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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
INTEREST AND DIVIDEND INCOME        
Loans $ 48,949 $ 43,057 $ 141,257 $ 125,378
Due from banks 9 2 15 5
Trading securities 0 62 0 220
Available-for-sale securities 7,415 6,683 22,384 21,498
Held-to-maturity securities 865 898 2,613 2,712
Federal Home Loan Bank and other stock 534 375 1,466 990
Total Interest and Dividend Income 57,772 51,077 167,735 150,803
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 457 402 1,364 1,214
Other deposits 2,679 2,291 7,508 6,764
Federal funds purchased and securities sold under agreements to repurchase 44 630 195 1,940
Trust preferred debentures 265 600 888 1,783
Other borrowings 3,327 1,837 8,445 4,840
Total Interest Expense 6,772 5,760 18,400 16,541
Net Interest Income 51,000 45,317 149,335 134,262
Less: Provision for loan and lease losses 402 782 2,147 2,615
Net Interest Income After Provision for Loan and Lease Losses 50,598 44,535 147,188 131,647
NONINTEREST INCOME        
Insurance commissions and fees 7,682 7,729 21,892 22,808
Investment services income 3,862 3,735 11,544 11,355
Service charges on deposit accounts 2,125 2,203 6,337 6,559
Card services income 2,190 2,037 6,875 5,980
Mark-to-market loss on trading securities 0 (76) 0 (182)
Mark-to-market gain on liabilities held at fair value 0 77 0 227
Other income 1,766 1,745 5,667 4,819
(Loss) gain on sale of available-for-sale securities (423) 455 (423) 926
Total Noninterest Income 17,202 17,905 51,892 52,492
NONINTEREST EXPENSES        
Salaries and wages 20,931 19,801 60,868 58,123
Pension and other employee benefits 5,344 5,218 16,195 15,435
Net occupancy expense of premises 3,064 3,046 9,965 9,193
Furniture and fixture expense 1,585 1,707 4,819 4,973
FDIC insurance 620 783 1,775 2,388
Amortization of intangible assets 481 524 1,459 1,572
Other operating expense 9,858 9,245 29,738 27,534
Total Noninterest Expenses 41,883 40,324 124,819 119,218
Income Before Income Tax Expense 25,917 22,116 74,261 64,921
Income Tax Expense 8,491 6,945 24,127 20,601
Net Income attributable to Noncontrolling Interests and Tompkins Financial Corporation 17,426 15,171 50,134 44,320
Less: Net income attributable to noncontrolling interests 32 33 97 98
Net Income Attributable to Tompkins Financial Corporation $ 17,394 $ 15,138 $ 50,037 $ 44,222
Basic Earnings Per Share (in dollars per share) $ 1.14 $ 1.01 $ 3.30 $ 2.94
Diluted Earnings Per Share (in dollars per share) $ 1.14 $ 1.00 $ 3.27 $ 2.92