders or other applicable parties and/or transactions (including any modification to
          the terms of such transactions) so the Trustee can determine whether it has tax related obligations under Applicable Law, (ii) that the Trustee shall be entitled to make any withholding or deduction from payments under the Indenture to the extent
          necessary to comply with Applicable Law for which the Trustee shall not have any liability, and (iii) to hold harmless the Trustee for any losses it may suffer due to the actions it takes to comply with such Applicable Law.&#160; The terms of this
          section shall survive the termination of this Indenture.</div>
        <div><br>
        </div>
        <div style="text-align: center;">[the remainder of this page is intentionally left blank]</div>
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          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;" class="BRPFPageNumber">52</font></div>
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        <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be duly executed, as of the day and year first above written.</div>
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                <div>LOANDEPOT, INC.</div>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
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                <div>By:</div>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
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                <div>Name:</div>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
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                <div>Title:</div>
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              <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
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                <div>[___________________________]</div>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
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              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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              <td style="width: 47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
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                <div>Name:</div>
              </td>
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              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;"><br>
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                <div>Title:</div>
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          <div style="text-align: center;"><font style="font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" class="BRPFPageNumber">53</font></div>
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<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>4
<FILENAME>ny20072538x1_ex4-7.htm
<DESCRIPTION>EXHIBIT 4.7
<TEXT>
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        <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 4.7</font><br>
        </div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">LOANDEPOT, INC.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">AND</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">[___________________________]</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">as Trustee</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">Secured Debt Securities</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">INDENTURE</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;">Dated as of _______ __, 20__</div>
        <div style="text-align: center; font-weight: bold;"> <br>
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        <div style="text-align: center; font-weight: bold;"><a name="z_Toc167774592"></a>CROSS REFERENCE SHEET *</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Provisions of Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, as amended, and the Indenture dated as of _______ __, 20__ between loanDepot, Inc. and [___________________________] as Trustee.</div>
        <div>&#160;</div>
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                <div style="text-align: center; font-weight: bold;">Section</div>
                <div style="text-align: center; font-weight: bold;">of</div>
                <div style="text-align: center; font-weight: bold;">Trust Indenture Act</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
                <div style="text-align: center; font-weight: bold;">Section</div>
                <div style="text-align: center; font-weight: bold;">of</div>
                <div style="text-align: center; font-weight: bold;">Indenture</div>
              </td>
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              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div>310(a)(1)</div>
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              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
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              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div>310(a)(2)</div>
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              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
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              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div>310(a)(3)</div>
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              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div>310(a)(4)</div>
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              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div>310(a)(5)</div>
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              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.10</div>
              </td>
            </tr>
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                <div>310(b)</div>
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                <div style="text-align: center;">6.10</div>
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                <div>310(c)</div>
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                <div style="text-align: center;">N/A</div>
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                <div>311(a)</div>
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                <div style="text-align: center;">6.11</div>
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            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>311(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.11</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>311(c)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.01</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.02(b)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>312(c)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">4.02(c)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.06; 6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(c)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>313(d)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.04; 4.03</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.07</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(1)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.04; 13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(2)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.04; 13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(c)(3)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(d)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.04; 3.06; 13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(e)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">13.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>314(f)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(b)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.05</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(c)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(a)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(d)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">6.01(c)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>315(e)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(1)(A)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.08</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(1)(B)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.09</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(a)(2)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">N/A</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.06</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>316(c)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">2.07</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>317(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">5.02</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>317(b)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">3.02; 3.03</div>
              </td>
            </tr>
            <tr>
              <td style="width: 1%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td style="width: 28%; vertical-align: top; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>318(a)</div>
              </td>
              <td style="width: 21%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">13.08</div>
              </td>
            </tr>

        </table>
        <div>&#160;</div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" id="zeb77bb4f8b1944d8a0ce755054c75af9" class="DSPFListTable">

              <tr style="vertical-align: top;">
                <td style="text-align: right; vertical-align: top; width: 9pt;">
                  <div style="text-align: left;">*</div>
                </td>
                <td style="text-align: left; vertical-align: top; width: auto;">
                  <div>This cross reference sheet shall not, for any purpose, be deemed to be a part of the Indenture.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>&#160;</div>
        <div>Attention should also be directed to Section 318(c) of the Trust Indenture Act of 1939, as amended, which provides that the provisions of Sections 310 through 317 of such Act are a part of and govern every qualified indenture, whether or not
          physically contained therein. </div>
        <br>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <!--PROfilePageNumberReset%LCR%1%%%-->
        <div style="text-align: center; font-weight: bold;"><u>TABLE OF CONTENTS</u></div>
        <div>&#160;</div>
        <table cellspacing="0" cellpadding="0" border="0" id="z02fc18449ddb42bfbf53b0608d2cec2f" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">RECITALS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">1<br>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 1 DEFINITIONS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">&#160;1</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 1.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Certain Terms Defined</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">1</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 2 SECURITIES</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">6</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Forms Generally</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">6</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Form of Trustee&#8217;s Certificate of Authentication</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">6</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Amount Unlimited; Issuable in Series</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">6</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Authentication and Delivery of Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">9</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Execution of Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">10</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Certificate of Authentication</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Denomination and Date of Securities; Payments of Interest</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">10</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.08.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Registration, Registration of Transfer and Exchange</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">11</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.09.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Trustee's Duties to Monitor Compliance</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">12</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.10.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Mutilated, Defaced, Destroyed, Lost and Stolen Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">13</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.11.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Cancellation of Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">13</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.12.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Temporary Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">14</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 2.13.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Securities in Global Form</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">14</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 2.14.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">CUSIP Numbers</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 3 COVENANTS OF THE COMPANY</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">15</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 3.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Payment of Principal and Interest</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 3.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Offices for Payment, Etc.</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">15</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 3.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Paying Agents</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">16</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 3.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Officers&#8217; Certificate</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">16</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 3.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Calculation of Original Issue Discount</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">16</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 3.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Release of Collateral</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 3.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Opinions as to Collateral</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">17</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 4 HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">17</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 4.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Company to Furnish Trustee Information as to Names and Addresses of Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">17</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 4.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">18</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 4.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Reports by the Company</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">18</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 5 REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">19</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 5.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Event of Default Defined; Acceleration of Maturity; Waiver of Default</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">19</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Collection of Indebtedness by Trustee; Trustee May Prove Debt</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">21</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 5.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Application of Proceeds</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">23</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Restoration of Rights on Abandonment of Proceedings</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">23</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 5.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Limitations on Suits by Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">24</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Unconditional Right of Holders to Institute Certain Suits</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">24</div>
              </td>
            </tr>

        </table>
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        </div>
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              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 5.08.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Control by Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">24</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.09.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Waiver of Past Defaults</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">25</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 5.10.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Right of Court to Require Filing of Undertaking to Pay Costs</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">25</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 5.11.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Suits for Enforcement</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">25</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 6 CONCERNING THE TRUSTEE</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">25</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Duties of Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">25</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 6.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Rights of Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">27</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Individual Rights of Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">28</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 6.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Trustee&#8217;s Disclaimer</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">28</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Notice of Defaults</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">29</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 6.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Reports by Trustee to Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">29</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Compensation and Indemnity</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">29</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 6.08.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Replacement of Trustee and Collateral Agent</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">30</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.09.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Successor Trustee or Successor Collateral Agent by Merger</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">31</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 6.10.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Eligibility; Disqualification</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">31</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 6.11.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Preferential Collection of Claims Against Company</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">31</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 7 CONCERNING THE HOLDERS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">32</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 7.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Evidence of Action Taken by Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">32</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 7.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Proof of Execution of Instruments</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">32</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 7.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Holders to Be Treated as Owners</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">32</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 7.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Securities Owned by Company Deemed Not Outstanding</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">32</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 7.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Right of Revocation of Action Taken</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">33</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 8 SUPPLEMENTAL INDENTURES</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">33</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 8.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Supplemental Indentures Without Consent of Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">33</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 8.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Supplemental Indentures with Consent of Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">34</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 8.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Effect of Supplemental Indenture</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">35</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 8.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Documents to Be Given to Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">35</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 8.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Notation on Securities in Respect of Supplemental Indentures</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">36</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 9 CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">36</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 9.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Company May Consolidate, Etc. on Certain Terms</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">36</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 9.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Successor Corporation Substituted</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">36</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 9.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Opinion of Counsel to Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">37</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 10 SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE; UNCLAIMED FUNDS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);">37</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 10.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">37</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 10.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Conditions to Defeasance</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">38</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 10.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Application of Trust Funds</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">38</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 10.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Repayment to Company</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">39</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">ii</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zc14408f1abe04ced81026d8e0a7e8dfd">

            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 10.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Indemnity for Government Obligations</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: right; color: rgb(0, 0, 0);">39</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 10.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Reinstatement</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">39</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 11 REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">39</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 11.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Applicability of Article</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">39</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 11.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Notice of Redemption; Partial Redemptions</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">40</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 11.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Payment of Securities Called for Redemption</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">41</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 11.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Exclusion of Certain Securities from Eligibility for Selection for Redemption</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">42</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 11.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Repayment at the Option of the Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">42</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 12 CONVERSION OF SECURITIES</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">42</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Applicability of Article</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">42</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Right of Holders to Convert Securities into Common Shares</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">42</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Issuance of Common Shares on Conversions</div>
              </td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: right; color: rgb(0, 0, 0);">43</div>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">No Payment or Adjustment for Interest or Dividends</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">44</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Adjustment of Conversion Price</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">44</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">No Fractional Shares to Be Issued</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">47</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">47</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.08</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Covenant to Reserve Shares for Issuance on Conversion of Securities</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">48</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.09.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Compliance with Governmental Requirements</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">48</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.10.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Payment of Taxes upon Certificates for Shares Issued upon Conversion</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">49</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.11.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Trustee&#8217;s Duties with Respect to Conversion Provisions</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">49</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 12.12.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Trustee Under No Duty to Monitor Stock Price or Calculations</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">49</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 12.13.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Conversion Arrangement on Call for Redemption</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">49</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top;" colspan="3" rowspan="1">
                <div style="color: rgb(0, 0, 0);">ARTICLE 13 MISCELLANEOUS PROVISIONS</div>
              </td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right;">50</td>
            </tr>
            <tr>
              <td style="vertical-align: top; background-color: rgb(204, 238, 255);" colspan="3" rowspan="1">&#160;</td>
              <td style="width: 5%; vertical-align: top; color: rgb(0, 0, 0); text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.01.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">50</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.02.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Provisions of Indenture for the Sole Benefit of Parties and Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">50</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.03.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Successors and Assigns of Company Bound by Indenture</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">50</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.04.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Notices and Demands on Company, Trustee and Holders</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">50</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.05.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Electronic Transmission to the Trustee</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">51</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.06.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">51</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.07.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Payments Due on Saturdays, Sundays and Holidays</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">52</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.08.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Conflict of any Provision of Indenture with Trust Indenture Act</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">53</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.09.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">New York Law to Govern</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">53</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.10.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Counterparts</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">53<br>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.11.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Effect of Headings; Gender</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">53</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.12.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Waiver of Jury Trial</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">53</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.13.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Force Majeure</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">53</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">iii</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zce064f8b1b164e39b0768895009f34c8">

            <tr>
              <td style="width: 3%; vertical-align: top; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0);">SECTION 13.14.</div>
              </td>
              <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Certain Tax Information</div>
              </td>
              <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255); text-align: right;">53</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
              <td style="width: 12%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">SECTION 13.15.</div>
              </td>
              <td style="width: 80%; vertical-align: top;">
                <div style="color: rgb(0, 0, 0); font-style: italic;">Additional Provisions Relating to Collateral</div>
              </td>
              <td style="width: 5%; vertical-align: top; text-align: right;">54</td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">iv</font></div>
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        </div>
        <div style="text-align: center; font-weight: bold;"><u>INDENTURE</u></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">This INDENTURE (this &#8220;<font style="font-weight: bold;">Indenture</font>&#8221;), dated as of ________ __, 20__, is by and between LOANDEPOT, INC., a Delaware corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;),

          and [___________________________], a [____________________________], as trustee (the &#8220;<font style="font-weight: bold;">Trustee</font>&#8221;) and Collateral Agent (the &#8220;<font style="font-weight: bold;">Collateral Agent</font>&#8221;).</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443186"></a><a name="z_Toc377666681"></a>RECITALS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company has duly authorized the issue from time to time of its debentures, notes or other evidences of indebtedness (the &#8220;<font style="font-weight: bold;">Securities</font>&#8221;) to be issued in one or
          more Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;All things necessary to make this Indenture a valid, legally binding indenture and agreement according to its terms have been done.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">NOW, THEREFORE, in consideration of the premises and the purchase of the Securities by the Holders thereof, it is mutually agreed for the equal and ratable benefit of the Holders from time to time of the Securities
          or of Series thereof as follows.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443187"></a><a name="z_Toc377666682"></a>ARTICLE 1</div>
        <div style="text-align: center; font-weight: bold;">DEFINITIONS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 1.01.<font style="font-style: italic;">&#160; Certain Terms Defined.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the following terms (except as otherwise
          expressly provided or unless the context otherwise clearly requires) for all purposes of this Indenture and of any indenture supplemental hereto shall have the respective meanings specified in this Section 1.01.&#160; All other terms (except as herein
          otherwise expressly provided or unless the context otherwise clearly requires) used in this Indenture that are defined in the Trust Indenture Act or the definitions of which in the Securities Act are referred to in the Trust Indenture Act,
          including terms defined therein by reference to the Securities Act, shall have the meanings assigned to such terms in the Trust Indenture Act and the Securities Act as in force at the date of this Indenture.&#160; All accounting terms used herein and
          not expressly defined shall have the meanings assigned to such terms in accordance with GAAP.&#160; The words &#8220;<font style="font-weight: bold;">herein</font>&#8221;, &#8220;<font style="font-weight: bold;">hereof</font>&#8221; and &#8220;<font style="font-weight: bold;">hereunder</font>&#8221;
          and other words of similar import refer to this Indenture as a whole, as supplemented and amended from time to time, and not to any particular Article, Section or other subdivision.&#160; The terms defined in this Article 1 have the meanings assigned
          to them in this Article 1 and include the plural as well as the singular.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Board of Directors</font>&#8221; means either the Board of Directors of the Company or any duly authorized committee of that Board or any duly authorized committee created by that Board.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Business Day</font>&#8221;, except as may otherwise be provided in the form of Securities of any particular Series, with respect to any Place of Payment or place of publication means any
          day, other than a Saturday, Sunday or day on which banking institutions are authorized or required by law or regulation to close in that Place of Payment or place of publication.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <!--PROfilePageNumberReset%Num%2%%%-->
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Collateral Agent</font>&#8221; means the Person identified as the &#8220;Trustee&#8221; in the first paragraph hereof until a successor, separate or additional, Collateral Agent shall have become such
          pursuant to the applicable provisions hereof, and thereafter &#8220;Collateral Agent&#8221; shall mean each Person who is then a Collateral Agent hereunder.&#160; If at any time there is more than one such Person, &#8220;Collateral Agent&#8221; as used with respect to the
          Securities of any Series means the Collateral Agent with respect to Securities of that Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#160;&#8220;<font style="font-weight: bold;">Commission</font>&#8221; means the Securities and Exchange Commission, as from time to time constituted, created under the Securities Exchange Act, or if at any time after the execution
          and delivery of this Indenture such Commission is not existing and performing the duties now assigned to it under the Trust Indenture Act, then the body performing such duties on such date.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Common Shares</font>&#8221; means the shares of common stock, par value $0.01 per share, of the Company, collectively as they exist on the date of this Indenture, or any other shares of
          the Company into which such shares shall be reclassified or changed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Company</font>&#8221; means the Person identified as the &#8220;Company&#8221; in the first paragraph hereof until a successor company shall have become such pursuant to the applicable provisions
          hereof, and thereafter &#8220;Company&#8221; shall mean such successor company.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">&#8220;</font><font style="font-size: 10pt; font-weight: bold;">Corporate Trust Office</font><font style="font-size: 10pt;">&#8221; means the principal corporate trust office of
            the Trustee at which at any particular time its corporate trust business shall be administered, which office at the date of execution of this Indenture is located at [__________________] or such other address as the Trustee may designate from
            time to time by notice to the Holders and the Company, or the principal corporate trust office of any successor Trustee (or such other address as such successor Trustee may designate from time to time by notice to the Holders and the Company).</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">covenant defeasance option</font>&#8221; has the meaning specified in Section 10.01(b). </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221; has the meaning specified in Section 2.07.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository</font>&#8221;, with respect to Securities of any Series for which the Company shall determine that such Securities will be issued as a Depository Security, means The Depository
          Trust Company or another clearing agency or any successor registered under the Securities Exchange Act or other applicable statute or regulation, which, in each case, shall be designated by the Company pursuant to Sections 2.03 and 2.13.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Depository Security</font>&#8221;, with respect to any Series of Securities, means a Security executed by the Company and authenticated and delivered by the Trustee to the Depository or
          pursuant to the Depository&#8217;s instruction, all in accordance with this Indenture and pursuant to a resolution of the Board of Directors or an indenture supplemental hereto as contemplated by Section 2.03, which shall be registered as to principal
          and interest in the name of the Depository or its nominee and shall represent, and shall be denominated in an amount equal to the aggregate principal amount of, all of the Outstanding Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Event of Default</font>&#8221; has the meaning specified in Section 5.01.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Federal Income Tax</font>&#8221; means United States federal income tax.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">&#160;&#8220;<font style="font-weight: bold;">GAAP</font>&#8221; means such accounting principles as are generally accepted at the time of any computation hereunder.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">&#8220;</font><font style="font-size: 10pt; font-weight: bold;">Government Obligations</font><font style="font-size: 10pt;">&#8221;, unless otherwise specified pursuant to Section
            2.03, means securities that are (i) direct obligations of the United States government or (ii) obligations of a Person controlled or supervised by, or acting as an agency or instrumentality of, the United States government, the payment of which
            obligations is unconditionally guaranteed by such government, and that, in either case, are full faith and credit obligations of such government and are not callable or redeemable at the option of the issuer thereof.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Holder</font>&#8221;, &#8220;<font style="font-weight: bold;">Holder of Securities</font>&#8221;, &#8220;<font style="font-weight: bold;">Registered Holder</font>&#8221;, or other similar terms mean the Person in
          whose name at the time a particular Security is registered in the Security register.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Indenture</font>&#8221; means this instrument as originally executed or as it may from time to time be amended or supplemented as herein provided, as so amended or supplemented or both,
          and shall include the forms and terms of particular Series of Securities established as contemplated by Section 2.03.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Internal Revenue Service</font>&#8221; means the United States Internal Revenue Service or a successor entity thereto.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221; has the meaning specified in Section 10.01(b). </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Nasdaq Market&#8221;</font><font style="font-size: 10pt;"> has the meaning specified in Section 12.05(e).</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Officers&#8217; Certificate</font>&#8221; means a certificate signed on behalf of the Company by any two authorized executive officers of the Company and delivered to the Trustee.&#160; Each such
          certificate shall include the statements provided for in Section 13.06.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Opinion of Counsel</font>&#8221; means a written opinion of legal counsel who may be an employee of or counsel to the Company.&#160; Each Opinion of Counsel shall include the statements
          provided for in Section 13.06, if and to the extent required hereby.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">original issue date</font>&#8221; of any Security means the date set forth as such on such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Original Issue Discount Security</font>&#8221; means any Security that provides for an amount less than the principal amount thereof to be due and payable upon a declaration of
          acceleration of the maturity thereof pursuant to Section 5.01.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Outstanding</font>&#8221;, when used with reference to Securities of any Series as of any particular time, subject to the provisions of Section 7.04, means all Securities of that Series
          authenticated and delivered under this Indenture, except:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities theretofore cancelled by the Trustee or delivered to the Trustee for cancellation;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities, or portions thereof, for the payment or redemption of which the necessary funds in the required currency shall have been deposited in trust with the Trustee or with any
          Paying Agent other than the Company, or shall have been set aside, segregated and held in trust by the Company for the holders of such Securities if the Company shall act as its own Paying Agent, provided that if such securities, or portions
          thereof, are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as herein provided, or provision satisfactory to the Trustee shall have been made for giving such notice;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities in substitution for which other Securities shall have been authenticated and delivered pursuant to the terms of Section 2.10, except with respect to any such Security as to
          which proof satisfactory to the Trustee and the Company is presented that such Security is held by a person in whose hands such Security is a legal, valid and binding obligation of the Company;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities converted into other securities of the Company in accordance with or as contemplated by this Indenture; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Securities with respect to which the Company has effected defeasance as provided in Article 10.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Paying Agent</font>&#8221; means any Person, which may include the Company, authorized by the Company to pay the principal of or interest, if any, on any Security of any Series on behalf
          of the Company.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Person</font>&#8221; means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or
          political subdivision thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Place of Payment</font>&#8221;, when used with respect to the Securities of any Series, means the place or places where the principal of and interest on the Securities of that Series are
          payable as specified pursuant to Section 3.02.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Preferred Shares</font>&#8221; means any shares issued by the Company that are entitled to a preference or priority over the Common Shares upon any distribution of the Company&#8217;s assets,
          whether by dividend or upon liquidation.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">principal</font>&#8221; whenever used with reference to the Securities or any Security or any portion thereof shall be deemed to include &#8220;and premium, if any.&#8221;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">record date</font>&#8221; has the meaning specified in Section 2.07.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Responsible Officer</font>&#8221;, when used with respect to the Trustee, means any officer within the corporate trust department of the Trustee, including any vice president, assistant
          vice president, assistant secretary, senior trust officer, trust officer or any other officer or assistant officer of the Trustee customarily performing functions similar to those performed by the individuals who at the time shall be such
          officers, respectively, or to whom any corporate trust matter is referred at the Corporate Trust Office because of his or her knowledge of and familiarity with the particular subject and who shall have direct responsibility for the administration
          of this Indenture.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Act</font>&#8221; means the Securities Act of 1933, as amended, as in force at the date as of which this Indenture was originally executed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Securities Exchange Act</font>&#8221; means the Securities Exchange Act of 1934, as amended, as in force at the date as of which this Indenture was originally executed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security</font>&#8221; or &#8220;<font style="font-weight: bold;">Securities</font>&#8221; has the meaning stated in the first recital of this Indenture and more particularly means any securities
          authenticated and delivered under this Indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security Document</font>&#8221; means, for any Series secured by collateral, any mortgage, security agreement, pledge agreement, supplemental indenture or other instrument evidencing or
          creating the lien securing such Series as amended or supplemented from time to time.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Security register</font>&#8221; has the meaning specified in Section 2.08.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Series</font>&#8221; or &#8220;<font style="font-weight: bold;">Series of Securities</font>&#8221; means all Securities of a similar tenor authorized by a particular resolution of the Board of
          Directors or in one or more indentures supplemental hereto.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Subsidiary&#8221;</font><font style="font-size: 10pt;"> means:&#160; (i) a corporation in which the Company and/or one or more Subsidiaries of the Company
            directly or indirectly owns, at the date of determination, a majority of the capital stock with voting power under ordinary circumstances to elect directors; (ii) a partnership, limited liability company, joint venture or similar entity in
            which the Company and/or one or more Subsidiaries of the Company directly or indirectly holds, at the date of determination, a majority interest in the equity capital or profits or other similar interests of such entity; or (iii) any other
            unincorporated Person in which the Company and/or one or more Subsidiaries of the Company directly or indirectly owns at the date of determination (x) at least a majority ownership interest or (y) the power to elect or direct the election of a
            majority of the directors or other governing body of such Person.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">&#8220;Trading Day&#8221; </font><font style="font-size: 10pt;">has the meaning specified in Section 12.05(e).</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trust Indenture Act</font>&#8221;, except as otherwise provided in Sections 8.01 and 8.02, means the Trust Indenture Act of 1939, as amended, as in force at the date as of which this
          Indenture was originally executed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">Trustee</font>&#8221; means the Person identified as the &#8220;Trustee&#8221; in the first paragraph hereof until a successor Trustee shall have become such pursuant to the applicable provisions
          hereof, and thereafter &#8220;Trustee&#8221; shall mean each Person who is then a Trustee hereunder.&#160; If at any time there is more than one such Person, &#8220;Trustee&#8221; as used with respect to the Securities of any Series means the Trustee with respect to
          Securities of that Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">&#8220;<font style="font-weight: bold;">vice president</font>&#8221; when used with respect to the Company or the Trustee, means any vice president, whether or not designated by a number or a word or words added before or after
          the title of &#8220;vice president.&#8221;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443189"></a><a name="z_Toc377666684"></a>ARTICLE 2</div>
        <div style="text-align: center; font-weight: bold;">SECURITIES</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.01.<font style="font-style: italic;">&#160; Forms Generally.</font>&#160; The Securities of each Series shall be substantially in such form, including temporary or definitive global form, as shall be established by
          or pursuant to a resolution of the Board of Directors or in one or more indentures supplemental hereto, in each case with such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Indenture,
          and may have imprinted or otherwise reproduced thereon such legend or legends, not inconsistent with the provisions of this Indenture, as may be required to comply with any law or with any rules or regulations, or with any rules of any securities
          exchange or to conform to general usage, all as may be determined by the officers executing such Securities as evidenced by their execution of the Securities.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The definitive Securities may be printed or reproduced in any other manner, all as determined by the officers executing such Securities as evidenced by their execution of such Securities.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 2.02.</font><font style="font-size: 10pt; font-style: italic;">&#160; Form of Trustee&#8217;s Certificate of Authentication.</font><font style="font-size: 10pt;">&#160; The
            Trustee&#8217;s certificate of authentication on all Securities shall be in substantially the following form:</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">This is one of the Securities of the Series designated herein and referred to in the within-mentioned Indenture.</div>
        <div style="text-indent: 36pt; margin-left: 36pt;"> <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;" id="z79976e16e0ae4fd3ba4908f8441acbed">

