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Finance Receivables at Fair Value (Tables) | 6 Months Ended
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Jun. 30, 2026
Receivables [Abstract] |
Schedule of Components of Installment Finance Receivables At Fair Value | The components of installment finance receivables at fair value as of June 30, 2026 and December 31, 2025 were as follows (in thousands):
| 2026 |  | 2025
Unpaid principal balance of finance receivables - accrual | $ | 405,076 |  |  | $ | 454,542 |
Unpaid principal balance of finance receivables - non-accrual | 34,989 |  |  | 38,576 |
Unpaid principal balance of finance receivables | $ | 440,065 |  |  | $ | 493,118 |
Finance receivables at fair value - accrual | $ | 470,049 |  |  | $ | 524,577 |
Finance receivables at fair value - non-accrual | 3,244 |  |  | 3,590 |
Finance receivables at fair value, excluding accrued interest receivable | 473,293 |  |  | 528,167 |
Accrued interest receivable | 23,013 |  |  | 18,069 |
Finance receivables at fair value | $ | 496,306 |  |  | $ | 546,236 |
Difference between unpaid principal balance and fair value | $ | 33,228 |  |  | $ | 35,049 |
Schedule of Changes in Fair Value of Installment Finance Receivables | Changes in the fair value of installment finance receivables at fair value for the three and six months ended June 30, 2026 and 2025 were as follows (in thousands):
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Balance at the beginning of the period | $ | 502,558 |  |  | $ | 454,683 |  |  | $ | 546,236 |  |  | $ | 473,696 |
Acquired | 329,367 |  |  | 326,992 |  |  | 555,455 |  |  | 599,173 |
Repayments | (276,948) |  |  | (250,312) |  |  | (486,747) |  |  | (492,642) |
Accrued interest receivable | 328 |  |  | 2,322 |  |  | 4,944 |  |  | 2,916 |
Charge-offs, net(1) | (57,276) |  |  | (45,509) |  |  | (121,761) |  |  | (94,021) |
Net change in fair value(1) | (1,723) |  |  | 3,312 |  |  | (1,821) |  |  | 2,366 |
Balance at the end of the period | $ | 496,306 |  |  | $ | 491,488 |  |  | $ | 496,306 |  |  | $ | 491,488 |
(1) Included in change in fair value of finance receivables in the consolidated statements of operations. |  |

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- Definition Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 101 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-101 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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- Definition Tabular disclosure of information about asset and liability measured at fair value under fair value option. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482881/825-10-55-10 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482881/825-10-55-12 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 32 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-32 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-30 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 28 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28 + Details
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