<SEC-DOCUMENT>0001104659-21-043515.txt : 20210330
<SEC-HEADER>0001104659-21-043515.hdr.sgml : 20210330
<ACCEPTANCE-DATETIME>20210329214414
ACCESSION NUMBER:		0001104659-21-043515
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20210330
DATE AS OF CHANGE:		20210329

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FG New America Acquisition Corp.
		CENTRAL INDEX KEY:			0001818502
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				851648122
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39550
		FILM NUMBER:		21783430

	BUSINESS ADDRESS:	
		STREET 1:		105 S. MAPLE STREET
		CITY:			ITASCA
		STATE:			IL
		ZIP:			60143
		BUSINESS PHONE:		(847) 791-6817

	MAIL ADDRESS:	
		STREET 1:		105 S. MAPLE STREET
		CITY:			ITASCA
		STATE:			IL
		ZIP:			60143
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>tm2111293-3_defa14a.htm
<DESCRIPTION>DEFA14A
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt; font-size: 14pt"><FONT STYLE="color: Black"><B>UNITED STATES</B></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>SECURITIES AND EXCHANGE
COMMISSION</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>WASHINGTON, D.C.
20549</B></FONT></P>

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<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>SCHEDULE 14A</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>(Rule 14a-101)</B></FONT></P>

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IN PROXY STATEMENT </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>SCHEDULE 14A INFORMATION
</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>Proxy Statement
Pursuant to Section 14(a) of the </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>Securities Exchange
Act of 1934 </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Filed by the Registrant <FONT STYLE="font-family: Wingdings">&#120;
</FONT>Filed by a Party other than the Registrant <FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Check the appropriate box:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 5%; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 95%; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Preliminary Proxy Statement</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black"><B>Confidential, For Use of the Commission
    Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Definitive Proxy Statement</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Definitive Additional Materials</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">x</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Soliciting Material Pursuant to &sect;
    240.14a-12</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>
<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>FG NEW AMERICA ACQUISITION
CORP.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>(Name of Registrant
as Specified In Its Charter) </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>(Name of Person(s)
Filing Proxy Statement, if Other Than the Registrant)</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Payment of Filing Fee (Check the appropriate
box):</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">x</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">No fee required.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Fee computed on table below per Exchange Act
    Rules 14a-6(i)(1) and 0-11.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 5%"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(1)</FONT></TD>
    <TD STYLE="vertical-align: top; width: 90%; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Title of each class of securities
    to which transaction applies:</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(2)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Aggregate number of securities to which
    transaction applies:</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(3)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Per unit price or other underlying value
    of transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state
    how it was determined):</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(4)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Proposed maximum aggregate value of
    transaction:</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(5)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Total fee paid:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Fee paid previously with preliminary materials.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Wingdings; font-size: 10pt; color: Black">&uml;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Check box if any part of the fee is offset as
    provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous
    filing by registration statement number, or the form or schedule and the date of its filing.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(1)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Amount previously paid:</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">(2)</FONT></TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: Black">Form, Schedule or Registration Statement
    No.:</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="color: Black">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">(3)</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">(4)</FONT></P></TD>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Filing Party:</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Date Filed:</FONT></P></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>In connection with the previously announced
business combination between Opportunity Financial, LLC (&ldquo;OppFi&rdquo;) and FG New America Acquisition Corp. (&ldquo;FGNA&rdquo;),
