<SEC-DOCUMENT>0001104659-21-036233.txt : 20210315
<SEC-HEADER>0001104659-21-036233.hdr.sgml : 20210315
<ACCEPTANCE-DATETIME>20210315160650
ACCESSION NUMBER:		0001104659-21-036233
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20210315
DATE AS OF CHANGE:		20210315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FG New America Acquisition Corp.
		CENTRAL INDEX KEY:			0001818502
		STANDARD INDUSTRIAL CLASSIFICATION:	BLANK CHECKS [6770]
		IRS NUMBER:				851648122
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39550
		FILM NUMBER:		21741541

	BUSINESS ADDRESS:	
		STREET 1:		105 S. MAPLE STREET
		CITY:			ITASCA
		STATE:			IL
		ZIP:			60143
		BUSINESS PHONE:		(847) 791-6817

	MAIL ADDRESS:	
		STREET 1:		105 S. MAPLE STREET
		CITY:			ITASCA
		STATE:			IL
		ZIP:			60143
</SEC-HEADER>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

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<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt; font-size: 14pt">&nbsp;</P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt; font-size: 14pt"><B>UNITED STATES</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>WASHINGTON, D.C. 20549</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SCHEDULE 14A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Rule 14a-101) </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN PROXY STATEMENT
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SCHEDULE 14A INFORMATION </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Proxy Statement Pursuant to Section 14(a)
of the </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Securities Exchange Act of 1934 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Filed by the Registrant x Filed by a Party other than the Registrant
 &uml;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box:</P>

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    <TD STYLE="vertical-align: bottom; width: 95%; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Preliminary Proxy Statement</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt"><B>Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Definitive Proxy Statement</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Definitive Additional Materials</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Soliciting Material Pursuant to &sect; 240.14a-12</FONT></TD></TR>
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<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FG NEW AMERICA ACQUISITION CORP.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Name of Registrant as Specified In Its
Charter) </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Name of Person(s) Filing Proxy Statement,
if Other Than the Registrant)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Payment of Filing Fee (Check the appropriate box):</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#120;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">No fee required.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; width: 5%; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 5%; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="vertical-align: top; width: 90%; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Title of each class of securities to which transaction applies:</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Aggregate number of securities to which transaction applies:</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(3)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state how it was determined):</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(4)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Proposed maximum aggregate value of transaction:</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(5)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Total fee paid:</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Fee paid previously with preliminary materials.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the form or schedule and the date of its filing.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Amount previously paid:</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">Form, Schedule or Registration Statement No.:</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding: 0.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(3)</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(4)</P></TD>
    <TD STYLE="vertical-align: top; padding: 0.5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Filing Party:</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date Filed:</P></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>In connection with the previously announced business combination
between Opportunity Financial, LLC (&ldquo;OppFi&rdquo;) and FG New America Acquisition Corp. (&ldquo;FGNA&rdquo;), Jared Kaplan,
the Chief Executive Officer of OppFi, appeared on Bloomberg QuickTake on March 12, 2021. Below is a transcript of the segment of
the show on which Mr. Kaplan appeared, which is being filed herewith as soliciting material.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>https://www.youtube.com/watch?app=desktop&amp;v=Jv8Op_klPAY&amp;feature=youtu.be</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Tim Stenovec (Bloomberg):</B> Good afternoon everyone. We