              <tr>
                <td style="width: 6%; padding-bottom: 2px;">Dated:</td>
                <td style="width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>&#160;</div>
                </td>
                <td style="width: 74%; padding-bottom: 2px;">
                  <div>&#160;</div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
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            <tr>
              <td style="width: 55%; padding-bottom: 2px;">
                <div>&#160;</div>
              </td>
              <td style="width: 25%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>&#160;</div>
              </td>
              <td style="width: 20%; padding-bottom: 2px;">, as Trustee</td>
            </tr>

        </table>
        <div>&#160;</div>
        <div>
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              <tr>
                <td style="width: 55%; padding-bottom: 2px;">
                  <div>&#160;</div>
                </td>
                <td style="width: 5%; padding-bottom: 2px;">By:</td>
                <td style="width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>&#160;</div>
                </td>
              </tr>
              <tr>
                <td style="width: 55%;" rowspan="1">&#160;</td>
                <td style="width: 5%;" rowspan="1">&#160;</td>
                <td style="width: 40%;" rowspan="1">Authorized Signatory</td>
              </tr>

          </table>
        </div>
        <br>
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            <tr>
              <td style="width: 55%;">
                <div>&#160;</div>
              </td>
              <td style="width: 45%;">-- or --</td>
            </tr>

        </table>
        <br>
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            <tr>
              <td style="width: 55%; padding-bottom: 2px;">
                <div>&#160;</div>
              </td>
              <td style="width: 25%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>&#160;</div>
              </td>
              <td style="width: 20%; padding-bottom: 2px;">, as Trustee</td>
            </tr>

        </table>
        <div style="margin-left: 216pt;"><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;" id="z892816a007724fa5a96ea9f90b2e67c5">

              <tr>
                <td style="width: 55%; padding-bottom: 2px;">
                  <div>&#160;</div>
                </td>
                <td style="width: 5%; padding-bottom: 2px;">By:</td>
                <td style="width: 22%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>&#160;</div>
                </td>
                <td style="width: 18%; padding-bottom: 2px;">, as Authentication Agent</td>
              </tr>

          </table>
        </div>
        <div>&#160;
          <div>
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                <tr>
                  <td style="width: 55%; padding-bottom: 2px;">
                    <div>&#160;</div>
                  </td>
                  <td style="width: 5%; padding-bottom: 2px;">By:</td>
                  <td style="width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div>&#160;</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 55%;" rowspan="1">&#160;</td>
                  <td style="width: 5%;" rowspan="1">&#160;</td>
                  <td style="width: 40%;" rowspan="1">Authorized Signatory</td>
                </tr>