OppFi issued a press release announcing the closing of its corporate credit facility with Atalaya Capital Management. Below is a copy
of the press release and various social media posts by OppFi with respect to the press release, which are being filed herewith as soliciting
material.</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: #FEFEFE; color: #0A0A0A"><FONT STYLE="color: Black"><B>NEWS
RELEASE</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #0563C1"><FONT STYLE="color: Black"><U>OppFi.com</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE; color: #222222"><FONT STYLE="color: Black; background-color: white"><B><I>OppFi
Closes Expanded $50 Million Corporate Credit Facility with Atalaya Capital Management</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE; color: #222222"><FONT STYLE="color: Black; background-color: white"><B><I>Facility
is designed to power OppFi&rsquo;s growth plans and accelerate new product roll-out</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">CHICAGO, March 29, 2021 &mdash; <FONT STYLE="background-color: #FEFEFE">Opportunity
Financial, LLC (&ldquo;<U>OppFi</U>&rdquo;)</FONT>, a leading financial technology platform that powers banks to help the everyday consumer
gain access to credit, announced today <FONT STYLE="background-color: white">that it </FONT>has closed an expanded $50 million corporate
<FONT STYLE="background-color: white">credit facility with Atalaya Capital Management. </FONT>The proceeds of the facility will be used
to refinance existing corporate indebtedness and provide growth capital to broaden credit access to tens of millions of everyday consumers
who are locked out of mainstream financial options. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><BR>
<FONT STYLE="background-color: white">&quot;Our expanded relationship with Atalaya Capital Management not only further validates the
strength of our mission-driven business model, but also illustrates our commitment to helping millions of everyday consumers gain access
to simple and affordable financial products,&quot; said Jared Kaplan, chief executive officer, OppFi. &quot;</FONT>We see a great opportunity
for OppFi to be the financial champion for the nearly 60 million everyday consumers as we continue to innovate our array of products,
technology and capabilities in the years ahead.&rdquo;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black">&ldquo;Atalaya believes
that more equal access to responsible credit is a fundamental need in our economy and an important part of financial inclusion. We are
excited to expand our relationship with OppFi in their mission to help everyday consumers build a better financial path,&rdquo; said
David Aidi, Partner, Atalaya Capital Management LP.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">OppFi addresses a large unmet need for
U.S. consumers, as approximately 60 million consumers lack access to mainstream financial products. The company&rsquo;s AI-enabled financial
services platform is scalable and mobile-first, delivering a simple, efficient consumer experience. The <FONT STYLE="background-color: white">company
has facilitated more than 1.5 million loans to date. In addition, Salary Tap, its prime installment lending product that is repaid through
payroll deduction, launched in December 2020 and has a national rollout planned for the second quarter of this year. OppFi Card, the
company&rsquo;s new credit card product, is planned to launch in the second half of 2021.</FONT></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>About OppFi</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">OppFi a leading financial technology platform
that powers banks to help the everyday consumer gain access to credit. Through its unwavering commitment to customer service, OppFi helps
consumers who are turned away by traditional providers build a better financial path. To date, OppFi has facilitated the issuance of
more than 1.5 million loans. The company has been ranked as an Inc. 5000 company for five straight years and was named the eighth fastest-growing
Chicagoland company in 2020 by Crain&rsquo;s Chicago Business. The company was also named on Forbes America 2021 list of America&rsquo;s
Best Startup Employers and Built In&rsquo;s 2021 Best Places to Work in Chicago. OppFi maintains an A+ rating from the Better Business
Bureau (BBB) and maintains a 4.9/5 star rating with more than 14,000 online customer reviews, making it one of the top customer-rated
financial platforms online. For more information, please visit <U>www.oppfi.com</U>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>About Atalaya Capital Management</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Atalaya Capital Management is a privately
held, SEC-registered, alternative investment advisory firm. Atalaya primarily focuses on making private credit and special opportunities
investments in three principal asset classes &ndash; specialty finance, real estate and corporate. Founded in 2006, Atalaya is headquartered
in New York City and has approximately $6 billion in assets under management. For more information visit&nbsp;<U>https://www.atalayacap.com/</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black; background-color: white"><B>Contact:</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Investor Relations: Investors@oppfi.com</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Media Relations: media@oppfi.com</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>Forward-Looking Statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">This press release includes &quot;forward-looking
statements&quot; within the meaning of the &quot;safe harbor&quot; provisions of the Private Securities Litigation Reform Act of 1995.