start off the show with a look at the stimulus that President Biden signed the $1.9 trillion COVID relief bill yesterday, of course
stimulus checks though could also start coming in for those eligible, in a just a few days. So, how is this going to affect consumer
spending? Here discuss is CEO of Opportunity Financial, it's a FinTech company that focuses on middle income and credit challenged
consumers, it's Jared Kaplan. Also, Bloomberg&rsquo;s Wall Street reporter Sonali Basak, they thank you to both of you for being
here. Hey Jared, unemployment rising last year as the pandemic forced people indoors, how did this affect peoples&rsquo; abilities
to keep up with bills, how to credit scores change?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Jared Kaplan (OppFi): </B>Yeah, when the pandemic hit, from
our customer base, we saw when that stimulus check hit the bank account, they had a lot more money than they typically would. We&rsquo;re
serving the 60 million that are locked out of traditional credit and on a good day it's $300 in the bank account. When the stimulus
check hit, we saw that rise, you know, three-fourfold, but very quickly it came down and it only took about eight weeks for that
stimulus to burn off and go back to $300 in a time when everyone was quarantined and not spending money, so that that repayment
of debt, which some of that funds were sent to actually increased credit scores over the time period. Unfortunately, credit access
did not improve</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Stenovec</B> What were people paying, what were people paying
off? Do you know?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, no, absolutely. When you&rsquo;re flush
with more cash than you had and you're not going on vacation, going to the restaurant, you're not driving your car so you can't
break it, you're not going to the doctor unless you think you have COVID, you&rsquo;re prudent with it, you pay down debt, you
paid on high-cost debt. So, we definitely saw consumers pay down debt and increased rates that you would expect, and the subsequent
impact of that is credit scores go up.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Sonali Basak (Bloomberg):</B> Well, there's such a big fear
across Wall Street right now that the stimulus might be too big, that people will get too much money and spend too much in the
economy even with all the pain that we're seeing now, what do you say to people who believe that?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, so we saw that first stimulus check burn
off, right, and at the end of the year customers actually had less money in their bank accounts than they did in 2019 and in 2018.
Then, you had the $600 check hit, end of the year, early January, we saw a little, a little pop, but that took less than two weeks
to go back to where we are today, which is at this moment today for our applicants we're seeing less money in the bank account
than they did the prior three years, so there's no question, there's no question that they need the money. The real question is
when it hits, right, it's a bigger check, a little bit more generous to dependents. Now with the economy reopening, with people
driving their car again, going to the doctor, all this pent-up spend, the thought is it will evaporate. Probably more quickly than
it did last year, and the issue will still remain. How are they going to get credit access?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Basak: </B>You mentioned tougher access to credit. Last year
when you talk to the banks, they were trying to be kind to their consumers, make it easy for anybody that needed money, small businesses
consumers. I'm worried that maybe the honeymoon is over. I'm worried if when you look around it's even harder for consumers today
than it was even a year ago, because there was so many credit needs for the last 12 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>I think the traditional banks just don't trust
the credit score, the traditional credit score, like they used to. And therefore, they had tightened during this entire period.
We haven't seen that loosen at all. And even though credit scores as a whole are higher, we don't think that credit access is going
to be greater, in fact we think it will be less.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Stenovec: </B>This bill that we that the President signed
yesterday, that he talked about last night in his address to the American people at eight o'clock, it has so much more Jared in
it, than those stimulus checks. I'm wondering what you think of the other elements of the bill and how they are going to help address
inequality in this country, I mean we're talking child tax credit here, expansion. $360 billion to state and local governments,
$300 per week for unemployment extended all the way until September 6<SUP>th</SUP>, more money for schools. What do you make of
it?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>You know, there's a dearth of savings in the
country. Some stats are saying 80% of folks are living paycheck to paycheck. And unless those staples change, unless the income
goes up, and the cost of living, education, healthcare, childcare, housing, those go down, it's going to be tough for people to
