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EMPLOYEE BENEFITS (Tables)
 9 Months Ended
Oct. 31, 2019
Disclosure Text Block Supplement [Abstract]  
Nonvested Restricted Stock Shares Activity [Table Text Block] The following tables summarize non-vested restricted stock award activity for the periods presented:

   Nine Months Ended October 31, 2019 
     
   Non-Vested
Shares		   Weighted
Average Grant
Date Fair Value
(000’s)		   Weighted
Average Remaining
VestingTerm
(in years)		 
                
Non-Vested at January 31, 2019   38,036   $2,935    2 
Granted   9,442    662      
Forfeited   -    -      
Vested   18,902    1,404      
                
Non-Vested at October 31, 2019   28,576   $2,193    2 
   Nine Months Ended October 31, 2018 
     
   Non-Vested
Shares		   Weighted
Average Grant
Date Fair Value
(000’s)		   Weighted
Average Remaining
VestingTerm
(in years)		 
                
Non-Vested at January 31, 2018   29,415   $2,275    2 
Granted   21,745    1,622      
Forfeited   -    -      
Vested   13,124    963      
                
Non-Vested at October 31, 2018   38,036   $2,934    2