FGNA's and OppFi's actual results may differ from their expectations, estimates and projections and consequently, you should not rely
on these forward-looking statements as predictions of future events. Words such as &quot;expect,&quot; &quot;estimate,&quot; &quot;project,&quot;
 &quot;budget,&quot; &quot;forecast,&quot; &quot;anticipate,&quot; &quot;intend,&quot; &quot;plan,&quot; &quot;may,&quot; &quot;will,&quot;
 &quot;could,&quot; &quot;should,&quot; &quot;believes,&quot; &quot;predicts,&quot; &quot;potential,&quot; &quot;continue,&quot; and similar
expressions are intended to identify such forward-looking statements. These forward-looking statements include, without limitation, OppFi's
expectations with respect to the future performance of OppFi&rsquo;s platform, OppFi&rsquo;s expectations for its growth and profitability,
OppFi's new products and their performance and OppFi&rsquo;s beliefs regarding the impact of the proposed business combination on its
business. These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ
materially from the expected results. Most of these factors are outside FGNA's and OppFi's control and are difficult to predict. Factors
that may cause such differences include, but are not limited to: (1) the occurrence of any event, change or other circumstances that
could give rise to the termination of the definitive business combination agreement (the &quot;Agreement&quot;); (2) the outcome of any
legal proceedings that may be instituted against FGNA and OppFi following the announcement of the Agreement and the transactions contemplated
therein; (3) the inability to complete the proposed business combination, including due to failure to obtain approval of the stockholders
of FGNA, certain regulatory approvals or satisfy other conditions to closing in the Agreement, including with respect to the levels of
FGNA stockholder redemptions; (4) the occurrence of any event, change or other circumstance that could give rise to the termination of
the Agreement or could otherwise cause the transaction to fail to close; (5) the impact of COVID-19 on OppFi's business and/or the ability
of the parties to complete the proposed business combination; (6) the inability to obtain or maintain the listing of the combined company's
shares of common stock on the New York Stock Exchange following the proposed business combination; (7) the risk that the proposed business
combination disrupts current plans and operations as a result of the announcement and consummation of the proposed business combination;
(8) the ability to recognize the anticipated benefits of the proposed business combination, which may be affected by, among other things,
competition, the ability of OppFi to grow and manage growth profitably and retain its key employees; (9) costs related to the proposed
business combination; (10) changes in applicable laws or regulations; (11) the possibility that OppFi or FGNA may be adversely affected
by other economic, business, and/or competitive factors; and (12) other risks and uncertainties indicated from time to time in FGNA&rsquo;s
proxy statement relating to the proposed business combination, including those under &quot;Risk Factors&quot; therein, and in FGNA's
other filings with the SEC. FGNA and OppFi caution that the foregoing list of factors is not exclusive. FGNA and OppFi caution readers
not to place undue reliance upon any forward-looking statements, which speak only as of the date made. FGNA and OppFi do not undertake
or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements to reflect any
change in its expectations or any change in events, conditions or circumstances on which any such statement is based.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>Important Information and Where to Find
It</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">In connection with
the proposed business combination, FGNA has filed a preliminary proxy statement with the SEC and intends to file a definitive proxy statement
with the SEC. FGNA's stockholders and other interested persons are advised to read the preliminary proxy statement and the amendments
thereto and, when available, the definitive proxy statement and documents incorporated by reference therein filed in connection with
the proposed business combination, as these materials will contain important information about OppFi, FGNA and the proposed business
combination. When available, the definitive proxy statement and other relevant materials for the proposed business combination will be
mailed to stockholders of FGNA as of a record date to be established for voting on the proposed business combination. Stockholders will
also be able to obtain copies of the preliminary proxy statement, the definitive proxy statement and other documents filed with the SEC
that will be incorporated by reference therein, without charge, once available, at the SEC's web site at <U>www.sec.gov</U>, or by directing
a request to: FG New America Acquisition Corp., Attention: Hassan Baqar, Chief Financial Officer, 105 S. Maple Street, Itasca, Illinois
60143.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black"><B>Participants in
the Solicitation</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">FGNA and its directors
and executive officers may be deemed participants in the solicitation of proxies from FGNA's stockholders with respect to the business
combination. A list of the names of those directors and executive officers and a description of their interests in FGNA was filed in
the preliminary proxy statement for the proposed business combination and is available at <U>www.sec.gov</U>. Additional information
regarding the interests of such participants will be contained in the definitive proxy statement for the proposed business combination
when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">OppFi and its directors