            </table>
          </div>
        </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.03.<font style="font-style: italic;">&#160; Amount Unlimited; Issuable in Series.</font>&#160; The aggregate principal amount of Securities which may be authenticated and delivered under this Indenture is unlimited.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The Securities may be issued in one or more Series.&#160; There shall be established in or pursuant to a resolution of the Board of Directors and set forth in an Officers&#8217; Certificate, or established in one or more
          indentures supplemental hereto, prior to the issuance of Securities of any Series:</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">6</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the title of the Securities of the Series (including CUSIP numbers), which shall distinguish the Securities of the Series from all other Securities issued by the Company;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; any limit upon the aggregate principal amount of the Securities of the Series that may be authenticated and delivered under this Indenture, except for Securities authenticated and
          delivered upon registration of transfer of, or in exchange for or in lieu of, other Securities of the Series pursuant to Section 2.08, 2.10, 2.12, 8.05 or 11.03;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the price at which the Securities of the Series will be issued; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; if other than 100% of the principal amount, the portion of the principal amount payable upon maturity of the Securities of the Series;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160; &#160;&#160;&#160;&#160;&#160;&#160; the date or dates on which the principal of the Securities of the Series is payable or the method of determination thereof;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160; the rate or rates, which may be fixed or variable, or the method or methods of determination thereof, at which the Securities of the Series shall bear interest (including any interest
          rates applicable to overdue payments), if any, the date or dates from which such interest shall accrue, the interest payment dates on which such interest shall be payable, the record dates for the determination of Holders to whom interest is
          payable and the dates on which any other amounts, if any, will be payable;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the place or places where the principal of, premium and other amounts, if any, and interest, if any, on Securities of the Series shall be payable if other than as provided in Section
          3.02;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the price or prices at which, the period or periods within which and the terms and conditions upon which Securities of the Series may be redeemed, in whole or in part, at the option of
          the Company;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the obligation, if any, of the Company to redeem, purchase or repay Securities of the Series whether pursuant to any sinking fund or analogous provisions or pursuant to other
          provisions set forth therein or at the option of a Holder thereof and the price or prices at which and the period or periods within which and the terms and conditions upon which Securities of the Series shall be redeemed, purchased or repaid, in
          whole or in part;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the denominations in which Securities of the Series shall be issuable;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the form of the Securities, including such legends as required by law or as the Company deems necessary or appropriate and the form of any temporary global security that may be issued;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">7</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;whether, and under what circumstances, the Securities of any Series shall be convertible into other securities of the Company and, if so, the terms and conditions upon which such
          conversion will be effected, including the initial conversion price or rate, the conversion period and other provisions in addition to or in lieu of those described herein;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether there are any authentication agents, Paying Agents, transfer agents or registrars with respect to the Securities of such Series;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether the Securities of such Series are to be issuable in whole or in part by one or more global notes registered in the name of a Depository or its nominee;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the ranking of the Securities of such Series as senior debt securities or subordinated debt securities;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(p)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if other than U.S. dollars, the currency or currencies (including composite currencies or currency units) in which the Securities of any Series may be purchased and in which payments
          on the Securities of such Series will be made (which currencies may be different for payments of principal, premium or other amounts, if any, and/or interest, if any);</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(q)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; if the Securities of any Series will be secured by any collateral, the appointment of the Collateral Agent for such collateral, a description of the collateral and the terms and
          conditions of the security, the pledge of such collateral, and the realization provisions hereunder and under the related Security Documents;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(r)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the provisions relating to any guarantee of the Securities of any Series, including the ranking thereof;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(s)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the ability, if any, to defer payments of principal, interest, or other amounts; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(t)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any other specific terms or conditions of the Securities of any Series, including any additional Events of Default or covenants provided for with respect to the Securities of such
          Series, and any terms that may be required by or advisable under applicable laws or regulations. </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">All Securities of any one Series shall be substantially identical except as to denomination and except as otherwise may be provided in or pursuant to such resolution of the Board of Directors or in any such indenture
          supplemental hereto.&#160; The Securities of any one Series need not be issued at the same time, and unless otherwise provided, a Series may be reopened for issuances of additional Securities of such Series.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">8</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.04.<font style="font-style: italic;">&#160; Authentication and Delivery of Securities.</font>&#160; At any time and from time to time after the execution and delivery of this Indenture, the Company may deliver
          Securities of any Series executed by the Company to the Trustee for authentication, and the Trustee shall thereupon authenticate and make available for delivery such Securities to or upon the written order of the Company, signed by both (y) the
          chairman of its Board of Directors, or its president or any vice president, and (z) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; At the time of the authentication of a Series of Securities, or the first
          authentication of a Series of Securities that provides for the issuance of Securities of that Series from time to time, and accepting the additional responsibilities under this Indenture in relation to any such <a name="OLE_LINK3"></a><a name="OLE_LINK4"></a>Series of Securities, the Trustee shall be provided with and subject to Section 6.01 shall be fully protected in relying upon:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a copy of any resolution or resolutions of the Board of Directors relating to such Series, in each case certified by the secretary or an assistant secretary of the Company;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a supplemental indenture, if any;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Officers&#8217; Certificate setting forth the form and terms of the Securities of such Series as required pursuant to Sections 2.01 and 2.03, respectively, and prepared in accordance with
          Section 13.06;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any certificate or opinion required by TIA Section 314(d) in connection therewith, which may be made by an authorized executive officer of the Company except in cases where TIA Section
          314(d) requires that such certificate or opinion be made by an independent Person, which Person shall be independent engineer, appraiser or other expert selected or approved by the Trustee in the exercise of reasonable care; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;an Opinion of Counsel, prepared in accordance with Section 13.06, which shall state:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that the form or forms and terms of such Series of Securities have been established by or pursuant to a resolution of the Board of Directors or by a supplemental indenture as permitted
          by Sections 2.01 and 2.03 in conformity with the provisions of this Indenture;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that such Series of Securities have been duly authorized and, when authenticated and delivered by the Trustee and issued by the Company in the manner and subject to any conditions
          specified in such opinion of counsel, will constitute valid and binding obligations of the Company enforceable, in accordance with their terms, subject to applicable bankruptcy, insolvency, fraudulent conveyance, reorganization or other laws
          relating to or affecting the enforcement of creditors&#8217; rights generally and by general equitable principles, regardless of whether such enforceability is considered in a proceeding in equity or at law; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; that all conditions precedent to the execution and delivery by the Company of such Series of Securities have been complied with.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">The Trustee shall have the right to decline to authenticate and deliver any Series of Securities under this Section 2.04 if the issue of such Series of Securities
            pursuant to this Indenture will affect the Trustee&#8217;s own rights, duties or immunities under this Indenture in a manner not reasonably acceptable to the Trustee.</font></div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">9</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.05.<font style="font-style: italic;">&#160; Execution of Securities.</font>&#160; The Securities shall be signed on behalf of the Company by both (a) the chairman of its Board of Directors or its president or any
          vice president and (b) its treasurer or any assistant treasurer or its secretary or any assistant secretary.&#160; Such signatures may be the manual or facsimile signatures of such officers.&#160; The seal of the Company may be in the form of a facsimile
          thereof and may be impressed, affixed, imprinted or otherwise reproduced on the Securities.&#160; Typographical and other minor errors or defects in any such reproduction of the seal or any such signature shall not affect the validity or
          enforceability of any Security that has been duly authenticated and delivered by the Trustee.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">In case any officer of the Company who shall have signed any of the Securities shall cease to be such officer before the Security so signed shall be authenticated and delivered by the Trustee or disposed of by the
          Company, such Security nevertheless may be authenticated and delivered or disposed of as though the person who signed such Security had not ceased to be such officer of the Company.&#160; Any Security may be signed on behalf of the Company by such
          individuals as, at the actual date of the execution of such Security, shall be the proper officers of the Company, although at the date of the execution and delivery of this Indenture any such individual was not such an officer.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.06.<font style="font-style: italic;">&#160; Certificate of Authentication.</font>&#160; Only such Securities as shall bear thereon a certificate of authentication substantially in the form set forth in Section 2.02
          and executed by the Trustee by the manual signature of one of its authorized signatories shall be valid or obligatory for any purpose.&#160; Such certificate by the Trustee upon any Security executed by the Company shall be conclusive evidence that
          the Security so authenticated has been duly authenticated and delivered hereunder.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.07.<font style="font-style: italic;">&#160; Denomination and Date of Securities; Payments of Interest.</font>&#160; The Securities shall be issuable in denominations as shall be specified as contemplated by Section
          2.03.&#160; In the absence of any such specification with respect to the Securities of any Series, Securities shall be issuable in denominations of $1,000 and any integral multiple thereof, and interest shall be computed on the basis of a 360-day year
          of twelve 30-day months.&#160; The Securities shall be numbered, lettered or otherwise distinguished in such manner or in accordance with such plan as the officers of the Company executing the same may determine with the approval of the Trustee as
          evidenced by its execution and authentication thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Each Security shall be dated the date of its authentication.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Unless otherwise provided as contemplated by Section 2.03, interest on any Security that is payable, and is punctually paid or duly provided for, on any interest payment date shall be paid to the person in whose name
          that Security (or one or more predecessor securities) is registered at the close of business on the regular record date for the payment of such interest.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The term &#8220;<font style="font-weight: bold;">record date</font>&#8221; as used with respect to any interest payment date (except for a date for payment of defaulted interest) means the date specified as such in the terms of
          the Securities of any particular Series or, if no such date is so specified, the close of business on the fifteenth day preceding such interest payment date, whether or not such record date is a Business Day.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">10</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">Any interest on any Security of any Series that is payable but not punctually paid or duly provided for (&#8220;<font style="font-weight: bold;">defaulted interest</font>&#8221;) on any interest payment date shall forthwith
          cease to be payable to the Registered Holder on the relevant record date by virtue of such Holder having been a Holder on such record date.&#160; Such defaulted interest may be paid by the Company, at its election in each case, as provided in clause
          (a) or clause (b) below:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may elect to make payment of any defaulted interest to the persons in whose names any such Securities (or their respective predecessor Securities) are registered at the
          close of business on a special record date for the payment of such defaulted interest, which shall be fixed in the following manner.&#160; The Company shall notify the Trustee in writing of the amount of defaulted interest proposed to be paid on each
          Security of such Series and the date of the proposed payment, and at the same time the Company shall deposit with the Trustee funds equal to the aggregate amount proposed to be paid in respect of such defaulted interest or shall make arrangements
          satisfactory to the Trustee for such deposit prior to the date of the proposed payment.&#160; Such funds when deposited shall be held in trust for the benefit of the Persons entitled to such defaulted interest as provided in this clause (a).&#160;
          Thereupon the Trustee shall fix a special record date for the payment of such defaulted interest in respect of Securities of such Series, which shall be not more than 15 nor less than ten days prior to the date of the proposed payment and not
          less than ten days after the receipt by the Trustee of the notice of the proposed payment.&#160; The Trustee promptly shall notify the Company of such special record date and, in the name and at the expense of the Company, shall cause notice of the
          proposed payment of such defaulted interest and the special record date thereof to be mailed, first class postage prepaid, to each Registered Holder at his address as it appears in the Security register, not less than ten days prior to such
          special record date.&#160; Notice of the proposed payment of such defaulted interest and the special record date therefor having been mailed as aforesaid, such defaulted interest in respect of Securities of such Series shall be paid to the persons in
          whose names such Securities (or their respective predecessor Securities) are registered on such special record date and such defaulted interest shall no longer be payable pursuant to the following clause (b).</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company may make payment of any defaulted interest on the Securities of any Series in any other lawful manner not inconsistent with the requirements of any securities exchange on
          which the Securities of that Series may be listed, and upon such notice as may be required by such exchange, if, after notice given by the Company to the Trustee of the proposed payment pursuant to this clause, such payment shall be deemed
          practicable by the Trustee.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Subject to the foregoing provisions of this Section 2.07, each Security delivered under this Indenture upon registration of transfer of or in exchange for or in lieu of any other Security shall carry the rights to
          interest accrued and unpaid, and to accrue, that were carried by such other Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 2.08.</font><font style="font-size: 10pt; font-style: italic;">&#160; Registration, Registration of Transfer and Exchange.</font><font style="font-size: 10pt;">&#160; The
            Company will cause to be kept at each office or agency to be maintained for the purpose as provided in Section 3.02 a register or registers (the &#8220;<font style="font-weight: bold;">Security register</font>&#8221;) in which, subject to such reasonable
            regulations as it may prescribe, the Company will provide for the registration and the registration of transfer of the Securities.&#160; The Trustee is hereby appointed Security registrar for purposes of registering, and registering transfers of,
            the Securities.</font></div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">11</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">Upon surrender for registration of transfer of any Security of any Series at any such office or agency to be maintained for the purpose as provided in Section 3.02, the Company shall execute, and the Trustee shall
          authenticate and make available for delivery in the name of the transferee or transferees, a new Security or Securities of the same Series and of like tenor and containing the same terms (other than the principal amount thereof, if more than one
          Security is executed, authenticated and delivered with respect to any security so presented, in which case the aggregate principal amount of the executed, authenticated and delivered Securities shall equal the principal amount of the Security
          presented in respect thereof) and conditions.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">All Securities issued upon any registration of transfer or exchange of Securities shall be the valid obligations of the Company, evidencing the same debt, and entitled to the same benefits under this Indenture, as
          the Securities surrendered upon such registration of transfer or exchange.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Every Security presented or surrendered for registration of transfer or exchange, if so required by the Company or the Trustee, shall be duly endorsed, or be accompanied by a written instrument of transfer in form
          satisfactory to the Company and the Trustee, duly executed by the Holder thereof or his attorney and duly authorized in writing.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">No service charge shall be made for any registration of transfer or exchange of Securities, but the Company may require payment of an amount sufficient to cover any tax or other governmental charge that may be
          imposed in connection with any registration of transfer or exchange of Securities, other than exchanges pursuant to Section 2.12, 8.05 or 11.03 not involving any transfer.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The Company shall not be required (i) to issue, register the transfer of or exchange any Security during the 15-day period prior to the day of mailing of the relevant notice of redemption or (ii) to register the
          transfer of or exchange any Security so selected for redemption in whole or in part, except, in the case of any Security to be redeemed in part, the portion thereof not redeemed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.09.<font style="font-style: italic;">&#160; Trustee's Duties to Monitor Compliance</font>.&#160; The Trustee shall have no obligation or duty to monitor, determine or inquire as to compliance with any restrictions on
          transfer imposed under this Indenture or under applicable law with respect to any transfer of any interest in any Security (including any transfers between or among depositary participants or beneficial owners of interests in any Global Security)
          other than to require delivery of such certificates and other documentation or evidence as are expressly required by, and to do so if and when expressly required by the terms of, this Indenture, and to examine the same to determine substantial
          compliance as to form with the express requirements hereof.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">12</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.10.<font style="font-style: italic;">&#160; Mutilated, Defaced, Destroyed, Lost and Stolen Securities.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 of any Series, in case any temporary or
          definitive Security shall become mutilated or defaced or be destroyed, lost or stolen, the Company shall execute, and upon the written request of any officer of the Company, the Trustee shall authenticate and make available for delivery a new
          Security of the same Series and of like tenor and principal amount and with the same terms and conditions, bearing a number not contemporaneously outstanding, in exchange and substitution for the mutilated or defaced Security or in lieu of and
          substitution for the Security so destroyed, lost or stolen.&#160; In every case the applicant for a substitute Security shall furnish to the Company and to the Trustee such security or indemnity as may be required by them to indemnify and defend and
          to save each of them harmless and, in every case of destruction, loss or theft, evidence to their satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Upon the issuance of any substitute Security, the Company may require the payment of an amount sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses,
          including the reasonable fees and expenses of the Trustee, connected therewith.&#160; In case any Security which has matured or is about to mature or has been called for redemption in full shall become mutilated or defaced or be destroyed, lost or
          stolen, the Company, instead of issuing a substitute Security, may pay or authorize the payment of the same without surrender thereof except in the case of a mutilated or defaced Security.&#160; The applicant for such payment shall furnish to the
          Company and to the Trustee such security or indemnity as any of them may require to save each of them harmless.&#160; In every case of destruction, loss or theft, the applicant also shall furnish to the Company and the Trustee evidence to their
          satisfaction of the destruction, loss or theft of such Security and of the ownership thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Every substitute Security issued pursuant to the provisions of this Section 2.10 by virtue of the fact that any Security is destroyed, lost or stolen shall constitute an additional contractual obligation of the
          Company, whether or not the destroyed, lost or stolen Security shall be at any time enforceable by anyone and shall be entitled to all the benefits of and shall be subject to all the limitations of rights set forth in this Indenture equally and
          proportionately with any and all other Securities duly authenticated and delivered hereunder.&#160; All Securities shall be held and owned upon the express condition that, to the extent permitted by law, the foregoing provisions are exclusive with
          respect to the replacement or payment of mutilated, defaced, destroyed, lost or stolen Securities and shall preclude any and all other rights or remedies, notwithstanding any law or statute to the contrary with respect to the replacement or
          payment of negotiable instruments or other securities without their surrender.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.11.<font style="font-style: italic;">&#160; Cancellation of Securities</font>.&#160; All Securities surrendered for payment, redemption, registration of transfer or exchange, or for credit against any payment in
          respect of a sinking or analogous fund, if surrendered to the Company or any agent of the Company or the Trustee shall be delivered to the Trustee for cancellation or, if surrendered to the Trustee, shall be cancelled by it in accordance with its
          customary procedures; and no Securities shall be issued in lieu thereof except as expressly permitted by the provisions of this Indenture.&#160; The Company at any time may deliver to the Trustee for cancellation any Securities previously
          authenticated hereunder which the Company has not issued and sold and all Securities so delivered shall be promptly cancelled by the Trustee.&#160; The Trustee shall return cancelled Securities held by it to the Company, upon written request.&#160; If the
          Company shall acquire any of the Securities, such acquisition shall not operate as a redemption or satisfaction of the indebtedness represented by such Securities unless the same are delivered to the Trustee for cancellation.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">13</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 2.12.<font style="font-style: italic;">&#160; Temporary Securities.</font>&#160; Pending the preparation of definitive Securities for any Series, the Company may execute and the Trustee shall authenticate and make
          available for delivery temporary Securities for such Series, which may be printed, typewritten or otherwise reproduced, in each case in form reasonably acceptable to the Trustee.&#160; Temporary Securities of any Series may be issued in any authorized
          denomination and substantially in the form of the definitive Securities of such Series but with such omissions, insertions and variations as may be appropriate for temporary Securities, all as may be determined by the Company with the reasonable
          concurrence of the Trustee.&#160; Temporary Securities may contain such reference to any provisions of this Indenture as may be appropriate.&#160; Every temporary Security shall be executed by the Company and be authenticated by the Trustee upon the same
          conditions and in substantially the same manner, and with like effect, as the definitive Securities.&#160; Without unreasonable delay the Company shall execute and shall furnish definitive securities of such Series and thereupon temporary Securities
          of such Series may be surrendered in exchange therefor without charge at each office or agency to be maintained by the Company for that purpose pursuant to Section 3.02, and the Trustee shall authenticate and make available for delivery in
          exchange for such temporary Securities of such Series a like aggregate principal amount of definitive Securities of the same Series of authorized denominations.&#160; Until so exchanged, the temporary Securities of any Series shall be entitled to the
          same benefits under this Indenture as definitive Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.13.<font style="font-style: italic;">&#160; Securities in Global Form.</font>&#160; If Securities of a Series are issuable in global form, as specified as contemplated by Section 2.03, such global form of Security
          shall represent such of the Outstanding Securities of such Series as shall be specified therein and may provide that it shall represent the aggregate amount of Outstanding Securities from time to time endorsed thereon and that the aggregate
          amount of Outstanding Securities represented thereby may from time to time be reduced to reflect exchanges.&#160; Any endorsement of a Security in global form to reflect the amount, or any increase or decrease in the amount, of Outstanding Securities
          represented thereby may be made by the Trustee in such manner and upon instructions given by such Person or Persons as shall be specified therein or in the Company order to be delivered to the Trustee pursuant to Section 2.04.&#160; Subject to the
          provisions of Section 2.04, the Trustee shall deliver and redeliver any Security in definitive global form in the manner and upon written instructions given by the Person or Persons specified therein or in the applicable Company order.&#160; If a
          Company order pursuant to Section 2.04 has been, or simultaneously is, delivered, any instructions by the Company with respect to endorsement or delivery or redelivery of a Security in global form shall be in writing.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03, payment of principal of and any interest on any Security in definitive global form shall be made to the Person or Persons specified therein.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Prior to due presentment of a Security for registration of transfer, the Company, the Trustee, and any agent of the Company or the Trustee may treat the Person in whose name such Security is registered as the owner
          of such Security for the purpose of receiving payment of principal of or interest on such Security and for all other purposes whatsoever, whether or not such Security shall be overdue, and neither the Company, the Trustees nor any agent of the
          Company or the Trustee will be affected by notice to the contrary.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">14</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; color: rgb(0, 0, 0);">If The Depository Trust Company is at any time unwilling or unable to continue as Depository or if at any time The Depository Trust Company ceases to be a clearing agency registered under the
          Securities Exchange Act if so required by applicable law or regulation, and, in either case, a successor Depository is not appointed within 90 days, certificated Securities will be issued in exchange for the global Securities.&#160; In addition, the
          Company may determine, at any time and subject to the procedures of The Depository Trust Company, not to have any Securities represented by one or more global Securities, and, in such event, shall issue individual Securities in certificated form
          in exchange for the relevant global Securities.&#160; Beneficial interests in global Securities will be exchangeable for individual Securities in certificated form in the event of a default or an Event of Default, upon prior written notice to the
          Trustee by or on behalf of The Depository Trust Company or at the written request of the owner of such beneficial interests, in each case, in accordance with the terms hereof.&#160; In any of the foregoing circumstances, an owner of a beneficial
          interest in a global Security shall be entitled to physical delivery of individual Securities in certificated form of like tenor and rank, equal in principal amount to such beneficial interest, and to have such Securities in certificated form
          registered in its name.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Neither the Trustee nor any Agent shall have any responsibility for any actions taken or not taken by The Depository Trust Company or any other Depository.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 2.14.<font style="font-style: italic;">&#160; CUSIP Numbers.</font>&#160; The Company in issuing the Securities may use CUSIP numbers if then generally in use and, if so, the Trustee shall use CUSIP numbers in notices
          of redemption as a convenience to Holders.&#160; Any such notice may state that no representation is made as to the correctness of such numbers either as printed on the Securities or as contained in any notice of a redemption and that reliance may be
          placed only on the other identification numbers printed on the Securities.&#160; No such redemption shall be affected by any defect in or omission of such numbers.&#160; The Company promptly will notify the Trustee of any change in the CUSIP numbers.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443204"></a><a name="z_Toc377666699"></a>ARTICLE 3</div>
        <div style="text-align: center; font-weight: bold;">COVENANTS OF THE COMPANY</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 3.01.<font style="font-style: italic;">&#160; Payment of Principal and Interest.</font>&#160; The Company covenants and agrees for the benefit of each particular Series of Securities that it will duly and punctually
          pay or cause to be paid the principal of, and interest on, each of the Securities of such Series in accordance with the terms of the Securities of such Series and this Indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 3.02.<font style="font-style: italic;">&#160; Offices for Payment, Etc.</font>&#160; So long as any of the Securities remain outstanding, the Company will maintain for each Series an office or agency where the
          Securities may be presented for payment or conversion, where the Securities may be presented for registration of transfer and for exchange and where notices and demands to or upon the Company in respect of the Securities or of this Indenture may
          be served.&#160; The Company will give to the Trustee written notice of the location of any such office or agency and of any change of location thereof.&#160; In case the Company shall fail to so designate or maintain any such office or agency or shall
          fail to give such notice of the location or of any change in the location thereof, presentations and demands may be made and notices may be served at the Corporate Trust Office.&#160; Unless otherwise specified pursuant to Section 2.03, the Trustee is
          hereby appointed Paying Agent.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">15</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.03.<font style="font-style: italic;">&#160; Paying Agents.</font>&#160; Whenever the Company shall appoint a Paying Agent other than the Trustee with respect to the Securities of any Series, it will cause such Paying
          Agent to execute and deliver to the Trustee an instrument in which such Agent shall agree with the Trustee, subject to the provisions of this Section 3.03:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will hold all amounts received by it as such Paying Agent for the payment of the principal of or interest on the Securities of such Series in trust for the benefit of the
          Holders of the Securities of such Series and, upon the occurrence of an Event of Default and upon the written request of the Trustee, pay over all such amounts received by it to the Trustee; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;that it will give the Trustee notice of any failure by the Company or by any other obligor on the Securities of such Series to make any payment of the principal of or interest on the
          Securities of such Series when the same shall be due and payable.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">One Business Day prior to each due date of the principal of or interest on the Securities of such Series, the Company will deposit with the Paying Agent sufficient funds to pay such principal or interest so becoming
          due and, unless such Paying Agent is the Trustee, notify the Trustee of any failure to take such action.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If the Company shall act as its own Paying Agent with respect to the Securities of any Series, on or before each due date of the principal of or interest on the Securities of such Series it will set aside, segregate
          and hold in trust for the benefit of the Holders of the Securities of such Series sufficient funds to pay such principal or interest so becoming due.&#160; The Company will promptly notify the Trustee of any failure to take such action.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">At any time, for the purpose of obtaining a satisfaction and discharge with respect to one or more or all Series of Securities or for any other reason, the Company may pay or cause to be paid to the Trustee all
          amounts held in trust for any such Series by the Company or any Paying Agent, such amounts to be held by the Trustee in trust pursuant to this Indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The agreement to hold amounts in trust as provided in this Section 3.03 is subject to the provisions of Sections 10.03 and 10.04.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 3.04.</font><font style="font-size: 10pt; font-style: italic;">&#160; Officers&#8217; Certificate.</font><font style="font-size: 10pt;">&#160; The Company shall deliver to the
            Trustee, within 120 days after the end of each fiscal year, an Officers&#8217; Certificate indicating whether the officers signing such Officers&#8217; Certificate on behalf of the Company know of any default with respect to the Company&#8217;s compliance with
            all conditions or covenants under the Securities of any Series.&#160; The Company also shall deliver to the Trustee, within 30 days after the occurrence thereof, written notice of any Event of Default with respect to the Securities of any Series,
            the status thereof and what action the Company is taking or proposes to take in respect thereof.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 3.05.<font style="font-style: italic;">&#160; Calculation of Original Issue Discount.</font>&#160; The Company shall file with the Trustee, within 30 days after the end of each calendar year, a written notice
          specifying the amount of original issue discount, if any, including daily rates and accrual periods, accrued on each Series of Outstanding Original Issue Discount Securities as of the end of such year.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">16</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 3.06.<font style="font-style: italic;">&#160; Release of Collateral.</font>&#160; To the extent applicable, the Company shall cause TIA Section 313(b), relating to reports, and TIA Section 314(d), relating to the
          release of property or security from the liens and security interests provided for in a Security Document and relating to the substitution therefor of any property or securities to be subjected to liens and security interests provided for in a
          Security Document, to be complied with.&#160; Any certificate or opinion required by TIA Section 314(d) may be made by an authorized executive officer of the Company except in cases where TIA Section 314(d) requires that such certificate or opinion be
          made by an independent Person, which Person shall be independent engineer, appraiser or other expert selected or approved by the Trustee in the exercise of reasonable care.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">In addition to the foregoing, whenever the Trustee or Collateral Agent is requested to release property or security from liens and/or security interests, the Trustee and Collateral Agent shall (i) receive and be
          conclusively protected in relying upon an Opinion of Counsel and Officers&#8217; Certificate stating that all conditions precedent to such release in the Indenture and the applicable security documents have been complied with and (ii) shall be fully
          protected in relying upon an Officers&#8217; Certificate stating that the provisions in TIA Sections 313(b) and 314(d) are not applicable to the release or substitution, if documents under such TIA Sections are not delivered.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 3.07.<font style="font-style: italic;">&#160; Opinions as to Collateral.</font>&#160; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Promptly after the execution and delivery of the Indenture, the Company will furnish to the Trustee an Opinion of Counsel to the effect that the Indenture has been properly recorded
          and filed to make effective the lien intended to be created by this Indenture, and reciting the details of such action, or stating that in the opinion of such counsel no such action is necessary to make such lien effective.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;At least annually after the execution and delivery of the Indenture, the Company will furnish to the Trustee an Opinion of Counsel either to the effect that, in the opinion of such
          counsel, such action has been taken with respect to the recording, filing rerecording and refiling of this Indenture as is necessary to maintain the lien of this Indenture and reciting the details of such action or to the effect that in the
          opinion of such counsel no such action is necessary to maintain such lien.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443210"></a><a name="z_Toc377666707"></a>ARTICLE 4</div>
        <div style="text-align: center; font-weight: bold;">HOLDERS&#8217; LISTS AND REPORTS BY THE COMPANY</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 4.01.<font style="font-style: italic;">&#160; Company to Furnish Trustee Information as to Names and Addresses of Holders.</font>&#160; Unless otherwise contemplated by Section 2.03 for the Securities of any Series,
          the Company will furnish or cause to be furnished to the Trustee a list in such form as the Trustee reasonably may require of the names and addresses of the Holders of the Securities of each Series:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;semiannually, and not more than 15 days after each record date for the payment of interest on such Securities, as of such record date; and</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">17</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;at such other times as the Trustee reasonably may request in writing, within 30 days after receipt by the Company of any such request, such list to be as of a date not more than 15
          days prior to the time such information is furnished; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">provided that, if the Trustee shall be the Security registrar for such Series, such list shall not be required to be furnished.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 4.02.&#160; </font><font style="font-size: 10pt; font-style: italic;">Preservation and Disclosure of Holders&#8217; Lists.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee will preserve, in as current a form as is reasonably practicable, the names and addresses of Holders contained in the most recent list furnished to the Trustee as provided
          in Section 4.01 and the names and addresses of Holders received by the Trustee in its capacity as Security Registrar.&#160; The Trustee may destroy any list furnished to it as provided in Section 4.01 upon receipt of a new list so furnished.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The rights of the Holders to communicate with other Holders with respect to their rights under this Indenture or under the Securities, and the corresponding rights and privileges of
          the Trustee, will be as provided by Section 312(b) of the Trust Indenture Act.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every Holder of Securities, by receiving and holding the same, agrees with the Company and the Trustee that neither the Company nor the Trustee nor any agent of either of them will be
          held accountable by reason of any disclosure of information as to names and addresses of Holders made in accordance with the Trust Indenture Act.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 4.03.<font style="font-style: italic;">&#160; Reports by the Company.</font>&#160; So long as any Securities are outstanding, the Company will file with the Trustee, within 15 days after it files them with the
          Commission, copies of its annual report and the information, documents and other reports (or copies of such portions of any of the foregoing as the Commission may from time to time by rules and regulations prescribe) which the Company is required
          to file with the Commission pursuant to Section 13 or Section 15(d) of the Securities Exchange Act.&#160; The Company shall be deemed to have complied with the previous sentence to the extent that such information, documents and reports are filed with
          the Commission via EDGAR (or any successor electronic delivery procedure).&#160; The Company shall also comply with the other provisions of Section 314(a) of the Trust Indenture Act.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Delivery of such reports, information and documents to the Trustee is for informational purposes only and the Trustee&#8217;s receipt of such shall not constitute constructive notice of any information contained therein or
          determinable from information contained therein, including the Company&#8217;s compliance with any of its covenants hereunder (as to which the Trustee is entitled to rely exclusively on Officers&#8217; Certificates).</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">18</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443214"></a><a name="z_Toc377666711"></a>ARTICLE 5</div>
        <div style="text-align: center; font-weight: bold;">REMEDIES OF THE TRUSTEE AND HOLDERS ON EVENT OF DEFAULT</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 5.01.</font><font style="font-size: 10pt; font-style: italic;">&#160; Event of Default Defined; Acceleration of Maturity; Waiver of Default.</font><font style="font-size: 10pt;">&#160; &#8220;<font style="font-weight: bold;">Event of Default</font>&#8221;, with respect to Securities of any Series, means, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, any one of the
            following events which shall have occurred and be continuing (whatever the reason for such Event of Default and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any
            court or any order, rule or regulation of any administrative or governmental body) unless it is either inapplicable to a particular Series or it is specifically deleted or modified in or pursuant to the supplemental indenture or resolution of
            the Board of Directors establishing such Series of Securities or in the form of Security for such Series:</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of any installment of interest upon any of the Securities of such Series as and when the same shall become due and payable, and continuance of such default for a
          period of 30 days;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the payment of all or any part of the principal of any of the Securities of such Series as and when the same shall become due and payable, either at maturity, upon any
          redemption or repurchase, by declaration or otherwise;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;default in the performance or breach of any covenant or warranty contained in the Securities of such Series or in this Indenture (other than (x) the failure to comply with any covenant
          or agreement contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 or (y) a default in the performance or breach of a covenant or warranty a default in whose performance or whose breach is elsewhere in this Section 5.01
          specifically dealt with or which has expressly been included in this Indenture solely for the benefit of one or more Series of Securities other than that Series), and continuance of such default or breach for a period of 90 days after there has
          been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding Securities of that Series, a written notice specifying such default
          or breach and requiring it to be remedied and stating that such notice is a &#8220;Notice of Default&#8221; hereunder;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company (i) pursuant to or within the meaning of any bankruptcy law commences a voluntary case, consents to the entry of an order for relief against it in an involuntary case,
          consents to the appointment of a custodian of it or for any substantial part of its property, or makes a general assignment for the benefit of its creditors or takes any comparable action under any foreign laws relating to insolvency; or (ii) a
          court of competent jurisdiction enters an order or decree under any bankruptcy law that is for relief against the Company in an involuntary case, appoints a custodian of the Company or for any substantial part of its property, or orders the
          winding up or liquidation of the Company or any similar relief is granted under any foreign laws and the order or decree remains unstayed and in effect for 90 days; or;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">19</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;any other Event of Default (including Events of Default replacing or supplementing the foregoing) provided with respect to Securities of such Series in the supplemental indenture or
          resolution of the Board of Directors establishing such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Any failure to perform, or breach of, any covenant or agreement of the Company in respect of the Securities of such Series contained in Section 314(a)(1) of the Trust Indenture Act or Section 4.03 shall not be a
          default or an Event of Default.&#160; Remedies against the Company for any such failure or breach will be limited to liquidated damages as described in the following sentence, and Holders shall not have any right to accelerate the maturity of the
          Securities of such Series as a result of any such failure or breach.&#160; Instead, if there is such a failure or breach of the Company&#8217;s obligation under Section 314(a)(1) of the Trust Indenture Act or Section 4.03 and continuance of such failure or
          breach for a period of 90 days after the date on which there has been given, by registered or certified mail, to the Company by the Trustee or to the Company and the Trustee by the Holders of at least 25% in principal amount of the Outstanding
          Securities of all Series affected thereby, a written notice specifying such failure or breach and requiring it to be remedied and stating that such notice is a "Notice of Reporting Noncompliance" hereunder, the Company will pay liquidated damages
          to all Holders of Securities of such Series, at a rate per year equal to 0.25% of the principal amount of such Securities from the 90th day following such notice to and including the 150th day following such notice and at a rate per year equal to
          0.5% of the principal amount of such Securities from and including the 151st day following such notice, until such failure or breach is cured.&#160; Any such liquidated damages shall be payable in the same manner and on the same dates as the stated
          interest payable on the Securities of such Series.&#160; In the event that the Company is required to pay such liquidated damages, the Company shall provide a written notice to the Trustee (and if the Trustee is not the paying agent, the paying agent)
          no later then five Business Days prior to the payment date for the payment of such liquidated damages setting forth the amount of such liquidated damages to be paid by the Company on such payment date and directing the Trustee (or, if the Trustee
          is not the paying agent, the paying agent) to make such payment to the extent it receives funds from the Company to do so.&#160; The Trustee shall not at any time be under any duty or responsibility to any holder of Securities to determine whether
          such liquidated damages are payable, or with respect to the nature, extent or calculation of the amount of liquidated damages owed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If an Event of Default occurs under clause (d) above, the principal of and interest on the Securities of each Outstanding Series shall become immediately due and payable without any declaration or other act on the
          part of the Trustee or any Holders of any Securities.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, <font style="color: rgb(0, 0, 0);">if an Event of Default (other than an Event of Default occurring as a result of clause
            (d)) with respect to the Securities of any Series shall have occurred and be continuing, either the Trustee</font> or the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then Outstanding by notice to
          the Company may declare the principal amount of all the Securities of such Series and accrued and unpaid interest thereon to be due and payable immediately, and upon any such declaration the same shall become and shall be immediately due and
          payable.&#160; This provision, however, is subject to the condition that if at any time after the principal of the Securities of such Series shall have been so declared due and payable, and before any judgment or decree for the payment of the amounts
          due shall have been obtained or entered as hereinafter provided, the Company shall have paid or deposited with the Trustee sufficient funds to pay all matured installments of interest, if any, upon all the Securities of such Series and the
          principal of the Securities of such Series that shall have become due other than by such acceleration (with interest upon such principal and, to the extent that payment of such interest is enforceable under applicable law, upon overdue
          installments of interest, at the rate borne by the Securities of such Series to the date of such payment or deposit) and all other defaults under this Indenture, other than the nonpayment of the principal of Securities of such Series that shall
          have become due by such acceleration, shall have been remedied, then and in every such case the Holders of a majority in aggregate principal amount at maturity of the Securities of such Series then Outstanding, by written notice to the Company
          and to the Trustee for the Securities of such Series, may waive all defaults and rescind and annul such declaration and its consequences; but no such waiver or rescission and annulment shall extend to or shall affect any subsequent default or
          shall impair any right consequent thereon.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">20</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">Subject to the provisions of Article 6, in case an Event of Default with respect to the Securities of any Series shall occur and be continuing, the Trustee shall not be under any obligation to exercise any of the
          trusts or powers vested in it hereby at the request or direction of any Holder of such Series, unless such Holder shall have offered to such Trustee security or indemnity reasonably satisfactory to it.&#160; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Additional terms and conditions with respect to the rights of Holders of the Securities of a particular Series (including as to rights to rescind an acceleration of the payment of principal and interest) and the
          rights and obligations of the Trustee, in each case, in connection with a default or Event of Default, may be specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.02.<font style="font-style: italic;">&#160; Collection of Indebtedness by Trustee; Trustee May Prove Debt.</font>&#160; If the Company shall fail to pay any installment of interest on any of the Securities of any
          Series when such interest shall have become due and payable, and such default shall have continued for a period of 30 days, or shall fail to pay the principal of any of the Securities of any Series when the same shall have become due and payable,
          whether upon maturity of the Securities of such Series or upon any redemption or by declaration or otherwise, then upon demand of the Trustee for the Securities of such Series the Company will pay to the Trustee for the Securities of such Series
          for the benefit of the Holders of the Securities of such Series the whole amount that then shall have become due and payable on all Securities of such Series for principal of or interest, as the case may be (with interest to the date of such
          payment upon the overdue principal and, to the extent that payment of such interest is enforceable under applicable law, on overdue installments of interest at the same rate as the rate of interest specified in the Securities of such Series) and
          such further amount as shall be sufficient to cover the costs and expenses of collection, including reasonable compensation to and expenses incurred by the Trustee and its respective agents, attorneys and counsel.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Until such demand is made by the Trustee, the Company may pay the principal of and interest on the Securities of any Series to the persons entitled thereto, whether or not the principal of and interest on the
          Securities of such Series are overdue.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">21</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">If the Company shall fail to pay such amounts upon such demand, the Trustee for the Securities of such Series, in its own name and as trustee of an express trust, shall be entitled and empowered to institute any
          action or proceedings at law or in equity for the collection of the amounts so due and unpaid.&#160; In any such case, the Trustee may prosecute any such action or proceedings to judgment or final decree and may enforce any such judgment or final
          decree against the Company and collect in the manner provided by law out of the property of the Company, wherever situated, the amounts adjudged or decreed to be payable.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If (i) there shall be pending proceedings relative to the Company under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or other similar law, (ii) a receiver,
          assignee or trustee in bankruptcy or reorganization, liquidator, sequestrator or similar official shall have been appointed for or taken possession of the Company or its property or (iii) any other comparable judicial proceedings relative to the
          Company under the Securities of any Series, or to the creditors or property of the Company, shall be pending, and irrespective of whether the principal of any Securities shall then be due and payable or whether the Trustee shall have made any
          demand pursuant to the provisions of this Section 5.02, the Trustee shall be entitled and empowered, by intervention in such proceedings or otherwise:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to file and prove a claim or claims for the whole amount of principal and interest owing and unpaid in respect of the Securities of any Series and to file such other papers or
          documents as may be necessary or advisable in order to have the claims of the Trustee (including any claim for reasonable compensation to, and expenses incurred by, the Trustee, and its agents, attorneys and counsel) and of the Holders allowed in
          any judicial proceedings relative to the Company, or to the creditors or property of the Company; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to collect and receive any funds or other property payable or deliverable on any such claims, and to distribute all amounts received with respect to the claims of the Holders and of
          the Trustee on their behalf; and any trustee, receiver, or liquidator, custodian or other similar official is hereby authorized by each of the Holders to make payments to the Trustee for the Securities of such Series, and, in the event that such
          Trustee shall consent to the making of payments directly to the Holders, to pay to such Trustee such amounts as shall be sufficient to cover reasonable compensation to and expenses incurred by such Trustee and its respective agents, attorneys and
          counsel and all other amounts due to such Trustee pursuant to Section 6.07.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Nothing herein contained shall be deemed to authorize the Trustee to authorize or consent to or accept or adopt on behalf of any Holder any plan of reorganization, arrangement, adjustment or composition affecting the
          Securities of any Series or the rights of any Holder thereof or to authorize the Trustee to vote in respect of the claim of any Holder in any such proceeding.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">All rights of action and of asserting claims under this Indenture or under any of the Securities may be enforced by the Trustee for the Securities of such Series without the possession of any of the Securities of
          such Series or the production thereof at any trial or other proceedings relative thereto.&#160; Any such action or proceedings instituted by the Trustee shall be brought in its own name as trustee of an express trust.&#160; Any recovery of judgment,
          subject to the payment of the expenses, disbursements and compensation of the Trustee, each predecessor Trustee and their respective agents and attorneys, shall be for the ratable benefit of the Holders of the Securities in respect of which such
          action was taken.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">22</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">In any proceedings brought by the Trustee for the Securities of such Series, the Trustee shall be held to represent all the Holders of the Securities in respect of which such action was taken, and it shall not be
          necessary to make any Holders of such Securities parties to any such proceedings.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.03.<font style="font-style: italic;">&#160; Application of Proceeds.</font>&#160; Any amounts collected by the Trustee for the Securities of such Series pursuant to this Article 5 in respect of the Securities of any
          Series shall be applied in the following order at the date or dates fixed by such Trustee and, in case of the distribution of such amounts on account of principal or interest, upon presentation of the several Securities in respect of which
          amounts have been collected and stamping or otherwise noting thereon the payment, or issuing Securities of such Series in reduced principal amounts in exchange for the presented Securities of like Series if only partially paid, or upon surrender
          thereof if fully paid:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">FIRST:&#160; To the payment of costs and expenses applicable to such Series in respect of which amounts have been collected, including reasonable compensation to and expenses incurred by the Trustee and
          its agents and attorneys and all other amounts due to the Trustee pursuant to Section 6.07;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">SECOND:&#160; To the payment of the amounts then due and unpaid for principal of and interest on the Securities of such Series in respect of which amounts have been collected, such payments to be made
          ratably to the persons entitled thereto, without discrimination or preference, according to the amounts then due and payable on such Securities and any such debt for principal and interest; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">THIRD:&#160; To the payment of the remainder, if any, to the Company or as a court of competent jurisdiction may direct.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.04.<font style="font-style: italic;">&#160; Restoration of Rights on Abandonment of Proceedings.</font>&#160; If the Trustee for the Securities of any Series shall have proceeded to enforce any right under this
          Indenture and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely to the Trustee, the Company and the Trustee, subject to the determination in any such proceeding, shall be restored
          to their former positions and rights hereunder, and all rights, remedies and powers of the Company, the Trustee and the Holders shall continue as though no such proceedings had been taken.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">23</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">SECTION 5.05.<font style="font-style: italic;">&#160; Limitations on Suits by Holders.</font>&#160; No Holder of any Security of any Series shall have any right, by virtue or by availing of any provision of this Indenture, to
          institute any action or proceeding at law or in equity or in bankruptcy or otherwise with respect to this Indenture, or for the appointment of a trustee, receiver, liquidator, custodian or other similar official or for any other remedy hereunder,
          unless such Holder previously shall have given to the Trustee written notice of an Event of Default and of the continuance thereof and the Holders of not less than 25% in aggregate principal amount of the Securities of such Series then
          Outstanding shall have made written request upon the Trustee to institute such action or proceedings in its own name as trustee hereunder and shall have offered to the Trustee security or indemnity satisfactory to it as it may require, against
          the costs, expenses and liabilities to be incurred therein or thereby and the Trustee for 60 days after its receipt of such notice, request and offer of security or indemnity shall have failed to institute any such action or proceeding and no
          direction inconsistent with such written request shall have been given to the Trustee during such 60-day period by Holders of a majority in principal amount of the Securities of such Series then Outstanding; it being understood and intended, and
          being expressly covenanted by the Holder of every Security with every other Holder of a Security and the Trustee, that no one or more Holders of Securities of any Series shall have any right in any manner whatever, by virtue or by availing of any
          provision of this Indenture, to affect, disturb or prejudice the rights of any other such Holder of Securities, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Indenture,
          except in the manner herein provided and for the equal, ratable and common benefit of all Holders of Securities of the applicable Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.06.<font style="font-style: italic;">&#160; Unconditional Right of Holders to Institute Certain Suits.</font>&#160; Notwithstanding any provision in this Indenture and any provision of any Security of such Series,
          the right of any Holder of any Security to receive payment of the principal of and (subject to Section 2.07) interest on such Security at the respective rates, in the respective amount on or after the respective due dates expressed in such
          Security of such Series, or to institute suit for the enforcement of any such payment on or after such respective dates, shall not be impaired or affected without the consent of such Holder.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.07.<font style="font-style: italic;">&#160; Powers and Remedies Cumulative; Delay or Omission Not Waiver of Default.</font>&#160; Except as provided in Sections 2.10 and 5.05, no right or remedy herein conferred upon
          or reserved to the Trustee or to the Holders is intended to be exclusive of any other right or remedy, and every right and remedy, to the extent permitted by law, shall be cumulative and in addition to every other right and remedy given hereunder
          or now or hereafter existing at law or in equity or otherwise.&#160; The assertion or employment of any right or remedy hereunder shall not prevent the concurrent assertion or employment of any other appropriate right or remedy.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">No delay or omission of the Trustee or of any Holder to exercise any right or power accruing upon any Event of Default occurring and continuing as aforesaid shall impair any such right or power or shall be construed
          to be a waiver of any such Event of Default or an acquiescence therein.&#160; Subject to Section 5.05, every power and remedy given by this Indenture or by law to the Trustee or to the Holders may be exercised from time to time, and as often as shall
          be deemed expedient, by the Trustee or the Holders.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.08.<font style="font-style: italic;">&#160; Control by Holders.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of each Series affected at the time Outstanding shall have the
          right to direct the time, method, and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or power conferred by this Indenture on the Trustee with respect to the Securities of such Series.&#160; The
          Trustee shall have the right to decline to follow any such direction if (i) such direction shall conflict with law or the provisions of this Indenture or any indenture supplemental hereto, (ii) the Trustee shall determine that the action or
          proceedings so directed would involve the Trustee in personal liability or (iii) the Trustee in good faith shall so determine that the actions or forbearances specified in or pursuant to such direction would be unduly prejudicial to the interests
          of Holders of the Securities of all Series so affected not joining in the giving of said direction, it being understood that the Trustee shall have no duty to ascertain whether or not such actions or forbearances are unduly prejudicial to such
          Holders.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">24</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">SECTION 5.09.<font style="font-style: italic;">&#160; Waiver of Past Defaults.</font>&#160; The Holders of a majority in aggregate principal amount of the Securities of such Series at the time Outstanding, on behalf of the
          Holders of all the Securities of such Series, may waive any past default hereunder or its consequences, except a default in the payment of the principal of or interest on any of the Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Upon any such waiver, such default shall cease to exist and be deemed to have been cured and not to have occurred, and any Event of Default arising therefrom shall be deemed to have been cured and not to have
          occurred for every purpose of this Indenture; but no such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.10.<font style="font-style: italic;">&#160; Right of Court to Require Filing of Undertaking to Pay Costs.</font>&#160; Any court in its discretion may require, in any suit for the enforcement of any right or remedy
          under this Indenture or in any suit against the Trustee for any action taken, suffered or omitted by it as Trustee, the filing by any party litigant in such suit of an undertaking to pay the costs of such suit.&#160; Any such court in its discretion
          may assess reasonable costs, including reasonable attorneys&#8217; fees and expenses, against any party litigant in such suit, having due regard to the merits and good faith of the claims or defenses made by such party litigant.&#160; The provisions of this
          Section 5.10 shall not apply, however, to any suit instituted by the Trustee, to any suit instituted by any Holder or group of Holders of any Series holding in the aggregate more than 10% in aggregate principal amount of the Securities of such
          Series or to any suit instituted by any Holder for the enforcement of the payment of the principal of or interest on any Security on or after the due date expressed in such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 5.11.<font style="font-style: italic;">&#160; Suits for Enforcement.</font>&#160; If an Event of Default has occurred, has not been waived and is continuing, the Trustee in its discretion may proceed to protect and
          enforce the rights vested in it by this Indenture by such appropriate judicial proceedings as the Trustee shall deem most effectual to protect and enforce any of such rights, either at law or in equity or in bankruptcy or otherwise, whether for
          the specific enforcement of any covenant or agreement contained in this Indenture or in aid of the exercise of any power granted in this Indenture or to enforce any other legal or equitable right vested in the Trustee by this Indenture or by law.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443226"></a><a name="z_Toc377666723"></a>ARTICLE 6</div>
        <div style="text-align: center; font-weight: bold;">CONCERNING THE TRUSTEE</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.01.&#160; <font style="font-style: italic;">Duties of Trustee.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If an Event of Default has occurred and is continuing with respect to the Securities of any Series, the Trustee shall exercise the rights and powers vested in it by this Indenture and
          use the same degree of care and skill in its exercise as a prudent person would exercise or use under the circumstances in the conduct of such person&#8217;s own affairs.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">25</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Except during the continuance of an Event of Default with respect to the Securities of any Series:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee need perform only those duties that are specifically set forth in this Indenture and the Trustee shall not be liable except for the performance of such duties and
          obligations as are specifically set forth in this Indenture, and no implied covenants or obligations shall be read into this Indenture against the Trustee; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the absence of bad faith on its part, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any
          certificates or opinions furnished to the Trustee and conforming to the requirements of this Indenture.&#160; However, in the case of any such certificates or opinions which by any provision hereof are specifically required to be furnished to the
          Trustee, the Trustee shall examine the certificates and opinions to determine whether or not they conform to the requirements of this Indenture (but need not confirm or investigate the accuracy of mathematical calculations or other facts stated
          therein).</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee may not be relieved from liability for its own negligent action, its own negligent failure to act or its own willful misconduct, except that:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;this paragraph (c) does not limit the effect of paragraph (b) of this Section 6.01;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee shall not be liable for any error of judgment made in good faith by a Responsible Officer unless it is proved that the Trustee was negligent in ascertaining the pertinent
          facts; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Trustee shall not be liable with respect to any action it takes or omits to take in good faith in accordance with a direction received by it pursuant to Section 5.08.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Every provision of this Indenture that in any way relates to the Trustee is subject to paragraphs (a), (b), (c) and (e) of this Section 6.01.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No provision of this Indenture shall require the Trustee to extend or risk its own funds or otherwise incur any financial liability unless it receives indemnity satisfactory to it
          against any loss, liability or expense.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Amounts held by the Trustee in trust hereunder need not be segregated from other funds except to the extent required by law.&#160; The Trustee shall be under no liability for interest on
          any amounts received by it hereunder except as otherwise agreed in writing with the Company.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">26</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.02.&#160; <font style="font-style: italic;">Rights of Trustee.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee may conclusively rely on, and shall be fully protected in relying upon, any document believed by it to be genuine and to have been signed or presented by the proper person.&#160;
          The Trustee need not investigate any fact or matter stated in the document.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Before the Trustee acts or refrains from acting, it may require an Officers&#8217; Certificate or an Opinion of Counsel.&#160; The Trustee shall not be liable for any action it takes or omits to
          take in good faith in reliance on such Officers&#8217; Certificate or Opinion of Counsel.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subject to the provisions of Section 6.01(c), the Trustee shall not be liable for any action it takes or omits to take in good faith which it believes to be authorized or within its
          rights or powers.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Before the Trustee acts or refrains from acting, the Trustee may consult with counsel of its selection and the advice of such counsel or any Opinion of Counsel shall be full and
          complete authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon in accordance with such advice or Opinion of Counsel.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of any of the Holders pursuant to this
          Indenture, unless such Holders shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys and the Trustee shall not be
          responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, Officers&#8217; Certificate or other certificate, statement, instrument, opinion,
          report, notice, request, consent, order, approval, appraisal, bond, debenture, note, coupon, security or other paper or document, but the Trustee, in its discretion, may make such further inquiry or investigation into such facts or matters as it
          may see fit, and, if the Trustee shall determine to make such further inquiry or investigation, it shall be entitled to examine the books, records and premises of the Company, personally or by agent or attorney at the sole cost of the Company and
          shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be required to give any bond or surety in respect of the performance of its powers and duties hereunder.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">27</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Trustee shall not be bound to ascertain or inquire as to the performance or observance of any covenants, conditions or agreements on the part of the Company, except as otherwise
          set forth herein, but the Trustee may require of the Company full information and advice as to the performance of the covenants, conditions and agreements contained herein and shall be entitled in connection herewith to examine the books, records
          and premises of the Company, personally or by agent or attorney at the sole cost of the Company and shall incur no liability or additional liability of any kind by reason of such inquiry or investigation.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The permissive rights of the Trustee to do things enumerated in this Indenture shall not be construed as a duty and the Trustee shall not be answerable for other than its negligence or
          willful default.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; In no event shall the Trustee be responsible or liable for special, indirect, or consequential loss or damage of any kind whatsoever (including, but not limited to, loss of profit)
          irrespective of whether the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The rights, privileges, protections, immunities and benefits given to the Trustee, including, without limitation, its right to be indemnified, are extended to, and shall be enforceable
          by, the Trustee in each of its capacities hereunder, and each agent, custodian and other Person employed to act hereunder.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any request or direction of the Company mentioned herein shall be sufficiently evidenced by a written order of the Company and any resolution of the Board of Directors may be
          sufficiently evidenced by a Board Resolution of the Board of Directors.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee may request that the Company deliver a certificate setting forth the names of individuals and titles of officers authorized at such time to take specified actions pursuant
          to this Indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Trustee shall not be deemed to have notice of or Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless written notice of any event
          which is in fact such an Event of Default is received by the Trustee at the Corporate Trust Office of the Trustee, and such notice references the Securities and this Indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.03.<font style="font-style: italic;">&#160; Individual Rights of Trustee.</font>&#160; The Trustee in its individual or any other capacity may become the owner or pledgee of Securities and may otherwise deal with the
          Company or its affiliates with the same rights it would have if it were not Trustee.&#160; Any Paying Agent, registrar or co-registrar may do the same with like rights.&#160; However, the Trustee must comply with Sections 6.10 and 6.11.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 6.04.</font><font style="font-size: 10pt; font-style: italic;">&#160; Trustee&#8217;s Disclaimer.</font><font style="font-size: 10pt;">&#160; The Trustee makes no
            representation as to the validity or adequacy of this Indenture or the Securities.&#160; The Trustee shall not be accountable for the Company&#8217;s use of the proceeds from the Securities and shall not be responsible for any statement in any
            registration statement for the Securities filed with the Commission under the Securities Act (other than its Statement of Eligibility on Form T&#8209;1) or in the Indenture (other than its eligibility under Section 6.10) or the Securities (other than
            its certificate of authentication).</font></div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">28</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 6.05.<font style="font-style: italic;">&#160; Notice of Defaults.</font>&#160; If a default occurs and is continuing with respect to the Securities of any Series and is known to the Trustee, the Trustee shall mail to
          each Holder of the Securities of such Series notice of such default within 90 days after the occurrence of such default.&#160; Except in the case of a default in the payment of the principal of, premium, if any, or interest on the Securities of any
          Series, including payments pursuant to the redemption provisions of the Securities of such Series, the Trustee may withhold notice if and so long as a committee of its Responsible Officers in good faith determines that withholding such notice is
          in the interests of Holders of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.06.<font style="font-style: italic;">&#160; Reports by Trustee to Holders.</font>&#160; So long as the Securities of any Series are Outstanding, within 60 days after each May 15 beginning with the May 15 following
          the date of this Indenture, the Trustee shall mail to each Holder of any such Series and each other Person specified in Section 313(c) of the Trust Indenture Act a brief report dated as of such May 15 that complies with Section 313(a) of the
          Trust Indenture Act to the extent required thereby.&#160; The Trustee also shall comply with Section 313(b) of the Trust Indenture Act.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The Trustee will file a copy of each report, at the time of its mailing to Holders of any Series, with the Commission and each securities exchange on which the Securities of any Series are listed.&#160; The Company
          promptly will notify the Trustee whenever the Securities of any Series become listed on any securities exchange and of any delisting thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.07.<font style="font-style: italic;">&#160; Compensation and Indemnity.</font>&#160; The Company:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will pay to the Trustee from time to time, and the Trustee shall be entitled to, such compensation as shall be agreed to in writing between the Company and the Trustee for all services
          rendered by it hereunder, which compensation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances incurred or made by the Trustee in accordance with any provision of this Indenture,
          including the reasonable compensation and expenses of its agents and counsel, except to the extent any such compensation or expense may be attributable to its own negligence or willful misconduct; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;will indemnify the Trustee for, and to hold it harmless against, any loss, liability, claim, damage or expense, including taxes (other than taxes based upon, measured by or determined
          by the income of the Trustee), arising out of or in connection with the acceptance or administration of this trust or the performance of its duties hereunder, including the reasonable costs and expenses of defending itself against or
          investigating any claim (whether asserted by the Company, or any Holder or any other Person) or liability in connection with the exercise or performance of any of its powers or duties hereunder, or in connection with enforcing the provisions of
          this Section, except to the extent that any such loss, liability, damage, claim or expense is due to its own negligence or willful misconduct.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">29</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">As security for the performance of the Company&#8217;s obligations under this Section 6.07, the Trustee shall have a lien prior to the Securities on all funds or property
            held or collected by the Trustee, except for those funds that are held in trust to pay the principal of or interest, if any, on particular Securities.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">&#8220;Trustee&#8221; for purpose of this Section 6.07 includes any predecessor trustee; provided that the negligence or willful misconduct of any Trustee shall not be attributable
            to any other Trustee.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">The Company&#8217;s payment obligations pursuant to this Section 6.07 shall constitute additional indebtedness hereunder and shall survive the discharge and termination of
            this Indenture and resignation or removal of the Trustee.&#160; When the Trustee incurs expenses after the occurrence of a default specified in Section 5.01(d), such expenses, including reasonable fees and expenses of counsel, are intended to
            constitute expenses of administration under bankruptcy law.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.08.<font style="font-style: italic;">&#160; Replacement of Trustee and Collateral Agent.</font>&#160; The Trustee and the Collateral Agent may resign at any time with respect to Securities of one or more Series by so
          notifying the Company.&#160; No such resignation, however, shall be effective until a successor Trustee or successor Collateral Agent, as applicable, has accepted its appointment pursuant to this Section 6.08.&#160; The Holders of a majority in aggregate
          principal amount of the Outstanding Securities of any Series may remove the Trustee or the Collateral Agent with respect to such Series by so notifying the Trustee or the Collateral Agent, as applicable, and the Company.&#160; The Company shall remove
          the Trustee or the Collateral Agent if:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee or the Collateral Agent, as applicable, fails to comply with Section 6.10;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee or the Collateral Agent, as applicable, is adjudged bankrupt or insolvent;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; a receiver or public officer takes charge of the Trustee or the Collateral Agent, as applicable, or its respective property; or</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trustee or the Collateral Agent, as applicable, otherwise becomes incapable of acting.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If the Trustee or the Collateral Agent resigns or is removed or if a vacancy exists in the office of Trustee or the Collateral Agent for any reason, with respect to the Securities of one or more Series, the Company
          shall promptly appoint, by resolution of its Board of Directors, a successor Trustee or successor Collateral Agent, as applicable, with respect to the Securities of such Series.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">30</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">A successor Trustee or successor Collateral Agent shall deliver a written acceptance of its appointment to the retiring Trustee or retiring Collateral Agent, as applicable, and to the Company.&#160; Thereupon the
          resignation or removal of the retiring Trustee or the retiring Collateral Agent, as applicable, shall become effective, and such person's successor shall have all the rights, powers and duties of the Trustee or the Collateral Agent, as
          applicable, under this Indenture with respect to the Securities of such Series.&#160; Any successor Trustee or successor Collateral Agent shall mail a notice of its succession to Holders so affected.&#160; Any retiring Trustee or retiring Collateral Agent
          shall promptly transfer all funds and property held by it in such capacity to its successor, subject to the lien provided for in Section 6.07.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If a successor Trustee or successor Collateral Agent does not take office within 30 days after the retiring Trustee or retiring Collateral Agent, as applicable, resigns or is removed, the retiring Trustee or retiring
          Collateral Agent, as applicable, the Company or the Holders of a majority in aggregate principal amount of the Outstanding Securities of each affected Series may petition any court of competent jurisdiction for the appointment of a successor to
          such person.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If either the Trustee or the Collateral Agent fails to comply with Section 6.10, any Holder may petition any court of competent jurisdiction for the removal of such person and the appointment of a successor to such
          person.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.09.<font style="font-style: italic;">&#160; Successor Trustee or Successor Collateral Agent by Merger.</font>&#160; If the Trustee or the Collateral Agent consolidates with, merges or converts into or transfers all
          or substantially all its corporate trust business or assets to another corporation, the resulting, surviving or transferee corporation without any further act shall be the successor Trustee or successor Collateral Agent, as applicable,.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.10.<font style="font-style: italic;">&#160; Eligibility; Disqualification.</font>&#160; Each of the Trustee and the Collateral Agent shall at all times satisfy the requirements of Section 310(a)(1) of the Trust
          Indenture Act.&#160; Each of the Trustee and the Collateral Agent shall have a combined capital and surplus of at least $150,000,000 as set forth in its most recent published annual report of condition.&#160; Neither the Company nor any person directly or
          indirectly controlling, controlled by or under common control with the Company shall serve as Trustee or Collateral Agent hereunder.&#160; The Trustee and Collateral Agent shall comply with Section 310(b) of the Trust Indenture Act; <u>provided</u>,
          <u>however</u>, that there shall be excluded from the operation of Section 310(b)(1) of the Trust Indenture Act any indenture or indentures under which other securities or certificates of interest or participation in other securities of the
          Company are outstanding if the requirements for such exclusion set forth in Section 310(b)(1) of the Trust Indenture Act are met.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 6.11.<font style="font-style: italic;">&#160; Preferential Collection of Claims Against Company.</font>&#160; The Trustee shall comply with Section 311(a) of the Trust Indenture Act, excluding any creditor relationship
          listed in Section 311(b) of the Trust Indenture Act.&#160; A Trustee who has resigned or been removed shall be subject to Section 311(a) of the Trust Indenture Act to the extent indicated therein.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">31</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443238"></a><a name="z_Toc377666735"></a>ARTICLE 7</div>
        <div style="text-align: center; font-weight: bold;">CONCERNING THE HOLDERS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 7.01.&#160; <font style="font-style: italic;">Evidence of Action Taken by Holders.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by a specified percentage in principal amount of