save money, I think people don't understand the median U.S. customer is really struggling, and if you have less than a 620 FICO
score you're typically locked out, so some of those factors that you talked about I think will help. I think it will provide some
cushion, but we're talking about a couple hundred dollars in the bank account, so that&rsquo;s still not much. And, you know, that's
why access to credit is important, even if some of these aspects of the bill helps the cushion. Especially that childcare, the
payments for child care over a period of time which has sunsetting provision, but there is talk that that will be permanent over
time. These are great things for the folks, but there's still a long way to go to get people what would be considered healthy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Basak: </B>So, you mentioned credit scores earlier. There's
a lot of talk among the banks about how an over-reliance on a credit score really can exacerbate inequality in a lot of ways, and
also now in this new era as we come out of the pandemic, you see it in the numbers, right, that black small business owners have
had a hard time getting access to credit. Black unemployment rate is even higher than the white employment rate. So, you know,
what are you seeing in terms of inequality here as we start to recover and access to money changes?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, what we know is, and that's 60 million
that&rsquo;s locked out, that's not my number right, that's the New York Fed&rsquo;s number, they did a great study in September
of 2019. But, that traditional credit score, just, it doesn't really tell you two things that are important. Someone's ability
to repay and someone's willingness to repay. And, if you're able to understand those two elements, you actually can provide credit
to people that don't look necessarily creditworthy from a traditional credit score perspective, but they will pay it back and that's
where it&rsquo;s got to change. And that goes across all races, ethnicities, there's certainly an inequality problem, we have to
change that and it starts with figuring out creditworthiness from another metric besides just a traditional credit score.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">###</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>The following communication was shared by Jared Kaplan, CEO
of OppFi, through his LinkedIn page on March 12, 2021:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>LinkedIn</B>: Great conversation today with @ Sonali
Basak and @ Tim Stenovec on @ Bloomberg Quicktake discussing the impact of the latest stimulus on consumers&rsquo; financial health,
its implications as a short term fix, and where it falls short when addressing the larger issue of #Credit Access for 60 million
consumers who are locked out of mainstream options. #FinancialInclusion</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Blue"><B><U>https://t.co/fWv6gtVrwL?amp=1</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Important Information regarding the OppFi/FG New
America transaction, participants in the solicitation and non-solicitation: <FONT STYLE="color: Blue"><B><U><A HREF="https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm">https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm</A></U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>The following communication will be shared Jared Kaplan,
CEO of OppFi, through his Twitter account on March 12, 2021:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><B>Twitter</B><FONT STYLE="font-family: Times New Roman, Times, Serif">: </FONT><FONT STYLE="color: #0F1419">Great
conversation w/ </FONT><FONT STYLE="color: Blue"><U>@sonalibasak</U>&nbsp;<U>@timsteno</U></FONT> on Bloomberg <FONT STYLE="color: Blue"><U>@Quicktake</U></FONT> <FONT STYLE="color: #0F1419">re:
stimulus &amp; people's financial health.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #1B95E0"><FONT STYLE="color: Blue"><U>https://t.co/fWv6gtVrwL?amp=1</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: #0F1419">Important Information
regarding OppFi/FG New America transaction, participants in the solicitation &amp; non-solicitation: </FONT><FONT STYLE="color: Blue"><U>https://oppl.co/3vcabFp</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>The following communication was shared by OppLoans on its
LinkedIn page on March 12, 2021:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>LinkedIn:</B> Our CEO @ Jared Kaplan spoke with
@ Bloomberg Quicktake discussing the impact of the latest stimulus on consumers financial health, its implications as a short term
fix, and where it falls short addressing the larger issue of #CreditAccess for 60 million consumers who are locked out of mainstream
options. #FinancialInclusion</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Blue"><U>https://t.co/fWv6gtVrwL?amp=1</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>Important Information regarding the OppFi/FG New
America transaction, participants in the solicitation and non-solicitation:</I> <FONT STYLE="color: Blue"><U><A HREF="https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm">https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm</A></U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>The following communication was shared by OppFi on its LinkedIn