and executive officers may also be deemed to be participants in the solicitation of proxies from the stockholders of FGNA in connection
with the business combination. A list of the names of such directors and executive officers and information regarding their interests
in the proposed business combination was included in the preliminary proxy statement for the proposed business combination. Additional
information regarding the interests of such participants will be contained in the definitive proxy statement for the proposed business
combination when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black"><B>Non-Solicitation</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">This press release
shall not constitute a solicitation of a proxy, consent or authorization with respect to any securities or in respect of the proposed
business combination. This press release shall also not constitute an offer to sell or the solicitation of an offer to buy any securities,
nor shall there be any sale of securities in any states or jurisdictions in which such offer, solicitation or sale would be unlawful
prior to registration or qualification under the securities laws of any such jurisdiction. No offering of securities shall be made except
by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black">###</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"></FONT><I>&nbsp;</I></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The following communication was shared
by Jared Kaplan, CEO of OppFi, through his LinkedIn page on March 29, 2021:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><B>LinkedIn:</B> We are excited
to announce our expanded relationship with @ Atalaya Capital Management to further our mission by supporting new growth opportunities
to broaden #CreditAccess to tens of millions of everyday customers who are locked out of mainstream financial options. #FinancialInclusion</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">https://www.prnewswire.com/news-releases/oppfi-closes-expanded-50-million-corporate-credit-facility-with-atalaya-capital-management-301257370.html?tc=eml_cleartime</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><I>Important Information regarding
the OppFi/FG New America transaction, participants in the solicitation and non-solicitation: https://oppl.co/31nNfWi</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The following communication was shared
by Jared Kaplan, CEO of OppFi, through his Twitter account on March 29, 2021:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black"><B>Twitter</B><FONT STYLE="font-family: Times New Roman, Times, Serif">:
</FONT>Excited to announce OppFi&rsquo;s expanded relationship with Atalaya Capital Management. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black">https://tinyurl.com/kwfvrmrc</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black"><I>Important
Info regarding the OppFi/FG New America transaction, participants in the solicitation and non-solicitation: https://oppl.co/31nNfWi</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The following communication was shared
by OppLoans on its LinkedIn page on March 29, 2021:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><B>LinkedIn:</B> We are excited
to announce our expanded relationship with Atalaya Capital Management to further our mission by supporting new growth opportunities to
broaden #CreditAccess to tens of millions of everyday customers who are locked out of mainstream financial options. #FinancialInclusion</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">https://www.prnewswire.com/news-releases/oppfi-closes-expanded-50-million-corporate-credit-facility-with-atalaya-capital-management-301257370.html?tc=eml_cleartime</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><I>Important Information regarding
the OppFi/FG New America transaction, participants in the solicitation and non-solicitation: https://oppl.co/31nNfWi</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The following communication was shared
by OppLoans Leadership &amp; Communications on their respective LinkedIn pages on March 29, 2021:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><B>LinkedIn:</B> We are excited
to announce our expanded relationship with Atalaya Capital Management to further our mission by supporting new growth opportunities to
broaden credit access to tens of millions of everyday customers who are locked out of mainstream financial options. #FinancialInclusion</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">https://www.prnewswire.com/news-releases/oppfi-closes-expanded-50-million-corporate-credit-facility-with-atalaya-capital-management-301257370.html?tc=eml_cleartime</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"><I>Important Information regarding
the OppFi/FG New America transaction, participants in the solicitation and non-solicitation: https://oppl.co/31nNfWi</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The following communication was shared
by D. Kyle Cerminara, President and Director of FGNA, through his Twitter account on March 29, 2021:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black"><B>Twitter</B><FONT STYLE="font-family: Times New Roman, Times, Serif">:
</FONT>$FGNA . @CoachJoeMoglia @kcerminara @JaredSKaplan @larryswets @OppLoans @FGNewAmerica Disclaimer http://oppl.co/3vcabFp</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black"><B>Quoted
Tweet: </B>Excited to announce OppFi&rsquo;s expanded relationship with Atalaya Capital Management.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black">https://tinyurl.com/kwfvrmrc</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white; color: #0F1419"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white"><FONT STYLE="color: Black"><I>Important