          the Holders of any or all Series may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such specified percentage of Holders in person or by agent duly appointed in writing.&#160; Except as herein
          otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee.&#160; Proof of execution of any instrument or of a writing appointing any such agent shall be sufficient for any purpose
          of this Indenture and, subject to Sections 6.01 and 6.02, conclusive in favor of the Trustee and the Company, if made in the manner provided in this Article 7.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The ownership of Securities shall be proved by the Security register.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 7.02.<font style="font-style: italic;">&#160; Proof of Execution of Instruments.</font>&#160; Subject to Sections 6.01 and 6.02, the execution of any instrument by a Holder or his agent or proxy may be proved in
          accordance with such reasonable rules and regulations as may be prescribed by the Trustee or in such manner as shall be satisfactory to the Trustee.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 7.03.<font style="font-style: italic;">&#160; Holders to Be Treated as Owners.</font>&#160; The Company, the Trustee and any agent of the Company or the Trustee may deem and treat the person in whose name any Security
          shall be registered upon the Security register for such Series as the absolute owner of such Security (whether or not such Security shall be overdue and notwithstanding any notation of ownership or other writing thereon) for the purpose of
          receiving payment of or on account of the principal of and interest on such Security and for all other purposes.&#160; Neither the Company nor the Trustee nor any agent of the Company or the Trustee shall be affected by any notice to the contrary.&#160;
          All payments made to any such person, or upon his order, shall be valid and, to the extent of the sum or sums so paid, effectual to satisfy and discharge the liability for amounts payable upon any such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 7.04.<font style="font-style: italic;">&#160; Securities Owned by Company Deemed Not Outstanding.</font>&#160; In determining whether the Holders of the requisite aggregate principal amount of Outstanding Securities of
          any or all Series have concurred in any direction, consent or waiver under this Indenture, Securities that are owned by the Company or any other obligor on the Securities with respect to which such determination is being made, or by any person
          directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor on the Securities with respect to which such determination is being made, shall be disregarded and deemed not to
          be Outstanding for the purpose of any such determination.&#160; For the purpose of determining whether the Trustee shall be protected in relying on any such direction, consent or waiver, only Securities that a Responsible Officer of the Trustee
          actually knows are so owned shall be so disregarded.&#160; Securities so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to the satisfaction of the Trustee the pledgee&#8217;s right so to act with respect
          to such Securities and that the pledgee is not the Company or any other obligor upon the Securities or any person directly or indirectly controlling or controlled by or under direct or indirect common control with the Company or any other obligor
          on the Securities.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">32</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 7.05.<font style="font-style: italic;">&#160; Right of Revocation of Action Taken.</font>&#160; At any time prior to the evidencing to the Trustee, as provided in Section 7.01, of the taking of any action by the
          Holders of the percentage in aggregate principal amount of the Securities of any Series specified in this Indenture in connection with such action, any Holder of a Security the serial number of which is shown by the evidence to be included among
          the serial numbers of the Securities the Holders of which have consented to such action, by filing written notice at the Corporate Trust Office and upon proof of holding as provided in this Article 7, may revoke such action so far as concerns
          such Security.&#160; Except as aforesaid any such action taken by the Holder of any Security shall be conclusive and binding upon such Holder and upon all future Holders and owners of such Security and of any Securities issued in exchange or
          substitution therefor, irrespective of whether or not any notation in regard thereto is made upon any such Security.&#160; Any action taken by the Holders of the percentage in aggregate principal amount of the Securities of any Series specified in
          this Indenture in connection with such action shall be binding upon the Company, the Trustee and the Holders of all the Securities affected by such action.&#160; This Section shall apply unless otherwise specified as contemplated by Section 2.03 for
          the Securities of any Series. </div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443244"></a><a name="z_Toc377666741"></a>ARTICLE 8</div>
        <div style="text-align: center; font-weight: bold;">SUPPLEMENTAL INDENTURES</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 8.01.<font style="font-style: italic;">&#160; Supplemental Indentures Without Consent of Holders.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series,&#160; the Company,
          when authorized by a resolution of its Board of Directors, and the Trustee for the Securities of any Series from time to time and at any time may enter into an indenture or indentures supplemental hereto, which shall conform to the provisions of
          the Trust Indenture Act as in force at the date of the execution thereof, in form satisfactory to such Trustee, for one or more of the following purposes:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; cure any ambiguity, omission, defect or inconsistency in the Indenture or in any supplemental indenture that may be defective or inconsistent with any other provision contained herein
          or in any supplemental indenture, or to make such other provisions in regard to matters or questions arising under this Indenture or under any supplemental indenture as the Board of Directors may deem necessary or desirable and that shall not
          materially and adversely affect the interests of the Holders of such Series of Securities;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to evidence the succession of another corporation to the Company, or successive successions, and the assumption by the successor corporation of the covenants, agreements and obligations
          of the Company pursuant to Article 9;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to convey, transfer, assign, mortgage or pledge any property or assets to the Trustee or any Collateral Agent as security for the Securities of one or more Series;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to add guarantees with respect to the Securities of any Series or to add to the covenants of the Company such further covenants, restrictions, conditions or provisions for the
          protection of the Holders of Securities of any Series and, if such additional covenants are to be for the benefit of less than all the Series of Securities, stating that such covenants are being added solely for the benefit of such Series, or to
          release any guarantee where such release is permitted by the applicable supplemental indenture;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">33</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to establish the form or terms of Securities of any Series as permitted by Sections 2.01 and 2.03; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to make any changes to comply with the Trust Indenture Act, or any amendment thereto, or to comply with any requirement of the Commission in connection with the qualification of the
          Indenture under the Trust Indenture Act; or</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; to evidence and provide for the acceptance of appointment hereunder by a successor Trustee or successor Collateral Agent with respect to the Securities of one or more Series and to add
          to or change any of the provisions of this Indenture as shall be necessary to provide for or facilitate the administration of the trusts hereunder by more than one Trustee or Collateral Agent, pursuant to the requirements of Section 6.08.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The Trustee is hereby authorized to join with the Company in the execution of any such supplemental indenture, to make any further appropriate agreements and stipulations that may be therein contained and to accept
          the conveyance, transfer, assignment, mortgage or pledge of any property thereunder, but the Trustee shall not be obligated to enter into any such supplemental indenture which affects the Trustee&#8217;s own rights, duties or immunities under this
          Indenture or otherwise.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Any supplemental indenture authorized by the provisions of this Section 8.01 may be executed without the consent of the Holders of any of the Securities at the time Outstanding, notwithstanding any of the provisions
          of Section 8.02.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 8.02.<font style="font-style: italic;">&#160; Supplemental Indentures with Consent of Holders.</font>&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, with the
          consent (evidenced as provided in Article 7) of the Holders of not less than a majority in aggregate principal amount of the Outstanding Securities of each Series affected by such supplemental indenture, the Company (when authorized by a
          resolution of its Board of Directors) and the Trustee for such Series of Securities, from time to time and at any time, may enter into an indenture or indentures supplemental hereto, which shall conform to the provisions of the Trust Indenture
          Act as in force at the date of execution thereof, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Indenture or of any supplemental indenture or of modifying in any manner the
          rights of the Holders of the Securities of each such Series.&#160; Except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series, no such supplemental indenture, however, shall, without the consent of each affected
          Holder of Securities of such Series:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;change the stated maturity date of any Security, or reduce the principal amount thereof, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount
          payable on redemption or repurchase thereof, change the time at which the Securities of any Series may be redeemed, or impair or affect the right of any Holder receive payment of principal of, and interest on, any Security or to institute suit
          for payment thereof or, if the Securities provide therefor, affect any right of repayment at the option of the Holder; or</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">34</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b) &#160; &#160; &#160; &#160; change the provisions of the Indenture that relate to modifying or amending the provisions of the Indenture described above.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">This Indenture may not be amended to alter the subordination of any of the Outstanding Securities of any Series without the written consent of each holder of Senior Indebtedness then outstanding that would be
          adversely affected thereby, such written consent to be accompanied by an Opinion of Counsel or Officers&#8217; Certificate to such effect.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Upon the request of the Company, accompanied by a copy of a resolution of the Board of Directors certified by the secretary or an assistant secretary of the Company authorizing the execution of any such supplemental
          indenture, and upon the filing with the Trustee for such Series of Securities of evidence of the consent of the Holders as aforesaid and other documents, if any, required by Section 7.01, the Trustee for such Series of Securities shall join with
          the Company in the execution of such supplemental indenture.&#160; If such supplemental indenture affects such Trustee&#8217;s own rights, duties or immunities under this Indenture or otherwise, such Trustee in its discretion may, but shall not be obligated
          to, enter into such supplemental indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">It shall not be necessary for the consent of the Holders under this Section 8.02 to approve the particular form of any proposed supplemental indenture, but it shall be sufficient if such consent shall approve the
          substance thereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Promptly after the execution by the Company and the Trustee of any supplemental indenture pursuant to the provisions of this Section 8.02, the Company shall give notice in the manner and to the extent provided in
          Section 13.04 to the Holders of Securities of each Series affected thereby at their addresses as they shall appear on the Security register, setting forth in general terms the substance of such supplemental indenture.&#160; Any failure of the Company
          to mail such notice, or any defect therein, shall not in any way impair or affect the validity of any such supplemental indenture.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 8.03.<font style="font-style: italic;">&#160; Effect of Supplemental Indenture.</font>&#160; Upon the execution of any supplemental indenture pursuant to the provisions hereof, this Indenture shall be and be deemed to
          be modified and amended in accordance therewith and the respective rights, limitations of rights, obligations, duties and immunities under this Indenture of the Trustee, the Company and the Holders of Securities of each Series affected thereby
          shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such supplemental indenture shall be and be deemed to be part of the terms and
          conditions of this Indenture for any and all purposes.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">SECTION 8.04.</font><font style="font-size: 10pt; font-style: italic;">&#160; Documents to Be Given to Trustee.</font><font style="font-size: 10pt;">&#160; The Trustee, subject
            to the provisions of Sections 6.01 and 6.02, shall be provided with an Officers&#8217; Certificate and an Opinion of Counsel stating that the execution of such supplemental indenture is authorized or permitted by this Indenture as conclusive evidence
            that any supplemental indenture executed pursuant to this Article 8 complies with the applicable provisions of this Indenture.</font></div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">35</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 8.05.<font style="font-style: italic;">&#160; Notation on Securities in Respect of Supplemental Indentures.</font>&#160; Securities of any Series authenticated and delivered after the execution of any supplemental
          indenture pursuant to the provisions of this Article 8 may bear, upon the direction of the Company, a notation in form satisfactory to the Trustee for the Securities of such Series as to any matter provided for by such supplemental indenture.&#160; If
          the Company shall so determine, new Securities of any Series so modified as to conform, in the opinion of the Board of Directors, to any modification of this Indenture contained in any such supplemental indenture may be prepared by the Company,
          authenticated by the Trustee and delivered in exchange for the Outstanding Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443250"></a><a name="z_Toc377666747"></a>ARTICLE 9</div>
        <div style="text-align: center; font-weight: bold;">CONSOLIDATION, MERGER, SALE OR CONVEYANCE</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 9.01.<font style="font-style: italic;">&#160; Company May Consolidate, Etc. on Certain Terms.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, the Company may
          consolidate with or amalgamate or merge with or into, or sell, convey or lease all or substantially all of its assets to, any other company; provided that in any such case:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;either the Company shall be the continuing company, or the successor company shall be organized and existing under the laws of the United States, any state thereof, a member state of
          the European Union or any political subdivision thereof and shall expressly assume the due and punctual payment of the principal of and interest on all the Securities, and the due and punctual performance and observance of all of the covenants
          and conditions of this Indenture to be performed or observed by the Company, and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;such continuing or successor company, as the case may be, shall not be in material default immediately after such amalgamation, merger, consolidation, sale, conveyance or lease in the
          performance or observance of any such covenant or condition.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 9.02.<font style="font-style: italic;">&#160; Successor Corporation Substituted.</font>&#160; In case of any such amalgamation, merger, consolidation, sale, lease or conveyance, and following such an assumption by the
          successor corporation, such successor corporation shall succeed to and be substituted for the Company, with the same effect as if it had been named herein.&#160; Such successor corporation may cause to be signed, and may issue either in its own name
          or in the name of the Company prior to such succession, any or all of the Securities issuable hereunder that shall not have been signed by the Company and delivered to the Trustee; and, upon the order of such successor corporation instead of the
          Company and subject to all the terms, conditions and limitations in this Indenture, the Trustee shall authenticate and shall make available for delivery any Securities that shall have been signed and delivered by the officers of the Company to
          the Trustee for authentication, and any Securities which such successor corporation thereafter shall cause to be signed and delivered to the Trustee for that purpose.&#160; All of the Securities so issued shall in all respects have the same legal rank
          and benefit under this Indenture as the Securities theretofore or thereafter issued in accordance with the terms of this Indenture as though all of such Securities had been issued at the date of the execution hereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">In case of any such amalgamation, merger, consolidation, sale, lease or conveyance such changes in phraseology and form (but not in substance) may be made in the Securities thereafter to be issued as may be
          appropriate.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">36</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">In the event of any such sale or conveyance the Company (or any successor corporation which shall theretofore have become such in the manner described in this Article 9) shall be discharged from all obligations and
          covenants under this Indenture and the Securities and may be liquidated and dissolved.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The provisions of this Section 9.02 shall apply except as otherwise specified as contemplated by Section 2.03 for the Securities of any Series. </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 9.03.<font style="font-style: italic;">&#160; Opinion of Counsel to Trustee.</font>&#160; The Trustee, subject to the provisions of Sections 6.01 and 6.02, shall receive an Opinion of Counsel, prepared in accordance
          with Section 13.06, as conclusive evidence that any such consolidation, amalgamation, merger, sale, lease or conveyance, and any such assumption complies with the applicable provisions of this Indenture.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443254"></a><a name="z_Toc377666751"></a>ARTICLE 10</div>
        <div style="text-align: center; font-weight: bold;">SATISFACTION AND DISCHARGE OF INDENTURE; DEFEASANCE;</div>
        <div style="text-align: center; font-weight: bold;">UNCLAIMED FUNDS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 10.01.&#160; <font style="font-style: italic;">Satisfaction and Discharge of Indenture; Defeasance</font>.&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160; When (i) all Outstanding Securities of a Series (other than Securities of such Series replaced or paid pursuant to Section 2.08) have been canceled or delivered to the Trustee for cancellation
          or (ii) all Outstanding Securities of such Series have become due and payable, whether at maturity or as a result of the mailing of a notice of redemption in connection with a redemption of a Series of Securities, or will become due and payable
          within one year, and the Company irrevocably deposits with the Trustee funds in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a combination thereof sufficient, in the written
          opinion of a nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall only be required to be delivered if U.S. Government Obligations have been so deposited), to pay the principal of and interest
          and on the outstanding Securities when due at maturity or upon redemption of, including interest thereon to maturity or such redemption date (other than Securities of such Series replaced or paid pursuant to Section 2.08), and if in either case
          the Company pays all other sums payable hereunder by the Company, then this Indenture shall, subject to Section 10.01(c), cease to be of further effect and the Company shall be entitled to a release of all collateral securing such Series other
          than the property deposited with the Trustee pursuant to this Section 10.01(a) or Section 10.02(a) below.&#160; The Trustee shall acknowledge satisfaction and discharge of this Indenture on demand of the Company accompanied by an Officers&#8217; Certificate
          and an Opinion of Counsel and at the cost and expense of the Company.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subject to Sections 10.01(c) and 10.02, the Company at any time may terminate (i) all of its obligations under the Securities of such Series and this Indenture (&#8220;<font style="font-weight: bold;">legal defeasance option</font>&#8221;) or (ii)&#160;its obligations under Article 3 of this Indenture and Section 4.03 (&#8220;<font style="font-weight: bold;">covenant defeasance option&#8221;</font>).&#160; The Company may exercise its legal
          defeasance option notwithstanding its prior exercise of its covenant defeasance option for such Series.&#160; </div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">37</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">If the Company exercises its legal defeasance option with respect to Securities of a Series, payment of the Securities of such Series may not be accelerated because of an Event of Default.&#160; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">Upon satisfaction of the conditions set forth herein and upon request of the Company, the Trustee shall acknowledge in writing the discharge of those obligations that the Company terminates.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Notwithstanding clauses (a) and (b) above, the Company&#8217;s obligations in Sections 2.08, 2.10 and 6.07, and in this Article 10 shall
            survive until the Securities of such Series have been paid in full.&#160; Thereafter, the Company&#8217;s obligations in Sections&#160;6.07 and 10.05 and the Trustee&#8217;s obligations under Section 10.04 shall survive such satisfaction and discharge.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 10.02 <font style="font-style: italic;">Conditions to Defeasance</font>.<font style="font-style: italic;">&#160;</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for the Securities of any
          Series, the Company may exercise its legal defeasance option or its covenant defeasance option only if:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company irrevocably deposits in trust with the Trustee money in an amount sufficient or U.S. Government Obligations, the principal of and interest on which will be sufficient, or a
          combination thereof sufficient, to pay the principal of, and premium (if any) and interest on the Securities of such Series when due at maturity or redemption, as the case may be, including interest thereon to maturity or such redemption date;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the legal defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel stating that (i) the Company has received from, or there has been
          published by, the Internal Revenue Service a ruling, or (ii) since the date of this Indenture there has been a change in the applicable Federal Income Tax law, in either case to the effect that, and based thereon such Opinion of Counsel shall
          confirm that, the Holders of such Series will not recognize income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at
          the same times as would have been the case if such deposit and defeasance had not occurred; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;in the case of the covenant defeasance option, the Company shall have delivered to the Trustee an Opinion of Counsel to the effect that the Holders of such Series will not recognize
          income, gain or loss for Federal Income Tax purposes as a result of such deposit and defeasance and will be subject to Federal Income Tax on the same amounts, in the same manner and at the same times as would have been the case if such deposit
          and defeasance had not occurred.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;"><a name="z_Toc126024143"></a>SECTION 10.03 <font style="font-style: italic;">Application of Trust Funds</font>.&#160; &#160; The Trustee shall hold in trust funds or U.S. Government Obligations deposited with it pursuant to
          this Article 10.&#160; It shall apply the deposited funds and the proceeds from U.S. Government Obligations through the Paying Agent and in accordance with this Indenture to the payment of principal of and interest on the Securities of such Series.&#160; </div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">38</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;"><a name="z_Toc126024144"></a>SECTION 10.04 <font style="font-style: italic;">Repayment to Company</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Trustee and the Paying Agent shall promptly turn over to the
          Company upon request any funds or U.S. Government Obligations held by it as provided in this Article 10 which, in the written opinion of nationally recognized firm of independent public accountants delivered to the Trustee (which opinion shall
          only be required to be delivered if U.S. Government Obligations have been so deposited), are in excess of the amount thereof which would then be required to be deposited to effect an equivalent discharge or defeasance in accordance with this
          Article 10.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Subject to any applicable abandoned property law, the Trustee and the Paying Agent shall pay to the Company upon written request any funds held by them for the payment of principal or interest or that remains
          unclaimed for two years, and, thereafter, Holders entitled to the funds must look to the Company for payment as general creditors, and the Trustee and the Paying Agent shall have no further liability with respect to such funds.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;"><a name="z_Toc126024145"></a>SECTION 10.05 <font style="font-style: italic;">Indemnity for Government Obligations</font>.<font style="font-style: italic;">&#160;</font>&#160; &#160; The Company shall pay and shall indemnify the
          Trustee against any tax, fee or other charge imposed on or assessed against deposited U.S. Government Obligations or the principal and interest received on such U.S. Government Obligations.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;"><a name="z_Toc126024146"></a>SECTION 10.06 <font style="font-style: italic;">Reinstatement</font>.&#160; &#160; If the Trustee or Paying Agent is unable to apply any funds or U.S. Government Obligations in accordance with
          this Article 10 by reason of any legal proceeding or by reason of any order or judgment of any court or governmental authority enjoining, restraining or otherwise prohibiting such application, the Company&#8217;s obligations under this Indenture and
          the Securities of such Series shall be revived and reinstated as though no deposit had occurred pursuant to this Article 10 until such time as the Trustee or Paying Agent is permitted to apply all such funds or U.S. Government Obligations in
          accordance with this Article 10; <u>provided</u>, <u>however</u>, that, if the Company has made any payment of principal of or interest on, any Securities of such Series because of the reinstatement of its obligations, the Company shall be
          subrogated to the rights of the Holders of such Securities to receive such payment from the funds or U.S. Government Obligations held by the Trustee or Paying Agent.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">This Section 10.06 shall not apply to any Series unless specified as contemplated by Section 2.03 for the Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443261"></a><a name="z_Toc377666758"></a>ARTICLE 11</div>
        <div style="text-align: center; font-weight: bold;">REDEMPTION OF SECURITIES AND SINKING FUNDS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 11.01.<font style="font-style: italic;">&#160; Applicability of Article.</font>&#160; The provisions of this Article 11 shall be applicable to the Securities of any Series which are redeemable before their maturity or
          to any sinking fund for the retirement of Securities of a Series except as otherwise specified as contemplated by Section 2.03 for Securities of such Series.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">39</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">SECTION 11.02.<font style="font-style: italic;">&#160; Notice of Redemption; Partial Redemptions.</font>&#160; Notice of redemption to the Holders of Securities of any Series required to be redeemed or to be redeemed as a
          whole or in part at the option of the Company shall be given by giving notice of such redemption as provided in Section 13.04, at least 30 days and not more than 60 days prior to the date fixed for redemption to such Holders of Securities of such
          Series.&#160; Failure to give notice by mail, or any defect in the notice to the Holder of any Security of a Series designated for redemption as a whole or in part, shall not affect the validity of the proceedings for the redemption of any other
          Security of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The notice of redemption to each such Holder shall specify the date fixed for redemption, the CUSIP number or numbers for such Securities, the redemption price, the Place of Payment or Places of Payment, that payment
          will be made upon presentation and surrender of such Securities, that such redemption is pursuant to the mandatory or optional sinking fund, or both, if such be the case, that interest accrued to the date fixed for redemption will be paid as
          specified in such notice, that on and after said date interest thereon or on the portions thereof to be redeemed will cease to accrue and, if applicable, that a Holder of Securities who desires to convert Securities for redemption must satisfy
          the requirements for conversion contained in such Securities, the then existing conversion price or rate and the date and time when the option to convert shall expire.&#160; If less than all of the Securities of any Series are to be redeemed, the
          notice of redemption shall specify the numbers of the Securities of such Series to be redeemed.&#160; In case any Security of a Series is to be redeemed in part, the notice of redemption shall state the portion of the principal amount thereof to be
          redeemed and shall state that on and after the date fixed for redemption, upon surrender of such Security, a new Security or Securities of such Series in principal amount equal to the unredeemed portion thereof will be issued.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">The notice of redemption of Securities of any Series to be redeemed at the option of the Company shall be given by the Company or, at the Company&#8217;s request, by the
            Trustee in the name and at the expense of the Company.&#160; If such notice is to be given by the Trustee, the Company shall provide notice of such redemption to the Trustee at least 45 days prior to the date fixed for redemption (unless a shorter
            notice shall be satisfactory to the Trustee).&#160; If such notice is given by the Company, the Company shall provide a copy of such notice given to the Holders of such redemption to the Trustee at least three Business Days prior to the date such
            notice is given to such Holders, but in any event at least 15 days prior to the date fixed for redemption (unless a shorter notice shall be satisfactory to the Trustee).</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Unless otherwise specified pursuant to Section 2.03, not later than 10:00 a.m. Eastern time on the redemption date specified in the notice of redemption given as provided in this Section 11.02, the Company will have
          on deposit with the Trustee or with one or more Paying Agents (or, if the Company is acting as its own Paying Agent, set aside, segregate and hold in trust as provided in Section 3.03) funds available on such date (or other forms of property, if
          permitted by the terms of the Securities of such Series) sufficient to redeem on the redemption date all the Securities of such Series so called for redemption at the appropriate redemption price, together with accrued interest to the date fixed
          for redemption.&#160; If less than all the Outstanding Securities of a Series are to be redeemed, the Company will deliver to the Trustee at least 45 days prior to the date fixed for redemption an Officers&#8217; Certificate stating the aggregate principal
          amount of Securities to be redeemed (unless a shorter notice shall be satisfactory to the Trustee).</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">40</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">If less than all the Securities of a Series are to be redeemed, the Trustee shall select Securities of such Series to be redeemed on a pro rata basis, by lot or by such other method as the Trustee shall deem to be
          fair and appropriate, and the Trustee shall promptly notify the Company in writing of the Securities of such Series selected for redemption and, in the case of any Securities of such Series selected for partial redemption, the principal amount
          thereof to be redeemed.&#160; However, if less than all the Securities of any Series with differing issue dates, interest rates and stated maturities are to be redeemed, the Company in its sole discretion shall select the particular securities to be
          redeemed and shall notify the Trustee in writing thereof at least 45 days prior to the relevant redemption date (unless a shorter notice shall be satisfactory to the Trustee).&#160; Securities may be redeemed in part in multiples equal to the minimum
          authorized denomination for Securities of such Series or any multiple thereof.&#160; For all purposes of this Indenture, unless the context otherwise requires, all provisions relating to the redemption of Securities of any Series shall relate, in the
          case of any Security redeemed or to be redeemed only in part, to the portion of the principal amount of such Security which has been or is to be redeemed.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">This Section 11.02 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 11.03.<font style="font-style: italic;">&#160; Payment of Securities Called for Redemption.</font>&#160; If notice of redemption has been given as above provided, the Securities or portions of Securities specified in
          such notice shall become due and payable on the date and at the place stated in such notice at the applicable redemption price, together with interest accrued to the date fixed for redemption, and on and after said date (unless the Company shall
          default in the payment of such Securities at the redemption price, together with interest accrued to said date) interest on the Securities or portions of Securities so called for redemption shall cease to accrue.&#160; Except as provided in Sections
          6.01 and 10.04, such Securities shall cease from and after the date fixed for redemption to be entitled to any benefit or security under this Indenture, and the Holders thereof shall have no right in respect of such Securities except the right to
          receive the redemption price thereof and unpaid interest to the date fixed for redemption.&#160; On presentation and surrender of such Securities at a Place of Payment specified in said notice, said Securities or the specified portions thereof shall
          be paid and redeemed by the Company at the applicable redemption price, together with interest accrued thereon to the date fixed for redemption.&#160; If for any Securities the date fixed for redemption is a regular interest payment date, payment of
          interest becoming due on such date shall be payable to the Holders of such Securities registered as such on the relevant record date subject to the terms and provisions of Section 2.07.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If any Security called for redemption shall not be so paid upon surrender thereof for redemption, the principal shall, until paid or duly provided for, bear interest from the date fixed for redemption at the rate of
          interest borne by the Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Upon presentation of any Security redeemed in part only, the Company shall execute and the Trustee shall authenticate and make available for delivery to or on the order of the Holder thereof, at the expense of the
          Company, a new Security or Securities, of authorized denominations, in principal amount equal to the unredeemed portion of the Security so presented.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">41</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">This Section 11.03 shall apply unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 11.04.<font style="font-style: italic;">&#160; Exclusion of Certain Securities from Eligibility for Selection for Redemption.</font>&#160; Except with respect to Securities in global form, Securities shall be excluded
          from eligibility for selection for redemption if they are identified by registration and certificate number in a written statement signed by an authorized officer of the Company and delivered to the Trustee at least 30 days prior to the last date
          on which notice of redemption may be given as being owned of record and beneficially by, and not pledged or hypothecated by, either (a) the Company or (b) an entity specifically identified in such written statement as directly or indirectly
          controlling or controlled by or under direct or indirect common control with the Company.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 11.05.<font style="font-style: italic;">&#160; Repayment at the Option of the Holders.</font>&#160; Securities of any Series that are repayable at the option of the Holders before their stated maturity shall be repaid
          in accordance with the terms of the Securities of such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The repayment of any principal amount of Securities pursuant to such option of the Holder to require repayment of Securities before their stated maturity, for purposes of Section 10.01, shall not operate as a
          payment, redemption or satisfaction of the indebtedness represented by such Securities unless and until the Company, at its option, shall deliver or surrender the same to the Trustee with a direction that such Securities be cancelled.</div>
        <div>&#160;</div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443268"></a><a name="z_Toc377666764"></a>ARTICLE 12</div>
        <div style="text-align: center; font-weight: bold;">CONVERSION OF SECURITIES</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.01.<font style="font-style: italic;">&#160; Applicability of Article.</font>&#160; Securities of any Series that are convertible into Common Shares at the option of the Holder of such Securities shall be convertible
          in accordance with their terms and, unless otherwise specified as contemplated by Section 2.03 for the Securities of any Series, in accordance with this Article 12.&#160; Each reference in this Article 12 to &#8220;a Security&#8221; or &#8220;the Securities&#8221; refers to
          the Securities of the particular Series that is convertible into Common Shares.&#160; If more than one Series of Securities with conversion privileges are Outstanding at any time, the provisions of this Article 12 shall be applied separately to each
          such Series.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.02.<font style="font-style: italic;">&#160; Right of Holders to Convert Securities into Common Shares.</font>&#160; Subject to the provisions of this Article 12, at the option of the Holder thereof, any Security of
          any Series that is convertible into Common Shares, or any portion of the principal amount thereof which is $1,000 or any integral multiple of $1,000, may be converted into duly authorized, validly issued, fully paid and nonassessable Common
          Shares at any time during the period specified in the Securities of such Series, at the conversion price or conversion rate for each $1,000 principal amount of Securities then in effect upon (a) in the case of any Security held in global form,
          surrender of the Security or Securities to the Company, at the account specified by the Trustee, and compliance with the procedures of the Depository in effect at that time and (b) in the case of certificated Securities, surrender of the Security
          or Securities to the Company, duly endorsed to the Company or in blank, at any time during usual business hours at the office or agency to be maintained by it in accordance with the provisions of Section 3.02, and in either case accompanied by a
          written notice of election to convert as provided in Section 12.03.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">42</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">If the Holder requests that the Common Shares be registered in a name other than that of the Holder, such notice also shall be accompanied by a written instrument or instruments of transfer in form satisfactory to
          the Company and/or the Trustee, as applicable, duly executed by the Holder thereof or his attorney duly authorized in writing.&#160; All Securities surrendered for conversion shall, if surrendered to the Company or any conversion agent, be delivered
          to the Trustee for cancellation and cancelled by it, or shall, if surrendered to the Trustee, be cancelled by it, as provided in Section 2.11.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The initial conversion price or conversion rate in respect of a Series of Securities shall be as specified in the Securities of such Series.&#160; The conversion price or conversion rate will be subject to adjustment on
          the terms set forth in Section 12.05 or such other or different terms, if any, as may be specified by Section 2.03 for Securities of such Series.&#160; Provisions of this Indenture that apply to conversion of all of a Security also apply to conversion
          of any portion of such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.03.<font style="font-style: italic;">&#160; Issuance of Common Shares on Conversions.</font>&#160; As promptly as practicable after the surrender of any Security or Securities for conversion into Common Shares, the
          Company shall issue to or upon the written order of the Holder of the Security or Securities so surrendered the number of duly authorized, validly issued, fully paid and nonassessable Common Shares into which such Security or Securities may be
          converted in accordance with the terms thereof and the provisions of this Article 12.&#160; Prior to issuance of such Common Shares, the Company shall require written notice at its said office or agency from the Holder of the Security or Securities so
          surrendered stating that the Holder irrevocably elects to convert such Security or Securities, or, if less than the entire principal amount thereof is to be converted, stating the portion thereof to be converted.&#160; Such notice shall also state the
          name or names (with address and social security or other taxpayer identification number) in which said common shares are to be issued.&#160; Such conversion shall be made at the time that such Security or Securities shall be surrendered for conversion
          and such notice shall be received by the Company or the Trustee and such conversion shall be at the conversion price in effect at such time.&#160; The rights of the Holder of such Security or Securities as a Holder shall cease at such time, and the
          Person or Persons entitled to receive the Common Shares upon conversion of such Security or Securities shall be treated for all purposes as having become either record holder or holders of such Common Shares at such time.&#160; In the case of any
          Security of any Series that is converted in part only, upon such conversion the Company shall execute and, upon the Company&#8217;s request and at the Company&#8217;s expense, the Trustee or an authenticating agent shall authenticate and deliver to the
          Holder thereof, as requested by such Holder, a new Security or Securities of such Series of authorized denominations in aggregate principal amount equal to the unconverted portion of such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">If the last day on which such Security may be converted is not a Business Day in a place where the conversion agent for that Security is located, such Security may be surrendered to that conversion agent on the next
          succeeding day that is a Business Day.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">The Company shall not be required to issue certificates for Common Shares upon conversion while its stockholder list is closed for a meeting of shareholders or for the payment of dividends or for any other purpose,
          but Common Shares shall be issued as soon as the stockholder list shall again be opened.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">43</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">SECTION 12.04.<font style="font-style: italic;">&#160; No Payment or Adjustment for Interest or Dividends.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, Securities
          surrendered for conversion into Common Shares during the period from the close of business on any regular record date or special record date next preceding any interest payment date to the opening of business on such interest payment date (except
          Securities called for redemption on a redemption date within such period) when surrendered for conversion must be accompanied by payment (by wire transfer or certified or official bank check to the order of the Company payable in clearing house
          funds at the location where the Securities are surrendered) of an amount equal to the interest thereon which the Holder is entitled to receive on such interest payment date.&#160; Payment of interest shall be made, on such interest payment date or
          such other payment date (as set forth in Section 2.07), as the case may be, to the Holder of the Securities as of such regular record date or special record date, as applicable.&#160; Except where Securities surrendered for conversion must be
          accompanied by payment as described above, no interest on converted Securities will be payable by the Company on any interest payment date subsequent to the date of conversion.&#160; No other payment or adjustment for interest or dividends is to be
          made upon conversion.&#160; Notwithstanding the foregoing, upon conversion of any Original Issue Discount Security, the fixed number of Common Shares into which such Security is convertible delivered by the Company to the Holder thereof shall be
          applied, first, to the portion attributable to the accrued original issue discount relating to the period from the date of issuance to the date of conversion of such Security, and, second, to the portion attributable to the balance of the
          principal amount of such Security.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.05.<font style="font-style: italic;">&#160; Adjustment of Conversion Price.</font>&#160; Unless otherwise specified as contemplated by Section 2.03 for Securities of such Series, the conversion price for Securities
          convertible into Common Shares shall be adjusted from time to time as follows:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If the Company shall (x) pay a dividend or make a distribution on Common Shares in Common Shares, (y) subdivide the issued and outstanding Common Shares into a greater number of shares
          or (z) consolidate the issued and outstanding Common Shares into a smaller number of shares, the conversion price for the Securities of such Series shall be adjusted so that the Holder of any such Security thereafter surrendered for conversion
          shall be entitled to receive the number of Common Shares that such Holder would have owned or have been entitled to receive after the happening of any of the events described above had such Security been converted immediately prior to the record
          date in the case of a dividend or the effective date in the case of subdivision or consolidation.&#160; An adjustment made pursuant to this Section 12.05(a) shall become effective immediately after the record date in the case of a dividend, except as
          provided in Section 12.05(h), and shall become effective immediately after the effective date in the case of a subdivision or consolidation.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">44</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If the Company shall issue rights or warrants to all holders of Common Shares entitling them (for a period expiring within 45 days after the record date mentioned below) to subscribe
          for or purchase Common Shares at a price per share less than the current market price per share of Common Shares (as defined for purposes of this Section 12.05(b) in Section 12.05(e)), at the record date for the determination of shareholders
          entitled to receive such rights or warrants, the conversion price in effect immediately prior thereto shall be adjusted so that the same shall equal the price determined by multiplying the conversion price in effect immediately prior to such
          record date by a fraction, the numerator of which shall be the number of Common Shares outstanding on such record date plus the number of Common Shares which the aggregate offering price of the total number of Common Shares so offered would
          purchase at such current market price, and the denominator of which shall be the number of Common Shares outstanding on such record date plus the number of additional Common Shares receivable upon exercise of such rights or warrants.&#160; Such
          adjustment shall be made successively whenever any such rights or warrants are issued, and shall become effective immediately, except as provided in Section 12.05(h), after such record date.&#160; In determining whether any rights or warrants entitle
          the Holders of the Securities of such Series to subscribe for or purchase Common Shares at less than such current market price, and in determining the aggregate offering price of such Common Shares, there shall be taken into account any
          consideration received by the Company for such rights or warrants plus the exercise price thereof, the value of such consideration or exercise price, as the case may be, if other than cash, to be determined by the Board of Directors.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If the Company shall distribute to all holders of Common Shares any shares of Capital Stock of the Company (other than Common Shares) or evidences of its indebtedness or assets
          (excluding cash dividends or distributions paid from retained earnings of the Company) or rights or warrants to subscribe for or purchase any of its securities (excluding those rights or warrants referred to in Section 12.05(b)) (any of the
          foregoing being herein in this Section 12.05(c) called the &#8220;<font style="font-weight: bold;">Special Securities</font>&#8221;), the conversion price shall be adjusted as provided in the next sentence unless the Company elects to reserve such Special
          Securities for distribution to the Holders of Securities of such Series upon the conversion so that any such Holder converting such Securities will receive upon such conversion, in addition to the Common Shares to which such Holder is entitled,
          the amount and kind of Special Securities which such Holder would have received if such Holder had, immediately prior to the record date for the distribution of the Special Securities, converted Securities into Common Shares.&#160; The conversion
          price, as adjusted, shall equal the price determined by multiplying the conversion price in effect immediately prior to such record date by a fraction the numerator of which shall be the current market price per share (as defined for purposes of
          this Section 12.05(c) in Section 12.05(e)) of Common Shares on the record date mentioned above less the then fair market value (as determined by the Board of Directors, whose determination shall, if made in good faith, be conclusive) of the
          portion of the Special Securities so distributed applicable to one Common Share, and the denominator of which shall be the current market price per Common Shares.&#160; In the event the then fair market value (as so determined) of the portion of the
          Special Securities so distributed applicable to one Common Share is equal to or greater than the current market price per Common Share on the record date mentioned above, in lieu of the foregoing adjustment, adequate provision shall be made so
          that each Holder of Securities of such Series shall have the right to receive the amount and kind of Special Securities such holder would have received had he converted such Securities immediately prior to the record date for the distribution of
          the Special Securities.&#160; Such adjustment shall become effective immediately, except as provided in Section 12.05(h), after the record date for the determination of shareholders entitled to receive such distribution.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">45</font></div>
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If, pursuant to Section 12.05(b) or 12.05(c), the conversion price shall have been adjusted because the Company has declared a dividend, or made a distribution, on the issued and
          outstanding Common Shares in the form of any right or warrant to purchase securities of the Company, or the Company has issued any such right or warrant, then, upon the expiration of any such unexercised right or unexercised warrant, the
          conversion price shall forthwith be adjusted to equal the conversion price that would have applied had such right or warrant never been declared, distributed or issued.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; For the purpose of any computation under Section 12.05(b), the current market price per Common Share on any date shall be deemed to be the average of the reported last sales prices for
          the 30 consecutive Trading Days (as defined below) commencing 45 Trading Days before the date in question.&#160; For the purpose of any computation under Section 12.05(c), the current market price per Common Share on any date shall be deemed to be the
          average of the reported last sales prices for the ten consecutive Trading Days before the date in question.&#160; The reported last sales price for each day (whether for purposes of Section 12.05(b), 12.05(c) or 12.06) shall be the reported last sales
          price, regular way, or, in case no sale takes place on such day, the average of the reported closing bid and asked prices, regular way, in either case as reported on the New York Stock Exchange Composite Tape or, if the Common Shares are not
          listed or admitted to trading on the New York Stock Exchange, on the principal national securities exchange on which the Common Shares are listed or admitted to trading or, if not listed or admitted to trading on any national securities exchange,
          on the Nasdaq Global Market or the Nasdaq Global Select Market (collectively, <a name="OLE_LINK1"></a><a name="OLE_LINK2"></a>the &#8220;<font style="font-weight: bold;">Nasdaq Market</font>&#8221;) or, if the Common Shares are not quoted on the Nasdaq
          Market, the average of the closing bid and asked prices on such day in the over-the-counter market as furnished by any New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of
          Directors or, if no such quotations are available, the fair market value of the Common Shares as determined by a New York Stock Exchange member firm regularly making a market in the Common Shares selected for such purpose by the Board of
          Directors.&#160; As used herein, the term &#8220;<font style="font-weight: bold;">Trading Day</font>&#8221; with respect to the Common Shares means (x) if the Common Shares are listed or admitted for trading on the New York Stock Exchange or another national
          securities exchange, a day on which the New York Stock Exchange or such other national securities exchange is open for business, (y) if the Common Shares are quoted on the Nasdaq Market, a day on which trades may be made on the Nasdaq Market or
          (z) otherwise, any day other than a Saturday or Sunday or a day on which banking institutions in the State of New York are authorized or obligated by law or executive order to close.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">46</font></div>
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No adjustment in the conversion price shall be required unless such adjustment would require an increase or decrease of at least 1% in such price.&#160; Any adjustments that by reason of
          this Section 12.05(f) are not required to be made, however, shall be carried forward and taken into account in any subsequent adjustment.&#160; Any adjustment required to be made in accordance with the provisions of this Article 12 shall be made not
          later than such time as may be required in order to preserve the tax free nature of a distribution to the holders of Common Shares.&#160; All calculations under this Article 12 shall be made by the Company and shall be to the nearest cent or to the
          nearest one-one hundredth of a share, as the case may be, with one-half cent and one-two hundredth of a share, respectively, being rounded upward.&#160; The Company shall be entitled to make such reductions in the conversion price, in addition to
          those required by this Section 12.05, as it in its discretion shall determine to be advisable in order that any share dividend or bonus issue, subdivision of shares, distribution of rights or warrants to purchase shares or securities or
          distribution of other assets (other than cash dividends) made by the Company to its shareholders shall not be taxable.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt; font-size: 12pt;"><font style="font-size: 10pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Whenever the conversion price is adjusted, the Company shall file with the Trustee, at the Corporate Trust Office of the Trustee, and
            with the office or agency maintained by the Company for the conversion of Securities of such Series pursuant to Section 3.02, an Officers&#8217; Certificate, setting forth the conversion price after such adjustment and setting forth a brief statement
            of the facts requiring such adjustment, which certificate shall be conclusive evidence of the correctness of such adjustment.&#160; Neither the Trustee nor any conversion agent shall be under any duty or responsibility with respect to any such
            certificate or any facts or computations set forth therein, except to exhibit said certificate from time to time to any Holder of a Security of such Series desiring to inspect the same.&#160; The Company shall promptly cause a notice setting forth
            the adjusted conversion price to be mailed to the Holders of Securities of such Series, as their names and addresses appear upon the Security register.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; In any case in which this Section 12.05 provides that an adjustment shall become effective immediately after a record date for an event, the Company may defer until the occurrence of
          such event (y) issuing to the Holder of any Security of such Series converted after such record date and before the occurrence of such event the additional Common Shares issuable upon such conversion by reason of the adjustment required by such
          event over and above the Common Shares issuable upon such conversion before giving effect to such adjustment and (z) paying to such holder any amount in cash in lieu of any fractional Common Shares pursuant to Section 12.06.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.06.<font style="font-style: italic;">&#160; No Fractional Shares to Be Issued.</font>&#160; No fractional Common Shares shall be issued upon any conversion of Securities.&#160; If more than one Security of any Series
          shall be surrendered for conversion at one time by the same Holder, the number of full Common Shares which shall be issuable upon conversion thereof shall be computed on the basis of the aggregate principal amount of the Securities of such Series
          (or specified portions thereof to the extent permitted hereby) so surrendered.&#160; Instead of a fraction of a Common Share&#160; which would otherwise be issuable upon conversion of any Security or Securities (or specified portions thereof), the Company
          shall pay a cash adjustment (computed to the nearest cent, with one-half cent being rounded upward) in respect of such fraction of a share in an amount equal to the same fractional interest of the reported last sales price of the Common Shares on
          the Trading Day next preceding the day of conversion.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.07.<font style="font-style: italic;">&#160; Notice to Holders of the Securities of a Series Prior to Taking Certain Types of Action.</font>&#160; With respect to the Securities of any Series, in case:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Company shall authorize the issuance to all holders of Common Shares of rights or warrants to subscribe for or purchase shares or any other right;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">47</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Company shall authorize the distribution to all holders of Common Shares of evidences of indebtedness or assets (except for cash dividends or distributions paid from retained
          earnings of the Company);</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; of any subdivision or consolidation of Common Shares or of any amalgamation, consolidation or merger to which the Company is a party and for which approval by the shareholders of the
          Company is required, or of the sale or transfer of all or substantially all of the assets of the Company; or</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; of the voluntary or involuntary dissolution, liquidation or winding up of the Company;</div>
        <div>&#160;</div>
        <div>the Company shall cause to be filed with the Trustee and at the office or agency maintained for the purpose of conversion of Securities of such Series pursuant to Section 3.02, and shall cause to be mailed to the Holders of Securities of such
          Series at their last addresses as they shall appear on the Security register, at least ten days prior to the applicable record date hereinafter specified, a notice stating (i) the date as of which the holders of Common Shares to be entitled to
          receive any such rights, warrants or distribution are to be determined, or (ii) the date on which any such share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action is expected
          to become effective, and the date as of which it is expected that holders of record of Common Shares shall be entitled to exchange their Common Shares for securities or other property, if any, deliverable upon such share subdivision or
          consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action.&#160; The failure to give the notice required by this Section 12.07 or any defect therein shall not affect the legality or validity of any
          distribution, right, warrant, share subdivision or consolidation, amalgamation, merger, sale, transfer, dissolution, liquidation, winding up or other action, or the vote upon any of the foregoing.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.08.<font style="font-style: italic;">&#160; Covenant to Reserve Shares for Issuance on Conversion of Securities.</font>&#160; The Company at all times will reserve and keep available out of each class of its
          authorized Common Shares, free from preemptive rights, solely for the purpose of issue upon conversion of Securities of any Series as herein provided, such number of Common Shares as shall then be issuable upon the conversion of all Outstanding
          Securities of such Series.&#160; All Common Shares which shall be so issuable, when issued or delivered, shall be duly and validly issued Common Shares into which Securities of such Series are convertible, and shall be fully paid and nonassessable,
          free of all liens and charges and not subject to preemptive rights.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.09.<font style="font-style: italic;">&#160; Compliance with Governmental Requirements.</font>&#160; If any Common Shares required to be reserved for purposes of conversion of Securities hereunder require
          registration or listing with or approval of any governmental authority under any Federal or State law, pursuant to the Securities Act or the Securities Exchange Act or any national or regional securities exchange on which the Common Shares are
          listed at the time of delivery of any Common Shares, the Company will use its best efforts to cause such shares to be duly registered, listed or approved, as the case may be, before such shares may be issued upon conversion.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">48</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">SECTION 12.10.<font style="font-style: italic;">&#160; Payment of Taxes upon Certificates for Shares Issued upon Conversion.</font>&#160; The issuance of certificates for Common Shares upon the conversion of Securities shall
          be made without charge to the converting Holders for any tax (including documentary and stamp taxes) in respect of the issuance and delivery of such certificates, and such certificates shall be issued in the respective names of, or in such names
          as may be directed by, the Holders of the Securities converted.&#160; The Company, however, shall not be required to pay any tax that may be payable in respect of any transfer involved in the issuance and delivery of any such certificate in a name
          other than that of the Holder of the Security converted, and the Company shall not be required to issue or deliver such certificate unless or until the Person or Persons requesting the issuance thereof shall have paid to the Company the amount of
          such tax or shall have established to the satisfaction of the Company that such tax has been paid.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.11.<font style="font-style: italic;">&#160; Trustee&#8217;s Duties with Respect to Conversion Provisions.</font>&#160; The Trustee and any conversion agent shall have no duty to any Holder to determine whether any facts
          exist that may require any adjustment of the conversion rate, or with respect to the nature or extent of any such adjustment when made, or with respect to the method employed, in making the same.&#160; Neither the Trustee nor any conversion agent
          shall be accountable with respect to the registration under securities laws, listing, validity or value (or the kind or amount) of any Common Shares, or of any other securities or property, that at any time may be issued or delivered upon the
          conversion of any Security, and neither the Trustee nor any conversion agent makes any representation with respect thereto.&#160; Neither the Trustee nor any conversion agent shall be responsible for any failure of the Company to make any payment or
          to issue, transfer or deliver any Common Shares or stock certificates or other securities or property upon the surrender of any Security for the purpose of conversion.&#160; The Trustee and any conversion agent, subject to the provisions of Section
          313 of the Trust Indenture Act, shall not be responsible for any failure of the Company to comply with any of the covenants contained in this Article 12.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.12.<font style="font-style: italic;">&#160; Trustee Under No Duty to Monitor Stock Price or Calculations</font>.&#160; In no event shall the Trustee or conversion agent be responsible for monitoring the price of the
          Company's common stock, or performing any calculations under this Article 12, such activities being the responsibility of the Company. </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 12.13.<font style="font-style: italic;">&#160; Conversion Arrangement on Call for Redemption.</font>&#160; In connection with any redemption of Securities, the Company may arrange for the purchase and conversion of any
          Securities called for redemption by an agreement with one or more investment bankers or other purchasers to purchase such Securities by paying to the Trustee or the Paying Agent in trust for the Holders of Securities, one Business Day prior to
          the redemption date, an amount not less than the redemption price, together with interest, if any, accrued to the redemption date of such Securities, in immediately available funds.&#160; Notwithstanding anything to the contrary contained in this
          Article 12, the obligation of the Company to pay the redemption price of such Securities, including all accrued interest, if any, shall be deemed to be satisfied and discharged to the extent such amount is so paid by such purchasers.&#160; If such an
          agreement is entered into, any Securities not duly surrendered for conversion by the Holders thereof, at the option of the Company, may be deemed, to the fullest extent permitted by law, acquired by such purchasers from such Holders and
          surrendered by such purchasers for conversion, all as of immediately prior to the close of business on the last day on which such Securities called for redemption may be converted in accordance with this Indenture and the terms of such
          Securities, subject to payment to the Trustee or Paying Agent of the above-described amount.&#160; The Trustee or the Paying Agent shall hold and pay to the Holders whose Securities are selected for redemption any such amount paid to it in the same
          manner as it would pay funds deposited with it by the Company for the redemption of Securities.&#160; Without the Trustee&#8217;s and the Paying Agent&#8217;s prior written consent, no arrangement between the Company and such purchasers for the purchase and
          conversion of any Securities shall increase or otherwise affect any of the powers, duties, responsibilities or obligations of the Trustee and the Paying Agent as set forth in this Indenture.&#160; The Company agrees to indemnify the Trustee and the
          Paying Agent from, and hold them harmless against, any loss, liability or expense arising out of or in connection with any such arrangement for the purchase and conversion of any Securities between the Company and such purchasers, including the
          reasonable costs and expenses incurred by the Trustee and the Paying Agent in the defense of any claim or liability arising out of or in connection with the exercise or performance of any of their powers, duties, responsibilities or obligations
          under this Indenture.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">49</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-align: center; font-weight: bold;"><a name="z_Toc238443282"></a><a name="z_Toc377666778"></a>ARTICLE 13</div>
        <div style="text-align: center; font-weight: bold;">MISCELLANEOUS PROVISIONS</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.01.<font style="font-style: italic;">&#160; Incorporators, Shareholders, Officers and Directors of Company Exempt from Individual Liability.</font>&#160; No recourse under or upon any obligation, covenant or
          agreement contained in this Indenture or in any Security shall be had against any incorporator as such or against any past, present or future director, office, employee, incorporator, agent or shareholder of the Company or of any successor,
          either directly or through the Company or any successor, under any rule of law, statute or constitutional provision or by the enforcement of any assessment or by any legal or equitable proceeding or otherwise, all such liability being expressly
          waived and released by the acceptance of the Securities by the Holders thereof and as part of the consideration for the issue of the Securities.&#160; This Section 13.01 shall apply unless otherwise specified as contemplated by Section 2.03 for the
          Securities of any Series.&#160; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.02.<font style="font-style: italic;">&#160; Provisions of Indenture for the Sole Benefit of Parties and Holders.</font>&#160; Nothing in this Indenture or in the Securities, expressed or implied, shall give or be
          construed to give to any Person, firm or corporation, other than the parties hereto, any Paying Agent and their successors hereunder and the Holders of the Securities any legal or equitable right, remedy or claim under this Indenture or under any
          covenant or provision herein contained, all such covenants and provisions being for the sole benefit of the parties hereto and their successors and of the Holders of the Securities.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.03.<font style="font-style: italic;">&#160; Successors and Assigns of Company Bound by Indenture.</font>&#160; All the covenants, stipulations, promises and agreements in this Indenture contained by or on behalf of
          the Company shall bind its successors and assigns, whether so expressed or not.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.04.<font style="font-style: italic;">&#160; Notices and Demands on Company, Trustee and Holders.</font>&#160; Any notice or demand that by any provision of this Indenture is required or permitted to be given or
          served by the Trustee or by the Holders of Securities to or on the Company may be given or served by being deposited postage prepaid, first-class mail (except as otherwise specifically provided herein) addressed (until another address of the
          Company is filed by the Company with the Trustee) to loanDepot, Inc., 6561 Irvine Center Drive, Irvine, California, 92618, Attention: Chief Financial Officer.&#160; Any notice, direction, request or demand by the Company or any Holder to or upon the
          Trustee shall be deemed to have been sufficiently given or made, for all purposes, if given or made at the Corporate Trust Office.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">50</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">Where this Indenture provides for notice to Holders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed by first-class mail, postage prepaid to
          such Holders as their names and addresses appear in the Security register within the time prescribed.&#160; Where this Indenture provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice,
          either before or after the event, and such waiver shall be the equivalent of such notice.&#160; Waivers of notice by Holders shall be filed with the Trustee, but such filing shall not be a condition precedent to the validity of any action taken in
          reliance upon such waiver.&#160; In any case where notice to Holders is given by mail, neither the failure to mail such notice, nor any defect in any notice so mailed to any particular Holder shall affect the sufficiency of such notice with respect to
          other Holders, and any notice which is mailed in the manner herein provided shall be conclusively presumed to have been duly given.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">In case, by reason of the suspension of or irregularities in regular mail service, it shall be impracticable to mail notice to the Company and Holders when such notice is required to be given pursuant to any
          provision of this Indenture, then any manner of giving such notice as shall be reasonably acceptable to the Trustee shall be deemed to be a sufficient giving of such notice.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.05.<font style="font-style: italic;">&#160; Electronic Transmission to the Trustee</font>.&#160; In addition to the foregoing, the Trustee agrees to accept and act upon notice, instructions or directions pursuant to
          this Indenture sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods; provided, however, that (a) the party providing such written instructions, subsequent to such transmission of written instructions,
          shall provide the originally executed instructions or directions to the Trustee in a timely manner, and (b) such originally executed instructions or directions shall be signed by an authorized representative of the party providing such
          instructions or directions.&#160; If the party elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee shall not
          be liable for any losses, costs or expenses arising directly or indirectly from the Trustee&#8217;s reliance upon and compliance in good faith with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent
          written instruction received by the Trustee following action taken pursuant to prior instruction.&#160; The party providing electronic instructions agrees to assume all risks arising out of the use of such electronic methods to submit instructions and
          directions to the Trustee, including without limitation the risk of the Trustee acting in good faith on unauthorized instructions, and the risk of interception and misuse by third parties.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.06.<font style="font-style: italic;">&#160; Officers&#8217; Certificates and Opinions of Counsel; Statements to Be Contained Therein.</font>&#160; Upon any application or demand by the Company to the Trustee to take any
          action under any of the provisions of this Indenture, the Company shall furnish to the Trustee (i) an Officers&#8217; Certificate stating that all conditions precedent, if any, provided for in this Indenture relating to the proposed action have been
          complied with, (ii) an Opinion of Counsel stating that in the opinion of such counsel all such conditions precedent, if any, have been complied with, except that in the case of any such application or demand as to which the furnishing of such
          documents is specifically required by any provision of this Indenture relating to such particular application or demand, no additional certificate or opinion need be furnished and (iii) any certificates or opinions required under TIA Section
          314(d) in connection therewith, which may be made by an authorized executive officer of the Company except in cases where TIA Section 314(d) requires that any such certificate or opinion be made by an independent Person, which Person shall be
          independent engineer, appraiser or other expert selected or approved by the Trustee in the exercise of reasonable care.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">51</font></div>
          <div style="page-break-after: always;" class="BRPFPageBreak">
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        </div>
        <div style="text-indent: 36pt;">Each certificate or opinion provided for in this Indenture and delivered to the Trustee with respect to compliance with a condition or covenant provided for in this Indenture shall include:</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that the person making such certificate or opinion has read such covenant or condition;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a brief statement as to the nature and scope of the examination or investigation upon which the statements or opinions contained in such certificate or opinion are based;</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement that, in the opinion of such person, he or she has made such examination or investigation as is necessary to enable him or her to express an informed opinion as to whether
          or not such covenant or condition has been complied with; and</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;a statement as to whether or not, in the opinion of such person, such condition or covenant has been complied with.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company may be based, insofar as it relates to legal matters, upon a certificate or opinion of or representations by counsel, unless such officer knows that
          the certificate or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.&#160;
          Any certificate, statement or opinion of counsel may be based, insofar as it relates to factual matters or information with respect to which is in the possession of the Company, upon the certificate, statement or opinion of or representations by
          an officer or officers of the Company, unless such counsel knows that the certificate, statement or opinion or representations with respect to the matters upon which his certificate, statement or opinion may be based as aforesaid are erroneous,
          or in the exercise of reasonable care should know that the same are erroneous.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">Any certificate, statement or opinion of an officer of the Company or of counsel may be based, insofar as it relates to accounting matters, upon a certificate or opinion of or representations by an accountant or firm
          of accountants in the employ of the Company, unless such officer or counsel, as the case may be, knows that the certificate or opinion or representations with respect to the accounting matters upon which his certificate, statement or opinion may
          be based as aforesaid are erroneous, or in the exercise of reasonable care should know that the same are erroneous.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.07.<font style="font-style: italic;">&#160; Payments Due on Saturdays, Sundays and Holidays.</font>&#160; Unless otherwise specified in a Security, if the date of maturity of interest on or principal of the
          Securities of any Series or the date fixed for redemption, repurchase or repayment of any such Security shall not be a Business Day, payment of interest or principal need not be made on such date, but may be made on the next succeeding Business
          Day with the same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">52</font></div>
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        <div style="text-indent: 36pt;">SECTION 13.08.<font style="font-style: italic;">&#160; Conflict of any Provision of Indenture with Trust Indenture Act.</font>&#160; If and to the extent that any provision of this Indenture limits, qualifies or conflicts with
          another provision included in this Indenture which is required by the Trust Indenture Act, such required provision shall control.&#160; If any provision of this Indenture modifies or excludes any provision of the Trust Indenture Act that may be so
          modified or excluded, the latter provision shall be deemed to apply to this Indenture as so modified or to be excluded, as the case may be.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.09.<font style="font-style: italic;">&#160; New York Law to Govern.</font>&#160; This Indenture and each Security will be governed by and construed in accordance with the laws of the State of New York.&#160;&#160; </div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.10.<font style="font-style: italic;">&#160; Counterparts.</font>&#160; This Indenture may be executed in any number of counterparts, each of which shall be an original; but such counterparts shall together
          constitute but one and the same instrument.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.11.<font style="font-style: italic;">&#160; Effect of Headings; Gender.</font>&#160; The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction
          hereof.&#160; The use of the masculine, feminine or neuter gender herein shall not limit in any way the applicability of any term or provision hereof.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.12.&#160; <font style="font-style: italic;">Waiver of Jury Trial.&#160; </font>EACH OF THE COMPANY AND THE TRUSTEE HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO
          TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS INDENTURE, THE SECURITIES OR THE TRANSACTION CONTEMPLATED HEREBY.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.13.&#160; <font style="font-style: italic;">Force Majeure.&#160; </font>In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out
          of or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and
          interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services; it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry
          to resume performance as soon as practicable under the circumstances.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt;">SECTION 13.14.&#160; <font style="font-style: italic;">Certain Tax Information.&#160; </font>In order to comply with applicable tax laws, rules and regulations (inclusive of directives, guidelines and interpretations
          promulgated by competent authorities) in effect from time to time to which a foreign financial institution, or issuer, trustee, paying agent, holder or other institution that is subject (&#8220;Applicable Law&#8221;) in relation to the Indenture, the Company
          agrees (i) to provide to the Trustee, to the extent reasonably available to the Company, sufficient information about holders or other applicable parties and/or transactions (including any modification to the terms of such transactions) so the
          Trustee can determine whether it has tax related obligations under Applicable Law, (ii) that the Trustee shall be entitled to make any withholding or deduction from payments under the Indenture to the extent necessary to comply with Applicable
          Law for which the Trustee shall not have any liability, and (iii) to hold harmless the Trustee for any losses it may suffer due to the actions it takes to comply with such Applicable Law.&#160; The terms of this section shall survive the termination
          of this Indenture.</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">53</font></div>
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            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-indent: 36pt;">SECTION 13.15.&#160; <font style="font-style: italic;">Additional Provisions Relating to Collateral.</font></div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Beyond the exercise of reasonable care in the custody thereof, the Trustee or any Collateral Agent shall have no duty as to any collateral in its possession or control or in the
          possession or control of any agent or bailee or any income thereon or as to preservation of rights against prior parties or any other rights pertaining thereto, and neither the Trustee nor the Collateral Agent shall be responsible for filing any
          financing or continuation statements or recording any documents or instruments in any public office at any time or times or otherwise perfecting or maintaining the perfection of any security interest in the collateral.&#160; The Trustee and the
          Collateral Agent shall be deemed to have exercised reasonable care in the custody of the collateral in its possession if the collateral is accorded treatment substantially equal to that which it accords its own property and shall not be liable or
          responsible for any loss or diminution in the value of any of the collateral, by reason of the act or omission of any carrier, forwarding agency or other agent or bailee selected by the Trustee or the Collateral Agent, as applicable, in good
          faith.&#160; Neither the Trustee nor the Collateral Agent shall be responsible for the existence, genuineness or value of any of the collateral or for the validity, perfection, priority or enforceability of the liens in any of the collateral, whether
          impaired by operation of law or by reason of any action or omission to act on its part hereunder, except to the extent such action or omission constitutes negligence, bad faith or willful misconduct on the part of the Trustee or the Collateral
          Agent, as applicable, for the validity or sufficiency of the collateral or any agreement or assignment contained therein, for the validity of the title of the Company to the collateral, for insuring the collateral or for the payment of taxes,
          charges, assessments or Liens upon the collateral or otherwise as to the maintenance of the collateral.&#160; Neither the Trustee nor the Collateral Agent shall have a duty to ascertain or inquire as to the performance or observance of any of the
          terms of this Indenture or any Security Documents by the Company, any secured parties or the Collateral Agent.</div>
        <div>&#160;</div>
        <div style="text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Each Trustee and Collateral Agent is hereby authorized to enter into any applicable Security Documents.</div>
        <div>&#160;</div>
        <div style="text-align: center;">[the remainder of this page is intentionally left blank]</div>
        <div>&#160;</div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">54</font></div>
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        <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be duly executed, as of the day and year first above written.</div>
        <div>&#160;</div>
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                <td style="width: 50%;">
                  <div>&#160;</div>
                </td>
                <td rowspan="1" colspan="3">LOANDEPOT, INC.</td>
              </tr>
              <tr>
                <td style="width: 50%;" rowspan="1">&#160;</td>
                <td rowspan="1" colspan="3">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; padding-bottom: 2px;">
                  <div>&#160;</div>
                </td>
                <td style="padding-bottom: 2px;">By:</td>
                <td style="border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"><br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%;">
                  <div>&#160;</div>
                </td>
                <td style="width: 3%;">
                  <div>&#160;</div>
                </td>
                <td style="width: 5%;">Name:</td>
                <td style="width: 42%;">
                  <div>&#160;</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%;" rowspan="1">&#160;</td>
                <td style="width: 3%;" rowspan="1">&#160;</td>
                <td style="width: 5%;" rowspan="1">Title:</td>
                <td style="width: 42%;" rowspan="1">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%;" rowspan="1">&#160;</td>
                <td style="width: 3%;" rowspan="1">&#160;</td>
                <td style="width: 5%;" rowspan="1">&#160;</td>
                <td style="width: 42%;" rowspan="1">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%;" rowspan="1">&#160;</td>
                <td rowspan="1" colspan="3">[___________________________]</td>
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                <td style="width: 50%; padding-bottom: 2px;">
                  <div>&#160;</div>
                </td>
                <td style="padding-bottom: 2px;">By:</td>
                <td style="border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"><br>
                </td>
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              <tr>
                <td style="width: 50%;">
                  <div>&#160;</div>
                </td>
                <td style="width: 3%;">
                  <div>&#160;</div>
                </td>
                <td style="width: 5%;">Name:</td>
                <td style="width: 42%;">
                  <div>&#160;</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%;" rowspan="1">&#160;</td>
                <td style="width: 3%;" rowspan="1">&#160;</td>
                <td style="width: 5%;" rowspan="1">Title:</td>
                <td style="width: 42%;" rowspan="1">&#160;</td>
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          <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">55</font></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>5
<FILENAME>ny20072538x1_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
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    <div>
      <div style="text-align: right; font-weight: bold;">Exhibit 5.1<br>
      </div>
      <div> <br>
      </div>
      <div><img src="ny20072538x1_ex5-1img001.jpg"> </div>
      <div> <br>
      </div>
      <div>May 7, 2026</div>
      <div><br>
      </div>
      <div><a name="z_DV_M2"></a>loanDepot, Inc.</div>
      <div>6561 Irvine Center Drive</div>
      <div>Irvine, California 92618</div>
      <div>&#160;</div>
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          <tr>
            <td style="width: 36pt; vertical-align: top;"><a name="z_DV_M3"></a>Re:</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-style: italic;">loanDepot, Inc.</div>
            </td>
          </tr>