page on March 12, 2021:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>LinkedIn:</B> Our CEO [@ Jared Kaplan] spoke with
[@ Bloomberg Quicktake] discussing the impact of the latest stimulus on consumers financial health, its implications as a short
term fix and where it falls short addressing the larger issue of #CreditAccess for 60 million consumers who are locked out of mainstream
options. #FinancialInclusion</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Blue"><U>https://t.co/fWv6gtVrwL?amp=1</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Important Information regarding the OppFi/FG New
America transaction, participants in the solicitation and non-solicitation: <FONT STYLE="color: Blue"><U><A HREF="https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm">https://www.sec.gov/Archives/edgar/data/1818502/000110465921017063/tm216066d1_ex99-1.htm</A></U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>The text of the transcript of the segment of the show on
which Mr. Kaplan appeared linked in the posts is follows:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Tim Stenovec (Bloomberg):</B> Good afternoon everyone. We
start off the show with a look at the stimulus that President Biden signed the $1.9 trillion COVID relief bill yesterday, of course
stimulus checks though could also start coming in for those eligible, in a just a few days. So, how is this going to affect consumer
spending? Here discuss is CEO of Opportunity Financial, it's a FinTech company that focuses on middle income and credit challenged
consumers, it's Jared Kaplan. Also, Bloomberg&rsquo;s Wall Street reporter Sonali Basak, they thank you to both of you for being
here. Hey Jared, unemployment rising last year as the pandemic forced people indoors, how did this affect peoples&rsquo; abilities
to keep up with bills, how to credit scores change?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Jared Kaplan (OppFi): </B>Yeah, when the pandemic hit, from
our customer base, we saw when that stimulus check hit the bank account, they had a lot more money than they typically would. We&rsquo;re
serving the 60 million that are locked out of traditional credit and on a good day it's $300 in the bank account. When the stimulus
check hit, we saw that rise, you know, three-fourfold, but very quickly it came down and it only took about eight weeks for that
stimulus to burn off and go back to $300 in a time when everyone was quarantined and not spending money, so that that repayment
of debt, which some of that funds were sent to actually increased credit scores over the time period. Unfortunately, credit access
did not improve</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Stenovec</B> What were people paying, what were people paying
off? Do you know?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, no, absolutely. When you&rsquo;re flush
with more cash than you had and you're not going on vacation, going to the restaurant, you're not driving your car so you can't
break it, you're not going to the doctor unless you think you have COVID, you&rsquo;re prudent with it, you pay down debt, you
paid on high-cost debt. So, we definitely saw consumers pay down debt and increased rates that you would expect, and the subsequent
impact of that is credit scores go up.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Sonali Basak (Bloomberg):</B> Well, there's such a big fear
across Wall Street right now that the stimulus might be too big, that people will get too much money and spend too much in the
economy even with all the pain that we're seeing now, what do you say to people who believe that?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, so we saw that first stimulus check burn
off, right, and at the end of the year customers actually had less money in their bank accounts than they did in 2019 and in 2018.
Then, you had the $600 check hit, end of the year, early January, we saw a little, a little pop, but that took less than two weeks
to go back to where we are today, which is at this moment today for our applicants we're seeing less money in the bank account
than they did the prior three years, so there's no question, there's no question that they need the money. The real question is
when it hits, right, it's a bigger check, a little bit more generous to dependents. Now with the economy reopening, with people
driving their car again, going to the doctor, all this pent-up spend, the thought is it will evaporate. Probably more quickly than
it did last year, and the issue will still remain. How are they going to get credit access?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Basak: </B>You mentioned tougher access to credit. Last year
when you talk to the banks, they were trying to be kind to their consumers, make it easy for anybody that needed money, small businesses
consumers. I'm worried that maybe the honeymoon is over. I'm worried if when you look around it's even harder for consumers today
than it was even a year ago, because there was so many credit needs for the last 12 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>I think the traditional banks just don't trust
the credit score, the traditional credit score, like they used to. And therefore, they had tightened during this entire period.