Info regarding the OppFi/FG New America transaction, participants in the solicitation and non-solicitation: https://oppl.co/31nNfWi</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black"></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><I>The text of the press release linked
in the social media posts is follows:</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: #FEFEFE; color: #0A0A0A"><FONT STYLE="color: Black"><B>NEWS
RELEASE</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #0563C1"><FONT STYLE="color: Black"><U>OppFi.com</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE; color: #222222"><FONT STYLE="color: Black; background-color: white"><B><I>OppFi
Closes Expanded $50 Million Corporate Credit Facility with Atalaya Capital Management</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE; color: #222222"><FONT STYLE="color: Black; background-color: white"><B><I>Facility
is designed to power OppFi&rsquo;s growth plans and accelerate new product roll-out</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: #FEFEFE"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">CHICAGO, March 29, 2021 &mdash; <FONT STYLE="background-color: #FEFEFE">Opportunity
Financial, LLC (&ldquo;<U>OppFi</U>&rdquo;)</FONT>, a leading financial technology platform that powers banks to help the everyday consumer
gain access to credit, announced today <FONT STYLE="background-color: white">that it </FONT>has closed an expanded $50 million corporate
<FONT STYLE="background-color: white">credit facility with Atalaya Capital Management. </FONT>The proceeds of the facility will be used
to refinance existing corporate indebtedness and provide growth capital to broaden credit access to tens of millions of everyday consumers
who are locked out of mainstream financial options. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><BR>
<FONT STYLE="background-color: white">&quot;Our expanded relationship with Atalaya Capital Management not only further validates the
strength of our mission-driven business model, but also illustrates our commitment to helping millions of everyday consumers gain access
to simple and affordable financial products,&quot; said Jared Kaplan, chief executive officer, OppFi. &quot;</FONT>We see a great opportunity
for OppFi to be the financial champion for the nearly 60 million everyday consumers as we continue to innovate our array of products,
technology and capabilities in the years ahead.&rdquo;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black">&ldquo;Atalaya believes
that more equal access to responsible credit is a fundamental need in our economy and an important part of financial inclusion. We are
excited to expand our relationship with OppFi in their mission to help everyday consumers build a better financial path,&rdquo; said
David Aidi, Partner, Atalaya Capital Management LP.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">OppFi addresses a large unmet need for
U.S. consumers, as approximately 60 million consumers lack access to mainstream financial products. The company&rsquo;s AI-enabled financial
services platform is scalable and mobile-first, delivering a simple, efficient consumer experience. The <FONT STYLE="background-color: white">company
has facilitated more than 1.5 million loans to date. In addition, Salary Tap, its prime installment lending product that is repaid through
payroll deduction, launched in December 2020 and has a national rollout planned for the second quarter of this year. OppFi Card, the
company&rsquo;s new credit card product, is planned to launch in the second half of 2021.</FONT></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>About OppFi</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">OppFi a leading financial technology platform
that powers banks to help the everyday consumer gain access to credit. Through its unwavering commitment to customer service, OppFi helps
consumers who are turned away by traditional providers build a better financial path. To date, OppFi has facilitated the issuance of
more than 1.5 million loans. The company has been ranked as an Inc. 5000 company for five straight years and was named the eighth fastest-growing
Chicagoland company in 2020 by Crain&rsquo;s Chicago Business. The company was also named on Forbes America 2021 list of America&rsquo;s
Best Startup Employers and Built In&rsquo;s 2021 Best Places to Work in Chicago. OppFi maintains an A+ rating from the Better Business
Bureau (BBB) and maintains a 4.9/5 star rating with more than 14,000 online customer reviews, making it one of the top customer-rated
financial platforms online. For more information, please visit <U>www.oppfi.com</U>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>About Atalaya Capital Management</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Atalaya Capital Management is a privately
held, SEC-registered, alternative investment advisory firm. Atalaya primarily focuses on making private credit and special opportunities
investments in three principal asset classes &ndash; specialty finance, real estate and corporate. Founded in 2006, Atalaya is headquartered
in New York City and has approximately $6 billion in assets under management. For more information visit&nbsp;<U>https://www.atalayacap.com/</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #222222"><FONT STYLE="color: Black; background-color: white"><B>Contact:</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Investor Relations: Investors@oppfi.com</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Media Relations: media@oppfi.com</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>Forward-Looking Statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">This press release includes &quot;forward-looking
statements&quot; within the meaning of the &quot;safe harbor&quot; provisions of the Private Securities Litigation Reform Act of 1995.