      </table>
      <div style="text-indent: -27pt; margin-left: 63pt; font-style: italic;">Registration Statement on Form S-3</div>
      <div>&#160;</div>
      <div><a name="z_DV_M4"></a>Ladies and Gentlemen:</div>
      <div>&#160;</div>
      <div><a name="z_DV_M5"></a>We have acted as counsel to loanDepot, Inc., a Delaware corporation (the &#8220;<u>Company</u>&#8221;), in connection with the preparation and filing with the Securities and Exchange Commission (the &#8220;<u>Commission</u>&#8221;) of a
        Registration Statement on Form S&#8209;3 (the &#8220;<u>Registration Statement</u>&#8221;) under the Securities Act of 1933, as amended (the &#8220;<u>Securities Act</u>&#8221;), relating to the registration under the Securities Act and the proposed issuance and sale from time
        to time pursuant to Rule 415 under the Securities Act, together or separately and in one or more series (if applicable) of:</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M6"></a><font style="color: rgb(0, 0, 0);">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">the Company&#8217;s debt securities, which may be either senior debt securities (&#8220;<u>Senior Debt Securities</u>&#8221;)
          or subordinated debt securities (&#8220;<u>Subordinated Debt Securities</u>&#8221;) and either secured debt securities (&#8220;<u>Secured Debt Securities</u>&#8221;) or unsecured debt securities (&#8220;<u>Unsecured Debt Securities</u>&#8221; and, collectively with the Senior Debt
          Securities, the Subordinated Debt Securities and the Secured Debt Securities, the &#8220;<u>Debt Securities</u>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M7"></a><a name="z_DV_M8"></a><a name="z_DV_M9"></a><font style="color: rgb(0, 0, 0);">(ii)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">shares of the Company&#8217;s Class A common stock, par value $0.001
          per share (the &#8220;<u>Class A Stock</u>&#8221;)</font><a name="z_DV_M10"></a>;</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">shares of the Company&#8217;s preferred stock, par value $0.001 per share (the &#8220;<u>Preferred Stock</u>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M15"></a><font style="color: rgb(0, 0, 0);">(iv)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">depositary shares each representing a fraction of a share of a particular series of Preferred Stock (the &#8220;<u>Depositary