We haven't seen that loosen at all. And even though credit scores as a whole are higher, we don't think that credit access is going
to be greater, in fact we think it will be less.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Stenovec: </B>This bill that we that the President signed
yesterday, that he talked about last night in his address to the American people at eight o'clock, it has so much more Jared in
it, than those stimulus checks. I'm wondering what you think of the other elements of the bill and how they are going to help address
inequality in this country, I mean we're talking child tax credit here, expansion. $360 billion to state and local governments,
$300 per week for unemployment extended all the way until September 6<SUP>th</SUP>, more money for schools. What do you make of
it?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>You know, there's a dearth of savings in the
country. Some stats are saying 80% of folks are living paycheck to paycheck. And unless those staples change, unless the income
goes up, and the cost of living, education, healthcare, childcare, housing, those go down, it's going to be tough for people to
save money, I think people don't understand the median U.S. customer is really struggling, and if you have less than a 620 FICO
score you're typically locked out, so some of those factors that you talked about I think will help. I think it will provide some
cushion, but we're talking about a couple hundred dollars in the bank account, so that&rsquo;s still not much. And, you know, that's
why access to credit is important, even if some of these aspects of the bill helps the cushion. Especially that childcare, the
payments for child care over a period of time which has sunsetting provision, but there is talk that that will be permanent over
time. These are great things for the folks, but there's still a long way to go to get people what would be considered healthy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Basak: </B>So, you mentioned credit scores earlier. There's
a lot of talk among the banks about how an over-reliance on a credit score really can exacerbate inequality in a lot of ways, and
also now in this new era as we come out of the pandemic, you see it in the numbers, right, that black small business owners have
had a hard time getting access to credit. Black unemployment rate is even higher than the white employment rate. So, you know,
what are you seeing in terms of inequality here as we start to recover and access to money changes?</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Kaplan: </B>Yeah, what we know is, and that's 60 million
that&rsquo;s locked out, that's not my number right, that's the New York Fed&rsquo;s number, they did a great study in September
of 2019. But, that traditional credit score, just, it doesn't really tell you two things that are important. Someone's ability
to repay and someone's willingness to repay. And, if you're able to understand those two elements, you actually can provide credit
to people that don't look necessarily creditworthy from a traditional credit score perspective, but they will pay it back and that's
where it&rsquo;s got to change. And that goes across all races, ethnicities, there's certainly an inequality problem, we have to
change that and it starts with figuring out creditworthiness from another metric besides just a traditional credit score.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">###</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Important Information About the Business Combination
and Where to Find It</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">In connection
with the proposed business combination, the Company intends to file a preliminary proxy statement and a definitive proxy statement
with the U.S. Securities and Exchange Commission (the &ldquo;SEC&rdquo;). <B>The Company&rsquo;s stockholders and other interested
persons are advised to read, when available, the preliminary proxy statement and the amendments thereto and the definitive proxy
statement and documents incorporated by reference therein filed in connection with the business combination, as these materials
will contain important information about OppFi, the Company and the business combination.</B> When available, the definitive proxy
statement and other relevant materials for the business combination will be mailed to stockholders of the Company as of a record
date to be established for voting on the business combination. Stockholders of the Company will also be able to obtain copies of
the preliminary proxy statement, the definitive proxy statement and other documents filed with the SEC that will be incorporated
by reference therein, without charge, once available, at the SEC&rsquo;s web site at www.sec.gov, or by directing a request to:
FG New America Acquisition Corp., 105 S. Maple Street, Itasca, Illinois 60143, Attention: Hasan Baqar.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><B><I>Participants
in the Solicitation</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">The Company and
its directors and executive officers may be deemed participants in the solicitation of proxies from the Company&rsquo;s stockholders
with respect to the business combination. A list of the names of those directors and executive officers and a description of their
interests in the Company is contained in the Registration Statement on Form S-1, which was filed by the Company with the SEC on
August 26, 2020 and is available free of charge at the SEC&rsquo;s web site at www.sec.gov, or by directing a request to FG New
America Acquisition Corp., 105 S. Maple Street, Itasca, Illinois 60143, Attention: Hasan Baqar. Additional information regarding
the interests of such participants will be contained in the proxy statement for the business combination when available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="background-color: white">OppFi
and its directors and executive officers may also be deemed to be participants in the solicitation of proxies from the stockholders
of the Company in connection with the </FONT>business combination<FONT STYLE="background-color: white">. A list of the names of
such directors and executive officers and information regarding their interests in the business combination will be included in
the proxy statement for the proposed </FONT>business combination <FONT STYLE="background-color: white">when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><B><I>Forward-Looking
Statements</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This communication includes &ldquo;forward-looking
statements&rdquo; within the meaning of the &ldquo;safe harbor&rdquo; provisions of the Private Securities Litigation Reform Act
of 1995. The Company&rsquo;s and OppFi&rsquo;s actual results may differ from their expectations, estimates and projections and
consequently, you should not rely on these forward-looking statements as predictions of future events. Words such as &ldquo;expect,&rdquo;
 &ldquo;estimate,&rdquo; &ldquo;project,&rdquo; &ldquo;budget,&rdquo; &ldquo;forecast,&rdquo; &ldquo;anticipate,&rdquo; &ldquo;intend,&rdquo;
 &ldquo;plan,&rdquo; &ldquo;may,&rdquo; &ldquo;will,&rdquo; &ldquo;could,&rdquo; &ldquo;should,&rdquo; &ldquo;believes,&rdquo; &ldquo;predicts,&rdquo;
 &ldquo;potential,&rdquo; &ldquo;continue,&rdquo; and similar expressions are intended to identify such forward-looking statements.