FGNA's and OppFi's actual results may differ from their expectations, estimates and projections and consequently, you should not rely
on these forward-looking statements as predictions of future events. Words such as &quot;expect,&quot; &quot;estimate,&quot; &quot;project,&quot;
 &quot;budget,&quot; &quot;forecast,&quot; &quot;anticipate,&quot; &quot;intend,&quot; &quot;plan,&quot; &quot;may,&quot; &quot;will,&quot;
 &quot;could,&quot; &quot;should,&quot; &quot;believes,&quot; &quot;predicts,&quot; &quot;potential,&quot; &quot;continue,&quot; and similar
expressions are intended to identify such forward-looking statements. These forward-looking statements include, without limitation, OppFi's
expectations with respect to the future performance of OppFi&rsquo;s platform, OppFi&rsquo;s expectations for its growth and profitability,
OppFi's new products and their performance and OppFi&rsquo;s beliefs regarding the impact of the proposed business combination on its
business. These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ
materially from the expected results. Most of these factors are outside FGNA's and OppFi's control and are difficult to predict. Factors
that may cause such differences include, but are not limited to: (1) the occurrence of any event, change or other circumstances that
could give rise to the termination of the definitive business combination agreement (the &quot;Agreement&quot;); (2) the outcome of any
legal proceedings that may be instituted against FGNA and OppFi following the announcement of the Agreement and the transactions contemplated
therein; (3) the inability to complete the proposed business combination, including due to failure to obtain approval of the stockholders
of FGNA, certain regulatory approvals or satisfy other conditions to closing in the Agreement, including with respect to the levels of
FGNA stockholder redemptions; (4) the occurrence of any event, change or other circumstance that could give rise to the termination of
the Agreement or could otherwise cause the transaction to fail to close; (5) the impact of COVID-19 on OppFi's business and/or the ability
of the parties to complete the proposed business combination; (6) the inability to obtain or maintain the listing of the combined company's
shares of common stock on the New York Stock Exchange following the proposed business combination; (7) the risk that the proposed business
combination disrupts current plans and operations as a result of the announcement and consummation of the proposed business combination;
(8) the ability to recognize the anticipated benefits of the proposed business combination, which may be affected by, among other things,
competition, the ability of OppFi to grow and manage growth profitably and retain its key employees; (9) costs related to the proposed
business combination; (10) changes in applicable laws or regulations; (11) the possibility that OppFi or FGNA may be adversely affected
by other economic, business, and/or competitive factors; and (12) other risks and uncertainties indicated from time to time in FGNA&rsquo;s
proxy statement relating to the proposed business combination, including those under &quot;Risk Factors&quot; therein, and in FGNA's
other filings with the SEC. FGNA and OppFi caution that the foregoing list of factors is not exclusive. FGNA and OppFi caution readers
not to place undue reliance upon any forward-looking statements, which speak only as of the date made. FGNA and OppFi do not undertake
or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements to reflect any
change in its expectations or any change in events, conditions or circumstances on which any such statement is based.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<BR></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"><B>Important Information and Where to Find
It</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">In connection with
the proposed business combination, FGNA has filed a preliminary proxy statement with the SEC and intends to file a definitive proxy statement
with the SEC. FGNA's stockholders and other interested persons are advised to read the preliminary proxy statement and the amendments
thereto and, when available, the definitive proxy statement and documents incorporated by reference therein filed in connection with
the proposed business combination, as these materials will contain important information about OppFi, FGNA and the proposed business
combination. When available, the definitive proxy statement and other relevant materials for the proposed business combination will be
mailed to stockholders of FGNA as of a record date to be established for voting on the proposed business combination. Stockholders will
also be able to obtain copies of the preliminary proxy statement, the definitive proxy statement and other documents filed with the SEC
that will be incorporated by reference therein, without charge, once available, at the SEC's web site at <U>www.sec.gov</U>, or by directing
a request to: FG New America Acquisition Corp., Attention: Hassan Baqar, Chief Financial Officer, 105 S. Maple Street, Itasca, Illinois
60143.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black"><B>Participants in
the Solicitation</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">FGNA and its directors