            Shares</u>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M16"></a><font style="color: rgb(0, 0, 0);">(v)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">contracts for the purchase or sale of Debt Securities, Preferred Stock or Class A Stock or other
          securities, currencies or commodities (the &#8220;<u>Purchase Contracts</u>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M17"></a><font style="color: rgb(0, 0, 0);">(vi)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">warrants for the purchase of Class A Stock, Preferred Stock or Debt Securities (the &#8220;<u>Warrants</u>&#8221;); and</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M18"></a><font style="color: rgb(0, 0, 0);">(vii)</font>&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">units of the Company comprised of any combination of Class A Stock, Preferred Stock, Depositary Shares,
          Purchase Contracts or Debt Securities (the &#8220;<u>Units</u>&#8221;).</font></div>
      <div style="text-indent: 72pt;"><font style="color: rgb(0, 0, 0);"> <br>
        </font></div>
      <div style="text-indent: 72pt;"><font style="color: rgb(0, 0, 0);"><a name="z_DV_M19"></a></font></div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
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        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">2</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div><a name="z_DV_M20"></a>The Debt Securities, Class A Stock, Preferred Stock, Depositary Shares, Purchase Contracts, Warrants, and Units are collectively referred to herein as the &#8220;<u>Securities</u>.&#8221;&#160; The Senior Debt Securities are to be issued
        under an indenture to be entered into among the Company and a financial institution to be named at the time such indenture is executed, as indenture trustee (the &#8220;<u>Senior Base Indenture</u>&#8221;).&#160; The Subordinated Debt Securities are to be issued
        under an indenture to be entered into between the Company and a financial institution to be named at the time such indenture is executed, as indenture trustee (the &#8220;<u>Subordinated Base Indenture</u>&#8221;).&#160; The Secured Debt Securities are to be issued
        under an indenture to be entered into between the Company and a financial institution to be named at the time such indenture is executed, as indenture trustee (the &#8220;<u>Secured Base Indenture</u>,&#8221; and together with the Senior Base Indenture and the
        Subordinated Base Indenture, the &#8220;<u>Base Indentures</u>&#8221;).</div>
      <div>&#160;</div>
      <div><a name="z_DV_M22"></a>In arriving at the opinions expressed below, we have examined originals, or copies certified or otherwise identified to our satisfaction<font style="color: rgb(0, 0, 0);"> as being true and complete copies of the originals</font>,
        of forms of the Base Indentures, forms of the Debt Securities, specimen Class A Stock <a name="z_DV_M23"></a>certificates<font style="color: rgb(0, 0, 255);"><u style="border-bottom: 1px solid;">&#160;</u></font>and such other documents, corporate
        records, certificates of officers of the Company and of public officials and other instruments as we have deemed necessary or advisable to enable us to render these opinions.&#160; In our examination, we have assumed the genuineness of all signatures,
        the legal capacity and competency of all natural persons, the authenticity of all documents submitted to us as originals and the conformity to original documents of all documents submitted to us as copies.&#160; As to any facts material to these
        opinions, we have relied to the extent we deemed appropriate and without independent investigation upon statements and representations of officers and other representatives of the Company and others.<a name="z_DV_M25"></a></div>
      <div>&#160;</div>
      <div><a name="z_DV_M26"></a>We have assumed without independent investigation that:</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M27"></a><font style="color: rgb(0, 0, 0);">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">at the time any Securities are sold pursuant to the Registration Statement (the &#8220;<u>Relevant Time</u>&#8221;),
          the Registration Statement and any supplements and amendments thereto (including post-effective amendments) will be effective and will comply with all applicable laws;</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M28"></a><font style="color: rgb(0, 0, 0);">(ii)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">at the Relevant Time, a prospectus supplement will have been prepared and filed with the Commission
          describing the Securities offered thereby and all related documentation and will comply with all applicable laws;</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M29"></a><font style="color: rgb(0, 0, 0);">(iii)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">all Securities will be issued and sold in the manner stated in the Registration Statement and the
          applicable prospectus supplement;</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M30"></a><font style="color: rgb(0, 0, 0);">(iv)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">at the Relevant Time, all corporate or other action required to be taken by the Company to duly authorize
          each proposed issuance of Securities and any related documentation (including (i) the due reservation of any shares of Class A Stock or Preferred Stock for issuance upon exercise, conversion or exchange of any Securities for Class A Stock or
          Preferred Stock (a &#8220;<u>Convertible Security</u>&#8221;), and (ii) the execution (in the case of certificated Securities), delivery and performance of the Securities and any related documentation referred to in paragraphs 1 through 7 below) shall have
          been duly completed and shall remain in full force and effect;</font></div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">3</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div style="text-indent: 72pt;"><a name="z_DV_M31"></a><font style="color: rgb(0, 0, 0);">(v)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">upon issuance of any Class A Stock or Preferred Stock, including upon exercise, conversion or exchange of
          any Convertible Security, the total number of shares of Class A Stock or Preferred Stock issued and outstanding will not exceed the total number of shares of Class A Stock or Preferred Stock, as applicable, that the Company is then authorized to
          issue under its certificate of incorporation and other relevant documents;</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M32"></a><font style="color: rgb(0, 0, 0);">(vi)</font>&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">in the case of Debt Securities, at the Relevant Time, the relevant trustee shall have been qualified under
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          have been duly executed and delivered by the Company and all other parties thereto and<a name="z_DV_M34"></a> duly qualified under the TIA; and</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M35"></a><a name="z_DV_M36"></a><font style="color: rgb(0, 0, 0);">(vii)</font>&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0);">at the Relevant Time, a definitive purchase, underwriting or similar agreement and
          any other necessary agreement with respect to any Securities offered or issued will have been duly authorized by all necessary corporate or other action of the Company and duly executed and delivered by the Company and the other parties thereto.<a name="z_DV_M37"></a></font></div>
      <div>&#160;</div>
      <div>Based on the foregoing and in reliance thereon, and subject to the assumptions, exceptions, qualifications and limitations set forth herein, we are of the opinion that:</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M38"></a>1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to any Debt Securities, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zda86515775d94c55af801f94e47f9e51">