These forward-looking statements include, without limitation, the Company&rsquo;s and OppFi&rsquo;s expectations with respect to
future performance, performance, growth, and OppFi&rsquo;s market, OppFi&rsquo;s new products and their performance, the anticipated
financial impacts of the proposed business combination, the satisfaction of the closing conditions to the proposed business combination
and the timing of the completion of the proposed business combination. These forward-looking statements involve significant risks
and uncertainties that could cause the actual results to differ materially from the expected results. Most of these factors are
outside the Company&rsquo;s and OppFi&rsquo;s control and are difficult to predict. Factors that may cause such differences include,
but are not limited to: (1) the occurrence of any event, change or other circumstances that could give rise to the termination
of the Business Combination Agreement that the Company entered into with OppFi, OppFi Shares, LLC, a Delaware limited liability
company, and Todd Schwartz, in his capacity as the Members&rsquo; Representative (the &ldquo;Business Combination Agreement&rdquo;);
(2) the outcome of any legal proceedings that may be instituted against the Company and OppFi following the announcement of the
Business Combination Agreement and the transactions contemplated therein; (3) the inability to complete the proposed business combination,
including due to failure to obtain approval of the stockholders of the Company, certain regulatory approvals or satisfy other conditions
to closing in the Business Combination Agreement, including with respect to the levels of the Company stockholder redemptions;
(4) the occurrence of any event, change or other circumstance that could give rise to the termination of the Business Combination
Agreement or could otherwise cause the transaction to fail to close; (5) the impact of COVID-19 on OppFi&rsquo;s business and/or
the ability of the parties to complete the proposed business combination; (6) the inability to obtain or maintain the listing of
the combined company&rsquo;s shares of common stock on the New York Stock Exchange following the proposed business combination;
(7) the risk that the proposed business combination disrupts current plans and operations as a result of the announcement and consummation
of the proposed business combination; (8) the ability to recognize the anticipated benefits of the proposed business combination,
which may be affected by, among other things, competition, the ability of OppFi to grow and manage growth profitably and retain
its key employees; (9) costs related to the proposed business combination; (10) changes in applicable laws or regulations; (11)
the possibility that OppFi or the Company may be adversely affected by other economic, business, and/or competitive factors; and
(12) other risks and uncertainties indicated from time to time in the proxy statement relating to the proposed business combination,
including those under &ldquo;Risk Factors&rdquo; therein, and in the Company&rsquo;s other filings with the SEC. The Company and
OppFi caution that the foregoing list of factors is not exclusive. The Company and OppFi caution readers not to place undue reliance
upon any forward-looking statements, which speak only as of the date made. The Company and OppFi do not undertake or accept any
obligation or undertaking to release publicly any updates or revisions to any forward-looking statements to reflect any change
in its expectations or any change in events, conditions or circumstances on which any such statement is based.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><B><I>No Offer
or Solicitation</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">This communication
shall not constitute a solicitation of a proxy, consent or authorization with respect to any securities or in respect of the business
combination. This communication shall also not constitute an offer to sell or the solicitation of an offer to buy any securities,
nor shall there be any sale of securities in any states or jurisdictions in which such offer, solicitation or sale would be unlawful
prior to registration or qualification under the securities laws of any such jurisdiction. No offering of securities shall be made
except by means of a prospectus meeting the requirements of section 10 of the Securities Act of 1933, as amended, or an exemption
therefrom.</P>

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