and executive officers may be deemed participants in the solicitation of proxies from FGNA's stockholders with respect to the business
combination. A list of the names of those directors and executive officers and a description of their interests in FGNA was filed in
the preliminary proxy statement for the proposed business combination and is available at <U>www.sec.gov</U>. Additional information
regarding the interests of such participants will be contained in the definitive proxy statement for the proposed business combination
when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">OppFi and its directors
and executive officers may also be deemed to be participants in the solicitation of proxies from the stockholders of FGNA in connection
with the business combination. A list of the names of such directors and executive officers and information regarding their interests
in the proposed business combination was included in the preliminary proxy statement for the proposed business combination. Additional
information regarding the interests of such participants will be contained in the definitive proxy statement for the proposed business
combination when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black"><B>Non-Solicitation</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">This press release
shall not constitute a solicitation of a proxy, consent or authorization with respect to any securities or in respect of the proposed
business combination. This press release shall also not constitute an offer to sell or the solicitation of an offer to buy any securities,
nor shall there be any sale of securities in any states or jurisdictions in which such offer, solicitation or sale would be unlawful
prior to registration or qualification under the securities laws of any such jurisdiction. No offering of securities shall be made except
by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: Black">###</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

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  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black"><B><I>Important
Information About the Business Combination and Where to Find It</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">In
connection with the proposed business combination, the Company filed a preliminary proxy statement and will file a definitive proxy statement
with the U.S. Securities and Exchange Commission (the &ldquo;SEC&rdquo;). <B>The Company&rsquo;s stockholders and other interested persons
are advised to read the preliminary proxy statement and the amendments thereto and, when available, the definitive proxy statement and
documents incorporated by reference therein filed in connection with the business combination, as these materials contain important information
about OppFi, the Company and the business combination.</B> When available, the definitive proxy statement and other relevant materials
for the business combination will be mailed to stockholders of the Company as of a record date to be established for voting on the business
combination. Stockholders of the Company will also be able to obtain copies of the preliminary proxy statement, the definitive proxy
statement and other documents filed with the SEC that will be incorporated by reference therein, without charge, once available, at the
SEC&rsquo;s web site at www.sec.gov, or by directing a request to: FG New America Acquisition Corp., 105 S. Maple Street, Itasca, Illinois
60143, Attention: Hasan Baqar.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black"><B><I>Participants
in the Solicitation</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">The
Company and its directors and executive officers may be deemed participants in the solicitation of proxies from the Company&rsquo;s stockholders
with respect to the business combination. A list of the names of those directors and executive officers and a description of their interests
in the Company was filed in the preliminary proxy statement for the proposed business combination and is available free of charge at
the SEC&rsquo;s web site at www.sec.gov, or by directing a request to FG New America Acquisition Corp., 105 S. Maple Street, Itasca,
Illinois 60143, Attention: Hasan Baqar. Additional information regarding the interests of such participants will be contained in the
proxy statement for the business combination when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black; background-color: white">OppFi
and its directors and executive officers may also be deemed to be participants in the solicitation of proxies from the stockholders of
the Company in connection with the </FONT><FONT STYLE="color: Black">business combination<FONT STYLE="background-color: white">. A list
of the names of such directors and executive officers and information regarding their interests in the business combination was included
in the preliminary proxy statement for the proposed </FONT>business combination<FONT STYLE="background-color: white">. </FONT>Additional
information regarding the interests of such participants will be contained in the proxy statement for the business combination when available.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black"><B><I>Forward-Looking
Statements</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: Black">This communication
includes &ldquo;forward-looking statements&rdquo; within the meaning of the &ldquo;safe harbor&rdquo; provisions of the Private Securities