          <tr>
            <td style="width: 81pt;">&#160;</td>
            <td style="vertical-align: top; width: 16pt;"><a name="z_DV_M39"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms and conditions of such Debt Securities have been duly established by the relevant Base Indenture or any supplemental indenture or officers&#8217; certificate in accordance with the terms and conditions of the relevant Base Indenture,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbffa88fcdc48467fa5ca55ed8b647cf8">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M40"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>any such Base Indenture, or supplemental indenture or officers&#8217; certificate (together with the relevant Base Indenture, the &#8220;<u>Indenture</u>&#8221;), as applicable, has been duly executed and delivered by the Company and the relevant trustee,
                and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z684964179e854fd48e6c130c7dace22d">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M41"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>such Debt Securities have been executed (in the case of certificated Debt Securities), delivered and authenticated in accordance with the terms of the applicable Indenture and issued and sold for the consideration set forth in the
                applicable definitive purchase, underwriting or similar agreement,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M42"></a>such Debt Securities will be legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms.</div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">4</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div style="text-indent: 72pt;"><a name="z_DV_M43"></a><a name="z_DV_M52"></a>2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to any shares of Preferred Stock, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb1f513eb68614e789094faa316da493e">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M53"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the certificate of designations relating to such Preferred Stock (the &#8220;<u>Certificate of Designations</u>&#8221;) has been duly executed and filed with the Office of the Secretary of State of the State of Delaware,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z64e92753ec1e4912be725e63df2a982b">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M54"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>such shares have been issued either (i) in accordance with the applicable definitive purchase, underwriting or similar agreement and for the consideration therefor provided for therein or (ii) upon exercise, conversion or exchange of any
                Convertible Security and for any additional consideration specified in such Convertible Security or the instrument governing such Convertible Security providing for such conversion or exercise, which consideration (including any
                consideration paid for such Convertible Security), on a per-share basis, shall in either event not be less than the par value of the Preferred Stock, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z42607b6d74f5481c8acdc08808f24545">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M55"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>any such Convertible Security was previously validly issued and is fully paid and non-assessable (in the case of an equity Security) or is a legal, valid and binding obligation of the Company, enforceable against the Company in
                accordance with its terms,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M56"></a>such shares of Preferred Stock will be validly issued, fully paid and non-assessable.</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M57"></a>3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to Depositary Shares, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0707e56bfacb40b68a9f6c2da9c6a742">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M58"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>a deposit agreement relating to such Depositary Shares (&#8220;<u>Deposit Agreement</u>&#8221;) has been duly executed and delivered by the Company and the depositary appointed by the Company,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb472a43a0e0d49aba3a59e74231facf9">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M59"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms of the Depositary Shares have been established in accordance with the Deposit Agreement, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7f1122a35bdb4751a5a921d95cbffd6e">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M60"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the depositary receipts representing the Depositary Shares have been duly executed and countersigned (in the case of certificated Depositary Shares), registered and delivered in accordance with the related Deposit Agreement and the
                applicable definitive purchase, underwriting or similar agreement for the consideration provided therein,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M61"></a>the depositary receipts evidencing the Depositary Shares will be legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">5</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div style="text-indent: 72pt;"><a name="z_DV_M62"></a>4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to shares of <a name="z_DV_M63"></a>Class A Stock, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z66946bfbaaed4aef836fefe4bfc9c26d">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M64"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>such shares of Class A Stock have been duly executed (in the case of certificated shares<a name="z_DV_M66"></a>) and&#160; delivered either (i) in accordance with the applicable definitive purchase, underwriting or similar agreement for the
                consideration provided for therein, or (ii) upon conversion or exercise of any Convertible Security, in accordance with the terms of such Convertible Security or the instrument governing such Convertible Security providing for such
                conversion or exercise, and for any additional consideration specified therein, which consideration (including any consideration paid for such Convertible Security), on a per-share basis, shall in either event not be less than the par value
                of the Class A Stock, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2cf98f2a6f9b40da930577bdaffeb331">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M67"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>any such Convertible Security was previously validly issued and is fully paid and non-assessable (in the case of an equity Security) or is a legal, valid and binding obligation of the Company, enforceable against the Company in
                accordance with its terms,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M68"></a>such shares of Class A Stock will be validly issued, fully paid and non-assessable<a name="z_DV_C13"></a><font style="color: rgb(0, 0, 255);"><u style="border-bottom: 1px solid;">.</u></font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M69"></a>5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to any Purchase Contracts, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdf80d19ae8d3473a97a6713185b2877e">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M70"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the related purchase contract agreement (&#8220;<u>Purchase Contract Agreement</u>&#8221;), if any, has been duly executed by the Company and each other party thereto,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z76ebe76225754d8889898af843a012a5">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M71"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms of the Purchase Contracts have been established in accordance with the Purchase Contract Agreement, if any, or the applicable definitive purchase, underwriting or similar agreement,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf2fe95deca144a0991fe7730c5df176b">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M72"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms of any collateral or security arrangements relating to such Purchase Contracts have been established and the agreements thereto have been validly executed and delivered by each of the parties thereto and any collateral has been
                deposited with the collateral agent, if applicable, in accordance with such arrangements, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3f11421bb9c345a7b7edb00c1e2b71df">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M73"></a>d.</td>
            <td style="width: auto; vertical-align: top;">
              <div>such Purchase Contracts have been executed (in the case of certificated Purchase Contracts) and delivered in accordance with the Purchase Contract Agreement, if any, and the applicable definitive purchase, underwriting or similar
                agreement for the consideration provided for therein,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M74"></a>such Purchase Contracts will be legal, valid and binding obligations of the Company, enforceable in accordance with their terms.</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M75"></a>6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to any Warrants, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6fa0c0686a384b8ea0221c4dbc556303">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M76"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the warrant agreement relating to such Warrants (the &#8220;<u>Warrant Agreement</u>&#8221;), if any, has been duly executed and delivered by the Company and each other party thereto,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">6</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc78507d5ec5c476898a611aa4c8568d4">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M77"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms of the Warrants have been established in accordance with the Warrant Agreement, if any, and the applicable definitive purchase, underwriting or similar agreement, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3a423280943f4094849cc9ae569ec5a9">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M78"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the Warrants have been duly executed (in the case of certificated Warrants) and delivered in accordance with the Warrant Agreement, if any, and the applicable definitive purchase, underwriting or similar agreement for the consideration
                provided for therein,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M79"></a>such Warrants will be legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M80"></a>7.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; With respect to any Units, when:</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zda6c8993b0c149b3b2e9c8afe7fdfb73">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M81"></a>a.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the unit agreement relating to the Units (the &#8220;<u>Unit Agreement</u>&#8221;), if any, has been duly executed and delivered by the Company and each other party thereto,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zfe73a3c283394290bd71d1f8ccd0b08b">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M82"></a>b.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the terms of the Units have been duly established in accordance with the Unit Agreement, if any, and the applicable definitive purchase, underwriting or similar agreement, and</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z18c37ea2edbe48489c8595894648cca7">

