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Regulations and Supervision (Tables)
12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Schedule of capital amounts and ratios
Actual capital amounts and ratios of the Company and its subsidiary banks are as follows:
 
Actual
 
Required 
to be 
Adequately Capitalized
 
Required 
to be 
Well Capitalized
(dollar amounts in thousands)
Amount/Ratio
 
Amount/Ratio
 
Amount/Ratio
December 31, 2016
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$540,109 /12.2%
 
$353,520/>8.0%
 
$441,900/>10.0%
Trust Company
$154,062/12.3%
 
$99,880 />8.0%
 
$124,850 />10.0%
Castile
$114,282/10.7%
 
$85,699 />8.0%
 
$107,124 />10.0%
Mahopac
$111,727/12.6%
 
$70,824 />8.0%
 
$88,530 />10.0%
VIST
$141,193/11.9%
 
$95,116 />8.0%
 
$118,895 />10.0%
Common EquityTier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$486,006/11.0%
 
$198,855/>4.5%
 
$287,235/>6.5%
Trust Company
$144,672/11.6%
 
$56,182 />4.5%
 
$81,152 />6.5%
Castile
$105,998/9.9%
 
$48,206 />4.5%
 
$69,630 />6.5%
Mahopac
$100,956/11.4%
 
$39,838 />4.5%
 
$57,544 />6.5%
VIST
$133,505/11.2%
 
$53,503 />4.5%
 
$77,282 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$502,525/11.4%
 
$265,140/>6.0%
 
$353,520/>8.0%
Trust Company
$144,672/11.6%
 
$74,910 />6.0%
 
$99,880 />8.0%
Castile
$105,998/9.9%
 
$64,274 />6.0%
 
$85,699 />8.0%
Mahopac
$100,956/11.4%
 
$53,118 />6.0%
 
$70,824 />8.0%
VIST
$133,505/11.2%
 
$71,337 />6.0%
 
$95,116 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$502,525/8.4%
 
$238,872/>4.0%
 
$298,590/>5.0%
Trust Company
$144,672/7.7%
 
$75,246 />4.0%
 
$94,057 />5.0%
Castile
$105,998/7.7%
 
$54,851 />4.0%
 
$68,563 />5.0%
Mahopac
$100,956/8.4%
 
$48,333 />4.0%
 
$60,416 />5.0%
VIST
$133,505/8.9%
 
$59,984 />4.0%
 
$74,980 />5.0%
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$520,891/13.0%
 
>$319,711/>8.0%
 
>$399,638/>10.0%
Trust Company
$151,299/13.7%
 
>$88,274 />8.0%
 
>$110,342 />10.0%
Castile
$104,568/10.5%
 
>$79,657 />8.0%
 
>$99,571 />10.0%
Mahopac
$110,158/14.0%
 
>$62,943 />8.0%
 
>$78,678 />10.0%
VIST
$133,925/12.4%
 
>$86,371 />8.0%
 
>$107,964 />10.0%
Common EquityTier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$449,535/11.3%
 
>$179,837/>4.5%
 
>$259,765/>6.5%
Trust Company
$143,005/13.0%
 
>$49,654 />4.5%
 
>$71,722 />6.5%
Castile
$97,097/9.8%
 
>$44,807 />4.5%
 
>$64,721 />6.5%
Mahopac
$100,322/12.8%
 
>$35,405 />4.5%
 
>$51,141 />6.5%
VIST
$127,229/11.8%
 
>$48,584 />4.5%
 
>$70,177 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$487,043/12.2%
 
>$239,783/>6.0%
 
>$319,711/>8.0%
Trust Company
$143,005/13.0%
 
>$66,205 />6.0%
 
>$88,274 />8.0%
Castile
$97,097/9.8%
 
>$59,743 />6.0%
 
>$79,657 />8.0%
Mahopac
$100,322/12.8%
 
>$47,207 />6.0%
 
>$62,943 />8.0%
VIST
$127,229/11.8%
 
>$64,779 />6.0%
 
>$86,371 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$487,043/8.8%
 
>$220,995/>4.0%
 
>$276,243/>5.0%
Trust Company
$143,005/8.0%
 
>$71,319 />4.0%
 
>$89,148 />5.0%
Castile
$97,097/7.7%
 
>$50,309 />4.0%
 
>$62,887 />5.0%
Mahopac
$100,322/9.2%
 
>$43,865 />4.0%
 
>$54,831 />5.0%
VIST
$127,229/9.1%
 
>$55,650 />4.0%
 
>$69,563 />5.0%