Litigation Reform Act of 1995. The Company&rsquo;s and OppFi&rsquo;s actual results may differ from their expectations, estimates and
projections and consequently, you should not rely on these forward-looking statements as predictions of future events. Words such as
 &ldquo;expect,&rdquo; &ldquo;estimate,&rdquo; &ldquo;project,&rdquo; &ldquo;budget,&rdquo; &ldquo;forecast,&rdquo; &ldquo;anticipate,&rdquo;
 &ldquo;intend,&rdquo; &ldquo;plan,&rdquo; &ldquo;may,&rdquo; &ldquo;will,&rdquo; &ldquo;could,&rdquo; &ldquo;should,&rdquo; &ldquo;believes,&rdquo;
 &ldquo;predicts,&rdquo; &ldquo;potential,&rdquo; &ldquo;continue,&rdquo; and similar expressions are intended to identify such forward-looking
statements. These forward-looking statements include, without limitation, OppFi's expectations with respect to the future performance
of OppFi&rsquo;s platform, OppFi&rsquo;s expectations for its growth and profitability, OppFi's new products and their performance and
OppFi&rsquo;s beliefs regarding the impact of the proposed business combination on its business. These forward-looking statements involve
significant risks and uncertainties that could cause the actual results to differ materially from the expected results. These forward-looking
statements involve significant risks and uncertainties that could cause the actual results to differ materially from the expected results.
Most of these factors are outside the Company&rsquo;s and OppFi&rsquo;s control and are difficult to predict. Factors that may cause
such differences include, but are not limited to: (1) the occurrence of any event, change or other circumstances that could give rise
to the termination of the Business Combination Agreement that the Company entered into with OppFi, OppFi Shares, LLC, a Delaware limited
liability company, and Todd Schwartz, in his capacity as the Members&rsquo; Representative (the &ldquo;Business Combination Agreement&rdquo;);
(2) the outcome of any legal proceedings that may be instituted against the Company and OppFi following the announcement of the Business
Combination Agreement and the transactions contemplated therein; (3) the inability to complete the proposed business combination, including
due to failure to obtain approval of the stockholders of the Company, certain regulatory approvals or satisfy other conditions to closing
in the Business Combination Agreement, including with respect to the levels of the Company stockholder redemptions; (4) the occurrence
of any event, change or other circumstance that could give rise to the termination of the Business Combination Agreement or could otherwise
cause the transaction to fail to close; (5) the impact of COVID-19 on OppFi&rsquo;s business and/or the ability of the parties to complete
the proposed business combination; (6) the inability to obtain or maintain the listing of the combined company&rsquo;s shares of common
stock on the New York Stock Exchange following the proposed business combination; (7) the risk that the proposed business combination
disrupts current plans and operations as a result of the announcement and consummation of the proposed business combination; (8) the
ability to recognize the anticipated benefits of the proposed business combination, which may be affected by, among other things, competition,
the ability of OppFi to grow and manage growth profitably and retain its key employees; (9) costs related to the proposed business combination;
(10) changes in applicable laws or regulations; (11) the possibility that OppFi or the Company may be adversely affected by other economic,
business, and/or competitive factors; and (12) other risks and uncertainties indicated from time to time in the proxy statement relating
to the proposed business combination, including those under &ldquo;Risk Factors&rdquo; therein, and in the Company&rsquo;s other filings
with the SEC. The Company and OppFi caution that the foregoing list of factors is not exclusive. The Company and OppFi caution readers
not to place undue reliance upon any forward-looking statements, which speak only as of the date made. The Company and OppFi do not undertake
or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements to reflect any
change in its expectations or any change in events, conditions or circumstances on which any such statement is based.</FONT></P>

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  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black"><B><I>No
Offer or Solicitation</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: Black">This
communication shall not constitute a solicitation of a proxy, consent or authorization with respect to any securities or in respect of
the business combination. This communication shall also not constitute an offer to sell or the solicitation of an offer to buy any securities,
nor shall there be any sale of securities in any states or jurisdictions in which such offer, solicitation or sale would be unlawful
prior to registration or qualification under the securities laws of any such jurisdiction. No offering of securities shall be made except
by means of a prospectus meeting the requirements of section 10 of the Securities Act of 1933, as amended, or an exemption therefrom.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

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