          <tr>
            <td style="width: 81pt;"><br>
            </td>
            <td style="width: 16pt; vertical-align: top;"><a name="z_DV_M83"></a>c.</td>
            <td style="width: auto; vertical-align: top;">
              <div>the Units have been duly executed (in the case of certificated Units) and delivered in accordance with the Unit Agreement, if any, and the applicable definitive purchase, underwriting or similar agreement for the consideration provided
                for therein,</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><a name="z_DV_M84"></a>the Units will be legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</div>
      <div>&#160;</div>
      <div><a name="z_DV_M85"></a>The opinions expressed above are subject to the following exceptions, qualifications, limitations and assumptions:</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M86"></a>A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; We render no opinion herein as to matters involving the laws of any jurisdiction other than the State of New York and the United States of America and, for purposes of paragraphs 2 and
        4 above, the Delaware General Corporation Law.&#160; We are not admitted to practice in the State of Delaware; however, we are generally familiar with the Delaware General Corporation Law as currently in effect and have made such inquiries as we
        consider necessary to render the opinions contained in paragraphs 2 and 4 above.&#160; Without limitation, we do not express any opinion regarding any Delaware contract law.&#160; This opinion is limited to the effect of the current state of the laws of the
        State of New York, <a name="z_DV_M90"></a><a name="OLE_LINK4"></a><a name="OLE_LINK5"></a>the United States of America <a name="z_DV_M95"></a>and, to the limited extent set forth above, the laws of the State of Delaware and the facts as they
        currently exist.&#160; We assume no obligation to revise or supplement this opinion in the event of future changes in such laws or the interpretations thereof or such facts.</div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">7</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div style="text-indent: 72pt;"><a name="z_DV_M96"></a>B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The opinions above with respect to the Indenture, the Debt Securities, the depositary receipts representing the Depositary Shares, the Deposit Agreement, the Purchase Contracts, any
        Purchase Contract Agreement, the Warrants, the Warrant Agreement, the Units and the Unit Agreement (collectively, the &#8220;<u>Documents</u>&#8221;) are each subject to (i) the effect of any bankruptcy, insolvency, reorganization, moratorium, arrangement or
        similar laws affecting the rights and remedies of creditors&#8217; generally, including without limitation the effect of statutory or other laws regarding fraudulent transfers or preferential transfers, and (ii) general principles of equity, including
        without limitation concepts of materiality, reasonableness, good faith and fair dealing and the possible unavailability of specific performance, injunctive relief or other equitable remedies regardless of whether enforceability is considered in a
        proceeding in equity or at law.<a name="here"></a></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M97"></a>C.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; We express no opinion regarding the effectiveness of (i) any waiver of stay, extension or usury laws; (ii) any waiver (whether or not stated as such) under the Indenture or any other
        Document of, or any consent thereunder relating to, unknown future rights or the rights of any party thereto existing, or duties owing to it, as a matter of law; (iii) any waiver (whether or not stated as such) contained in the Indenture or any
        other Document of rights of any party, or duties owing to it, that is broadly or vaguely stated or does not describe the right or duty purportedly waived with reasonable specificity; (iv) provisions relating to indemnification, exculpation or
        contribution, to the extent such provisions may be held unenforceable as contrary to public policy or federal or state securities laws or due to the negligence or willful misconduct of the indemnified party<a name="z_DV_M99"></a>; (v) any purported
        fraudulent transfer &#8220;savings&#8221; clause; (vi) any provision in any Document waiving the right to object to venue in any court; (vii) any agreement to submit to the jurisdiction of any Federal court; (viii) any wa<a name="z_DV_C40"></a>iver of the
        right to jury trial<a name="z_DV_M103"></a>; or (ix) any provision to the effect that every right or remedy is cumulative and may be exercised in addition to any other right or remedy or that the election of some particular remedy does not preclude
        recourse to one or more others.<a name="z_DV_M104"></a></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><a name="z_DV_M105"></a>D.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; To the extent relevant to our opinions in paragraphs 3, 5, 6 and 7 and not covered by our opinions in paragraphs 1, 2, or 4, we have assumed that any securities, currencies or
        commodities underlying, comprising or issuable upon exchange, conversion or exercise of any Depositary Shares, Purchase Contracts, Warrants, or Units are validly issued, fully paid and non-assessable (in the case of an equity security) or a legal,
        valid and binding obligation of the issuer thereof, enforceable against such issue<a name="z_DV_C50"></a>r in accordance with its terms.</div>
      <div>&#160;</div>
      <div><a name="z_DV_M106"></a>You have informed us that you intend to issue Securities from time to time on a delayed or continuous basis, and we understand that prior to issuing any Securities pursuant to the Registration Statement (i) you will
        advise us in writing of the terms thereof, and (ii) you will afford us an opportunity to (x) review the operative documents pursuant to which such Securities are to be issued or sold (including the applicable offering documents), and (y) file such
        supplement or amendment to this opinion (if any) as we may reasonably consider necessary or appropriate.</div>
      <div>&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div class="BRPFPageHeader" style="width: 100%;">
          <div>
            <div><img src="ny20072538x1_ex5-1img001.jpg">
              <div><br>
              </div>
              <div>
                <div>loanDepot, Inc.<br>
                  May 7, 2026</div>
                <div>Page <font class="BRPFPageNumber">8</font></div>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div><a name="z_DV_M107"></a>We consent to the filing of this opinion as an exhibit to the Registration Statement, and we further consent to the use of our name under the caption &#8220;Legal Matters&#8221; in the Registration Statement and the prospectus that
        forms a part thereof. In giving these consents, we do not thereby admit that we are within the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations of the Commission promulgated
        thereunder.</div>
      <div>&#160;</div>
      <div><a name="z_DV_M108"></a>Very truly yours,</div>
      <div>&#160;</div>
      <div><a name="z_DV_M109"></a>/s/ Gibson, Dunn &amp; Crutcher LLP</div>
      <div> <br>
      </div>
      <div> <br>
      </div>
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<TYPE>EX-23.1
<SEQUENCE>6
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<DESCRIPTION>EXHIBIT 23.1
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        <div style="text-align: center; font-weight: bold;"><a name="Section1"></a></div>
        <div style="text-align: right; font-weight: bold;"> Exhibit 23.1<br>
        </div>
        <br>
        <div><br>
        </div>
        <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif;">Consent of Independent Registered Public Accounting Firm</div>
        <div>&#160;</div>
        <div style="color: #000000; font-family: 'Times New Roman', Times, serif;">We consent to the reference to our firm under the caption &#8220;Experts&#8221; in the Registration Statement (Form S-3) and related Prospectus of loanDepot, Inc. for the registration
          of common stock, preferred stock, debt securities, warrants, depository shares, purchase contracts, and units and to the incorporation by reference therein of our reports dated March 12, 2026, with respect to the consolidated financial statements
          of loanDepot, Inc., and the effectiveness of internal control over financial reporting of loanDepot, Inc., included in its Annual Report (Form 10-K) for the year ended December 31, 2025, filed with the Securities and Exchange Commission.</div>
        <div>&#160;</div>
        <div style="color: #000000; font-family: 'Times New Roman', Times, serif;">/s/ Ernst &amp; Young LLP</div>
        <div>&#160;</div>
        <div style="font-family: 'Times New Roman', Times, serif;">Irvine, California</div>
        <div style="font-family: 'Times New Roman', Times, serif;">May 7, 2026</div>
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<TYPE>EX-FILING FEES
<SEQUENCE>7
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<DESCRIPTION>FILING FEES TABLE
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   <span style="font-size: 10.0pt; color: #000000; font-weight: bold; text-decoration: underline;">Table 1: Newly Registered and Carry Forward Securities</span>
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<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.26.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>May 07, 2026</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0001831631<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">loanDepot, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OffsetTableNa', window );">Offset Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_CombinedProspectusTableNa', window );">Combined Prospectus Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_CombinedProspectusTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_CombinedProspectusTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OffsetTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OffsetTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.26.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Offerings<br></strong></div></th>
<th class="th">
<div>May 07, 2026 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=1', window );">Offering: 1</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Equity<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Class A Common Stock,
$0.001 par value<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=2', window );">Offering: 2</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Equity<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Preferred Stock<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=3', window );">Offering: 3</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Debt<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Debt Securities<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=4', window );">Offering: 4</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Other<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Warrants<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=5', window );">Offering: 5</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Other<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Depositary Shares<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=6', window );">Offering: 6</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Other<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Purchase Contracts<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=7', window );">Offering: 7</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Other<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Units<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=8', window );">Offering: 8</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457oFlg', window );">Rule 457(o)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Unallocated (Universal) Shelf<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxAggtOfferingPric', window );">Maximum Aggregate Offering Price</a></td>
<td class="nump">$ 250,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeRate', window );">Fee Rate</a></td>
<td class="nump">0.01381%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeAmt', window );">Amount of Registration Fee</a></td>
<td class="nump">$ 34,525<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingNote', window );">Offering Note</a></td>
<td class="text"><table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 1%;">&#160;</td><td style="width: 99%;">&#160;</td></tr><tr style="vertical-align: top;"> <td style="padding: 0px 0pt;"> <div style="margin-bottom: 4pt;"> <span style="font-size: 10.0pt;">(1)</span> </div> </td> <td style="padding: 0px 5.4pt; text-align: left;"> <div style="margin-bottom: 4pt;"> <span style="font-size: 10.0pt;">Any securities registered by this Registration Statement may be sold separately or as units with other securities registered under this Registration Statement. The proposed maximum initial offering price per security will be determined, from time to time, by the Registrant in connection with the sale of the securities under this Registration Statement.</span> </div> </td> </tr> </table><table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;">
   <tr style="height: 0px; font-size: 0px;"><td style="width: 1%;">&#160;</td><td style="width: 99%;">&#160;</td></tr><tr style="vertical-align: top;">
    <td style="padding: 0px 0pt;">
     <div style="margin-bottom: 4pt;">
      <span style="font-size: 10.0pt;">(2)</span>
     </div>
    </td>
    <td style="padding: 0px 5.4pt; text-align: left;">
     <div style="margin-bottom: 4pt;">
      <span style="font-size: 10.0pt;">The registrant is registering hereby an indeterminate initial offering price and number or amount of securities of each identified class of securities as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable on exercise, conversion or exchange of other securities. The proposed maximum offering price will be determined from time to time in connection with an issuance of securities hereunder.</span>
     </div>
    </td>
   </tr>
  </table><table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;">
   <tr style="height: 0px; font-size: 0px;"><td style="width: 1%;">&#160;</td><td style="width: 99%;">&#160;</td></tr><tr style="vertical-align: top;">
    <td style="padding: 0px 0pt;">
     <div style="margin-bottom: 4pt;">
      <span style="font-size: 10.0pt;">(3)</span>
     </div>
    </td>
    <td style="padding: 0px 5.4pt; text-align: left;">
     <div style="margin-bottom: 4pt;">
      <span style="font-size: 10.0pt;">Estimated solely for the purpose of calculating the amount of the registration fee pursuant to Rule 457(o) under the Securities Act of 1933, as amended.</span>
     </div>
    </td>
   </tr>
  </table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total amount of registration fee (amount due after offsets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeRate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_MaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum aggregate offering price for the offering that is being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_MaxAggtOfferingPric</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingNote">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingNote</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTitl">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The title of the class of securities being registered (for each class being registered).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTitl</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Type of securities: "Asset-backed Securities", "ADRs/ADSs", "Debt", "Debt Convertible into Equity", "Equity", "Face Amount Certificates", "Limited Partnership Interests", "Mortgage Backed Securities", "Non-Convertible Debt", "Unallocated (Universal) Shelf", "Exchange Traded Vehicle Securities", "Other"</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:securityTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_PrevslyPdFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_PrevslyPdFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_Rule457oFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Checkbox indicating whether filer is using Rule 457(o) to calculate the registration fee due.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 457<br> -Subsection o<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_Rule457oFlg</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=4">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=4</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<div>May 07, 2026 </div>
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    <ffd:Rule457oFlg contextRef="c1" id="ixv-334">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c2" id="ixv-335">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c2" id="ixv-336">Equity</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c2" id="ixv-337">Preferred Stock</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c2" id="ixv-338">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c3" id="ixv-339">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c3" id="ixv-340">Debt</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c3" id="ixv-341">Debt Securities</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c3" id="ixv-342">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c4" id="ixv-343">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c4" id="ixv-344">Other</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c4" id="ixv-345">Warrants</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c4" id="ixv-346">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c5" id="ixv-347">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c5" id="ixv-348">Other</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c5" id="ixv-349">Depositary Shares</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c5" id="ixv-350">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c6" id="ixv-351">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c6" id="ixv-352">Other</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c6" id="ixv-353">Purchase Contracts</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c6" id="ixv-354">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c7" id="ixv-355">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c7" id="ixv-356">Other</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c7" id="ixv-357">Units</ffd:OfferingSctyTitl>
    <ffd:Rule457oFlg contextRef="c7" id="ixv-358">true</ffd:Rule457oFlg>
    <ffd:PrevslyPdFlg contextRef="c8" id="ixv-359">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c8" id="ixv-360">Unallocated (Universal) Shelf</ffd:OfferingSctyTp>
    <ffd:Rule457oFlg contextRef="c8" id="ixv-361">true</ffd:Rule457oFlg>
    <ffd:MaxAggtOfferingPric contextRef="c8" decimals="INF" id="ixv-362" unitRef="usd">250000000</ffd:MaxAggtOfferingPric>
    <ffd:FeeRate contextRef="c8" decimals="INF" id="ixv-363" unitRef="pure">0.0001381</ffd:FeeRate>
    <ffd:FeeAmt contextRef="c8" decimals="0" id="ixv-364" unitRef="usd">34525</ffd:FeeAmt>
    <ffd:TtlOfferingAmt contextRef="c0" decimals="INF" id="ixv-365" unitRef="usd">250000000</ffd:TtlOfferingAmt>
    <ffd:TtlFeeAmt contextRef="c0" decimals="0" id="ixv-366" unitRef="usd">34525</ffd:TtlFeeAmt>
    <ffd:TtlPrevslyPdAmt contextRef="c0" decimals="0" id="ixv-367" unitRef="usd">0</ffd:TtlPrevslyPdAmt>
    <ffd:TtlOffsetAmt contextRef="c0" decimals="0" id="ixv-368" unitRef="usd">0</ffd:TtlOffsetAmt>
    <ffd:NetFeeAmt contextRef="c0" decimals="0" id="ixv-369" unitRef="usd">34525</ffd:NetFeeAmt>
    <ffd:OfferingNote contextRef="c8" id="ixv-288">&lt;table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"&gt; &lt;tr style="height: 0px; font-size: 0px;"&gt;&lt;td style="width: 1%;"&gt;&#160;&lt;/td&gt;&lt;td style="width: 99%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="vertical-align: top;"&gt; &lt;td style="padding: 0px 0pt;"&gt; &lt;div style="margin-bottom: 4pt;"&gt; &lt;span style="font-size: 10.0pt;"&gt;(1)&lt;/span&gt; &lt;/div&gt; &lt;/td&gt; &lt;td style="padding: 0px 5.4pt; text-align: left;"&gt; &lt;div style="margin-bottom: 4pt;"&gt; &lt;span style="font-size: 10.0pt;"&gt;Any securities registered by this Registration Statement may be sold separately or as units with other securities registered under this Registration Statement. The proposed maximum initial offering price per security will be determined, from time to time, by the Registrant in connection with the sale of the securities under this Registration Statement.&lt;/span&gt; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;&lt;table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"&gt;
   &lt;tr style="height: 0px; font-size: 0px;"&gt;&lt;td style="width: 1%;"&gt;&#160;&lt;/td&gt;&lt;td style="width: 99%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="vertical-align: top;"&gt;
    &lt;td style="padding: 0px 0pt;"&gt;
     &lt;div style="margin-bottom: 4pt;"&gt;
      &lt;span style="font-size: 10.0pt;"&gt;(2)&lt;/span&gt;
     &lt;/div&gt;
    &lt;/td&gt;
    &lt;td style="padding: 0px 5.4pt; text-align: left;"&gt;
     &lt;div style="margin-bottom: 4pt;"&gt;
      &lt;span style="font-size: 10.0pt;"&gt;The registrant is registering hereby an indeterminate initial offering price and number or amount of securities of each identified class of securities as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable on exercise, conversion or exchange of other securities. The proposed maximum offering price will be determined from time to time in connection with an issuance of securities hereunder.&lt;/span&gt;
     &lt;/div&gt;
    &lt;/td&gt;
   &lt;/tr&gt;
  &lt;/table&gt;&lt;table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"&gt;
   &lt;tr style="height: 0px; font-size: 0px;"&gt;&lt;td style="width: 1%;"&gt;&#160;&lt;/td&gt;&lt;td style="width: 99%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="vertical-align: top;"&gt;
    &lt;td style="padding: 0px 0pt;"&gt;
     &lt;div style="margin-bottom: 4pt;"&gt;
      &lt;span style="font-size: 10.0pt;"&gt;(3)&lt;/span&gt;
     &lt;/div&gt;
    &lt;/td&gt;
    &lt;td style="padding: 0px 5.4pt; text-align: left;"&gt;
     &lt;div style="margin-bottom: 4pt;"&gt;
      &lt;span style="font-size: 10.0pt;"&gt;Estimated solely for the purpose of calculating the amount of the registration fee pursuant to Rule 457(o) under the Securities Act of 1933, as amended.&lt;/span&gt;
     &lt;/div&gt;
    &lt;/td&gt;
   &lt;/tr&gt;
  &lt;/table&gt;</ffd:OfferingNote>
    <ffd:CombinedProspectusTableNa contextRef="c0" id="ixv-372">N/A</ffd:CombinedProspectusTableNa>
    <dei:EntityCentralIndexKey contextRef="c0" id="ixv-373">0001831631</dei:EntityCentralIndexKey>
    <ffd:FeeExhibitTp contextRef="c0" id="ixv-374">EX-FILING FEES</ffd:FeeExhibitTp>
    <ffd:OffsetTableNa contextRef="c0" id="ixv-375">N/A</ffd:OffsetTableNa>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
